{"id":8092,"date":"2024-12-19T16:00:34","date_gmt":"2024-12-19T07:00:34","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=8092"},"modified":"2024-12-19T16:10:50","modified_gmt":"2024-12-19T07:10:50","slug":"asset-retirement-allowance-assets-operation-recommendation","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/asset-retirement-allowance-assets-operation-recommendation","title":{"rendered":"\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u65b9\u6cd5\u3068\u306f\uff1f"},"content":{"rendered":"<p>\u3053\u306e\u8a18\u4e8b\u3092\u304a\u8aad\u307f\u306b\u306a\u3063\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u3042\u306a\u305f\u306f\u3001\u3053\u308c\u304b\u3089\u53d7\u3051\u53d6\u308b\u30fb\u3059\u3067\u306b\u53d7\u3051\u53d6\u3063\u305f<strong>\u9000\u8077\u91d1\u306b\u3064\u3044\u3066\u300c\u6295\u8cc7\u521d\u5fc3\u8005\u3067\u3082\u3001\u5931\u6557\u306a\u304f\u904b\u7528\u3059\u308b\u306b\u306f\u3069\u3046\u3057\u305f\u3089\u3044\u3044\u306e\u304b\u300d\u3068\u60a9\u3093\u3067\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<\/strong><\/p>\n<p><strong>\u8d85\u4f4e\u91d1\u5229\u306e\u73fe\u4ee3\u3067\u306f\u3001\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u308b\u5fc5\u8981\u6027\u306f\u975e\u5e38\u306b\u5f37\u307e\u3063\u3066\u3044\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/strong><\/p>\n<p><strong>30\u5e74\u524d\u3067\u3042\u308c\u3070\u3001\u308f\u3056\u308f\u3056\u8cc7\u7523\u904b\u7528\u3092\u3057\u306a\u304f\u3066\u3082\u9280\u884c\u9810\u91d1\u306e\u5229\u606f\u3060\u3051\u3067\u5341\u5206\u5897\u3048\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u3044\u307e\u306f<\/strong><span style=\"color: #ff0000;\"><strong>\u9280\u884c\u9810\u91d1\u3092\u3057\u3066\u3044\u3066\u3082\u3001\u5168\u304f\u5897\u3048\u307e\u305b\u3093\u3002<\/strong><\/span><\/p>\n<p>\u3068\u3053\u308d\u304c\u4ee4\u548c4\u5e7410\u6708\u304b\u3089\u4e00\u90e8\u3001\u5f8c\u671f\u9ad8\u9f62\u8005\u306e\u533b\u7642\u8cbb\u306e\u81ea\u5df1\u8ca0\u62c5\u5272\u5408\u304c1\u5272\u304b\u30892\u5272\u306b\u5897\u3048\u305f\u3088\u3046\u306b\u3001<span style=\"color: #ff0000;\"><strong>\u5e74\u91d1\u66ae\u3089\u3057\u306e\u9ad8\u9f62\u8005\u306b\u3082\u652f\u51fa\u5897\u306e\u6d41\u308c\u304c\u62bc\u3057\u5bc4\u305b\u3066\u3044\u307e\u3059<\/strong>\u3002<\/span><\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u3082\u3057<strong>\u904b\u7528\u305b\u305a\u9810\u91d1\u306e\u307e\u307e\u306b\u3057\u3066\u3044\u305f\u3089\u3001<\/strong>\u3053\u308c\u304b\u3089\u5148\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u3084\u30ea\u30d5\u30a9\u30fc\u30e0\u4ee3\u3001\u533b\u7642\u8cbb\u3084\u751f\u6d3b\u8cbb\u306e\u8db3\u3057\u306b\u3068<strong>\u4f7f\u3046\u5ea6\u306b\u5c11\u3057\u305a\u3064\u6e1b\u3063\u3066\u3044\u304f\u6b8b\u9ad8\u306b\u4e0d\u5b89\u3092\u611f\u3058\u7d9a\u3051\u308b\u3053\u3068\u306b\u306a\u308a\u304b\u306d\u306a\u3044<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3060\u304b\u3089\u3068\u8a00\u3063\u3066\u3001\u3068\u306b\u304b\u304f\u5927\u304d\u304f\u5897\u3084\u305b\u305d\u3046\u306a\u65b9\u6cd5\u3092\u9078\u3079\u3070\u3044\u3044\u3001\u3068\u3044\u3046\u8a33\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u4eba\u306b\u3088\u3063\u3066\u8cc7\u7523\u904b\u7528\u306b\u5bfe\u3059\u308b\u7406\u89e3\u5ea6\u3084\u3001\u904b\u7528\u306b\u56de\u305b\u308b\u91d1\u984d\u3001\u904b\u7528\u3067\u304d\u308b\u671f\u9593\u306a\u3069\u306f\u5168\u304f\u7570\u306a\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u672c\u30b3\u30e9\u30e0\u3067\u306f\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3068\u3057\u3066\u5e45\u5e83\u3044\u5e74\u4ee3\u306e\u304a\u5ba2\u69d8\u306e\u3054\u76f8\u8ac7\u306b\u304a\u7b54\u3048\u3057\u3066\u304d\u305f\u7d4c\u9a13\u3092\u8e0f\u307e\u3048\u3001<strong>\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3057\u306a\u3044\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\u3092\uff16\u3064\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<br \/>\n<\/strong>\u3053\u308c\u3089\u306e\u30dd\u30a4\u30f3\u30c8\u306f\u9000\u8077\u91d1\u306e\u904b\u7528\u306b\u9650\u3089\u305a\u3001<strong>\u300c\u8cc7\u7523\u904b\u7528\u306e\u5fc3\u69cb\u3048\u300d\u306b\u3082\u901a\u305a\u308b\u3001\u5927\u4e8b\u306a\u8003\u3048\u65b9<\/strong>\u3067\u3059\u306e\u3067\u3001\u662f\u975e\u3001\u3053\u308c\u3092\u6a5f\u306b\u899a\u3048\u3066\u304a\u304f\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u203b\u306a\u304a\u3001\u9000\u8077\u91d1\u904b\u7528\u306e\u30aa\u30b9\u30b9\u30e1\u5546\u54c1\u3092\u304a\u63a2\u3057\u306e\u65b9\u306f\u3001\u3053\u3061\u3089\u306e\u30b3\u30e9\u30e0\u3082\u3054\u53c2\u8003\u306b\u306a\u3055\u3063\u3066\u307f\u3066\u304f\u3060\u3055\u3044<\/p>\n<div class=\"attention a-1\">\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 14pt;\">\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<a href=\"https:\/\/fpbank.co.jp\/column\/retirementbenefitplans\">\u9000\u8077\u91d1\u306e\u904b\u7528\u65b9\u6cd5\u304a\u3059\u3059\u30815\u9078<\/a><\/span><\/strong><\/p>\n<\/div>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#1_6\">1. \u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u308b\u969b\u306b\u5931\u6557\u3092\u9632\u3050\u30dd\u30a4\u30f3\u30c86\u3064<\/a><ul><li><a href=\"#1-1\">1-1. \u305d\u3082\u305d\u3082\u300c\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u3079\u304d\u304b\uff1f\u300d\u3092\u8003\u3048\u308b<\/a><\/li><li><a href=\"#1-2\">1-2. \u91d1\u878d\u6a5f\u95a2\u306e\u52e7\u3081\u308b\u307e\u307e\u306b\u5951\u7d04\u3057\u306a\u3044<\/a><\/li><li><a href=\"#1-3\">1-3. \u904b\u7528\u306e\u671f\u9593\u306f\u9577\u671f\u3067\u8003\u3048\u308b<\/a><\/li><li><a href=\"#1-4\">1-4. \u5206\u6563\u6295\u8cc7\u3092\u57fa\u672c\u306b\u8003\u3048\u308b<\/a><\/li><li><a href=\"#1-5\">1-5. \u5168\u3066\u306e\u91d1\u878d\u8cc7\u7523\u3092\u52a0\u5473\u3057\u3066\u904b\u7528\u306e\u65b9\u91dd\u3092\u7acb\u3066\u308b<\/a><\/li><li><a href=\"#1-6\">1-6.\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306b\u76f8\u8ac7\u3059\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#2\">2\uff0e\u9000\u8077\u91d1\u306e\u904b\u7528\u76f8\u8ac7\u306f\uff26\uff30\u30d0\u30f3\u30af\u3078<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1_6\">1. \u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u308b\u969b\u306b\u5931\u6557\u3092\u9632\u3050\u30dd\u30a4\u30f3\u30c86\u3064<\/span><\/h2>\n<p>\u672c\u7ae0\u3067\u306f\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u308b\u969b\u306b\u3001\u5931\u6557\u3092\u9632\u3050\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\u30926\u3064\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u308b\u969b\u306b\u5931\u6557\u3092\u9632\u3050\u30dd\u30a4\u30f3\u30c86\u3064<\/p>\n<ul>\n<li>\u305d\u3082\u305d\u3082\u300c\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u3079\u304d\u304b\uff1f\u300d\u3092\u8003\u3048\u308b<\/li>\n<li>\u91d1\u878d\u6a5f\u95a2\u306e\u52e7\u3081\u308b\u307e\u307e\u306b\u5951\u7d04\u3057\u306a\u3044<\/li>\n<li>\u904b\u7528\u306e\u671f\u9593\u306f\u9577\u671f\u3092\u57fa\u672c\u306b\u8003\u3048\u308b<\/li>\n<li>\u5206\u6563\u6295\u8cc7\u3092\u57fa\u672c\u306b\u8003\u3048\u308b<\/li>\n<li>\u5168\u3066\u306e\u91d1\u878d\u8cc7\u7523\u3092\u52a0\u5473\u3057\u3066\u904b\u7528\u306e\u65b9\u91dd\u3092\u7acb\u3066\u308b<\/li>\n<li>\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306b\u76f8\u8ac7\u3059\u308b<\/li>\n<\/ul>\n<\/div>\n<p>\u904b\u7528\u304c\u521d\u3081\u3066\u3068\u3044\u3046\u4eba\u306b\u3068\u3063\u3066\u306f\u7279\u306b\u3001\u4e0a\u8a18\u306e6\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u8e0f\u307e\u3048\u3066\u304b\u3089\u904b\u7528\u3092\u59cb\u3081\u305f\u65b9\u304c\u3001\u3088\u308a\u5931\u6557\u3057\u306b\u304f\u3044\u904b\u7528\u3092\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u308c\u305e\u308c\u306e\u7406\u7531\u3084\u8a73\u7d30\u306b\u3064\u3044\u3066\u3001\u672c\u7ae0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/8ec6a9c9f17f674d2b5aa83ddff080e1-300x224.jpg\" alt=\"6\u3064\u306e\u30dd\u30a4\u30f3\u30c8\" width=\"300\" height=\"224\" class=\"aligncenter wp-image-8741 size-medium\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/8ec6a9c9f17f674d2b5aa83ddff080e1-300x224.jpg 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/8ec6a9c9f17f674d2b5aa83ddff080e1.jpg 640w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<h3><span id=\"1-1\">1-1. \u305d\u3082\u305d\u3082\u300c\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u3079\u304d\u304b\uff1f\u300d\u3092\u8003\u3048\u308b<\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #333333;\">\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3092\u9632\u30501\u3064\u3081\u306e\u30dd\u30a4\u30f3\u30c8\u306f\u3001<\/span><strong>\u305d\u3082\u305d\u3082\u3068\u3057\u3066\u300c\u81ea\u5206\u306e\u9000\u8077\u91d1\u306f\u672c\u5f53\u306b\u904b\u7528\u3059\u3079\u304d\u306a\u306e\u304b\u300d\u3092\u8003\u3048\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u5927\u524d\u63d0\u3068\u3057\u3066\u3001\u904b\u7528\u306b\u56de\u3059\u8cc7\u91d1\u306f\u4f59\u5270\u8cc7\u91d1\u3067\u306a\u304f\u3066\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u4eca\u3001\u9000\u8077\u91d1\u3092\u904b\u7528\u306b\u56de\u3057\u305f\u3068\u3057\u3066\u3001\u6b21\u306e\u3088\u3046\u306a\u5fc3\u914d\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u9000\u8077\u91d1\u3092\u904b\u7528\u306b\u56de\u3057\u3066\u3082\u2026<\/p>\n<ul>\n<li>\u4e0d\u6e2c\u306e\u4e8b\u614b\u3084\u6025\u306a\u51fa\u8cbb\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u3060\u3051\u306e\u9810\u8caf\u91d1\u306f\u3042\u308b\u304b<\/li>\n<li>\u30ea\u30d5\u30a9\u30fc\u30e0\u3084\u30de\u30a4\u30ab\u30fc\u306e\u8cfc\u5165\u7b49\u3001\u6570\u5e74\u4ee5\u5185\u306b\u5927\u304d\u306a\u51fa\u8cbb\u3092\u4e88\u5b9a\u3057\u3066\u3044\u306a\u3044\u304b<\/li>\n<li>\u5b50\u3069\u3082\u306e\u5b66\u8cbb\u306f\u5145\u5206\u306b\u78ba\u4fdd\u3055\u308c\u3066\u3044\u308b\u304b<\/li>\n<\/ul>\n<\/div>\n<p>\u305b\u3063\u304b\u304f\u826f\u3044\u91d1\u878d\u5546\u54c1\u3067\u9000\u8077\u91d1\u3092\u904b\u7528\u3067\u304d\u3066\u3082\u3001\u7a81\u7136\u4f55\u304b\u5927\u304d\u306a\u652f\u6255\u3044\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u3068\u304d\u306b\u76f8\u5fdc\u306e\u9810\u8caf\u91d1\u304c\u78ba\u4fdd\u3055\u308c\u3066\u3044\u306a\u3044\u3068\u3001<strong><span style=\"color: #ff0000;\">\u3059\u3050\u306b\u89e3\u7d04<\/span><\/strong>\u3059\u308b\u3053\u3068\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<strong>\u9000\u8077\u5f8c\u306b\u53ce\u652f\u304c\u8d64\u5b57\u306b\u306a\u308b\u5834\u5408\u3082\u8981\u6ce8\u610f<\/strong>\u3067\u3059\u3002<br \/>\n\u5e74\u91d1\u3060\u3051\u3067\u751f\u6d3b\u8cbb\u3092\u8cc4\u3048\u306a\u3044\u306a\u3069\u3001\u53ce\u5165\u3088\u308a\u652f\u51fa\u304c\u591a\u3044\u5834\u5408\u306f\u3001\u9810\u8caf\u91d1\u3092\u53d6\u308a\u5d29\u3059\u4ed6\u3042\u308a\u307e\u305b\u3093\u3002\u305d\u3046\u306a\u3063\u305f\u3068\u304d\u306b\u3001<strong>\u305b\u3063\u304b\u304f\u904b\u7528\u3057\u3066\u3044\u308b\u9000\u8077\u91d1\u3082\u7d50\u5c40\u53d6\u308a\u5d29\u3059\u5fc5\u8981\u306b\u8feb\u3089\u308c\u308b<\/strong>\u3053\u3068\u3082\u8003\u3048\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p class=\"\">\u3064\u307e\u308a<strong><span style=\"color: #ff0000;\">\u751f\u6d3b\u8cbb\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u306a\u3069\u3001\u4ed6\u306b\u4f7f\u3046\u4e88\u5b9a\u304c\u3042\u308b\u8cc7\u91d1\u306f\u3001\u904b\u7528\u8cc7\u91d1\u3068\u306f\u5225\u306b\u3001\u4e88\u3081\u78ba\u4fdd\u3057\u3066\u304a\u304b\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044<\/span><\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>\u3042\u306a\u305f\u306e\u73fe\u72b6\u306f\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002\u8fd1\u3044\u5c06\u6765\u3001\u5927\u304d\u306a\u51fa\u8cbb\u306f\u4e88\u5b9a\u3057\u3066\u3044\u307e\u305b\u3093\u304b\uff1f\u9000\u8077\u5f8c\u306b\u53ce\u652f\u306f\u8d64\u5b57\u306b\u306a\u3089\u306a\u3044\u898b\u8fbc\u307f\u3067\u3059\u304b\uff1f<\/p>\n<p>\u904b\u7528\u3092\u691c\u8a0e\u3059\u308b\u524d\u306b\u3001<strong>\u300c\u307e\u305a\u305d\u3082\u305d\u3082\u904b\u7528\u3059\u3079\u304d\u73fe\u72b6\u306a\u306e\u304b\u300d\u300c\u305d\u306e\u9000\u8077\u91d1\u306f\u4f59\u5270\u8cc7\u91d1\u306a\u306e\u304b\u300d<\/strong>\u307e\u305a\u306f\u3053\u3053\u304b\u3089\u691c\u8a0e\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1-2\">1-2. \u91d1\u878d\u6a5f\u95a2\u306e\u52e7\u3081\u308b\u307e\u307e\u306b\u5951\u7d04\u3057\u306a\u3044<\/span><\/h3>\n<p>\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3092\u9632\u3050\u305f\u3081\u306e2\u3064\u76ee\u306e\u30dd\u30a4\u30f3\u30c8\u306f<strong>\u300c<\/strong><strong>\u91d1\u878d\u6a5f\u95a2\u306e\u52e7\u3081\u308b\u307e\u307e\u306b\u5951\u7d04\u3057\u306a\u3044\u300d<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u78ba\u304b\u306b\u3001\u6570\u3042\u308b\u91d1\u878d\u5546\u54c1\u306e\u4e2d\u304b\u3089\u81ea\u5206\u306b\u5408\u3063\u305f\u3082\u306e\u3092\u63a2\u3059\u306e\u306f\u5927\u5909\u3067\u3059\u3057\u3001\u300c\u30d7\u30ed\u304c\u30aa\u30b9\u30b9\u30e1\u3059\u308b\u5546\u54c1\u306a\u3089\u300d\u3068\u5951\u7d04\u3057\u305f\u304f\u306a\u308b\u6c17\u6301\u3061\u3082\u308f\u304b\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001<strong>\u305d\u306e\u5546\u54c1\u304c\u5fc5\u305a\u3057\u3082\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u904b\u7528\u65b9\u6cd5\u3067\u3042\u308b\u3068\u306f\u9650\u3089\u306a\u3044<\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>\u306a\u305c\u305d\u3093\u306a\u3053\u3068\u304c\u8d77\u304d\u308b\u306e\u304b\u3068\u3044\u3046\u3068\u3001\u305d\u306e\u6839\u5e79\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306b\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u91d1\u878d\u6a5f\u95a2\u306f\u8ca9\u58f2\u3057\u305f\u3044\u91d1\u878d\u5546\u54c1\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u3088\u308a\u81ea\u793e\u306e\u5229\u76ca\u306b\u3064\u306a\u304c\u308b\u91d1\u878d\u5546\u54c1\u3092\u512a\u5148\u7684\u306b\u8ca9\u58f2\u3057\u3088\u3046\u3068\u3044\u3046\u601d\u60d1\u304c\u50cd\u304d\u3001\u3055\u3089\u306b\u4e00\u5b9a\u306e\u30ce\u30eb\u30de\u3082\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u305d\u306e\u5834\u5408\u3067\u3082\u3001\u30aa\u30b9\u30b9\u30e1\u3055\u308c\u305f\u91d1\u878d\u5546\u54c1\u304c\u305f\u307e\u305f\u307e\u3001\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u5546\u54c1\u3067\u3042\u308c\u3070\u4f55\u3082\u554f\u984c\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u4e00\u822c\u7684\u306b\u91d1\u878d\u5546\u54c1\u306f\u305f\u304f\u3055\u3093\u306e\u7a2e\u985e\u304c\u3042\u308a\u3001\u305f\u3068\u3048\u3070\u6295\u8cc7\u4fe1\u8a17\u4e00\u3064\u3068\u3063\u3066\u3082\u6570\u5343\u7a2e\u985e\u3042\u308b\u3068\u8a00\u308f\u308c\u3066\u304a\u308a\u3001\u5b89\u6613\u306b\u91d1\u878d\u6a5f\u95a2\u306b\u52e7\u3081\u3089\u308c\u308b\u304c\u307e\u307e\u5951\u7d04\u3057\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u3042\u306a\u305f\u306e\u72b6\u6cc1\u306b\u5408\u308f\u306a\u3044\u5546\u54c1\u3092\u9078\u3093\u3067\u3057\u307e\u3046\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u5e74\u9f62\u3084\u5bb6\u65cf\u69cb\u6210\u3001\u53ce\u5165\u3084\u652f\u51fa\u3001\u305d\u3057\u3066\u3001\u8cc7\u7523\u72b6\u6cc1\u304c\u4eba\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u3088\u3046\u306b\u3001\u305d\u306e\u4eba\u306b\u5408\u3063\u305f\u904b\u7528\u65b9\u6cd5\u3082\u307e\u305f\u3001\u305d\u308c\u305e\u308c\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3068\u8003\u3048\u308b\u306e\u304c\u81ea\u7136\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u4e00\u65b9\u3067<strong>\u300c\u91d1\u878d\u5546\u54c1\u306f\u4eba\u305d\u308c\u305e\u308c\u300d<\/strong>\u3068\u3044\u3046\u70b9\u306b\u304a\u3044\u3066\u3001<strong>\u305f\u3068\u3048\u3070\u72ec\u7acb\u7cfb\u306eFP\u3067\u3042\u308c\u3070\u3001\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u904b\u7528\u65b9\u6cd5\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u53d7\u3051\u3089\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/strong>\u72ec\u7acb\u7cfb\u306eFP\u3068\u306f\u3001\u3069\u3053\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u3082\u6240\u5c5e\u305b\u305a\u3001\u4ed6\u306e\u91d1\u878d\u6a5f\u95a2\u3068\u306f\u300c\u8cc7\u672c\u95a2\u4fc2\u304c\u306a\u304f\u300d\u300c\u72ec\u7acb\u3057\u3066\u904b\u55b6\u3057\u3066\u3044\u308b\u300dFP\u306e\u3053\u3068\u3092\u6307\u3057\u307e\u3059\u3002\u7279\u5fb4\u3068\u3057\u3066\u306f\u4ed6\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u9854\u8272\u3092\u4f3a\u3046\u5fc5\u8981\u304c\u306a\u304f\u3001\u3057\u304c\u3089\u307f\u3082\u306a\u3044\u305f\u3081\u3001\u9867\u5ba2\u672c\u4f4d\u306e\u7406\u60f3\u7684\u306a\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u53ef\u80fd\u306b\u306a\u308b\u3001\u4e16\u754c\u6c34\u6e96\u306e\u65b0\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3067\u3059\u3002<\/p>\n<p>\u72ec\u7acb\u7cfbFP\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u30b3\u30e9\u30e0\u3082\u53c2\u8003\u306b\u306a\u3055\u3063\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><strong><\/strong><\/p>\n<div class=\"attention a-1\">\n<p style=\"text-align: center;\"><strong><span style=\"font-size: 14pt;\">\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<span style=\"text-decoration: underline;\"><a href=\"https:\/\/fpbank.co.jp\/column\/lifeplan-independent-financial-planner#2_FP\" target=\"_blank\" rel=\"noopener\">\u72ec\u7acb\u7cfbFP\u3078\u306e\u76f8\u8ac7\u304c\u304a\u3059\u3059\u3081\u306e3\u3064\u306e\u7406\u7531\uff01\u63a2\u3057\u65b9\u3084\u9078\u3073\u65b9\u3082\u89e3\u8aac<\/a><\/span><\/span><\/strong><\/p>\n<\/div>\n<p><span style=\"text-decoration: underline;\"><\/span><\/p>\n<p>\u3088\u304f\u5185\u5bb9\u3092\u7406\u89e3\u3057\u306a\u3044\u307e\u307e\u306b\u3001\u300c\u306a\u3093\u3068\u306a\u304f\u826f\u3055\u305d\u3046\u300d\u3068\u304b\u300c\u91d1\u878d\u6a5f\u95a2\u306e\u62c5\u5f53\u8005\u304c\u304a\u3059\u3059\u3081\u3068\u8a00\u3063\u3066\u3044\u305f\u304b\u3089\u300d\u3068\u3044\u3063\u305f\u7406\u7531\u3067\u91d1\u878d\u6a5f\u95a2\u306e\u52e7\u3081\u308b\u307e\u307e\u306b\u5951\u7d04\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u5f8c\u3005\u30df\u30b9\u30de\u30c3\u30c1\u304c\u8d77\u3053\u308b\u3053\u3068\u3082\u3042\u308b\u304b\u3082\u77e5\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u5931\u6557\u3092\u9632\u3050\u305f\u3081\u306b\u3082\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u52e7\u3081\u308b\u307e\u307e\u306b\u5951\u7d04\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u3054\u81ea\u8eab\u306e\u76ee\u7684\u3068\u76ee\u6a19\u306b\u5408\u3063\u305f\u91d1\u878d\u5546\u54c1\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1-3\">1-3. \u904b\u7528\u306e\u671f\u9593\u306f\u9577\u671f\u3067\u8003\u3048\u308b<\/span><\/h3>\n<p>3\u3064\u76ee\u306e\u30dd\u30a4\u30f3\u30c8\u306f\u300c\u904b\u7528\u306e\u671f\u9593\u306f\u306a\u308b\u3079\u304f\u9577\u671f\u3067\u8003\u3048\u308b\u300d\u3067\u3059\u3002<br \/>\n\u9577\u671f\u3068\u306f\u3001\u5177\u4f53\u7684\u306b\u306f15\u5e74\u4ee5\u4e0a\u3001\u6700\u4f4e\u3067\u308210\u5e74\u7a0b\u5ea6\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n<p class=\"\">\u306a\u305c\u3001\u904b\u7528\u671f\u9593\u3092\u9577\u671f\u3067\u8003\u3048\u308b\u3079\u304d\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p class=\"\">\u7406\u7531\u306f\u3001\u3053\u3061\u3089\u306e\u753b\u50cf\u3092\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/07\/1684147818678-1684147819.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u30a6\u30a9\u30fc\u30eb\u8857\u306e\u30e9\u30f3\u30c0\u30e0\u30a6\u30a9\u30fc\u30ab\u30fc\" \/>\u51fa\u5178\uff1a\u30a6\u30a9\u30fc\u30eb\u8857\u306e\u30e9\u30f3\u30c0\u30e0\u30fb\u30a6\u30a9\u30fc\u30ab\u30fc\u3088\u308a<\/p>\n<p>\u3053\u3061\u3089\u306f\u30011950\u5e74\uff5e2013\u5e74\u306b\u304a\u3051\u308b\u3001S&amp;P500<span style=\"color: #0000ff;\">\uff08\u203b\uff09<\/span>\u306e\u5404\u5e74\u306e\u5e74\u5e73\u5747\u30ea\u30bf\u30fc\u30f3\u306e\u6700\u9ad8\u3068\u6700\u4f4e\u3001\u5e73\u5747\u3092\u8868\u3057\u305f\u30b0\u30e9\u30d5\u3067\u3059\u3002\u3053\u306e\u30b0\u30e9\u30d5\u306b\u3088\u308b\u3068\u3001<strong>15\u5e74\u4ee5\u4e0a\u904b\u7528\u3057\u305f\u5834\u5408\u3001\u30de\u30a4\u30ca\u30b9\u306b\u306a\u308b\u671f\u9593\u304c\u4e00\u5ea6\u3082\u306a\u3044\u3053\u3068\u3092\u8868\u3057\u3066\u3044\u307e\u3059\u3002<\/strong><span style=\"color: #0000ff;\">\uff08\u203b\uff09\u30a2\u30e1\u30ea\u30ab\u306e\u4ee3\u8868\u7684\u306a\u682a\u4fa1\u6307\u6570\u3067\u3059\u3002<\/span><\/p>\n<p>\u4f55\u6545\u3053\u3046\u306a\u308b\u304b\u3068\u3044\u3046\u3068\u3001\u30ea\u30bf\u30fc\u30f3\u306e\u96c6\u8a08\u671f\u9593\u304c\u77ed\u3044\u307b\u3069\u3001\u305d\u306e\u671f\u9593\u306e\u30ea\u30bf\u30fc\u30f3\u306f\u3001\u305d\u306e\u671f\u9593\u5185\u3067\u8d77\u304d\u305f\u7d4c\u6e08\u30a4\u30d9\u30f3\u30c8\u306b\u5927\u304d\u304f\u5f71\u97ff\u3092\u53d7\u3051\u308b\u304b\u3089\u3067\u3059\u3002\u305f\u307e\u305f\u307e\u597d\u666f\u6c17\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u904b\u7528\u3092\u59cb\u3081\u305f\u5834\u5408\u306f\u5927\u304d\u304f\u30ea\u30bf\u30fc\u30f3\u3082\u898b\u8fbc\u3081\u308b\u3067\u3057\u3087\u3046\u3057\u3001\u53cd\u5bfe\u306b\u3001\u305f\u307e\u305f\u307e\u4e0d\u6cc1\u5165\u308a\u3059\u308b\u76f4\u524d\u3084\u91d1\u878d\u30b7\u30e7\u30c3\u30af\u306a\u3069\u3068\u91cd\u306a\u3063\u305f\u5e74\u306b\u904b\u7528\u3092\u59cb\u3081\u305f\u5834\u5408\u306f\u5927\u304d\u304f\u4e0b\u632f\u308c\u308b\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u96c6\u8a08\u306e\u671f\u9593\u3092\u9577\u304f\u53d6\u308b\u307b\u3069\u30011\u56de\u306e\u7d4c\u6e08\u30a4\u30d9\u30f3\u30c8\u304c\u30ea\u30bf\u30fc\u30f3\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u306f\u826f\u304f\u3082\u60aa\u304f\u3082\u8efd\u5fae\u306b\u306a\u3063\u3066\u3044\u304d\u307e\u3059\u3002\u52a0\u3048\u3066\u3001\u4e16\u754c\u7d4c\u6e08\u306f\u4e0a\u304c\u308a\u4e0b\u304c\u308a\u3092\u7e70\u308a\u8fd4\u3057\u306a\u304c\u3089\u3082\u3001\u3053\u308c\u307e\u3067\u9577\u3044\u671f\u9593\u3092\u304b\u3051\u3066\u3001\u4eba\u53e3\u306e\u5897\u52a0\u3084\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u3088\u3063\u3066\u3001\u57fa\u672c\u7684\u306b\u6210\u9577\u3057\u7d9a\u3051\u3066\u304d\u305f\u3001\u3068\u3044\u3046\u80cc\u666f\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u4ee5\u4e0a\u306e\u7d50\u679c\u304b\u3089\u3001<strong>\u6700\u4f4e\u3067\u308210\u5e74\u3001\u7406\u60f3\u306f15\u5e74\u4ee5\u4e0a\u306e\u671f\u9593\u3067\u904b\u7528\u3059\u308b\u3053\u3068\u3067\u3001<\/strong><strong>\u7dcf\u3058\u3066\u5931\u6557\u3057\u306b\u304f\u3044\u904b\u7528\u304c\u3067\u304d\u308b<\/strong>\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3092\u9632\u3050\u305f\u3081\u306b\u306f\u3001\u9577\u671f\u3067\u904b\u7528\u3057\u3066\u3044\u304f\u3053\u3068\u3092\u57fa\u672c\u306b\u8003\u3048\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<strong><\/strong><\/p>\n<h3><span id=\"1-4\">1-4. \u5206\u6563\u6295\u8cc7\u3092\u57fa\u672c\u306b\u8003\u3048\u308b<\/span><\/h3>\n<p>\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3092\u9632\u3050\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c84\u3064\u76ee\u306f\u3001\u5206\u6563\u6295\u8cc7\u3092\u57fa\u672c\u306b\u8003\u3048\u308b\u3001\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u6295\u8cc7\u306e\u4e16\u754c\u306b\u306f<strong>\u300c\u5375\u3092\u4e00\u3064\u306e\u304b\u3054\u306b\u76db\u308b\u306a\u300d<\/strong>\u3068\u3044\u3046\u683c\u8a00\u304c\u3042\u308a\u307e\u3059\u3002\u5375\u3092\u4e00\u3064\u3092\u8cc7\u7523\u3068\u7f6e\u304d\u63db\u3048\u3066\u8003\u3048\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u4e00\u3064\u306e\u304b\u3054\u306b\u5168\u3066\u306e\u5375\uff08\u8cc7\u7523\uff09\u3092\u5165\u308c\u3066\u3044\u308b\u3068\u3001\u3082\u3057\u3082\u304b\u3054\u3092\u843d\u3068\u3057\u3066\u3057\u307e\u3063\u305f\u3068\u304d\u3001\u5168\u3066\u5272\u308c\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5375\u3092\u8907\u6570\u306e\u304b\u3054\u306b\u5206\u6563\u3057\u3066\u304a\u3051\u308c\u3070\u3001\u4e07\u304c\u4e001\u3064\u304b\u3054\u3092\u843d\u3068\u3057\u3066\u3057\u307e\u3063\u3066\u3082\u3001\u4ed6\u306e\u5375\u306f\u5272\u308c\u305a\u306b\u6e08\u307f\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/07\/1684148822138-1684148823.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" \/><a href=\"https:\/\/www.gpif.go.jp\/gpif\/diversification3.html\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\uff1aGPIF\u3000\u5e74\u91d1\u7a4d\u7acb\u91d1\u7ba1\u7406\u904b\u7528\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u3000HP\u3000\u5206\u6563\u6295\u8cc7\u306e\u610f\u7fa9\u2462\u5375\u3092\u4e00\u3064\u306e\u304b\u3054\u306b\u76db\u308b\u306a\u3000\u3088\u308a<\/a><\/p>\n<p>\u9000\u8077\u91d1\u306e\u904b\u7528\u306b\u3082\u5168\u304f\u540c\u3058\u3053\u3068\u304c\u3044\u3048\u307e\u3059\u3002\u4e00\u3064\u306e\u304b\u3054\uff08\u904b\u7528\u5546\u54c1\uff09\u306b\u96c6\u4e2d\u3057\u3066\u6295\u8cc7\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u8907\u6570\u306e\u304b\u3054\u306b\u5206\u6563\u3055\u305b\u308b\u3053\u3068\u3067\u3001\u904b\u7528\u306e\u30ea\u30b9\u30af\u3092\u5206\u6563\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u5931\u6557\u3057\u306a\u3044\u904b\u7528\u3092\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u5206\u6563\u6295\u8cc7\u3092\u57fa\u672c\u306b\u904b\u7528\u3092\u8003\u3048\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1-5\">1-5. \u5168\u3066\u306e\u91d1\u878d\u8cc7\u7523\u3092\u52a0\u5473\u3057\u3066\u904b\u7528\u306e\u65b9\u91dd\u3092\u7acb\u3066\u308b<\/span><\/h3>\n<p>\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3092\u9632\u3050\u305f\u3081\u306e\uff16\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u306e\uff15\u3064\u3081\u306f\u300c\u5168\u3066\u306e\u91d1\u878d\u8cc7\u7523\u3092\u52a0\u5473\u3057\u3066\u904b\u7528\u306e\u65b9\u91dd\u3092\u7acb\u3066\u308b\u300d\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u4f55\u6545\u305d\u308c\u304c\u91cd\u8981\u306a\u306e\u304b\u3068\u3044\u3046\u3068\u3001<\/span><strong>\u5168\u3066\u306e\u91d1\u878d\u8cc7\u7523\u306e\u3046\u3061\u9000\u8077\u91d1\u306e\u5360\u3081\u308b\u5272\u5408\u6b21\u7b2c\u3067\u3001\u53d6\u308c\u308b\u30ea\u30b9\u30af\u304c\u5909\u308f\u308b<\/strong>\u304b\u3089\u3067\u3059\u3002<br \/>\n\u3053\u3053\u3067\u3044\u3046\u30ea\u30b9\u30af\u3068\u306f\u3001\u904b\u7528\u306b\u304a\u3051\u308b\u4e0d\u78ba\u5b9f\u6027\uff08\u632f\u308c\u5e45\uff09\u306e\u3053\u3068\u3092\u3044\u3044\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u540c\u3058\u9000\u8077\u91d11,000\u4e07\u5186\u3092\u53d7\u3051\u53d6\u3063\u305fA\u3055\u3093\u3068B\u3055\u3093\u3002\u9000\u8077\u91d1\u306f\u540c\u3058\u3067\u3082\u3001\u4e8c\u4eba\u306e\u8cc7\u7523\u72b6\u6cc1\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 100%; text-align: center;\"><strong>\u540c\u3058\u9000\u8077\u91d11,000\u4e07\u5186\u3067\u3082\u30fb\u30fb\u30fb<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">A\u3055\u3093<\/td>\n<td style=\"width: 50%; text-align: center;\">B\u3055\u3093<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u9000\u8077\u91d11,000\u4e07\u5186<br \/>\n\u9810\u8caf\u91d13,000\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\">\u9000\u8077\u91d11,000\u4e07\u5186<br \/>\n\u9810\u8caf\u91d1300\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u3053\u306e\u4e8c\u4eba\u306e\u904b\u7528\u65b9\u6cd5\u306f\u540c\u3058\u3067\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/strong><\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u9000\u8077\u91d11,000\u4e07\u5186\u306e\u5168\u984d\u3092\u6295\u8cc7\u4fe1\u8a17\u3067\u904b\u7528\u3059\u308b\u5834\u5408\u3001A\u3055\u3093\u306e\u8cc7\u7523\u72b6\u6cc1\u3067\u306f\u3001\u9810\u8caf\u91d1\u3092\u542b\u3081\u305f\u5168\u8cc7\u7523\u306e\u3046\u3061\u6295\u8cc7\u4fe1\u8a17\u306f\u7d0425\uff05\u7a0b\u5ea6\u3067\u7d0d\u307e\u308a\u307e\u3059\u304c\u3001\u4e00\u65b9\u3067B\u3055\u3093\u306e\u5834\u5408\u3067\u306f\u6295\u8cc7\u4fe1\u8a17\u304c\u7d0477\uff05\u3068\u306a\u308a\u3001\u9810\u8caf\u91d1\u3088\u308a\u3082\u591a\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u4eee\u306b\u3053\u306e\u72b6\u6cc1\u3067\u6295\u8cc7\u4fe1\u8a17\u306b10\uff05\uff08100\u4e07\u5186\uff09\u306e\u640d\u5931\u304c\u751f\u3058\u305f\u3068\u304d\u3001A\u3055\u3093\u306b\u3068\u3063\u3066\u306e100\u4e07\u5186\u306e\u640d\u5931\u306f\u5168\u8cc7\u7523\u306e\uff0d2.5%\u3067\u3042\u308b\u306e\u306b\u5bfe\u3057\u3001B\u3055\u3093\u306e\u305d\u308c\u306f\uff0d7.7\uff05\u3068\u3001\u5b9f\u306b3\u500d\u4ee5\u4e0a\u306e\u30c0\u30e1\u30fc\u30b8\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u72b6\u6cc1\u3067\u3001<strong>\u3082\u3057\u3042\u306a\u305f\u304cB\u3055\u3093\u306e\u7acb\u5834\u3067\u3042\u3063\u305f\u306a\u3089\u3070\u3001\u9000\u8077\u91d11,000\u4e07\u5186\u3092\u5168\u984d\u6295\u8cc7\u4fe1\u8a17\u306b\u6295\u8cc7\u3059\u308b\u3079\u304d\u3067\u3057\u3087\u3046\u304b\uff1f<\/strong><\/p>\n<p>\u3082\u3061\u308d\u3093\u3001\u6295\u8cc7\u4fe1\u8a17\u306e\u904b\u7528\u6b21\u7b2c\u3067\u306f\u4e0a\u624b\u304f\u3044\u304f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u8cc7\u7523\u5168\u4f53\u306e\u69cb\u6210\u5272\u5408\u3092\u8003\u3048\u305f\u3068\u304d\u3001<strong>\u3082\u3057\u3042\u306a\u305f\u304cB\u3055\u3093\u306e\u72b6\u6cc1\u3067\u3042\u308b\u306a\u3089\u3070\u3001\u9000\u8077\u91d1\u306e\u5168\u984d\u3092\u6295\u8cc7\u4fe1\u8a17\u3067\u904b\u7528\u3059\u308b\u3068\u3044\u3046\u306e\u306f\u3001\u3084\u306f\u308a\u30ea\u30b9\u30af\u304c\u9ad8\u3059\u304e\u308b\u3001\u3068\u5224\u65ad\u3059\u308b\u306e\u304c\u59a5\u5f53<\/strong>\u3067\u3057\u3087\u3046\u3002\u4e00\u8a00\u306b\u540c\u30581,000\u4e07\u5186\u306e\u904b\u7528\u3068\u3044\u3063\u3066\u3082\u3001\u4ed6\u306e\u8cc7\u7523\u72b6\u6cc1\u3068\u5408\u308f\u305b\u3066\u8003\u3048\u305f\u3068\u304d\u3001\u53d6\u308c\u308b\u30ea\u30b9\u30af\u306f\u5404\u3005\u306e\u8cc7\u7523\u72b6\u6cc1\u306b\u3088\u3063\u3066\u5909\u308f\u3063\u3066\u304f\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u5f93\u3063\u3066\u3001\u9000\u8077\u91d1\u306e\u307f\u3067\u904b\u7528\u3092\u8003\u3048\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u30c8\u30fc\u30bf\u30eb\u306e\u8cc7\u7523\u304b\u3089\u904b\u7528\u306b\u56de\u3059\u5272\u5408\u3084\u5546\u54c1\u3092\u8003\u3048\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u5931\u6557\u3092\u9632\u3050\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3072\u3068\u3048\u306b\u5168\u8cc7\u7523\u3067\u904b\u7528\u3092\u8003\u3048\u308b\u3068\u8a00\u3063\u3066\u3082\u3001\u521d\u3081\u3066\u904b\u7528\u306b\u30c1\u30e3\u30ec\u30f3\u30b8\u3059\u308b\u4eba\u306b\u3068\u3063\u3066\u306f\u3001\u306a\u304b\u306a\u304b\u30cf\u30fc\u30c9\u30eb\u306f\u9ad8\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u5168\u8cc7\u7523\u306e\u4e2d\u3067\u3001\u3069\u3093\u306a\u904b\u7528\u5546\u54c1\u3092\u3069\u3093\u306a\u5272\u5408\u3067\u4fdd\u6709\u3059\u308b\u3079\u304d\u306a\u306e\u304b\u3001\u81ea\u4fe1\u3092\u6301\u3063\u3066\u5224\u65ad\u3059\u308b\u306e\u306f\u52c7\u6c17\u306e\u3044\u308b\u884c\u70ba\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u3046\u3044\u3063\u305f\u5834\u5408\u306f\u3001\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306b\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3067\u60a9\u307f\u3092\u89e3\u6c7a\u3067\u304d\u308b\u304b\u3082\u77e5\u308c\u307e\u305b\u3093\u3002\u3053\u3061\u3089\u306b\u95a2\u3057\u3066\u306f\u6b21\u7ae0\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-6\">1-6.\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306b\u76f8\u8ac7\u3059\u308b<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/2b8b28165701324a6c0d7551199e197f-300x199.jpg\" alt=\"\u76f8\u8ac7\u306b\u306e\u308b\u5c02\u9580\u5bb6\" width=\"300\" height=\"199\" class=\"aligncenter wp-image-8743 size-medium\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/2b8b28165701324a6c0d7551199e197f-300x199.jpg 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2024\/12\/2b8b28165701324a6c0d7551199e197f.jpg 640w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>\u9000\u8077\u91d1\u306e\u904b\u7528\u3067\u5931\u6557\u3092\u9632\u3050\u305f\u3081\u306e\uff16\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u306e\u6700\u5f8c\u306e\u3072\u3068\u3064\u306f<strong>\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306b\u76f8\u8ac7\u3059\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u3042\u308b\u7a0b\u5ea6\u306e\u77e5\u8b58\u3068\u7d4c\u9a13\u3092\u304a\u6301\u3061\u306e\u65b9\u3067\u3042\u308c\u3070\u3001\u3053\u3053\u307e\u3067\u306e\u8a71\u3092\u53c2\u8003\u306b\u3001\u81ea\u5206\u3067\u9000\u8077\u91d1\u3092\u904b\u7528\u3057\u3066\u307f\u3088\u3046\uff01\u3068\u884c\u52d5\u306b\u79fb\u305b\u308b\u4eba\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u305d\u308c\u3067\u3082\u3084\u306f\u308a<strong>\u4e00\u4eba\u3067\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u308b\u81ea\u4fe1\u304c\u306a\u3044\u3001\u307e\u305f\u306f\u5fc3\u914d\u3060\u3001\u3068\u3044\u3046\u4eba\u306f\u662f\u975e\u3001\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306b\u76f8\u8ac7<\/strong>\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u7279\u306b\u3001<strong>\u8cc7\u7523\u904b\u7528\u306e\u7d4c\u9a13\u304c\u306a\u3044\u3001\u521d\u3081\u3066\u3068\u3044\u3046\u4eba\u306b\u3068\u3063\u3066\u306f\u3001\u9000\u8077\u91d1\u306e\u904b\u7528\u3092\u691c\u8a0e\u3059\u308b\u4e0a\u3067\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306b\u76f8\u8ac7\u3059\u308b\u3053\u3068\u304c\u306f\u3058\u3081\u306e\u4e00\u6b69\u3067\u3042\u308a\u3001\u304b\u3064\u6700\u3082\u91cd\u8981\u306a\u884c\u52d5\u306b\u306a\u308b<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u826f\u3044\u5c02\u9580\u5bb6\u3068\u306f\u3001\u8cc7\u7523\u904b\u7528\u306b\u7cbe\u901a\u3057\u305f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306a\u3069\u304c\u8a72\u5f53\u3057\u307e\u3059\u304c\u3001\u305d\u306e\u4e2d\u3067\u3082\u7b46\u8005\u304c\u8003\u3048\u308b\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306e\u6761\u4ef6\u306f\u6b21\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u9000\u8077\u91d1\u306e\u904b\u7528\u3092\u76f8\u8ac7\u3059\u308b\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306e\u6761\u4ef6<\/p>\n<ol>\n<li>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u3063\u305f\u63d0\u6848\u3092\u3057\u3066\u304f\u308c\u308b<\/li>\n<li>\u63d0\u6848\u306e\u5f15\u304d\u51fa\u3057\u304c\u8c4a\u5bcc<\/li>\n<li>\u5b89\u5fc3\u3067\u304d\u308b\u3001\u4fe1\u983c\u3067\u304d\u308b\u3001\u9577\u304f\u4ed8\u304d\u5408\u3048\u308b<\/li>\n<\/ol>\n<\/div>\n<p>\u3082\u3061\u308d\u3093\u3001\u904b\u7528\u3084\u6295\u8cc7\u3068\u3044\u3063\u305f\u91d1\u878d\u77e5\u8b58\u306b\u7cbe\u901a\u3057\u3066\u3044\u308b\u5c02\u9580\u5bb6\u3067\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u5927\u524d\u63d0\u3067\u3059\u3002\u305d\u306e\u4e0a\u3067\u3001\u4e0a\u8a18\u306e\u3088\u3046\u306a\u6761\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u300c\u826f\u3044\u5c02\u9580\u5bb6\u300d\u306e\u6761\u4ef6\u3068\u7b46\u8005\u306f\u8003\u3048\u3001\u305d\u306e\u7406\u7531\u306b\u3064\u3044\u3066\u672c\u7ae0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u904b\u7528\u306e\u76f8\u8ac7\u304c\u3067\u304d\u308b\u5c02\u9580\u5bb6\u306e\u4f8b\u3084\u3001\u305d\u306e\u9078\u3073\u65b9\u306b\u3064\u3044\u3066\u306f\u3053\u3061\u3089\u306e\u30b3\u30e9\u30e0\u3082\u53c2\u8003\u306b\u306a\u3055\u3063\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div class=\"attention a-1\">\n<p class=\"\"><span style=\"font-size: 14pt;\"><strong>\uff1c\u95a2\u9023\u8a18\u4e8b\uff1e<\/strong><a href=\"https:\/\/fpbank.co.jp\/column\/kakei-financialplanner-investment#1-3\" target=\"_blank\" rel=\"noopener\"><u><strong>\u6295\u8cc7\u306e\u76f8\u8ac7\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3078\uff01\u6700\u9069\u306aFP\u306e\u9078\u3073\u65b9\u307e\u3067\u5fb9\u5e95\u89e3\u8aac<\/strong><\/u><\/a><\/span><\/p>\n<\/div>\n<h4>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u3063\u305f\u63d0\u6848\u3092\u3057\u3066\u304f\u308c\u308b<\/h4>\n<p>\u9000\u8077\u91d1\u306e\u904b\u7528\u3092\u76f8\u8ac7\u3059\u308b\u826f\u3044\u5c02\u9580\u5bb6\u3068\u3057\u3066\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u3063\u305f\u63d0\u6848\u3092\u3057\u3066\u304f\u308c\u308b\u5c02\u9580\u5bb6\u304c\u3001\u826f\u3044\u5c02\u9580\u5bb6\u306e\u4e00\u3064\u76ee\u306e\u6761\u4ef6\u3067\u3042\u308b\u3068\u7b46\u8005\u306f\u8003\u3048\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u3088\u3046\u306a\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3067\u3001\u9000\u8077\u91d1\u306e\u904b\u7528\u3092\u305f\u3060\u306e\u91d1\u878d\u5546\u54c1\u306e\u904b\u7528\u3068\u8003\u3048\u308b\u306e\u3067\u306f\u306a\u304f\u3001<strong>\u3042\u306a\u305f\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u53f6\u3048\u308b\u305f\u3081\u306e\u3072\u3068\u3064\u306e\u624b\u6bb5<\/strong>\u3068\u3057\u3066\u8003\u3048\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u308b\u305f\u3081\u3001\u3088\u308a\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u904b\u7528\u65b9\u6cd5\u3092\u9078\u3076\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u306f\u3001<strong>\u3042\u306a\u305f\u306e\u4eba\u751f\u306e\u30d3\u30b8\u30e7\u30f3\uff08\u5922\u3084\u5e0c\u671b\uff09\u3092\u9054\u6210\u3057\u3001\u3042\u306a\u305f\u306e\u4eba\u751f\u3092\u3088\u308a\u8c4a\u304b\u306a\u3082\u306e\u306b\u3059\u308b\u305f\u3081\u306e\u3001\u304a\u91d1\u306b\u88cf\u6253\u3061\u3055\u308c\u305f\u4eba\u751f\u8a2d\u8a08<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u9000\u8077\u91d1\u306e\u904b\u7528\u3092\u8003\u3048\u308b\u4eba\u306e\u4e2d\u306b\u306f\u300150\u4ee3\uff5e60\u4ee3\u3068\u3044\u3046\u4eba\u3082\u591a\u3044\u3068\u601d\u3044\u307e\u3059\u300250\u4ee3\uff5e60\u4ee3\u306e\u4eba\u3068\u3044\u3046\u3068\u3001\u5b50\u3069\u3082\u304c\u9ad8\u6821\u751f\u3084\u5927\u5b66\u751f\u306b\u306a\u3063\u3066\u6700\u3082\u5b66\u8cbb\u304c\u304b\u304b\u308b\u6642\u671f\u306b\u5dee\u3057\u639b\u304b\u308b\u4eba\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u3057\u3001\u304a\u5b6b\u3055\u3093\u304c\u3044\u308b\u3068\u3044\u3046\u4eba\u3082\u73cd\u3057\u304f\u306a\u3044\u3067\u3057\u3087\u3046\u3002\u3042\u308b\u3044\u306f\u3001\u89aa\u306e\u4ecb\u8b77\u3084\u3001\u81ea\u8eab\u306e\u9000\u8077\u5f8c\u306e\u30bb\u30ab\u30f3\u30c9\u30e9\u30a4\u30d5\u3092\u8003\u3048\u59cb\u3081\u308b\u4eba\u3082\u3044\u308b\u3053\u3068\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3082\u3057\u3001\u3042\u306a\u305f\u304c\u3053\u306e\u3088\u3046\u306a\u72b6\u6cc1\u306b\u3042\u308b\u4e2d\u3067\u9000\u8077\u91d1\u3092\u904b\u7528\u3059\u308b\u3068\u3057\u305f\u3089\u30fb\u30fb\u30fb\u3042\u306a\u305f\u306b\u306f\u3069\u3093\u306a\u904b\u7528\u304c\u5408\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u904b\u7528\u3059\u308b\u91d1\u984d\u306f\u3044\u304f\u3089\u306b\u3057\u307e\u3057\u3087\u3046\u304b\u3002\u904b\u7528\u3059\u308b\u671f\u9593\u306f\u3069\u306e\u304f\u3089\u3044\u306b\u3057\u307e\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u3053\u3068\u3092\u5224\u65ad\u3059\u308b\u969b\u3001\u4f55\u306e\u7269\u5dee\u3057\u3082\u306a\u3044\u307e\u307e\u3001\u3044\u304d\u306a\u308a\u904b\u7528\u3092\u59cb\u3081\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u307e\u305a\u306f\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u7acb\u3066\u308b\u3053\u3068\u304b\u3089\u59cb\u3081\u3066\u3044\u304f\u3079\u304d\u3068\u7b46\u8005\u306f\u8003\u3048\u307e\u3059\u3002\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306f\u4eba\u751f\u306e\u7f85\u91dd\u76e4\u3001\u73fe\u4ee3\u3067\u8a00\u3048\u3070\u30ab\u30fc\u30ca\u30d3\u306b\u5f53\u305f\u308b\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u3002\u3053\u308c\u304b\u3089\u30bb\u30ab\u30f3\u30c9\u30e9\u30a4\u30d5\u306e\u9577\u65c5\u306b\u51fa\u3088\u3046\u3068\u3059\u308b\u524d\u306b\u3001\u307e\u305a\u306f\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u7acb\u3066\u305f\u4e0a\u3067\u3001\u3088\u308a\u5b89\u5fc3\u3057\u3066\u3001\u3088\u308a\u7d0d\u5f97\u3057\u3066\u904b\u7528\u5148\u3092\u9078\u3076\u3053\u3068\u304c\u3001\u8ab0\u3057\u3082\u5927\u5207\u306a\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u305d\u3057\u3066\u3001\u3042\u306a\u305f\u3068\u4e00\u7dd2\u306b\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u7acb\u3066\u3001\u305d\u306e\u4e0a\u3067\u3001\u3042\u306a\u305f\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u3063\u305f\u9000\u8077\u91d1\u306e\u904b\u7528\u65b9\u6cd5\u3092\u63d0\u6848\u3057\u3066\u304f\u308c\u308b\u5c02\u9580\u5bb6\u3053\u305d\u304c\u3001\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