{"id":8844,"date":"2025-01-10T10:53:43","date_gmt":"2025-01-10T01:53:43","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=8844"},"modified":"2025-01-21T14:38:39","modified_gmt":"2025-01-21T05:38:39","slug":"kakei-financialplanner-investment","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/kakei-financialplanner-investment","title":{"rendered":"\u6295\u8cc7\u306e\u76f8\u8ac7\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3078\uff01\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3084\u9078\u3073\u65b9"},"content":{"rendered":"<p>\u300c\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\uff08\u4ee5\u4e0b\u3001FP\uff09\u306b\u6295\u8cc7\u306e\u76f8\u8ac7\u3092\u3057\u305f\u3044\u3051\u3069\u3001\u5927\u4e08\u592b\u306a\u306e\u304b\uff1f\u300d\u300c\u305d\u3082\u305d\u3082FP\u306b\u6295\u8cc7\u76f8\u8ac7\u306f\u3067\u304d\u308b\u306e\uff1f\u300d\u3068\u5fc3\u914d\u3057\u3066\u3044\u308b\u4eba\u3001\u4e0d\u5b89\u306a\u4eba\u5411\u3051\u306e\u8a18\u4e8b\u3067\u3059\u3002<\/p>\n<p>\u7d50\u8ad6\u304b\u3089\u8a00\u3048\u3070\u300cFP\u306b\u6295\u8cc7\u76f8\u8ac7\u306f\u3067\u304d\u307e\u3059\u304c\u3001\u76f8\u8ac7\u3059\u308b\u76f8\u624b\u306f\u3057\u3063\u304b\u308a\u3068\u9078\u3076\u5fc5\u8981\u304c\u3042\u308b\u300d\u300c\u4f01\u696d\u306b\u6240\u5c5e\u3057\u3066\u3044\u308bFP\u3088\u308a\u72ec\u7acb\u7cfb\u306eFP\u306b\u76f8\u8ac7\u3059\u308b\u65b9\u304c\u304a\u3059\u3059\u3081\u300d\u3068\u8a00\u3048\u307e\u3059\u3002FP\u3068\u805e\u304f\u3068\u5bb6\u8a08\u7ba1\u7406\u3084\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u30cb\u30f3\u30b0\u3068\u3044\u3063\u305f\u30a4\u30e1\u30fc\u30b8\u304c\u5f37\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u6295\u8cc7\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u306b\u3082\u3053\u305f\u3048\u3089\u308c\u308b\u306e\u3067\u5b89\u5fc3\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u3068\u306f\u3044\u3048\u3001FP\u306e\u4e2d\u306b\u306f\u8cc7\u683c\u3092\u53d6\u5f97\u3057\u305f\u3060\u3051\u3067\u5b9f\u52d9\u7d4c\u9a13\u304c\u306a\u304f\u3001\u6295\u8cc7\u76f8\u8ac7\u3092\u53d7\u3051\u3066\u3082\u91d1\u878d\u5546\u54c1\u306b\u95a2\u3059\u308b\u77e5\u8b58\u304c\u4e0d\u8db3\u3057\u3066\u3044\u305f\u308a\u3001\u9867\u5ba2\u306e\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5408\u3063\u305f\u6700\u9069\u306a\u6295\u8cc7\u5148\u3092\u63d0\u6848\u3067\u304d\u306a\u304b\u3063\u305f\u308a\u3059\u308b\u4eba\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001FP\u306b\u6295\u8cc7\u76f8\u8ac7\u3092\u3057\u305f\u3044\u3051\u308c\u3069\u4e0d\u5b89\u3092\u611f\u3058\u3066\u3044\u308b\u30fb\u305f\u3081\u3089\u3063\u3066\u3044\u308b\u3001\u3068\u3044\u3046\u4eba\u5411\u3051\u306bFP\u306b\u6295\u8cc7\u306e\u76f8\u8ac7\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u3084\u30c7\u30e1\u30ea\u30c3\u30c8\u3001FP\u4ee5\u5916\u306e\u6295\u8cc7\u5148\u3001\u76f8\u8ac7\u76f8\u624b\u3092\u9078\u3076\u3068\u304d\u306b\u91cd\u8996\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>FP\u3078\u306e\u6295\u8cc7\u76f8\u8ac7\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u4eba\u306f\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#1\">1.\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30e1\u30ea\u30c3\u30c8<\/a><ul><li><a href=\"#1-1\">1-1. \u304a\u91d1\u306e\u5c02\u9580\u5bb6\uff08\u30d7\u30ed\uff09\u306b\u76f8\u8ac7\u3067\u304d\u308b<\/a><\/li><li><a href=\"#1-2\">1-2. \u304a\u91d1\u306e\u76f8\u8ac7\u306b\u4e57\u308b\u305f\u3081\u306e\u80fd\u529b\u3001\u8cc7\u683c\u304c\u3042\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#2\">2.\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><ul><li><a href=\"#2-1\">2-1. \u500b\u4eba\u306b\u3088\u3063\u3066\u77e5\u8b58\u3084\u80fd\u529b\u306b\u5dee\u304c\u3042\u308b<\/a><\/li><li><a href=\"#2-2\">2-2.\u4e0d\u8981\u306a\u5546\u54c1\u3092\u63d0\u6848\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#3\">3.\u72ec\u7acb\u7cfb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u4ee5\u5916\u306e\u6295\u8cc7\u76f8\u8ac7\u5148<\/a><ul><li><a href=\"#3-1\">3-1.\u9280\u884c<\/a><\/li><li><a href=\"#3-2\">3-2.\u8a3c\u5238\u4f1a\u793e<\/a><\/li><\/ul><\/li><li><a href=\"#4\">4.\u3010\u65e9\u898b\u8868\u4ed8\u304d\u3011\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3092\u9078\u3076\u6642\u306b\u91cd\u8996\u3059\u3079\u304d\uff13\u3064\u306e\u30dd\u30a4\u30f3\u30c8<\/a><ul><li><a href=\"#4-1\">4-1. \u6295\u8cc7\u306b\u5bfe\u3059\u308b\u5c02\u9580\u6027<\/a><\/li><li><a href=\"#4-2\">4-2. \u76f8\u8ac7\u306e\u6599\u91d1<\/a><\/li><li><a href=\"#4-3\">4-3. \u6295\u8cc7\u5546\u54c1\u306e\u63d0\u6848<\/a><\/li><\/ul><\/li><li><a href=\"#5FP\">5.\u6295\u8cc7\u76f8\u8ac7\u306f\u72ec\u7acb\u7cfbFP\u304c\u304a\u3059\u3059\u3081<\/a><\/li><li><a href=\"#6\">6. \u72ec\u7acb\u7cfb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\uff14\u3064\u306e\u9b45\u529b<\/a><ul><li><a href=\"#6-1\">6-1. \u5546\u54c1\u3042\u308a\u304d\u3067\u306a\u3044\u63d0\u6848\u304c\u3067\u304d\u308b<\/a><\/li><li><a href=\"#6-2\">6-2. \u300c\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u306e\u6295\u8cc7\u306e\u5fc5\u8981\u6027\u300d\u304b\u3089\u78ba\u8a8d\u3067\u304d\u308b<\/a><\/li><li><a href=\"#6-3\">6-3. \u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8ef8\u306b\u9577\u671f\u7684\u306a\u76ee\u7dda\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3067\u304d\u308b<\/a><\/li><li><a href=\"#6-4\">6-4. \u6295\u8cc7\u4ee5\u5916\u306e\u5206\u91ce\u3082\u76f8\u8ac7\u306b\u4e57\u308b\u3053\u3068\u304c\u3067\u304d\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#7\">7.\u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1\">1.\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30e1\u30ea\u30c3\u30c8<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img01.jpg\" alt=\"1.\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30e1\u30ea\u30c3\u30c8\" width=\"720\" height=\"480\" class=\"aligncenter size-full wp-image-8847\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img01.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img01-300x200.jpg 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p>FP\u306b\u6295\u8cc7\u76f8\u8ac7\u3092\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u4ee5\u4e0b\u306e3\u70b9\u3067\u3059\u3002<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u304a\u91d1\u306e\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3067\u304d\u308b<\/li>\n<li>\u304a\u91d1\u306e\u76f8\u8ac7\u306b\u306e\u308b\u305f\u3081\u306e\u80fd\u529b\u3001\u8cc7\u683c\u304c\u3042\u308b<\/li>\n<li>\u6f20\u7136\u3068\u3057\u305f\u304a\u91d1\u306e\u4e0d\u5b89\u3092\u7b2c\u4e09\u8005\u8996\u70b9\u3067\u30a2\u30c9\u30d0\u30a4\u30b9\u3067\u304d\u308b<\/li>\n<\/ul>\n<\/div>\n<p>\u305d\u308c\u305e\u308c\u304f\u308f\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-1\">1-1. \u304a\u91d1\u306e\u5c02\u9580\u5bb6\uff08\u30d7\u30ed\uff09\u306b\u76f8\u8ac7\u3067\u304d\u308b<\/span><\/h3>\n<p>1\u3064\u76ee\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u304a\u91d1\u306e\u5c02\u9580\u5bb6\uff08\u30d7\u30ed\uff09\u306b\u76f8\u8ac7\u3067\u304d\u308b\u70b9\u3067\u3059\u3002<\/p>\n<p>FP\u306e\u76f8\u8ac7\u5bfe\u8c61\u306f\u5e45\u5e83\u304f\u3001\u5bb6\u8a08\u306e\u7ba1\u7406\u3084\u6539\u5584\u3068\u3044\u3063\u305f\u65e5\u5e38\u7684\u306a\u3053\u3068\u304b\u3089\u3001\u76f8\u7d9a\u3084\u8d08\u4e0e\u3068\u3044\u3063\u305f\u5c02\u9580\u7684\u306a\u3082\u306e\u306b\u307e\u3067\u591a\u5c90\u306b\u308f\u305f\u3063\u3066\u3044\u307e\u3059\u3002FP\u306b\u76f8\u8ac7\u3067\u304d\u308b\u4e8b\u4f8b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u9805\u76ee\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<ol>\n<li>\u5bb6\u8a08\u306e\u7ba1\u7406\uff08\u8caf\u84c4\u306e\u305f\u3081\u306b\u5bb6\u8a08\u3092\u898b\u76f4\u3057\u305f\u3044\u3001\u5bb6\u8a08\u3092\u3046\u307e\u304f\u7ba1\u7406\u3057\u305f\u3044\uff09<\/li>\n<li>\u8001\u5f8c\u306e\u751f\u6d3b\u8a2d\u8a08\uff08\u8001\u5f8c\u306e\u8cc7\u91d1\u3092\u3044\u304f\u3089\u7528\u610f\u3057\u305f\u3089\u3044\u3044\uff1f\u3069\u3046\u3084\u3063\u3066\u6e96\u5099\u3059\u308b\uff1f\uff09<\/li>\n<li>\u6559\u80b2\u8cc7\u91d1\uff08\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cbb\u306f\u3069\u306e\u304f\u3089\u3044\u304b\u304b\u308b\uff1f\u30ed\u30fc\u30f3\u3068\u6559\u80b2\u8cbb\u306e\u4e21\u7acb\u304c\u4e0d\u5b89\uff09<\/li>\n<li>\u5e74\u91d1\u3084\u793e\u4f1a\u4fdd\u967a\uff08\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u5e74\u91d1\u984d\u306f\u3044\u304f\u3089\uff1f\uff09<\/li>\n<li>\u4f4f\u5b85\u8cc7\u91d1\uff08\u81ea\u5206\u305f\u3061\u306e\u53ce\u5165\u306b\u898b\u5408\u3046\u7269\u4ef6\u306f\u3044\u304f\u3089\uff1f\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u63db\u3048\u305f\u3044\uff09<\/li>\n<li>\u8cc7\u7523\u904b\u7528\uff08NISA\u3084iDeCo\u3092\u6d3b\u7528\u3059\u308b\u65b9\u6cd5\u306f\uff1f\u521d\u5fc3\u8005\u306b\u304a\u3059\u3059\u3081\u306e\u904b\u7528\u306f\uff1f\uff09<\/li>\n<li>\u7a0e\u5236\uff08\u3007\u3007\u8cbb\u63a7\u9664\u306f\u4f7f\u3048\u308b\uff1f\u7bc0\u7a0e\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u65b9\u6cd5\u304c\u3042\u308b\uff1f\uff09<\/li>\n<li>\u4fdd\u967a\uff08\u4eca\u52a0\u5165\u4e2d\u306e\u4fdd\u967a\u3092\u898b\u76f4\u3057\u305f\u3044\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u4fdd\u967a\u304c\u77e5\u308a\u305f\u3044\uff09<\/li>\n<li>\u4ecb\u8b77\u3084\u533b\u7642\u8cbb\uff08\u4ecb\u8b77\u8cbb\u7528\u306f\u3069\u306e\u304f\u3089\u3044\u304b\u304b\u308b\uff1f\u4ecb\u8b77\u4fdd\u967a\u306b\u3064\u3044\u3066\u77e5\u308a\u305f\u3044\uff09<\/li>\n<li>\u76f8\u7d9a\u3084\u8d08\u4e0e\uff08\u907a\u8a00\u306a\u3069\u3001\u76f8\u7d9a\u306b\u95a2\u3059\u308b\u3053\u3068\u3092\u805e\u304d\u305f\u3044\u3001\u5b6b\u306b\u3082\u8cc7\u7523\u3092\u6e21\u3057\u305f\u3044\uff09<\/li>\n<\/ol>\n<p>\u300c\u3053\u3093\u306a\u3053\u3068\u307e\u3067\u76f8\u8ac7\u3067\u304d\u308b\u306e\u304b\u300d\u3068\u9a5a\u3044\u305f\u4eba\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<br \/>\n\u6295\u8cc7\u306f\u300c6\u3001\u8cc7\u7523\u904b\u7528\u300d\u306b\u3042\u305f\u308a\u307e\u3059\u3002\u7279\u306b\u6700\u8fd1\u306f\u3001NISA\u53e3\u5ea7\u3084iDeCo\u306a\u3069\u306e\u5236\u5ea6\u304c\u5c0e\u5165\u3055\u308c\u3001\u6295\u8cc7\u306b\u95a2\u5fc3\u3092\u6301\u3064\u4eba\u304c\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u300cNISA\u3084iDeCo\u3092\u59cb\u3081\u3066\u307f\u305f\u3044\u304c\u3001\u3069\u306e\u3088\u3046\u306a\u5236\u5ea6\u304b\u308f\u304b\u3089\u305a\u4e0d\u5b89\u304c\u3042\u308b\u300d\u300cNISA\u3084iDeCo\u3067\u306f\u3069\u306e\u3088\u3046\u306a\u9298\u67c4\u3092\u9078\u3093\u3060\u3089\u3044\u3044\uff1f\u300d\u300c\u8caf\u91d1\u3068\u7bc0\u7d04\u3068NISA\u3001\u6211\u304c\u5bb6\u306e\u5bb6\u8a08\u3067\u306f\u3069\u308c\u3092\u512a\u5148\u3059\u308b\u3079\u304d\uff1f\u300d\u3068\u60a9\u3093\u3067\u3044\u308b\u4eba\u306f\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n\u300c\u6295\u8cc7\u300d\u306b\u9650\u3089\u305a\u3001\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308b\u3079\u304d\u304b\u3001\u7bc0\u7d04\u3084\u8caf\u91d1\u3092\u512a\u5148\u3059\u3079\u304d\u304b\u3068\u3044\u3063\u305f\u6f20\u7136\u3068\u3057\u305f\u304a\u91d1\u306b\u95a2\u3059\u308b\u60a9\u307f\u306b\u3082FP\u306a\u3089\u5bfe\u5fdc\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u300c\u6295\u8cc7\u306b\u8208\u5473\u306f\u3042\u308b\u3051\u308c\u3069\u3001\u30ae\u30e3\u30f3\u30d6\u30eb\u306e\u3088\u3046\u306a\u30a4\u30e1\u30fc\u30b8\u304c\u3042\u3063\u3066\u6016\u3044\u300d\u300c\u6295\u8cc7\u521d\u5fc3\u8005\u306b\u304a\u3059\u3059\u3081\u306e\u6295\u8cc7\u6cd5\u3084\u6295\u8cc7\u5148\u3092\u77e5\u308a\u305f\u3044\u300d\u3053\u3046\u3057\u305f\u60a9\u307f\u3092\u62b1\u3048\u3066\u3044\u308b\u4eba\u306f\u3001\u305c\u3072\u304a\u91d1\u306e\u5c02\u9580\u5bb6\u306b1\u5ea6\u76f8\u8ac7\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1-2\">1-2. \u304a\u91d1\u306e\u76f8\u8ac7\u306b\u4e57\u308b\u305f\u3081\u306e\u80fd\u529b\u3001\u8cc7\u683c\u304c\u3042\u308b<\/span><\/h3>\n<p>FP\u306b\u306f\u6295\u8cc7\u306e\u76f8\u8ac7\u306b\u4e57\u308b\u305f\u3081\u306e\u3001\u80fd\u529b\u3001\u8cc7\u683c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>FP\u3068\u3072\u3068\u53e3\u306b\u8a00\u3063\u3066\u3082\u3001\u56fd\u5bb6\u8cc7\u683c\u3067\u3042\u308b\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u6280\u80fd\u58eb\uff081\u301c3\u7d1a\uff09\u3068\u3001\u6c11\u9593\u8cc7\u683c\u3067\u3042\u308b\u300cAFP\u8cc7\u683c\u300d\u300cCFP\u8cc7\u683c\u300d\u304c\u3042\u308a\u307e\u3059\u3002\u300cCFP\u8cc7\u683c\u300d\u3068\u300cAFP\u8cc7\u683c\u300d\u306f\u6c11\u9593\u8cc7\u683c\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u30012\u5e74\u3054\u3068\u306e\u66f4\u65b0\u304c\u5fc5\u8981\u3067\u3042\u308a\u3001\u7d99\u7d9a\u3057\u3066\u6700\u65b0\u306e\u77e5\u8b58\u3092\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8\u3059\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002\u300cCFP\u8cc7\u683c\u300d\u306f\u5b9f\u52d9\u7d4c\u9a13\u304c\u306a\u3044\u3068\u53d6\u5f97\u3067\u304d\u306a\u3044\u305f\u3081\u3001\u77e5\u8b58\u3068\u7d4c\u9a13\u3092\u517c\u306d\u5099\u3048\u305f\u4eba\u3067\u306a\u3051\u308c\u3070\u53d6\u5f97\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>\u7279\u306b\u6700\u8fd1\u3067\u306f\u3001\u304a\u91d1\u3084\u6295\u8cc7\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u306fSNS\u3084YouTube\u306a\u3069\u3067\u60c5\u5831\u3092\u767a\u4fe1\u3057\u3066\u3044\u308b\u4eba\u3082\u591a\u304f\u3044\u307e\u3059\u304c\u3001\u3053\u3046\u3057\u305f\u4eba\u3078\u76f8\u8ac7\u3057\u3066\u3082\u3001\u81ea\u5206\u81ea\u8eab\u306e\u72b6\u6cc1\u306b\u5408\u3063\u305f\u9069\u5207\u306a\u7b54\u3048\u304c\u8fd4\u3063\u3066\u304f\u308b\u304b\u306f\u308f\u304b\u308a\u307e\u305b\u3093\u3057\u3001\u6700\u60aa\u306e\u5834\u5408\u306f\u8aa4\u3063\u305f\u60c5\u5831\u3092\u4fe1\u3058\u3066\u3057\u307e\u3046\u30ea\u30b9\u30af\u3082\u751f\u3058\u307e\u3059\u3002<\/p>\n<p>\u304a\u91d1\u306e\u5c02\u9580\u5bb6\u3068\u3057\u3066\u306e\u8cc7\u683c\u3092\u4fdd\u6709\u3057\u3066\u3044\u308bFP\u3067\u3042\u308c\u3070\u3001\u9867\u5ba2\u4e00\u4eba\u4e00\u4eba\u306e\u30cb\u30fc\u30ba\u3084\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5408\u3063\u305f\u6700\u9069\u306a\u91d1\u878d\u5546\u54c1\u3092\u63d0\u6848\u3059\u308b\u305f\u3081\u306e\u3001\u77e5\u8b58\u3084\u7d4c\u9a13\u3001\u8cc7\u683c\u304c\u3042\u308b\u306e\u3067\u5b89\u5fc3\u3057\u3066\u6295\u8cc7\u76f8\u8ac7\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<br \/>\nFP\u306b\u6295\u8cc7\u76f8\u8ac7\u3092\u3059\u308b\u306a\u3089\u3001\u8a3c\u5238\u4f1a\u793e\u306b\u52e4\u52d9\u3057\u3066\u3044\u305f\u4eba\u3084\u3001\u5b9f\u969b\u306b\u81ea\u5206\u3067\u3082\u904b\u7528\u3057\u3066\u3044\u308b\u4eba\u3092\u9078\u3076\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"2\">2.\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/image6.jpg\" alt=\"2.\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\" width=\"1920\" height=\"1280\" class=\"aligncenter size-full wp-image-8715\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/image6.jpg 1920w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/image6-300x200.jpg 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/image6-1024x683.jpg 1024w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/image6-768x512.jpg 768w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/image6-1536x1024.jpg 1536w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/image6-991x660.jpg 991w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/p>\n<p>FP\u306b\u6295\u8cc7\u76f8\u8ac7\u3092\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\u30fb\u6ce8\u610f\u70b9\u3092\u8aac\u660e\u3057\u307e\u3059\u3002FP\u306b\u76f8\u8ac7\u3059\u308b\u969b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u70b9\u306b\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u500b\u4eba\u306b\u3088\u3063\u3066\u77e5\u8b58\u3084\u80fd\u529b\u306b\u5dee\u304c\u3042\u308b<\/li>\n<li>\u63d0\u6848\u5185\u5bb9\u304c\u504f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/li>\n<li>\u4e0d\u8981\u306a\u5546\u54c1\u3092\u63d0\u6848\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/li>\n<\/ul>\n<\/div>\n<p>\u5bfe\u5fdc\u7b56\u3092\u542b\u3081\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3059\u308b\u306e\u3067\u3001FP\u76f8\u8ac7\u3092\u6d3b\u7528\u3059\u308b\u969b\u306f\u6c17\u3092\u4ed8\u3051\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3><span id=\"2-1\">2-1. \u500b\u4eba\u306b\u3088\u3063\u3066\u77e5\u8b58\u3084\u80fd\u529b\u306b\u5dee\u304c\u3042\u308b<\/span><\/h3>\n<p>FP\u306f\u304a\u91d1\u306e\u5c02\u9580\u5bb6\u3067\u3059\u304c\u3001\u500b\u4eba\u306b\u3088\u3063\u3066\u77e5\u8b58\u3084\u80fd\u529b\u306b\u5dee\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u77e5\u8b58\u3084\u80fd\u529b\u306e\u306a\u3044\u4eba\u306b\u76f8\u8ac7\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u554f\u984c\u304c\u89e3\u6c7a\u3057\u306a\u3044\u3070\u304b\u308a\u304b\u3001\u6642\u9593\u304c\u7121\u99c4\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u5371\u967a\u6027\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\nFP\u306e\u76f8\u8ac7\u5185\u5bb9\u306f\u591a\u5c90\u306b\u308f\u305f\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u5168\u5206\u91ce\u306e\u77e5\u8b58\u3092\u5b8c\u74a7\u306b\u5099\u3048\u3066\u3044\u308b\u4eba\u306f\u306a\u304b\u306a\u304b\u3044\u307e\u305b\u3093\u3002\u304a\u91d1\u306e\u5c02\u9580\u5bb6\u3060\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u304a\u91d1\u306e\u3053\u3068\u306f\u4f55\u3067\u3082\u628a\u63e1\u3057\u3066\u3044\u308b\u3001\u76f8\u8ac7\u3067\u304d\u308b\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u306a\u3044\u306e\u3067\u3059\u3002<\/p>\n<p>\u89e3\u6c7a\u7b56\u3068\u3057\u3066\u306f\u3001FP\u306b\u76f8\u8ac7\u3059\u308b\u969b\u306f\u300c\u4f55\u3092\u76f8\u8ac7\u3057\u305f\u3044\u304b\u300d\u3092\u4e8b\u524d\u306b\u6c7a\u3081\u3066\u304a\u304f\u3053\u3068\u3067\u3059\u3002FP\u306b\u306f\u3001\u5bb6\u8a08\u76f8\u8ac7\u306b\u7279\u5316\u3057\u3066\u3044\u308b\u4eba\u3001\u8cc7\u7523\u904b\u7528\u306b\u7279\u5316\u3057\u3066\u3044\u308b\u4eba\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u95a2\u9023\u306b\u7279\u5316\u3057\u3066\u3044\u308b\u4eba\u3001\u4fdd\u967a\u306e\u898b\u76f4\u3057\u306b\u7279\u5316\u3057\u3066\u3044\u308b\u4eba\u306a\u3069\u3001\u305d\u308c\u305e\u308c\u306b\u5f97\u610f\u5206\u91ce\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u76f8\u8ac7\u306f\u6295\u8cc7\u30ea\u30c6\u30e9\u30b7\u30fc\u306e\u9ad8\u3044\u4eba\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u306f\u9280\u884c\u52e4\u52d9\u7d4c\u9a13\u304c\u3042\u308a\u30ed\u30fc\u30f3\u306e\u4ed5\u7d44\u307f\u306b\u8a73\u3057\u3044\u4eba\u306b\u3001\u3068\u76f8\u8ac7\u3059\u308b\u5185\u5bb9\u3054\u3068\u306b\u62c5\u5f53\u8005\u3092\u9078\u3076\u3068\u3044\u3046\u65b9\u6cd5\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<p>\u300cFP\u306b\u805e\u304d\u305f\u3044\u8a71\u304c\u3001\u3069\u306e\u5206\u91ce\u306b\u306a\u308b\u306e\u304b\u5206\u304b\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u3053\u3046\u3057\u305f\u5834\u5408\u306f\u3001\u76f8\u8ac7\u3057\u305f\u3044\u5185\u5bb9\u3092\u7b87\u6761\u66f8\u304d\u306b\u3057\u3066\u7591\u554f\u70b9\u3084\u4e0d\u5b89\u70b9\u3092\u53ef\u8996\u5316\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u73fe\u72b6\u306e\u60a9\u307f\u3084\u4e0d\u5b89\u70b9\u3092\u7b87\u6761\u66f8\u304d\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u81ea\u5206\u81ea\u8eab\u306e\u6c17\u4ed8\u304b\u306a\u304b\u3063\u305f\u554f\u984c\u304c\u660e\u78ba\u306b\u306a\u308a\u3001\u3069\u306e\u5206\u91ce\u306eFP\u306b\u76f8\u8ac7\u3059\u3079\u304d\u304b\u308f\u304b\u308a\u3084\u3059\u304f\u306a\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<p>\u307e\u305fFP\u3092\u9078\u3076\u969b\u306b\u3001\u76f8\u8ac7\u3057\u305f\u3044\u5206\u91ce\u3067\u306e\u5b9f\u7e3e\u304c\u3042\u308b\u304b\u3069\u3046\u304b\u3082\u5fc5\u305a\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n\u305d\u308c\u305e\u308c\u306e\u5c02\u9580\u5206\u91ce\u3092\u62c5\u5f53\u3059\u308bFP\u304c\u30c1\u30fc\u30e0\u3092\u7d44\u3093\u3067\u9867\u5ba2\u5bfe\u5fdc\u306b\u3042\u305f\u308b\u5236\u5ea6\u3092\u63a1\u7528\u3057\u3066\u3044\u308bFP\u56e3\u4f53\u3078\u306e\u76f8\u8ac7\u3082\u304a\u3059\u3059\u3081\u3067\u3059\u3002\u5404\u5206\u91ce\u306b\u77e5\u898b\u306e\u3042\u308b\u5c02\u9580\u5bb6\u304c\u76f8\u8ac7\u5185\u5bb9\u306b\u5fdc\u3058\u3066\u3001\u6700\u9069\u306a\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u3057\u3066\u304f\u308c\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<h3><span id=\"2-2\">2-2.\u4e0d\u8981\u306a\u5546\u54c1\u3092\u63d0\u6848\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/span><\/h3>\n<p>FP\u306b\u76f8\u8ac7\u3057\u305f\u7d50\u679c\u3001\u4e0d\u8981\u306a\u5546\u54c1\u3092\u63d0\u6848\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u70b9\u306b\u3082\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u76f8\u8ac7\u304c\u7121\u6599\u306b\u306a\u3063\u3066\u3044\u308bFP\u306f\u3001\u63d0\u643a\u3057\u3066\u3044\u308b\u4f01\u696d\u306e\u91d1\u878d\u5546\u54c1\u3092\u8ca9\u58f2\u3057\u3066\u624b\u6570\u6599\u3092\u5f97\u308b\u3053\u3068\u304c\u76ee\u7684\u306b\u306a\u3063\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002\u7121\u6599\u76f8\u8ac7\u306b\u53c2\u52a0\u3057\u305f\u3089\u3001\u6295\u8cc7\u7528\u4e0d\u52d5\u7523\u3092\u52e7\u3081\u3089\u308c\u305f\u3001\u6709\u6599\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u30b5\u30ed\u30f3\u306b\u52a0\u5165\u3055\u305b\u3089\u308c\u305f\u3001\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3082\u6563\u898b\u3055\u308c\u307e\u3059\u3002<br \/>\n\u4ed6\u306b\u3082\u3001\u9280\u884c\u3084\u4fdd\u967a\u4f1a\u793e\u306eFP\u3067\u306f\u57fa\u672c\u7684\u306b\u81ea\u793e\u5546\u54c1\u306e\u307f\u306e\u53d6\u308a\u6271\u3044\u3067\u3042\u308a\u3001\u8ca9\u58f2\u3057\u305f\u3044\u5546\u54c1\u3092\u8cb7\u3063\u3066\u3082\u3089\u3046\u305f\u3081\u306e\u63d0\u6848\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3067\u306f\u3001\u672c\u5f53\u306e\u9867\u5ba2\u30cb\u30fc\u30ba\u306b\u6cbf\u3063\u305f\u63d0\u6848\u306f\u51fa\u6765\u307e\u305b\u3093\u3002<br \/>\n\u4e0d\u5b89\u3092\u89e3\u6d88\u3059\u308b\u305f\u3081\u306b\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u305f\u306e\u306b\u3001\u4e0d\u8981\u306a\u5546\u54c1\u3092\u8cb7\u3063\u3066\u3057\u307e\u3044\u65b0\u305f\u306a\u4e0d\u5b89\u304c\u751f\u3058\u3066\u3057\u307e\u3063\u3066\u306f\u672c\u672b\u8ee2\u5012\u3067\u3059\u3002<\/p>\n<p>\u5bfe\u5fdc\u7b56\u3068\u3057\u3066\u306f\u3001\u7279\u5b9a\u306e\u4f01\u696d\u3068\u696d\u52d9\u59d4\u8a17\u306a\u3069\u3092\u3057\u3066\u304a\u3089\u305a\u3001\u5546\u54c1\u8ca9\u58f2\u3092\u76ee\u7684\u3068\u3057\u306a\u3044\u72ec\u7acb\u7cfb\u306eFP\u3092\u9078\u3093\u3067\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3067\u3059\u3002\u72ec\u7acb\u7cfb\u306eFP\u306f\u3001\u8907\u6570\u306e\u4f01\u696d\u306e\u91d1\u878d\u5546\u54c1\u3092\u53d6\u308a\u63c3\u3048\u3066\u3044\u308b\u3068\u3053\u308d\u3068\u3001\u76f8\u8ac7\u696d\u52d9\u3060\u3051\u306e\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u76f8\u8ac7\u4ee5\u5916\u306e\u5206\u91ce\u3067\u3082\u3001\u5bb6\u8a08\u7ba1\u7406\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3001\u8001\u5f8c\u8cc7\u91d1\u5f62\u6210\u3068\u305d\u308c\u305e\u308c\u306e\u5c02\u9580\u5bb6\u304c\u30c1\u30fc\u30e0\u4f53\u5236\u3092\u53d6\u3063\u3066\u3044\u308b\u5834\u5408\u306f\u300d\u3001\u6295\u8cc7\u76f8\u8ac7\u4ee5\u5916\u306e\u7dcf\u5408\u7684\u306a\u63d0\u6848\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h2><span id=\"3\">3.\u72ec\u7acb\u7cfb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u4ee5\u5916\u306e\u6295\u8cc7\u76f8\u8ac7\u5148<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img02.jpg\" alt=\"3.\u72ec\u7acb\u7cfb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u4ee5\u5916\u306e\u6295\u8cc7\u76f8\u8ac7\u5148\" width=\"720\" height=\"480\" class=\"aligncenter size-full wp-image-8848\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img02.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img02-300x200.jpg 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p>FP\u4ee5\u5916\u306b\u6295\u8cc7\u306e\u76f8\u8ac7\u3092\u3059\u308b\u5834\u5408\u3001\u3069\u306e\u3088\u3046\u306a\u9078\u629e\u80a2\u304c\u3042\u308b\u306e\u304b\u89e3\u8aac\u3057\u3001\u305d\u308c\u305e\u308c\u306e\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-1\">3-1.\u9280\u884c<\/span><\/h3>\n<p>\u6295\u8cc7\u76f8\u8ac7\u306e\u3082\u3063\u3068\u3082\u8eab\u8fd1\u306a\u30a4\u30e1\u30fc\u30b8\u306f\u3001\u9280\u884c\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n\u9280\u884c\u3092\u5229\u7528\u3057\u3066\u3044\u306a\u3044\u4eba\u306f\u3044\u306a\u3044\u3067\u3057\u3087\u3046\u3057\u3001\u76f8\u8ac7\u5148\u3068\u3057\u3066\u666e\u6bb5\u4f7f\u3063\u3066\u3044\u308b\u9280\u884c\u3092\u601d\u3044\u6d6e\u304b\u3079\u308b\u4eba\u306f\u591a\u3044\u306f\u305a\u3067\u3059\u3002<\/p>\n<p>\u9280\u884c\u306e\u55b6\u696d\u54e1\u306f\u3001\u8a3c\u5238\u5916\u52d9\u54e1\u3084\u751f\u547d\u4fdd\u967a\u306e\u52df\u96c6\u4eba\u8cc7\u683c\u3092\u4fdd\u6709\u3057\u3066\u304a\u308a\u3001\u6295\u8cc7\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u9280\u884c\u306b\u76f8\u8ac7\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u3001\u571f\u65e5\u795d\u65e5\u306b\u30bb\u30df\u30ca\u30fc\u306a\u3069\u3092\u958b\u50ac\u3057\u3066\u3044\u308b\u5e97\u8217\u304c\u3042\u308b\u70b9\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u65e5\u4e2d\u5fd9\u3057\u3044\u4eba\u306e\u305f\u3081\u306b\u3001\u571f\u65e5\u795d\u65e5\u306b\u30de\u30cd\u30fc\u30bb\u30df\u30ca\u30fc\u3092\u958b\u50ac\u3057\u3066\u3044\u308b\u9280\u884c\u3082\u3042\u308b\u306e\u3067\u3001\u6642\u9593\u304c\u53d6\u308c\u306a\u3044\u4eba\u3067\u3082\u76f8\u8ac7\u3057\u3084\u3059\u3044\u306f\u305a\u3067\u3059\u3002\u307e\u305f\u793e\u4f1a\u4eba\u3067\u3042\u308c\u3070\u5fc5\u305a\u9280\u884c\u306f\u5229\u7528\u3059\u308b\u305f\u3081\u3001\u6295\u8cc7\u76f8\u8ac7\u76f8\u624b\u3068\u3057\u3066\u8eab\u8fd1\u3067\u76f8\u8ac7\u306e\u30cf\u30fc\u30c9\u30eb\u304c\u4f4e\u3044\u70b9\u3082\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u9280\u884c\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u9280\u884c\u306e\u6271\u3046\u91d1\u878d\u5546\u54c1\u306b\u95a2\u3057\u3066\u306f\u6295\u8cc7\u4fe1\u8a17\u3068\u5909\u984d\u4fdd\u967a\u3001\u56fd\u50b5\u3001\u5916\u8ca8\u9810\u91d1\u306e\u8ca9\u58f2\u3068\u306a\u308a\u3001\u682a\u5f0f\u3084ETF\u6295\u8cc7\u306f\u3067\u304d\u305a\u5546\u54c1\u306b\u504f\u308a\u304c\u3042\u308b\u70b9\u3067\u3059\u3002\u9280\u884c\u306b\u3088\u3063\u3066\u3082\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u53d6\u308a\u6271\u3044\u306e\u3042\u308b\u6295\u8cc7\u4fe1\u8a17\u306f\u6570\u7a2e\u985e\u306b\u3068\u3069\u307e\u308a\u3001\u8a3c\u5238\u4f1a\u793e\u3068\u6bd4\u8f03\u3059\u308b\u3068\u7269\u8db3\u308a\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u7279\u306b\u9280\u884c\u306eNISA\u53e3\u5ea7\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u9298\u67c4\u6570\u306f\u3001\u975e\u5e38\u306b\u5c11\u306a\u3044\u306e\u3067\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u9280\u884c\u306f\u3001\u682a\u5f0f\u3084ETF\u3068\u3044\u3063\u305f\u91d1\u878d\u5546\u54c1\u306f\u53d6\u308a\u6271\u3063\u3066\u3044\u306a\u3044\u306e\u3067\u3001\u6295\u8cc7\u76f8\u8ac7\u3068\u306a\u308b\u3068\u7269\u8db3\u308a\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u62c5\u5f53\u8005\u304c\u3044\u3066\u3082\u3001\u9280\u884c\u306f\u6570\u5e74\u3067\u8ee2\u52e4\u3057\u3066\u3057\u307e\u3046\u70b9\u3082\u9280\u884c\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-2\">3-2.\u8a3c\u5238\u4f1a\u793e<\/span><\/h3>\n<p>\u300c\u6295\u8cc7\u300d\u3068\u3044\u3048\u3070\u3001\u8a3c\u5238\u4f1a\u793e\u3092\u30a4\u30e1\u30fc\u30b8\u3059\u308b\u4eba\u306f\u591a\u3044\u306f\u305a\u3067\u3059\u3002<\/p>\n<p>\u8a3c\u5238\u4f1a\u793e\u306f\u6295\u8cc7\u30ea\u30c6\u30e9\u30b7\u30fc\u304c\u9ad8\u3044\u4eba\u304c\u96c6\u307e\u3063\u3066\u304a\u308a\u3001\u682a\u5f0f\u3084ETF\u3001\u6295\u8cc7\u4fe1\u8a17\u3001FX\u306a\u3069\u3092\u53d6\u308a\u6271\u3063\u3066\u3044\u307e\u3059\u3002\u8a3c\u5238\u4f1a\u793e\u306e\u4ed5\u4e8b\u306f\u91d1\u878d\u5546\u54c1\u3092\u8ca9\u58f2\u3059\u308b\u3053\u3068\u3067\u3059\u304b\u3089\u3001\u904b\u7528\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u306b\u3064\u3044\u3066\u306f\u5c02\u9580\u7684\u306a\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u53d7\u3051\u3089\u308c\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<p>\u8a3c\u5238\u4f1a\u793e\u306b\u76f8\u8ac7\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u3001\u6295\u8cc7\u306b\u95a2\u3059\u308b\u9298\u67c4\u9078\u3073\u3084\u4fdd\u6709\u8cc7\u7523\u306e\u898b\u76f4\u3057\u3001\u4eca\u5f8c\u671f\u5f85\u3067\u304d\u308b\u6295\u8cc7\u5148\u3001\u3068\u3044\u3063\u305f\u5c02\u9580\u6027\u306e\u9ad8\u3044\u6295\u8cc7\u76f8\u8ac7\u304c\u3067\u304d\u308b\u70b9\u3067\u3057\u3087\u3046\u3002\u8a3c\u5238\u4f1a\u793e\u304c\u767a\u884c\u3059\u308b\u30de\u30fc\u30b1\u30c3\u30c8\u60c5\u5831\u306e\u30ec\u30dd\u30fc\u30c8\u304c\u8aad\u3081\u308b\u5834\u5408\u304c\u3042\u308b\u306e\u3067\u3001\u81ea\u5206\u81ea\u8eab\u3067\u3082\u6295\u8cc7\u77e5\u8b58\u3092\u8eab\u306b\u3064\u3051\u3089\u308c\u307e\u3059\u3002\u8cc7\u7523\u904b\u7528\u3060\u3051\u3067\u306a\u304f\u3001\u76f8\u7d9a\u3084\u8d08\u4e0e\u3001\u4e8b\u696d\u627f\u7d99\u306a\u3069\u3082\u6271\u3063\u3066\u3044\u308b\u306e\u3067\u3053\u3046\u3057\u305f\u76f8\u8ac7\u304c\u3067\u304d\u308b\u70b9\u3082\u8a3c\u5238\u4f1a\u793e\u306b\u76f8\u8ac7\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u6848\u5185\u3055\u308c\u308b\u91d1\u878d\u5546\u54c1\u304c\u81ea\u793e\u53d6\u6271\u3044\u306e\u3082\u306e\u306b\u9650\u3089\u308c\u3066\u3057\u307e\u3046\u70b9\u3067\u3059\u3002\u6848\u5185\u3055\u308c\u308b\u91d1\u878d\u5546\u54c1\u306f\u8ca9\u58f2\u624b\u6570\u6599\u306e\u9ad8\u3044\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002\u3002<\/p>\n<p>\u8a3c\u5238\u4f1a\u793e\u3067\u91d1\u878d\u5546\u54c1\u3092\u6848\u5185\u3055\u308c\u305f\u5834\u5408\u306f\u3001\u985e\u4f3c\u5546\u54c1\u304c\u306a\u3044\u304b\u3001\u30b3\u30b9\u30c8\u306f\u3069\u3046\u306a\u3063\u3066\u3044\u308b\u306e\u304b\u3068\u3044\u3063\u305f\u3053\u3068\u3092\u62c5\u5f53\u8005\u306b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\u307e\u305f\u3001\u9280\u884c\u3068\u540c\u3058\u3088\u3046\u306b\u8a3c\u5238\u4f1a\u793e\u3082\u6570\u5e74\u3067\u8ee2\u52e4\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u3053\u3068\u304c\u591a\u3044\u305f\u3081\u3001\u540c\u3058\u62c5\u5f53\u8005\u3068\u9577\u304f\u4ed8\u304d\u5408\u3046\u3053\u3068\u304c\u96e3\u3057\u3044\u70b9\u3082\u8a3c\u5238\u4f1a\u793e\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<h2><span id=\"4\">4.\u3010\u65e9\u898b\u8868\u4ed8\u304d\u3011\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3092\u9078\u3076\u6642\u306b\u91cd\u8996\u3059\u3079\u304d\uff13\u3064\u306e\u30dd\u30a4\u30f3\u30c8<\/span><\/h2>\n<p>\u672c\u7ae0\u3067\u306f\u3001\u6295\u8cc7\u76f8\u8ac7\u3059\u308bFP\u3092\u9078\u3076\u3068\u304d\u306b\u91cd\u8996\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u3092\u307e\u3068\u3081\u3066\u65e9\u898b\u8868\u306b\u3057\u307e\u3057\u305f\u3002<br \/>\n\u305d\u306e\u30dd\u30a4\u30f3\u30c8\u3068\u306f\u3001\u6b21\u306e\uff13\u3064\u3067\u3059\u3002<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u6295\u8cc7\u306b\u5bfe\u3059\u308b\u5c02\u9580\u6027<\/li>\n<li>\u76f8\u8ac7\u306e\u6599\u91d1<\/li>\n<li>\u6295\u8cc7\u5546\u54c1\u306e\u63d0\u6848<\/li>\n<\/ul>\n<\/div>\n<p>\u591a\u69d8\u306aFP\u306e\u4e2d\u304b\u3089\u76f8\u8ac7\u5148\u3092\u9078\u3076\u6642\u3001\u307e\u305a\u3053\u308c\u3089\uff13\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u3082\u77e5\u3063\u3066\u304a\u3044\u3066\u3082\u3089\u3048\u308c\u3070\u3001\u300c\u76f8\u8ac7\u3057\u305f\u3051\u3069\u3042\u307e\u308a\u53c2\u8003\u306b\u306a\u3089\u306a\u304b\u3063\u305f\u300d\u300c\u58f2\u308a\u8fbc\u307f\u304c\u3059\u3054\u304b\u3063\u305f\u300d\u306a\u3069\u306e\u4e0d\u6e80\u304c\u51fa\u308b\u3053\u3068\u3092\u9632\u304e\u3064\u3064\u3001\u81ea\u5206\u306b\u5408\u3046\u76f8\u8ac7\u5148\u3092\u63a2\u3057\u3066\u3082\u3089\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u65e9\u898b\u8868\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<br \/>\n\u305f\u3060\u3057\u3001\u5404FP\u304c\u5168\u3066\u3053\u306e\u901a\u308a\u3068\u3044\u3046\u8a33\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u304a\u304a\u3088\u305d\u306e\u50be\u5411\u3068\u3057\u3066\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<table>\n<tbody>\n<tr>\n<td bgcolor=\"#efefef\">FP\u306e\u5206\u985e<\/td>\n<td bgcolor=\"#e8ffd5\">\u72ec\u7acb\u7cfbFP<\/td>\n<td bgcolor=\"#bee0fe\">IFA<br \/>\n(\u72ec\u7acb\u7cfb\u91d1\u878d\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc)<\/td>\n<td bgcolor=\"#9eeefa\">RIA<br \/>\n(\u6295\u8cc7\u52a9\u8a00\u696d\u8005)<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#efefef\">\u6295\u8cc7\u306b\u5bfe\u3059\u308b<br \/>\n\u5c02\u9580\u6027<\/td>\n<td>\u4f4e\uff5e\u9ad8<\/td>\n<td>\u9ad8<\/td>\n<td>\u9ad8<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#efefef\">\u76f8\u8ac7\u306e\u6599\u91d1<\/td>\n<td>\u6709\u6599(5\u5343\u5186\uff5e)<\/td>\n<td>\u7121\u6599<\/td>\n<td>\u6709\u6599<br \/>\n(\u5148\u306b\u9867\u554f\u5951\u7d04\u304c\u5fc5\u8981)<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#efefef\">\u6295\u8cc7\u5546\u54c1\u306e\u63d0\u6848<\/td>\n<td>\u3067\u304d\u308b<br \/>\n(1\u793e\uff5e\u8907\u6570)\u203b1<\/td>\n<td>\u3067\u304d\u308b(1\u793e\uff5e\u8907\u6570)<\/td>\n<td>\u3067\u304d\u306a\u3044\u203b2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u203b1\uff1a\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u72ec\u7acb\u7cfbFP\u306e\u5834\u5408\u306f\u3001\u63d0\u6848\u3067\u304d\u306a\u3044\u3053\u3068\u304c\u591a\u3044\u3002<br \/>\n\u203b2\uff1a\u6295\u8cc7\u52a9\u8a00\u696d\u306e\u5c02\u696d\u3067\u306a\u3044\u5834\u5408\u306f\u3001\u63d0\u6848\u3067\u304d\u308b\u3053\u3068\u304c\u3042\u308b\u3002<\/p>\n<table>\n<tbody>\n<tr>\n<td bgcolor=\"#efefef\">FP\u306e\u5206\u985e<\/td>\n<td bgcolor=\"#fffdbb\">\u8a3c\u5238FP<\/td>\n<td bgcolor=\"#fedac3\">\u9280\u884cFP<\/td>\n<td bgcolor=\"#f5d4f9\">\u4fdd\u967aFP<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#efefef\">\u6295\u8cc7\u306b\u5bfe\u3059\u308b\u5c02\u9580\u6027<\/td>\n<td>\u9ad8<\/td>\n<td>\u4e2d<\/td>\n<td>\u4f4e<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#efefef\">\u76f8\u8ac7\u306e\u6599\u91d1<\/td>\n<td>\u7121\u6599<\/td>\n<td>\u7121\u6599<\/td>\n<td>\u7121\u6599<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#efefef\">\u6295\u8cc7\u5546\u54c1\u306e\u63d0\u6848<\/td>\n<td>\u3067\u304d\u308b<br \/>\n(\u81ea\u793e\u5546\u54c1\u306e\u307f)<\/td>\n<td>\u3067\u304d\u308b<br \/>\n(\u81ea\u793e\u5546\u54c1\u306e\u307f)<\/td>\n<td>\u3067\u304d\u306a\u3044<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5404FP\u304c\u3053\u308c\u3089\uff13\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u306b\u3069\u306e\u7a0b\u5ea6\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u306e\u304b\u3001\u306a\u305c\u3053\u306e\u9805\u76ee\u304c\u5927\u4e8b\u306a\u306e\u304b\u3001\u3069\u3046\u3084\u3063\u3066\u78ba\u8a8d\u3059\u308c\u3070\u3044\u3044\u304b\u7b49\u3092\u3001\u79c1\u304c\u3053\u308c\u307e\u3067\u7a4d\u3093\u3067\u304d\u305f\u8a3c\u5238FP\u30fb\u72ec\u7acb\u7cfbFP\u3068\u3057\u3066\u306e\u7d4c\u9a13\u3084\u77e5\u898b\u3092\u8e0f\u307e\u3048\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"4-1\">4-1. \u6295\u8cc7\u306b\u5bfe\u3059\u308b\u5c02\u9580\u6027<\/span><\/h3>\n<p>\u6295\u8cc7\u306b\u5bfe\u3059\u308b\u5c02\u9580\u6027\u3068\u306f\u300c\u5546\u54c1\u306e\u3053\u3068\u3060\u3051\u3067\u306a\u304f\u3001\u7a0e\u91d1\u3084\u5236\u5ea6\u3001\u6295\u8cc7\u306e\u8003\u3048\u65b9\u7b49\u306b\u95a2\u3059\u308b\u77e5\u8b58\u3082\u5341\u5206\u306b\u6709\u3057\u3066\u3044\u308b\u304b\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<br \/>\n\u3053\u308c\u3092\u6c42\u3081\u308b\u4eba\u306f\u3001\u72ec\u7acb\u7cfbFP\u30fbIFA\u30fbRIA\u30fb\u8a3c\u5238FP\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u57fa\u672c\u7684\u306a\u50be\u5411\u3068\u3057\u3066\u306f\u3001IFA\u30fbRIA\u30fb\u8a3c\u5238FP\u306a\u3089\u6295\u8cc7\u77e5\u8b58\u306f\u8c4a\u5bcc\u3068\u601d\u3063\u3066\u3082\u3089\u3063\u3066\u5927\u4e08\u592b\u3067\u3059\u3002<br \/>\n\u8a3c\u5238FP\u306f\u5e74\u6b21\u304c\u82e5\u3044\u3068\u5341\u5206\u306a\u77e5\u8b58\u3092\u6301\u3063\u3066\u3044\u306a\u3044\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u300c\u8abf\u3079\u3066\u304b\u3089\u304a\u7b54\u3048\u3057\u307e\u3059\u300d\u3068\u8a00\u3063\u3066\u304f\u308c\u308b\u306a\u3089\u554f\u984c\u306a\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u305f\u3060\u3057\u300c\u8abf\u3079\u307e\u3059\u300d\u3068\u8a00\u308f\u305a\u3001\u8a00\u8449\u3092\u6fc1\u3057\u305f\u308a\u3001\u52e2\u3044\u3067\u4e57\u308a\u5207\u308d\u3046\u3068\u3057\u305f\u308a\u3059\u308b\u5834\u5408\u306f\u614e\u91cd\u306b\u306a\u3063\u305f\u65b9\u304c\u826f\u3044\u3067\u3059\u3002<\/p>\n<p>\u72ec\u7acb\u7cfbFP\u306f\u3001\u4e8b\u52d9\u6240\u306e\u65b9\u91dd\u3084\u305d\u306eFP\u500b\u4eba\u306b\u3088\u3063\u3066\u6295\u8cc7\u76f8\u8ac7\u306e\u5f97\u610f\u30fb\u4e0d\u5f97\u610f\u304c\u3042\u308b\u305f\u3081\u3001\u5b9f\u969b\u306b\u76f8\u8ac7\u3059\u308b\u524d\u306b\u300c\u6295\u8cc7\u306b\u8a73\u3057\u3044FP\u304b\u3069\u3046\u304b\u300d\u306f\u78ba\u8a8d\u3057\u3066\u304a\u3044\u305f\u65b9\u304c\u3044\u3044\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3092\u6319\u3052\u308b\u306a\u3089\u3001iDeCo\u30fb\u3064\u307f\u305f\u3066NISA\u306e\u59cb\u3081\u65b9\u3084\u8cb7\u4ed8\u30e9\u30f3\u30ad\u30f3\u30b0\u4e0a\u4f4d\u306e\u9298\u67c4\u3092\u77e5\u3063\u3066\u3044\u308b\u3001\u3068\u3044\u3046\u3060\u3051\u3067\u306f\u5c02\u9580\u6027\u304c\u3042\u308b\u3068\u306f\u8a00\u3048\u307e\u305b\u3093\u3002<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u6295\u8cc7\u306e\u76ee\u7684\u3092\u8e0f\u307e\u3048\u305f\u3089\u3069\u3093\u306a\u65b9\u91dd\u3092\u53d6\u308b\u3079\u304d\u304b<\/li>\n<li>\u6295\u8cc7\u3092\u3084\u3081\u3056\u308b\u3092\u5f97\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u306a\u3069\u4e0d\u6e2c\u306e\u4e8b\u614b\u3067\u306f\u3069\u3046\u5bfe\u5fdc\u3059\u3079\u304d\u304b<\/li>\n<li>\u4ed6\u306e\u5236\u5ea6\u306e\u6d3b\u7528\u3082\u542b\u3081\u305f\u63d0\u6848\u304c\u3067\u304d\u308b\u304b<\/li>\n<li>\u58f2\u5374\u3057\u305f\u3089\u7533\u544a\u7b49\u306f\u3069\u3046\u306a\u308b\u304b<\/li>\n<\/ul>\n<\/div>\n<p>\u306a\u3069\u3092\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3067\u304d\u3001\u59cb\u3081\u304b\u3089\u7d42\u308f\u308a\u307e\u3067\u7684\u78ba\u306b\u30b5\u30dd\u30fc\u30c8\u3067\u304d\u308b\u529b\u304c\u3042\u308c\u3070\u201c\u5c02\u9580\u6027\u304c\u3042\u308b\u201d\u3068\u8a00\u3048\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u306eFP\u306b\u672c\u5f53\u306b\u5c02\u9580\u6027\u304c\u3042\u308b\u304b\u3069\u3046\u304b\u306f\u30011\u56de\u8a71\u3092\u805e\u3044\u305f\u3060\u3051\u3067\u5224\u65ad\u3059\u308b\u306e\u306f\u96e3\u3057\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3042\u3089\u304b\u3058\u3081\u300c\u6295\u8cc7\u306b\u8a73\u3057\u3044\u4eba\u306b\u76f8\u8ac7\u3057\u305f\u3044\u300d\u3068\u5e0c\u671b\u3092\u4f1d\u3048\u3066\u307f\u305f\u308a\u3001\u81ea\u5206\u3067\u8abf\u3079\u3066\u5206\u304b\u3089\u306a\u304b\u3063\u305f\u3053\u3068\u3092\u8074\u3044\u3066\u307f\u305f\u308a\u3001\u300c\u4f8b\u3048\u3070\u25cb\u25cb\u306a\u5834\u5408\u306f\u3069\u3046\u3059\u308c\u3070\u3044\u3044\u304b\u300d\u3068\u8cea\u554f\u3057\u3066\u307f\u305f\u308a\u3059\u308b\u3053\u3068\u7b49\u304c\u3001\u5c02\u9580\u6027\u306e\u6709\u7121\u3092\u78ba\u8a8d\u3059\u308b\u306b\u306f\u6709\u52b9\u3067\u3059\u3002<\/p>\n<div class=\"attention a-1\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\"><strong><u>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306b\u95a2\u3059\u308b\u8a18\u4e8b\u306f\u3053\u3061\u3089<\/u><\/strong><\/a><\/div>\n<h3><span id=\"4-2\">4-2. \u76f8\u8ac7\u306e\u6599\u91d1<\/span><\/h3>\n<p>\u76f8\u8ac7\u306e\u6599\u91d1\u306b\u3064\u3044\u3066\u3001\u7121\u6599\u3092\u5e0c\u671b\u3059\u308b\u306a\u3089IFA\u30fb\u8a3c\u5238FP\u30fb\u9280\u884cFP\u30fb\u751f\u4fddFP\u306b\u3001\u6709\u6599\u3092\u5e0c\u671b\u3059\u308b\u306a\u3089\u72ec\u7acb\u7cfbFP\u30fbRIA\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u7121\u6599\uff1aIFA\u30fb\u8a3c\u5238FP\u30fb\u9280\u884cFP\u30fb\u751f\u4fddFP<\/li>\n<li>\u6709\u6599\uff1a\u72ec\u7acb\u7cfbFP\u30fbRIA<\/li>\n<\/ul>\n<\/div>\n<p>\u3057\u304b\u3057\u306a\u304c\u3089\u76f8\u8ac7\u306e\u6599\u91d1\u306b\u3064\u3044\u3066\u306f\u3001\u6709\u6599\u306e\u65b9\u304c\u304a\u3059\u3059\u3081\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u76f8\u8ac7\u6599\u304c\u6709\u6599\u306e\u5834\u5408\u3068\u3044\u3046\u306e\u306f\u3001\u300c\u76f8\u8ac7\u300d\u305d\u306e\u3082\u306e\u304c\u5546\u54c1\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u6700\u7d42\u7684\u306a\u30b4\u30fc\u30eb\u306f\u300c\u76f8\u8ac7\u3055\u308c\u305f\u4e8b\u67c4\u3092\u89e3\u6c7a\u3059\u308b\u3053\u3068\u300d\u3068\u306a\u308a\u307e\u3059\u3002\u3082\u3057\u5546\u54c1\u3092\u8cb7\u308f\u305a\u306b\u89e3\u6c7a\u3067\u304d\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u305d\u306e\u3088\u3046\u306b\u6848\u5185\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u76f8\u8ac7\u6599\u304c\u7121\u6599\u306e\u5834\u5408\u3001\u300c\u5546\u54c1\u3092\u8cb7\u3063\u3066\u3082\u3089\u3046\u3053\u3068\u300d\u304c\u6700\u7d42\u7684\u306a\u30b4\u30fc\u30eb\u306b\u306a\u308a\u307e\u3059\u3002\u30dc\u30e9\u30f3\u30c6\u30a3\u30a2\u3067\u7121\u6599\u3067\u76f8\u8ac7\u306b\u4e57\u3063\u3066\u304f\u308c\u308b\u8a33\u3067\u306f\u306a\u304f\u3001\u5546\u54c1\u306e\u8ca9\u58f2\u624b\u6570\u6599\u306e\u4e2d\u306b\u76f8\u8ac7\u6599\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u304b\u3089\u3067\u3059\u3002<br \/>\n\u3064\u307e\u308a\u3001\u57fa\u672c\u7684\u306b\u300c\u5546\u54c1\u3092\u8cb7\u3044\u307e\u3057\u3087\u3046\u300d\u3068\u3044\u3046\u6d41\u308c\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u306e\u3067\u3059\u3002<\/p>\n<p>\u7121\u6599\u3067\u76f8\u8ac7\u306b\u4e57\u3063\u3066\u3082\u3089\u3046\u3051\u308c\u3069\u3082\u5546\u54c1\u63d0\u6848\u306f\u805e\u304b\u306a\u3044\u3001\u3068\u3044\u3046\u306e\u3082\u53ef\u80fd\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001FP\u3082\u4eba\u9593\u3067\u3059\u306e\u3067\u5fc3\u8a3c\u306f\u60aa\u304f\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u305b\u3063\u304b\u304f\u8272\u3005\u76f8\u8ac7\u306b\u4e57\u3063\u3066\u3082\u8fd4\u3063\u3066\u304f\u308b\u3082\u306e\u304c\u306a\u3051\u308c\u3070\u3001\u76f8\u624b\u3082\u771f\u5263\u306b\u306a\u3063\u3066\u304f\u308c\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u300c\u672c\u5f53\u306b\u89e3\u6c7a\u3067\u304d\u308b\u304b\u304c\u5206\u304b\u3089\u306a\u3044\u306e\u306b\u3001\u6709\u6599\u306e\u76f8\u8ac7\u3092\u53d7\u3051\u308b\u306e\u306f\u62b5\u6297\u304c\u3042\u308b\u300d\u3068\u601d\u3046\u306a\u3089\u3001\u307e\u305a\u306f\u6599\u91d1\u304c\u5b89\u3081\u3001\u3042\u308b\u3044\u306f\u521d\u56de\u76f8\u8ac7\u3092\u7121\u6599\u306b\u3057\u3066\u3044\u308b\u5148\u306b\u76f8\u8ac7\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img03.jpg\" alt=\"\u65e5\u672cFP\u5354\u4f1a\u3000\u76f8\u8ac7\u6599\u306e\u76ee\u5b89\uff08\u6709\u6599\u76f8\u8ac7\uff09\" width=\"720\" height=\"231\" class=\"aligncenter size-full wp-image-8865\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img03.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img03-300x96.jpg 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><br \/>\n\uff08\u51fa\u5178\uff1a<a href=\"https:\/\/www.jafp.or.jp\/shibu\/tokyo\/seikatsu\/aboutfp\/fee\/\" target=\"_blank\" rel=\"noopener\"><strong><u>\u65e5\u672cFP\u5354\u4f1a\u3000\u76f8\u8ac7\u6599\u306e\u76ee\u5b89\uff08\u6709\u6599\u76f8\u8ac7\uff09<\/u><\/strong><\/a>\uff09<\/p>\n<p>\u65e5\u672cFP\u5354\u4f1a\u306e\u8abf\u3079\u306b\u3088\u308b\u3068\u3001FP\u76f8\u8ac71\u6642\u9593\u5f53\u305f\u308a5,000\uff5e10,000\u5186\u672a\u6e80\u306e\u5272\u5408\u304c\u6700\u3082\u591a\u3044\u3088\u3046\u3067\u3059\u3002\u3053\u306e\u8fba\u308a\u306e\u91d1\u984d\u3092\u76ee\u5b89\u306b\u76f8\u8ac7\u3067\u304d\u308b\u3068\u3053\u308d\u3092\u63a2\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"attention a-1\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/fp-fee\/\" target=\"_blank\" rel=\"noopener\"><strong><u>FP\u76f8\u8ac7\u306f\u7121\u6599or\u6709\u6599\uff1f\u76f8\u8ac7\u5185\u5bb9\u3068\u6599\u91d1\u76f8\u5834\u3092\u30c1\u30a7\u30c3\u30af<\/u><\/strong><\/a><\/div>\n<h3><span id=\"4-3\">4-3. \u6295\u8cc7\u5546\u54c1\u306e\u63d0\u6848<\/span><\/h3>\n<p>\u6295\u8cc7\u5546\u54c1\u306e\u63d0\u6848\u3092\u3057\u3066\u3082\u3089\u3044\u305f\u3044\u4eba\u306f\u3001\u72ec\u7acb\u7cfbFP\u30fbIFA\u30fb\u8a3c\u5238FP\u30fb\u9280\u884cFP\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u3055\u3089\u306b\u8a00\u3048\u3070\u3001\u63d0\u6848\u3059\u308b\u5546\u54c1\u30921\u793e\u3060\u3051\u3067\u306a\u304f\u8907\u6570\u793e\u304b\u3089\u898b\u7e55\u3063\u3066\u3082\u3089\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u72ec\u7acb\u7cfbFP\u30fbIFA\u306e\u65b9\u304c\u3001\u3088\u308a\u304a\u3059\u3059\u3081\u3067\u3059\u3002\uff08\u305f\u3060\u3057\u3001\u72ec\u7acb\u7cfbFP\u306f\u6295\u8cc7\u5546\u54c1\u306e\u63d0\u6848\u81ea\u4f53\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u3082\u3042\u308b\u306e\u3067\u3001\u305d\u3053\u306b\u3064\u3044\u3066\u306f\u76f8\u8ac7\u524d\u306b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\uff09<\/p>\n<p>\u306a\u305c\u306a\u3089\u4f1a\u793e\u3092\u307e\u305f\u3044\u3067\u6bd4\u8f03\u3067\u304d\u305f\u65b9\u304c\u3001\u3088\u308a\u30cb\u30fc\u30ba\u306b\u5408\u3063\u305f\u5546\u54c1\u306b\u5de1\u308a\u5408\u3048\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3081\u3089\u308c\u3001\u307e\u305f\u5546\u54c1\u306e\u826f\u3057\u60aa\u3057\u3082\u5206\u304b\u308b\u3088\u3046\u306b\u306a\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u6271\u3048\u308b\u5546\u54c1\u304c1\u793e\u5206\u3060\u3063\u305f\u3068\u3057\u3066\u3082\u6bd4\u8f03\u304c\u3067\u304d\u306a\u3044\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u3057\u304b\u3057\u5546\u54c1\u8a2d\u8a08\u306e\u65b9\u5411\u6027\u3084\u6599\u91d1\u8a2d\u5b9a\u304c\u4f3c\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u3044\u306e\u3067\u3001\u3042\u307e\u308a\u6709\u52b9\u306a\u6bd4\u8f03\u306b\u306a\u3089\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u306f\u982d\u306b\u5165\u308c\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u3082\u3057\u76f8\u8ac7\u3057\u305f\u3068\u3053\u308d\u304c1\u793e\u5206\u3057\u304b\u6271\u3048\u3066\u3044\u306a\u3044\u3088\u3046\u306a\u3089\u3001\u81ea\u5206\u3067\u6bd4\u8f03\u3057\u305f\u3044\u5546\u54c1\u3092\u63a2\u3057\u3066\u3001\u78ba\u8a8d\u3057\u3066\u3082\u3089\u3046\u306e\u3082\u3044\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<div class=\"attention a-1\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/fp-recommend\/\" target=\"_blank\" rel=\"noopener\"><strong><u>\u304a\u3059\u3059\u3081\u306eFP\u306f\u3069\u3053\uff1fFP\u63a2\u3057\u306b\u95a2\u3059\u308b\u8a18\u4e8b\u306f\u3053\u3061\u3089<\/u><\/strong><\/a><\/div>\n<h2><span id=\"5FP\">5.\u6295\u8cc7\u76f8\u8ac7\u306f\u72ec\u7acb\u7cfbFP\u304c\u304a\u3059\u3059\u3081<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img04.jpg\" alt=\"5.\u6295\u8cc7\u76f8\u8ac7\u306f\u72ec\u7acb\u7cfbFP\u304c\u304a\u3059\u3059\u3081\" width=\"720\" height=\"480\" class=\"aligncenter size-full wp-image-8867\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img04.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img04-300x200.jpg 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p>FP\u306b\u6295\u8cc7\u76f8\u8ac7\u3092\u3059\u308b\u306a\u3089\u3001\u72ec\u7acb\u7cfb\u306eFP\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<p>\u72ec\u7acb\u7cfb\u306eFP\u306f\u7279\u5b9a\u306e\u4f01\u696d\u306b\u6240\u5c5e\u3057\u3066\u3044\u307e\u305b\u3093\u3002\u8ca9\u58f2\u3059\u308b\u5546\u54c1\u3084\u624b\u6570\u6599\u306b\u7e1b\u3089\u308c\u306a\u3044\u305f\u3081\u3001\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u306b\u6cbf\u3063\u305f\u300c\u9867\u5ba2\u76ee\u7dda\u300d\u304b\u3064\u300c\u9867\u5ba2\u30d5\u30a1\u30fc\u30b9\u30c8\u300d\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n\u53cd\u5bfe\u306b\u7279\u5b9a\u306e\u4f01\u696d\u306b\u6240\u5c5e\u3057\u3066\u3044\u308bFP\u306e\u5834\u5408\u306f\u3001\u3069\u3046\u3057\u3066\u3082\u4f01\u696d\u304c\u58f2\u308a\u305f\u3044\u5546\u54c1\u306e\u8ca9\u58f2\u304c\u76ee\u7684\u3068\u306a\u3063\u3066\u3057\u307e\u3044\u3001\u9867\u5ba2\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u63d0\u6848\u304c\u3067\u304d\u306a\u3044\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u5546\u54c1\u8ca9\u58f2\u304c\u524d\u63d0\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u3068\u3001\u63d0\u6848\u5185\u5bb9\u304c\u504f\u3063\u3066\u3057\u307e\u3044\u672c\u5f53\u306b\u9867\u5ba2\u304c\u5fc5\u8981\u3068\u3057\u3066\u3044\u308b\u5185\u5bb9\u306e\u63d0\u6848\u304c\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>\u72ec\u7acb\u7cfb\u306eFP\u3067\u3082\u3001FP\u306f\u305d\u308c\u305e\u308c\u8a73\u3057\u3044\u5c02\u9580\u5206\u91ce\u304c\u4eba\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u300c\u8cc7\u7523\u904b\u7528\u306e\u30d7\u30ed\u300d\u300c\u4f4f\u5b85\u8cfc\u5165\u30fb\u30ed\u30fc\u30f3\u306e\u30d7\u30ed\u300d\u3068\u3044\u3063\u305f\u5404\u5206\u91ce\u306e\u30d7\u30ed\u304c\u30c1\u30fc\u30e0\u3092\u7d44\u307f\u3001\u76f8\u8ac7\u5185\u5bb9\u306b\u5408\u308f\u305b\u3066\u5404\u3005\u306eFP\u304c\u30a2\u30c9\u30d0\u30a4\u30b9\u3067\u304d\u308b\u4f53\u5236\u3092\u53d6\u3063\u3066\u3044\u308b\u3068\u3053\u308d\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<p>\u8cc7\u7523\u904b\u7528\u3068\u4e00\u53e3\u306b\u8a00\u3063\u3066\u3082\u3001\u305d\u306e\u5185\u5bb9\u3084\u76ee\u7684\u306f\u500b\u4eba\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u306f\u305a\u3067\u3059\u3002<br \/>\n\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u3092\u5e0c\u671b\u3059\u308b\u4eba\u3082\u3044\u308c\u3070\u3001\u76f8\u7d9a\u5bfe\u7b56\u3092\u5e0c\u671b\u3057\u3066\u3044\u308b\u4eba\u3082\u3044\u3089\u3063\u3057\u3083\u3044\u307e\u3059\u3002<br \/>\n\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u306b\u5408\u308f\u305b\u3066\u3001\u4e0d\u5b89\u3084\u7121\u7406\u304c\u306a\u3044\u3088\u3046\u306b\u8cc7\u7523\u3092\u591a\u89d2\u7684\u306b\u6349\u3048\u3066\u3001\u5185\u5bb9\u3092\u9078\u629e\u3059\u308b\u3053\u3068\u304c\u8cc7\u7523\u904b\u7528\u3092\u6210\u529f\u306b\u5c0e\u304f\u30ab\u30ae\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u3001\u6295\u8cc7\u3001\u76f8\u7d9a\u3001\u4e0d\u52d5\u7523\u3001\u3053\u3046\u3057\u305f\u5404\u5206\u91ce\u306e\u30d7\u30ed\u304c\u30c1\u30fc\u30e0\u3092\u7d44\u3093\u3067\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u304c\u5f0a\u793e\u306e\u5f37\u307f\u3067\u3059\u30021\u3064\u306e\u5206\u91ce\u306b\u504f\u308b\u3053\u3068\u306a\u304f\u3001\u5e83\u3044\u77e5\u898b\u3067\u304a\u5ba2\u69d8\u3092\u30b5\u30dd\u30fc\u30c8\u3044\u305f\u3057\u307e\u3059\u3002<br \/>\n\u4eca\u73fe\u5728\u3001\u4e0d\u5b89\u3084\u5fc3\u914d\u3092\u611f\u3058\u3066\u3044\u308b\u306a\u3089\u305c\u3072\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2><span id=\"6\">6. \u72ec\u7acb\u7cfb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308b\uff14\u3064\u306e\u9b45\u529b<\/span><\/h2>\n<p>\uff11\u7ae0\uff5e\uff15\u7ae0\u3092\u8aad\u3093\u3067\u307f\u3066\u3082\u3069\u306eFP\u306b\u6295\u8cc7\u76f8\u8ac7\u3059\u308c\u3070\u3044\u3044\u306e\u304b\u6c7a\u3081\u3089\u308c\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3042\u308c\u3070\u3001\u72ec\u7acb\u7cfbFP\u306b\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001\u3044\u307e\u304b\u3089\u5c11\u3057\u305a\u3064\u6295\u8cc7\u3092\u59cb\u3081\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u308b\u4eba\u3084\u6700\u3082\u6295\u8cc7\u306b\u53d6\u308a\u7d44\u3080\u3079\u304d\u73fe\u5f79\u4e16\u4ee3\uff08\u8cc7\u7523\u5f62\u6210\u5c64\uff09\u306b\u5bfe\u3057\u3066\u3001\u7a4d\u6975\u7684\u306a\u30d5\u30a9\u30ed\u30fc\u304c\u3067\u304d\u308b\u306e\u306f\u72ec\u7acb\u7cfbFP\u3060\u3051\u3060\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>IFA\u30fbRIA\u30fb\u8a3c\u5238FP\u30fb\u9280\u884cFP\u306e\u3088\u3046\u306a\u91d1\u878d\u7cfbFP\u306b\u3068\u3063\u3066\u306f\u307e\u3060\u5bcc\u88d5\u5c64\u3068\u306e\u53d6\u5f15\u304c\u4e2d\u5fc3\u3067\u3042\u308a\u3001\u5b9f\u969b\u79c1\u304c\u8a3c\u5238\u4f1a\u793e\u306b\u52e4\u3081\u3066\u3044\u305f\u6642\u306f\u3001\u751f\u6d3b\u8cbb\u7b49\u3092\u9664\u3044\u305f\u4f59\u88d5\u8cc7\u91d1\u304c\u5c11\u306a\u304f\u3068\u30821,000\u4e07\u5186\u4ee5\u4e0a\u3042\u308b\u4eba\u304c\u4e3b\u306a\u9867\u5ba2\u3067\u3057\u305f\u3002<\/p>\n<p>\u3064\u307e\u308a\u53b3\u3057\u3044\u8a00\u3044\u65b9\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u304b\u306a\u308a\u8b72\u6b69\u3057\u305f\u3068\u3057\u3066\u3082\u3001\u73fe\u6642\u70b9\u3067\u304a\u3088\u305d100\u4e07\u5186\u5358\u4f4d\u3067\u6295\u8cc7\u306b\u56de\u305b\u308b\u8cc7\u91d1\u304c\u7121\u3044\u4eba\u306f\u3001\u91d1\u878d\u7cfbFP\u306b\u3068\u3063\u3066\u30d5\u30a9\u30ed\u30fc\u3059\u308b\u5bfe\u8c61\u306b\u306a\u308a\u306b\u304f\u3044\u3068\u8a00\u3048\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u72ec\u7acb\u7cfbFP\u306f\u6295\u8cc7\u5546\u54c1\u3092\u8cb7\u3063\u3066\u3082\u3089\u3046\u3053\u3068\u3067\u306f\u306a\u304f\u3001\u304a\u91d1\u306e\u4e0d\u5b89\u3092\u306a\u304f\u3059\u3053\u3068\u30fb\u7406\u60f3\u306e\u4eba\u751f\u306e\u5b9f\u73fe\u3092\u52a9\u3051\u308b\u3053\u3068\u3092\u76ee\u7684\u306b\u6295\u8cc7\u306e\u76f8\u8ac7\u306b\u4e57\u3063\u3066\u3044\u308b\u306e\u3067\u3001\u4ed6\u306eFP\u304c\u30d5\u30a9\u30ed\u30fc\u3067\u304d\u306a\u3044\u73fe\u5f79\u4e16\u4ee3\u306b\u5bfe\u3057\u3066\u3057\u3063\u304b\u308a\u3068\u5411\u304d\u5408\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u672c\u7ae0\u3067\u306f\u3001\u6295\u8cc7\u76f8\u8ac7\u306b\u304a\u3044\u3066\u72ec\u7acb\u7cfbFP\u304c\u767a\u63ee\u3067\u304d\u308b\uff14\u3064\u306e\u9b45\u529b\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u5546\u54c1\u3042\u308a\u304d\u3067\u306a\u3044\u63d0\u6848\u304c\u3067\u304d\u308b<\/li>\n<li>\u300c\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u306e\u6295\u8cc7\u306e\u5fc5\u8981\u6027\u300d\u304b\u3089\u78ba\u8a8d\u3067\u304d\u308b<\/li>\n<li>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8ef8\u306b\u9577\u671f\u7684\u306a\u76ee\u7dda\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3067\u304d\u308b<\/li>\n<li>\u6295\u8cc7\u4ee5\u5916\u306e\u5206\u91ce\u306b\u3082\u76ee\u3092\u5411\u3051\u305f\u63d0\u6848\u304c\u3067\u304d\u308b<\/li>\n<\/ul>\n<\/div>\n<h3><span id=\"6-1\">6-1. \u5546\u54c1\u3042\u308a\u304d\u3067\u306a\u3044\u63d0\u6848\u304c\u3067\u304d\u308b<\/span><\/h3>\n<p>\uff11\u3064\u76ee\u306e\u9b45\u529b\u306b\u306f\u3001\u5546\u54c1\u3042\u308a\u304d\u3067\u306a\u3044\u63d0\u6848\u304c\u3067\u304d\u308b\u3053\u3068\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u5f53\u793e\uff26\uff30\u30d0\u30f3\u30af\u306b\u76f8\u8ac7\u306b\u6765\u3089\u308c\u308b\u304a\u5ba2\u69d8\u304c\u3001\u300cFP\u306e\u4e2d\u3067\u3082\u72ec\u7acb\u7cfbFP\u306b\u76f8\u8ac7\u3057\u3088\u3046\u3068\u601d\u3063\u305f\u7406\u7531\u300d\u3068\u3057\u3066\u6319\u3052\u3089\u308c\u308b\u3053\u3068\u304c\u591a\u3044\u30dd\u30a4\u30f3\u30c8\u3067\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n<strong>\uff08<a href=\"https:\/\/fpbank.co.jp\/service_guide\/feature\/\"><u>\uff26\uff30\u30d0\u30f3\u30af\u304c\u9078\u3070\u308c\u308b\u672c\u5f53\u306e\u7406\u7531<\/u><\/a>\uff09<\/strong><\/p>\n<p>\u72ec\u7acb\u7cfbFP\u3068\u306f\u57fa\u672c\u7684\u306b\u7279\u5b9a\u306e\u91d1\u878d\u6a5f\u95a2\u7b49\u306e\u4f01\u696d\u3068\u8cc7\u672c\u95a2\u4fc2\u3092\u6301\u305f\u306a\u3044FP\u306e\u3053\u3068\u3092\u6307\u3059\u305f\u3081\u3001\u300c\u3053\u306e\u5546\u54c1\u3092\u8ca9\u58f2\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u5727\u529b\u304c\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u305d\u306e\u305f\u3081\u3001\u4e00\u756a\u306e\u76ee\u7684\u3067\u3042\u308b\u300c\u76f8\u8ac7\u8005\u306e\u304a\u91d1\u306e\u4e0d\u5b89\u3092\u306a\u304f\u3059\u3053\u3068\u30fb\u7406\u60f3\u306e\u4eba\u751f\u306e\u5b9f\u73fe\u3092\u52a9\u3051\u308b\u3053\u3068\u300d\u3092\u5b9f\u8df5\u3059\u308b\u305f\u3081\u306e\u63d0\u6848\u3092\u6700\u512a\u5148\u306b\u3067\u304d\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u3057\u305f\u304c\u3063\u3066\u3001\u5546\u54c1\u3042\u308a\u304d\u306e\u63d0\u6848\u306f\u3055\u308c\u305f\u304f\u306a\u3044\u3068\u3044\u3046\u4eba\u306f\u3001\u72ec\u7acb\u7cfbFP\u306b\u76f8\u8ac7\u3057\u3066\u307f\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"6-2\">6-2. \u300c\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u306e\u6295\u8cc7\u306e\u5fc5\u8981\u6027\u300d\u304b\u3089\u78ba\u8a8d\u3067\u304d\u308b<\/span><\/h3>\n<p>\uff12\u3064\u76ee\u306e\u9b45\u529b\u306b\u306f\u3001\u300c\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u306e\u6295\u8cc7\u306e\u5fc5\u8981\u6027\u300d\u304b\u3089\u78ba\u8a8d\u3067\u304d\u308b\u3053\u3068\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u72ec\u7acb\u7cfbFP\u306b\u3068\u3063\u3066\u6295\u8cc7\u3068\u306f\u3001\u304a\u5ba2\u69d8\u306e\u8ab2\u984c\u3092\u89e3\u6c7a\u3059\u308b\u305f\u3081\u306e\u624b\u6bb5\u306e\u3072\u3068\u3064\u3067\u3042\u308a\u3001\u6295\u8cc7\u3092\u3057\u3066\u3082\u3089\u3046\u3053\u3068\u3092\u76ee\u7684\u306b\u3057\u3066\u3044\u306a\u3044\u304b\u3089\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u300c\u672c\u5f53\u306b\u6295\u8cc7\u304c\u5fc5\u8981\u304b\uff1f\u3084\u3063\u3066\u3082\u5927\u4e08\u592b\u304b\uff1f\u300d\u304b\u3089\u78ba\u8a8d\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u8272\u3005\u306aFP\u306b\u300c\u6295\u8cc7\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044\u3067\u3059\u300d\u3068\u4f1d\u3048\u305f\u6642\u3001\u3069\u3093\u306a\u6d41\u308c\u306b\u306a\u308b\u304b\u898b\u3066\u307f\u307e\u3059\u3002<\/p>\n<p>\u72ec\u7acb\u7cfbFP\u3067\u3042\u308c\u3070\u3001\u3042\u306a\u305f\u304c\u6295\u8cc7\u306e\u3053\u3068\u3092\u8003\u3048\u308b\u306b\u81f3\u3063\u305f\u80cc\u666f\u3082\u304d\u3061\u3093\u3068\u30d2\u30a2\u30ea\u30f3\u30b0\u3057\u305f\u4e0a\u3067\u300c\u307e\u305a\u306f\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u3001\u672c\u5f53\u306b\u6295\u8cc7\u304c\u5fc5\u8981\u304b\u3069\u3046\u304b\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u300d\u3068\u6848\u5185\u3059\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3042\u306a\u305f\u304c\u300c\u6295\u8cc7\u304c\u5fc5\u8981\u304b\u3082\u300d\u3068\u601d\u3063\u305f\u8ab2\u984c\u306f\u3001\u30d7\u30ed\u306e\u76ee\u304b\u3089\u898b\u305f\u3089\u5148\u306b\u5bb6\u8a08\u306e\u898b\u76f4\u3059\u3079\u304d\u3068\u3044\u3046\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3057\u3001\u3042\u308b\u3044\u306f\u8caf\u91d1\u3060\u3051\u3067\u89e3\u6c7a\u3067\u304d\u308b\u3068\u3044\u3046\u3053\u3068\u3082\u3042\u308a\u5f97\u308b\u304b\u3089\u3067\u3059\u3002\u305d\u3046\u3044\u3063\u305f\u4ed6\u306e\u9078\u629e\u80a2\u3092\u691c\u8a3c\u3057\u3066\u304b\u3089\u521d\u3081\u3066\u3001\u72ec\u7acb\u7cfbFP\u306f\u6295\u8cc7\u3092\u63d0\u6848\u3057\u307e\u3059\u3002<\/p>\n<p>\u3067\u3059\u304c\u3001\u4ed6\u306eFP\u3060\u3068\u300c\u3069\u3093\u306a\u6295\u8cc7\u304c\u3054\u5e0c\u671b\u3067\u3059\u304b\uff1f\u300d\u300c\u3069\u306e\u304f\u3089\u3044\u6295\u8cc7\u3057\u305f\u3044\u3067\u3059\u304b\uff1f\u300d\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3059\u3002<br \/>\n\u3059\u3067\u306b\u6295\u8cc7\u306b\u3064\u3044\u3066\u95a2\u5fc3\u3092\u6301\u3063\u3066\u304f\u308c\u3066\u3044\u308b\u306a\u3089\u3001\u3088\u307b\u3069\u7121\u8336\u306a\u6295\u8cc7\u3092\u5e0c\u671b\u3057\u3066\u3044\u306a\u3044\u9650\u308a\u306f\u3001\u308f\u3056\u308f\u3056\u601d\u3044\u3068\u3069\u307e\u3089\u305b\u308b\u3088\u3046\u306a\u6848\u5185\u306f\u3057\u307e\u305b\u3093\u3002\u81ea\u5206\u305f\u3061\u306e\u30d3\u30b8\u30cd\u30b9\u30c1\u30e3\u30f3\u30b9\u3092\u5931\u3063\u3066\u3057\u307e\u3046\u304b\u3089\u3067\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img05.jpg\" alt=\"6-2. \u300c\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u306e\u6295\u8cc7\u306e\u5fc5\u8981\u6027\u300d\u304b\u3089\u78ba\u8a8d\u3067\u304d\u308b\" width=\"720\" height=\"614\" class=\"aligncenter size-full wp-image-8868\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img05.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img05-300x256.jpg 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p>\u3069\u3061\u3089\u306e\u6848\u5185\u304c\u672c\u5f53\u306b\u76f8\u8ac7\u8005\u306e\u305f\u3081\u306b\u306a\u308b\u304b\u306f\u5fc5\u305a\u3057\u3082\u65ad\u5b9a\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u304c\u3001\u4e00\u6b69\u5f15\u3044\u305f\u8996\u70b9\u304b\u3089\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u306f\u5f79\u306b\u7acb\u3064\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u304c\u72ec\u7acb\u7cfbFP\u3078\u306e\u6295\u8cc7\u76f8\u8ac7\u3092\u304a\u3059\u3059\u3081\u3059\u308b\uff12\u3064\u76ee\u306e\u7406\u7531\u3067\u3059\u3002<\/p>\n<h3><span id=\"6-3\">6-3. \u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8ef8\u306b\u9577\u671f\u7684\u306a\u76ee\u7dda\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3067\u304d\u308b<\/span><\/h3>\n<p>\uff13\u3064\u76ee\u306e\u9b45\u529b\u306b\u306f\u3001\u72ec\u7acb\u7cfbFP\u306f\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8ef8\u306b\u3057\u305f\u9577\u671f\u7684\u306a\u76ee\u7dda\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3067\u304d\u308b\u3053\u3068\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u306f\u3001\u7d50\u5a5a\u30fb\u4f4f\u5b85\u8cfc\u5165\u306a\u3069\u306e\u69d8\u3005\u306a\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u3084\u81ea\u8eab\u306e\u5922\u3092\u8e0f\u307e\u3048\u3066\u3001\u73fe\u5728\uff5e\u5c06\u6765\u307e\u3067\u306e\u304a\u91d1\u306e\u51fa\u5165\u308a\u3084\u8caf\u84c4\u306e\u898b\u901a\u3057\u3092\u5177\u4f53\u5316\u3057\u305f\u3001\u4eba\u751f\u5168\u4f53\u306e\u8a08\u753b\u66f8\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u5f53\u793e\uff26\uff30\u30d0\u30f3\u30af\u3082\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u5c02\u9580\u306e\u72ec\u7acb\u7cfbFP\u3068\u3057\u3066\u3001\u307e\u305a\u6700\u521d\u306b\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u6d3b\u7528\u3057\u305f\u73fe\u72b6\u5206\u6790\u3092\u884c\u3063\u305f\u4e0a\u3067\u3001\u63d0\u6848\u3084\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n<strong>\uff08<a href=\"https:\/\/fpbank.co.jp\/fpguide\/life_simuration\/\"><u>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u77e5\u308a\u305f\u3044\u65b9\u306f\u3053\u3061\u3089<\/u><\/a>\uff09<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img06.jpg\" alt=\"6-3. \u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8ef8\u306b\u9577\u671f\u7684\u306a\u76ee\u7dda\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3067\u304d\u308b\" width=\"720\" height=\"340\" class=\"aligncenter size-full wp-image-8869\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img06.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img06-300x142.jpg 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img07.jpg\" alt=\"6-3. \u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8ef8\u306b\u9577\u671f\u7684\u306a\u76ee\u7dda\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u3067\u304d\u308b\" width=\"720\" height=\"359\" class=\"aligncenter size-full wp-image-8870\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img07.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img07-300x150.jpg 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u6295\u8cc7\u306e\u76f8\u8ac7\u3067\u7528\u3044\u308c\u3070\u3001<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u3069\u306e\u304f\u3089\u3044\u5897\u3084\u305b\u3070\u3044\u3044\u306e\u304b<\/li>\n<li>\u3044\u3064\u307e\u3067\u306b\u6210\u679c\u3092\u4e0a\u3052\u308c\u3070\u3044\u3044\u304b<\/li>\n<li>\u5f53\u9762\u306f\u3069\u306e\u304f\u3089\u3044\u6295\u8cc7\u306b\u304a\u91d1\u3092\u56de\u305b\u308b\u304b<\/li>\n<li>\u4ed6\u306b\u8cc7\u91d1\u304c\u5fc5\u8981\u306b\u306a\u308b\u30a4\u30d9\u30f3\u30c8\u304c\u8d77\u3053\u308b\u306e\u306f\u3044\u3064\u304b<\/li>\n<\/ul>\n<\/div>\n<p>\u306a\u3069\u300110\u5e74\u5f8c\u30fb20\u5e74\u5f8c\u30fb30\u5e74\u5f8c\u3092\u898b\u636e\u3048\u305f\u9577\u671f\u7684\u306a\u76ee\u7dda\u3092\u6301\u3061\u3001\u660e\u78ba\u306a\u6839\u62e0\u3092\u3082\u3063\u3066\u6295\u8cc7\u306e\u76ee\u6a19\u30fb\u8a08\u753b\u3092\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3082\u3057\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u3063\u3066\u3044\u306a\u304b\u3063\u305f\u3089\u3001\u306a\u3093\u3068\u306a\u304f\u300c1\u5104\u5186\u304f\u3089\u3044\u3042\u3063\u305f\u3089\u5b89\u5fc3\u304b\u306a\u300d\u300c\u8001\u5f8c\u8cc7\u91d12000\u4e07\u5186\u4e0d\u8db3\u554f\u984c\u3068\u3044\u3046\u8a71\u304c\u3042\u3063\u305f\u304b\u30892000\u4e07\u5186\u304f\u3089\u3044\uff1f\u300d\u300c\u3044\u307e\u306f\u3068\u308a\u3042\u3048\u305a\u3053\u308c\u304f\u3089\u3044\u6295\u8cc7\u306b\u56de\u305b\u305d\u3046\u300d\u3068\u3044\u3046\u3088\u3046\u306b\u8003\u3048\u3066\u3057\u307e\u3046\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u72b6\u614b\u3067\u306f\u307b\u3068\u3093\u3069\u8a08\u753b\u304c\u306a\u3044\u3068\u8a00\u3048\u308b\u306e\u3067\u3001<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u60f3\u5b9a\u5916\u306e\u51fa\u8cbb\u304c\u3042\u3063\u3066\u6295\u8cc7\u3092\u7d9a\u3051\u3089\u308c\u306a\u304f\u306a\u3063\u305f<\/li>\n<li>\u5f53\u521d\u4e88\u5b9a\u3057\u305f\u6642\u671f\u306b\u306a\u3063\u305f\u304c\u76ee\u6a19\u984d\u306b\u9054\u3057\u3066\u3044\u306a\u3044<\/li>\n<li>\u76ee\u6a19\u984d\u3092\u9054\u6210\u3059\u308b\u305f\u3081\u306b\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5408\u308f\u306a\u3044\u5546\u54c1\u3092\u9078\u3093\u3067\u3057\u307e\u3044\u3001\u601d\u308f\u306c\u640d\u5931\u304c\u51fa\u305f<\/li>\n<\/ul>\n<\/div>\n<p>\u3068\u3044\u3046\u7d50\u679c\u306b\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002\u305d\u3046\u306a\u3063\u305f\u3089\u5927\u5909\u56f0\u3063\u305f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u4e8b\u614b\u3092\u8fce\u3048\u3066\u3057\u307e\u308f\u306a\u3044\u3088\u3046\u306b\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u3044\u3046\u4eba\u751f\u306e\u5168\u4f53\u8a08\u753b\u3092\u3082\u3068\u306b\u3001\u6839\u62e0\u306e\u3042\u308b\u76ee\u6a19\u984d\u3084\u81ea\u5206\u306e\u73fe\u72b6\uff5e\u5c06\u6765\u306e\u4e88\u60f3\u306b\u57fa\u3065\u3044\u305f\u6295\u8cc7\u8a08\u753b\u3092\u7acb\u3066\u3066\u3001\u9577\u671f\u7684\u306a\u76ee\u7dda\u3067\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u3059\u308b\u3053\u3068\u306f\u91cd\u8981\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u72ec\u7acb\u7cfbFP\u306f\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u4f5c\u6210\u306b\u91cd\u304d\u3092\u7f6e\u3044\u3066\u3044\u308b\u305f\u3081\u3001\u305d\u308c\u304c\u53ef\u80fd\u306a\u306e\u3067\u3059\u3002<\/p>\n<h3><span id=\"6-4\">6-4. \u6295\u8cc7\u4ee5\u5916\u306e\u5206\u91ce\u3082\u76f8\u8ac7\u306b\u4e57\u308b\u3053\u3068\u304c\u3067\u304d\u308b<\/span><\/h3>\n<p>\uff14\u3064\u76ee\u306e\u9b45\u529b\u306b\u306f\u3001\u6295\u8cc7\u4ee5\u5916\u306e\u5206\u91ce\u3082\u76f8\u8ac7\u306b\u4e57\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u70b9\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>5-2\u3067\u304a\u4f1d\u3048\u3057\u305f\u3088\u3046\u306b\u3001\u72ec\u7acb\u7cfbFP\u306b\u3068\u3063\u3066\u6295\u8cc7\u3068\u306f\u3001\u304a\u5ba2\u69d8\u306e\u8ab2\u984c\u3092\u89e3\u6c7a\u3059\u308b\u305f\u3081\u306e\u624b\u6bb5\u306e\u3072\u3068\u3064\u3067\u3057\u304b\u308a\u307e\u305b\u3093\u3002\u305d\u3057\u3066\u304a\u91d1\u306b\u95a2\u3059\u308b\u60a9\u307f\u3068\u3044\u3046\u306e\u306f\u3001\u6295\u8cc7\u306e\u3053\u3068\u3060\u3051\u306b\u7559\u307e\u3089\u306a\u3044\u3053\u3068\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u72ec\u7acb\u7cfbFP\u306f\u6295\u8cc7\u3068\u3044\u3046\uff11\u5206\u91ce\u7279\u5316\u3067\u306f\u306a\u304f\u3001\u4ed6\u306e\u5206\u91ce\u307e\u3067\u30ab\u30d0\u30fc\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002\u305d\u308c\u306b\u3088\u308a\u5bb6\u8a08\u306e\u5168\u4f53\u50cf\u3092\u3068\u3089\u3048\u305f\u63d0\u6848\u304c\u53ef\u80fd\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u5f53\u793e\uff26\uff30\u30d0\u30f3\u30af\u3067\u306f\u3001FP\uff16\u5206\u91ce\uff08\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u30cb\u30f3\u30b0\u3001\u751f\u547d\u4fdd\u967a\u30fb\u640d\u5bb3\u4fdd\u967a\u3001\u6295\u8cc7(\u8cc7\u7523\u904b\u7528)\u3001\u7a0e\u91d1\u76f8\u8ac7\u3001\u4e0d\u52d5\u7523\u3001\u76f8\u7d9a\uff09\u5168\u3066\u76f8\u8ac7\u3057\u3066\u3044\u305f\u3060\u304f\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n<a href=\"https:\/\/service.fpbank.co.jp\/\"><strong><u>\uff26\uff30\u30d0\u30f3\u30af\u3067\u76f8\u8ac7\u3067\u304d\u308b\u3053\u3068\u306f\u3053\u3061\u3089<\/u><\/strong><\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img08.jpg\" alt=\"6-4. \u6295\u8cc7\u4ee5\u5916\u306e\u5206\u91ce\u3082\u76f8\u8ac7\u306b\u4e57\u308b\u3053\u3068\u304c\u3067\u304d\u308b\" width=\"720\" height=\"814\" class=\"aligncenter size-full wp-image-8871\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img08.jpg 720w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2025\/01\/img08-265x300.jpg 265w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/p>\n<p>IFA\u30fbRIA\u30fb\u8a3c\u5238FP\u30fb\u9280\u884cFP\u306a\u3069\u306e\u91d1\u878d\u7cfbFP\u306b\u76f8\u8ac7\u3057\u305f\u5834\u5408\u3067\u3082\u3001\u4ed6\u5206\u91ce\u306e\u3053\u3068\u3082\u8a71\u304c\u3067\u304d\u306a\u304f\u306f\u306a\u3044\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u3057\u304b\u3057\u304a\u305d\u3089\u304f\u62c5\u5f53\u8005\u3060\u3051\u3067\u8a71\u3092\u5b8c\u7d50\u3055\u305b\u308b\u3053\u3068\u306f\u3067\u304d\u305a\u3001\u5225\u306e\u90e8\u7f72\u3084\u5225\u306e\u62c5\u5f53\u306b\u8a71\u3092\u56de\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3057\u3087\u3046\u3002\u305d\u308c\u3067\u8d77\u3053\u308a\u5f97\u308b\u6700\u60aa\u306e\u4e8b\u614b\u304c\u3001\u3044\u308f\u3086\u308b\u300c\u305f\u3089\u3044\u56de\u3057\u300d\u3067\u3059\u3002<\/p>\n<p>\u305d\u3046\u306a\u308b\u3068\u3001\u5225\u306e\u76f8\u8ac7\u5148\u3092\u898b\u3064\u3051\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<br 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