{"id":7786,"date":"2023-01-10T11:23:55","date_gmt":"2023-01-10T02:23:55","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=7786"},"modified":"2024-07-18T15:09:02","modified_gmt":"2024-07-18T06:09:02","slug":"jutaku-mortgage-consultation","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/jutaku-mortgage-consultation","title":{"rendered":"\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u306f\u8ab0\u306b\u3059\u3079\u304d\uff1f\u76f8\u8ac7\u5185\u5bb9\u306b\u3088\u3063\u3066\u9078\u3076\u3079\u304d\u7a93\u53e3"},"content":{"rendered":"<p>\u591a\u304f\u306e\u4eba\u306b\u3068\u3063\u3066\u751f\u6daf\u3067\u4e00\u756a\u5927\u304d\u306a\u8cb7\u3044\u7269\u3067\u3042\u308b\u3001\u30de\u30a4\u30db\u30fc\u30e0\u3002\u5927\u304d\u306a\u8cb7\u3044\u7269\u3060\u304b\u3089\u3053\u305d\u3001\u7d76\u5bfe\u306b\u5931\u6557\u3057\u305f\u304f\u306a\u3044\u3001\u3057\u3063\u304b\u308a\u7d0d\u5f97\u3057\u3066\u5b89\u5fc3\u3057\u3066\u8cfc\u5165\u3057\u305f\u3044\u3067\u3059\u3088\u306d\u3002<\/p>\n<p>\u3060\u304b\u3089\u3053\u305d\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3082\u307e\u305f\u3001\u3057\u3063\u304b\u308a<span 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left;\">\u30fb\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3067\u304d\u308b<\/td>\n<td style=\"width: 33.3333%; text-align: left;\">\u30fb\u7a0e\u91d1\u4ee5\u5916\u306e\u76f8\u8ac7\u306b\u306f\u4e0d\u5411\u304d<br \/>\n\u30fb\u7a0e\u7406\u58eb\u306e\u5834\u5408\u306f\u307b\u307c\u6709\u6599<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc<\/td>\n<td style=\"width: 33.3333%; text-align: left;\">\u30fb\u4f4f\u5b85\u30ed\u30fc\u30f3\u3060\u3051\u3067\u306a\u304f\u7dcf\u5408\u7684\u306a\u76f8\u8ac7\u304c\u3067\u304d\u308b<br \/>\n\u30fb\u500b\u5225\u5177\u4f53\u7684\u306a\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u3082\u3089\u3048\u308b<\/td>\n<td style=\"width: 33.3333%; text-align: left;\">\u30fb\u6709\u6599\u306e\u5834\u5408\u3082\u3042\u308b<br 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normal;\">\u672c\u30b3\u30e9\u30e0\u3067\u306f\u3001\u5404\u7a93\u53e3\u3067\u76f8\u8ac7\u3067\u304d\u308b\u3053\u3068\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002\u30b3\u30e9\u30e0\u3092\u3054\u89a7\u3044\u305f\u3060\u3044\u305f\u3042\u306a\u305f\u304c\u3001\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u7a93\u53e3\u304c\u898b\u3064\u304b\u308b\u304d\u3063\u304b\u3051\u306b\u306a\u308c\u305f\u3089\u5e78\u3044\u3067\u3059\u3002<\/span><\/p>\n<p>\u3068\u306f\u3044\u3048\u3001\u307e\u305a\u306f\u3068\u306b\u304b\u304f\u65e9\u3044\u6bb5\u968e\u3067\u76f8\u8ac7\u3067\u304d\u308b\u7a93\u53e3\u3092\u898b\u3064\u3051\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u30021\u7ae0\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u306a\u308b\u3079\u304f\u65e9\u3081\u306b\u76f8\u8ac7\u3059\u3079\u304d\u7406\u7531\u3084\u3001\u76f8\u8ac7\u524d\u306b\u3059\u3079\u304d\u3053\u3068\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#1\">1.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u306f\u306a\u308b\u3079\u304f\u65e9\u3044\u6bb5\u968e\u3067\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u3088\u3046<\/a><ul><li><a href=\"#1-1\">1-1.\u4e8b\u524d\u5be9\u67fb\u3084\u7269\u4ef6\u898b\u5b66\u306b\u9032\u3080\u524d\u306b\u76f8\u8ac7\u3057\u3088\u3046<\/a><\/li><li><a href=\"#1-2\">1-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u3088\u3046<\/a><\/li><li><a href=\"#1-3\">1-3.\u4f55\u3092\u76f8\u8ac7\u3057\u305f\u3044\u306e\u304b\u660e\u78ba\u306b\u3057\u3088\u3046<\/a><\/li><\/ul><\/li><li><a href=\"#2\">2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u57fa\u672c\u7684\u306a\u76f8\u8ac7\u306f\u91d1\u878d\u6a5f\u95a2\u3078<\/a><ul><li><a 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href=\"#3\">3.\u30b9\u30d4\u30fc\u30c7\u30a3\u30fc\u306b\u5408\u7406\u7684\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u3092\u3057\u305f\u3044\u5834\u5408\u306f\u4e0d\u52d5\u7523\u5c4b\u3078<\/a><ul><li><a href=\"#3-1\">3-1.\u5404\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u9055\u3044\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><li><a href=\"#3-2\">3-2.\u63d0\u643a\u30ed\u30fc\u30f3\u306e\u6761\u4ef6\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><\/ul><\/li><li><a href=\"#4\">4.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u306e\u76f8\u8ac7\u306f\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u3078<\/a><ul><li><a href=\"#3-1-2\">3-1.\u89aa\u304b\u3089\u306e\u8cc7\u91d1\u63f4\u52a9\u304c\u3042\u308b\u5834\u5408\u306e\u8d08\u4e0e\u7a0e\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><li><a href=\"#3-2-2\">3-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u78ba\u5b9a\u7533\u544a\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><li><a href=\"#3-3\">3-3.\u4f4f\u307f\u66ff\u3048\u306b\u304b\u304b\u308b\u7a0e\u91d1\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><\/ul><\/li><li><a href=\"#5FP\">5.\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u306a\u3069\u3001\u3088\u308a\u5177\u4f53\u7684\u306a\u76f8\u8ac7\u306fFP\u3078<\/a><ul><li><a href=\"#5-1\">5-1.\u7121\u7406\u306e\u306a\u3044\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><li><a href=\"#5-2\">5-2.\u5c06\u6765\u8a2d\u8a08\u3082\u542b\u3081\u3066\u7dcf\u5408\u7684\u306b\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><li><a href=\"#5-3\">5-3.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7e70\u4e0a\u8fd4\u6e08\u306a\u3069\u8fd4\u6e08\u8a08\u753b\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/a><\/li><\/ul><\/li><li><a href=\"#i\">\u307e\u3068\u3081.<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1\">1.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u306f\u306a\u308b\u3079\u304f\u65e9\u3044\u6bb5\u968e\u3067\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u3088\u3046<\/span><\/h2>\n<p><strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u6c7a\u3081\u308b\u3053\u3068\u304c\u591a\u3044<\/strong>\u305f\u3081\u3001\u306a\u308b\u3079\u304f\u65e9\u3044\u6bb5\u968e\u3067\u3001\u3067\u304d\u308c\u3070<strong>\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u3092\u6c7a\u3081\u305f\u3089\u3059\u3050\u306b\u3067\u3082\u76f8\u8ac7<\/strong>\u3067\u304d\u308b\u5c02\u9580\u5bb6\u3092\u63a2\u3057\u305f\u65b9\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><span style=\"font-size: 16px; color: 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attention-p\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u6c7a\u3081\u308b\u3053\u3068\u304c\u305f\u304f\u3055\u3093<\/p>\n<ul>\n<li>\u3044\u304f\u3089\u306e\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u306e\u304b<\/li>\n<li>\u3069\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u306e\u304b<\/li>\n<li>\u5909\u52d5\u91d1\u5229\u304b\u56fa\u5b9a\u91d1\u5229\u304b<\/li>\n<li>\u4fdd\u8a3c\u6599\u3084\u624b\u6570\u6599\u306e\u652f\u6255\u65b9\u6cd5\u306f\u3069\u3046\u3059\u308b\u304b<\/li>\n<li>\u5358\u72ec\u30ed\u30fc\u30f3\u304b\u30da\u30a2\u30ed\u30fc\u30f3\u304b\u9023\u5e2f\u50b5\u52d9\u304b<\/li>\n<li>\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u671f\u9593\u306f\u4f55\u5e74\u306b\u3059\u308b\u306e\u304b<\/li>\n<li>\u56e3\u4fe1\u306e\u4fdd\u969c\u306f\u3069\u3093\u306a\u4fdd\u969c\u306b\u3059\u308b\u304b<\/li>\n<\/ul>\n<\/div>\n<p>\u3053\u3046\u3044\u3063\u305f\u5c40\u6240\u7684\u306a\u76f8\u8ac7\u3082\u3042\u308b\u4e00\u65b9\u3067\u3001\u7b46\u8005\u304cFP\u3068\u3057\u3066\u304a\u5ba2\u69d8\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u76f8\u8ac7\u5185\u5bb9\u3092\u4f3a\u3046\u3068\u3001\u6b21\u306e\u3088\u3046\u306a\u76f8\u8ac7\u3092\u3044\u305f\u3060\u304f\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">FP\u3067\u3042\u308b\u7b46\u8005\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u76f8\u8ac7\u3067\u3088\u304f\u53d7\u3051\u308b\u5185\u5bb9<\/p>\n<ul>\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u984d\u306f\u6c7a\u307e\u3063\u305f\u304c\u3001\u672c\u5f53\u306b\u7121\u7406\u306a\u304f\u8fd4\u6e08\u3057\u3066\u3044\u3051\u308b\u306e\u304b\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<li>\u982d\u91d1\u3092\u307b\u3068\u3093\u3069\u7528\u610f\u3067\u304d\u306a\u3044\u304c\u3001\u672c\u5f53\u306b\u4f4f\u5b85\u3092\u8cb7\u3063\u3066\u3082\u554f\u984c\u306a\u3044\u304b\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<li>\u4ed6\u306b\u501f\u5165\u304c\u3042\u308b\u304c\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u501f\u308a\u3089\u308c\u308b\u304b\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<\/ul>\n<\/div>\n<p><span style=\"font-size: 16px; color: #333333;\">\u3053\u3046\u3044\u3063\u305f\u3053\u3068\u306f\u3001\u5b9f\u969b\u306b\u7269\u4ef6\u3092\u63a2\u3057\u59cb\u3081\u3066\u304b\u3089\u3001\u6c17\u306b\u5165\u3063\u305f\u7269\u4ef6\u304c\u898b\u3064\u304b\u3063\u3066\u304b\u3089\u3086\u3063\u304f\u308a\u691c\u8a0e\u3057\u3088\u3046\u3068\u601d\u3063\u3066\u3082\u3001\u305d\u306e\u6642\u9593\u306f\u6301\u3066\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<p>\u7269\u4ef6\u304c\u6c7a\u307e\u3063\u3066\u304b\u3089\u5f15\u304d\u6e21\u3057\u307e\u3067\u306e\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u306f\u610f\u5916\u3068\u30bf\u30a4\u30c8\u3067\u3059\u3002<strong>\u4f11\u65e5\u306f\u3082\u3061\u308d\u3093\u3001\u5e73\u65e5\u3067\u3082\u58f2\u8cb7\u5951\u7d04\u3001\u91cd\u8981\u4e8b\u9805\u306e\u8aac\u660e\u3001\u66f8\u985e\u3092\u53d6\u308a\u5bc4\u305b\u308b\u305f\u3081\u306b\u5f79\u6240\u306b\u884c\u304f\u7b49\u3001\u3084\u308b\u3053\u3068\u304c\u76db\u308a\u3060\u304f\u3055\u3093<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001<strong><span style=\"color: #ff0000;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f<\/span><\/strong><strong><span style=\"color: #ff0000;\">\u65e9\u3081\u306b\u6c7a\u3081\u3066\u304a\u304b\u306a\u3044\u3068\u3001\u81ea\u5206\u305f\u3061\u306b\u5408\u3063\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u304c\u3067\u304d\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046<\/span><\/strong>\u6050\u308c\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u3046\u306a\u3089\u306a\u3044\u305f\u3081\u306b\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u306f\u306a\u308b\u3079\u304f\u65e9\u3081\u306b\u3001\u305d\u308c\u3082<strong><span style=\"color: #ff0000;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044<\/span><\/strong><strong><span style=\"color: #ff0000;\"><strong>\u5c02\u9580<\/strong>\u5bb6\u306b\u76f8\u8ac7<\/span><\/strong>\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u3067\u306f\u3001\u306a\u308b\u3079\u304f\u65e9\u3044\u6bb5\u968e\u3068\u306f\u5177\u4f53\u7684\u306b\u3044\u3064\u3067\u3057\u3087\u3046\u304b\u3002\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u3068\u306f\u3001\u5177\u4f53\u7684\u306b\u3069\u3093\u306a\u4eba\u3067\u3057\u3087\u3046\u304b\u3002\u307e\u305a\u521d\u3081\u306b\u3001\u3053\u308c\u3089\u306b\u3064\u3044\u3066\u672c\u7ae0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-1\">1-1.\u4e8b\u524d\u5be9\u67fb\u3084\u7269\u4ef6\u898b\u5b66\u306b\u9032\u3080\u524d\u306b\u76f8\u8ac7\u3057\u3088\u3046<\/span><\/h3>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u306f\u306a\u308b\u3079\u304f\u65e9\u3044\u6bb5\u968e\u3067\u3001\u5177\u4f53\u7684\u306b\u306f\u3001\u4f4f\u5b85\u8cfc\u5165\u3057\u305f\u3044\u3068\u601d\u3063\u305f\u3089\u3059\u3050\u884c\u3044\u307e\u3057\u3087\u3046\u3002\u3064\u307e\u308a\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4e8b\u524d\u5be9\u67fb\u3084\u7269\u4ef6\u898b\u5b66\u306b\u884c\u304f\u524d\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u984d\u3084\u7269\u4ef6\u306e\u4e88\u7b97\u306e\u59a5\u5f53\u6027\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044\u5834\u5408\u306f\u3001\u305d\u306e\u59a5\u5f53\u6027\u306b<strong>\u7d0d\u5f97\u3057\u305f\u4e0a\u3067\u4e8b\u524d\u5be9\u67fb\u306b\u9032\u3080\u65b9\u304c\u5408\u7406\u7684\u3067\u3059\u3057\u3001\u7269\u4ef6\u898b\u5b66\u3067\u3082\u5b89\u5fc3\u3057\u3066\u5185\u89a7\u3067\u304d\u308b<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u53cd\u5bfe\u306b\u3001\u4e8b\u524d\u5be9\u67fb\u3084\u7269\u4ef6\u898b\u5b66\u306e\u5f8c\u306b\u76f8\u8ac7\u3068\u306a\u308b\u3068\u3001\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u984d\u3084\u7269\u4ef6\u306e\u4e88\u7b97\u304c\u6982\u306d\u6c7a\u307e\u3063\u305f\u5f8c\u3067\u300d\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u5f8c\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u969b\u3001<strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u984d\u3084\u7269\u4ef6\u4fa1\u683c\u304c\u4e88\u7b97\u30aa\u30fc\u30d0\u30fc\u3067\u3042\u308b\u3068\u5206\u304b\u3063\u305f\u3089\u3001\u4e00\u304b\u3089\u4ed5\u5207\u308a\u76f4\u3057<\/strong>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e8b\u524d\u5be9\u67fb\u3084\u7269\u4ef6\u898b\u5b66\u306e\u76f4\u5f8c\u3067\u3042\u308c\u3070\u307e\u3060\u4e88\u7b97\u306e\u5909\u66f4\u306f\u53ef\u80fd\u3067\u3059\u304c\u3001<strong><span style=\"color: #ff0000;\">\u4e0d\u52d5\u7523<\/span><\/strong><strong><span style=\"color: #ff0000;\">\u58f2\u8cb7\u5951\u7d04\uff08<\/span><\/strong><strong><span style=\"color: #ff0000;\">\u7269\u4ef6\u306e\u5951\u7d04\uff09\u306e\u5f8c\u3067\u300c\u3084\u3063\u3071\u308a\u4e88\u7b97\u3092\u4e0b\u3052\u305f\u3044\u300d\u3068\u306a\u3063\u3066\u3082\u624b\u9045\u308c<\/span><\/strong>\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<span style=\"color: #0000ff;\">\uff08\u203b\u6ce81\uff09<\/span><\/p>\n<p>\u305d\u3046\u306a\u308b\u524d\u306b\u3001\u3084\u306f\u308a<strong><span style=\"color: #ff0000;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4e8b\u524d\u5be9\u67fb\u3084\u7269\u4ef6\u898b\u5b66\u306b\u884c\u304f\u524d\u3001\u9045\u304f\u3068\u3082\u7269\u4ef6\u306e\u58f2\u8cb7\u5951\u7d04\u3092\u3059\u308b\u524d\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7<\/span><\/strong>\u3059\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u308c\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u3068\u306f\u3001\u305f\u3068\u3048\u3070\u3069\u3093\u306a\u7a93\u53e3\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u6b21\u7bc0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p><span style=\"color: #0000ff;\">\uff08\u203b\u6ce81\uff09\u58f2\u8cb7\u5951\u7d04\u306e\u5f8c\u3067\u3082\u3001\u624b\u4ed8\u91d1\u3092\u653e\u68c4\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u58f2\u8cb7\u5951\u7d04\u3092\u89e3\u9664\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"1-2\">1-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u3088\u3046<\/span><\/h3>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4e8b\u524d\u5be9\u67fb\u3084\u7269\u4ef6\u898b\u5b66\u306b\u9032\u3080\u524d\u306b\u3001<strong><span style=\"color: #ff0000;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7<\/span><\/strong>\u3059\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u3068\u306f\u3001\u305f\u3068\u3048\u3070\u6b21\u306e\u3088\u3046\u306a\u4eba\u305f\u3061\u3067\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u8a73\u3057\u3044\u5c02\u9580\u5bb6\u3068\u306f<\/p>\n<ul>\n<li>\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u62c5\u5f53\u8005<\/li>\n<li>\u4e0d\u52d5\u7523\u696d\u8005\u306e\u62c5\u5f53\u8005<\/li>\n<li>\u7a0e\u7406\u58eb\u3084\u7a0e\u52d9\u7f72\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u76f8\u8ac7\uff09<\/li>\n<li>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc<\/li>\n<\/ul>\n<\/div>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u5185\u5bb9\u306b\u3088\u3063\u3066\u306f\u3001\u305d\u308c\u305e\u308c\u5f97\u610f\u3068\u3059\u308b\u5206\u91ce\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u3042\u306a\u305f\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066<strong>\u5177\u4f53\u7684\u306b\u4f55\u3092\u76f8\u8ac7\u3057\u305f\u3044\u306e\u304b\u3001\u76f8\u8ac7\u5185\u5bb9\u3092\u660e\u78ba\u306b\u3057\u305f\u4e0a\u3067\u76f8\u8ac7\u3059\u308b\u76f8\u624b\u3092\u9078\u3076<\/strong>\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002\u6b21\u7bc0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-3\">1-3.\u4f55\u3092\u76f8\u8ac7\u3057\u305f\u3044\u306e\u304b\u660e\u78ba\u306b\u3057\u3088\u3046<\/span><\/h3>\n<p>\u3042\u306a\u305f\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u3001\u3069\u3093\u306a\u4e0d\u5b89\u3084\u60a9\u307f\u3092\u89e3\u6c7a\u3057\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u304b\uff1f<\/p>\n<p>\u3082\u3057\u304b\u3057\u305f\u3089\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044\u3051\u3069<strong>\u300c\u8ab0\u306b\u76f8\u8ac7\u3057\u305f\u3089\u826f\u3044\u306e\u304b\u5206\u304b\u3089\u306a\u3044\u300d<\/strong>\u3068\u3044\u3046\u72b6\u6cc1\u306a\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u8ab0\u306b\u76f8\u8ac7\u3059\u3079\u304d\u304b\u304c\u5206\u304b\u3089\u306a\u3044\u306e\u306f\u300c\u76f8\u8ac7\u5185\u5bb9\u304c\u660e\u78ba\u306b\u306a\u3063\u3066\u3044\u306a\u3044\u300d\u3053\u3068\u304c\u8981\u56e0\u3068\u3057\u3066\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u8a00\u3044\u63db\u3048\u308b\u3068\u3001<strong><span style=\"color: #ff0000;\">\u3042\u306a\u305f\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u5177\u4f53\u7684\u306b\u4f55\u304c\u4e0d\u5b89\u3067\u3001\u3069\u3093\u306a\u60a9\u307f\u3092\u89e3\u6c7a\u3057\u305f\u3044\u306e\u304b\u3092\u660e\u78ba\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u305d\u306e\u76f8\u8ac7\u3092\u89e3\u6c7a\u3067\u304d\u308b\u6700\u9069\u306a\u76f8\u8ac7\u7a93\u53e3\u3092\u9078\u5b9a<\/span><\/strong>\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u3057\u305f\u3044\u3053\u3068\u3092\u660e\u78ba\u306b\u3057\u3088\u3046<\/p>\n<ul>\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u308a\u3089\u308c\u308b\u984d\u3084\u30d7\u30e9\u30f3\u306a\u3069\u57fa\u672c\u7684\u306a\u3053\u3068\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<li>\u5404\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u9055\u3044\u3084\u6bd4\u8f03\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<li>\u7121\u7406\u306e\u306a\u3044\u501f\u5165\u984d\u306a\u3069\u3001\u81ea\u5206\u305f\u3061\u306b\u5408\u3063\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<\/ul>\n<\/div>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u4eca\u3042\u306a\u305f\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u5165\u308c\u308b\u306e\u306b\u3042\u305f\u3063\u3066\u3001\u5177\u4f53\u7684\u306b\u4f55\u304c\u4e0d\u5b89\u3067\u3069\u3093\u306a\u60a9\u307f\u304c\u3042\u308b\u306e\u304b\u3092\u660e\u78ba\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u305d\u306e\u89e3\u6c7a\u306b\u6700\u9069\u306a\u76f8\u8ac7\u7a93\u53e3\u3092\u9078\u3076\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u305d\u3057\u3066\u3001\u305d\u308c\u305e\u308c\u306e\u7a93\u53e3\u3067\u3055\u3089\u306b\u5177\u4f53\u7684\u306b\u3069\u3093\u306a\u76f8\u8ac7\u304c\u3067\u304d\u308b\u306e\u304b\u3092\u3001\u6b21\u7ae0\u4ee5\u964d\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h2><span id=\"2\">2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u57fa\u672c\u7684\u306a\u76f8\u8ac7\u306f\u91d1\u878d\u6a5f\u95a2\u3078<\/span><\/h2>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u3068\u3044\u3048\u3070\u3001\u307e\u305a\u306f\u91d1\u878d\u6a5f\u95a2\u304c\u5019\u88dc\u3068\u3057\u3066\u6319\u3052\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><strong>\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3059\u308b\u6700\u5927\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u7121\u6599\u3067\u76f8\u8ac7\u3067\u304d\u308b\u70b9<\/strong>\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u57fa\u672c\u7684\u306a\u76f8\u8ac7\u3067\u3042\u308c\u3070\u3001\u307e\u305a\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3059\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u57fa\u672c\u7684\u306a\u76f8\u8ac7\u3068\u306f\u3001\u305f\u3068\u3048\u3070\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u3084\u56e3\u4fe1\u306e\u30d7\u30e9\u30f3\u3068\u3044\u3063\u305f\u5546\u54c1\u6027\u3001\u5be9\u67fb\u306e\u6d41\u308c\u3084\u501f\u308a\u5165\u308c\u3067\u304d\u308b\u984d\u3068\u3044\u3063\u305f\u76f8\u8ac7\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u76f8\u8ac7\u306f\u7121\u6599\u3067\u3067\u304d\u308b\u306e\u3067\u3001\u308f\u3056\u308f\u3056\u6709\u6599\u306e\u7a93\u53e3\uff08\u4f8b\u306f\u5f8c\u8ff0\uff09\u3067\u76f8\u8ac7\u3059\u308b\u5fc5\u8981\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u3002\u307e\u305f\u3001<strong>\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f<\/strong><span 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attention-p\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u304c\u3067\u304d\u308b\u91d1\u878d\u6a5f\u95a2\u306e\u4f8b<\/p>\n<ul>\n<li>\u30e1\u30ac\u30d0\u30f3\u30af<\/li>\n<li>\u30cd\u30c3\u30c8\u9280\u884c<\/li>\n<li>\u90fd\u5e02\u9280\u884c<\/li>\n<li>\u5730\u65b9\u9280\u884c<\/li>\n<li>\u4fe1\u7528\u91d1\u5eab<\/li>\n<li>\u3086\u3046\u3061\u3087\u9280\u884c<\/li>\n<li>\u30e2\u30fc\u30b2\u30fc\u30b8\u30d0\u30f3\u30af\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u5c02\u9580\u306b\u6271\u3046\u91d1\u878d\u6a5f\u95a2\uff09<\/li>\n<\/ul>\n<\/div>\n<p>\u305f\u3060\u3057\u3001<strong><span style=\"color: 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id=\"2-1\">2-1.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3084\u501f\u308a\u3089\u308c\u308b\u984d\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p><strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u304c\u3069\u306e\u304f\u3089\u3044\u306e\u671f\u9593\u3092\u8981\u3057\u3001\u3069\u3093\u306a\u66f8\u985e\u3084\u6e96\u5099\u304c\u5fc5\u8981\u304b\u3068\u3044\u3063\u305f\u3001\u304a\u304a\u307e\u304b\u306a\u5be9\u67fb\u306e\u6d41\u308c\u3092\u76f8\u8ac7\u3057\u305f\u3044\u5834\u5408\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3059\u308b\u3068\u826f\u3044<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306f\u4e8b\u524d\u5be9\u67fb\u3068\u672c\u5be9\u67fb\u306e\u4e8c\u6bb5\u968e\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u5be9\u67fb\u306b\u304a\u3051\u308b\u5be9\u67fb\u306e\u671f\u9593\u3084\u5fc5\u8981\u66f8\u985e\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u304c\u3001<span style=\"background-color: transparent; word-spacing: normal;\">\u304a\u304a\u307e\u304b\u306a\u5be9\u67fb\u306e\u6d41\u308c\u306f\u5404\u91d1\u878d\u6a5f\u95a2\u5171\u901a\u3057\u3066\u3044\u308b\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u5f93\u3063\u3066\u3001\u76f8\u8ac7\u5148\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u3059\u3050\u5be9\u67fb\u3092\u7533\u3057\u8fbc\u307e\u306a\u304f\u3066\u3082\u3001<strong>\u304a\u304a\u307e\u304b\u306a\u5be9\u67fb\u306e\u6d41\u308c\u3092\u628a\u63e1\u3057\u3066\u304a\u3051\u3070\u3001\u4ed6\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u5fdc\u7528\u3082\u3067\u304d\u307e\u3059\u3057\u3001\u6bd4\u8f03\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u308b<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001<strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u501f\u308a\u3089\u308c\u308b\u984d\u306e\u76f8\u8ac7\u3082\u3001\u91d1\u878d\u6a5f\u95a2\u3067\u3067\u304d\u307e\u3059<\/strong>\u3002\u5e74\u53ce\u3084\u5e74\u9f62\u3001\u52e4\u52d9\u5148\u306a\u3069\u306e\u60c5\u5831\u304b\u3089\u3001\u6982\u306d\u306e\u501f\u308a\u3089\u308c\u308b\u984d\u306f\u8a66\u7b97\u3067\u304d\u307e\u3059\u304c\u3001\u5b9f\u969b\u306b\u3044\u304f\u3089\u307e\u3067\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3081\u308b\u306e\u304b\u3092\u77e5\u308b\u305f\u3081\u306b\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4e8b\u524d\u5be9\u67fb\u3092\u884c\u3044\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4e8b\u524d\u5be9\u67fb\u3067\u306f\u3001\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u3092\u7167\u4f1a\u3057\u307e\u3059\u3002\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u3068\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u3084\u30ed\u30fc\u30f3\u306e\u5951\u7d04\u3084\u7533\u3057\u8fbc\u307f\u306b\u95a2\u3059\u308b\u60c5\u5831\u306e\u3053\u3068\u3067\u3001\u5ba2\u89b3\u7684\u306a\u53d6\u5f15\u4e8b\u5b9f\u3092\u767b\u9332\u3057\u305f\u500b\u4eba\u306e\u60c5\u5831\u3067\u3059\u3002<a href=\"https:\/\/www.cic.co.jp\/confidence\/index.html#:~:text=%E4%BF%A1%E7%94%A8%E6%83%85%E5%A0%B1%E3%81%A8%E3%81%AF%E3%80%81%E3%82%AF%E3%83%AC%E3%82%B8%E3%83%83%E3%83%88,%E4%B8%80%E5%88%87%E5%90%AB%E3%81%BE%E3%82%8C%E3%81%BE%E3%81%9B%E3%82%93%E3%80%82\" target=\"_blank\" rel=\"noopener\">\uff08\u5f15\u7528\uff1aCIC\u3000\u4fe1\u7528\u60c5\u5831\u3068\u306f\uff09<\/a><\/p>\n<p>\u4fe1\u7528\u60c5\u5831\u306e\u7167\u4f1a\u306b\u3088\u3063\u3066\u3001\u305d\u3082\u305d\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u306a\u3069\u306e\u878d\u8cc7\uff08\u304a\u91d1\u3092\u501f\u308a\u308b\u3053\u3068\uff09\u304c\u3067\u304d\u308b\u306e\u304b\u3092\u77e5\u308b\u3053\u3068\u3082\u3067\u304d\u308b\u305f\u3081<span style=\"background-color: transparent; word-spacing: normal;\">\u3001\u5b9f\u969b\u306b\u3044\u304f\u3089\u501f\u308a\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u304b\u3092\u7167\u4f1a\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4e8b\u524d\u5be9\u67fb\u3092\u7533\u8acb\u3059\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<p>\u4e8b\u524d\u5be9\u67fb\u3082\u305d\u306e\u76f8\u8ac7\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u6271\u3063\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u3067\u3042\u308c\u3070\u7121\u6599\u3067\u3067\u304d\u308b\u306e\u3067\u3001\u305d\u3046\u3044\u3063\u305f\u76f8\u8ac7\u3067\u3042\u308c\u3070\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"2-2\">2-2.<strong>\u91d1\u5229\u30bf\u30a4\u30d7\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/strong><\/span><\/h3>\n<p>\u3069\u306e\u3088\u3046\u306a\u91d1\u5229\u30bf\u30a4\u30d7\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u53d6\u308a\u6271\u3063\u3066\u3044\u308b\u306e\u304b\u3092\u76f8\u8ac7\u3057\u305f\u3044\u5834\u5408\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u591a\u304f\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u306f\u3001<strong>\u5168\u671f\u9593\u56fa\u5b9a\u91d1\u5229\u578b\u3001\u5909\u52d5\u91d1\u5229\u578b\u3001\u56fa\u5b9a\u91d1\u5229\u671f\u9593\u9078\u629e\u578b\u306e3\u3064\u306e\u91d1\u5229\u30bf\u30a4\u30d7<\/strong>\u306e\u3044\u305a\u308c\u304b\u53d6\u308a\u6271\u3063\u3066\u3044\u307e\u3059\u3002\u4ed6\u306b\u3082\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f<strong>\u91d1\u5229\u30df\u30c3\u30af\u30b9\u578b<\/strong>\u3068\u3044\u3063\u3066\u3001\u5909\u52d5\u91d1\u5229\u3068\u56fa\u5b9a\u91d1\u5229\u306e\u54041\u672c\u305a\u3064\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u501f\u308a\u5165\u308c\u308b\u65b9\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5404\u91d1\u5229\u30bf\u30a4\u30d7\u306e\u30a4\u30e1\u30fc\u30b8\u3001\u89e3\u8aac\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/01\/1662976355435-1662976357.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u91d1\u5229\u30bf\u30a4\u30d7\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2023\/01\/1662976383019-1662976383.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u91d1\u5229\u30bf\u30a4\u30d7\" \/><\/p>\n<p>\u305d\u308c\u305e\u308c\u306e\u91d1\u5229\u30bf\u30a4\u30d7\u306e\u91d1\u5229\u3084\u6761\u4ef6\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u308b\u305f\u3081\u3001\u5404\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"2-3\"><strong>2-3.\u91d1\u5229\u30d7\u30e9\u30f3\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/strong><\/span><\/h3>\n<p>\u91d1\u5229\u30d7\u30e9\u30f3\u306e\u7a2e\u985e\u3084\u6761\u4ef6\u3082\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u3001\u5404\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u91d1\u5229\u30d7\u30e9\u30f3\u306b\u306f\u3001\u4e3b\u306b<strong>\u5168\u671f\u9593\u5f15\u304d\u4e0b\u3052\u578b\u3068\u3001\u5f53\u521d\u5f15\u304d\u4e0b\u3052\u578b\u306e2\u7a2e\u985e\u306e\u30d7\u30e9\u30f3<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5168\u671f\u9593\u5f15\u304d\u4e0b\u3052\u578b\u3068\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u308a\u5165\u308c\u5f53\u521d\u304b\u3089\u5b8c\u6e08\u307e\u3067\u306e\u91d1\u5229\u306e\u5f15\u304d\u4e0b\u3052\u5e45\u3092\u4e00\u5b9a\u306b\u3059\u308b\u30d7\u30e9\u30f3\u3067\u3001\u4e3b\u306b\u5909\u52d5\u91d1\u5229\u578b\u306e\u91d1\u5229\u30bf\u30a4\u30d7\u3067\u63a1\u7528\u3055\u308c\u308b\u91d1\u5229\u30d7\u30e9\u30f3\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u5f53\u521d\u5f15\u304d\u4e0b\u3052\u578b\u3068\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u308a\u5165\u308c\u5f53\u521d\u304b\u3089\u4e00\u5b9a\u671f\u9593\u306e\u307f\u91d1\u5229\u3092\u5f15\u304d\u4e0b\u3052\u308b\u30d7\u30e9\u30f3\u3067\u3001\u4e3b\u306b\u56fa\u5b9a\u91d1\u5229\u671f\u9593\u9078\u629e\u578b\u306e\u91d1\u5229\u30bf\u30a4\u30d7\u3067\u63a1\u7528\u3055\u308c\u308b\u91d1\u5229\u30d7\u30e9\u30f3\u3067\u3059\u3002<\/p>\n<p>\u3069\u306e\u91d1\u5229\u30d7\u30e9\u30f3\u3092\u9078\u629e\u3067\u304d\u3001\u3069\u3093\u306a\u6761\u4ef6\u306b\u306a\u308b\u304b\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u3001\u5404\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"2-4\"><strong>2-4.\u4fdd\u8a3c\u6599\u306e\u652f\u6255\u3044\u65b9\u6cd5\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/strong><\/span><\/h3>\n<p>\u4fdd\u8a3c\u6599\u306e\u652f\u6255\u3044\u65b9\u6cd5\u3082\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u3001\u3069\u306e\u3088\u3046\u306a\u652f\u6255\u3044\u65b9\u6cd5\u304c\u3067\u304d\u308b\u306e\u304b\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4fdd\u8a3c\u6599\u3068\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u3068\u304d\u306b\u4fdd\u8a3c\u4f1a\u793e\u3078\u652f\u6255\u3046\u8cbb\u7528\u306e\u3053\u3068\u3067\u3059\u3002\u4fdd\u8a3c\u6599\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306b\u306f\u3001\u4e3b\u306b\u6b21\u306e2\u3064\u306e\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<th colspan=\"2\" style=\"width: 99.7333%; text-align: center;\"><strong>\u4fdd\u8a3c\u6599\u306e\u652f\u6255\u3044\u65b9\u6cd5<\/strong><\/th>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u5916\u67a0\u65b9\u5f0f<\/td>\n<td style=\"width: 50%; text-align: left;\">\u4fdd\u8a3c\u6599\u3092\u4e00\u62ec\u3067\u524d\u6255\u3044\u3059\u308b\u65b9\u6cd5\u3067\u3001\u4fdd\u8a3c\u6599\u4e00\u62ec\u578b\u3068\u3082\u3044\u3044\u307e\u3059\u3002<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u5185\u67a0\u65b9\u5f0f<\/td>\n<td style=\"width: 50%; text-align: left;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u6642\u306b\u4fdd\u8a3c\u6599\u306e\u652f\u6255\u3044\u306f\u767a\u751f\u3057\u307e\u305b\u3093\u304c\u3001\u5916\u67a0\u65b9\u5f0f\u3088\u308a\u91d1\u5229\u304c\u9ad8\u3081\u306b\u8a2d\u5b9a\u3055\u308c\u307e\u3059\u3002\u91d1\u5229\u5185\u5305\u578b\u3068\u3082\u3044\u3044\u307e\u3059\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u306a\u304a\u3001\u4fdd\u8a3c\u6599\u306e\u652f\u6255\u3044\u306f\u306a\u3044\u4ee3\u308f\u308a\u306b\u300c\u878d\u8cc7\u4e8b\u52d9\u624b\u6570\u6599\u300d\u3068\u3057\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u3082\u3042\u308a\u307e\u3059\u3002\u540d\u76ee\u306e\u9055\u3044\u3067\u3042\u3063\u3066\u3001\u878d\u8cc7\u4e8b\u52d9\u624b\u6570\u6599\u306e\u8cbb\u7528\u306f\u5916\u67a0\u65b9\u5f0f\u306e\u4fdd\u8a3c\u6599\u3068\u5b9f\u8cea\u5909\u308f\u3089\u306a\u3044\u30b1\u30fc\u30b9\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<\/p>\n<p>\u4fdd\u8a3c\u6599\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306b\u306f\u3069\u3093\u306a\u652f\u6255\u3044\u65b9\u6cd5\u304c\u3042\u308b\u306e\u304b\u3001\u878d\u8cc7\u4e8b\u52d9\u624b\u6570\u6599\u3068\u3057\u3066\u652f\u6255\u3044\u306a\u306e\u304b\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u78ba\u8a8d\u3001\u76f8\u8ac7\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"2-5\"><strong>2-5.\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u4e8c\u4eba\u3067\u7d44\u3080\u5834\u5408\u306e\u7d44\u307f\u65b9\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/strong><\/span><\/h3>\n<p><strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u4e8c\u4eba\u3067\u7d44\u3080\u5834\u5408\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u53d6\u308a\u6271\u3048\u308b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046<\/strong>\u3002\u4e8c\u4eba\u3067\u7d44\u3080\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u306b\u306f\u3001\u4e3b\u306b\u6b21\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<th style=\"text-align: center;\"><strong>\u4e8c\u4eba\u3067\u7d44\u3080\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9<\/strong><\/th>\n<th style=\"text-align: center;\"><strong>\u7279\u5fb4<\/strong><\/th>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u592b\u5a66\u30da\u30a2\u30ed\u30fc\u30f3<\/td>\n<td style=\"width: 50%; text-align: left;\">\u592b\u5a66\u3067\u305d\u308c\u305e\u308c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u305f\u3081\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c2\u672c\u306b\u306a\u308a\u307e\u3059\u3002\u56e3\u4fe1<span style=\"color: #0000ff;\">\u203b<\/span>\u3082\u305d\u308c\u305e\u308c\u4fdd\u969c\u3057\u307e\u3059\u3002<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u9023\u5e2f\u50b5\u52d9<\/td>\n<td style=\"width: 50%; text-align: left;\">1\u672c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u4e8c\u4eba\u3067\u8fd4\u6e08\u3057\u3066\u3044\u304f\u7d44\u307f\u65b9\u3067\u3059\u3002\u901a\u5e38\u3001\u56e3\u4fe1\u306f\u4e3b\u50b5\u52d9\u8005\u306e\u307f\u3067\u3059\u3002<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u9023\u5e2f\u4fdd\u8a3c<\/td>\n<td style=\"width: 50%; text-align: center;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u89aa\u5b50\u30ea\u30ec\u30fc\u30ed\u30fc\u30f3<\/td>\n<td style=\"width: 50%; text-align: center;\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"color: #0000ff;\">\u203b\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u306e\u7565\u3002\u8fd4\u6e08\u671f\u9593\u4e2d\u306b\u6b7b\u4ea1\u3057\u305f\u5834\u5408\u306b\u3001\u4ee5\u5f8c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u304c\u514d\u9664\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u3053\u308c\u3089\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u53d6\u308a\u6271\u3044\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002\u4e8c\u4eba\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u5834\u5408\u306f\u7279\u306b\u3001\u691c\u8a0e\u3057\u3066\u3044\u308b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u53d6\u308a\u6271\u3063\u3066\u3044\u308b\u306e\u304b\u3069\u3046\u304b\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"2-6\">2-6.\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u306e\u4fdd\u969c\u5185\u5bb9\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\uff08\u56e3\u4fe1\uff09\u306e\u4fdd\u969c\u5185\u5bb9\u3082\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u3001\u3069\u3093\u306a\u56e3\u4fe1\u306e\u4fdd\u969c\u5185\u5bb9\u306a\u306e\u304b\u306f\u3001\u5404\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u56e3\u4fe1\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u671f\u9593\u4e2d\u306b\u4ea1\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306b\u3001\u4ee5\u5f8c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u3092\u514d\u9664\u3059\u308b\u305f\u3081\u306e\u751f\u547d\u4fdd\u967a\u3067\u3059\u3002\u6700\u8fd1\u3067\u306f\u4ea1\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3060\u3051\u3067\u306a\u304f\u3001\u304c\u3093\u3068\u8a3a\u65ad\u3055\u308c\u305f\u5834\u5408\u3084\u50cd\u3051\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306b\u3082\u56e3\u4fe1\u304c\u767a\u52d5\u3059\u308b\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u9078\u3073\u3067\u306f\u3084\u306f\u308a\u5c11\u3057\u3067\u3082\u91d1\u5229\u306e\u4f4e\u3044\u91d1\u878d\u6a5f\u95a2\u3092\u9078\u3073\u304c\u3061\u306b\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u91d1\u5229\u3060\u3051\u3067\u306a\u304f\u56e3\u4fe1\u306e\u4fdd\u969c\u5185\u5bb9\u3082\u691c\u8a0e\u6750\u6599\u3068\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"3\">3.\u30b9\u30d4\u30fc\u30c7\u30a3\u30fc\u306b\u5408\u7406\u7684\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u3092\u3057\u305f\u3044\u5834\u5408\u306f\u4e0d\u52d5\u7523\u5c4b\u3078<\/span><\/h2>\n<p>\u7269\u4ef6\u63a2\u3057\u304c<span style=\"font-size: 16px; color: #333333;\">\u65e2\u306b<\/span>\u59cb\u307e\u3063\u3066\u3044\u308b\u3001\u4e0d\u52d5\u7523\u5c4b\u306e\u62c5\u5f53\u8005\u3068\u4f1a\u3063\u3066\u3044\u308b\uff08\u4f1a\u3046\u4e88\u5b9a\u304c\u3042\u308b\uff09\u3068\u3044\u3063\u305f\u5834\u5408\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u76f8\u8ac7\u306f\u4e0d\u52d5\u7523\u5c4b\u306b\u76f8\u8ac7\u3059\u308b\u65b9\u304c\u3001\u30b9\u30d4\u30fc\u30c7\u30a3\u30fc\u3067\u5408\u7406\u7684\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u5148\u306b\u6c17\u306b\u5165\u3063\u305f\u7269\u4ef6\u304c\u898b\u3064\u304b\u3063\u3066\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u304c\u901a\u3063\u3066\u3044\u306a\u3051\u308c\u3070\u8cfc\u5165\u306e\u7533\u3057\u8fbc\u307f\u306b\u9032\u3080\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u5f93\u3063\u3066\u3001\u7269\u4ef6\u63a2\u3057\u3068\u540c\u6642\u306b<span style=\"font-size: 16px; color: 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id=\"3-1\">3-1.\u5404\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u9055\u3044\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p>\u5927\u624b\u306e\u4e0d\u52d5\u7523\u5c4b\u3084\u30cf\u30a6\u30b9\u30e1\u30fc\u30ab\u30fc\u3067\u306f\u91d1\u878d\u6a5f\u95a2\u3068\u63d0\u643a<span style=\"color: #0000ff;\">\u203b<\/span>\u3057\u3066\u304a\u308a\u3001\u8907\u6570\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u53d6\u308a\u6271\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n<span style=\"color: #0000ff;\">\u203b\u63d0\u643a\u30ed\u30fc\u30f3\u3068\u3044\u3044\u307e\u3059\u3002<\/span><\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u5404\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u6bd4\u8f03\u3057\u306a\u304c\u3089\u76f8\u8ac7\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u4e0d\u52d5\u7523\u5c4b\u304c\u91d1\u878d\u6a5f\u95a2\u3068\u63d0\u643a\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u57fa\u672c\u7684\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3082\u4e0d\u52d5\u7523\u5c4b\u3092\u901a\u3057\u3066\u7533\u8acb\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u5404\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u6bd4\u8f03\u3057\u306a\u304c\u3089\u5be9\u67fb\u306e\u7533\u8acb\u307e\u3067\u884c\u3048\u308b\u306e\u3067\u3001\u30b9\u30d4\u30fc\u30c7\u30a3\u30fc\u306b\u5408\u7406\u7684\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u624b\u7d9a\u304d\u3092\u9032\u3081\u3066\u3044\u304d\u305f\u3044\u5834\u5408\u306f\u3001\u4e0d\u52d5\u7523\u5c4b\u306b\u76f8\u8ac7\u3059\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"3-2\">3-2.\u63d0\u643a\u30ed\u30fc\u30f3\u306e\u6761\u4ef6\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p>\u4e0d\u52d5\u7523\u5c4b\u3084\u30cf\u30a6\u30b9\u30e1\u30fc\u30ab\u30fc\u306b\u3088\u3063\u3066\u306f\u3001<span style=\"font-size: 16px; color: #333333;\"><strong>\u63d0\u643a\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u91d1\u5229\u3084\u624b\u6570\u6599\u304c\u512a\u9047\u3055\u308c\u308b<\/strong>\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"color: #0000ff;\">\u203b\u63d0\u643a\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u306f\u3001\u524d\u7bc0\u3092\u3054\u53c2\u7167\u304f\u3060\u3055\u3044\u3002<\/span><\/p>\n<p>\u307e\u305f\u3001\u63d0\u643a\u30ed\u30fc\u30f3\u306f\u4e00\u56de\u3067\u8907\u6570\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u5be9\u67fb\u3092\u7533\u8acb\u3067\u304d\u308b\u7c21\u4fbf\u3055\u304c\u3042\u308b\u53cd\u9762\u3001\u63d0\u643a\u30ed\u30fc\u30f3\u3092\u6271\u3046\u305f\u3081\u306e\u624b\u6570\u6599\u304c\u304b\u304b\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u7c21\u5358\u3001\u4fbf\u5229\u3001\u30b9\u30d4\u30fc\u30c7\u30a3\u30fc\u3055\u3092\u6c42\u3081\u308b\u306a\u3089\u3001\u63d0\u643a\u30ed\u30fc\u30f3\u306f\u5411\u3044\u3066\u3044\u308b\u3067\u3057\u3087\u3046\u3051\u3069\u3001\u4e00\u65b9\u3067\u3053\u3046\u3044\u3063\u305f\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3069\u3093\u306a\u63d0\u643a\u30ed\u30fc\u30f3\u304c\u3042\u308b\u306e\u304b\u3001\u3069\u3046\u3044\u3046\u6761\u4ef6\u306b\u306a\u308b\u306e\u304b\u306f\u4e0d\u52d5\u7523\u5c4b\u306b\u3088\u308b\u306e\u3067\u3001\u76f8\u8ac7\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"4\">4.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u306e\u76f8\u8ac7\u306f\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u3078<\/span><\/h2>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u305d\u306e\u3082\u306e\u306b\u306f\u76f4\u63a5\u7684\u306a\u95a2\u4fc2\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001<strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u6b21\u7b2c\u3067\u306f\u7a0e\u91d1\u306e\u77e5\u8b58\u304c\u5fc5\u8981\u306b\u306a\u308b<\/strong>\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u7279\u306b\u3001\u7d0d\u7a0e\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f\u78ba\u5b9a\u7533\u544a\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u5f53\u7136\u306a\u304c\u3089<strong>\u7d0d\u7a0e\u984d\u3092\u9593\u9055\u3048\u3066\u7533\u544a\u3059\u308b\u8a33\u306b\u306f\u3044\u304d\u307e\u305b\u3093\u3002<\/strong><\/p>\n<p>\u307e\u305f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u3066\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u5834\u5408\u306f\u4e00\u5b9a\u306e\u7a0e\u91d1\u306e\u63a7\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u5236\u5ea6\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\uff09\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u306e\u5236\u5ea6\u3092\u8aa4\u3063\u3066\u5229\u7528\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u63a7\u9664\u304c\u53d7\u3051\u3089\u308c\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u3046\u3044\u3063\u305f\u7a0e\u91d1\u306e\u8a08\u7b97\u3084\u7d0d\u7a0e\u306b\u306f\u9593\u9055\u3044\u304c\u3042\u3063\u3066\u306f\u306a\u3089\u306a\u3044\u306e\u3067\u3001\u3084\u306f\u308a\u305d\u306e\u9053\u306e\u30d7\u30ed\u306b\u76f8\u8ac7\u3059\u308b\u65b9\u304c\u8ce2\u660e\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><strong><span style=\"color: #ff0000;\">\u7a0e\u91d1\u306e\u30d7\u30ed\u3068\u3044\u3048\u3070\u3001\u7a0e\u52d9\u7f72\u306e\u8077\u54e1\u3084\u7a0e\u7406\u58eb<\/span><\/strong>\u3067\u3059\u3002<\/p>\n<p>\u307e\u305a\u3001\u7a0e\u52d9\u7f72\u3067\u3042\u308c\u3070\u7121\u6599\u3067\u76f8\u8ac7\u3067\u304d\u307e\u3059\u3002\u7c21\u6613\u7684\u306a\u7a0e\u91d1\u306e\u76f8\u8ac7\u3067\u3042\u308c\u3070\u96fb\u8a71\u76f8\u8ac7\u203b\u3082\u53ef\u80fd\u3067\u3059\u3002\u4e00\u822c\u7684\u306a\u7a0e\u52d9\u306e\u76f8\u8ac7\u3067\u3042\u308c\u3070\u3001\u7a0e\u52d9\u7f72\u306b\u76f8\u8ac7\u3059\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<br \/>\n<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/sodan\/denwa-sodan\/index.htm#a-02\" target=\"_blank\" rel=\"noopener\">\u203b\u56fd\u7a0e\u5e81HP\u3000\u56fd\u7a0e\u306b\u95a2\u3059\u308b\u3054\u76f8\u8ac7\u306b\u3064\u3044\u3066<\/a><\/p>\n<p>\u4e00\u65b9\u3001\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3059\u308b\u5834\u5408\u306f\u6709\u6599\u306b\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u7a0e\u91d1\u306e\u8a08\u7b97\u3084\u5404\u7a2e\u7a0e\u5236\u5236\u5ea6\u306e\u5229\u7528\u3001\u78ba\u5b9a\u7533\u544a\u3068\u3044\u3063\u305f\u5b9f\u52d9\u306b\u3064\u3044\u3066\u306f\u3001\u7a0e\u7406\u58eb\u306e\u65b9\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u308c\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u306b\u304a\u3044\u3066\u3001\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3059\u3079\u304d\u76f8\u8ac7\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u672c\u7ae0\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308b\u306e\u304b\u3001\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-1-2\">3-1.\u89aa\u304b\u3089\u306e\u8cc7\u91d1\u63f4\u52a9\u304c\u3042\u308b\u5834\u5408\u306e\u8d08\u4e0e\u7a0e\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p><strong><span style=\"color: #ff0000;\">\u30de\u30a4\u30db\u30fc\u30e0\u306e\u8cfc\u5165\u8cbb\u7528\u306e\u4e00\u90e8\u3092\u89aa\u306b\u63f4\u52a9\u3057\u3066\u3082\u3089\u3046\u3068\u3044\u3046\u4eba\u306f\u8d08\u4e0e\u7a0e\u306b\u6ce8\u610f<\/span><\/strong>\u304c\u5fc5\u8981\u306a\u305f\u3081\u3001\u4e8b\u524d\u306b\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3057\u3066\u304a\u3044\u305f\u65b9\u304c\u8ce2\u660e\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u901a\u5e38\u3001\u8d08\u4e0e\uff08\u304a\u91d1\u3092\u7121\u6761\u4ef6\u3067\u53d7\u3051\u53d6\u308b\u3053\u3068\uff09\u3092\u53d7\u3051\u308b\u3068\u91d1\u984d\u306b\u5fdc\u3058\u3066\u8d08\u4e0e\u7a0e\u3092\u7d0d\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u5e74\u9593110\u4e07\u5186\u307e\u3067\u306e\u8d08\u4e0e\u3067\u3042\u308c\u3070\u3001\u8d08\u4e0e\u7a0e\u306f\u975e\u8ab2\u7a0e\uff08\u7d0d\u7a0e\u4e0d\u8981\uff09\u3067\u3059\u3002<span style=\"color: #0000ff;\">\u203b<br \/>\n\u203b\u66a6\u5e74\u8d08\u4e0e\u3068\u3044\u3044\u307e\u3059\u30022022.12\u6708\u672b\u73fe\u5728\u306e\u7a0e\u5236\u3067\u3059\u3002<\/span><\/p>\n<p>\u3057\u304b\u3057\u3001<strong>\u30de\u30a4\u30db\u30fc\u30e0\u306e\u8cfc\u5165\u6642\u306b\u9650\u308a\u4e00\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u3068\u3001\u66a6\u5e74\u8d08\u4e0e\u3092\u8d85\u3048\u3066\u975e\u8ab2\u7a0e\u3067\u8d08\u4e0e\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u5236\u5ea6<span style=\"color: #0000ff;\">\u203b<\/span><\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n<span style=\"color: #0000ff;\">\u203b<\/span><a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/sozoku\/4508.htm\" target=\"_blank\" rel=\"noopener\">\u56fd\u7a0e\u5e81HP\u3000No.4508\u2003\u76f4\u7cfb\u5c0a\u5c5e\u304b\u3089\u4f4f\u5b85\u53d6\u5f97\u7b49\u8cc7\u91d1\u306e\u8d08\u4e0e\u3092\u53d7\u3051\u305f\u5834\u5408\u306e\u975e\u8ab2\u7a0e<\/a><\/p>\n<p>\u901a\u5e38\u304b\u304b\u308b\u306f\u305a\u306e\u8d08\u4e0e\u7a0e\u304c\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u6642\u306b\u9650\u308a\u975e\u8ab2\u7a0e\u306b\u306a\u308b\u5236\u5ea6\u3067\u3059\u306e\u3067\u3001\u66a6\u5e74\u8d08\u4e0e\u3092\u8d85\u3048\u3066\u89aa\u304b\u3089\u306e\u8d08\u4e0e\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u662f\u975e\u5229\u7528\u3057\u305f\u3044\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u3053\u306e\u5236\u5ea6\u3092\u5229\u7528\u3059\u308b\u305f\u3081\u306b\u306f\u3001<strong><span style=\"color: #ff0000;\">\u5236\u5ea6\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u3053\u3068\u53ca\u3073\u7fcc\u5e74\u306e\u78ba\u5b9a\u7533\u544a\u304c\u5fc5\u9808<\/span><\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5236\u5ea6\u306e\u8981\u4ef6\u306e\u78ba\u8a8d\u3084\u8a8d\u8b58\u3001\u78ba\u5b9a\u7533\u544a\u306b\u8aa4\u308a\u304c\u3042\u3063\u305f\u5834\u5408\u306f\u3001\u3053\u306e\u975e\u8ab2\u7a0e\u306e\u5236\u5ea6\u3092\u5229\u7528\u3067\u304d\u306a\u3044\u3069\u3053\u308d\u304b\u3001<strong>\u6700\u60aa\u306e\u5834\u5408\u306f\u8d08\u4e0e\u7a0e\u306e\u8ffd\u5fb4\u8ab2\u7a0e<\/strong>\u3068\u3044\u3046\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u3053\u3068\u306f\u3042\u3063\u3066\u306f\u306a\u3089\u306a\u3044\u306e\u3067\u3001\u4f4f\u5b85\u8cfc\u5165\u306e\u969b\u306b\u89aa\u304b\u3089\u8cc7\u91d1\u63f4\u52a9\u304c\u3042\u308b\u3068\u3044\u3046\u4eba\u306f\u3001\u4e8b\u524d\u306b\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3057\u305f\u308a\u3001\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"3-2-2\">3-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u78ba\u5b9a\u7533\u544a\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u3092\u5229\u7528\u3059\u308b\u305f\u3081\u306b\u306f\u521d\u5e74\u5ea6\u306f\u78ba\u5b9a\u7533\u544a\u304c\u5fc5\u8981\u306b\u306a\u308b\u305f\u3081\u3001\u7533\u544a\u65b9\u6cd5\u306b\u3064\u3044\u3066\u306f\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u78ba\u5b9a\u7533\u544a\u306e\u7533\u544a\u65b9\u6cd5\u306f\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306a\u3069\u3067\u8abf\u3079\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001YouTube\u306e\u56fd\u7a0e\u5e81\u52d5\u753b\u30c1\u30e3\u30f3\u30cd\u30eb\u3067\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u78ba\u5b9a\u7533\u544a\u306e\u65b9\u6cd5\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=tMbeJvSryj0\" target=\"_blank\" rel=\"noopener\">YouTube\uff1a\u56fd\u7a0e\u5e81\u52d5\u753b\u30c1\u30e3\u30f3\u30cd\u30eb\u3000\u30d1\u30bd\u30b3\u30f3\u7533\u544a\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u9069\u7528\u3092\u53d7\u3051\u308b\u65b9\u306e\u78ba\u5b9a\u7533\u544a\u3092e-Tax\u9001\u4fe1\uff09<\/a><\/p>\n<p>\u3053\u3046\u3044\u3063\u305f\u60c5\u5831\u6e90\u3092\u6d3b\u7528\u3057\u3001\u81ea\u5206\u3067\u78ba\u5b9a\u7533\u544a\u3067\u304d\u308b\u81ea\u4fe1\u306e\u3042\u308b\u4eba\u306f\u3001\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3059\u308b\u5fc5\u8981\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u524d\u7bc0\u3067\u89e3\u8aac\u3057\u305f\u8d08\u4e0e\u7a0e\u306e\u78ba\u5b9a\u7533\u544a\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u78ba\u5b9a\u7533\u544a\u3082\u9593\u9055\u3044\u304c\u3042\u3063\u3066\u306f\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u7279\u306b\u3001\u30da\u30a2\u30ed\u30fc\u30f3\u3084\u9023\u5e2f\u50b5\u52d9\u3001\u89aa\u304b\u3089\u306e\u8d08\u4e0e\u304c\u3042\u3063\u305f\u5834\u5408\u306a\u3069\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u78ba\u5b9a\u7533\u544a\u306f\u3001\u305d\u308c\u3089\u304c\u306a\u3044\u5834\u5408\u306b\u6bd4\u3079\u3066\u63d0\u51fa\u66f8\u985e\u3084\u7533\u544a\u9805\u76ee\u304c\u5897\u3048\u308b\u305f\u3081\u3001\u7533\u544a\u624b\u7d9a\u304d\u304c\u3084\u3084\u8907\u96d1\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u8d08\u4e0e\u7a0e\u3068\u306f\u9055\u3044\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u78ba\u5b9a\u7533\u544a\u306f\u7d0d\u7a0e\u3067\u306f\u306a\u304f\u7a0e\u91d1\u9084\u4ed8\u306e\u305f\u3081\u306e\u7533\u544a\u3067\u3059\u304c\u3001\u3084\u306f\u308a\u7a0e\u52d9\u306b\u306f\u9593\u9055\u3044\u306f\u3042\u3063\u3066\u306f\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u78ba\u5b9a\u7533\u544a\u306f\u521d\u3081\u3066\u3060\u3057\u81ea\u4fe1\u304c\u306a\u3044\u3068\u3044\u3046\u4eba\u306f\u3001\u4e8b\u524d\u306b\u7a0e\u52d9\u7f72\u306b\u76f8\u8ac7\u3057\u305f\u308a\u3001\u5b9f\u969b\u306e\u7533\u544a\u624b\u7d9a\u304d\u306f\u7a0e\u7406\u58eb\u306b\u4efb\u305b\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"3-3\">3-3.\u4f4f\u307f\u66ff\u3048\u306b\u304b\u304b\u308b\u7a0e\u91d1\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p>\u4eca\u306e\u4f4f\u5b85\u3092\u58f2\u5374\u3057\u65b0\u3057\u3044\u5bb6\u306b\u4f4f\u3080\u3068\u3044\u3046\u5834\u5408\u306b\u306f\u3001<strong>\u58f2\u5374\u306b\u4f34\u3044\u7a0e\u91d1\u304c\u767a\u751f\u3059\u308b\u53ef\u80fd\u6027<\/strong>\u304c\u3042\u308b\u305f\u3081\u3001\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4f4f\u5b85\u3092\u58f2\u5374\u3059\u308b\u3068\u304d\u306b\u767a\u751f\u3059\u308b\u7a0e\u91d1\u306f\u8b72\u6e21\u6240\u5f97\u7a0e\u3068\u3044\u3044\u3001\u4f4f\u5b85\u306e\u6240\u6709\u671f\u9593\u306b\u5fdc\u3058\u3066\u7a0e\u7387\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<th style=\"text-align: center;\"><strong>\u58f2\u5374\u3059\u308b\u5e74\u306e1\u67081\u65e5\u6642\u70b9\u3067\u306e\u4f4f\u5b85\u306e\u6240\u6709\u671f\u9593<\/strong><\/th>\n<th style=\"text-align: center;\"><strong>\u7a0e\u7387<\/strong><\/th>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">5\u5e74\u4ee5\u4e0b<\/td>\n<td style=\"width: 50%; text-align: center;\">\u7d0420\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">5\u5e74\u8d85<\/td>\n<td style=\"width: 50%; text-align: center;\">\u7d0440\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1440.htm\" target=\"_blank\" rel=\"noopener\">\u53c2\u8003\uff1a\u56fd\u7a0e\u5e81HP\u3000No.1440\u2003\u8b72\u6e21\u6240\u5f97(\u571f\u5730\u3084\u5efa\u7269\u3092\u8b72\u6e21\u3057\u305f\u3068\u304d)<\/a><\/p>\n<p>\u3057\u304b\u3057\u3001\u7a0e\u91d1\uff08\u8b72\u6e21\u6240\u5f97\uff09\u304c\u767a\u751f\u3059\u308b\u5834\u5408\u3067\u3082\u3001\u4e00\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u3068\u3001<strong>3,000\u4e07\u5186\u76f8\u5f53\u5206\u306b\u5bfe\u3059\u308b\u7a0e\u91d1\u306f\u63a7\u9664\u3067\u304d\u308b\u3068\u3044\u3046\u7279\u4f8b<\/strong>\u3082\u3042\u308a\u307e\u3059\u3002\uff08\u4ee5\u4e0b\u3001\u7279\u4f8b\uff09<\/p>\n<p><a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/joto\/3302.htm\" target=\"_blank\" rel=\"noopener\">\u53c2\u8003\uff1a\u56fd\u7a0e\u5e81HP\u3000No.3302\u2003\u30de\u30a4\u30db\u30fc\u30e0\u3092\u58f2\u3063\u305f\u3068\u304d\u306e\u7279\u4f8b<\/a><\/p>\n<p>\u305f\u3060\u3057\u3001\u3053\u306e\u7279\u4f8b\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u3068\u4f75\u7528\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u5f93\u3063\u3066\u3001<strong>\u4f4f\u307f\u66ff\u3048\u3067\u8b72\u6e21\u6240\u5f97\u304c\u767a\u751f\u3057\u3001\u4e14\u3064\u65b0\u5c45\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u5834\u5408\u306f\u3001\u7279\u4f8b\u307e\u305f\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u3001\u3069\u3061\u3089\u304b\u6709\u5229\u306a\u65b9\u3092\u9078\u629e\u3059\u308b<\/strong>\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u3068\u3081\u308b\u3068\u3001\u4f4f\u307f\u66ff\u3048\u3092\u3059\u308b\u5834\u5408\u306f\u6b21\u306e\u3088\u3046\u306a\u7a0e\u91d1\u306e\u77e5\u8b58\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<div class=\"attention a-1\">\n<ul>\n<li>\u58f2\u5374\u306b\u4f34\u3044\u3001\u7a0e\u91d1\uff08\u8b72\u6e21\u6240\u5f97\uff09\u306f\u767a\u751f\u3059\u308b\u306e\u304b<\/li>\n<li>\u7a0e\u91d1\u304c\u767a\u751f\u3059\u308b\u5834\u5408\u30013,000\u4e07\u5186\u306e\u7279\u5225\u63a7\u9664\u306e\u7279\u4f8b\u306f\u5229\u7528\u3067\u304d\u308b\u306e\u304b<\/li>\n<li>\u65b0\u5c45\u3092\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u8cfc\u5165\u3059\u308b\u5834\u5408\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u30683,000\u4e07\u5186\u306e\u7279\u5225\u63a7\u9664\u306e\u7279\u4f8b\u306e\u3069\u3061\u3089\u3092\u5229\u7528\u3059\u308b\u3068\u6709\u5229\u304b<\/li>\n<\/ul>\n<\/div>\n<p>\u3053\u306e\u4ed6\u306b\u3082\u3001\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cb7\u3044\u66ff\u3048\u308b\u969b\u306b\u640d\u5931\u304c\u51fa\u305f\u5834\u5408\u306e\u640d\u76ca\u901a\u7b97\u3067\u304d\u308b\u7279\u4f8b\u3084\u3001\u4e00\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u3053\u3068\u3067\u8ab2\u7a0e\u3092\u7e70\u308a\u5ef6\u3079\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u7279\u4f8b\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/joto\/3355.htm\" target=\"_blank\" rel=\"noopener\">\u53c2\u8003\uff1aNo.3355\u2003\u7279\u5b9a\u306e\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cb7\u3044\u63db\u3048\u305f\u3068\u304d\u306e\u7279\u4f8b<\/a><br \/>\n<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/joto\/3370.htm\" target=\"_blank\" rel=\"noopener\">\u53c2\u8003\uff1aNo.3370\u2003\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cb7\u3044\u63db\u3048\u305f\u5834\u5408\u306b\u8b72\u6e21\u640d\u5931\u304c\u751f\u3058\u305f\u3068\u304d(\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cb7\u3044\u63db\u3048\u305f\u5834\u5408\u306e\u8b72\u6e21\u640d\u5931\u306e\u640d\u76ca\u901a\u7b97\u53ca\u3073\u7e70\u8d8a\u63a7\u9664\u306e\u7279\u4f8b)<\/a><\/p>\n<p>\u4f4f\u5b85\u306e\u53d6\u5f15\u3001\u7279\u306b\u58f2\u5374\u3092\u4f34\u3046\u4f4f\u5b85\u8cfc\u5165\u306b\u95a2\u308f\u308b\u7a0e\u91d1\u3084\u305d\u306e\u8a08\u7b97\u306f\u8907\u96d1\u3067\u3059\u3002\u7a0e\u91d1\u3092\u304a\u5f97\u306b\u3059\u308b\u305f\u3081\u306e\u7279\u4f8b\u304c\u5229\u7528\u3067\u304d\u308b\u304b\u306e\u6761\u4ef6\u306b\u3082\u3001\u8a73\u7d30\u3067\u6b63\u78ba\u306a\u78ba\u8a8d\u3092\u8981\u3057\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u96e3\u3057\u3044\u7a0e\u52d9\u306e\u554f\u984c\u304c\u751f\u3058\u308b\u5834\u5408\u306f\u3001\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u76f8\u8ac7\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"5FP\">5.\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u306a\u3069\u3001\u3088\u308a\u5177\u4f53\u7684\u306a\u76f8\u8ac7\u306fFP\u3078<\/span><\/h2>\n<p>\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u306a\u3069\u3001\u3088\u308a\u5177\u4f53\u7684\u306a\u76f8\u8ac7\u306fFP\u306b\u76f8\u8ac7\u3059\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>FP\u3068\u306f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306e\u7565\u3067\u3001\u305d\u306e\u6d3b\u52d5\u3082\u591a\u5c90\u306b\u6e21\u308a\u307e\u3059\u304c\u3001\u3053\u3053\u3067\u3044\u3046FP\u3068\u306f\u3001<strong>\u5bb6\u8a08\u3092\u8a3a\u65ad\u3057\u3066\u305d\u306e\u8ab2\u984c\u3092\u6539\u5584\u3059\u308b\u3068\u3044\u3063\u305f\u76f8\u8ac7\u696d\u52d9\u3092\u30e1\u30a4\u30f3\u3067\u884c\u3063\u3066\u3044\u308bFP<\/strong>\u3067\u3059\u3002<\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u76f8\u8ac7\u696d\u52d9\u3092\u30e1\u30a4\u30f3\u3067\u884c\u3063\u3066\u3044\u308bFP\u3067\u3042\u308c\u3070\u3001<\/span>\u3042\u306a\u305f\u306e\u53ce\u5165\u3084\u652f\u51fa\u3001\u8cc7\u7523\u72b6\u6cc1\u3084\u5c06\u6765\u8a2d\u8a08\u306b\u5408\u308f\u305b\u3066\u9069\u5207\u306a\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u304b\u304f\u3044\u3046\u7b46\u8005\u3082\u73fe\u5f79\u306eFP\u3067\u3059\u304c\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u306f\u591a\u304f\u3001\u305d\u306e\u4e2d\u3067\u3082\u7279\u306b\u6b21\u306e\u3088\u3046\u306a\u76f8\u8ac7\u306f\u591a\u3044\u3067\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066FP\u306b\u76f8\u8ac7\u3057\u305f\u3044\u3053\u3068<\/p>\n<ul>\n<li>\u7121\u7406\u306e\u306a\u3044\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<li>\u5c06\u6765\u8a2d\u8a08\u3082\u542b\u3081\u3066\u7dcf\u5408\u7684\u306b\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7e70\u4e0a\u8fd4\u6e08\u306a\u3069\u8fd4\u6e08\u8a08\u753b\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/li>\n<\/ul>\n<\/div>\n<p>\u3053\u306e\u3088\u3046\u306a\u76f8\u8ac7\u306f\u91d1\u878d\u6a5f\u95a2\u3067\u306f\u306a\u304f\u4e0d\u52d5\u7523\u5c4b\u3067\u3082\u306a\u304f\u3001\u306f\u305f\u307e\u305f\u7a0e\u7406\u58eb\u3067\u3082\u306a\u304f\u3001FP\u306b\u76f8\u8ac7\u3059\u308b\u65b9\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u672c\u7ae0\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066FP\u306b\u76f8\u8ac7\u3067\u304d\u308b\u3053\u3068\u3001\u76f8\u8ac7\u3059\u3079\u304d\u7406\u7531\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3068\u306f\u3069\u3093\u306a\u5b58\u5728\u304b\u3001\u3069\u3093\u306a\u76f8\u8ac7\u304c\u3067\u304d\u308b\u306e\u304b\u3068\u3044\u3063\u305f\u3053\u3068\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u30b3\u30e9\u30e0\u304c\u53c2\u8003\u306b\u306a\u308b\u3068\u601d\u3044\u307e\u3059\u306e\u3067\u3001\u3054\u53c2\u8003\u306b\u3055\u308c\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/column\/kakei-financialplanner-consultation\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u306f\u4f55\u3092\u76f8\u8ac7\u3067\u304d\u308b\u306e\u304b\uff1f\u9078\u3076\u3079\u304d\u306f\u300c\u3042\u306a\u305f\u306e\u8ab2\u984c\u3092\u89e3\u6c7a\u3057\u3066\u304f\u308c\u308bFP\u300d<\/a><\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/column\/kakei-financialplanner-consultation-preparation\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u6e96\u5099\u306f\u4e0d\u8981\uff01\u307e\u305a\u306f\u6c17\u8efd\u306b\u4f1a\u3063\u3066\u307f\u3088\u3046<\/a><\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/column\/kakei-financialplanner-consultation-dangerous\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3078\u306e\u76f8\u8ac7\u306f\u306a\u305c\u5371\u967a\u3068\u3044\u308f\u308c\u308b\u306e\u304b\uff1f<\/a><\/p>\n<h3><span id=\"5-1\">5-1.\u7121\u7406\u306e\u306a\u3044\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u76f8\u8ac7\u3057\u305f\u3044<\/span><\/h3>\n<p>\u3042\u306a\u305f\u306b\u5408\u3063\u305f\u7121\u7406\u306e\u306a\u3044\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u76f8\u8ac7\u3057\u305f\u3044\u3068\u3044\u3046\u5834\u5408\u306f\u3001FP\u306b\u76f8\u8ac7\u3059\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u7121\u7406\u306e\u306a\u3044\u3068\u3044\u3046\u306e\u306f\u3001\u4f4f\u5b85\u3092\u8cfc\u5165\u3057\u305f\u5f8c\u3082<strong>\u5bb6\u8a08\u3092\u5727\u8feb\u3059\u308b\u3053\u3068\u306a\u304f\u8fd4\u6e08\u3057\u7d9a\u3051\u3089\u308c\u308b\u3060\u3051\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u306a\u305c\u3001\u7121\u7406\u306e\u306a\u3044\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092FP\u306b\u76f8\u8ac7\u3059\u3079\u304d\u306a\u306e\u304b\u3001\u305d\u306e\u7406\u7531\u306f\u3001<strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f<\/strong><strong>\u4e00\u5ea6\u7d44\u3093\u3067\u3057\u307e\u3046\u3068\u898b\u76f4\u3057\u304c\u96e3\u3057\u3044\u652f\u51fa<\/strong>\u3067\u3042\u308b\u304b\u3089\u3067\u3059\u3002\u98df\u8cbb\u3084\u6c34\u9053\u5149\u71b1\u8cbb\u3001\u901a\u4fe1\u8cbb\u3068\u3044\u3063\u305f\u3082\u306e\u306f\u6bd4\u8f03\u7684\u898b\u76f4\u3057\u3084\u3059\u3044\u3067\u3059\u304c\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u984d\u3092\u898b\u76f4\u3059\u3068\u3044\u3046\u306e\u306f\u305d\u3046\u7c21\u5358\u306b\u306f\u3044\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>\u307e\u305f\u3001\u982d\u91d1\u3092\u3069\u308c\u304f\u3089\u3044\u5165\u308c\u308b\u306e\u304b\u3001\u3068\u3044\u3046\u3053\u3068\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3092\u8003\u3048\u308b\u4e0a\u3067\u306f\u91cd\u8981\u306b\u306a\u308a\u307e\u3059\u3002<strong>\u982d\u91d1\u3092\u5165\u308c\u904e\u304e\u3066\u3057\u307e\u3046\u3068\u3001\u5f15\u3063\u8d8a\u3057\u3084\u5bb6\u8ca1\u3001\u8eca\u306e\u8cfc\u5165\u3068\u3044\u3063\u305f\u3001\u4f4f\u5b85\u8cfc\u5165\u5f8c\u306b\u304b\u304b\u308b\u8cbb\u7528\u3092\u5de5\u9762\u3067\u304d\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046<\/strong>\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u305d\u3046\u3044\u3063\u305f\u70b9\u306b\u304a\u3044\u3066\u3001FP\u3067\u3042\u308c\u3070\u3001\u3042\u306a\u305f\u306e\u5bb6\u8a08\u72b6\u6cc1\u3092\u9451\u307f\u3001\u9069\u5207\u306a\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7d44\u307f\u65b9\u3084\u982d\u91d1\u306e\u91d1\u984d\u3092\u7b97\u51fa\u3057\u3066\u304f\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4ee5\u4e0a\u306e\u901a\u308a\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u524d\u306b\u9069\u6b63\u306a\u501f\u5165\u984d\u3084\u982d\u91d1\u306e\u91d1\u984d\u3092\u76f8\u8ac7\u3059\u308b\u3053\u3068\u306f\u3068\u3066\u3082\u91cd\u8981\u306a\u3053\u3068\u306a\u306e\u3067\u3059\u3002<\/p>\n<p>\u3067\u306f\u3001\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u9069\u6b63\u306a\u501f\u5165\u984d\u3084\u982d\u91d1\u306e\u91d1\u984d\u306f\u3069\u306e\u3088\u3046\u306b\u6c7a\u3081\u3066\u3044\u3051\u3070\u826f\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u305d\u308c\u3092\u77e5\u308b\u305f\u3081\u306b\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3060\u3051\u3067\u306a\u304f<strong>\u5c06\u6765\u8a2d\u8a08\u3092\u542b\u3081\u3066\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3057\u3066\u3044\u304f\u5fc5\u8981<\/strong><strong>\u304c\u3042\u308b<\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3><span 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