{"id":8805,"date":"2024-12-27T15:01:01","date_gmt":"2024-12-27T06:01:01","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=8805"},"modified":"2024-12-27T15:01:29","modified_gmt":"2024-12-27T06:01:29","slug":"asset-ideco-tax-savings","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/asset-ideco-tax-savings","title":{"rendered":"iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u3068\u306f\uff1f\u4eca\u77e5\u308a\u305f\u3044\u53ce\u5165\u5225\u7bc0\u7a0e\u52b9\u679c"},"content":{"rendered":"<p>\u3053\u3093\u306b\u3061\u306f\u3001\uff26\uff30\u30d0\u30f3\u30af\u7de8\u96c6\u90e8\u3067\u3059\u3002<\/p>\n<p>\u300ciDeCo\u3092\u4f7f\u3046\u3068\u7bc0\u7a0e\u3067\u304d\u308b\u300d<br \/>\n\u3053\u306e\u3088\u3046\u306a\u30d5\u30ec\u30fc\u30ba\u3092\u805e\u3044\u305f\u3053\u3068\u304c\u3042\u308a\u307e\u305b\u3093\u304b\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u7bc0\u7a0e\u3068\u3044\u3063\u3066\u3082\u3069\u306e\u7a0e\u91d1\u304c\u3069\u306e\u304f\u3089\u3044\u6e1b\u308b\u306e\u304b\u307e\u3067\u7406\u89e3\u3067\u304d\u3066\u3044\u308b\u65b9\u306f\u591a\u304f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u672c\u30b3\u30e9\u30e0\u3067\u306f\u300c\u3044\u3064\u300d\u300c\u3069\u306e\u7a0e\u91d1\u304c\u300d\u300c\u3044\u304f\u3089\u3050\u3089\u3044\u300d\u7bc0\u7a0e\u3067\u304d\u308b\u306e\u304b\u3001\u5e74\u53ce\u5225\u306b\u4f8b\u3092\u793a\u3057\u306a\u304c\u3089\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u304b\u3089iDeCo\u3092\u59cb\u3081\u3088\u3046\u3068\u601d\u3063\u3066\u3044\u308b\u65b9\u3082\u3059\u3067\u306b\u59cb\u3081\u3066\u3044\u3089\u3063\u3057\u3083\u308b\u65b9\u3082\u3001iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u304c\u3069\u306e\u7a0b\u5ea6\u306e\u3082\u306e\u306a\u306e\u304b\u3001\u4ed6\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u7bc0\u7a0e\u65b9\u6cd5\u304c\u3042\u308b\u306e\u304b\u3001\u53c2\u8003\u306b\u3057\u3066\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#1_iDeCo\">1. iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u3068\u306f\uff1f<\/a><ul><li><a href=\"#1\">\uff081\uff09\u62e0\u51fa\u6642<\/a><\/li><li><a href=\"#2\">\uff082\uff09\u904b\u7528\u6642<\/a><\/li><li><a href=\"#3\">\uff083\uff09\u53d7\u53d6\u6642<\/a><\/li><\/ul><\/li><li><a href=\"#2_iDeCo\">2. \u3010\u5e74\u53ce\u5225\u3011iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/a><ul><li><a href=\"#1350\">\uff081\uff09\u5e74\u53ce350\u4e07\u5186\u306e\u5834\u5408<\/a><\/li><li><a href=\"#2500\">\uff082\uff09\u5e74\u53ce500\u4e07\u5186\u306e\u5834\u5408<\/a><\/li><li><a href=\"#3800\">\uff083\uff09\u5e74\u53ce800\u4e07\u5186\u306e\u5834\u5408<\/a><\/li><li><a href=\"#41000\">\uff084\uff09\u5e74\u53ce1000\u4e07\u5186\u306e\u5834\u5408<\/a><\/li><li><a href=\"#5\">\uff085\uff09\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\u306e\u5834\u5408<\/a><\/li><\/ul><\/li><li><a href=\"#3_iDeCo\">3. \u305d\u3082\u305d\u3082iDeCo\u3068\u306f\uff1f<\/a><ul><li><a href=\"#1-2\">\uff081\uff09\u5229\u7528\u3067\u304d\u308b\u4eba<\/a><\/li><li><a href=\"#2-2\">\uff082\uff09\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u91d1\u984d<\/a><\/li><\/ul><\/li><li><a href=\"#4_iDeCo\">4. iDeCo\u306e\u6ce8\u610f\u70b9<\/a><ul><li><a href=\"#160\">\uff081\uff0960\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044<\/a><\/li><li><a href=\"#2-3\">\uff082\uff09\u5024\u4e0b\u304c\u308a\u306e\u30ea\u30b9\u30af\u304c\u3042\u308b<\/a><\/li><li><a href=\"#3-2\">\uff083\uff09\u624b\u6570\u6599\u304c\u304b\u304b\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#5_iDeCo\">5. iDeCo\u4ee5\u5916\u306e\u7bc0\u7a0e\u65b9\u6cd5\u306f\uff1f<\/a><ul><li><a href=\"#1-3\">\uff081\uff09\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664<\/a><\/li><li><a href=\"#2-4\">\uff082\uff09\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664<\/a><\/li><li><a href=\"#3-3\">\uff083\uff09\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08<\/a><\/li><\/ul><\/li><li><a href=\"#i\">\u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1_iDeCo\">1. iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u3068\u306f\uff1f<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img02-1.jpg\" alt=\"1. iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u3068\u306f\uff1f\" width=\"692\" height=\"464\" class=\"aligncenter size-full wp-image-8811\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img02-1.jpg 692w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img02-1-300x201.jpg 300w\" sizes=\"auto, (max-width: 692px) 100vw, 692px\" \/><\/p>\n<p>iDeCo\u3067\u306f\u3001\u639b\u91d1\u306e\u62e0\u51fa\u6642\u30fb\u904b\u7528\u6642\u30fb\u5e74\u91d1\u306e\u53d7\u53d6\u6642\u30683\u3064\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u305d\u308c\u305e\u308c\u7bc0\u7a0e\u52b9\u679c\u3092\u5f97\u3089\u308c\u307e\u3059\u3002\u3069\u306e\u3088\u3046\u306a\u52b9\u679c\u304c\u3042\u308b\u306e\u304b\u78ba\u8a8d\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1\">\uff081\uff09\u62e0\u51fa\u6642<\/span><\/h3>\n<p>iDeCo\u3067\u306f\u3001\u639b\u91d1\u306e\u5168\u984d\u304c\u6240\u5f97\u63a7\u9664\u306e\u5bfe\u8c61\u3067\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u6708\u984d23,000\u5186\u30921\u5e74\u9593\u62e0\u51fa\u3059\u308b\u3068\u3001\u5e74\u9593\u3067276,000\u5186\u304c\u6240\u5f97\u63a7\u9664\u3068\u306a\u308a\u3001\u7d50\u679c\u7684\u306b\u6240\u5f97\u7a0e\u3068\u4f4f\u6c11\u7a0e\u304c\u8efd\u6e1b\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u6240\u5f97\u7a0e\u7387\u304c10%\u3001\u4f4f\u6c11\u7a0e\u7387\u304c10%\u306a\u3089\u3001\u7bc0\u7a0e\u984d\u306f\u5e74\u9593\u3067\u7d0455,200\u5186\u3067\u3059\u3002\u4f1a\u793e\u54e1\u306f\u5e74\u672b\u8abf\u6574\u3001\u81ea\u55b6\u696d\u8005\u306f\u78ba\u5b9a\u7533\u544a\u3067\u7a0e\u91d1\u304c\u9084\u4ed8\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u53ce\u5165\u306b\u3088\u3063\u3066\u7a0e\u7387\u304c\u5909\u308f\u308b\u305f\u3081\u3001\u7bc0\u7a0e\u52b9\u679c\u306e\u7a0b\u5ea6\u3082\u53ce\u5165\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"2\">\uff082\uff09\u904b\u7528\u6642<\/span><\/h3>\n<p>iDeCo\u306e\u53e3\u5ea7\u5185\u3067\u767a\u751f\u3057\u305f\u904b\u7528\u76ca\u306f\u3059\u3079\u3066\u975e\u8ab2\u7a0e\u3067\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u4fe1\u8a17\u306a\u3089\u58f2\u5374\u76ca\u3084\u914d\u5f53\u3001\u5229\u606f\u306b\u5bfe\u3057\u3066\u901a\u5e3820.315%\u306e\u7a0e\u91d1\u304c\u8ab2\u3055\u308c\u307e\u3059\u304c\u3001iDeCo\u3067\u306f\u3053\u308c\u3089\u3059\u3079\u3066\u304c\u975e\u8ab2\u7a0e\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u975e\u8ab2\u7a0e\u3068\u3044\u3046\u70b9\u3067\u306fNISA\u3068\u4f3c\u3066\u3044\u307e\u3059\u304c\u3001NISA\u3067\u306f\u5143\u672c\u78ba\u4fdd\u578b\u306e\u5546\u54c1\u3092\u9078\u3079\u307e\u305b\u3093\u3002<br \/>\n\u4e00\u65b9\u3001iDeCo\u3067\u306f\u5b9a\u671f\u9810\u91d1\u3084\u5143\u672c\u78ba\u4fdd\u578b\u306e\u4fdd\u967a\u306e\u4ed6\u3001\u56fd\u5185\u5916\u306e\u682a\u5f0f\u30fb\u50b5\u5238\u3067\u904b\u7528\u3059\u308b\u6295\u8cc7\u4fe1\u8a17\u3082\u9078\u3079\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3001\u5143\u672c\u78ba\u4fdd\u578b\u306e\u5546\u54c1\u306f\u30ea\u30b9\u30af\u304c\u6291\u3048\u3089\u308c\u308b\u4ee3\u308f\u308a\u306b\u671f\u5f85\u3067\u304d\u308b\u5229\u76ca\u3082\u9650\u5b9a\u7684\u3067\u3059\u3002\u6295\u8cc7\u4fe1\u8a17\u3092\u6d3b\u7528\u3059\u308c\u3070\u3001\u6295\u8cc7\u5148\u3092\u5206\u6563\u3057\u3066\u3042\u308b\u7a0b\u5ea6\u30ea\u30b9\u30af\u3092\u6291\u3048\u306a\u304c\u3089\u3001\u5143\u672c\u78ba\u4fdd\u578b\u3088\u308a\u3082\u5927\u304d\u306a\u5229\u76ca\u3092\u671f\u5f85\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<a href=\"https:\/\/fpbank.co.jp\/column\/asset-understand-nisa\/\"><strong><u>\u300c\u308f\u304b\u3089\u306a\u3044NISA\u300d \u3092 \u300c\u308f\u304b\u308bNISA\u300d\u306b<\/u><\/strong><\/a><\/p>\n<h3><span id=\"3\">\uff083\uff09\u53d7\u53d6\u6642<\/span><\/h3>\n<p>iDeCo\u3067\u7a4d\u307f\u7acb\u3066\u305f\u304a\u91d1\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306b\u306f\u3001\u2460\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3001\u2461\u5206\u5272\u3057\u3066\u5e74\u91d1\u3067\u53d7\u3051\u53d6\u308b\u3001\u2462\u4e00\u6642\u91d1\u53d7\u3051\u53d6\u308a\u3068\u5206\u5272\u53d7\u3051\u53d6\u308a\u306e\u4f75\u7528\u306e3\u30d1\u30bf\u30fc\u30f3\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5404\u30d1\u30bf\u30fc\u30f3\u3067\u7a0e\u91d1\u306e\u304b\u304b\u308a\u65b9\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u305d\u308c\u305e\u308c\u6574\u7406\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4>\u2460 \u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b<\/h4>\n<p>\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u300c\u9000\u8077\u6240\u5f97\u63a7\u9664\u300d\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002\u9000\u8077\u6240\u5f97\u63a7\u9664\u3068\u306f\u50cd\u3044\u305f\u671f\u9593\u306b\u5fdc\u3058\u3066\u4e00\u62ec\u53d7\u3051\u53d6\u308a\u306e\u9000\u8077\u91d1\u306b\u304b\u304b\u308b\u7a0e\u91d1\u304c\u512a\u9047\u3055\u308c\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u9000\u8077\u91d1\u304b\u3089\u63a7\u9664\u3067\u304d\u308b\u91d1\u984d\u306f\u4e0b\u8a18\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n<li>\u52e4\u7d9a\u5e74\u6570\u304c20\u5e74\u4ee5\u4e0b\u306e\u5834\u5408\uff1a40\u4e07\u5186\u00d7\u5e74\u6570<\/li>\n<li>\u52e4\u7d9a\u5e74\u6570\u304c20\u5e74\u8d85\u306e\u5834\u5408\uff1a800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff08\u52e4\u7d9a\u5e74\u6570\uff0d20\u5e74\uff09<\/li>\n<\/ul>\n<p>\u3067\u3059\u304b\u3089\u300123\u6b73\u304b\u308960\u6b73\u307e\u306737\u5e74\u9593\u52e4\u52d9\u3057\u305f\u5834\u5408\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<p>800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff0837\u5e74\uff0d20\u5e74\uff09\uff1d1,990\u4e07\u5186<\/p>\n<p>\u3064\u307e\u308a1,990\u4e07\u5186\u307e\u3067\u306e\u9000\u8077\u91d1\u304c\u7a0e\u91d1\u306e\u8a08\u7b97\u304b\u3089\u5916\u308c\u307e\u3059\u3002<\/p>\n<p>\u5927\u5352\u304b\u3089\u5b9a\u5e74\u307e\u3067\u50cd\u3044\u3066\u3001\u4f1a\u793e\u306e\u9000\u8077\u91d1\u3068iDeCo\u306e\u4e00\u6642\u91d1\u306e\u5408\u8a08\u304c2,000\u4e07\u5186\u7a0b\u5ea6\u306a\u3089\u3001\u307b\u307c\u7a0e\u91d1\u304c\u304b\u304b\u308a\u307e\u305b\u3093\u3002<\/p>\n<h4>\u2461 \u5206\u5272\u3057\u3066\u5e74\u91d1\u3067\u53d7\u3051\u53d6\u308b<\/h4>\n<p>iDeCo\u3067\u7a4d\u307f\u7acb\u3066\u305f\u304a\u91d1\u3092\u5206\u5272\u3057\u3066\u5e74\u91d1\u3067\u53d7\u3051\u53d6\u308b\u969b\u306b\u306f\u96d1\u6240\u5f97\u306b\u5206\u985e\u3055\u308c\u3001\u516c\u7684\u5e74\u91d1\u7b49\u306e\u53ce\u5165\u306e\u5408\u7b97\u984d\u306b\u5fdc\u3058\u3066\u516c\u7684\u5e74\u91d1\u7b49\u306e\u63a7\u9664\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u516c\u7684\u5e74\u91d1\u7b49\u306e\u53ce\u5165\u306e\u5408\u8a08\u984d\u304c65\u6b73\u672a\u6e80\u306f60\u4e07\u5186\u307e\u3067\u300165\u6b73\u4ee5\u4e0a\u306e\u5834\u5408\u306f110\u4e07\u5186\u307e\u3067\u306f\u7a0e\u91d1\u304c\u304b\u304b\u308a\u307e\u305b\u3093\u3002<\/p>\n<h4>\u2462 \u4e00\u6642\u91d1\u53d7\u3051\u53d6\u308a\u3068\u5e74\u91d1\u53d7\u3051\u53d6\u308a\u306e\u4f75\u7528<\/h4>\n<p>\u3053\u306e\u30d1\u30bf\u30fc\u30f3\u306f\u2460\u3068\u2461\u306e\u7d44\u307f\u5408\u308f\u305b\u3067\u3059\u3002\u2460\u2461\u3092\u3054\u53c2\u7167\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u306a\u304a\u3001\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u304b\u3001\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308b\u304b\u306f\u53d7\u3051\u53d6\u308a\u6642\u306b\u9078\u629e\u3067\u304d\u307e\u3059\u3002\u52a0\u5165\u6642\u306b\u6c7a\u3081\u3066\u304a\u304f\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u306e\u3067\u3001\u30de\u30cd\u30fc\u30d7\u30e9\u30f3\u306b\u5408\u308f\u305b\u3066\u691c\u8a0e\u3059\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"2_iDeCo\">2. \u3010\u5e74\u53ce\u5225\u3011iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img03-1.jpg\" alt=\"2. \u3010\u5e74\u53ce\u5225\u3011iDeCo\u306e\u7bc0\u7a0e\u52b9\u679c\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\" width=\"692\" height=\"463\" class=\"aligncenter size-full wp-image-8812\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img03-1.jpg 692w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img03-1-300x201.jpg 300w\" sizes=\"auto, (max-width: 692px) 100vw, 692px\" \/><\/p>\n<p>\u3055\u3066\u3001\u639b\u91d1\u306e\u62e0\u51fa\u6642\u30fb\u904b\u7528\u6642\u30fb\u53d7\u53d6\u6642\u306e\u7bc0\u7a0e\u52b9\u679c\u306f\u5177\u4f53\u7684\u306b\u3069\u308c\u304f\u3089\u3044\u306b\u306a\u308b\u306e\u304b\u30015\u30d1\u30bf\u30fc\u30f3\u306e\u5e74\u53ce\u5225\u3067\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u6761\u4ef6\u306f\u4e0b\u8a18\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n<li>\u300c\u5e74\u53ce\u300d\u306f\u624b\u53d6\u308a\u3067\u306f\u306a\u304f\u984d\u9762\u5e74\u53ce\u3092\u6307\u3059<\/li>\n<li>\uff081\uff09\uff5e\uff084\uff09\u306b\u304a\u3044\u3066\u306f\u914d\u5076\u8005\u30fb\u5b50\u3069\u3082\u306a\u3057\u3092\u60f3\u5b9a<\/li>\n<li>\uff085\uff09\u3067\u306f\u5b50\u3069\u3082\u306a\u3057\u3092\u60f3\u5b9a<\/li>\n<li>\u6bce\u6708\u306e\u639b\u91d1\u306f23,000\u5186<\/li>\n<li>\u904b\u7528\u671f\u9593\u306f30\u5e74<\/li>\n<li>\u904b\u7528\u5229\u56de\u308a\u306f\u5e74\u73873\uff05\uff08\u8907\u5229\uff09\u3092\u60f3\u5b9a<\/li>\n<\/ul>\n<p>\u3053\u3053\u3067\u306e\u5e74\u53ce\u306f\u300c\u624b\u53d6\u308a\u300d\u3067\u306f\u306a\u304f\u984d\u9762\u53ce\u5165\u3092\u6307\u3057\u3001\uff081\uff09\uff5e\uff084\uff09\u306b\u304a\u3044\u3066\u306f\u914d\u5076\u8005\u30fb\u5b50\u3069\u3082\u306a\u3057\u3092\u60f3\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3><span id=\"1350\">\uff081\uff09\u5e74\u53ce350\u4e07\u5186\u306e\u5834\u5408<\/span><\/h3>\n<p>\u3010\u62e0\u51fa\u6642\u3011<br \/>\n\u6240\u5f97\u7a0e\u3001\u4f4f\u6c11\u7a0e\u5408\u308f\u305b\u3066\u5e74\u959341,400\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u904b\u7528\u6642\u3011<br \/>\n\u7bc0\u7a0e\u984d\u306f\u304a\u3088\u305d100\u4e07\u5186\u3067\u3059\u3002<br \/>\n30\u5e74\u9593\u3067\u7a4d\u307f\u7acb\u3066\u305f\u5143\u91d1\u306f828\u4e07\u5186\u3067\u3001\u904b\u7528\u306b\u3088\u3063\u30661,334\u4e07\u5186\u306b\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>1,334\u4e07\u5186\uff0d828\u4e07\u5186\uff1d506\u4e07\u5186\u306e\u5229\u76ca\u306b\u5bfe\u3057\u3066\u901a\u5e3820\uff05\u304c\u8ab2\u7a0e\u3055\u308c\u308b\u305f\u3081\u3001\u672c\u6765\u306e\u7a0e\u984d\u306f100\u4e07\u5186\u307b\u3069\u3002iDeCo\u3067\u306f\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u3067\u3059\u304b\u3089\u3001\u7d04100\u4e07\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u53d7\u53d6\u6642\u3011<br \/>\n\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u4f1a\u793e\u306e\u9000\u8077\u91d1\u306e\u91d1\u984d\u3001\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u516c\u7684\u5e74\u91d1\u306e\u91d1\u984d\u306b\u3088\u3063\u3066\u3001\u7bc0\u7a0e\u984d\u306f\u5909\u52d5\u3057\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3044\u305a\u308c\u306b\u3057\u3066\u3082\u9000\u8077\u6240\u5f97\u63a7\u9664\u3001\u516c\u7684\u5e74\u91d1\u63a7\u9664\u3092\u9069\u7528\u3067\u304d\u308b\u70b9\u306f\u4e0a\u8ff0\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<h3><span id=\"2500\">\uff082\uff09\u5e74\u53ce500\u4e07\u5186\u306e\u5834\u5408<\/span><\/h3>\n<p>\u3010\u62e0\u51fa\u6642\u3011<br \/>\n\u6240\u5f97\u7a0e\u3001\u4f4f\u6c11\u7a0e\u5408\u308f\u305b\u3066\u5e74\u959355,200\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u904b\u7528\u6642\u3011<br \/>\n\u7bc0\u7a0e\u984d\u306f\u304a\u3088\u305d100\u4e07\u5186\u3067\u3059\u300230\u5e74\u9593\u3067\u7a4d\u307f\u7acb\u3066\u305f\u5143\u91d1\u306f828\u4e07\u5186\u3067\u3001\u904b\u7528\u306b\u3088\u3063\u30661,334\u4e07\u5186\u306b\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>1,334\u4e07\u5186\uff0d828\u4e07\u5186\uff1d506\u4e07\u5186\u306e\u5229\u76ca\u306b\u5bfe\u3057\u3066\u901a\u5e3820\uff05\u304c\u8ab2\u7a0e\u3055\u308c\u308b\u305f\u3081\u3001\u672c\u6765\u306e\u7a0e\u984d\u306f100\u4e07\u5186\u307b\u3069\u3002iDeCo\u3067\u306f\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u3067\u3059\u304b\u3089\u3001\u7d04100\u4e07\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u53d7\u53d6\u6642\u3011<br \/>\n\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u4f1a\u793e\u306e\u9000\u8077\u91d1\u306e\u91d1\u984d\u3001\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u516c\u7684\u5e74\u91d1\u306e\u91d1\u984d\u306b\u3088\u3063\u3066\u3001\u7bc0\u7a0e\u984d\u306f\u5909\u52d5\u3057\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3044\u305a\u308c\u306b\u3057\u3066\u3082\u9000\u8077\u6240\u5f97\u63a7\u9664\u3001\u516c\u7684\u5e74\u91d1\u63a7\u9664\u3092\u9069\u7528\u3067\u304d\u308b\u70b9\u306f\u4e0a\u8ff0\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<h3><span id=\"3800\">\uff083\uff09\u5e74\u53ce800\u4e07\u5186\u306e\u5834\u5408<\/span><\/h3>\n<p>\u3010\u62e0\u51fa\u6642\u3011<br \/>\n\u6240\u5f97\u7a0e\u3001\u4f4f\u6c11\u7a0e\u5408\u308f\u305b\u3066\u5e74\u959382,800\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u904b\u7528\u6642\u3011<br \/>\n\u7bc0\u7a0e\u984d\u306f\u304a\u3088\u305d100\u4e07\u5186\u3067\u3059\u300230\u5e74\u9593\u3067\u7a4d\u307f\u7acb\u3066\u305f\u5143\u91d1\u306f828\u4e07\u5186\u3067\u3001\u904b\u7528\u306b\u3088\u3063\u30661,334\u4e07\u5186\u306b\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>1,334\u4e07\u5186\uff0d828\u4e07\u5186\uff1d506\u4e07\u5186\u306e\u5229\u76ca\u306b\u5bfe\u3057\u3066\u901a\u5e3820\uff05\u304c\u8ab2\u7a0e\u3055\u308c\u308b\u305f\u3081\u3001\u672c\u6765\u306e\u7a0e\u984d\u306f100\u4e07\u5186\u307b\u3069\u3002iDeCo\u3067\u306f\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u3067\u3059\u304b\u3089\u3001\u7d04100\u4e07\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u53d7\u53d6\u6642\u3011<br \/>\n\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u4f1a\u793e\u306e\u9000\u8077\u91d1\u306e\u91d1\u984d\u3001\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u516c\u7684\u5e74\u91d1\u306e\u91d1\u984d\u306b\u3088\u3063\u3066\u3001\u7bc0\u7a0e\u984d\u306f\u5909\u52d5\u3057\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3044\u305a\u308c\u306b\u3057\u3066\u3082\u9000\u8077\u6240\u5f97\u63a7\u9664\u3001\u516c\u7684\u5e74\u91d1\u63a7\u9664\u3092\u9069\u7528\u3067\u304d\u308b\u70b9\u306f\u4e0a\u8ff0\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<h3><span id=\"41000\">\uff084\uff09\u5e74\u53ce1000\u4e07\u5186\u306e\u5834\u5408<\/span><\/h3>\n<p>\u3010\u62e0\u51fa\u6642\u3011<br \/>\n\u6240\u5f97\u7a0e\u3001\u4f4f\u6c11\u7a0e\u5408\u308f\u305b\u3066\u5e74\u959382,800\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u904b\u7528\u6642\u3011<br \/>\n\u7bc0\u7a0e\u984d\u306f\u304a\u3088\u305d100\u4e07\u5186\u3067\u3059\u300230\u5e74\u9593\u3067\u7a4d\u307f\u7acb\u3066\u305f\u5143\u91d1\u306f828\u4e07\u5186\u3067\u3001\u904b\u7528\u306b\u3088\u3063\u30661,334\u4e07\u5186\u306b\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>1,334\u4e07\u5186\uff0d828\u4e07\u5186\uff1d506\u4e07\u5186\u306e\u5229\u76ca\u306b\u5bfe\u3057\u3066\u901a\u5e3820\uff05\u304c\u8ab2\u7a0e\u3055\u308c\u308b\u305f\u3081\u3001\u672c\u6765\u306e\u7a0e\u984d\u306f100\u4e07\u5186\u307b\u3069\u3002iDeCo\u3067\u306f\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u3067\u3059\u304b\u3089\u3001\u7d04100\u4e07\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u53d7\u53d6\u6642\u3011<br \/>\n\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u4f1a\u793e\u306e\u9000\u8077\u91d1\u306e\u91d1\u984d\u3001\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u516c\u7684\u5e74\u91d1\u306e\u91d1\u984d\u306b\u3088\u3063\u3066\u3001\u7bc0\u7a0e\u984d\u306f\u5909\u52d5\u3057\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3044\u305a\u308c\u306b\u3057\u3066\u3082\u9000\u8077\u6240\u5f97\u63a7\u9664\u3001\u516c\u7684\u5e74\u91d1\u63a7\u9664\u3092\u9069\u7528\u3067\u304d\u308b\u70b9\u306f\u4e0a\u8ff0\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<h3><span id=\"5\">\uff085\uff09\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\u306e\u5834\u5408<\/span><\/h3>\n<p>\u3010\u62e0\u51fa\u6642\u3011<br \/>\n\u5c02\u696d\u4e3b\u5a66\u306e\u65b9\u306f\u6240\u5f97\u7a0e\u306e\u8a08\u7b97\u306e\u3082\u3068\u3068\u306a\u308b\u53ce\u5165\u304c\u3042\u308a\u307e\u305b\u3093\u304b\u3089\u3001\u62e0\u51fa\u6642\u306e\u7a0e\u5236\u512a\u9047\u3082\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u3010\u904b\u7528\u6642\u3011<br \/>\n\u7bc0\u7a0e\u984d\u306f\u304a\u3088\u305d100\u4e07\u5186\u3067\u3059\u300230\u5e74\u9593\u3067\u7a4d\u307f\u7acb\u3066\u305f\u5143\u91d1\u306f828\u4e07\u5186\u3067\u3001\u904b\u7528\u306b\u3088\u3063\u30661,334\u4e07\u5186\u306b\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>1,334\u4e07\u5186\uff0d828\u4e07\u5186\uff1d506\u4e07\u5186\u306e\u5229\u76ca\u306b\u5bfe\u3057\u3066\u901a\u5e3820\uff05\u304c\u8ab2\u7a0e\u3055\u308c\u308b\u305f\u3081\u3001\u672c\u6765\u306e\u7a0e\u984d\u306f100\u4e07\u5186\u307b\u3069\u3002iDeCo\u3067\u306f\u904b\u7528\u76ca\u304c\u975e\u8ab2\u7a0e\u3067\u3059\u304b\u3089\u3001\u7d04100\u4e07\u5186\u3092\u7bc0\u7a0e\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010\u53d7\u53d6\u6642\u3011<br \/>\n\u4f1a\u793e\u306b\u52e4\u3081\u3066\u304a\u3089\u305a\u3001\u4ed6\u306b\u9000\u8077\u91d1\u306e\u306a\u3044\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\u306f\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092iDeCo\u306e\u4e00\u6642\u91d1\u306b\u307e\u308b\u307e\u308b\u9069\u7528\u3067\u304d\u307e\u3059\u3002\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\u3067\u3082\u3001iDeCo\u3067\u7a4d\u307f\u7acb\u3066\u305f\u304a\u91d1\u3092\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u300c\u9000\u8077\u6240\u5f97\u300d\u3068\u3057\u3066\u6271\u3046\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u7b97\u51fa\u306b\u306fiDeCo\u306e\u52a0\u5165\u671f\u9593\u3092\u4f7f\u3044\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u306f30\u5e74\u3067\u3059\u304b\u3089\u3001800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff0830\u5e74\uff0d20\u5e74\uff09\uff1d1,500\u4e07\u5186\u3067\u3059\u3002<\/p>\n<p><p>iDeCo\u306e\u8cc7\u75231,334\u4e07\u5186\u306f\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u67a0\u5185\u306b\u53ce\u307e\u308b\u305f\u3081\u8ab2\u7a0e\u6240\u5f97\u306f0\u5186\u3068\u306a\u308a\u3001\u6240\u5f97\u7a0e\u306f\u767a\u751f\u3057\u307e\u305b\u3093\u3002<\/p>\n<p>\u5e74\u91d1\u53d7\u3051\u53d6\u308a\u3092\u9078\u3093\u3060\u5834\u5408\u306f\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u3082\u3082\u3061\u308d\u3093\u9069\u7528\u3067\u304d\u3001\u3044\u304f\u3064\u304b\u3089\u53d7\u3051\u53d6\u308b\u304b\u3001\u4f55\u5e74\u9593\u304b\u3051\u3066\u53d7\u3051\u53d6\u308b\u304b\u306b\u3088\u3063\u3066\u63a7\u9664\u984d\u304c\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<h2><span id=\"3_iDeCo\">3. \u305d\u3082\u305d\u3082iDeCo\u3068\u306f\uff1f<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img04-1.jpg\" alt=\"3. \u305d\u3082\u305d\u3082iDeCo\u3068\u306f\uff1f\" width=\"2000\" height=\"1333\" class=\"aligncenter size-full wp-image-8815\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img04-1.jpg 2000w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img04-1-300x200.jpg 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img04-1-1024x682.jpg 1024w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img04-1-768x512.jpg 768w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img04-1-1536x1024.jpg 1536w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img04-1-991x660.jpg 991w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/p>\n<p>iDeCo\u306f\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u7565\u3067\u3001\u56fd\u6c11\u5e74\u91d1\u3084\u539a\u751f\u5e74\u91d1\u3068\u306f\u5225\u306b\u81ea\u5206\u3067\u8cc7\u7523\u3092\u5f62\u6210\u3057\u3066\u3044\u304d\u307e\u3059\u3002<br \/>\niDeCo\u306b\u52a0\u5165\u3059\u308b\u500b\u4eba\u304c\u6bce\u6708\u4e00\u5b9a\u91d1\u984d\u3092\u7a4d\u307f\u7acb\u3066\uff08\u639b\u91d1\u306e\u62e0\u51fa\uff09\u3001\u9810\u91d1\u3084\u6295\u8cc7\u4fe1\u8a17\u306a\u3069\u91d1\u878d\u6a5f\u95a2\u304c\u7528\u610f\u3057\u3066\u3044\u308b\u5546\u54c1\u306e\u4e2d\u304b\u3089\u3072\u3068\u3064\u307e\u305f\u306f\u8907\u6570\u3092\u9078\u3093\u3067\u904b\u7528\u3057\u307e\u3059\u3002<\/p>\n<p>\u7a4d\u307f\u7acb\u3066\u305f\u304a\u91d1\u306f60\u6b73\u4ee5\u964d\u306b\u4e00\u6642\u91d1\u3082\u3057\u304f\u306f\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308c\u307e\u3059\u3002<br \/>\n\u56fd\u3084\u4f1a\u793e\u304b\u3089\u306e\u5e74\u91d1\u4ee5\u5916\u306b\u81ea\u5206\u3067\u8001\u5f8c\u306e\u304a\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u3066\u3001\u81ea\u5206\u3067\u904b\u7528\u3057\u3066\u3044\u304f\u70b9\u304ciDeCo\u306e\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p>\u639b\u91d1\u306f1,000\u5186\u5358\u4f4d\u3001\u6700\u4f4e5,000\u5186\u304b\u3089\u7a4d\u307f\u7acb\u3066\u3089\u308c\u307e\u3059\u3002\u7a4d\u307f\u7acb\u3066\u306e\u4e0a\u9650\u91d1\u984d\u306f\u8077\u696d\uff08\u56fd\u6c11\u5e74\u91d1\u306e\u52a0\u5165\u8005\u533a\u5206\uff09\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>iDeCo\u3092\u5229\u7528\u3067\u304d\u308b\u4eba\u306e\u533a\u5206\u3068\u3001\u7a4d\u307f\u7acb\u3066\u306e\u4e0a\u9650\u91d1\u984d\u3092\u6574\u7406\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1-2\">\uff081\uff09\u5229\u7528\u3067\u304d\u308b\u4eba<\/span><\/h3>\n<p>iDeCo\u306b\u306f\u539f\u5247\u3068\u3057\u306620\u6b73\u301c65\u6b73\u672a\u6e80\u306e\u3059\u3079\u3066\u306e\u65b9\u304c\u52a0\u5165\u3067\u304d\u307e\u3059\u3002\u56fd\u6c11\u5e74\u91d1\u306e\u52a0\u5165\u533a\u5206\u306b\u3088\u3063\u3066\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u9650\u5ea6\u984d\u304c\u5909\u308f\u308b\u305f\u3081\u3001\u307e\u305a\u306f\u3054\u81ea\u8eab\u306e\u52a0\u5165\u533a\u5206\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u25cf\u56fd\u6c11\u5e74\u91d1\u306e\u7b2c1\u53f7\u88ab\u4fdd\u967a\u8005\uff1a20\u6b73\uff5e60\u6b73\u672a\u6e80\u306e\u3001\u4f1a\u793e\u54e1\u3084\u516c\u52d9\u54e1\u3067\u306a\u3044\u4eba<br \/>\n\u3000\u25cb\u81ea\u55b6\u696d\u8005\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306a\u3069<br \/>\n\u25cf\u56fd\u6c11\u5e74\u91d1\u306e\u7b2c2\u53f7\u88ab\u4fdd\u967a\u8005\uff1a\u539a\u751f\u5e74\u91d1\u306e\u88ab\u4fdd\u967a\u8005<br \/>\n\u3000\u25cb\u4f1a\u793e\u54e1\u3084\u516c\u52d9\u54e1<br \/>\n\u25cf\u56fd\u6c11\u5e74\u91d1\u306e\u7b2c3\u53f7\u88ab\u4fdd\u967a\u8005\uff1a\u539a\u751f\u5e74\u91d1\u306e\u88ab\u4fdd\u967a\u8005\u306b\u6276\u990a\u3055\u308c\u3066\u3044\u308b20\u6b73\uff5e60\u6b73\u672a\u6e80\u306e\u914d\u5076\u8005<br \/>\n\u3000\u25cb\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\u306a\u3069<br \/>\n\u25cf\u56fd\u6c11\u5e74\u91d1\u306e\u4efb\u610f\u52a0\u5165\u88ab\u4fdd\u967a\u8005\uff1a\u56fd\u6c11\u5e74\u91d1\u306b\u4efb\u610f\u3067\u52a0\u5165\u3057\u305f\u4eba<br \/>\n\u3000\u25cb60\u6b73\u4ee5\u4e0a60\u6b73\u672a\u6e80\u3067\u3001\u56fd\u6c11\u5e74\u91d1\u306e\u4fdd\u967a\u6599\u306e\u7d0d\u4ed8\u6e08\u671f\u9593\u304c480\u30f5\u6708\u306b\u9054\u3057\u3066\u3044\u306a\u3044\u4eba\u306a\u3069<\/p>\n<h3><span id=\"2-2\">\uff082\uff09\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u91d1\u984d<\/span><\/h3>\n<p>\u8077\u696d\uff08\u516c\u7684\u5e74\u91d1\u306e\u52a0\u5165\u533a\u5206\uff09\u3054\u3068\u306b\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u91d1\u984d\u306f\u4e0b\u8a18\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<p>\u25cf\u81ea\u55b6\u696d\u8005\u30fb\u4efb\u610f\u52a0\u5165\u88ab\u4fdd\u967a\u8005\uff1a\u6708\u984d68,000\u5186<br \/>\n\u25cf\u4f1a\u793e\u54e1<br \/>\n\u3000\u25cb\u4f01\u696d\u5e74\u91d1\u304c\u306a\u3044\u5834\u5408\uff1a\u6708\u984d23,000\u5186<br \/>\n\u3000\u25cb\u4f01\u696d\u578bDC\u3084DB\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u5834\u5408\uff1a\u6708\u984d20,000\u5186<br \/>\n\u25cf\u516c\u52d9\u54e1\uff1a\u6708\u984d20,000\u5186<br \/>\n\u25cf\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\uff1a\u6708\u984d23,000\u5186<\/p>\n<p>\u306a\u304a\u4f01\u696d\u578bDC\u3084DB\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4f1a\u793e\u54e1\u3001\u516c\u52d9\u54e1\u306e\u4e0a\u965020,000\u5186\u306f\u4e0b\u8a18\u306e\u7bc4\u56f2\u5185\u306b\u53ce\u307e\u3063\u305f\u3046\u3048\u3067\u306e\u91d1\u984d\u3067\u3059\u3002<\/p>\n<p>\u25cf\u6708\u984d55,000\u5186\uff0d\uff08\u5404\u6708\u306e\u4f01\u696d\u578bDC\u306e\u4e8b\u696d\u4e3b\u639b\u91d1\u984d\uff0bDB\u7b49\u306e\u4ed6\u5236\u5ea6\u639b\u91d1\u76f8\u5f53\u984d\uff09<\/p>\n<h2><span id=\"4_iDeCo\">4. iDeCo\u306e\u6ce8\u610f\u70b9<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img05.jpg\" alt=\"4. iDeCo\u306e\u6ce8\u610f\u70b9\" width=\"692\" height=\"498\" class=\"aligncenter size-full wp-image-8819\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img05.jpg 692w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img05-300x216.jpg 300w\" sizes=\"auto, (max-width: 692px) 100vw, 692px\" \/><\/p>\n<p>\u5148\u8ff0\u3057\u305f\u3068\u304a\u308a\u639b\u91d1\u306e\u62e0\u51fa\u6642\u30fb\u904b\u7528\u6642\u30fb\u53d7\u53d6\u6642\u306e\u7bc0\u7a0e\u52b9\u679c\u304c\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3042\u308biDeCo\u3067\u3059\u304c\u3001\u5229\u7528\u306b\u3042\u305f\u3063\u3066\u6ce8\u610f\u70b9\u3082\u3042\u308a\u307e\u3059\u3002\u3068\u304f\u306b\u6ce8\u610f\u3057\u305f\u30443\u70b9\u3092\u62bc\u3055\u3048\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"160\">\uff081\uff0960\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044<\/span><\/h3>\n<p>\u5e74\u91d1\u3068\u3044\u3046\u540d\u306e\u3068\u304a\u308a\u3001\u7a4d\u307f\u7acb\u3066\u305f\u304a\u91d1\u306e\u53d7\u3051\u53d6\u308a\u306f\u8001\u5f8c\u306b\u5165\u3063\u3066\u304b\u3089\u3067\u3059\u300260\u6b73\u306b\u306a\u308b\u307e\u3067\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u7a4d\u7acb\u4e2d\u306e\u304a\u91d1\u3092\u5f15\u304d\u51fa\u305b\u307e\u305b\u3093\u3002\u5e74\u91d1\uff1d\u8001\u5f8c\u306e\u8cc7\u7523\u306e\u305f\u3081\u306e\u5236\u5ea6\u3067\u3059\u304b\u3089\u3001\u3042\u308b\u610f\u5473\u4ed5\u65b9\u304c\u306a\u3044\u3068\u3082\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u8001\u5f8c\u306e\u5e74\u91d1\u306f\u8caf\u307e\u3063\u3066\u3044\u308b\u306e\u306b\u4eca\u4f7f\u3048\u308b\u304a\u91d1\u304c\u624b\u5143\u306b\u306a\u3044\uff01\u3068\u3044\u3063\u305f\u4e8b\u614b\u306b\u9665\u3089\u306a\u3044\u3088\u3046\u3001\u8a08\u753b\u3092\u7acb\u3066\u3066\u5229\u7528\u3057\u307e\u3057\u3087\u3046\u3002\u9014\u4e2d\u306e\u5f15\u304d\u51fa\u3057\u306f\u3067\u304d\u307e\u305b\u3093\u304c\u3001\u62e0\u51fa\u984d\u306f\u5909\u66f4\u3067\u304d\u307e\u3059\u3002\u304a\u91d1\u304c\u5fc5\u8981\u306a\u6642\u671f\u3084\u3001\u7523\u4f11\u30fb\u80b2\u4f11\u4e2d\u306a\u3069\u3067\u53ce\u5165\u304c\u4e0b\u304c\u308b\u6642\u671f\u306a\u3069\u306f\u6bce\u6708\u306e\u639b\u91d1\u3092\u6e1b\u984d\u3057\u3066\u8abf\u6574\u3057\u3066\u3044\u304f\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3068\u3048\u6bce\u6708\u306e\u639b\u91d1\u304c\u6700\u4f4e\u984d\u306e5,000\u5186\u3060\u3063\u305f\u3068\u3057\u3066\u3082\u300130\u5e74\u7a4d\u307f\u7acb\u3066\u3064\u3065\u3051\u308c\u3070\u5143\u672c\u3060\u3051\u3067180\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002\u3082\u3057\u5e74\u73873\uff05\u3067\u904b\u7528\u3067\u304d\u305f\u3089\u300130\u5e74\u5f8c\u306b\u306f\u5143\u672c\u3068\u904b\u7528\u76ca\u3092\u5408\u308f\u305b\u3066\u7d04290\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u6bce\u6708\u306e\u639b\u91d1\u304c\u5c11\u984d\u3067\u3082\u9577\u3044\u6642\u9593\u3092\u304b\u3051\u308c\u3070\u8907\u5229\u306e\u52b9\u679c\u3067\u305d\u308c\u306a\u308a\u306b\u5927\u304d\u306a\u91d1\u984d\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u305f\u3081\u3001\u591a\u984d\u306e\u7a4d\u307f\u7acb\u3066\u3082\u5927\u5207\u3067\u3059\u304c\u9577\u671f\u9593\u306e\u7a4d\u307f\u7acb\u3066\uff1d\u65e9\u304f\u59cb\u3081\u308b\u3053\u3068\u3082\u5927\u5207\u3067\u3059\u3002<\/p>\n<h3><span id=\"2-3\">\uff082\uff09\u5024\u4e0b\u304c\u308a\u306e\u30ea\u30b9\u30af\u304c\u3042\u308b<\/span><\/h3>\n<p>iDeCo\u3067\u306f\u9810\u91d1\u3084\u6295\u8cc7\u4fe1\u8a17\u306a\u3069\u91d1\u878d\u6a5f\u95a2\u304c\u7528\u610f\u3057\u305f\u91d1\u878d\u5546\u54c1\u306e\u4e2d\u304b\u3089\u3054\u81ea\u8eab\u306e\u597d\u304d\u306a\u3082\u306e\u3092\u9078\u3093\u3067\u904b\u7528\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u5148\u307b\u3069\u3082\u5c11\u3057\u3075\u308c\u307e\u3057\u305f\u304c\u3001\u9810\u91d1\u3092\u306f\u3058\u3081\u3068\u3059\u308b\u5143\u672c\u78ba\u4fdd\u578b\u306e\u5546\u54c1\u306f\u3001\u5143\u672c\u4fdd\u8a3c\uff1d\u4f4e\u30ea\u30b9\u30af\u306e\u4ee3\u308f\u308a\u306b\u5143\u672c\u304c\u307b\u3068\u3093\u3069\u5897\u3048\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u6295\u8cc7\u4fe1\u8a17\u306f\u5143\u672c\u4fdd\u8a3c\u3067\u306f\u306a\u3044\uff1d\u30ea\u30b9\u30af\u306e\u3042\u308b\u91d1\u878d\u5546\u54c1\u3067\u3059\u3002\u682a\u5f0f\u5e02\u5834\u3084\u4e16\u754c\u60c5\u52e2\u306e\u5f71\u97ff\u3067\u4fa1\u683c\u304c\u5909\u52d5\u3057\u307e\u3059\u304b\u3089\u3001\u5f53\u7136\u5024\u4e0b\u304c\u308a\u3082\u3042\u308a\u3046\u308b\u3067\u3057\u3087\u3046\u3002\u5024\u52d5\u304d\uff08\u30ea\u30b9\u30af\uff09\u306e\u5927\u304d\u3055\u306f\u6295\u8cc7\u4fe1\u8a17\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3082\u3057\u5024\u4e0b\u304c\u308a\u3057\u305f\u3068\u3057\u3066\u3082\u3001\u6295\u8cc7\u4fe1\u8a17\u3092\u58f2\u5374\u3055\u3048\u3057\u306a\u3051\u308c\u3070\u640d\u5931\u3092\u300c\u62b1\u3048\u3066\u3044\u308b\u300d\u72b6\u614b\u306b\u7559\u307e\u308a\u3001\u5b9f\u969b\u306e\u640d\u5931\u306f\u307e\u3060\u51fa\u3066\u3044\u307e\u305b\u3093\u3002\u3053\u3053\u3067\u306f\u304f\u308f\u3057\u3044\u89e3\u8aac\u3092\u5272\u611b\u3057\u307e\u3059\u304c\u3001\u7a4d\u7acb\u6295\u8cc7\u309220\u5e74\u300130\u5e74\u3068\u7d9a\u3051\u308b\u3068\u6700\u7d42\u7684\u306b\u306f\u30d7\u30e9\u30b9\u306b\u843d\u3061\u7740\u304f\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u306e\u30c7\u30fc\u30bf\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5fc5\u8981\u4ee5\u4e0a\u306b\u30ea\u30b9\u30af\u3092\u6050\u308c\u305a\u3001\u639b\u91d1\u306e\u4e00\u90e8\u3067\u3082\u30ea\u30b9\u30af\u6027\u5546\u54c1\u306e\u5229\u7528\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-2\">\uff083\uff09\u624b\u6570\u6599\u304c\u304b\u304b\u308b<\/span><\/h3>\n<p>iDeCo\u3067\u306f\u65b0\u898f\u52a0\u5165\u6642\u30fb\u79fb\u63db\u6642\u30fb\u904b\u7528\u671f\u9593\u4e2d\u306b\u624b\u6570\u6599\u304c\u767a\u751f\u3057\u307e\u3059\u3002\u65b0\u898f\u52a0\u5165\u6642\u3068\u79fb\u63db\u6642\u306e\u624b\u6570\u6599\u306f\u3069\u306e\u91d1\u878d\u6a5f\u95a2\u3092\u5229\u7528\u3057\u3066\u3082\u4e00\u5f8b\u30672,829\u5186\u3067\u3059\u3002\u4e00\u65b9\u3067\u904b\u7528\u671f\u9593\u4e2d\u306e\u53e3\u5ea7\u7ba1\u7406\u6599\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u6708\u3005\u6570\u767e\u5186\u7a0b\u5ea6\u3067\u3059\u304c\u3001\u6570\u5341\u5e74\u3068\u3082\u306a\u308b\u3068\u5927\u304d\u306a\u5dee\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5148\u307b\u3069\u30ea\u30b9\u30af\u6027\u5546\u54c1\u306e\u5229\u7528\u3092\u304a\u3059\u3059\u3081\u3057\u305f\u5225\u306e\u7406\u7531\u306f\u3001\u53e3\u5ea7\u7ba1\u7406\u6599\u3092\u30ab\u30d0\u30fc\u3059\u308b\u76ee\u7684\u3082\u3042\u308a\u307e\u3059\u3002\u5143\u672c\u78ba\u4fdd\u6027\u5546\u54c1\u306e\u307f\u3067\u904b\u7528\u3059\u308b\u3068\u3001\u904b\u7528\u76ca\u3092\u624b\u6570\u6599\u304c\u4e0a\u56de\u308a\u3001\u305b\u3063\u304b\u304f\u6570\u5341\u5e74\u7a4d\u307f\u7acb\u3066\u3066\u3082\u304a\u91d1\u304c\u5897\u3048\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>iDeCo\u3067\u5229\u7528\u3059\u308b\u91d1\u878d\u6a5f\u95a2\u3092\u9078\u3076\u969b\u306f\u5fc5\u305a\u624b\u6570\u6599\u3092\u6bd4\u8f03\u3057\u3001\u7e70\u308a\u8fd4\u3057\u306b\u306a\u308a\u307e\u3059\u304c\u5143\u672c\u78ba\u4fdd\u5546\u54c1\u3060\u3051\u3067\u306a\u304f\u6295\u8cc7\u4fe1\u8a17\u306a\u3069\u30ea\u30b9\u30af\u306e\u3042\u308b\u5546\u54c1\u3082\u63a1\u7528\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<a href=\"https:\/\/fpbank.co.jp\/fpguide\/\"><strong><u>FP\u76f8\u8ac7\u3067\u52b9\u679c\u3092\u6700\u5927\u306b\u3059\u308b\uff16\u3064\u306e\u30dd\u30a4\u30f3\u30c8<\/u><\/strong><\/a><\/p>\n<h2><span id=\"5_iDeCo\">5. iDeCo\u4ee5\u5916\u306e\u7bc0\u7a0e\u65b9\u6cd5\u306f\uff1f<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img06.jpg\" alt=\"5. iDeCo\u4ee5\u5916\u306e\u7bc0\u7a0e\u65b9\u6cd5\u306f\uff1f\" width=\"692\" height=\"464\" class=\"aligncenter size-full wp-image-8821\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img06.jpg 692w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/img06-300x201.jpg 300w\" sizes=\"auto, (max-width: 692px) 100vw, 692px\" \/><\/p>\n<p>iDeCo\u4ee5\u5916\u306b\u3082\u6240\u5f97\u7a0e\u3084\u4f4f\u6c11\u7a0e\u3092\u8efd\u6e1b\u3059\u308b\u65b9\u6cd5\u306f\u591a\u304f\u3042\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u305d\u306e\u3046\u3061\u3054\u304f\u57fa\u672c\u7684\u306a\u3082\u306e\u30923\u3064\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-3\">\uff081\uff09\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664<\/span><\/h3>\n<p>\u5bb6\u306e\u8cfc\u5165\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u65b9\u306b\u3068\u3063\u3066\u9b45\u529b\u7684\u306a\u7bc0\u7a0e\u65b9\u6cd5\u3067\u3042\u308b\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u300d\u3002<br \/>\n\u5e74\u9593\u6700\u5927315,000\u5186\u304c\u7a0e\u984d\u63a7\u9664\u3055\u308c\u308b\u305f\u3081\u3001\u4e00\u500b\u4eba\u304c\u3067\u304d\u308b\u7bc0\u7a0e\u7b56\u3068\u3057\u3066\u306f\u9593\u9055\u3044\u306a\u304f\u4e0a\u4f4d\u306b\u98df\u3044\u8fbc\u3093\u3067\u304f\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3060\u3057\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306f\u6539\u6b63\u304c\u983b\u7e41\u3067\u3001\u9069\u7528\u6761\u4ef6\u3084\u63a7\u9664\u984d\u304c\u3088\u304f\u5909\u66f4\u3055\u308c\u307e\u3059\u3002\u30de\u30a4\u30db\u30fc\u30e0\u3092\u5efa\u3066\u308b\u30fb\u8cfc\u5165\u3059\u308b\u524d\u306b\u5fc5\u305a\u5185\u5bb9\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3><span id=\"2-4\">\uff082\uff09\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664<\/span><\/h3>\n<p>\u4fdd\u967a\u6599\u63a7\u9664\u306f\u5168\u90e8\u30673\u7a2e\u985e\u3042\u308a\u3001\u5185\u5bb9\u306f\u4e0b\u8a18\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n<li>\u4e00\u822c\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664<\/li>\n<li>\u4ecb\u8b77\u533b\u7642\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664<\/li>\n<li>\u500b\u4eba\u5e74\u91d1\u4fdd\u967a\u6599\u63a7\u9664<\/li>\n<\/ul>\n<p>1\u5e74\u9593\u306b\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u306b\u3088\u3063\u3066\u6240\u5f97\u304b\u3089\u306e\u63a7\u9664\u984d\u304c\u6c7a\u307e\u3063\u3066\u304a\u308a\u30013\u7a2e\u985e\u3059\u3079\u3066\u4e0b\u8a18\u306e\u8a08\u7b97\u5f0f\u3067\u6c42\u3081\u307e\u3059\u3002<\/p>\n<p>\u3010\u5e74\u9593\u306e\u652f\u6255\u4fdd\u967a\u6599\u3068\u6240\u5f97\u63a7\u9664\u306e\u984d\u3011<\/p>\n<ul>\n<li>20,000\u5186\u4ee5\u4e0b\uff1a\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u306e\u5168\u984d<\/li>\n<li>20,000\u5186\u8d85 40,000\u5186\u4ee5\u4e0b\uff1a\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u00d70.5\uff0b10,000\u5186<\/li>\n<li>40,000\u5186\u8d85 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