{"id":8119,"date":"2023-08-12T16:54:00","date_gmt":"2023-08-12T07:54:00","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=8119"},"modified":"2024-07-18T15:07:25","modified_gmt":"2024-07-18T06:07:25","slug":"asset-do-not-worry-about-stop-asset-management","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/asset-do-not-worry-about-stop-asset-management","title":{"rendered":"\u300c\u8cc7\u7523\u904b\u7528\u3084\u3081\u3068\u3051\u300d\u306f\u6c17\u306b\u3059\u308b\u306a\uff01\u904b\u7528\u6210\u529f\u306e\u79d8\u8a23\u3092\u73fe\u5f79FP\u304c\u89e3\u8aac"},"content":{"rendered":"<p>\u3042\u306a\u305f\u306f\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u3066\u307f\u305f\u3044\u3051\u3069\u3001<strong>\u59cb\u3081\u308b<\/strong><strong>\u8e0f\u3093\u5207\u308a\u304c\u3064\u304b\u305a<\/strong>\u3001\u60a9\u3093\u3067\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u81ea\u5206\u3067\u306f\u6c7a\u3081\u3089\u308c\u306a\u304f\u3066\u3001<span style=\"font-size: 16px; color: #333333;\">\u76f8\u8ac7\u3092\u3057\u3066\u307f\u305f\u3089\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u3066\u3057\u307e\u3044\u3001<span style=\"font-size: 16px; color: #333333;\">\u3084\u3063\u3071\u308a\u3084\u3081\u305f\u65b9\u304c\u3044\u3044\u306e\u304b\u2026\u306a\u3093\u3066\u72b6\u6cc1\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304b\uff1f<\/span><\/span><\/p>\n<p>\u3067\u3059\u304c\u8001\u5f8c2000\u4e07\u5186\u4e0d\u8db3\u554f\u984c\u3068\u3044\u3046\u8a71\u3082\u805e\u304d\u307e\u3059\u3057\u3001\u6700\u8fd1\u306f\u65b0NISA\u3082\u8a71\u984c\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n<strong>\u672c\u5f53\u306a\u3089\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u3066\u3001\u5c06\u6765\u304a\u91d1\u306e\u5fc3\u914d\u3092\u3057\u306a\u3044\u751f\u6d3b\u3092\u3057\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u308b\u306f\u305a<\/strong>\u3067\u3059\u3002<\/p>\n<p><strong>FP\u3068\u3057\u3066\u3082\u3001\u8cc7\u7523\u904b\u7528\u306f\u3084\u308b\u3079\u304d\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/strong><br \/>\n\u305f\u3060\u3057\u3001\u8cc7\u7523\u904b\u7528\u306b\u306f\u640d\u3059\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n\u3082\u3057\u3042\u306a\u305f\u304c\u660e\u78ba\u306a\u76ee\u6a19\u30fb\u76ee\u7684\u3092\u6301\u305f\u305a\u3001<span style=\"color: #ff0000;\"><strong>\u306a\u3093\u3068\u306a\u304f\u3084\u308d\u3046\u3068\u3057\u3066\u3044\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u624b\u75db\u3044\u5931\u6557\u3092\u3059\u308b\u5371\u967a\u304c\u3042\u308b\u305f\u3081\u3001FP\u3068\u3057\u3066\u300c\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3044\u307e\u3059\u3002<\/strong><\/span><\/p>\n<p>\u3067\u306f\u3001\u3042\u306a\u305f\u306b\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3046\u4eba\u306f\u3001\u3069\u3046\u3057\u3066\u305d\u306e\u3088\u3046\u306b\u8a00\u3063\u3066\u304f\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u672c\u30b3\u30e9\u30e0\u306f\u3001<span style=\"font-size: 16px; color: #333333;\">\u8a3c\u5238\u4f1a\u793e\u30679\u5e74\u9593\u52e4\u52d9\u3057\u305f\u5f8c\u3001\u72ec\u7acb\u7cfbFP\u306b\u8ee2\u8077\u3057\u305f\u7b46\u8005\u81ea\u8eab\u306e\u77e5\u8b58\u3084\u7d4c\u9a13\u3092\u8e0f\u307e\u3048\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b\u7406\u7531\u304b\u3089\u3001\u305d\u3046\u8a00\u308f\u308c\u305f\u6642\u306b\u4f7f\u3048\u308b\u6c7a\u3081\u4e8b\u307e\u3067\u3001<\/span>3\u7ae0\u306b\u5206\u3051\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u3066\u3057\u307e\u30466\u3064\u306e\u7406\u7531<\/strong><\/li>\n<li><strong>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u3053\u3068\u304c\u826f\u304f\u306a\u30443\u3064\u306e\u7406\u7531<\/strong><\/li>\n<li><strong>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3046\u76f8\u624b\u3092\u8aac\u5f97\u3067\u304d\u308b\u306e8\u3064\u306e\u6c7a\u3081\u4e8b<\/strong><\/li>\n<\/ul>\n<p>\n\u307e\u305f\u8a18\u4e8b\u306b\u306f\u3001\u79c1\u304c\u5b9f\u969b\u306b\u4f53\u9a13\u3057\u3066\u304d\u305f\u91d1\u878d\u6a5f\u95a2\u306e\u88cf\u3067\u884c\u308f\u308c\u3066\u3044\u308b\u3084\u308a\u3068\u308a\u3082\u76db\u308a\u8fbc\u307f\u307e\u3057\u305f\u3002\u3042\u306a\u305f\u306e\u5927\u5207\u306a\u304a\u91d1\u3092\u5b88\u308b\u4e0a\u3067\u3001\u5f79\u306b\u7acb\u3064\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p><strong>\u672c\u30b3\u30e9\u30e0\u306b\u306f\u3001\u3042\u306a\u305f\u304c\u4e0d\u5b89\u306a\u304f\u3001\u81ea\u4fe1\u3092\u3082\u3063\u3066\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308b\u4e0a\u3067\u5927\u4e8b\u306a\u30dd\u30a4\u30f3\u30c8\u304c\u8f09\u3063\u3066\u3044\u307e\u3059\u306e\u3067<\/strong>\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\uff01<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#16\">1.\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b6\u3064\u306e\u7406\u7531<\/a><ul><li><a href=\"#1-1\">1-1. \u76f8\u8ac7\u3092\u3055\u308c\u3066\u3082\u8cac\u4efb\u3068\u308c\u306a\u3044\u304b\u3089<\/a><\/li><li><a href=\"#1-2\">1-2.\u00a0\u304b\u3064\u3066\u306f\u9280\u884c\u9810\u91d1\u3060\u3051\u3067\u554f\u984c\u306a\u304b\u3063\u305f\u304b\u3089<\/a><\/li><li><a href=\"#1-3\">1-3. \u640d\u3092\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u304b\u3089<\/a><\/li><li><a href=\"#1-4\">1-4.\u00a0\u30ae\u30e3\u30f3\u30d6\u30eb\u3060\u3068\u601d\u308f\u308c\u3066\u3044\u308b\u304b\u3089<\/a><\/li><li><a href=\"#1-5\">1-5. \u81ea\u8eab\u304c\u5931\u6557\u3057\u305f\u7d4c\u9a13\u304c\u3042\u308b\u304b\u3089<\/a><\/li><li><a href=\"#1-6\">1-6. \u6295\u8cc7\u8a50\u6b3a\u306a\u3069\u3067\u9a19\u3055\u308c\u308b\u5371\u967a\u6027\u304c\u3042\u308b\u304b\u3089<\/a><\/li><\/ul><\/li><li><a href=\"#2\">2. \u3057\u304b\u3057\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u306e\u3082\u826f\u304f\u306a\u3044<\/a><ul><li><a href=\"#2-1\">2-1. \u73fe\u4ee3\u306f\u8cc7\u7523\u904b\u7528\u304c\u5fc5\u9808\u306e\u6642\u4ee3\u306b\u306a\u3063\u3066\u3044\u308b<\/a><\/li><li><a href=\"#2-2\">2-2. \u601d\u3044\u8fbc\u307f\u3067\u51fa\u3055\u308c\u305f\u610f\u898b\u306e\u53ef\u80fd\u6027\u3082\u3042\u308b<\/a><\/li><li><a href=\"#2-3\">2-3. \u640d\u3059\u308b\u53ef\u80fd\u6027\u306f\u3042\u3063\u3066\u3082\u3001\u640d\u3059\u308b\u53ef\u80fd\u6027\u3092\u4f4e\u304f\u3067\u304d\u308b\u65b9\u6cd5\u306f\u3042\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#38\">3.\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306e8\u3064\u306e\u6c7a\u3081\u4e8b<\/a><ul><li><a href=\"#3-1\">3-1. \u91d1\u878d\u6a5f\u95a2\u306e\u8a00\u3044\u306a\u308a\u306b\u306a\u3089\u306a\u3044<\/a><\/li><li><a href=\"#3-2\">3-2. \u300c\u305d\u3093\u306a\u306b\u5132\u304b\u308b\u306e\u304b\uff01\u300d\u3068\u601d\u3046\u8a71\u306b\u306f\u8b66\u6212\u3059\u308b<\/a><\/li><li><a href=\"#3-3\">3-3. \u8aac\u660e\u3092\u805e\u3044\u3066\u3082\u7406\u89e3\u3067\u304d\u306a\u3044\u5546\u54c1\u306b\u306f\u624b\u3092\u51fa\u3055\u306a\u3044<\/a><\/li><li><a href=\"#3-4\">3-4. \u7a4d\u7acb\u3066\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/a><\/li><li><a href=\"#3-5\">3-5. \u8907\u6570\u306e\u5546\u54c1\u306b\u5206\u3051\u3066\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/a><\/li><li><a href=\"#3-6\">3-6. \u9577\u671f\u9593\u306e\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b<\/a><\/li><li><a href=\"#3-7\">3-7. \u640d\u3057\u3066\u3082\u751f\u6d3b\u306b\u5f71\u97ff\u304c\u51fa\u306a\u3044\u91d1\u984d\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/a><\/li><li><a href=\"#3-8\">3-8. \u4eba\u306b\u8aac\u660e\u3067\u304d\u308b\u65b9\u91dd\u3092\u6301\u3063\u3066\u304a\u304f<\/a><\/li><\/ul><\/li><li><a href=\"#4\">4. \u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"16\">1.\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b6\u3064\u306e\u7406\u7531<\/span><\/h2>\n<p>\u672c\u7ae0\u3067\u306f\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3046\u4eba\u305f\u3061\u306f\u3001\u3069\u3046\u3057\u3066\u305d\u306e\u3088\u3046\u306b\u8a00\u3046\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u304a\u91d1\u306e\u76f8\u8ac7\u3092\u3059\u308b\u304f\u3089\u3044\u3067\u3059\u304b\u3089\u3001\u76f8\u8ac7\u76f8\u624b\u306f\u4e21\u89aa\u3084\u304b\u306a\u308a\u89aa\u3057\u3044\u53cb\u4eba\u3060\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u305d\u3093\u306a\u4eba\u306b\u8a00\u308f\u308c\u305f\u3089\u3001\u300c\u3084\u3063\u3071\u308a\u3084\u3081\u3068\u3053\u3046\u304b\u306a\u300d\u3068\u601d\u3063\u3066\u3057\u307e\u3046\u3053\u3068\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u300c\u3084\u3081\u3068\u3051\u300d\u3068\u3044\u3046\u5fe0\u544a\u306f\u3001<strong>\u5fc5\u305a\u3057\u3082\u4f55\u304b\u660e\u78ba\u306a\u6839\u62e0\u304c\u3042\u308b\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u306a\u3044\u305f\u3081\u3001\u6c17\u306b\u3057\u306a\u304f\u3066\u3044\u3044\u5834\u5408\u3082\u3042\u308a\u307e\u3059<\/strong>\u3002<br \/>\n\u305d\u308c\u3067\u3082\u3001\u3042\u306a\u305f\u3092\u5fc3\u914d\u3057\u3066\u8a00\u3063\u3066\u304f\u308c\u3066\u3044\u308b\u306e\u3060\u3068\u601d\u3046\u306e\u3067\u3001\u305d\u306e\u70b9\u306f\u982d\u306b\u7559\u3081\u304a\u3044\u3066\u307b\u3057\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b\u7406\u7531\u3068\u3057\u3066\u8003\u3048\u3089\u308c\u308b\u3082\u306e\u3092\u30016\u3064\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<ul>\n<li><a href=\"#1-1\">\u76f8\u8ac7\u3092\u3055\u308c\u3066\u3082\u8cac\u4efb\u3068\u308c\u306a\u3044\u304b\u3089<\/a><\/li>\n<li><a href=\"#1-2\">\u304b\u3064\u3066\u306f\u9280\u884c\u9810\u91d1\u3060\u3051\u3067\u554f\u984c\u306a\u304b\u3063\u305f\u304b\u3089<\/a><\/li>\n<li><a href=\"#1-3\">\u640d\u3092\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u304b\u3089<\/a><\/li>\n<li><a href=\"#1-4\">\u30ae\u30e3\u30f3\u30d6\u30eb\u3060\u3068\u601d\u308f\u308c\u3066\u3044\u308b\u304b\u3089<\/a><\/li>\n<li><a href=\"#1-5\">\u81ea\u8eab\u304c\u5931\u6557\u3057\u305f\u7d4c\u9a13\u304c\u3042\u308b\u304b\u3089<\/a><\/li>\n<li><a href=\"#1-6\">\u6295\u8cc7\u8a50\u6b3a\u306a\u3069\u3067\u9a19\u3055\u308c\u308b\u5371\u967a\u6027\u304c\u3042\u308b\u304b\u3089<\/a><\/li>\n<\/ul>\n<h3 id=\"1-1\"><span id=\"1-1\">1-1. <span style=\"font-size: 20px;\">\u76f8\u8ac7\u3092\u3055\u308c\u3066\u3082\u8cac\u4efb\u3068\u308c\u306a\u3044\u304b\u3089<\/span><\/span><\/h3>\n<p>\u76f8\u8ac7\u76f8\u624b\u304c\u9280\u884c\u54e1\u3084\u8a3c\u5238\u4f1a\u793e\u306b\u52e4\u3081\u3066\u3044\u308b\u306a\u3069\u306e\u30d7\u30ed\u3067\u306a\u3044\u5834\u5408\u3001\u8cac\u4efb\u3068\u308c\u306a\u3044\u306e\u3067\u3001\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001\u76f8\u8ac7\u76f8\u624b\u304c\u30d7\u30ed\u3067\u306a\u3044\u5834\u5408\u3001\u4f55\u304b\u304c\u3042\u3063\u3066\u3082\u4f1a\u793e\u3084\u4e0a\u53f8\u304c\u5b88\u3063\u3066\u304f\u308c\u308b\u3068\u3044\u3063\u305f\u3053\u3068\u306f\u306a\u3044\u304b\u3089\u3067\u3059\u3002<br \/>\n\u8cac\u4efb\u304c\u3068\u308c\u306a\u3044\u306e\u3067\u3001<strong>\u4e0d\u7528\u610f\u306a\u3053\u3068\u306f\u8a00\u3044\u305f\u304f\u306a\u304f\u3066\u3001\u3084\u3081\u3068\u3051\u3068\u8a00\u3044\u307e\u3059\u3002<\/strong><\/p>\n<p>\u4f8b\u3048\u3070\u3001\u3042\u306a\u305f<span style=\"font-size: 16px; color: #333333;\">\u304c\u53cb\u4eba\u304b\u3089\u8cc7\u7523\u904b\u7528\u306e\u76f8\u8ac7\u3092\u3055\u308c\u305f\u3068\u3057\u307e\u3059\u3002<\/span><\/p>\n<p>\u4e0d\u7528\u610f\u306b\u52e7\u3081\u3066\u3057\u307e\u3063\u3066\u3001<strong>\u53cb\u4eba\u304c\u640d\u3059\u308b\u3053\u3068\u306b\u306a\u3063\u305f\u3089\u7f6a\u60aa\u611f\u3068\u304b\u7533\u3057\u8a33\u306a\u3044\u6c17\u6301\u3061\u306b\u306a\u3063\u3066\u3057\u307e\u3046<\/strong>\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n\u6c17\u306e\u5c0f\u3055\u3044\u4eba\u3067\u3042\u308c\u3070\u3001\u52e7\u3081\u3066\u3057\u307e\u3063\u305f\u5f8c\u306b\u3069\u3046\u306a\u3063\u305f\u306e\u304b\u306a\u3068\u6c17\u304c\u6c17\u304c\u3058\u3083\u306a\u304f\u306a\u308b\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u305d\u3093\u306a\u601d\u3044\u3092\u3059\u308b\u304f\u3089\u3044\u3060\u3063\u305f\u3089\u3001\u3084\u3081\u3068\u3051\u3068\u8a00\u3046\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<p>\u9006\u306b\u3001\u300c\u640d\u306b\u306a\u3063\u3066\u3082\u3001\u79c1\u304c\u52e7\u3081\u305f\u304b\u3089\u640d\u3057\u305f\u5206\u3092\u7a74\u57cb\u3081\u3057\u3066\u3042\u3052\u308b\u3088\u300d\u306a\u3093\u3066<strong>\u52e7\u3081\u305f\u8cac\u4efb\u3092\u53d6\u3063\u3066\u304f\u308c\u308b\u306a\u3093\u3066\u4eba\u306f\u307b\u3068\u3093\u3069\u3044\u306a\u3044<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3060\u304b\u3089\u76f8\u8ac7\u3092\u3055\u308c\u3066\u3082\u3001\u8cac\u4efb\u3092\u3068\u308c\u306a\u3044\u3068\u76f8\u624b\u304c\u601d\u3063\u305f\u306e\u3067\u3042\u308c\u3070\u3001\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u3068\u3044\u3046\u7b54\u3048\u304c\u8fd4\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"1-2\"><span id=\"1-2\"><span style=\"font-size: 20px;\">1-2.\u00a0<\/span><span style=\"font-size: 20px; color: black;\">\u304b\u3064\u3066\u306f\u9280\u884c\u9810\u91d1\u3060\u3051\u3067\u554f\u984c\u306a\u304b\u3063\u305f\u304b\u3089<\/span><\/span><\/h3>\n<p><span style=\"color: #000000;\">\u4e00\u6614\u524d\u306e\u65e5\u672c\u3067\u306f\u3001<strong>1991\u5e74\u307e\u3067\u306f\u9280\u884c\u91d1\u5229\u304c6.0\uff05\u3064\u3044\u3066\u304a\u308a\u3001\u9280\u884c\u9810\u91d1\u3092\u3057\u3066\u3044\u308b\u3060\u3051\u3067\u304a\u91d1\u304c\u5897\u3048\u3066\u3044\u307e\u3057\u305f\u3002<\/strong>\u305d\u3093\u306a\u6642\u4ee3\u3092\u7d4c\u9a13\u3057\u305f\u4eba\u306b\u8cc7\u7523\u904b\u7528\u306e\u76f8\u8ac7\u3092\u3059\u308b\u3068\u3001\u3084\u3081\u3068\u3051\u3068\u8a00\u308f\u308c\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #000000;\">\u306a\u305c\u306a\u3089\u3001<span style=\"font-size: 16px; color: #000000;\">\u305d\u306e\u6642\u4ee3\u3092\u904e\u3054\u3057\u305f\u65b9\u3005\u306f\u9280\u884c\u9810\u91d1\u3092\u3057\u3066\u3044\u308b\u3060\u3051\u3067\u300110\u5e74\u3067\u500d\u306b\u5897\u3048\u308b\u304f\u3089\u3044\u306e\u5229\u606f\u304c\u4ed8\u3044\u305f\u306e\u3067\u3001\u9280\u884c\u9810\u91d1\u3092\u3057\u3066\u3044\u308b\u3060\u3051\u3067\u56f0\u308b\u3053\u3068\u306f\u306a\u304b\u3063\u305f\u304b\u3089\u3067\u3059\u3002<\/span><\/span><\/p>\n<p>\u305d\u308c\u3060\u3051\u5897\u3048\u3066\u304f\u308c\u308c\u3070\u3001<strong>\u308f\u3056\u308f\u3056\u8cc7\u7523\u904b\u7528\u3092\u884c\u3063\u3066\u4f59\u8a08\u306a\u30ea\u30b9\u30af\u3092\u53d6\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093<\/strong>\u3002<\/p>\n<p>\u4e0b\u306e\u30b0\u30e9\u30d5\u306f1980\u5e74\u304b\u30892023\u5e74\u73fe\u5728\u307e\u3067\u306e\u9280\u884c\u9810\u91d1\u91d1\u5229\u306e\u63a8\u79fb\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Changes-in-bank-interest-rates-1690608618.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"1980\u5e74\uff5e2023\u5e74\u307e\u3067\u306e\u9280\u884c\u9810\u91d1\u91d1\u5229\u306e\u63a8\u79fb\" \/><\/p>\n<p>\u4e00\u756a\u9ad8\u304b\u3063\u305f\u6642\u306f1980\u5e74\u306e9\uff05\u3067\u3059\u30021992\u5e74\u307e\u3067\u306f3\uff05\uff5e6\uff05\u306e\u9593\u3067\u63a8\u79fb\u3057\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u30d0\u30d6\u30eb\u5d29\u58ca\u5f8c\u306f\u666f\u6c17\u306e\u4f4e\u8ff7\u3092\u6253\u7834\u3067\u304d\u308b\u3088\u3046\u306b\u91d1\u5229\u306e\u4e0b\u843d\u304c\u7d9a\u304d\u3001<strong>1995\u5e74\u4ee5\u5f8c\u306e\u7d0430\u5e74\u9593\u305a\u3063\u30681\uff05\u3092\u5207\u3063\u3066\u3044\u308b\u3001\u4f4e\u91d1\u5229\u30fb\u30bc\u30ed\u91d1\u5229\u306e\u6c34\u6e96\u304c\u7d99\u7d9a\u3057\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n<p>\u3064\u307e\u308a\u3001<strong>\u9280\u884c\u306b\u7f6e\u3044\u3066\u3044\u3066\u3082\u304a\u91d1\u304c\u5897\u3048\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u306e\u3067\u3059<\/strong>\u3002<\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">2007\u5e74\u30682022\u5e74\u306e\u300c\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\u300d\u3092\u898b\u6bd4\u3079\u3066\u307f\u307e\u3059\u3002<\/span><\/span><br \/>\n<span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u3059\u308b\u3068\u3001<strong>\u3053\u306e15\u5e74\u9593\u3067\u3069\u306e\u4e16\u4ee3\u3067\u3082\u9810\u8caf\u91d1\u306e\u5272\u5408\u304c\u6e1b\u5c11<\/strong>\u3057\u3066\u3001<strong>\u50b5\u5238\u30fb\u682a\u5f0f\u30fb\u6295\u8cc7\u4fe1\u8a17\u306e\u6295\u8cc7\u5546\u54c1\u3001\u8cc7\u7523\u904b\u7528\u306b\u8cc7\u91d1\u3092\u632f\u308a\u5411\u3051\u3066\u3044\u308b<\/strong>\u3053\u3068\u304c\u8aad\u307f\u53d6\u308c\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/span><\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/financial-behavior-of-households-1690189327.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;\" class=\"fr-draggable\" alt=\"\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #212529;\">\u53c2\u8003\uff1a<\/span><a href=\"https:\/\/www.shiruporuto.jp\/public\/document\/container\/yoron\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 16px;\">\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\uff3b\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u8abf\u67fb\uff3d(\u5e73\u621019\u5e74\u3001\u4ee4\u548c4\u5e74)<\/span><\/a><\/p>\n<p><span style=\"color: #ff0000;\"><strong>\u4e16\u306e\u4e2d\u306f\u3053\u306e\u3088\u3046\u306b\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u5168\u54e1\u304c\u540c\u3058\u304f\u884c\u52d5\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/strong><\/span><br \/>\n\u76f8\u8ac7\u76f8\u624b\u304c15\u5e74\u524d\u3068\u540c\u3058\u8003\u3048\u65b9\u306e\u307e\u307e\u3067\u3042\u3063\u305f\u5834\u5408\u3001\u9810\u8caf\u91d1\u3092\u3057\u3066\u304a\u3051\u3070\u3044\u3044\u3068\u3044\u3046\u7b54\u3048\u304c\u8fd4\u3063\u3066\u304f\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u307e\u3057\u3066\u3084\u3001<strong>\u9280\u884c\u91d1\u5229\u304c\u3088\u304b\u3063\u305f\u6642\u4ee3\u3092\u904e\u3054\u3057\u3066\u3044\u305f\u65b9\u304c\u76f8\u8ac7\u76f8\u624b\u3067\u3042\u3063\u305f\u5834\u5408\u3001\u300c\u4f59\u8a08\u306a\u3053\u3068\u306f\u3057\u306a\u3044\u3067\u3001\u4e00\u751f\u61f8\u547d\u50cd\u3044\u3066\u9280\u884c\u306b\u9810\u3051\u3066\u304a\u304d\u306a\u3055\u3044\u300d\u3068\u8a00\u308f\u308c\u3066\u3057\u307e\u3044\u307e\u3059<\/strong>\u3002<\/p>\n<p><span style=\"font-size: 16px; color: #000000;\">\u3060\u304b\u3089\u3001\u9280\u884c\u9810\u91d1\u3060\u3051\u3067\u554f\u984c\u306a\u304b\u3063\u305f\u4eba\u306b\u76f8\u8ac7\u3092\u3057\u305f\u6642\u306b\u306f\u3001\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u3068\u3044\u3046\u7b54\u3048\u304c\u8fd4\u3063\u3066\u304d\u307e\u3059\u3002<\/span><\/p>\n<h3 id=\"1-3\"><span id=\"1-3\">1-3. \u640d\u3092\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u304b\u3089<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u8cc7\u7523\u904b\u7528\u306b\u306f\u640d\u3092\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u3001\u76f8\u8ac7\u3092\u3057\u305f\u5834\u5408\u306b\u3001\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\u306a\u305c\u306a\u3089\u3001<strong>\u91d1\u92ad\u7684\u306a\u640d\u5931\u306f\u4eba\u9593\u95a2\u4fc2\u306e\u30c8\u30e9\u30d6\u30eb\u306e\u539f\u56e0\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #ff0000;\"><strong>\u8cc7\u7523\u904b\u7528\u306f\u5fc5\u305a\u5229\u76ca\u304c\u3067\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093<\/strong><\/span><span style=\"color: #222222;\">\u3002<\/span><span style=\"color: #ff0000;\"><strong>\u3057\u304b\u3057\u3001\u305d\u308c\u3092\u7406\u89e3\u3057\u3066\u3044\u306a\u3044\u4eba\u3082\u3044\u307e\u3059<\/strong>\u3002<\/span><br \/>\n<span style=\"color: #222222;\">\u305d\u3046\u3044\u3046\u4eba\u306b\u8cc7\u7523\u904b\u7528\u3092\u52e7\u3081\u3066\u3057\u307e\u3063\u305f\u3089\u3001<strong>\u640d\u3057\u305f\u6642\u306b\u300c\u3042\u306a\u305f\u304c\u52e7\u3081\u305f\u306e\u306b\u640d\u3057\u305f\u3058\u3083\u306a\u3044\u304b\u3001\u3069\u3046\u3057\u3066\u304f\u308c\u308b\u3093\u3060\u300d\u3068\u3001\u30c8\u30e9\u30d6\u30eb\u306b\u767a\u5c55\u3057\u3066\u3057\u307e\u3046\u304a\u305d\u308c\u304c\u3042\u308a\u307e\u3059<\/strong>\u3002<\/span><br \/>\n<span style=\"color: #222222;\">\u30c8\u30e9\u30d6\u30eb\u307e\u3067\u3044\u304b\u306a\u304f\u3066\u3082\u3001\u95a2\u4fc2\u306b\u3072\u3073\u304c\u5165\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/span><\/p>\n<p>\u4f8b\u3048\u3070\u3001\u8cc7\u7523\u904b\u7528\u306e\u8a71\u3067\u306f\u306a\u3044\u3067\u3059\u304c\u3001\u53cb\u4eba\u304b\u3089\u304a\u52e7\u3081\u306e\u6599\u7406\u5c4b\u3092\u7d39\u4ecb\u3057\u3066\u3082\u3089\u3063\u3066\u3082\u3001\u3042\u306a\u305f\u306e\u53e3\u306b\u5408\u308f\u306a\u304b\u3063\u305f\u3089\u300c\u5909\u306a\u304a\u5e97\u3092\u7d39\u4ecb\u3055\u308c\u305f\u306a\u2026\u300d\u7a0b\u5ea6\u3067\u7d42\u308f\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u3067\u3059\u304c\u3001<strong>\u8cc7\u7523\u904b\u7528\u306e\u5834\u5408\u306f\u3082\u3063\u3068\u6df1\u523b<\/strong>\u3067\u3059\u3002\u5927\u5207\u306a\u304a\u91d1\u304c\u6e1b\u3063\u3066\u3057\u307e\u3046\u3093\u3067\u3059\u304b\u3089\u3002<\/p>\n<p>\u3042\u306a\u305f\u304c\u53cb\u4eba\u306b\u8cc7\u7523\u904b\u7528\u3092\u52e7\u3081\u308b\u6642\u306b\u3001\u3069\u308c\u3060\u3051\u4e01\u5be7\u306b\u640d\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3092\u8aac\u660e\u3057\u305f\u3068\u3057\u3066\u3082\u3001\u7d50\u679c\u7684\u306b\u640d\u3057\u3066\u3057\u307e\u3063\u305f\u6642\u306b\u306f\u3001\u53cb\u4eba\u306f\u300c\u5909\u306a\u3082\u306e\u3092\u52e7\u3081\u3066\u304d\u3084\u304c\u3063\u3066\u2026\u300d\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u5f97\u3092\u3057\u305f\u3089\u591a\u5c11\u306e\u611f\u8b1d\u306f\u3055\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u640d\u3057\u305f\u6642\u306b\u306f\u3001\u6bd4\u3079\u3082\u306e\u306b\u306a\u3089\u306a\u3044\u304f\u3089\u3044\u975e\u96e3\u3055\u308c\u308b\u3067\u3057\u3087\u3046\u3002<br \/>\n\u5b9f\u969b\u3001\u7b46\u8005\u306f\u8a3c\u5238\u4f1a\u793e\u306b\u52e4\u52d9\u3057\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u4f55\u56de\u3082\u5229\u76ca\u3092\u51fa\u3057\u3066\u3044\u308b\u304a\u5ba2\u69d8\u3067\u3042\u3063\u3066\u3082\u30011\u56de\u306e\u640d\u5931\u3067\u3001\u3082\u306e\u3059\u3054\u304f\u304a\u53f1\u308a\u3092\u53d7\u3051\u305f\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u4eba\u306f\u5f97\u3059\u308b\u3053\u3068\u3088\u308a\u3082\u3001\u640d\u3057\u305f\u304f\u306a\u3044\u3068\u601d\u3046\u6c17\u6301\u3061\u306e\u65b9\u304c\u5f37\u3044\u3067\u3059\u304b\u3089<\/strong>\u3002<\/p>\n<p>\u3060\u304b\u3089\u3001\u7b46\u8005\u306f\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u3067\u53cb\u4eba\u304b\u3089\u8cc7\u7523\u904b\u7528\u306e\u76f8\u8ac7\u3092\u3055\u308c\u3066\u3082\u3001\u81ea\u5206\u3067\u5224\u65ad\u3059\u308b\u3088\u3046\u306b\u7b54\u3048\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\u306a\u306e\u3067\u3001<\/span>\u8cc7\u7523\u904b\u7528\u306b\u306f\u640d\u3092\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u3067\u3001<strong>\u30c8\u30e9\u30d6\u30eb\u306b\u306a\u3089\u306a\u3044\u3088\u3046\u306b\u3001\u76f8\u8ac7\u3092\u3057\u305f\u76f8\u624b\u306f\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3046\u3053\u3068\u304c\u3042\u308a\u307e\u3059<\/strong>\u3002<\/p>\n<h3 id=\"1-4\"><span id=\"1-4\">1-4.<span style=\"font-size: 20px;\">\u00a0<\/span><span style=\"font-size: 20px; color: black;\">\u30ae\u30e3\u30f3\u30d6\u30eb\u3060\u3068\u601d\u308f\u308c\u3066\u3044\u308b\u304b\u3089<\/span><\/span><\/h3>\n<p>\u8cc7\u7523\u904b\u7528\u306e\u3053\u3068\u3092\u30ae\u30e3\u30f3\u30d6\u30eb\u3060\u3068\u601d\u3063\u3066\u3044\u308b\u4eba\u306b\u76f8\u8ac7\u3092\u3059\u308b\u3068\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001\u305d\u306e\u4eba\u305f\u3061\u306b\u3068\u3063\u3066<strong>\u300c\u8cc7\u7523\u904b\u7528\u3092\u3057\u305f\u3044\u300d\u3068\u3044\u3046\u76f8\u8ac7\u306f\u3001\u300c\u30ae\u30e3\u30f3\u30d6\u30eb\u3092\u3057\u305f\u3044\u300d\u3068\u8a00\u308f\u308c\u3066\u3044\u308b\u3088\u3046\u306a\u3082\u306e<\/strong><strong>\u3060\u304b\u3089<\/strong>\u3067\u3059\u3002<br \/>\n\u30ae\u30e3\u30f3\u30d6\u30eb\u306e\u5371\u967a\u6027\u3092\u77e5\u3063\u3066\u3044\u308b\u4eba\u307b\u3069\u3001\u5f37\u304f\u300c\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3063\u3066\u304f\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u30ae\u30e3\u30f3\u30d6\u30eb\u306b\u306f\u3001<\/p>\n<ul>\n<li>\u4e2d\u6bd2\u6027\u304c\u9ad8\u3044<\/li>\n<li>\u4f9d\u5b58\u6027\u304c\u9ad8\u3044<\/li>\n<li>\u91d1\u92ad\u611f\u899a\u304c\u72c2\u3044\u3084\u3059\u3044<\/li>\n<li>\u501f\u91d1\u3092\u7e70\u308a\u8fd4\u3057\u304c\u3061\u306b\u306a\u308b<\/li>\n<\/ul>\n<p>\u3068\u3044\u3063\u305f\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u30ae\u30e3\u30f3\u30d6\u30eb\u306b\u30cf\u30de\u3063\u305f\u305b\u3044\u3067\u501f\u91d1\u5730\u7344\u3001\u4e00\u5bb6\u96e2\u6563\u3001\u8ca1\u7523\u5dee\u3057\u62bc\u3055\u3048\u3001\u7834\u7523\u3068\u306e\u8a71\u3082\u5c11\u306a\u304f\u306a\u3044\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u6d88\u8cbb\u8005\u5e81\u306e\u30ae\u30e3\u30f3\u30d6\u30eb\u7b49\u4f9d\u5b58\u75c7\u5bfe\u7b56\u63a8\u9032\u672c\u90e8\u306b\u306f\u3001\u30ae\u30e3\u30f3\u30d6\u30eb\u7b49\u4f9d\u5b58\u75c7\u306b\u9665\u3063\u305f\u4eba\u306e\u4f53\u9a13\u8ac7\u304c\u591a\u6570\u63b2\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n\u305d\u306e\u4e2d\u306b\u306f\u3001\u307e\u306030\u4ee3\u30671\u6b73\u306e\u5b50\u304c\u3044\u308b\u306b\u3082\u95a2\u308f\u3089\u305a\u3001\u501f\u91d1\u30fb\u6a2a\u9818\u30fb\u4f7f\u3044\u8fbc\u307f\u3092\u7e70\u308a\u8fd4\u3057\u3001\u6700\u7d42\u7684\u306b\u306f\u81ea\u6bba\u672a\u9042\u3092\u8d77\u3053\u3057\u3066\u3057\u307e\u3063\u305f\u4eba\u306e\u4f53\u9a13\u8ac7\u3082\u3042\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\uff08\u53c2\u8003\uff1a<a href=\"https:\/\/www.cas.go.jp\/jp\/seisaku\/gamble\/index.html\" target=\"_blank\" rel=\"noopener\">\u30ae\u30e3\u30f3\u30d6\u30eb\u7b49\u4f9d\u5b58\u75c7\u3092\u514b\u670d\u3055\u308c\u305f\u65b9\u306e\u4f53\u9a13\u8ac7<\/a>\uff09<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u30ae\u30e3\u30f3\u30d6\u30eb\u306b\u71b1\u4e2d\u3057\u3059\u304e\u305f\u3089\u8eab\u306e\u7834\u6ec5\u3092\u62db\u304f\u3001\u3068\u3044\u3063\u3066\u3082\u904e\u8a00\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3082\u3061\u308d\u3093\u8cc7\u7523\u904b\u7528\u3068\u30ae\u30e3\u30f3\u30d6\u30eb\u306f\u5168\u304f\u9055\u3044\u307e\u3059\u3002<br \/>\n\u3057\u304b\u3057\u3001<strong>\u8cc7\u7523\u904b\u7528\u3068\u30ae\u30e3\u30f3\u30d6\u30eb\u3092\u540c\u3058\u3082\u306e\u3068\u8a8d\u8b58\u3057\u3066\u3044\u308b\u4eba\u304b\u3089\u3057\u3066\u307f\u308c\u3070\u3001\u300c\u8cc7\u7523\u904b\u7528\u3092\u3057\u305f\u3044\u300d\u3068\u3044\u3046\u306e\u306f\u300c\u30ae\u30e3\u30f3\u30d6\u30eb\u304c\u3057\u305f\u3044\u300d\u3068\u8a00\u3063\u3066\u3044\u308b\u3082\u540c\u7136<\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>\u305d\u3046\u306a\u308c\u3070\u3001\u3042\u306a\u305f\u306e\u8a71\u3092\u805e\u304f\u3053\u3068\u306a\u304f\u3001\u5fc3\u914d\u3059\u308b\u6c17\u6301\u3061\u304b\u3089\u300c\u3084\u3081\u3068\u3051\uff01\u300d\u3068\u8a00\u3063\u3066\u304f\u308b\u3053\u3068\u306b\u306a\u308b\u306e\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"1-5\"><span id=\"1-5\">1-5. \u81ea\u8eab\u304c\u5931\u6557\u3057\u305f\u7d4c\u9a13\u304c\u3042\u308b\u304b\u3089<\/span><\/h3>\n<p><span style=\"color: #000000; font-size: 16px;\">\u81ea\u5206\u81ea\u8eab\u304c\u5931\u6557\u3057\u305f\u7d4c\u9a13\u304c\u3042\u308b\u4eba\u306b\u8cc7\u7523\u904b\u7528\u306e\u76f8\u8ac7\u3092\u3057\u3066\u3044\u305f\u3089\u3001\u3084\u3081\u3068\u3051\u3068\u8a00\u308f\u308c\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u306a\u305c\u306a\u3089\u3001<strong>\u5927\u5207\u306a\u5bb6\u65cf\u3084\u53cb\u4eba\u306b<span style=\"font-size: 16px; color: #000000;\">\u81ea\u5206\u3068\u540c\u3058\u5931\u6557\u3092<\/span>\u3057\u3066\u307b\u3057\u304f\u306a\u3044\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><\/span><\/p>\n<p>\u4f8b\u3048\u3070\u3001\u30d0\u30d6\u30eb\u671f\u306e\u8c61\u5fb4\u3068\u3055\u308c\u308b\u682a\u5f0f\u306b<span style=\"font-size: medium; color: #333333;\">NTT\u304c\u3042\u308a\u307e\u3059\u3002<\/span>NTT\u306f\u5143\u3005\u3001\u65e5\u672c\u96fb\u4fe1\u96fb\u8a71\u516c\u793e\uff08\u901a\u79f0\u3001\u96fb\u96fb\u516c\u793e\uff09\u3068\u3044\u3046\u56fd\u55b6\u4f01\u696d\u3067\u3001\u65e5\u672c\u306e\u96fb\u6c17\u901a\u4fe1\u696d\u3092\u4e00\u624b\u306b\u62c5\u3063\u3066\u3044\u305f\u56fd\u7b56\u4f1a\u793e\u3067\u3057\u305f\u3002<\/p>\n<p>\u305d\u3093\u306a<span style=\"font-size: medium; color: #333333;\">NTT\u304c1985\u5e74\u306b\u6c11\u55b6\u5316\u3055\u308c\u3066\u300187\u5e74\u306b\u682a\u5f0f\u3092\u8cfc\u5165\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u304b\u3089\u306f\u3001\u56fd\u7b56\u4f1a\u793e\u3060\u304b\u3089\u696d\u7e3e\u3082\u5b89\u5b9a\u3057\u3066\u3044\u3066\u5024\u5d29\u308c\u3057\u306a\u3044\u3068\u4fe1\u3058\u3089\u308c\u3001\u6570\u591a\u304f\u306e\u4eba\u304c\u8cfc\u5165\u3057\u3066\u3044\u307e\u3057\u305f\u3002<\/span><\/p>\n<p>\u4e00\u756a\u9ad8\u3044\u6642(1987\u5e744\u6708\uff09\u306e\u682a\u4fa1\u306f\u3001318\u4e07\u5186\u3067\u3059\u3002<span style=\"font-size: medium; color: #333333;\">\u4e0b\u306e\u56f3\u3067\u305d\u306e\u5f8c\u306e\u5024\u52d5\u304d\u3092\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/span><br \/>\n<span style=\"font-size: medium; color: #333333;\">\uff08\u203bNTT\u306e\u682a\u5f0f\u306f\u5206\u5272\u3092\u884c\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u56f3<span style=\"font-size: 16px; color: #333333;\">\u306f\u5206\u5272\u3092\u8003\u616e\u3057\u305f\u4fee\u6b63\u682a\u4fa1\u3067\u4f5c\u6210\uff09<\/span><\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Stock-price-trends-1690187313.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u682a\u4fa1\u306e\u63a8\u79fb\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u53c2\u8003\uff1a<\/span><a href=\"https:\/\/kabutan.jp\/stock\/chart?code=9432\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 16px;\">Kabutan NTT(9432)\u30c1\u30e3\u30fc\u30c8<\/span><\/a><\/p>\n<p>\u4e00\u756a\u9ad8\u3044\u6642\u306f318\u4e07\u5186\u306b\u306a\u308a\u307e\u3057\u305f\u304c\u3001\u30d0\u30d6\u30eb\u5d29\u58ca\u304b\u3089\u4e0b\u843d\u3092\u7d9a\u3051\u30661992\u5e74\u306b\u306f44\u4e07\u5186\u30012011\u5e74\u306b\u306f32.2\u4e07\u5186\u307e\u3067\u5024\u4e0b\u304c\u308a\u3057\u3066\u3057\u307e\u3044\u307e\u3057\u305f\u3002<br \/>\n2011\u5e74\u4ee5\u964d\u306f\u682a\u4fa1\u3092\u623b\u3057\u3066\u306f\u3044\u308b\u3082\u306e\u306e\u3001\u305d\u308c\u3067\u3082\u3001\u307e\u3060170\u4e07\u5186\u306e\u4fa1\u5024\u3067\u3001<strong>\u4e00\u756a\u9ad8\u3044\u6642\u306b\u8cfc\u5165\u3057\u305f\u4eba\u306f\u3044\u307e\u3060\u306b40\uff05\u4ee5\u4e0a\u306e\u640d\u5931\u3092\u62b1\u3048\u305f\u307e\u307e<\/strong>\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u3093\u306a\u7d4c\u9a13\u3092\u3057\u305f\u672c\u4eba\u306e\u7acb\u5834\u306b\u306a\u3063\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<br \/>\n<strong>30\u5e74\u7d4c\u3063\u3066\u3082\u5143\u306e\u91d1\u984d\u306b\u623b\u3089\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u306e\u3060\u304b\u3089\u3001\u3084\u3081\u3066\u304a\u3051\u3068\u8a00\u3046<\/strong>\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p><span style=\"color: #000000; font-size: 16px;\">\u3060\u304b\u3089\u3001\u81ea\u5206\u81ea\u8eab\u304c\u5931\u6557\u3057\u305f\u7d4c\u9a13\u304c\u3042\u308b\u4eba\u306b\u8cc7\u7523\u904b\u7528\u306e\u76f8\u8ac7\u3092\u3057\u3066\u3044\u305f\u5834\u5408\u3001\u3084\u3081\u3068\u3051\u3068\u8fd4\u3063\u3066\u304d\u307e\u3059\u3002<\/span><\/p>\n<h3 id=\"1-6\"><span id=\"1-6\"><span style=\"font-size: 20px;\">1-6. \u6295\u8cc7<\/span><span style=\"font-size: 20px; color: black;\">\u8a50\u6b3a\u306a\u3069\u3067\u9a19\u3055\u308c\u308b\u5371\u967a\u6027\u304c\u3042\u308b\u304b\u3089<\/span><\/span><\/h3>\n<p><span style=\"color: #000000;\">\u8cc7\u7523\u904b\u7528\u306e\u3053\u3068\u3092\u8a73\u3057\u304f\u308f\u304b\u3063\u3066\u3044\u306a\u3044\u4eba\u306b\u76f8\u8ac7\u3092\u3059\u308b\u3068\u3001\u6295\u8cc7\u8a50\u6b3a\u3067\u9a19\u3055\u308c\u308b\u5371\u967a\u6027\u304c\u3042\u308b\u304b\u3089\u3001\u3084\u3081\u3068\u3051\u3068\u8a00\u3046\u4eba\u3082\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u306a\u305c\u306a\u3089\u3001<strong>\u8ab0\u3060\u3063\u3066\u81ea\u5206\u306e\u5927\u5207\u306a\u5bb6\u65cf\u3084\u53cb\u4eba\u304c\u8a50\u6b3a\u306e\u88ab\u5bb3\u306b\u3042\u3046\u3053\u3068\u304b\u3089\u306f\u5b88\u308a\u305f\u3044\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u300c\u6295\u8cc7\u8a50\u6b3a\u300d\u3068\u691c\u7d22\u3059\u308b\u3068\u6570\u591a\u304f\u306e\u88ab\u5bb3\u4e8b\u4f8b\u304c\u51fa\u3066\u304d\u307e\u3059\u3002<\/span><br \/>\n<span style=\"color: #000000;\"><span style=\"font-size: 16px; color: #000000;\"><strong>\u8cc7\u7523\u904b\u7528\u306f\u8a50\u6b3a\u3068\u306f\u307e\u3063\u305f\u304f\u9055\u3044\u307e\u3059<\/strong>\u3002<\/span>\u3067\u3059\u304c\u3001\u8cc7\u7523\u904b\u7528\u306e\u3053\u3068\u3092\u8a73\u3057\u304f\u308f\u304b\u3089\u306a\u3044\u4eba\u304b\u3089\u3059\u308b\u3068\u3001\u8cc7\u7523\u904b\u7528\u3068\u6295\u8cc7\u8a50\u6b3a\u306e\u9055\u3044\u304c\u308f\u304b\u308a\u307e\u305b\u3093\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u305d\u306e\u305f\u3081\u3001\u3068\u308a\u3042\u3048\u305a\u3001\u3084\u3081\u3068\u3051\u3068\u8a00\u3046\u4eba\u304c\u591a\u3044\u3067\u3059\u3002<\/span><\/p>\n<p>\u4f8b\u3048\u3070\u3001\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc\u306b\u3088\u308b\u3068\u3001\u6700\u8fd1\u3067\u306fSNS\u3092\u901a\u3058\u305f\u4eee\u60f3\u901a\u8ca8\u306e\u8cfc\u5165\u306b\u95a2\u308f\u308b\u88ab\u5bb3\u4e8b\u4f8b\u304c\u5897\u3048\u3066\u304a\u308a\u3001\u6ce8\u610f\u559a\u8d77\u304c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u300c\u5fc5\u305a\u5024\u4e0a\u304c\u308a\u3059\u308b\u3001\u5fc5\u305a\u5132\u304b\u308b\u300d\u3068\u3044\u3063\u305f\u8a98\u3044\u6587\u53e5\u306b\u4e57\u3063\u3066\u3057\u307e\u3044\u3001\u304a\u91d1\u3092\u632f\u308a\u8fbc\u3093\u3060\u3082\u306e\u306e\u3001\u304a\u91d1\u304c\u623b\u3063\u3066\u3053\u306a\u3044\u3068\u304b\u3001\u89e3\u7d04\u3067\u304d\u306a\u3044\u3068\u3044\u3063\u305f\u6295\u8cc7\u8a50\u6b3a\u304c\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n<p>\u6b63\u76f4\u3001\u8a71\u306b\u4e57\u3063\u3066\u3057\u307e\u3046\u65b9\u306b\u3082\u554f\u984c\u306f\u3042\u308a\u307e\u3059\u304c\u3001<span style=\"color: #ff0000;\"><strong>\u3053\u306e\u3088\u3046\u306a\u88ab\u5bb3\u306f\u5e74\u3005\u5897\u3048\u3066\u3044\u3063\u3066\u3044\u308b\u306e\u304c\u5b9f\u60c5<\/strong><\/span>\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Consultation-on-virtual-currency-1690187656.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc\u306b\u5bc4\u305b\u3089\u308c\u305f2019\u5e74\uff5e2021\u5e74\u306e\u4eee\u60f3\u901a\u8ca8\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u4ef6\u6570\u306e\u63a8\u79fb\" \/>\u53c2\u8003\uff1a<a href=\"https:\/\/www.kokusen.go.jp\/soudan_topics\/data\/crypto.html\" target=\"_blank\" rel=\"noopener\">\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc<\/a><\/p>\n<p><span style=\"color: #000000;\">\u3060\u304b\u3089\u3001\u8cc7\u7523\u904b\u7528\u3092\u8a50\u6b3a\u306a\u3069\u3067\u9a19\u3055\u308c\u308b\u5371\u967a\u6027\u304c\u3042\u308b\u304b\u3089\u3068\u8003\u3048\u3066\u3044\u308b\u4eba\u306b\u76f8\u8ac7\u3092\u3059\u308b\u3068\u3001\u3084\u3081\u3068\u3051\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<h2><span id=\"2\">2. \u3057\u304b\u3057\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u306e\u3082\u826f\u304f\u306a\u3044<\/span><\/h2>\n<p>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3063\u3066\u304f\u308b\u4eba\u305f\u3061\u304c\u3001\u3069\u3093\u306a\u601d\u3044\u3084\u6c17\u6301\u3061\u3067\u3001\u305d\u306e\u3088\u3046\u306b\u8a00\u3063\u305f\u306e\u304b\u306f\u7406\u89e3\u3057\u3066\u3044\u305f\u3060\u3051\u305f\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u3067\u3059\u304c\u3001<strong>FP\u3068\u3057\u3066\u306f\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u306e\u3082\u826f\u304f\u306a\u3044\u3001\u3068\u8003\u3048\u3066\u3044\u307e\u3059<\/strong>\u3002<\/p>\n<p>\u305d\u306e\u7406\u7531\u306b\u3064\u3044\u3066\u3001\u4ee5\u4e0b\u306e3\u3064\u306e\u89b3\u70b9\u304b\u3089\u304a\u4f1d\u3048\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u73fe\u4ee3\u306f\u8cc7\u7523\u904b\u7528\u304c\u5fc5\u9808\u306e\u6642\u4ee3\u306b\u306a\u3063\u3066\u3044\u308b<\/li>\n<li>\u601d\u3044\u8fbc\u307f\u3067\u51fa\u3055\u308c\u305f\u610f\u898b\u306e\u53ef\u80fd\u6027\u3082\u3042\u308b<\/li>\n<li>\u640d\u3059\u308b\u53ef\u80fd\u6027\u306f\u3042\u3063\u3066\u3082\u3001\u640d\u3059\u308b\u53ef\u80fd\u6027\u3092\u4f4e\u304f\u3067\u304d\u308b\u65b9\u6cd5\u306f\u3042\u308b<\/li>\n<\/ul>\n<h3><span id=\"2-1\">2-1. \u73fe\u4ee3\u306f\u8cc7\u7523\u904b\u7528\u304c\u5fc5\u9808\u306e\u6642\u4ee3\u306b\u306a\u3063\u3066\u3044\u308b<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u8cc7\u7523\u904b\u7528\u304c\u5fc5\u9808\u306e\u6642\u4ee3\u306b\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b\u306e\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u3053\u3068\u306f\u826f\u304f\u306a\u3044\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u306a\u305c\u306a\u3089\u3001<strong>\u9577\u3044\u8001\u5f8c\u751f\u6d3b\u3092\u5e74\u91d1\u3060\u3051\u3067\u306f\u652f\u3048\u304d\u308c\u306a\u304f\u306a\u3063\u3066\u3044\u308b\u306b\u3082\u95a2\u308f\u3089\u305a\u3001\u4f4e\u91d1\u5229\u306b\u3088\u308a\u9810\u8caf\u91d1\u3082\u5897\u3084\u305b\u306a\u3044\u305f\u3081\u3001<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p>\u4eba\u751f100\u5e74\u6642\u4ee3\u3068\u3044\u308f\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u4e45\u3057\u3044\u3067\u3059\u304c\u3001\u5b9f\u969b\u306b\u65e5\u672c\u4eba\u306e\u5e73\u5747\u5bff\u547d\u304c\u3069\u308c\u3060\u3051\u5ef6\u3073\u3066\u3044\u308b\u304b\u306e\u63a8\u79fb\u3092\u898b\u3066\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Changes-in-life-expectancy-1690188006.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5e73\u5747\u5bff\u547d\u306e\u63a8\u79fb\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #2e3136;\">\u51fa\u5178\uff1a<\/span><a href=\"https:\/\/www.mhlw.go.jp\/content\/000735866.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 16px;\">\u4ee4\u548c2\u5e74\u7248\u539a\u751f\u52b4\u50cd\u767d\u66f8\uff0d\u4ee4\u548c\u6642\u4ee3\u306e\u793e\u4f1a\u4fdd\u969c\u3068\u50cd\u304d\u65b9\u3092\u8003\u3048\u308b\uff0d\u3000p.13<\/span><\/a><\/p>\n<ul>\n<li>1955\u5e74\u6642\u70b9\u3000\u7537\u602763.60\u6b73\u3000\u5973\u602767.75\u6b73<\/li>\n<li>2019\u5e74\u6642\u70b9\u3000\u7537\u602781.41\u6b73\u3000\u5973\u602787.45\u6b73<\/li>\n<li>2040\u5e74\uff08\u63a8\u8a08\uff09\u3000\u7537\u602783.27\u6b73\u3000\u5973\u602789.63\u6b73<\/li>\n<\/ul>\n<p><strong>1955\u5e74\u304b\u30892019\u5e74\u307e\u3067\u306e\u9593\u3067\u3001\u7537\u6027\u304c17.81\u6b73\u3001\u5973\u6027\u304c19.7\u6b73\u3082\u5e73\u5747\u5bff\u547d\u304c\u5ef6\u3073\u3066\u3044\u308b<\/strong>\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<strong>20\u5e74\u8fd1\u304f\u3082\u4eba\u751f\u304c\u9577\u304f\u306a\u308b\u3068\u3001\u305d\u308c\u3060\u3051\u5fc5\u8981\u3068\u306a\u308b\u304a\u91d1\u306f\u5897\u3048\u3066\u3057\u307e\u3044\u307e\u3059<\/strong>\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u65e5\u672c\u5e74\u91d1\u6a5f\u69cb\u304c\u4ee4\u548c4\u5e74\u5ea6\u306b\u516c\u8868\u3057\u305f65\u6b73\u4ee5\u4e0a\u306e\u592b\u5a66\u4e8c\u4eba\uff08<span style=\"font-size: 17.402px;\">\u592b\u304c\u4f1a\u793e\u54e1\u3067\u59bb\u304c\u5c02\u696d\u4e3b\u5a66\u3042\u308b\u3044\u306f\u592b\u306e\u6276\u990a\u7bc4\u56f2\u5185\u3067\u50cd\u3044\u3066\u304d\u305f\u5834\u5408\uff09\u306e<span style=\"font-size: medium;\">\u5e74\u91d1\u984d\u306e\u5e73\u5747\u306f\u6708\u984d21\u4e079593\u5186\u3067\u3059\u3002<\/span><\/span><\/p>\n<p>\u3057\u304b\u3057\u3001\u516c\u76ca\u8ca1\u56e3\u6cd5\u4eba<span style=\"font-size: 16px;\">\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u304c\u884c\u3063\u305f\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u592b\u5a66\u4e8c\u4eba\u3067\u8001\u5f8c\u751f\u6d3b\u3092\u9001\u308b\u4e0a\u3067\u5fc5\u8981\u3068\u8003\u3048\u308b\u6700\u4f4e\u9650\u306e\u751f\u6d3b\u8cbb\u306f\u5e73\u5747\u3067\u6708\u984d23.2\u4e07\u5186\u3067\u3059\u3002<\/span><span style=\"font-size: 16px; color: #000000;\"><br \/>\n<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Survey-of-post-retirement-living-expenses-1690188096.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;\" class=\"fr-draggable\" alt=\"\u8001\u5f8c\u751f\u6d3b\u8cc7\u91d1\u306e\u8abf\u67fb\" \/><\/span>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jili.or.jp\/lifeplan\/lifesecurity\/1141.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 16px; color: #000000;\">\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c\u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d\uff0f2022\uff08\u4ee4\u548c4\uff09\u5e74\u5ea6<\/span><\/a><\/p>\n<p><span style=\"font-size: 16px; color: #000000;\">\u3055\u3089\u306b\u3001\u65c5\u884c\u3084\u30ec\u30b8\u30e3\u30fc\u3001\u8da3\u5473\u306a\u3069\u3092\u542b\u3081\u305f\u300c\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u8cbb\u300d\u3092\u9001\u308b\u305f\u3081\u306b\u306f\u5e73\u5747\u3067\u6708\u984d37.9\u4e07\u5186\u304c\u5fc5\u8981\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/comfortable-old-age-1690189220.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;\" class=\"fr-draggable\" alt=\"\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\" \/>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jili.or.jp\/lifeplan\/lifesecurity\/1141.html\" target=\"_blank\" rel=\"noopener\">\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c\u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d\uff0f2022\uff08\u4ee4\u548c4\uff09\u5e74\u5ea6<\/a><\/p>\n<p>\u300c\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u300d\u3092\u904e\u3054\u3059\u305f\u3081\u306b\u306f\u3001\u6708\u984d16\u4e07\u5186\u304c\u4e0d\u8db3\u3057\u3001\u6700\u4f4e\u9650\u306e\u751f\u6d3b\u3092\u9001\u308b\u5834\u5408\u3067\u3082\u6708\u984d1.2\u4e07\u5186\u304c\u4e0d\u8db3\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3092\u5e74\u9593\u306b\u63db\u7b97\u3057\u3066\u7537\u6027\u306e\u5e73\u5747\u4f59\u547d\u307e\u3067\u3067\u8a08\u7b97\u3059\u308b\u3068\u3001<strong><span style=\"color: #ff0000;\">\u300c\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u300d\u306e\u305f\u3081\u306b\u306f\u7d043070\u4e07\u5186\u3001\u6700\u4f4e\u9650\u306e\u751f\u6d3b\u3067\u3082\u7d04230\u4e07\u5186\u4e0d\u8db3\u3059\u308b\u8a08\u7b97<\/span><\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u5dee\u984d\u3092\u81ea\u5206\u3067\u7528\u610f\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u5dee\u984d\u3092\u3069\u3046\u3084\u3063\u3066\u7528\u610f\u3057\u3066\u3044\u304f\u304b\u306f\u3001FP\u306e\u89b3\u70b9\u3067\u306f3\u3064\u306e\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u53ce\u5165\u3092\u5897\u3084\u3059\uff08\u8ee2\u8077\u3001\u9577\u304f\u50cd\u304f\uff09<\/li>\n<li>\u652f\u51fa\u3092\u6e1b\u3089\u3059<\/li>\n<li>\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/li>\n<\/ul>\n<p>\u3057\u304b\u3057\u3001\u53ce\u5165\u3092\u5897\u3084\u3059\u306b\u306f\u3001\u3042\u306a\u305f\u4e00\u4eba\u3067\u306f\u5909\u3048\u3089\u308c\u306a\u3044\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3057\u300170\u6b73\u308480\u6b73\u307e\u3067\u50cd\u304f\u3068\u3044\u3046\u306e\u306f\u73fe\u5b9f\u7684\u3067\u306f\u306a\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u652f\u51fa\u3092\u6e1b\u3089\u3059\u3053\u3068\u306f\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u9650\u754c\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u4e2d\u3067\u3001<strong>\u77e5\u8b58\u3055\u3048\u3042\u308c\u3070\u8ab0\u3067\u3082\u53d6\u308a\u7d44\u3081\u308b\u65b9\u6cd5\u304c\u8cc7\u7523\u904b\u7528<\/strong>\u306a\u306e\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Changes-in-savings-1690606302.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u8907\u5229\u904b\u7528\u3057\u305f\u5834\u5408\u306e\u8caf\u84c4\u306e\u63a8\u79fb\" \/><\/p>\n<p>\u3053\u308c\u306f\u300130\u6b73\u304b\u308965\u6b73\u307e\u3067\u6bce\u67085\u4e07\u5186\u305a\u3064\u8caf\u3081\u3066\u3044\u304fA\u5b50\u3055\u3093\u3001B\u5b50\u3055\u3093\u306e\u4e8c\u4eba\u3092\u6bd4\u3079\u305f\u3082\u306e\u3067\u3059\u3002<br \/>\n\u30bf\u30f3\u30b9\u9810\u91d1\u306e\u5834\u5408\u306f\u3001\u91d1\u5229\u304c\u3064\u304b\u306a\u3044\u306e\u3067\u30015\u4e07\u5186\u00d712\u30f5\u6708\u00d735\u5e74\uff1d2,100\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>A\u5b50\u3055\u3093\u3001B\u5b50\u3055\u3093\u306f\u3001\u5225\u3005\u306e\u5834\u6240\u3067\u6bce\u6708\u540c\u3058\u91d1\u984d5\u4e07\u5186\u3092\u8caf\u3081\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>A\u5b50\u3055\u3093\u306f\u3001\u91d1\u52290.1\uff05\u306e\u3068\u3053\u308d\u3001\u9280\u884c\u9810\u91d1\u306b\u7a4d\u307f\u7acb\u3066\u305f\u7d50\u679c\u300165\u6b73\u6642\u306b\u306f2,137\u4e07\u5186\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u6b21\u306bB\u5b50\u3055\u3093\u306f\u3001\u91d1\u52293.5\uff05\u306e\u3068\u3053\u308d\u306b\u7a4d\u307f\u7acb\u3066\u307e\u3057\u305f\u3002<br \/>\n\u305d\u306e\u7d50\u679c\u306f\u20264111\u4e07\u5186\u3002A\u5b50\u3055\u3093\u306e\u7d042\u500d\u3067\u3059\uff01<\/p>\n<p>\u3064\u307e\u308a\u3001<strong>\u9810\u3051\u5148\u3092\u5909\u3048\u308b\u3060\u3051\u3067\u3001\u3042\u306a\u305f\u306e\u6301\u3063\u3066\u3044\u308b\u8cc7\u7523\u304c\u50cd\u3044\u3066\u304f\u308c\u3066\u3001\u50cd\u304d\u65b9\u3092\u8003\u3048\u308b\u5fc5\u8981\u3082\u306a\u3044\u3067\u3059\u3057\u3001\u7bc0\u7d04\u3057\u3066\u751f\u6d3b\u3092\u5207\u308a\u8a70\u3081\u308b\u5fc5\u8981\u3082\u306a\u304f\u306a\u308b<\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>1-2.\u3067\u66f8\u3044\u305f\u3088\u3046\u306b\u6614\u306f\u9280\u884c\u91d1\u5229\u304c\u9ad8\u304b\u3063\u305f\u306e\u3067\u3001\u9280\u884c\u9810\u91d1\u3060\u3051\u3067\u304a\u91d1\u304c\u5897\u3048\u3066\u304f\u308c\u3066\u3044\u307e\u3057\u305f\u304c\u3001<strong>\u4eca\u306f\u4f4e\u91d1\u5229<span style=\"font-size: 16px;\">\u6642\u4ee3\u3067\u9810\u8caf\u91d1<\/span><\/strong><span style=\"font-size: 16px;\"><strong>\u3067\u306f\u304a\u91d1\u304c\u5897\u3048\u3066\u304f\u308c\u307e\u305b\u3093<\/strong>\u3002<\/span><\/p>\n<p>\u306a\u306e\u3067\u3001\u9577\u3044\u8001\u5f8c\u751f\u6d3b\u3092\u652f\u3048\u308b\u305f\u3081\u306b\u306f\u3001\u8cc7\u7523\u904b\u7528\u304c\u5fc5\u9808\u306e\u6642\u4ee3\u306b\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u3066\u3057\u307e\u3046\u306e\u3082\u826f\u304f\u306a\u3044\u3067\u3059\u3002<\/p>\n<h3><span id=\"2-2\">2-2. \u601d\u3044\u8fbc\u307f\u3067\u51fa\u3055\u308c\u305f\u610f\u898b\u306e\u53ef\u80fd\u6027\u3082\u3042\u308b<\/span><\/h3>\n<p>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3046\u4eba\u306e\u4e2d\u306b\u306f\u3001\u601d\u3044\u8fbc\u307f\u3067\u51fa\u3055\u308c\u305f\u610f\u898b\u306e\u53ef\u80fd\u6027\u3082\u3042\u308b\u306e\u3067\u3001\u305d\u306e\u307e\u307e\u8a00\u308f\u308c\u305f\u901a\u308a\u306b\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u4fe1\u3058\u308b\u306e\u306f\u826f\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001\u7b2c1\u7ae0\u3067\u66f8\u3044\u305f\u3088\u3046\u306b\u3001\u4e0d\u7528\u610f\u306a\u3053\u3068\u306f\u8a00\u3044\u305f\u304f\u306a\u3044\u304b\u3089\u300c\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3046\u4eba\u3082\u3044\u307e\u3059\u3057\u3001\u30ae\u30e3\u30f3\u30d6\u30eb\u3060\u3068\u52d8\u9055\u3044\u3057\u3066\u3044\u308b\u304b\u3089\u300c\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3046\u4eba\u3082\u3044\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u672c\u5f53\u306e\u3068\u3053\u308d\u306f\u3088\u304f\u308f\u304b\u3063\u3066\u3044\u306a\u3044\u306e\u3067\u3001\u601d\u3044\u8fbc\u307f\u3067\u8a00\u3063\u3066\u3044\u308b\u3060\u3051\u306e\u610f\u898b\u306e\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u306a\u306e\u3067\u3001\u305d\u306e\u307e\u307e\u8a00\u308f\u308c\u305f\u901a\u308a\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u4fe1\u3058\u308b\u306e\u306f\u826f\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<h3><span id=\"2-3\">2-3. \u640d\u3059\u308b\u53ef\u80fd\u6027\u306f\u3042\u3063\u3066\u3082\u3001\u640d\u3059\u308b\u53ef\u80fd\u6027\u3092\u4f4e\u304f\u3067\u304d\u308b\u65b9\u6cd5\u306f\u3042\u308b<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u8cc7\u7523\u904b\u7528\u306b\u306f\u640d\u3059\u308b\u53ef\u80fd\u6027\u3001\u30ea\u30b9\u30af\u304c\u3042\u308b\u306e\u306f\u5f53\u7136\u3067\u3059\u304c\u3001\u305d\u306e\u53ef\u80fd\u6027\u3092\u4f4e\u304f\u3059\u308b\u65b9\u6cd5\u306f\u3042\u308b\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b\u306e\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u306e\u3082\u826f\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><\/p>\n<p><span style=\"color: #000000; font-size: 16px;\">\u91d1\u878d\u5e81\u306eHP\u306b\u3082\u6295\u8cc7\u306e\u57fa\u672c\u3068\u3057\u3066\u3001<\/span><span style=\"font-size: 16px; color: #333333;\">\u30ea\u30b9\u30af\u3092\u6e1b\u3089\u3059\u65b9\u6cd5\u304c\u7d39\u4ecb\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><br \/>\n<a href=\"https:\/\/www.fsa.go.jp\/policy\/nisa2\/knowledge\/basic\/index.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 10.5pt;\">https:\/\/www.fsa.go.jp\/policy\/nisa2\/knowledge\/basic\/index.html<\/span><\/a><\/p>\n<p><span style=\"color: #000000; font-size: 16px;\">\u4f8b\u3048\u3070\u3001\u91d1\u878d\u5e81\u306eHP\u3067\u306f\u3001<\/span><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u30ea\u30b9\u30af\u3092\u6e1b\u3089\u3059\u65b9\u6cd5\u306e\u4e00\u3064\u3068\u3057\u3066\u5206\u6563\u6295\u8cc7\u304c\u7d39\u4ecb\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/span><\/p>\n<blockquote>\n<p>\u5206\u6563\u6295\u8cc7\u306f\u3001\u300c\u8cc7\u7523\u30fb\u9298\u67c4\u300d\u306e\u5206\u6563\u3084\u300c\u5730\u57df\u306e\u5206\u6563\u300d\u306a\u3069\u306e\u307b\u304b\u3001\u6295\u8cc7\u3059\u308b\u6642\u9593\uff08\u6642\u671f\uff09\u3092\u305a\u3089\u3059\u300c\u6642\u9593\uff08\u6642\u671f\uff09\u5206\u6563\u300d\u3068\u3044\u3046\u8003\u3048\u65b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/blockquote>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Example-of-diversified-investment-1690188344.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5206\u6563\u6295\u8cc7\u306e\u4f8b\" \/><\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.fsa.go.jp\/policy\/nisa2\/knowledge\/basic\/index.html\" target=\"_blank\" rel=\"noopener\">\u6295\u8cc7\u306e\u57fa\u672c\uff1a\u91d1\u878d\u5e81<\/a><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u6628\u5e74\u304b\u3089\u4eca\u5e74\u306b\u304b\u3051\u3066\u3001\u79c1\u305f\u3061\u65e5\u672c\u4eba\u304c\u5206\u6563\u3092\u3057\u3066\u3044\u306a\u304b\u3063\u305f\u305f\u3081\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u53d7\u3051\u3066\u3057\u307e\u3063\u3066\u3044\u308b\u306e\u304c\u901a\u8ca8\u3067\u3059\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u308f\u304b\u308a\u3084\u3059\u304f\u65e5\u672c\u5186\u3068\u7c73\u30c9\u30eb\u306e\u95a2\u4fc2\u3092\u53d6\u308a\u4e0a\u3052\u307e\u3059\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u5186\u5b89\u304c\u9032\u3093\u3060\u3068\u3044\u3046\u3053\u3068\u3092\u30cb\u30e5\u30fc\u30b9\u3067\u3054\u5b58\u77e5\u306e\u3053\u3068\u304b\u3068\u601d\u3044\u307e\u3059\u304c\u3001\u5186\u5b89\u3068\u3044\u3046\u3053\u3068\u306f\u2019\u65e5\u672c\u5186\u2019\u306e\u4fa1\u5024\u304c\u2019\u5b89\u304f\u2019\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u304c\u3001\u5186\u5b89\u3068\u540c\u6642\u306b\u805e\u304f\u306e\u306f\u2019\u30c9\u30eb\u9ad8\u2019\u3067\u3059\u3002<\/span><\/span><br \/>\n<span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u9006\u306b\u3001\u7c73\u30c9\u30eb\u3092\u6301\u3063\u3066\u3044\u308b\u4eba\u306f\u3001\u2019\u7c73\u30c9\u30eb\u2019\u306e\u4fa1\u5024\u304c\u2019\u9ad8\u304f\u2019\u306a\u3063\u305f\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Weak-Yen-Strong-Dollar-1690188447.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 91.02%;\" class=\"fr-draggable\" alt=\"\u5186\u5b89\u30c9\u30eb\u9ad8\" \/><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u306a\u306e\u3067\u3001\u6d77\u5916\u306e\u65b9\u304b\u3089\u3059\u308b\u3068\u3001\u5b89\u304f\u306a\u3063\u3066\u3044\u308b\u65e5\u672c\uff08\u5186\uff09\u306b\u65c5\u884c\u306b\u6765\u308c\u3070\u3001\u624b\u9803\u306a\u5024\u6bb5\u3067\u65e5\u672c\u65c5\u884c\u3092\u697d\u3057\u3081\u308b\u3068\u3044\u3046\u7d20\u6674\u3089\u3057\u3044\u30bf\u30a4\u30df\u30f3\u30b0\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><\/span><br \/>\n<span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u9006\u306b\u30012010\u5e74\u9803\u306f\u5186\u30c9\u30eb\u304c90\u5186\u53f0\u3060\u3063\u305f\u306e\u3067\u3001\u6d77\u5916\u65c5\u884c\u3092\u697d\u3057\u3093\u3060\u65e5\u672c\u4eba\u3082\u591a\u304b\u3063\u305f\u3067\u3057\u3087\u3046\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #ff0000;\"><strong>\u65e5\u672c\u5186\u3057\u304b\u6301\u3063\u3066\u3044\u306a\u3044\u4eba\u306e\u5834\u5408\u306f\u3001\u6301\u3063\u3066\u3044\u308b\u65e5\u672c\u5186\uff1d\u8cc7\u7523\u304c\u5b89\u304f\u306a\u3063\u3066\u3044\u304f\u306e\u3092\u898b\u5b88\u308b\u3057\u304b\u306a\u3044<\/strong><\/span><span style=\"color: #333333;\">\u3067\u3059\u304c\u3001\u65e5\u672c\u5186\u3068\u7c73\u30c9\u30eb\u3092\u534a\u5206\u305a\u3064\u6301\u3063\u3066\u3044\u305f\u3089\u3069\u3046\u306a\u308b\u3067\u3057\u3087\u3046\u304b\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u4e00\u65b9\u3067<strong>\u65e5\u672c\u5186\u306e\u4fa1\u5024\u306f\u4e0b\u304c\u3063\u3066\u3082\u3001\u3082\u3046\u4e00\u65b9\u306e\u7c73\u30c9\u30eb\u306e\u4fa1\u5024\u306f\u4e0a\u304c\u3063\u3066\u304f\u308c\u3066\u3044\u308b\u306e\u3067\u3001\u4e0a\u304c\u3063\u305f\u5206\u3068\u4e0b\u304c\u3063\u305f\u5206\u3067\u3001\u6301\u3063\u3066\u3044\u308b\u8cc7\u7523\u306e\u4fa1\u5024\u306f\u5909\u308f\u3063\u3066\u3044\u306a\u3044<\/strong>\u3067\u3059\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u3053\u308c\u304c\u65e5\u672c\u5186\u3068\u3044\u3046\u4e00\u3064\u306e\u8cc7\u7523\u3092\u6301\u3063\u3066\u3044\u308b\u5834\u5408\u3088\u308a\u3082\u3001\u7c73\u30c9\u30eb\u3068\u3044\u3046\u4ed6\u306e\u8cc7\u7523\u306b\u5206\u6563\u3057\u305f\u65b9\u304c\u30ea\u30b9\u30af\u3092\u6e1b\u3089\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u5206\u6563\u6295\u8cc7\u306e\u8003\u3048\u65b9\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u306a\u306e\u3067\u3001<\/span><\/span><span style=\"color: #000000; font-size: 16px;\"><strong>\u8cc7\u7523\u904b\u7528\u306b\u306f\u640d\u3059\u308b\u53ef\u80fd\u6027\u306f\u5f53\u7136\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u306e\u53ef\u80fd\u6027\u3092\u4f4e\u304f\u3059\u308b\u65b9\u6cd5\u306f\u3042\u308b<\/strong>\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b\u306e\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u306e\u3082\u826f\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><\/p>\n<h2><span id=\"38\">3.\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306e8\u3064\u306e\u6c7a\u3081\u4e8b<\/span><\/h2>\n<p>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u3044\u3046\u610f\u898b\u3092\u305d\u306e\u307e\u307e\u4fe1\u3058\u308b\u306e\u306f\u826f\u304f\u306a\u3044\u3053\u3068\u304c\u308f\u304b\u308c\u3070\u3001\u300c\u3058\u3083\u3042\u3001\u4eca\u3059\u3050\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u3088\u3046\u300d\u3068\u601d\u3046\u4eba\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3060\u3001<strong><span style=\"color: #ff0000;\">\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u305f\u5f8c\u306b\u3082\u300c\u3060\u304b\u3089\u3084\u3081\u3068\u3051\u3063\u3066\u8a00\u3063\u305f\u306e\u306b\u300d\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u304c\u8003\u3048\u3089\u308c\u307e\u3059<\/span><\/strong>\u3002<\/p>\n<p>\u81ea\u5206\u306a\u308a\u306e\u8003\u3048\u304c\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u300c\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u7d9a\u3051\u305f\u3089\u3001\u5acc\u306a\u6c17\u5206\u306b\u306a\u3063\u305f\u308a\u81ea\u4fe1\u304c\u7121\u304f\u306a\u3063\u305f\u308a\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3088\u306d\u3002<\/p>\n<p>\u305d\u3046\u306a\u3089\u306a\u3044\u305f\u3081\u306b\u3001<strong>\u3053\u308c\u307e\u3067\u79c1\u304c\u304a\u5ba2\u69d8\u304b\u3089\u306e\u8cc7\u7523\u904b\u7528\u76f8\u8ac7\u3092\u53d7\u3051\u3066\u304d\u305f\u7d4c\u9a13\u3092\u8e0f\u307e\u3048\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306e8\u3064\u306e\u6c7a\u3081\u4e8b\u3092\u4f5c\u308a\u307e\u3057\u305f<\/strong>\u3002<\/p>\n<ul>\n<li><a href=\"#3-1\">\u91d1\u878d\u6a5f\u95a2\u306e\u8a00\u3044\u306a\u308a\u306b\u306a\u3089\u306a\u3044<\/a><\/li>\n<li><a href=\"#3-2\">\u300c\u305d\u3093\u306a\u306b\u5132\u304b\u308b\u306e\u304b\uff01\u300d\u3068\u601d\u3046\u8a71\u306b\u306f\u8b66\u6212\u3059\u308b<\/a><\/li>\n<li><a href=\"#3-3\">\u8aac\u660e\u3092\u805e\u3044\u3066\u3082\u7406\u89e3\u3067\u304d\u306a\u3044\u5546\u54c1\u306b\u306f\u624b\u3092\u51fa\u3055\u306a\u3044<\/a><\/li>\n<li><a href=\"#3-4\">\u7a4d\u7acb\u3066\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/a><\/li>\n<li><a href=\"#3-5\">\u8907\u6570\u306e\u5546\u54c1\u306b\u5206\u3051\u3066\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/a><\/li>\n<li><a href=\"#3-6\">\u9577\u671f\u9593\u306e\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b<\/a><\/li>\n<li><a href=\"#3-7\">\u640d\u3057\u3066\u3082\u751f\u6d3b\u306b\u5f71\u97ff\u304c\u51fa\u306a\u3044\u91d1\u984d\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/a><\/li>\n<li><a href=\"#3-8\">\u4eba\u306b\u8aac\u660e\u3067\u304d\u308b\u65b9\u91dd\u3092\u6301\u3063\u3066\u304a\u304f<\/a><\/li>\n<\/ul>\n<p>\u3082\u3057<strong>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u305d\u3046\u306b\u306a\u3063\u305f\u3089\u3001\u3053\u306e8\u3064\u306e\u6c7a\u3081\u4e8b\u304c\u3042\u308b\u3053\u3068\u3092\u4f1d\u3048\u307e\u3057\u3087\u3046<\/strong>\u3002<br \/>\n\u305d\u3046\u3059\u308c\u3070\u300c\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u306f\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u5b9f\u969b\u306b\u3053\u306e\u901a\u308a\u306b\u904b\u7528\u3057\u3066\u3082\u3089\u3048\u308c\u3070\u3001\u8cc7\u7523\u904b\u7528\u3067\u306e\u5931\u6557\u3082\u9632\u3050\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3 id=\"#3-1\"><span id=\"3-1\">3-1. \u91d1\u878d\u6a5f\u95a2\u306e\u8a00\u3044\u306a\u308a\u306b\u306a\u3089\u306a\u3044<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u8a00\u3044\u306a\u308a\u306b\u306a\u3089\u306a\u3044\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u306a\u305c\u306a\u3089\u3001<\/span>\u91d1\u878d\u6a5f\u95a2\u304c\u52e7\u3081\u3066\u304f\u308b\u6295\u8cc7\u5546\u54c1\u306f\u3001<strong><\/strong><span style=\"color: #ff0000;\"><strong>\u304a\u5ba2\u69d8\u306e\u5229\u76ca\u306b\u306a\u308b\u826f\u3044\u3082\u306e\u3060\u3068\u3001\u5fc5\u305a\u3057\u3082\u9650\u3089\u306a\u3044\u304b\u3089<\/strong><\/span><span style=\"color: #000000;\">\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u8cc7\u7523\u904b\u7528\u3092\u3057\u305f\u3053\u3068\u304c\u306a\u3044\u4eba\u304b\u3089\u3059\u308b\u3068\u3001\u300cCM\u306a\u3069\u3067\u805e\u3044\u305f\u3053\u3068\u304c\u3042\u308b\u9280\u884c\u3084\u8a3c\u5238\u4f1a\u793e\u306b\u76f8\u8ac7\u3059\u308c\u3070\u5b89\u5fc3\u300d\u3068\u601d\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u305f\u3060\u3001\u3042\u308b\u8a3c\u5238\u4f1a\u793e\u3067\u306f\u3001\u8cc7\u75231\u5104\u5186\u4ee5\u4e0b\u306e\u4eba\u306f\u304a\u5ba2\u69d8\u3068\u3057\u3066\u898b\u3066\u3044\u306a\u3044\u3001\u306a\u3093\u3066\u8a71\u3082\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u8cc7\u7523\u5bb6\u306e\u65b9\u306f\u53d6\u5f15\u91d1\u984d\u304c\u5927\u304d\u3044\u306e\u3067\u3001\u9577\u304f\u53d6\u5f15\u3092\u7d9a\u3051\u3066\u3082\u3089\u3048\u308b\u3088\u3046\u306b\u304a\u5ba2\u69d8\u304c\u5229\u76ca\u306b\u306a\u308b\u3088\u3046\u306b\u61f8\u547d\u306b\u5bfe\u5fdc\u3059\u308b\u306e\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u91d1\u878d\u6a5f\u95a2\u304c\u3069\u3046\u3084\u3063\u3066\u4f1a\u793e\u306e\u5229\u76ca\u3092\u3042\u3052\u3066\u3044\u308b\u306e\u304b\u3068\u3044\u3046\u3068\u3001\u305d\u308c\u306f\u624b\u6570\u6599\u3067\u3059\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u91d1\u878d\u6a5f\u95a2\u304c\u304a\u5ba2\u69d8\u304b\u3089\u624b\u6570\u6599\u3092\u3082\u3089\u3046\u65b9\u6cd5\u306e\u4e00\u3064\u306f\u3001\u91d1\u878d\u5546\u54c1\u306e\u58f2\u8cb7\u624b\u6570\u6599\u3067\u3059\u3002\u304a\u5ba2\u69d8\u304c\u91d1\u878d\u5546\u54c1\u3092\u8cb7\u3046\u6642\u3084\u58f2\u308b\u6642\u306b\u624b\u6570\u6599\u304c\u767a\u751f\u3057\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u4f8b\u3048\u3070\u3001\u91d1\u878d\u5546\u54c1\u3092\u8cb7\u3046\u6642\u306e\u624b\u6570\u6599\u304c1\uff05\u3060\u3068\u3057\u307e\u3059\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u8cc7\u7523100\u4e07\u5186\u306e\u304a\u5ba2\u69d8\u304c\u3042\u308b\u5546\u54c1\u3092\u8cfc\u5165\u3057\u3066\u3082\u3001\u624b\u6570\u6599\u306f\u305f\u3063\u305f\u306e1\u4e07\u5186\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u4e00\u65b9\u3001\u8cc7\u75231\u5104\u5186\u306e\u304a\u5ba2\u69d8\u304c\u540c\u3058\u5546\u54c1\u3092\u8cfc\u5165\u3059\u308b\u3068\u3001\u624b\u6570\u6599\u306f100\u4e07\u5186\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u540c\u3058\u5546\u54c1\u3092\u8cfc\u5165\u3057\u3066\u3082\u3089\u3063\u305f\u5834\u5408\u3067\u3001\u3053\u308c\u3060\u3051\u306e\u5dee\u304c\u3042\u308b\u306e\u3067\u3001\u8cc7\u7523\u5bb6\u306e\u65b9\u3060\u3051\u3092\u304a\u5ba2\u69d8\u3068\u3057\u3066\u5927\u5207\u306b\u3059\u308b\u306e\u3067\u3059\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u3053\u3046\u3044\u3063\u305f\u8cc7\u7523\u5bb6\u306e\u304a\u5ba2\u69d8\u306b\u306f\u9577\u304f\u53d6\u5f15\u3092\u7d9a\u3051\u3066\u3082\u3089\u3048\u308b\u3088\u3046\u306b\u3001\u5229\u76ca\u304c\u51fa\u305d\u3046\u306a\u672c\u5f53\u306b\u6761\u4ef6\u306e\u826f\u3044\u8a71\u3070\u304b\u308a\u3092\u5c4a\u3051\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u4e00\u65b9\u3067\u3001\u8cc7\u7523\u306e\u5c11\u306a\u3044\u304a\u5ba2\u69d8\u306b\u306f\u5546\u54c1\u306e\u8cfc\u5165\u56de\u6570\u3092\u5897\u3084\u3057\u3066\u3082\u3089\u3046\u3053\u3068\u3067\u3001\u5c11\u3057\u3067\u3082\u624b\u6570\u6599\u3092\u7a3c\u3052\u308b\u3088\u3046\u306b\u3057\u307e\u3059\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u5c11\u3057\u5229\u76ca\u304c\u51fa\u305f\u3060\u3051\u3067\u3001\u6301\u3063\u3066\u3044\u308b\u5546\u54c1\u3092\u58f2\u3063\u3066\u3082\u3089\u3063\u3066\u3001\u305d\u306e\u304a\u91d1\u3067\u65b0\u3057\u3044\u5546\u54c1\u3092\u8cb7\u3063\u3066\u3082\u3089\u3063\u3066\u2026\u3092\u7e70\u308a\u8fd4\u3057\u3066\u3001<\/span><span style=\"color: #ff0000;\"><strong>\u7121\u99c4\u306b\u624b\u6570\u6599\u304c\u591a\u304f\u304b\u304b\u308b\u3088\u3046\u306b\u6295\u8cc7\u5546\u54c1\u3092\u52e7\u3081\u3066\u304d\u307e\u3059<\/strong><\/span><span style=\"color: #000000;\">\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u5b9f\u969b\u3001\u7b46\u8005\u306e\u524d\u8077\u306e\u8a3c\u5238\u4f1a\u793e\u3067\u306f\u3001\u4e0a\u53f8\u304b\u3089\u51fa\u3055\u308c\u308b\u6307\u793a\u3082\u304a\u5ba2\u69d8\u306b\u3088\u3063\u3066\u9055\u3044\u307e\u3057\u305f\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u58f2\u3063\u305f\u308a\u8cb7\u3063\u305f\u308a\u306e\u53d6\u5f15\u3092\u3057\u3066\u3082\u3089\u308f\u306a\u3044\u3068\u624b\u6570\u6599\u304c\u5165\u308a\u307e\u305b\u3093\u304c\u3001\u9810\u308a\u8cc7\u7523\u306e\u591a\u3044\u304a\u5ba2\u69d8\u306b\u5bfe\u3057\u3066\u306f\u4e0a\u53f8\u3082\u300c\u3053\u306e\u4eba\u306b\u306f\u7121\u7406\u3092\u3057\u306a\u304f\u3066\u3044\u3044\u304b\u3089\u306a\u300d\u3068\u3044\u3046\u6307\u793a\u304c\u3042\u308a\u307e\u3057\u305f\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u4e00\u65b9\u3067\u3001\u9810\u308a\u8cc7\u7523\u306e\u5c11\u306a\u3044\u304a\u5ba2\u69d8\u3067\u5c11\u3057\u3067\u3082\u5229\u76ca\u304c\u51fa\u3066\u3044\u308b\u4eba\u304c\u3044\u308c\u3070\u3001\u300c\u3069\u3046\u3057\u3066\u3053\u306e\u4eba\u306b\u58f2\u3089\u305b\u306a\u3044\u3093\u3060\u300d\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3057\u305f\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u8a3c\u5238\u4f1a\u793e\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u88cf\u3067\u306f\u3053\u306e\u3088\u3046\u306a\u3084\u308a\u3068\u308a\u304c\u884c\u308f\u308c\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u305d\u3093\u306a\u4e2d\u3001\u524d\u8077\u3067\u306e\u7d4c\u9a13\u4e0a\u3001\u3057\u3063\u304b\u308a\u3068\u5229\u76ca\u3092\u51fa\u3057\u3066\u3044\u305f\u304a\u5ba2\u69d8\u306e\u5171\u901a\u70b9\u306f\u3001\u8a3c\u5238\u4f1a\u793e\u304b\u3089\u306e\u9023\u7d61\u306b\u51fa\u306a\u3044\u3001\u9023\u7d61\u304c\u7e4b\u304c\u3089\u306a\u3044\u304a\u5ba2\u69d8\u3067\u3057\u305f\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u9023\u7d61\u304c\u7e4b\u304c\u3089\u306a\u3044\u306e\u3067\u3001<strong>\u8a3c\u5238\u4f1a\u793e\u304b\u3089\u306e\u8a71\u306b\u632f\u308a\u56de\u3055\u308c\u3066\u3001\u5fc5\u8981\u306e\u306a\u3044\u53d6\u5f15\u306b\u5bfe\u5fdc\u3057\u3066\u3057\u307e\u3063\u3066\u3001\u7121\u99c4\u306b\u624b\u6570\u6599\u3092\u6255\u3046\u3088\u3046\u306a\u3053\u3068\u3092\u3057\u3066\u3044\u306a\u3044\u306e\u3067\u3001\u3057\u3063\u304b\u308a\u3068\u5229\u76ca\u304c\u51fa\u3066\u3044\u305f<\/strong>\u306e\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u306a\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u306f\u3001<strong>\u91d1\u878d\u6a5f\u95a2\u306e\u8a00\u3044\u306a\u308a\u306b\u306a\u3089\u306a\u3044<\/strong>\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n<\/span>\u305d\u3046\u3059\u308c\u3070\u3001<strong>\u3042\u306a\u305f\u306e\u601d\u3044\u63cf\u304f\u8cc7\u7523\u904b\u7528\u3092\u3067\u304d\u308b\u53ef\u80fd\u6027<\/strong>\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u300c\u81ea\u5206\u306f\u77e5\u8b58\u304c\u306a\u3044\u304b\u3089\u4e0d\u5b89\u300d\u300c\u3069\u3046\u3084\u3063\u305f\u3089\u3044\u3044\u304b\u308f\u304b\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u4e0d\u5b89\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u306e\u5834\u5408\u306f\u3001<strong>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3084IFA\u306b\u76f8\u8ac7<\/strong>\u3057\u3066\u307f\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<br \/>\n\u7279\u306b\u3001\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u72ec\u7acb\u3057\u305f\u7acb\u5834\u306b\u3044\u308b\u4eba\u304c\u6700\u9069\u3067\u3059\u3002<br \/>\n\u3053\u3046\u3044\u3063\u305f\u4eba\u305f\u3061\u306f\u3001<strong>\u91d1\u878d\u6a5f\u95a2\u306e\u55b6\u696d\u65b9\u91dd\u306e\u5f71\u97ff\u3092\u53d7\u3051\u306a\u3044<\/strong>\u305f\u3081\u3001\u304a\u5ba2\u69d8\u7b2c\u4e00\u306e\u63d0\u6848\u3092\u3057\u3066\u304f\u308c\u308b\u53ef\u80fd\u6027\u304c\u975e\u5e38\u306b\u9ad8\u3044\u306e\u3067\u3059\u3002<\/p>\n<p>\u304a\u5ba2\u69d8\u7b2c\u4e00\u306e\u63d0\u6848\u304c\u3067\u304d\u308b\u7406\u7531\u3084\u3001\u3069\u306e\u7a0b\u5ea6\u306e\u76f8\u8ac7\u304c\u3067\u304d\u308b\u304b\u3001\u306a\u3069\u8a73\u3057\u304f\u306f\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3067\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div class=\"attention a-1\">\n<p><strong>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<\/strong><br \/>\n<span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/fpbank.co.jp\/column\/kakei-financialplanner-investment\" target=\"_blank\" rel=\"noopener\">\u6295\u8cc7\u306e\u76f8\u8ac7\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3078\uff01\u6700\u9069\u306aFP\u306e\u9078\u3073\u65b9\u307e\u3067\u5fb9\u5e95\u89e3\u8aac<\/a><\/strong><\/span><\/p>\n<\/div>\n<h3 id=\"#3-2\"><span id=\"3-2\">3-2. \u300c\u305d\u3093\u306a\u306b\u5132\u304b\u308b\u306e\u304b\uff01\u300d\u3068\u601d\u3046\u8a71\u306b\u306f\u8b66\u6212\u3059\u308b<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f\u3001\u300c\u305d\u3093\u306a\u306b\u5132\u304b\u308b\u306e\u304b\uff01\u300d\u3068\u601d\u3046\u8a71\u306b\u306f\u8b66\u6212\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u306a\u305c\u306a\u3089\u3001<strong>\u305d\u3046\u3044\u3063\u305f\u8a71\u306f\u640d\u3059\u308b\u53ef\u80fd\u6027\u3082\u9ad8\u3044\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><br \/>\n<span style=\"color: #000000;\">\u30ea\u30b9\u30af\u3068\u30ea\u30bf\u30fc\u30f3\u306f\u6bd4\u4f8b\u3059\u308b\u306e\u3067\u3001<\/span><span style=\"color: #ff0000;\"><strong>\u30cf\u30a4\u30ea\u30bf\u30fc\u30f3\u306e\u3082\u306e\u3059\u3054\u304f\u5132\u304b\u308a\u305d\u3046\u306a\u8a71\u306b\u306f\u30cf\u30a4\u30ea\u30b9\u30af\u304c\u96a0\u308c\u3066\u3044\u307e\u3059\u3002<\/strong><\/span><\/p>\n<p>\u4f8b\u3048\u3070\u3001\u4e00\u3064\u306e\u5177\u4f53\u4f8b\u3068\u3057\u3066\u30c8\u30eb\u30b3\u30ea\u30e9\u5efa\u3066\u306e\u50b5\u5238\u3092\u53d6\u308a\u4e0a\u3052\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<div class=\"su-spoiler su-spoiler-style-fancy su-spoiler-icon-chevron su-spoiler-closed\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span>\u50b5\u5238\u3068\u306f<\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\"> \u00a0<\/p>\n<p>\u50b5\u5238\u3068\u306f\u3001<span style=\"font-size: 16px;\">\u56fd\u3084\u5730\u65b9\u516c\u5171\u56e3\u4f53\u3001\u4f01\u696d\u306a\u3069\u304c\u8cc7\u91d1\u8abf\u9054\u306e\u305f\u3081\u306b\u767a\u884c\u3059\u308b\u3082\u306e\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u4e00\u822c\u7684\u306b\u3001\u6c7a\u307e\u3063\u305f\u5229\u6255\u65e5\u306b\u3042\u3089\u304b\u3058\u3081\u6c7a\u307e\u3063\u305f\u5229\u606f\u304c\u652f\u6255\u308f\u308c\u3001\u511f\u9084\u65e5\u306b\u984d\u9762\u91d1\u984d\uff08\u4f8b\u3048\u3070\u3001100\u4e07\u5186\u3067\u8cb7\u3063\u305f\u3082\u306e\u306f100\u4e07\u5186\uff09\u304c\u6255\u3044\u623b\u3055\u308c\u308b\u3068\u3044\u3046\u4ed5\u7d44\u307f\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u50b5\u5238\u306f\u3001<\/span>\u30ea\u30b9\u30af\u306e\u4f4e\u3044\u5546\u54c1\u306e\u4f8b\u3068\u3057\u3066\u6319\u3052\u3089\u308c\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n<\/div><\/div>\n<p>\u3053\u306e\u30c8\u30eb\u30b3\u30ea\u30e9\u5efa\u3066\u306e\u50b5\u5238\u306f2020\u5e74\u306b\u767a\u884c\u3055\u308c\u3066\u30012023\u5e74\u306b\u511f\u9084\uff08\u6255\u3044\u623b\u3057\uff09\u3055\u308c\u308b\u4e88\u5b9a\u3067\u3059\u3002<\/p>\n<p>\u6bce\u5e74\u306e\u91d1\u5229\u306f\u3001\u56fa\u5b9a\u91d1\u5229\u3067\u306a\u3093\u306811.40\uff05\uff01<br \/>\n1000\u4e07\u5186\u5206\u8cfc\u5165\u3057\u305f\u3089\u3001\u6bce\u5e74114,000\u5186\u306e\u5229\u606f\uff08\u7a0e\u5f15\u304d\u524d\uff09\u304c\u3082\u3089\u3048\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\u2026\u70ba\u66ff\u304c\u5909\u308f\u3089\u306a\u3051\u308c\u3070<\/strong><\/span>\u3001\u3067\u3059\u304c\u3002<\/p>\n<p>\u3053\u308c\u304c\u5186\u5efa\u3066\u3067\u3042\u308c\u3070\u3059\u3054\u3044\u8a71\u306a\u3093\u3067\u3059\u304c\u3001\u305d\u3093\u306a\u306b\u826f\u3044\u8a71\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n<strong><span style=\"color: #ff0000;\">\u30c8\u30eb\u30b3\u30ea\u30e9\u306e\u70ba\u66ff\u30ea\u30b9\u30af<\/span><\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/exchange-rate-1690188529.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u70ba\u66ff\u63a8\u79fb\" \/>\u5f15\u7528\uff1a<a href=\"https:\/\/www.gaitame.com\/markets\/chart\/tryjpy.html?interval=43200\" target=\"_blank\" rel=\"noopener\">\u5916\u70ba\u3069\u3063\u3068\u30b3\u30e0\u3000\u30c8\u30eb\u30b3\u30ea\u30e9\/\u5186\uff08TRY\/JPY\uff09 \u70ba\u66ff\u30c1\u30e3\u30fc\u30c8\u30fbFX\u30c1\u30e3\u30fc\u30c8<\/a><\/p>\n<p>\u30c8\u30eb\u30b3\u30ea\u30e9\u306e\u70ba\u66ff\u306f\u3001<strong>2020\u5e745\u6708\u306f1\u30ea\u30e9\u5f53\u305f\u308a<\/strong><strong>15.0\u5186\u3060\u3063\u305f\u306e\u3067\u3059\u304c\u30012023\u5e745\u6708\u306b\u306f1\u30ea\u30e9\u5f53\u305f\u308a5.20\u5186\u307e\u3067\u4e0b\u843d<\/strong>\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n<strong><span style=\"font-size: 16px; color: #333333;\">3\u5e74\u9593\u3067\u306e<\/span>\u4e0b\u843d\u7387\u306f65.33\uff05<\/strong>\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u70ba\u66ff\u306f\u534a\u984d\u4ee5\u4e0b\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u70ba\u66ff\u306e\u4e0b\u843d\u306f\u3001\u5143\u672c\u3060\u3051\u3067\u306a\u304f\u3001\u53d7\u3051\u53d6\u308b\u5229\u606f\u3082\u4e0b\u304c\u3063\u3066\u3057\u307e\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n\u3053\u308c\u3067\u306f\u300111.40\uff05\u306e\u9ad8\u3044\u91d1\u5229\u304c\u3064\u3044\u3066\u3044\u3066\u3082\u3001\u5358\u7d14\u8a08\u7b97\u3092\u3059\u308b\u3068\u25b253.47\uff05\u306e\u30de\u30a4\u30ca\u30b9\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001<strong><span style=\"color: #ff0000;\">\u3082\u306e\u3059\u3054\u304f\u5132\u304b\u308a\u305d\u3046\u306a\u8a71\u306b\u306f\u3001<\/span><\/strong><strong><span style=\"color: #ff0000;\">\u30cf\u30a4\u30ea\u30b9\u30af\u306a\u8981\u7d20\u304c\u96a0\u3055\u308c\u3066\u3044\u308b<\/span><\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u306a\u306e\u3067\u3001<span style=\"font-size: 16px;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u306f\u3001<span style=\"font-size: 16px;\">\u7b2c\u4e00\u5370\u8c61\u3067\u5132\u304b\u308a\u3059\u304e\u3060\u3068\u601d\u3046\u8a71\u306b\u306f\u8b66\u6212\u3059\u308b\u3088\u3046\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/span><\/span><\/p>\n<h3 id=\"#3-3\"><span id=\"3-3\">3-3. \u8aac\u660e\u3092\u805e\u3044\u3066\u3082\u7406\u89e3\u3067\u304d\u306a\u3044\u5546\u54c1\u306b\u306f\u624b\u3092\u51fa\u3055\u306a\u3044<\/span><\/h3>\n<p><span style=\"font-size: 16px;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f<\/span>\u3001\u8aac\u660e\u3092\u805e\u3044\u3066\u3082\u7406\u89e3\u3067\u304d\u306a\u3044\u5546\u54c1\u306b\u306f\u624b\u3092\u51fa\u3055\u306a\u3044\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001<strong>\u8cc7\u7523\u904b\u7528\u3067\u5229\u76ca\u304c\u51fa\u305f\u3068\u3057\u3066\u3082\u3001\u640d\u304c\u51fa\u305f\u3068\u3057\u3066\u3082\u3001\u305d\u308c\u306f\u5168\u3066\u3042\u306a\u305f\u306e\u8cac\u4efb\u3060\u304b\u3089<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u3059\u3067\u306b\u66f8\u3044\u3066\u304d\u305f\u3088\u3046\u306b\u3001<span style=\"color: #ff0000;\"><strong>\u8cc7\u7523\u904b\u7528\u3067\u640d\u304c\u51fa\u305f\u3068\u3057\u3066\u3082\u3001\u8ab0\u3082\u640d\u3057\u305f\u5206\u3092\u57cb\u3081\u3066\u304f\u308c\u305f\u308a\u3001\u52a9\u3051\u3066\u306a\u3093\u304b\u304f\u308c\u307e\u305b\u3093<\/strong><\/span>\u3002<br \/>\n\u305d\u308c\u306a\u306e\u306b\u3001\u81ea\u5206\u3067\u3088\u304f\u8abf\u3079\u305a\u306b\u3001\u53cb\u4eba\u306b\u52e7\u3081\u3089\u308c\u305f\u304b\u3089\u3068\u304b\u6709\u540d\u4eba\u306e\u3042\u306e\u4eba\u304c\u5ba3\u4f1d\u3057\u3066\u3044\u308b\u304b\u3089\u2026\u3068\u304b\u306e\u7406\u7531\u3067\u9078\u3076\u3088\u3046\u306a\u3053\u3068\u306f\u3057\u3066\u306f\u3044\u3051\u307e\u305b\u3093\u3002<\/p>\n<p>\u5229\u76ca\u304c\u51fa\u3066\u3082\u3001\u640d\u3092\u3057\u3066\u3057\u307e\u3063\u3066\u3082\u3001\u5168\u3066\u306f\u81ea\u5206\u306e\u8cac\u4efb\u3067\u3059\u304b\u3089\u3001<strong>\u81ea\u5206\u3067\u7406\u89e3\u3057\u3066\u7d0d\u5f97\u3057\u305f\u5546\u54c1\u306b\u3060\u3051\u6295\u8cc7\u3092\u3059\u308b<\/strong>\u3088\u3046\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u7b46\u8005\u500b\u4eba\u306e\u610f\u898b\u3068\u3057\u3066\u306f\u4eee\u60f3\u901a\u8ca8\u3078\u306e\u6295\u8cc7\u306f\u3057\u306a\u3044\u3067\u3059\u3002\u79c1\u304c\u4eee\u60f3\u901a\u8ca8\u3092\u7406\u89e3\u3067\u304d\u3066\u3044\u306a\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u4eee\u60f3\u901a\u8ca8\u306e\u6280\u8853\u306f\u7d20\u6674\u3089\u3057\u3044\u3082\u306e\u3060\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u305f\u3060\u3001\u5b9f\u7269\u304c\u3042\u308b\u308f\u3051\u3067\u3082\u306a\u3044\u3082\u306e\u304c\u304a\u91d1\u306e\u4ee3\u308f\u308a\u306b\u306a\u308b\u4ed5\u7d44\u307f\u304c\u7406\u89e3\u3067\u304d\u307e\u305b\u3093\u3002<br \/>\n\u305d\u308c\u306b\u30011\u65e5\u306720\uff05\u4ee5\u4e0a\u3082\u4e0b\u843d\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3082\u306e\u3092\u8ab0\u3082\u304c\u5b9f\u969b\u306e\u8cb7\u3044\u7269\u306b\u4f7f\u3046\u3088\u3046\u306a\u4e16\u754c\u306a\u3093\u3066\u6765\u306a\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3046\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u8a00\u3046\u3068\u3001\u305f\u307e\u306b\u30cb\u30e5\u30fc\u30b9\u3067\u201d\u4eee\u60f3\u901a\u8ca8\u306e\u25cb\u25cb\u304c\u76d7\u307e\u308c\u307e\u3057\u305f\u201d\u3068\u5831\u9053\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u307e\u3063\u305f\u304f\u610f\u5473\u304c\u308f\u304b\u308a\u307e\u305b\u3093\u3002<br \/>\n\u8cc7\u7523\u904b\u7528\u3092\u3057\u3066\u3044\u3066\u3001\u682a\u5f0f\u3084\u6295\u8cc7\u4fe1\u8a17\u304c\u76d7\u307e\u308c\u307e\u3057\u305f\u306a\u3093\u3066\u8a71\u306f\u805e\u304b\u306a\u3044\u3067\u3059\u304b\u3089\u3002<\/p>\n<p>\u305f\u3060\u3001\u5b9f\u969b\u306b\u4eee\u60f3\u901a\u8ca8\u306b\u6295\u8cc7\u3057\u3066\u3044\u308b\u4eba\u306f\u591a\u3044\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u4e00\u65b9\u3067\u30011-6.\u3067\u53d6\u308a\u4e0a\u3052\u305f\u3088\u3046\u306b\u4eee\u88c5\u901a\u8ca8\u306b\u95a2\u3059\u308b\u6295\u8cc7\u8a50\u6b3a\u3084\u30c8\u30e9\u30d6\u30eb\u4e8b\u4f8b\u306f\u5b9f\u969b\u306b\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001<span style=\"color: #ff0000;\"><strong>\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u3051\u3069\u53cb\u4eba\u306b\u52e7\u3081\u3089\u308c\u305f\u304b\u3089\u3068\u304b\u6709\u540d\u4eba\u304c\u8a00\u3063\u3066\u3044\u308b\u304b\u3089\u2026\u3068\u304b\u306e\u7406\u7531\u3067\u59cb\u3081\u305f\u4eba\u304c\u88ab\u5bb3\u306b\u3042\u3063\u3066\u3044\u308b<\/strong><\/span>\u306e\u3067\u3059\u3002<\/p>\n<p>\u306a\u306e\u3067\u3001<span style=\"font-size: 16px;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u306f\u3001<strong>\u8aac\u660e\u3092\u805e\u3044\u3066\u3082\u7406\u89e3\u3067\u304d\u306a\u3044\u5546\u54c1\u306b\u306f\u624b\u3092\u51fa\u3055\u306a\u3044<\/strong>\u3068\u3044\u3046\u3053\u3068\u3092\u5fd8\u308c\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/span><\/p>\n<p>\u305d\u3046\u3059\u308c\u3070\u3001<strong>\u6295\u8cc7\u8a50\u6b3a\u306b\u3042\u3046\u53ef\u80fd\u6027\u3082\u306a\u304f\u306a\u308a\u307e\u3059\u3057\u3001\u53cb\u4eba\u3068\u306e\u91d1\u92ad\u30c8\u30e9\u30d6\u30eb\u304c\u8d77\u3053\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u305b\u3093<\/strong>\u3002<\/p>\n<h3 id=\"#3-4\"><span id=\"3-4\">3-4. \u7a4d\u7acb\u3066\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/span><\/h3>\n<p><span style=\"font-size: 16px;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f<\/span>\u3001\u4e00\u5ea6\u306b\u307e\u3068\u307e\u3063\u305f\u91d1\u984d\u3067\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u5c11\u3057\u305a\u3064\u306e\u7a4d\u7acb\u3066\u3067\u8cc7\u7523\u904b\u7528\uff1d\u7a4d\u7acb\u6295\u8cc7\u3092\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001<span style=\"font-size: 16px;\"><strong>\u7a4d\u7acb\u6295\u8cc7\u306f\u6295\u8cc7\u306e\u57fa\u672c\u3067\u3042\u308b\u300c\u6642\u9593\uff08\u6642\u671f\uff09\u306e\u5206\u6563\u300d\u306b\u306a\u308b\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p>\u305d\u308c\u3067\u306f\u3001\u306a\u305c\u7a4d\u7acb\u6295\u8cc7\u304c\u826f\u3044\u306e\u304b\u3092\u3001\u8cc7\u7523\u904b\u7528\u3092\u30ea\u30f3\u30b4\u306b\u898b\u7acb\u3066\u3066\u8003\u3048\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\n<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/installment-investment-1690188663.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u7a4d\u7acb\u6295\u8cc7\" \/><\/p>\n<p><span style=\"color: black;\">\u3053\u308c\u306f\u3001\u540c\u30584,000\u5186\u3068\u3044\u3046\u4e88\u7b97\u3067\u3001\u30ea\u30f3\u30b4\u3092\u4e00\u62ec\u3067\u8cb7\u3063\u305f\u30b1\u30fc\u30b9\u3068\u7a4d\u7acb\u3066\u3067\u8cb7\u3063\u305f\u30b1\u30fc\u30b9\u306e\u7d50\u679c\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: black;\">\u4e00\u62ec\u3067\u8cfc\u5165\u3057\u305f\u30b1\u30fc\u30b9\u306f\u3001\uff11\u500b\u306e\u5024\u6bb5\u304c100\u5186\u3060\u3063\u305f\u306e\u3067\u300140\u500b\u8cb7\u3048\u305f\u7d50\u679c\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: black;\">\u4e00\u65b9\u3001\u7a4d\u7acb\u3067\u8cb7\u3063\u305f\u5834\u5408\u306f\u30014\u56de\u306b\u5206\u304b\u30661000\u5186\u305a\u3064\u8cb7\u3063\u305f\u3068\u3059\u308b\u3068\u3001<\/span><\/p>\n<ul>\n<li><span style=\"color: black;\">100\u5186\u306e\u6642\u306f10\u500b\u3001<\/span><\/li>\n<li><span style=\"color: black;\">150\u5186\u306e\u6642\u306f6.7\u500b\u3001<\/span><\/li>\n<li><span style=\"color: black;\">50\u5186\u306e\u6642\u306f20\u500b\u3001<\/span><\/li>\n<li><span style=\"color: black;\">\u6700\u5f8c\u306e100\u5186\u306e\u6642\u306f10\u500b<\/span><\/li>\n<\/ul>\n<p><span style=\"color: black;\">\u5408\u8a08\u306746.7\u500b\u8cb7\u3048\u305f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/span><br \/>\n\u3064\u307e\u308a\u3001<strong>\u7a4d\u7acb\u3068\u3044\u3046\u306e\u306f\u3001<\/strong><span style=\"font-size: 16px; color: #000000;\"><strong>\u5b89\u3044\u6642\u306b\u6ca2\u5c71\u8cb7\u3063\u3066\u3001\u9ad8\u3044\u6642\u306f\u5c11\u3057\u3060\u3051\u8cb7\u3046\u3068\u3044\u3046\u65b9\u6cd5<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: black;\"><strong>\u305d\u306e\u7d50\u679c\u3001\u7a4d\u7acb\u306e\u65b9\u304c\u4e00\u62ec\u3088\u308a6.7\u500b\u591a\u304f\u8cb7\u3048\u305f<\/strong>\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: black;\">\u305d\u306e\u5f8c\u3001\u3053\u306e\u30ea\u30f3\u30b4\u3092100\u5186\u306e\u6642\u306b\u58f2\u308b\u3068\u3001\u4e00\u62ec\u3067\u8cb7\u3063\u305f\u3082\u306e\u306f\u3001100\u5186\u00d740\u500b\uff1d4,000\u5186\u3067\u3059\u304c\u3001\u7a4d\u7acb\u3067\u8cb7\u3063\u305f\u6642\u306f100\u5186\u00d746.7\u500b\uff1d4,670\u5186\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u4eee\u306b\u300190\u5186\u306e\u6642\u306b\u58f2\u308b\u3068\u3001\u4e00\u62ec\u3067\u8cb7\u3063\u305f\u3082\u306e\u306f\u3001\u25b2400\u5186\u306e\u640d\u5931\u3067\u3059\u304c\u3001\u7a4d\u7acb\u3067\u8cb7\u3063\u305f\u6642\u306f200\u5186\u306e\u5229\u76ca\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"color: black;\">\u3082\u3061\u308d\u3093\u3001\u4e00\u62ec\u6295\u8cc7\u3067\u3082150\u5186\u306e\u6642\u306b\u58f2\u3063\u3066\u3044\u308c\u3070\u300150\u5186\u306e\u6642\u306b\u8cb7\u3063\u3066\u3044\u308c\u3070\u5229\u76ca\u3092\u5f97\u3089\u308c\u307e\u3059\u304c\u3001\u305d\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u898b\u6975\u3081\u308b\u3053\u3068\u306f\u30d7\u30ed\u3067\u3082\u96e3\u3057\u3044\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: black;\">\u306a\u306e\u3067\u3001<\/span>\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u306f\u3001<strong>\u7a4d\u7acb\u6295\u8cc7\u3082\u53d6\u308a\u5165\u308c\u305f\u8cc7\u7523\u904b\u7528\u3092\u304a\u3059\u3059\u3081<\/strong>\u3057\u307e\u3059\u3002<br \/>\n\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001\u8cc7\u7523\u904b\u7528\u304c\u6210\u529f\u3059\u308b\u78ba\u7387\u304c\u3050\u3063\u3068\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3067\u306f\u3001\u7a4d\u7acb\u6295\u8cc7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3001\u53d6\u308a\u7d44\u3080\u4e0a\u3067\u306e\u30dd\u30a4\u30f3\u30c8\u306b\u3064\u3044\u3066\u307e\u3068\u3081\u3066\u3044\u307e\u3059\u3002\u3053\u3061\u3089\u3082\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div class=\"attention a-1\">\n<p><strong>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<\/strong><br \/>\n<span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/fpbank.co.jp\/column\/asset-what-is-reserve-investment\" target=\"_blank\" rel=\"noopener\">\u7a4d\u7acb\u6295\u8cc7\u3068\u306f\uff1fFP\u304c\u521d\u5fc3\u8005\u5411\u3051\u306b\u308f\u304b\u308a\u3084\u3059\u304f\u30dd\u30a4\u30f3\u30c8\u89e3\u8aac<\/a><\/strong><\/span><\/p>\n<\/div>\n<h3 id=\"#3-5\"><span id=\"3-5\">3-5. \u8907\u6570\u306e\u5546\u54c1\u306b\u5206\u3051\u3066\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #000000;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f<\/span><span style=\"color: #000000;\">\u3001\u8907\u6570\u306e\u5546\u54c1\u306b\u5206\u3051\u3066\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u306a\u305c\u306a\u3089\u3001<strong>\u8907\u6570\u306e\u5546\u54c1\u306b\u5206\u3051\u308b\u3053\u3068\u306f\u3001\u6295\u8cc7\u306e\u57fa\u672c\u3067\u3042\u308b\u300c\u8cc7\u7523\uff08\u9298\u67c4\uff09\u306e\u5206\u6563\u300d\u306b\u306a\u308b\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p>\u8cc7\u7523\u904b\u7528\u306e\u4e16\u754c\u306e\u683c\u8a00\u306b\u3001<strong>\u300c\u3072\u3068\u3064\u306e\u30ab\u30b4\u306b\u5168\u3066\u306e\u5375\u3092\u76db\u308b\u306a\u300d<\/strong>\u3068\u3044\u3046\u8a00\u8449\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\n<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/diversified-investment-1690188734.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5206\u6563\u6295\u8cc7\" \/><\/p>\n<p>\u5375\u3092\u7a4d\u307f\u7acb\u3066\u305f\u304a\u91d1\u3001\u30ab\u30b4\u306f\u6295\u8cc7\u5148\u3092\u610f\u5473\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n<span style=\"color: #ff0000;\"><strong>\u3072\u3068\u3064\u306e\u30ab\u30b4\u306b\u5168\u3066\u306e\u5375\u3092\u76db\u308b\u3068\u3001\u305d\u306e\u30ab\u30b4\u304c\u3072\u3063\u304f\u308a\u8fd4\u3063\u305f\u3089\u5168\u3066\u306e\u5375\u304c\u5272\u308c\u3066\u3057\u307e\u3044\u307e\u3059<\/strong><\/span>\u3002<\/p>\n<p>\u305d\u3053\u3067\u3001<strong>\u5375\u3092\u3044\u304f\u3064\u304b\u306e\u30ab\u30b4\u306b\u5206\u3051\u3066\u76db\u308b\u3053\u3068\u3067\u3001\u3072\u3068\u3064\u306e\u30ab\u30b4\u304c\u3072\u3063\u304f\u308a\u8fd4\u3063\u3066\u3082\u3001\u4ed6\u306e\u30ab\u30b4\u306f\u5272\u308c\u306a\u3044\u3067\u3059\u307f\u307e\u3059<\/strong>\u3002<\/p>\n<p><span style=\"color: #000000;\">\u4f8b\u3048\u3070\u3001\u79c1\u305f\u3061\u304c\u5c06\u6765\u53d7\u3051\u53d6\u308b\u5e74\u91d1\u3082GPIF\uff08\u5e74\u91d1\u7a4d\u7acb\u91d1\u7ba1\u7406\u904b\u7528\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\uff09\u3068\u3044\u3046\u3068\u3053\u308d\u304c\u3001\u5e74\u91d1\u7a4d\u7acb\u91d1\u3092\u904b\u7528\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/GPIF-Assets-1690188827.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 95.18%;\" class=\"fr-draggable\" alt=\"GPIF\u306e\u8cc7\u7523\" \/><\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.nikkei.com\/article\/DGXZQOUB101F00Q3A510C2000000\/\" target=\"_blank\" rel=\"noopener\">\u65e5\u672c\u7d4c\u6e08\u65b0\u805e-GPIF\u7406\u4e8b\u9577\u306b\u805e\u304f\u904b\u7528\u65b9\u91dd\u300c\u8cc7\u7523\u518d\u914d\u5206\u3001\u9031\u6b21\u3067\u8abf\u6574\u3082\u300d-2023\u5e747\u670818\u65e5<\/a><\/p>\n<p>\u79c1\u305f\u3061\u306e\u5e74\u91d1\u306f\u3001\u305d\u306e\u307e\u307e\u5927\u5207\u306b\u4fdd\u7ba1\u3055\u308c\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3093\u3067\u3059\u3002<br \/>\n\u4e00\u756a\u5b89\u5168\u306a\u8cc7\u7523\u306e\u5b88\u308a\u65b9\u3092\u8003\u3048\u3066\u3001\u56fd\u5185\u682a\u5f0f\uff1a\u5916\u56fd\u682a\u5f0f\uff1a\u56fd\u5185\u50b5\u5238\uff1a\u5916\u56fd\u50b5\u5238\u3092\u305d\u308c\u305e\u308c25\uff05\u305a\u3064\u306b\u306a\u308b\u3088\u3046\u306b\u914d\u5206\u3092\u8003\u3048\u3066\u8abf\u6574\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u79c1\u305f\u3061\u65e5\u672c\u56fd\u6c11\u306e\u5927\u5207\u306a\u8cc7\u7523\u3092\u7ba1\u7406\u3057\u3066\u3044\u308b\u3001\u3044\u308f\u3070<strong>\u5931\u6557\u304c\u8a31\u3055\u308c\u306a\u3044\u6295\u8cc7\u5bb6\u3067\u3042\u308b<\/strong><span style=\"font-size: 16px; color: #000000;\"><strong>GPIF\u3082\u3001\u30ea\u30b9\u30af\u3068\u30ea\u30bf\u30fc\u30f3\u3092\u8003\u3048\u3066\u5206\u6563\u6295\u8cc7\u3092\u3057\u3066\u3044\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p>\u306a\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u3001\u8907\u6570\u306e\u5546\u54c1\u306b\u5206\u3051\u3066\u8cc7\u7523\u904b\u7528\u3092\u3057\u3066\u304f\u3060\u3055\u3044\u3002<br \/>\n\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001<strong>\u6bd4\u8f03\u7684\u5b89\u5b9a\u7684\u306a\u8cc7\u7523\u904b\u7528<\/strong>\u3092\u3057\u3066\u3044\u304f\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<div class=\"attention a-1\">\n<p><strong>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<\/strong><br \/>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/fpbank.co.jp\/column\/asset-what-is-diversified-investment\" target=\"_blank\" rel=\"noopener\"><strong>\u5206\u6563\u6295\u8cc7\u3068\u306f\u4f55\u304b\uff1f\u57fa\u790e\u304b\u3089\u6210\u529f\u306e\u30b3\u30c4\u307e\u3067\u5206\u304b\u308a\u3084\u3059\u304fFP\u89e3\u8aac\uff01<\/strong><\/a><\/span><\/p>\n<\/div>\n<h3 id=\"#3-6\"><span id=\"3-6\">3-6. \u9577\u671f\u9593\u306e\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b<\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #000000;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f<\/span><span style=\"color: #000000;\">\u3001\u9577\u671f\u9593\u306e\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u306a\u305c\u306a\u3089\u3001<strong>\u9577\u671f\u9593\u306e\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b\u3053\u3068\u3067\u3001\u5931\u6557\u3059\u308b\u53ef\u80fd\u6027\u304c\u4f4e\u304f\u306a\u308b\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p>\u3053\u3061\u3089\u306e\u56f3\u306f\u3001\u91d1\u878d\u5e81\u304c\u516c\u8868\u3057\u3066\u3044\u308b\u30011985\u5e74\u4ee5\u964d\u300c\u6bce\u5e74\u300d\u3001\u300c\u540c\u3058\u6761\u4ef6\u300d\u3067\u5206\u6563\u30fb\u7a4d\u7acb\u6295\u8cc7\u3092\u3057\u305f\u7d50\u679c\u3092\u8868\u3057\u305f\u30b0\u30e9\u30d5\u306b\u306a\u308a\u307e\u3059\u3002<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/long-term-investment-1690188944.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u9577\u671f\u6295\u8cc7\" \/><\/p>\n<p>\u5f15\u7528\uff1a<a href=\"https:\/\/www.fsa.go.jp\/policy\/nisa2\/about\/tsumitate\/guide\/index.html\" target=\"_blank\" rel=\"noopener\">\u91d1\u878d\u5e81\u3000\u3064\u307f\u305f\u3066NISA\u65e9\u308f\u304b\u308a\u30ac\u30a4\u30c9\u30d6\u30c3\u30af<\/a><\/p>\n<p>\u56f3\u5185\u3001\u4e0a\u306e\u30b0\u30e9\u30d5\u306f\u6295\u8cc7\u671f\u9593\u304c5\u5e74\u306e\u53ce\u76ca\u7387\u3001\u4e0b\u306e\u30b0\u30e9\u30d5\u306f\u6295\u8cc7\u671f\u9593\u304c20\u5e74\u306e\u53ce\u76ca\u7387\u3067\u3059\u3002<br \/>\n<span style=\"color: #0000ff;\">\u203b\u7e26\u8ef8\u306e\u51fa\u73fe\u983b\u5ea6\u3068\u3044\u3046\u306e\u306f\u78ba\u7387\u306e\u3053\u3068<\/span><\/p>\n<p>\u4e0a\u306e\u30b0\u30e9\u30d5\u306f\u30d4\u30f3\u30af\u3068\u9752\u8272\u306e\u68d2\u304c\u5de6\u53f3\u306b\u6563\u3089\u3070\u3063\u3066\u3044\u307e\u3059\u3002<strong>\u6295\u8cc7\u671f\u9593\u304c5\u5e74\u3068\u3044\u3046\u77ed\u671f\u9593\u3060\u3068\u904b\u7528\u7d50\u679c\u304c\u3070\u3089\u3064\u3044\u305f\u3068\u3044\u3046\u3053\u3068<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u4e0b\u306e\u30b0\u30e9\u30d5\u306f\u3001\u771f\u3093\u4e2d\u306b\u9752\u8272\u306e\u68d2\u304c\u96c6\u4e2d\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u756a\u6210\u7e3e\u306e\u826f\u3044\u9ad8\u3044\u68d2\u306f4\uff5e6\uff05\u306e\u53ce\u76ca\u7387\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n\u3064\u307e\u308a\u3001<strong>\u6295\u8cc7\u671f\u9593\u304c20\u5e74\u3082\u306e\u9577\u671f\u306b\u306a\u308b\u3068\u640d\u306b\u306a\u3089\u306a\u304b\u3063\u305f\u3068\u3044\u3046\u7d50\u679c\u304c\u51fa\u3066\u3044\u307e\u3059<\/strong>\u3002<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\u305f\u3060\u3057\u3001\u9014\u4e2d\u3067\u58f2\u3063\u305f\u308a\u3057\u3066\u3001\u8cc7\u7523\u904b\u7528\u3092\u3084\u3081\u3066\u3057\u307e\u3046\u3068\u3001\u3053\u306e\u52b9\u679c\u306f\u5f31\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059<\/strong><\/span>\u3002<\/p>\n<p>\u306a\u306e\u3067\u3001\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u306f\u3001<strong>\u8cc7\u7523\u306e\u4fa1\u683c\u304c<span style=\"font-size: 16px; color: #333333;\">\u4e0a\u304c\u3063\u305f\u308a\u4e0b\u304c\u3063\u305f\u308a\u3057\u307e\u3059\u304c\u3001\u305d\u3046\u3044\u3063\u305f\u52d5\u304d\u306b\u60d1\u308f\u3055\u308c\u308b\u3053\u3068\u306a\u304f\u3001<\/span>\u9577\u671f\u9593\u306e\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b\u3053\u3068<\/strong>\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u305d\u3046\u3059\u308c\u3070\u3001\u640d\u3059\u308b\u53ef\u80fd\u6027\u3092\u4f4e\u304f\u3067\u304d\u308b\u306e\u3067\u3001\u7406\u60f3\u306e\u8cc7\u7523\u5f62\u6210\u3092\u9054\u6210\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<div class=\"attention a-1\">\n<p><strong>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<\/strong><br \/>\n<span style=\"text-decoration: underline;\"><strong><a href=\"https:\/\/fpbank.co.jp\/column\/asset-long-term-investment-benefits\" target=\"_blank\" rel=\"noopener\">\u9577\u671f\u6295\u8cc7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac\uff01\u521d\u5fc3\u8005\u306b\u304a\u3059\u3059\u3081\u306e\u7406\u7531\u3068\u306f\uff1f<\/a><\/strong><\/span><\/p>\n<\/div>\n<h3 id=\"#3-7\"><span id=\"3-7\">3-7. \u640d\u3057\u3066\u3082\u751f\u6d3b\u306b\u5f71\u97ff\u304c\u51fa\u306a\u3044\u91d1\u984d\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b<\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #000000;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f<\/span><span style=\"color: #000000;\">\u3001\u640d\u3057\u3066\u3082\u751f\u6d3b\u306b\u5f71\u97ff\u304c\u51fa\u306a\u3044\u91d1\u984d\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p>\u306a\u305c\u306a\u3089\u3001\u8cc7\u7523\u904b\u7528\u306f\u640d\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u304b\u3089\u3067\u3059\u3002<br \/>\n\u5c06\u6765\u3001\u660e\u78ba\u306b\u4f7f\u3046\u4e88\u5b9a\u304c\u3042\u308b\u3082\u306e\u306e\u3001\u76ee\u5148\u306e\u6570\u5e74\u9593\u306f\u4f7f\u308f\u306a\u3044\u304b\u3089\u3068\u3044\u3046\u7406\u7531\u3067\u8cc7\u7523\u904b\u7528\u306b\u56de\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u5897\u3048\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u3067\u3059\u304c\u3001<span style=\"color: #ff0000;\"><strong>\u640d\u3059\u308b\u3053\u3068\u306b\u306a\u3063\u305f\u5834\u5408\u306b\u306f\u5927\u5909\u306a\u3053\u3068\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059<\/strong><\/span>\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u4eca\u5e74\u751f\u307e\u308c\u305f\u6211\u304c\u5b50\u306e\u6559\u80b2\u8cc7\u91d1\u3092\u904b\u7528\u3067\u5897\u3084\u3057\u3066\u3044\u3053\u3046\u3068\u8003\u3048\u305f\u3068\u3057\u307e\u3059\u3002<br \/>\n\u76ee\u6a19\u3092\u5b50\u3069\u3082\u304c18\u6b73\u306e\u5927\u5b66\u5165\u5b66\u6642\u306b\u6559\u80b2\u8cc7\u91d1\u3092\u7528\u610f\u3067\u304d\u308b\u3088\u3046\u306b\u3068\u8003\u3048\u3066\u3001\u8cc7\u7523\u904b\u7528\u306b\u56de\u3057\u305f\u3068\u3057\u307e\u3059\u3002<\/p>\n<p>18\u5e74\u3042\u308c\u3070\u4eca\u307e\u3067\u306e\u5e73\u5747\u7684\u3068\u3057\u3066\u306f\u300118\u5e74\u306e\u904b\u7528\u671f\u9593\u3067\u306f\u3042\u308b\u7a0b\u5ea6\u5897\u3048\u308b\u304b\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u305f\u3060\u3001<strong><span style=\"color: #ff0000;\">\u5b50\u3069\u3082\u304c18\u6b73\u306e\u5927\u5b66\u5165\u5b66\u6642\u306b\u30ea\u30fc\u30de\u30f3\u30b7\u30e7\u30c3\u30af\u3084\u30b3\u30ed\u30ca\u30b7\u30e7\u30c3\u30af\u306e\u3088\u3046\u306a\u5927\u66b4\u843d\u304c\u304d\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u304b<\/span><\/strong>\u3002<\/p>\n<p>\u305b\u3063\u304b\u304f\u3001\u30b3\u30c4\u30b3\u30c4\u3068\u8caf\u3081\u306a\u304c\u3089\u904b\u7528\u3057\u3066\u304d\u307e\u3057\u305f\u304c\u3001\u5927\u66b4\u843d\u30673\u5272\u5b89\u3068\u304b5\u5272\u5b89\u306b\u306a\u3063\u305f\u3089\u3069\u3046\u3057\u307e\u3057\u3087\u3046\u304b\u3002<br \/>\n\u307e\u3055\u304b\u3001\u5b50\u3069\u3082\u306b\u5927\u5b66\u5165\u5b66\u30921\u5e74\u30012\u5e74\u5f85\u3063\u3066\u3082\u3089\u3046\u306a\u3093\u3066\u89aa\u3068\u3057\u3066\u7d76\u5bfe\u306b\u3067\u304d\u306a\u3044\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u30b7\u30e7\u30c3\u30af\u3068\u3044\u3046\u306e\u306f\u3001\u3044\u3064\u6765\u308b\u304b\u308f\u304b\u3089\u306a\u3044\u304b\u3089\u30b7\u30e7\u30c3\u30af\u306a\u3093\u3067\u3059\u3002<\/p>\n<p>\u305d\u308c\u306a\u306e\u306b\u3001<strong>\u5c06\u6765\u5fc5\u305a\u4f7f\u3046\u3053\u3068\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u304a\u91d1\u3092\u8cc7\u7523\u904b\u7528\u306b\u56de\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u751f\u6d3b\u8a2d\u8a08\u304c\u5d29\u58ca\u3057\u3066\u3057\u307e\u3044\u307e\u3059<\/strong>\u3002<\/p>\n<p>\u306a\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u306f\u3001<strong>\u7121\u7406\u306e\u306a\u3044\u3001\u640d\u3057\u3066\u3082\u751f\u6d3b\u306b\u5f71\u97ff\u304c\u51fa\u306a\u3044\u91d1\u984d\u3067\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b\u3053\u3068<\/strong>\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001\u8cc7\u7523\u904b\u7528\u304c\u3046\u307e\u304f\u3044\u304b\u305a\u306b\u640d\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u3042\u3063\u3066\u3082\u3001<strong>\u30b9\u30c8\u30ec\u30b9\u3092\u611f\u3058\u305a\u306b\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059<\/strong>\u3002<\/p>\n<h3 id=\"#3-8\"><span id=\"3-8\">3-8. \u4eba\u306b\u8aac\u660e\u3067\u304d\u308b\u65b9\u91dd\u3092\u6301\u3063\u3066\u304a\u304f<\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #000000;\">\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u5927\u5207\u306a\u3053\u3068\u306f<\/span><span style=\"color: #000000;\">\u3001\u4eba\u306b\u8aac\u660e\u3067\u304d\u308b\u65b9\u91dd\u3092\u6301\u3063\u3066\u304a\u304f\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p>\u306a\u305c\u306a\u3089\u3001<strong>\u4eba\u306b\u8aac\u660e\u3067\u304d\u308b\u65b9\u91dd\u3092\u6301\u3063\u3066\u3044\u308b\u4eba\u306f\u3001\u3069\u3093\u306a\u3053\u3068\u304c\u3042\u3063\u3066\u3082\u8cc7\u7523\u904b\u7528\u3092\u7d99\u7d9a\u3067\u304d\u308b\u304b\u3089<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u8cc7\u7523\u904b\u7528\u306f\u9577\u671f\u3067\u7d9a\u3051\u3066\u3044\u304f\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u304c\u3001<span style=\"color: #ff0000;\"><strong>\u305d\u308c\u3092\u90aa\u9b54\u3059\u308b\u306e\u304c\u3001\u5468\u308a\u304b\u3089\u306e\u610f\u898b<\/strong><\/span>\u3067\u3059\u3002<br \/>\n<strong>\u8cc7\u7523\u904b\u7528\u306e\u7d50\u679c\u306f\u3059\u3079\u3066\u81ea\u5206\u4e00\u4eba\u306e\u8cac\u4efb<\/strong>\u3067\u3059\u3002<br \/>\n\u4e0a\u304c\u3063\u3066\u3044\u308b\u6642\u3082\u4e0b\u304c\u3063\u3066\u3044\u308b\u6642\u3082\u81ea\u5206\u3067\u5224\u65ad\u3057\u306a\u3051\u308c\u3070\u3044\u3051\u307e\u305b\u3093\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u300c\u306a\u3093\u304b\u5468\u308a\u306e\u4eba\u3082\u3084\u3063\u3066\u3044\u308b\u307f\u305f\u3044\u3060\u3057\u300d\u306a\u3093\u3066\u5468\u308a\u306e\u610f\u898b\u306b\u6d41\u3055\u308c\u3066\u3001\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u305f\u3068\u3057\u307e\u3059\u3002<\/p>\n<p>\u4e0a\u3052\u4e0b\u3052\u3092\u3057\u306a\u304c\u3089\u3082\u9806\u8abf\u3060\u3063\u305f\u3042\u308b\u65e5\u3001\u30ea\u30fc\u30de\u30f3\u30b7\u30e7\u30c3\u30af\u304c\u8d77\u304d\u3066\u3057\u307e\u3044\u307e\u3057\u305f\u3002<br \/>\n\u30ea\u30fc\u30de\u30f3\u30b7\u30e7\u30c3\u30af\u306e\u6642\u306b\u65e5\u7d4c\u5e73\u5747\u682a\u4fa1\u306f2007\u5e747\u6708\u672b\uff0817,248\u5186\uff09\u304b\u30892009\u5e743\u6708\u672b\uff088,109\u5186\uff09\u307e\u3067\u306e2\u5e74\u5f31\u306e\u9593\u4e0b\u304c\u308a\u7d9a\u3051\u3001\u682a\u4fa1\u306f53\uff05\u4e0b\u304c\u308a\u307e\u3057\u305f\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Changes-in-the-Nikkei-Stock-Average-1690189042.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u65e5\u7d4c\u5e73\u5747\u306e\u63a8\u79fb\" \/><\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/kabutan.jp\/stock\/chart?code=0000\" target=\"_blank\" rel=\"noopener\">Kabutan \u65e5\u7d4c\u5e73\u5747\u30c1\u30e3\u30fc\u30c8<\/a><\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u4e0b\u304c\u308a\u7d9a\u3051\u3066\u3044\u308b\u6642\u306b\u3001\u5bb6\u65cf\u304b\u3089\u300c\u6700\u8fd1\u305a\u3063\u3068\u4e0b\u304c\u3063\u3066\u308b\u3063\u3066\u805e\u304f\u3051\u3069\u5927\u4e08\u592b\u306a\u306e\uff1f\u307e\u3060\u4e0b\u304c\u308b\u306a\u3093\u3066\u8a00\u3063\u3066\u308b\u4eba\u3082\u305f\u304f\u3055\u3093\u3044\u308b\u3088\u3002\u300d\u306a\u3093\u3066\u8a00\u308f\u308c\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n<span style=\"color: #ff0000;\"><strong>\u5468\u308a\u306e\u610f\u898b\u3092\u805e\u3044\u3066\u3001\u306a\u3093\u3068\u306a\u304f\u59cb\u3081\u305f\u4eba\u306f\u3001\u5468\u308a\u306e\u610f\u898b\u306b\u632f\u308a\u56de\u3055\u308c\u3066\u6016\u304f\u306a\u3063\u3066\u3001\u8cc7\u7523\u904b\u7528\u3092\u3084\u3081\u3066\u3057\u307e\u3046<\/strong><\/span><span style=\"color: #000000;\">\u3067\u3057\u3087\u3046<\/span>\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u5c06\u6765\u306e\u8001\u5f8c\u8cc7\u91d1\u3092\u4f5c\u308b\u305f\u3081\u306b\u300165\u6b73\u3067\u5b9a\u5e74\u3092\u8fce\u3048\u308b\u307e\u3067\u306f<strong>\u4f55\u304c\u3042\u3063\u3066\u3082\u53d6\u308a\u5d29\u3055\u305a\u306b\u9577\u671f\u6295\u8cc7\u3092\u7d9a\u3051\u308b\u3068\u3044\u3046\u65b9\u91dd\u3092\u6301\u3063\u3066\u59cb\u3081\u305f\u4eba\u306e\u5834\u5408\u306f\u3001\u614c\u3066\u308b\u3053\u3068\u306a\u304f\u3001\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u5b9f\u969b\u30012009\u5e743\u6708\u672b\u6642\u70b9\u306e\u65e5\u7d4c\u5e73\u5747\u682a\u4fa1\u306f8,109\u5186\u3067\u3057\u305f\u304c\u3001\u305d\u306e\u6642\u306b\u3084\u3081\u305a\u306b\u7d9a\u3051\u3066\u3044\u308b\u4eba\u306f\u30012023\u5e747\u6708\u73fe\u5728\u3067\u300132,304\u5186\u307e\u3067\u4e0a\u6607\u3057\u3066\u304f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/08\/Changes-in-the-Nikkei-Stock-Average-2007-2023-1690189133.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u65e5\u7d4c\u5e73\u5747\u306e\u63a8\u79fb2007-2023\" \/><\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/kabutan.jp\/stock\/chart?code=0000\" target=\"_blank\" rel=\"noopener\">Kabutan \u65e5\u7d4c\u5e73\u5747\u30c1\u30e3\u30fc\u30c8<\/a><\/p>\n<p>\u8cc7\u7523\u904b\u7528\u3092\u7d9a\u3051\u308b\u3053\u3068\u306e\u5927\u5207\u3055\u304c\u308f\u304b\u308b\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n<span style=\"color: #0000ff;\">\u203b\u3082\u3061\u308d\u3093\u3001\u6301\u3061\u7d9a\u3051\u3066\u3044\u308c\u3070\u5fc5\u305a\u4e0a\u304c\u3063\u3066\u304f\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u306f\u306a\u3044\u306e\u3067\u3001\u8aa4\u89e3\u3057\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/span><\/p>\n<p>\u306a\u306e\u3067\u3001\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306b\u3001\u4eba\u306b\u8aac\u660e\u3067\u304d\u308b\u65b9\u91dd\u3092\u6301\u3063\u3066\u8cc7\u7523\u904b\u7528\u3092\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u305d\u3046\u3059\u308c\u3070\u3001<strong>\u5468\u308a\u306e\u610f\u898b\u306b\u6d41\u3055\u308c\u3066\u4e0b\u304c\u3063\u3066\u3044\u308b\u6642\u306b\u58f2\u5374\u3057\u3066\u3057\u307e\u3046\u3088\u3046\u306a\u3053\u3068\u304c\u306a\u304f\u306a\u308a\u3001\u8cc7\u7523\u904b\u7528\u3067\u6210\u529f\u3059\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059<\/strong>\u3002<\/p>\n<h2><span id=\"4\">4. \u307e\u3068\u3081<\/span><\/h2>\n<p>\u3044\u304b\u304c\u3067\u3057\u305f\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u3063\u3066\u304f\u308c\u308b\u4eba\u306e\u512a\u3057\u3055\u3084\u6c17\u6301\u3061\u3082\u308f\u304b\u3063\u305f\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u30012\u7ae0\u3067\u66f8\u3044\u305f\u3088\u3046\u306b\u6642\u4ee3\u306f\u5909\u308f\u3063\u3066\u3044\u308b\u306e\u3067\u3001\u8cc7\u7523\u904b\u7528\u306f\u5fc5\u8981\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u306a\u3044\u305f\u3081\u306e\u7d04\u675f\u30923\u7ae0\u3067\u8ff0\u3079\u307e\u3057\u305f\u304c\u3001\u8cc7\u7523\u904b\u7528\u3092\u3059\u308b\u306b\u3042\u305f\u3063\u3066\u306e\u5927\u5207\u306a\u8003\u3048\u65b9\u3082\u66f8\u3044\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u8cc7\u7523\u904b\u7528\u3092\u3053\u308c\u304b\u3089\u59cb\u3081\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u308b\u65b9\u306f\u53c2\u8003\u306b\u3057\u3066\u3044\u305f\u3060\u3051\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u8cc7\u7523\u904b\u7528\u306b\u4eca\u4e00\u6b69\u8e0f\u307f\u51fa\u305b\u306a\u304b\u3063\u305f\u65b9\u304c\u3001\u672c\u30b3\u30e9\u30e0\u3092\u3054\u89a7\u3044\u305f\u3060\u3044\u305f\u3053\u3068\u3067\u3001\u81ea\u4fe1\u3092\u6301\u3063\u3066\u3001\u697d\u3057\u304f\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u3089\u308c\u308b\u3053\u3068\u3092\u7948\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3082\u3057\u300c\u3084\u3063\u3071\u308a\u4e0d\u5b89\u2026\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u305f\u3089\u3001\u304a\u6c17\u8efd\u306bFP\u30d0\u30f3\u30af\u307e\u3067\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u3042\u306a\u305f\u306f\u8cc7\u7523\u904b\u7528\u3092\u59cb\u3081\u3066\u307f\u305f\u3044\u3051\u3069\u3001\u59cb\u3081\u308b\u8e0f\u3093\u5207\u308a\u304c\u3064\u304b\u305a\u3001\u60a9\u3093\u3067\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002 \u81ea\u5206\u3067\u306f\u6c7a\u3081\u3089\u308c\u306a\u304f\u3066\u3001\u76f8\u8ac7\u3092\u3057\u3066\u307f\u305f\u3089\u300c\u8cc7\u7523\u904b\u7528\u306f\u3084\u3081\u3068\u3051\u300d\u3068\u8a00\u308f\u308c\u3066\u3057\u307e\u3044\u3001\u3084\u3063\u3071\u308a\u3084\u3081\u305f\u65b9\u304c\u3044\u3044\u306e\u304b\u2026\u306a\u3093\u3066\u72b6\u6cc1\u3067\u306f\u3042\u308a [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":8118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"class_list":["post-8119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-18","tag-25","tag-26"],"_links":{"self":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/8119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/comments?post=8119"}],"version-history":[{"count":18,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/8119\/revisions"}],"predecessor-version":[{"id":8430,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/8119\/revisions\/8430"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/media\/8118"}],"wp:attachment":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/media?parent=8119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/categories?post=8119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}