{"id":7771,"date":"2022-12-19T19:49:07","date_gmt":"2022-12-19T10:49:07","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=7771"},"modified":"2025-07-25T17:26:59","modified_gmt":"2025-07-25T08:26:59","slug":"kakei-how-to-save-education-funds","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/kakei-how-to-save-education-funds","title":{"rendered":"FP\u304c\u89e3\u8aac\uff01\u6559\u80b2\u8cc7\u91d1\u306e\uff17\u3064\u306e\u8caf\u3081\u65b9"},"content":{"rendered":"<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#i\">\u306f\u3058\u3081\u306b<\/a><\/li><li><a href=\"#1\">1. \u6559\u80b2\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u5fc5\u8981\u6027<\/a><ul><li><a href=\"#1-1\">1-1 \u5b66\u8cbb\u306f\u53f3\u80a9\u4e0a\u304c\u308a<\/a><\/li><li><a href=\"#1-2\">1-2 \u9ad8\u6821\u30fb\u5927\u5b66\u671f\u306f\u8d64\u5b57\u306b\u306a\u308a\u3084\u3059\u3044<\/a><\/li><li><a href=\"#1-3\">1-3 \u6e96\u5099\u671f\u9593\u306f\u4e09\u5927\u8cc7\u91d1\u306e\u4e2d\u3067\u6700\u77ed<\/a><\/li><\/ul><\/li><li><a href=\"#2\">2. \u6e96\u5099\u306e\u57fa\u672c\u59ff\u52e2\u2500\u2500\uff13\u3064\u306e\u8996\u70b9\u3067\u5099\u3048\u308b<\/a><ul><li><a href=\"#2-1\">2-1 \u3044\u3064\u30fb\u3044\u304f\u3089\u3092\u53ef\u8996\u5316<\/a><\/li><li><a href=\"#2-2\">2-2 \u30a4\u30f3\u30d5\u30ec\u3068\u6295\u8cc7\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u3092\u540c\u6642\u306b\u610f\u8b58<\/a><\/li><li><a href=\"#2-3\">2-3 \u5bb6\u8a08\u306e\u53ce\u652f\u5168\u4f53\u3092\u4fef\u77b0\u3059\u308b\u3053\u3068<\/a><\/li><\/ul><\/li><li><a href=\"#3\">3. \u6559\u80b2\u8cc7\u91d1\u306e\uff17\u3064\u306e\u8caf\u3081\u65b9<\/a><ul><li><a href=\"#3-1\">3-1 \u5b66\u8cc7\u4fdd\u967a<\/a><\/li><li><a href=\"#3-2\">3-2 \u9810\u8caf\u91d1\u30fb\u5b9a\u671f\u9810\u91d1<\/a><\/li><li><a href=\"#3-3\">\u00a03-3 \u5150\u7ae5\u624b\u5f53\u306e\u5148\u53d6\u308a\u8caf\u84c4<\/a><\/li><li><a href=\"#3-4\">3-4 \u8ca1\u5f62\u8caf\u84c4\u5236\u5ea6<\/a><\/li><li><a href=\"#3-5\">3-5 \u7d42\u8eab\u4fdd\u967a\u30fb\u4f4e\u89e3\u7d04\u8fd4\u623b\u91d1\u578b\u7d42\u8eab\u4fdd\u967a<\/a><\/li><li><a href=\"#3-6\">3-6 \u500b\u4eba\u5e74\u91d1\u4fdd\u967a<\/a><\/li><li><a href=\"#3-7_NISA\">3-7 \u6295\u8cc7\u4fe1\u8a17\uff08\u65b0NISA\u30fb\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\uff09<\/a><\/li><\/ul><\/li><li><a href=\"#4\">4. \u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u6559\u80b2\u8cc7\u91d1\u00a0 \u4f4f\u5b85\u30fb\u8001\u5f8c\u3082\u542b\u3081\u305f\u201c\u4e09\u5927\u8cc7\u91d1\u201d\u3092\u4fef\u77b0\u3059\u308b<\/a><ul><li><a href=\"#4-1\">4-1 \u5bb6\u8a08\u306e\u5168\u666f\u3092\u4e00\u679a\u306b\u63cf\u304f<\/a><\/li><li><a href=\"#4-2\">4-2 \u6559\u80b2\u30fb\u4f4f\u5b85\u30fb\u8001\u5f8c\u3092\u30de\u30c3\u30d4\u30f3\u30b0<\/a><\/li><li><a href=\"#4-3\">4-3\u5bb6\u5ead\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u3063\u305f\u6559\u80b2\u8cc7\u91d1\u306e\u8caf\u3081\u65b9\u3092\u8003\u3048\u308b<\/a><\/li><li><a href=\"#_4-4\">\u00a0 4-4 \u5e74\uff11\u56de\u306e\u5bb6\u65cf\u4f1a\u8b70\u3067\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8<\/a><\/li><\/ul><\/li><li><a href=\"#5\">5. \u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"i\"><b>\u306f\u3058\u3081\u306b<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u30e9\u30f3\u30c9\u30bb\u30eb\u3092\u80cc\u8ca0\u3063\u3066\u7384\u95a2\u3092\u98db\u3073\u51fa\u3057\u305f\u308f\u304c\u5b50\u304c\u3001\u7167\u308c\u304f\u3055\u305d\u3046\u306b\u632f\u308a\u8fd4\u308b\u2026<br \/>\n<\/span><span style=\"font-weight: 400;\">\u305d\u306e\u4e00\u77ac\u306b\u3001\u89aa\u3068\u3057\u3066\u306f<\/span><span style=\"font-weight: 400;\">\u559c\u3073\u3068<\/span><span style=\"font-weight: 400;\">\u540c\u6642\u306b\u201c\u304a\u91d1\u201d\u3068\u3044\u3046\u73fe\u5b9f\u3082\u3088\u304e\u308a\u307e\u3059\u3002<br \/>\n\u5b66\u8cbb\u306f\u6bce\u5e74\u306e\u3088\u3046\u306b\u6539\u5b9a\u3055\u308c\u3001\u7269\u4fa1\u3082\u7de9\u3084\u304b\u306b\u4e0a\u6607\u3002<br \/>\n\u4f4f\u5b85\u30ed\u30fc\u30f3<\/span><span style=\"font-weight: 400;\">\u306e\u91d1\u5229\u4e0a\u6607<\/span><span style=\"font-weight: 400;\">\u3084\u89aa\u306e\u4ecb\u8b77\u8cbb\u3001\u305d\u3057\u3066\u81ea\u5206\u305f\u3061\u306e\u8001\u5f8c\u8cc7\u91d1\u307e\u3067\u8003\u3048\u308b\u3068\u300c\u3044\u3063\u305f\u3044\u4f55\u304b\u3089\u624b\u3092\u4ed8\u3051\u308c\u3070\u3044\u3044\u306e\uff1f\u300d\u3068\u601d\u6848\u306b\u66ae\u308c\u3001\u5bb6\u8a08\u7c3f\u3092\u9014\u4e2d\u3067\u9589\u3058\u3066\u3057\u307e\u3046\u3054\u5bb6\u5ead\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n<\/span><span style=\"font-weight: 400;\"><\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u672c\u30b3\u30e9\u30e0\u306f\u3001\u3042\u306a\u305f\u306e\u6f20\u7136\u3068\u3057\u305f\u6559\u80b2\u8cbb\u3078\u306e\u4e0d\u5b89\u611f\u3092 \u300c\u4eca\u3059\u3050\u5b9f\u884c\u306b\u79fb\u305b\u308b\u5177\u4f53\u7684\u306a\u624b\u6bb5\u306e\u63d0\u6848\u300d \u3067\u89e3\u6c7a\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n\u5b66\u8cc7\u4fdd\u967a\u30fb\u9810\u8caf\u91d1\u30fb\u6295\u8cc7\u4fe1\u8a17\u306a\u3069\u306e7\u3064\u306e\u624b\u6bb5\u3092\u89e3\u8aac\u3057\u3001\u6559\u80b2\u30fb\u4f4f\u5b85\u30fb\u8001\u5f8c\u3068\u3044\u3046\u5bb6\u8a08\u306e\u4e09\u5927\u8cc7\u91d1\u3082\u8003\u616e<\/span><span style=\"font-weight: 400;\">\u3057\u306a\u304c\u3089\u3001\u53d6\u308b\u3079\u304d\u30a2\u30af\u30b7\u30e7\u30f3\u3092\u660e\u78ba\u306b\u63d0\u6848\u3057\u307e\u3059\u3002<br \/>\n<\/span><span style=\"font-weight: 400;\">\u8aad\u307f\u7d42\u3048\u308b\u3053\u308d\u306b\u306f\u6b21\u306b\u53d6\u308b\u3079\u304d\u4e00\u624b\u3068\u5bb6\u65cf\u4f1a\u8b70\u3067\u5171\u6709\u3057\u3066\u3044\u304d\u305f\u3044\u30c1\u30a7\u30c3\u30af\u30dd\u30a4\u30f3\u30c8\u304c\u660e\u78ba\u306b\u6574\u7406\u3067\u304d\u3066\u3044\u308b\u2026\u305d\u3093\u306a\u5b9f\u7528\u30ac\u30a4\u30c9\u3092\u76ee\u6307\u3057\u307e\u3057\u305f\u3002<\/span><\/p>\n<h2><span id=\"1\"><b>1. \u6559\u80b2\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u5fc5\u8981\u6027<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u300c\u5b50\u3069\u3082\uff11\u4eba\u306b\u3064\u304d\u5927\u5b66\u5352\u696d\u307e\u3067\u306b\u3044\u304f\u3089<\/span><span style=\"font-weight: 400;\">\u304b\u304b\u308b<\/span><span style=\"font-weight: 400;\">\uff1f\u300d\u3068\u805e\u304b\u308c<\/span><span style=\"font-weight: 400;\">\u3066<\/span><span style=\"font-weight: 400;\">\u3001\u5373\u7b54\u3067\u304d\u308b\u3054\u5bb6\u5ead\u306f\u591a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3068\u3053\u308d\u304c<\/span><span style=\"font-weight: 400;\">\u5b50\u4f9b\u306e\u6210\u9577<\/span><span style=\"font-weight: 400;\">\u306f\u5f85\u3063\u305f\u306a\u3057\u3002<br \/>\n\u3044\u3056\u53d7\u9a13\u3001\u9032\u5b66\u306e\u5e74\u306b\u5e33\u5c3b\u3092\u5408\u308f\u305b\u3088\u3046\u3068\u3057\u3066\u3082\u8cc7\u91d1\u7e70\u308a\u306f\u7c21\u5358\u3067\u306f\u306a\u304f\u3001\u5968\u5b66\u91d1\u306e\u5229\u7528\u3084\u6559\u80b2\u30ed\u30fc\u30f3\u3092\u691c\u8a0e\u305b\u3056\u308b\u3092\u5f97\u306a\u3044\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u306a\u3044\u306e\u304c\u5b9f\u60c5\u3067\u3059\u3002<br \/>\n\u672c\u7ae0\u3067\u306f<\/span><span class=\"f-marker-p\"><span style=\"font-weight: 400;\">\u300c\u306a\u305c<\/span>\u4eca\u3059\u3050<span style=\"font-weight: 400;\">\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u7740\u624b\u3059\u3079\u304d\u306a\u306e\u304b\u300d<\/span><\/span><span style=\"font-weight: 400;\">\u3092\u3001\u30c7\u30fc\u30bf\u3068\u5bb6\u8a08\u306e\u30ea\u30a2\u30eb\u3092\u4ea4\u3048\u306a\u304c\u3089\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"1-1\"><b>1-1 \u5b66\u8cbb\u306f\u53f3\u80a9\u4e0a\u304c\u308a<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">1980\u5e74\u5ea6\u306e\u56fd\u7acb\u5927\u5b66\u306e\u5e74\u9593\u6388\u696d\u6599\u306f\u7d0418\u4e07\u5186\u3067\u3057\u305f\u304c\u30012005\u5e74\u5ea6\u306b\u7d0454\u4e07\u5186\u306b\u5f15\u304d\u4e0a\u3052\u3089\u308c\u3001\u305d\u306e\u5f8c2023\u5e74\u5ea6\u307e\u3067\u636e\u3048\u7f6e\u304b\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n2025\u5e74\u5ea6\u304b\u3089\u306f\u6771\u4eac\u5927\u5b66\u306a\u3069\u4e00\u90e8\u306e\u56fd\u7acb\u5927\u5b66\u3067\u7d0464\u4e07\u5186\u3078\u306e\u5f15\u304d\u4e0a\u3052\u3082\u6c7a\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002\u79c1\u7acb\u5927\u5b66\u306e\u5e73\u5747\u6388\u696d\u6599\u3082\u30011980\u5e74\u5ea6\u306e\u7d0438\u4e07\u5186\u304b\u30892023\u5e74\u5ea6\u306b\u306f\u7d0496\u4e07\u5186\u3078\u30682.5\u500d\u4ee5\u4e0a\u306b\u5897\u52a0\u3057\u3066\u3044\u307e\u3059\u3002\u7406\u7cfb\u5b66\u90e8\u306e\u5834\u5408\u306f\u6388\u696d\u6599\u304c\u3055\u3089\u306b\u9ad8\u304f\u3001\u521d\u5e74\u5ea6\u7d0d\u5165\u91d1\uff08\u5165\u5b66\u91d1\u30fb\u65bd\u8a2d\u8cbb\u7b49\u542b\u3080\uff09\u306f150\u4e07\u5186\u3092\u8d85\u3048\u308b\u30b1\u30fc\u30b9\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<br \/>\n\u3010\u53c2\u8003\u3011<br \/>\n\u65fa\u6587\u793e\u6559\u80b2\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\u300c\u5927\u5b66\u300e\u5b66\u8cbb\u300f\u306e\u63a8\u79fb\u3092\u898b\u308b\u300d\uff082025\u5e743\u670813\u65e5\u767a\u884c\uff09 <a href=\"https:\/\/eic.obunsha.co.jp\/file\/educational_info\/2025\/0313_1.pdf\">https:\/\/eic.obunsha.co.jp\/file\/educational_info\/2025\/0313_1.pdf<\/a><\/p>\n<p><\/span><span style=\"font-weight: 400;\">\u6587\u90e8\u79d1\u5b66\u7701\u300c\u56fd\u516c\u79c1\u7acb\u5927\u5b66\u306e\u6388\u696d\u6599\u7b49\u306e\u63a8\u79fb\u300d<br \/>\n<a href=\"https:\/\/www.mext.go.jp\/content\/20211224-mxt_sigakujo-000019681_4.pdf\">https:\/\/www.mext.go.jp\/content\/20211224-mxt_sigakujo-000019681_4.pdf<\/a><\/p>\n<p><\/span><span style=\"font-weight: 400;\"><\/span><span style=\"font-weight: 400;\">\u4e00\u65b9\u3001\u6d88\u8cbb\u8005\u7269\u4fa1\u6307\u6570\uff08CPI\uff09\u306f1980\u5e74\u304b\u30892023\u5e74\u3067\u7d041.4\u500d\u306e\u4e0a\u6607\u306b\u3068\u3069\u307e\u3063\u3066\u304a\u308a\u3001\u5b66\u8cbb\u306e\u4e0a\u6607\u30da\u30fc\u30b9\u306f\u7269\u4fa1\u4e0a\u6607\u3092\u5927\u304d\u304f\u4e0a\u56de\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n\u5165\u5b66\u91d1\u3084\u65bd\u8a2d\u8cbb\u3082\u540c\u69d8\u306b\u4e0a\u6607\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u73fe\u5728\u306e\u5b66\u8cbb\u3060\u3051\u3092\u57fa\u6e96\u306b\u3057\u305f\u8cc7\u91d1\u8a08\u753b\u3067\u306f\u300110\u301c15\u5e74\u5f8c\u306b\u4e0d\u8db3\u304c\u751f\u3058\u308b\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<br \/>\n\u5b66\u8cbb\u306f\u4e00\u5ea6\u5f15\u304d\u4e0a\u3052\u3089\u308c\u308b\u3068\u5143\u306b\u623b\u308a\u306b\u304f\u3044\u5236\u5ea6\u7684\u7279\u5fb4\u3082\u3042\u308b\u305f\u3081\u3001\u30a4\u30f3\u30d5\u30ec\u3082\u7e54\u308a\u8fbc\u3093\u3060\u5341\u5206\u306a\u5099\u3048\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p><\/span><span style=\"font-weight: 400;\">\u3010\u53c2\u8003\u3011<\/span><a href=\"https:\/\/www.mext.go.jp\/content\/20211224-mxt_sigakujo-000019681_4.pdf\"><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><strong>\u7dcf\u52d9\u7701\u7d71\u8a08\u5c40\u300c\u6d88\u8cbb\u8005\u7269\u4fa1\u6307\u6570\u300d<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><a href=\"https:\/\/www.stat.go.jp\/data\/cpi\/index.html\"><span style=\"font-weight: 400;\">https:\/\/www.stat.go.jp\/data\/cpi\/index.html<\/span><\/a><\/p>\n<h3><span id=\"1-2\"><b>1-2 \u9ad8\u6821\u30fb\u5927\u5b66\u671f\u306f\u8d64\u5b57\u306b\u306a\u308a\u3084\u3059\u3044<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5bb6\u8a08\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u9ad8\u6821\u5165\u5b66\u5f8c\u306f\u587e\u4ee3\u3084\u90e8\u6d3b\u8cbb\u304c\u8df3\u306d\u4e0a\u304c\u308a\u3001\u5927\u5b66\u3067\u306f\u5165\u5b66\u91d1\u30fb\u6388\u696d\u6599\u30fb\u4ed5\u9001\u308a\u304c\u4e00\u5ea6\u306b\u62bc\u3057\u5bc4\u305b\u3066\u3044\u307e\u3059\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u3068\u308a\u308f\u3051\u5927\u5b66\uff14\u5e74\u9593\u306b\u5fc5\u8981\u306a\u7dcf\u8cbb\u7528\u306f\u3001\u6388\u696d\u6599\u3084\u521d\u5e74\u5ea6\u7d0d\u4ed8\u91d1\u3060\u3051\u3067\u306a\u304f\u6559\u79d1\u66f8\u4ee3\u30fb\u5b9f\u7fd2\u8cbb\u30fb\u5bb6\u8cc3\u30fb\u751f\u6d3b\u8cbb\u306a\u3069\u3082\u5408\u7b97\u3059\u308b\u3068600\u4e07\u301c900\u4e07\u5186\u898f\u6a21\u306b\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u3001\u9ad8\u6821\u307e\u3067\u3068\u306f\u201c\u6841\u9055\u3044\u201d\u3067\u3059\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u3055\u3089\u306b\u3001\u4f4f\u5b85\u306e\u30ea\u30d5\u30a9\u30fc\u30e0\u3084\u8eca\u306e\u8cb7\u3044\u66ff\u3048\u3001\u89aa\u306e\u4ecb\u8b77\u306a\u3069\u60f3\u5b9a\u5916\u306e\u5927\u51fa\u8cbb\u304c\u540c\u3058\u5e74\u306b\u91cd\u306a\u308b\u3053\u3068\u3082\u3081\u305a\u3089\u3057\u304f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u6559\u80b2\u8cbb\u306e\u30d4\u30fc\u30af\u3068\u4ed6\u306e\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u304c\u91cd\u306a\u308c\u3070\u3001\u9ed2\u5b57\u5bb6\u8a08\u3067\u3082\u4e00\u6c17\u306b\u8d64\u5b57\u3078\u8ee2\u843d\u3059\u308b\u5371\u967a\u306f\u5927\u3067\u3059\u3002<br \/>\n\u300c\u5b66\u8cbb\u3055\u3048\u7528\u610f\u3059\u308c\u3070\u5927\u4e08\u592b\u300d\u3068\u306f\u8003\u3048\u305a\u3001\u3053\u3046\u3057\u305f\u4ed6\u306e\u30b3\u30b9\u30c8\u3082\u5e74\u6b21\u306e\u53ce\u652f\u4e88\u5b9a\u8868\u306b\u843d\u3068\u3057\u8fbc\u307f\u3001\u7dca\u6025\u8cc7\u91d1<\/span><span style=\"font-weight: 400;\">\u306e<\/span><span style=\"font-weight: 400;\">\u30af\u30c3\u30b7\u30e7\u30f3\u3092\u524d\u3082\u3063\u3066\u78ba\u4fdd\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u3001\u614c\u3066\u305a\u306b\u6e08\u3080\u3044\u3061\u3070\u3093\u78ba\u5b9f\u306a\u65b9\u6cd5\u3067\u3059\u3002<br \/>\n<\/span><span style=\"font-weight: 400;\">\u3010\u53c2\u8003\u3011<br \/>\n<\/span><strong>\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u300c\u4ee4\u548c4\u5e74\u5ea6 \u5b66\u751f\u751f\u6d3b\u8abf\u67fb\u300d<\/strong><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.jasso.go.jp\/statistics\/gakusei_chosa\/2022.html\">https:\/\/www.jasso.go.jp\/statistics\/gakusei_chosa\/2022.html<\/a><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<strong>\u7dcf\u52d9\u7701\u7d71\u8a08\u5c40\u300c\u5bb6\u8a08\u8abf\u67fb\u300d<\/strong><\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><a href=\"https:\/\/www.stat.go.jp\/data\/kakei\/\"><span style=\"font-weight: 400;\">https:\/\/www.stat.go.jp\/data\/kakei\/<\/span><\/a><\/p>\n<p><strong>\u91d1\u878d\u5e83\u5831\u4e2d\u592e\u59d4\u54e1\u4f1a\u300c\u5bb6\u8a08\u306e\u91d1\u878d\u884c\u52d5\u306b\u95a2\u3059\u308b\u4e16\u8ad6\u8abf\u67fb\u300d<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><a href=\"https:\/\/www.shiruporuto.jp\/public\/document\/container\/yoron\/\">https:\/\/www.shiruporuto.jp\/public\/document\/container\/yoron\/<\/a><\/p>\n<h3><span id=\"1-3\"><b>1-3 \u6e96\u5099\u671f\u9593\u306f\u4e09\u5927\u8cc7\u91d1\u306e\u4e2d\u3067\u6700\u77ed<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6559\u80b2\u30fb\u4f4f\u5b85\u30fb\u8001\u5f8c\u306f\u3001\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u5bb6\u8a08\u304b\u3089\u51fa\u3066\u3044\u304f\u300c\u4eba\u751f\u306e\u4e09\u5927\u8cc7\u91d1\u300d\u3068\u547c\u3070\u308c\u307e\u3059\u3002<br \/>\n\u4e00\u822c\u7684\u306b\u30de\u30a4\u30db\u30fc\u30e0\u8cc7\u91d1\u306f\u8a08\u753b\u304b\u3089\u30ed\u30fc\u30f3\u5b8c\u6e08\u307e\u306730\u5e74\u4ee5\u4e0a<\/span><span style=\"font-weight: 400;\">\u304b\u3051\u3066\u652f\u6255\u3044<\/span><span style=\"font-weight: 400;\">\u3001\u8001\u5f8c\u8cc7\u91d1\u306f\u793e\u4f1a\u4eba\u73fe\u5f79\u6642\u4ee3\u306e\u7d0440\u5e74\u3092\u304b\u3051\u3066\u6e96\u5099\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n\u3068\u3053\u308d\u304c\u6559\u80b2\u8cc7\u91d1\u3060\u3051\u306f\u3001\u5b50\u3069\u3082\u304c\u751f\u307e\u308c\u3066\u304b\u3089\u9ad8\u6821\uff5e\u5927\u5b66\u5165\u5b66\u307e\u3067\u306e15\u5e74\uff5e18\u5e74\u9593\u3067\u7528\u610f\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<br \/>\n\u9032\u5b66\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u306f\u57fa\u672c\u7684\u306b\u52d5\u304b\u305b\u305a\u3001\u6e96\u5099\u671f\u9593\u304c\u77ed\u3044\u3046\u3048\u306b\u5ef6\u671f\u3082\u3067\u304d\u306a\u3044\u2026\u3053\u308c\u304c\u4e09\u5927\u8cc7\u91d1\u306e\u4e2d\u3067\u6559\u80b2\u8cbb\u3060\u3051\u304c\u62b1\u3048\u308b\u6700\u5927\u306e\u30cf\u30fc\u30c9\u30eb\u3067\u3059\u3002<br \/>\n\u3060\u304b\u3089\u3053\u305d\u3001\u7740\u5b9f\u306b\u6e96\u5099\u3057\u3066\u3044\u304f\u5fc5\u8981\u304c\u3042\u308b\u306e\u3067\u3059\u3002<\/span><\/p>\n<h2><span id=\"2\"><b>2. \u6e96\u5099\u306e\u57fa\u672c\u59ff\u52e2\u2500\u2500\uff13\u3064\u306e\u8996\u70b9\u3067\u5099\u3048\u308b<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306e\u305f\u3081\u306b\u306f\u6b21\u306e<\/span>\uff13\u3064\u306e\u30dd\u30a4\u30f3\u30c8<span style=\"font-weight: 400;\">\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n<\/span><span style=\"font-weight: 400;\">\u2460<\/span><span style=\"font-weight: 400;\">\u3044\u3064\u30fb\u3044\u304f\u3089\u3092\u53ef\u8996\u5316<\/span><span style=\"font-weight: 400;\">\u3059\u308b\u3053\u3068\u3002<br \/>\n\u2461\u300c<\/span><span style=\"font-weight: 400;\">\u30a4\u30f3\u30d5\u30ec\u300d\u3068\u300c\u6295\u8cc7\u8cc7\u91d1\u306e\u5143\u672c\u5272\u308c<\/span><span style=\"font-weight: 400;\">\u306e\u30ea\u30b9\u30af\u300d\u4e21\u65b9\u3092<\/span><span style=\"font-weight: 400;\">\u3092\u540c\u6642\u306b\u610f\u8b58\u3059\u308b\u3053\u3068\u3002<br \/>\n<\/span><span style=\"font-weight: 400;\">\u2462<\/span><span style=\"font-weight: 400;\">\u5bb6\u8a08\u306e\u53ce\u652f\u5168\u4f53\u3092\u4fef\u77b0\u3059\u308b\u3053\u3068\u3002<br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n\u672c\u7ae0\u3067\u306f\u3001\u3053\u306e\uff13\u70b9\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"2-1\"><b>2-1 \u3044\u3064\u30fb\u3044\u304f\u3089\u3092\u53ef\u8996\u5316<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5148\u305a\u306f\u6e96\u5099\u304c\u5fc5\u8981\u306a\u6559\u80b2\u8cbb\u3092\u66f8\u304d\u51fa\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<br \/>\n\u76ee\u6a19\u984d\u3068\u671f\u9650\u306f\u300c10\u5e74\u5f8c\u307e\u3067\u306b250\u4e07\u5186\u300d\u306e\u3088\u3046\u306b\u30bb\u30c3\u30c8\u3067\u66f8\u304d\u51fa\u3057\u3001\u3055\u3089\u306b\u6b04\u5916\u306b\u300c\u5b50\u3069\u3082\u306e\u5927\u5b66\u5165\u5b66\u8cc7\u91d1\u300d\u306a\u3069\u3008\u76ee\u7684\u3009\u3082\u6dfb\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<br \/>\n\u30a8\u30af\u30bb\u30eb\u3084\u5bb6\u8a08\u7c3f\u30a2\u30d7\u30ea\u306b\u5165\u529b\u3057\u3066\u6bce\u6708\u3044\u304f\u3089\u7a4d\u307f\u7acb\u3066\u308c\u3070\u5c4a\u304f\u306e\u304b\u9006\u7b97\u3059\u308c\u3070\u3001\u9032\u6357\u304c\u6570\u5b57\u3067\u898b\u3048\u308b\u306e\u3067\u300c\u4eca<\/span><span style=\"font-weight: 400;\">\u306f\u3053\u3053\u307e\u3067\u6765\u305f\u300d\u3068\u5b9f\u611f\u3067\u304d\u3001\u9014\u4e2d\u3067\u3084\u3081\u306b\u304f\u304f\u306a\u308a\u307e\u3059\u3002<br \/>\n\u8a08\u7b97\u306f\u3056\u3063\u304f\u308a\u3067\u69cb\u3044\u307e\u305b\u3093\u3002\u5927\u5207\u306a\u306e\u306f\u300c\u4f55\u306e\u305f\u3081\u306b\u8caf\u3081\u308b\u306e\u304b\u300d\u3092\u5bb6\u65cf\u3067\u5171\u6709\u3057\u3001\u76ee\u7684\u30fb\u76ee\u6a19\u30fb\u671f\u9650\u3092\u305d\u308d\u3048\u3066\u898b\u3048\u308b\u5316\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"2-2\"><b>2-2 \u30a4\u30f3\u30d5\u30ec\u3068\u6295\u8cc7\u5143\u672c\u5272\u308c<\/b><b>\u306e\u30ea\u30b9\u30af<\/b><b>\u3092\u540c\u6642\u306b\u610f\u8b58<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u9810\u8caf\u91d1\u306f\u5143\u672c\u304c\u6e1b\u3089\u306a\u3044\u5b89\u5fc3\u611f\u304c\u3042\u308b\u4e00\u65b9\u3001\u7269\u4fa1\u304c\u4e0a\u304c\u308c\u3070\u5b9f\u8cea\u4fa1\u5024\u306f\u76ee\u6e1b\u308a\u3057\u307e\u3059\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u4e0b\u306e\u8868\u306f2025\u5e744\u6708\u6642\u70b9\u306e\u65e5\u672c\u306e\u30a4\u30f3\u30d5\u30ec\u7387\u3068\u666e\u901a\u9810\u91d1\u91d1\u5229\u306e\u6bd4\u8f03\u3067\u3059\u3002<br \/>\n\u30a4\u30f3\u30d5\u30ec\u7387\u304c\u9810\u91d1\u91d1\u5229\u3092\u5927\u304d\u304f\u4e0a\u56de\u308a\u3001\u9810\u91d1\u306e\u8cc7\u7523\u4fa1\u5024\u304c\u76ee\u6e1b\u308a\u3059\u308b\u73fe\u72b6\u304c\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"font-size: 10pt;\">\u3000\uff1c2025\u5e74\uff14\u6708 \u65e5\u672c\u306e\u30a4\u30f3\u30d5\u30ec\u7387\u3068\u91d1\u5229&gt;<\/span><br \/>\n<\/span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/29d3bc99193cb0b837fb8cc53f050ae5.png\" alt=\"\u73fe\u5728\u306e\u65e5\u672c\u306e\u30a4\u30f3\u30d5\u30ec\u7387\u3068\u666e\u901a\u9810\u91d1\u91d1\u5229\u306e\u6bd4\u8f03\u3002\" width=\"303\" height=\"86\" class=\"wp-image-9300 alignleft\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/29d3bc99193cb0b837fb8cc53f050ae5.png 426w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/29d3bc99193cb0b837fb8cc53f050ae5-300x85.png 300w\" sizes=\"auto, (max-width: 303px) 100vw, 303px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u9006\u306b\u6295\u8cc7\u4fe1\u8a17<\/span><span style=\"font-weight: 400;\">\u306a\u3069\u306e\u6295\u8cc7<\/span><span style=\"font-weight: 400;\">\u306f\u30a4\u30f3\u30d5\u30ec\u306b\u8ffd\u968f\u3057\u3084\u3059\u3044\u534a\u9762\u3001\u76f8\u5834\u304c\u4e0b\u304c\u308c\u3070\u5143\u672c\u5272\u308c\u3082\u8d77\u3053\u308a\u5f97\u307e\u3059\u3002<br \/>\n\u3069\u3061\u3089\u304b\u4e00\u65b9\u306b\u504f\u3089\u305a\u3001\u9810\u8caf\u91d1\u30fb\u4fdd\u967a\u30fb\u6295\u8cc7\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u30d0\u30e9\u30f3\u30b9\u3092\u3068\u308b\u2026\u305d\u308c\u304c\u6e96\u5099\u671f\u9593\u3092\u5b89\u5168\u306b\u8d70\u308a\u5207\u308b\u30b3\u30c4\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"2-3\"><b>2-3 \u5bb6\u8a08\u306e\u53ce\u652f\u5168\u4f53\u3092\u4fef\u77b0\u3059\u308b\u3053\u3068<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6559\u80b2\u8cbb\u3060\u3051\u3092\u610f\u8b58\u3057\u3066\u7ba1\u7406\u3057\u3066\u3044\u308b\u3068\u3001\u3044\u3056\u652f\u6255\u671f\u304c\u6765\u305f\u3068\u304d\u306b<\/span><span style=\"font-weight: 400;\">\u4f4f\u5b85\u306e\u30ea\u30d5\u30a9\u30fc\u30e0\u3084\u8eca\u306e\u8cb7\u3044\u66ff\u3048<\/span><span style=\"font-weight: 400;\">\u3001\u89aa\u306e\u4ecb\u8b77\u8cbb\u3068\u3044\u3063\u305f\u51fa\u8cbb\u304c\u91cd\u306a\u308a\u300c\u8db3\u308a\u306a\u3044\uff01\u300d\u3068\u614c\u3066\u308b\u5371\u967a\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u305d\u3053\u3067\u6bce\u5e74\u306e\u624b\u53d6\u308a\u53ce\u5165\u3001\u751f\u6d3b\u8cbb\u3001\u8caf\u84c4\u984d\u3001\u30ed\u30fc\u30f3\u8fd4\u6e08\u3001\u81e8\u6642\u652f\u51fa\u3092\u4e00\u5217\u306b\u4e26\u3079\u3001\u6708\u5358\u4f4d\u30fb\u5e74\u5358\u4f4d\u3067\u30d7\u30e9\u30b9\u30de\u30a4\u30ca\u30b9\u3092\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<br \/>\n\u5bb6\u8a08\u5168\u4f53\u306e\u53ce\u652f\u3092\u4fef\u77b0\u3057\u3066\u306f\u3058\u3081\u3066\u3001\u6559\u80b2\u8cc7\u91d1\u306b\u3069\u308c\u3060\u3051\u56de\u305b\u308b\u304b\u3001\u9006\u306b\u56de\u3057\u904e\u304e\u3066\u3044\u306a\u3044\u304b\u306e\u9069\u6b63\u5024\u304c\u898b\u3048\u3066\u304d\u307e\u3059\u3002<br \/>\n\u3055\u3089\u306b\u4f59\u5270\u91d1<\/span><span style=\"font-weight: 400;\">\u306f\u7dca\u6025\u4e88\u5099\u8cbb\u3084\u8001\u5f8c\u8cc7\u91d1\u306a\u3069\u4ed6\u306e\u76ee\u7684\u306b\u3082\u5272\u308a\u632f\u308a\u3001\u5bb6\u8a08\u5168\u4f53\u304c\u7121\u7406\u306a\u304f\u56de\u308b\u8a2d\u8a08\u306b\u3057\u3066\u304a\u304f\u3068\u3001\u4e88\u5b9a\u5916\u306e\u51fa\u8cbb\u304c\u751f\u3058\u3066\u3082\u614c\u3066\u305a\u5bfe\u51e6\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<h2><span id=\"3\"><b>3. \u6559\u80b2\u8cc7\u91d1\u306e\uff17\u3064\u306e\u8caf\u3081\u65b9<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u300c\u6559\u80b2\u8cc7\u91d1\u3068\u8a00\u3048\u3070\u5b66\u8cc7\u4fdd\u967a\u300d\u2026\u78ba\u304b\u306b\u738b\u9053\u3067\u3059\u304c\u3001\u5b66\u8cc7\u4fdd\u967a\u3060\u3051\u306b\u983c\u308b\u3068\u30ea\u30b9\u30af\u306b\u5f31\u3044\u306e\u3082\u4e8b\u5b9f\u3067\u3059\u3002<br \/>\n\u672c\u7ae0\u3067\u306f\uff17\u3064\u306e\u4ee3\u8868\u7684\u306a\u624b\u6bb5\u3092\u53d6\u308a\u4e0a\u3052\u3001\u30e1\u30ea\u30c3\u30c8\u30fb\u6ce8\u610f\u70b9\u30fb\u5411\u3044\u3066\u3044\u308b\u5bb6\u5ead\u50cf\u3092\u6574\u7406\u3002<br \/>\n\u5b66\u8cc7\u4fdd\u967a\u3092\u8ef8\u306b\u636e\u3048\u3064\u3064\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u308f\u305b\u3066\u6700\u9069\u306a\u201c\u8907\u5408\u30ec\u30b7\u30d4\u201d\u3092\u7d44\u3080\u30d2\u30f3\u30c8\u3092\u304a\u5c4a\u3051\u3057\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"3-1\"><b>3-1 \u5b66\u8cc7\u4fdd\u967a<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5b66\u8cc7\u4fdd\u967a\u306f\u51fa\u751f\u76f4\u5f8c\u306b\u5951\u7d04\u3057\u3001\u5927\u5b66\u9032\u5b66\u306a\u3069\u6c7a\u3081\u305f\u5e74\u306b\u795d\u91d1\u3084\u6e80\u671f\u91d1\u3092\u53d7\u3051\u53d6\u308c\u308b\u201c\u6559\u80b2\u8cbb\u5c02\u7528\u53e3\u5ea7\u201d\u306e\u3088\u3046\u306a\u5b58\u5728\u3067\u3059\u3002<br \/>\n\u4e00\u822c\u7684\u306b\u306f\u3001\u5951\u7d04\u8005\uff08\u89aa\uff09\u304c\u6b7b\u4ea1\u30fb\u9ad8\u5ea6\u969c\u5bb3\u306b\u306a\u3063\u305f\u5834\u5408\u306f\u4ee5\u5f8c\u306e\u4fdd\u967a\u6599\u304c\u514d\u9664\u3055\u308c\u3001\u4e88\u5b9a\u3069\u304a\u308a\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u53d6\u308c\u308b\u4ed5\u7d44\u307f\u3067\u3059\u304c\u3001\u5fc5\u305a\u5546\u54c1\u6982\u8981\u3067\u4fdd\u969c\u5185\u5bb9\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u52a0\u5165\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n\u8fd4\u623b\u7387\u306f\u5546\u54c1\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u307e\u3068\u307e\u3063\u305f\u5b66\u8cbb\u304c\u5fc5\u8981\u306a\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u78ba\u5b9f\u306b\u53d7\u3051\u53d6\u308c\u308b\u3053\u3068\u3001<\/span><span style=\"font-weight: 400;\">\u751f\u547d<\/span><span style=\"font-weight: 400;\">\u4fdd\u967a\u6599\u63a7\u9664\u3067\u6240\u5f97\u7a0e\u30fb\u4f4f\u6c11\u7a0e\u304c\u8efd\u6e1b\u3055\u308c\u308b\u3053\u3068\u3082\u9b45\u529b\u3067\u3059\u3002<br \/>\n<\/span><span class=\"f-marker-y\"><span style=\"font-weight: 400;\"><\/span><span class=\"f-marker-p\"><span style=\"font-weight: 400;\">\u6ce8\u610f\u70b9\u306f\u9014\u4e2d\u89e3\u7d04\u3059\u308b\u3068\u5143\u672c\u5272\u308c\u3059\u308b\u30ea\u30b9\u30af\u304c<\/span><span style=\"font-weight: 400;\">\u3042\u308b<\/span><span style=\"font-weight: 400;\">\u3053\u3068\u3002<br \/>\n<\/span><\/span><span style=\"font-weight: 400;\"><\/span><\/span><span style=\"font-weight: 400;\">\u52a0\u3048\u3066\u30a4\u30f3\u30d5\u30ec\u306b\u306f\u5f31\u3044\u305f\u3081\u3001<\/span><span style=\"font-weight: 400;\">\u5b66\u8cc7<\/span><span style=\"font-weight: 400;\">\u4fdd\u967a\u3067\u57fa\u76e4\u3092\u56fa\u3081\u4e0d\u8db3\u5206\u3092<\/span><span style=\"font-weight: 400;\">\u9810\u8caf\u91d1\u3084\u6295\u8cc7\u306a\u3069<\/span><span style=\"font-weight: 400;\">\u307b\u304b\u306e\u65b9\u6cd5\u3067\u88dc\u3046\u30d0\u30e9\u30f3\u30b9\u8a2d\u8a08\u304c\u6709\u52b9\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"3-2\"><b>3-2 \u9810\u8caf\u91d1\u30fb\u5b9a\u671f\u9810\u91d1<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6700\u3082\u624b\u8efd\u3067\u5143\u672c\u4fdd\u8a3c\u3068\u3044\u3046\u5b89\u5fc3\u611f\u304c\u3042\u308a\u307e\u3059\u3002\u5150\u7ae5\u624b\u5f53\u3084\u30dc\u30fc\u30ca\u30b9\u306e\u4e00\u90e8\u3092\u201c\u6559\u80b2\u8cbb\u5c02\u7528\u53e3\u5ea7\u201d\u306b\u81ea\u52d5\u632f\u66ff\u3067\u7a4d\u307f\u4e0a\u3052\u308c\u3070\u3001\u751f\u6d3b\u8cbb<\/span><span style=\"font-weight: 400;\">\u3068\u3057\u3066<\/span><span style=\"font-weight: 400;\">\u624b\u3092\u4ed8\u3051\u306b\u304f\u304f\u306a\u308a\u307e\u3059\u3002<br \/>\n\u305f\u3060\u3057\u3001\u8d85\u4f4e\u91d1\u5229\u4e0b\u3067\u306f\u5229\u606f\u304c\u307b\u307c\u3064\u304b\u305a\u3001\u30a4\u30f3\u30d5\u30ec\u304c\u9032\u3080\u3068\u5b9f\u8cea\u4fa1\u5024\u304c\u76ee\u6e1b\u308a\u3059\u308b\u70b9\u304c\u5f31\u70b9\u3067\u3059\u3002<br \/>\n\u76ee\u6a19\u984d\u304c\u5927\u304d\u3044\u5927\u5b66\u8cc7\u91d1\u3060\u3051\u3092\u9810\u8caf\u91d1\u3067\u307e\u304b\u306a\u3046\u306e\u306f\u52b9\u7387\u304c\u60aa\u3044\u305f\u3081\u3001\u300c\u5e7c\u7a1a\u5712\u301c\u9ad8\u6821\u307e\u3067\u306e\u77ed\u671f\u8cc7\u91d1\u300d\u3092\u78ba\u5b9f\u306b\u8cc4\u3046\u76ee\u7684\u3067\u6d3b\u7528\u3059\u308b\u3068\u30d0\u30e9\u30f3\u30b9\u304c\u53d6\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"3-3\"><b>\u00a03-3 \u5150\u7ae5\u624b\u5f53\u306e\u5148\u53d6\u308a\u8caf\u84c4<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5150\u7ae5\u624b\u5f53\uff08\u67081\u4e07\u301c1\u4e075\u5343\u5186\uff09\u306f\u300c\u5b50\u3069\u3082\u306e\u9032\u5b66\u8cc7\u91d1\u3092\u56fd\u304c\u80a9\u4ee3\u308f\u308a\u3057\u3066\u304f\u308c\u3066\u3044\u308b\u300d\u3068\u6349\u3048\u3001\u5168\u984d\u3092\u6559\u80b2\u8cbb\u5c02\u7528\u53e3\u5ea7\u3078\u30b9\u30e9\u30a4\u30c9\u3055\u305b\u308b\u306e\u304c\u3082\u3063\u3068\u3082\u30b7\u30f3\u30d7\u30eb\u3067\u78ba\u5b9f\u306a\u8caf\u84c4\u8853\u3067\u3059\u3002<br \/>\n\u53d7\u7d66\u65e5\u306b\u81ea\u52d5\u632f\u66ff\u3092\u8a2d\u5b9a\u3057\u3066\u304a\u3051\u3070\u3001\u5fd9\u3057\u3044\u6708\u3067\u3082\u624b\u4f5c\u696d\u30bc\u30ed\u3067\u7a4d\u7acb\u304c\u5b8c\u4e86\u3002<br \/>\n18\u5e74\u9593\u3067\u304a\u3088\u305d200\u4e07\u5186\u304c\u30ce\u30fc\u30ea\u30b9\u30af\u3067\u8caf\u307e\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u751f\u6d3b\u8cbb\u53e3\u5ea7\u306b\u6df7\u5728\u3057\u306a\u3044\u305f\u3081\u300c\u3044\u3064\u306e\u9593\u306b\u304b\u4f7f\u3063\u3066\u3044\u305f\u300d\u3068\u3044\u3046\u4e8b\u614b\u3082\u9632\u3052\u307e\u3059\u3002<br \/>\n\u3055\u3089\u306b\u3053\u306e\u5148\u53d6\u308a\u8caf\u84c4\u306e\u4ed5\u7d44\u307f\u306f\u4f4f\u5b85\u8cc7\u91d1\u3084\u8001\u5f8c\u8cc7\u91d1\u3065\u304f\u308a\u306b\u3082\u5fdc\u7528\u3067\u304d\u308b\u305f\u3081\u3001\u5bb6\u8a08\u3092\u5e95\u4e0a\u3052\u3059\u308b\u7b2c\u4e00\u30b9\u30c6\u30c3\u30d7\u3068\u3057\u3066\u5fc5\u305a\u62bc\u3055\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<h3><span id=\"3-4\"><b>3-4 \u8ca1\u5f62\u8caf\u84c4\u5236\u5ea6<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/6d54820ac582d1d7c1bc624cd51dcef0-300x199.png\" alt=\"\" width=\"300\" height=\"199\" class=\"aligncenter wp-image-9322 size-medium\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/6d54820ac582d1d7c1bc624cd51dcef0-300x199.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/6d54820ac582d1d7c1bc624cd51dcef0.png 567w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\u52e4\u52d9\u5148\u306b\u5236\u5ea6\u304c\u3042\u308c\u3070\u7d66\u4e0e\u5929\u5f15\u304d\u3067\u534a\u5f37\u5236\u7684\u306b\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u305f\u3081\u3001\u8caf\u84c4\u304c\u82e6\u624b\u306a\u4eba\u3067\u3082\u7d9a\u3051\u3084\u3059\u3044\u306e\u304c\u8ca1\u5f62\u8caf\u84c4\u3067\u3059\u3002<br \/>\n<\/span><span style=\"font-weight: 400;\">\u7a2e\u985e\u306f <\/span><b>\u4e00\u822c\u30fb\u4f4f\u5b85\u30fb\u5e74\u91d1<\/b><span style=\"font-weight: 400;\"> \u306e\uff13\u3064\u3042\u308a\u307e\u3059\u304c\u3001\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u30d5\u30a3\u30c3\u30c8\u3059\u308b\u306e\u306f\u7528\u9014\u304c\u81ea\u7531\u306a <\/span><b><span class=\"f-marker-p\">\u4e00\u822c\u8ca1\u5f62\u4e00\u629e<\/span><\/b><b>\u3067\u3059<\/b><span style=\"font-weight: 400;\">\u3002<br \/>\n\u4f4f\u5b85\u30fb\u5e74\u91d1\u30bf\u30a4\u30d7\u306f\u4f7f\u9014\u76ee\u7684\u304c\u9650\u5b9a\u3055\u308c\u308b\u305f\u3081\u5b66\u8cbb\u306b\u306f<\/span><span style=\"font-weight: 400;\">\u539f\u5247\u3068\u3057\u3066<\/span><span style=\"font-weight: 400;\">\u4f7f\u3048\u307e\u305b\u3093\u3002<br \/>\n\u5229\u606f\u306f\u666e\u901a\u9810\u91d1\u3088\u308a<\/span><span style=\"font-weight: 400;\">\u5c11\u3057\u826f\u304f<\/span><span style=\"font-weight: 400;\">\u3001\u9014\u4e2d\u89e3\u7d04\u3067\u3082\u5143\u672c\u5272\u308c\u3057\u306a\u3044\u70b9\u3082\u5b89\u5fc3\u6750\u6599\u3002<br \/>\n\u300c\u7a4d\u307f\u7acb\u3066\u306e\u4ed5\u7d44\u307f\u300d\u3068\u3057\u3066\u5bb6\u8a08\u306b\u7d44\u307f\u8fbc\u307f\u3084\u3059\u3044\u306e\u304c\u5927\u304d\u306a\u5f37\u307f\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"3-5\"><b>3-5 \u7d42\u8eab\u4fdd\u967a\u30fb\u4f4e\u89e3\u7d04\u8fd4\u623b\u91d1\u578b\u7d42\u8eab\u4fdd\u967a<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6b7b\u4ea1\u4fdd\u969c\u3092\u78ba\u4fdd\u3057\u3064\u3064\u3001\u89e3\u7d04\u8fd4\u623b\u91d1\u3092\u6559\u80b2\u8cbb\u306b\u5145\u3066\u308b\u65b9\u6cd5\u3067\u3059\u3002<br \/>\n<\/span>\u4e00\u822c\u7684\u306b\u3001\u901a\u5e38\u306e\u7d42\u8eab\u4fdd\u967a\u3068\u6bd4\u3079\u3066<span style=\"font-weight: 400;\">\u4f4e\u89e3\u7d04\u8fd4\u623b\u91d1\u578b\u306f\u4fdd\u967a\u6599\u304c\u5272\u5b89<\/span><span style=\"font-weight: 400;\">\u3067\u89e3\u7d04\u8fd4\u623b\u7387\u304c\u826f\u3044<\/span><span style=\"font-weight: 400;\">\u4e00\u65b9\u3001\u6255\u8fbc\u671f\u9593\u4e2d\u306b\u89e3\u7d04\u3059\u308b\u3068\u8fd4\u623b\u7387\u304c<\/span><span class=\"f-marker-p\">\u7d0460\uff5e70\uff05\u7a0b\u5ea6\u307e\u3067\u4e0b\u304c\u308b<\/span><span style=\"font-weight: 400;\">\u70b9\u306b\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<br \/>\n\u6255\u8fbc\u5b8c\u4e86\u6642\u671f\u3092<\/span><span style=\"font-weight: 400;\">\u9ad8\u6821<\/span><span style=\"font-weight: 400;\">\u5165\u5b66\u524d<\/span><span style=\"font-weight: 400;\">\u5f8c<\/span><span style=\"font-weight: 400;\">\u306b\u5408\u308f\u305b\u3001\u305d\u3053\u304b\u3089<\/span><span style=\"font-weight: 400;\">\u6570<\/span><span style=\"font-weight: 400;\">\u5e74\u5bdd\u304b\u305b\u3066\u8fd4\u623b\u7387\u3092\u9ad8\u3081\u308b<\/span><span style=\"font-weight: 400;\">\u65b9\u6cd5<\/span><span style=\"font-weight: 400;\">\u304c\u57fa\u672c\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"3-6\"><b>3-6 \u500b\u4eba\u5e74\u91d1\u4fdd\u967a<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u672c\u6765\u306f\u8001\u5f8c\u8cc7\u91d1\u5411\u3051\u3067\u3059\u304c\u3001\u53d7\u53d6\u958b\u59cb\u5e74\u9f62\u3092<\/span><span style=\"font-weight: 400;\">\u304a\u5b50\u69d8\u304c<\/span><span style=\"font-weight: 400;\">18\u6b73\u6642\u70b9\u306b\u8a2d\u5b9a\u3057\u305f\u308a\u3001<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u8cc7\u91d1\u304c\u5fc5\u8981\u306a\u6642\u671f\u306b\u89e3\u7d04<\/span><span style=\"font-weight: 400;\">\u3059\u308c\u3070\u6559\u80b2\u8cbb\u306b\u3082\u6d41\u7528\u53ef\u80fd\u3067\u3059\u3002<br \/>\n\u6255\u8fbc\u671f\u9593\u4e2d\u306b\u5951\u7d04\u8005\u304c\u6b7b\u4ea1\u3059\u308b\u3068\u3001\u7a4d\u7acb\u76f8\u5f53\u984d\u3057\u304b\u652f\u6255\u308f\u308c\u306a\u3044\u70b9\u306f\u5b66\u8cc7\u4fdd\u967a\u3068\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u898b\u65b9\u3092\u5909\u3048\u308c\u3070\u3001\u300c\u6255\u3044\u8fbc\u3093\u3060\u4fdd\u967a\u6599\u306b\u3064\u3044\u3066\u3001\u4fdd\u969c\u3067\u306f\u306a\u304f\u8caf\u84c4\u306b\u56de\u3055\u308c\u308b\u5272\u5408\u304c\u591a\u3044\u300d\u3068\u3082\u8a00\u3048\u307e\u3059\u3002<br \/>\n\u3064\u307e\u308a\u8caf\u84c4\u6027\u306e\u30b3\u30b9\u30c8\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u3060\u3051\u898b\u308c\u3070\u3001\u5927\u304d\u306a\u4fdd\u969c\u304c\u3064\u3044\u3066\u3044\u308b\u7d42\u8eab\u4fdd\u967a\u306a\u3069\u3088\u308a\u3082\u512a\u308c\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"3-7_NISA\"><b>3-7 \u6295\u8cc7\u4fe1\u8a17\uff08\u65b0NISA\u30fb\u3064\u307f\u305f\u3066\u6295\u8cc7\u67a0\uff09<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u9577\u671f\u30fb\u5206\u6563\u30fb\u7a4d\u7acb\u306e<\/span><span style=\"font-weight: 400;\">\u8cc7\u7523\u904b\u7528\u306e<\/span><span style=\"font-weight: 400;\">\u738b\u9053<\/span><span style=\"font-weight: 400;\">\u306e\u65b9\u6cd5<\/span><span style=\"font-weight: 400;\">\u306b\u4e57\u305b\u308c\u3070\u3001\u30a4\u30f3\u30d5\u30ec\u306b\u3082\u5bfe\u5fdc\u3057\u3084\u3059\u3044\u306e\u304c\u5f37\u307f\u3067\u3059\u3002<br \/>\n\u65b0NISA\u306e\u975e\u8ab2\u7a0e\u30e1\u30ea\u30c3\u30c8\u3092\u6d3b\u7528\u3057\u6bce\u6708\u81ea\u52d5\u7a4d\u7acb\u306b\u3059\u308b\u3068\u300120\u5e74\u5f8c\u306e\u671f\u5f85\u30ea\u30bf\u30fc\u30f3\u306f\u5e74\u7387\uff13\u301c\uff15\uff05\u524d\u5f8c\u304c\u76ee\u5b89\u3067\u3059\u3002<br \/>\n\u305f\u3060\u3057\u3001<\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u8cc7\u91d1\u304c\u5fc5\u8981\u306a\u30bf\u30a4\u30df\u30f3\u30b0\u3067<\/span><span style=\"font-weight: 400;\">\u76f8\u5834<\/span><span style=\"font-weight: 400;\">\u304c<\/span><span style=\"font-weight: 400;\">\u6025\u843d<\/span><span style=\"font-weight: 400;\">\u3059\u308b\u3068<\/span><span style=\"font-weight: 400;\">\u5143\u672c\u5272\u308c\u306e\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u3001\u58f2\u5374\u6642\u671f\u306f<\/span><span style=\"font-weight: 400;\">\u5927\u5b66\u5165\u5b663\u5e74\u524d\uff5e\u5927\u5b662\u5e74\u751f\u304f\u3089\u3044\u307e\u3067<\/span><span style=\"font-weight: 400;\">\u306a\u3069\u5c11\u3057\u5e45\u3092\u6301\u305f\u305b\u3066\u8a08\u753b\u3059\u308b\u306e\u304c\u5b89\u5168\u7b56\u3068\u306a\u308a\u307e\u3059\u3002<br \/>\n\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306e\u9078\u629e\u80a2\u306e\u4e00\u3064\u3068\u3057\u3066\u691c\u8a0e\u3057\u3001\u9810\u8caf\u91d1\u30fb\u4fdd\u967a\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308a\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<h2><span id=\"4\"><b>4. \u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u6559\u80b2\u8cc7\u91d1\u00a0 <span style=\"font-size: 14pt;\">\u4f4f\u5b85\u30fb\u8001\u5f8c\u3082\u542b\u3081\u305f\u201c\u4e09\u5927\u8cc7\u91d1\u201d\u3092\u4fef\u77b0\u3059\u308b<\/span><\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u6559\u80b2\u30fb\u4f4f\u5b85\u30fb\u8001\u5f8c\u2026\u3044\u308f\u3086\u308b\u300c\u4e09\u5927\u8cc7\u91d1\u300d\u306f\u305d\u308c\u305e\u308c\u304c\u5bb6\u8a08\u306e\u4e00\u5927\u30a4\u30d9\u30f3\u30c8\u3067\u3059\u304c\u3001\u5b9f\u969b\u306b\u306f<span class=\"f-marker-p\">\u540c\u3058\u5e74\u5ea6\u306b\u8907\u6570\u306e\u5c71\u5834\u304c\u91cd\u306a\u308b<\/span>\u3053\u3068\u3082\u3081\u305a\u3089\u3057\u304f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u305f\u3068\u3048\u3070\u5927\u5b66\u5165\u5b66\u3068\u4f4f\u5b85\u306e\u30ea\u30d5\u30a9\u30fc\u30e0\u3084\u8eca\u306e\u8cb7\u3044\u66ff\u3048\u3001\u89aa\u306e\u4ecb\u8b77\u8cbb\u304c\u540c\u6642\u671f\u306b\u767a\u751f\u3059\u308c\u3070\u3001\u5358\u5e74\u5ea6\u3067\u6570\u767e\u4e07\u5186\u304c\u6d41\u51fa\u3059\u308b\u3053\u3068\u3082\u3042\u308a\u5f97\u307e\u3059\u3002<br \/>\n\u3060\u304b\u3089\u3053\u305d <\/span>\u6559\u80b2\u8cc7\u91d1\u3060\u3051\u3092\u5358\u72ec\u3067\u8003\u3048\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u4f4f\u5b85\u3084\u8001\u5f8c\u306a\u3069\u4ed6\u306e\u5927\u578b\u8cc7\u91d1\u3068\u5408\u308f\u305b\u305f\u300c\u4eba\u751f\u30c8\u30fc\u30bf\u30eb\u306e\u8a2d\u8a08\u56f3\u300d\u306e\u4e2d\u3067\u8caf\u3081\u65b9\u3092\u6c7a\u3081\u308b<span style=\"font-weight: 400;\"> \u3053\u3068\u304c\u6b20\u304b\u305b\u307e\u305b\u3093\u3002<br \/>\n\u307e\u305a \u300c\u51fa\u3066\u3044\u304f\u304a\u91d1\u300d\u3068\u305d\u306e\u6642\u671f\u3092\u898b\u3048\u308b\u5316\u3057\u3001\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u610f\u8b58\u7684\u306b\u305a\u3089\u3057\u3066\u304a\u304f\u2026\u3053\u306e\u5de5\u592b\u304c\u5bb6\u8a08\u306b\u6025\u30d6\u30ec\u30fc\u30ad\u304c\u639b\u304b\u308b\u4e8b\u614b\u3092\u9632\u304e\u307e\u3059\u3002<br \/>\n\u672c\u7ae0\u3067\u306f\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u8868\u3092\u6d3b\u7528\u3057\u3001\u4e09\u5927\u8cc7\u91d1\u3092\u5bb6\u8a08\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u4e0a\u3067\u4fef\u77b0\u3057\u305f\u3046\u3048\u3067\u3001\u6559\u80b2\u8cc7\u91d1\u3092\u3069\u306e\u3088\u3046\u306b\u6e96\u5099\u3057\u3066\u3044\u304f\u624b\u6cd5\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"4-1\"><b>4-1 \u5bb6\u8a08\u306e\u5168\u666f\u3092\u4e00\u679a\u306b\u63cf\u304f<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">&lt;\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u8868\u30b5\u30f3\u30d7\u30eb&gt;<\/span><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/29d3bc99193cb0b837fb8cc53f050ae5-1.png\" alt=\"\" width=\"877\" height=\"503\" class=\"aligncenter wp-image-9315 size-full\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/29d3bc99193cb0b837fb8cc53f050ae5-1.png 877w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/29d3bc99193cb0b837fb8cc53f050ae5-1-300x172.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/29d3bc99193cb0b837fb8cc53f050ae5-1-768x440.png 768w\" sizes=\"auto, (max-width: 877px) 100vw, 877px\" \/>\u307e\u305a\u306f\u5bb6\u65cf\u5168\u54e1\u306e\u5e74\u9f62\u3092\u6a2a\u8ef8\u306b\u7f6e\u304d\u3001\u53ce\u5165\u30fb\u751f\u6d3b\u8cbb\u30fb\u30a4\u30d9\u30f3\u30c8\uff08\u5165\u5b66\u30fb\u4f4f\u5b85\u8cfc\u5165\u30fb\u5b9a\u5e74\u306a\u3069\uff09\u3092\u7e26\u8ef8\u306b\u4e26\u3079\u305f\u201c\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u8868\u201d\u3092\u4f5c\u6210\u3057\u307e\u3059\u3002\u30a8\u30af\u30bb\u30eb\u3067\u3082\u7d19\u3067\u3082\u69cb\u3044\u307e\u305b\u3093\u3002\u300c\u3044\u3064\u30fb\u3044\u304f\u3089\u30fb\u4f55\u306e\u305f\u3081\u300d\u304c\u4e00\u76ee\u3067\u5206\u304b\u308b\u3068\u3001\u6559\u80b2\u8cbb\u306e\u30d4\u30fc\u30af\u304c\u4ed6\u306e\u5927\u578b\u51fa\u8cbb\u3068\u91cd\u306a\u308b\u5e74\u3082\u53ef\u8996\u5316\u3055\u308c\u3001\u524d\u5012\u3057\u3067\u5099\u3048\u308b\u5224\u65ad\u304c\u5bb9\u6613\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"4-2\"><b>4-2 \u6559\u80b2\u30fb\u4f4f\u5b85\u30fb\u8001\u5f8c\u3092\u30de\u30c3\u30d4\u30f3\u30b0<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u30e9\u30a4\u30d5\u30a4\u30d9\u30f3\u30c8\u8868\u306b\u3008\u6559\u80b2\u3009\u3008\u4f4f\u5b85\u3009\u3008\u8001\u5f8c\u3009\u306e\uff13\u8272\u30de\u30fc\u30ab\u30fc\u3092\u5f15\u304f\u3068\u3001\u540c\u3058\u5e74\u306b\u8272\u304c\u91cd\u306a\u308b\u30dd\u30a4\u30f3\u30c8\u304c\u6d6e\u304d\u5f6b\u308a\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n\u3053\u3053\u304c\u5bb6\u8a08\u306e\u201c\u8981\u6ce8\u610f\u30be\u30fc\u30f3\u201d\u3068\u306a\u308a\u307e\u3059\u3002<br \/>\n\u30ea\u30d5\u30a9\u30fc\u30e0\u3084\u8eca\u306e\u8cb7\u3044\u66ff\u3048\u3001\u89aa\u306e\u4ecb\u8b77\u3068\u3044\u3063\u305f\u5fd8\u308c\u304c\u3061\u306a\u652f\u51fa\u3082\u66f8\u304d\u8fbc\u307f\u3001\u91cd\u306a\u308a\u5177\u5408\u3092\u30c1\u30a7\u30c3\u30af\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n\u307e\u305f\u6559\u80b2\u8cbb\u306f\u3001\u5b50\u3069\u3082\u306e\u4eba\u6570\u3001\u516c\u7acb\u304b\u79c1\u7acb\u304b\u3001\u5927\u5b66\u9662\u9032\u5b66\u30fb\u7559\u5b66\u306e\u6709\u7121\u3001\u5968\u5b66\u91d1\u3084\u6559\u80b2\u30ed\u30fc\u30f3\u3092\u3069\u3046\u4f7f\u3046\u304b\u3067\u5fc5\u8981\u984d\u3082\u6642\u671f\u3082\u5909\u308f\u308a\u3057\u307e\u3059\u3002<br \/>\n\u52a0\u3048\u3066\u89aa\u306e\u5e74\u9f62\u30fb\u5e74\u53ce\u30fb\u8cc7\u7523\u4f59\u529b\u306b\u3088\u3063\u3066\u62e0\u51fa\u3067\u304d\u308b\u6c34\u6e96\u306f\u9055\u3044\u3001\u300c\u89aa\u3068\u3057\u3066\u3069\u3053\u307e\u3067\u5b66\u8cbb\u3092\u8ca0\u62c5\u3057\u3066\u3042\u3052\u305f\u3044\u304b\u300d\u3068\u3044\u3046\u4fa1\u5024\u89b3\u3082\u8a08\u753b\u306b\u76db\u308a\u8fbc\u3080\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"4-3\"><b>4-3\u5bb6\u5ead\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u3063\u305f\u6559\u80b2\u8cc7\u91d1\u306e\u8caf\u3081\u65b9\u3092\u8003\u3048\u308b<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6559\u80b2\u8cbb\u306e\u6e96\u5099\u306f\u201c\u3044\u3064\u30fb\u3044\u304f\u3089\u201d\u3060\u3051\u3067\u306a\u304f\u201c\u5bb6\u5ead\u3054\u3068\u306b\u3001\u6559\u80b2\u8cbb\u3092\u3069\u3053\u307e\u3067\u8ca0\u62c5\u3059\u308b\u306e\u304b\u201d\u3067\u6700\u9069\u89e3\u304c\u5909\u308f\u308a\u307e\u3059\u3002<br \/>\n\u524d\u8ff0\u3057\u307e\u3057\u305f\u304c\u3001\u5b50<\/span><span style=\"font-weight: 400;\">\u3069\u3082<\/span><span style=\"font-weight: 400;\">\u306e\u4eba\u6570\u3084\u9032\u8def\uff08\u516c\u7acb\u304b\u79c1\u7acb\u304b\u3001\u5927\u5b66\u9662\u30fb\u7559\u5b66\u306e\u6709\u7121\uff09\u3001\u5968\u5b66\u91d1\u3084\u6559\u80b2\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b\u304b\u5426\u304b\u3067\u5fc5\u8981\u984d\u3068\u30bf\u30a4\u30df\u30f3\u30b0\u306f\u5927\u304d\u304f\u69d8\u5909\u308f\u308a\u3057\u307e\u3059\u3002<br \/>\n\u3055\u3089\u306b\u89aa\u306e\u5e74\u9f62\u3001\u4e16\u5e2f\u5e74\u53ce\u3001\u4fdd\u6709\u8cc7\u7523\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u6b8b\u9ad8\u3001\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u2026\u3053\u3046\u3057\u305f\u751f\u6d3b\u8a2d\u8a08\u5168\u4f53\u3092\u4fef\u77b0\u3057\u3001\u300c\u6559\u80b2\u8cc7\u91d1\u306f\u5bb6\u8a08\u306e\u3069\u306e\u30dd\u30b1\u30c3\u30c8\u304b\u3089\u637b\u51fa\u3059\u308b\u304b\u300d\u3092\u4f4d\u7f6e\u3065\u3051\u308b\u3053\u3068\u304c\u4e0d\u53ef\u6b20\u3067\u3059\u3002<br \/>\n\u305f\u3068\u3048\u3070\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u91cd\u3044\u6642\u671f\u306f\u5b66\u8cc7\u4fdd\u967a\u3068\u9810\u8caf\u91d1\u3067\u5143\u672c\u3092\u78ba\u4fdd\u3057\u3001\u4f59\u88d5\u304c\u51fa\u308b\u6642\u671f\u306b\u306fNISA\u7a4d\u7acb\u3092\u539a\u304f\u3059\u308b\u306a\u3069\u3001\u4e09\u5927\u8cc7\u91d1\u3092\u6a2a\u65ad\u3057\u305f\u201c\u5bb6\u8a08\u30ab\u30ec\u30f3\u30c0\u30fc\u201d\u4e0a\u3067\u624b\u6bb5\u3092\u7d44\u307f\u66ff\u3048\u308b\u3053\u3068\u3067\u3001\u7121\u7406\u306a\u304f\u30d6\u30ec\u306e\u5c11\u306a\u3044\u8cc7\u91d1\u8a08\u753b\u304c\u63cf\u3051\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"_4-4\"><b>\u00a0 4-4 \u5e74\uff11\u56de\u306e\u5bb6\u65cf\u4f1a\u8b70\u3067\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6607\u7d66\u30fb\u8ee2\u8077\u306b\u3088\u308b\u53ce\u5165\u306e\u5897\u6e1b\u3001\u80b2\u5150\u4f11\u696d\u3084\u4ecb\u8b77\u3068\u3044\u3063\u305f\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u306e\u5909\u5316\u3001\u3055\u3089\u306b\u91d1\u5229\u3084\u7269\u4fa1\u306e\u52d5\u5411\u2014\u2014\u5bb6\u8a08\u3092\u53d6\u308a\u5dfb\u304f\u524d\u63d0\u6761\u4ef6\u306f\u3001\u308f\u305a\u304b\uff11\u5e74\u3067\u3082\u5927\u304d\u304f\u5909\u52d5\u3059\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n\u4f5c\u308a\u3063\u3071\u306a\u3057\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u8868\u3067\u306f\u91dd\u8def\u3092\u8aa4\u308b\u6050\u308c\u304c\u3042\u308b\u305f\u3081\u3001\u6c7a\u7b97\u671f\u3084\u8a95\u751f\u6708\u306a\u3069\u899a\u3048\u3084\u3059\u3044\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u5e74\uff11\u56de\u306e\u300c\u5bb6\u8a08\u306e\u5b9a\u671f\u70b9\u691c\u300d\u3092\u5fc5\u305a\u5b9f\u65bd\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n\u76ee\u6a19\u984d\u306e\u9054\u6210\u30da\u30fc\u30b9\u3001\u30ea\u30b9\u30af\u8cc7\u7523\u3068\u5b89\u5168\u8cc7\u7523\u306e\u30d0\u30e9\u30f3\u30b9\u3001\u5150\u7ae5\u624b\u5f53\u3084\u30dc\u30fc\u30ca\u30b9\u306e\u5272\u308a\u632f\u308a\u304c\u73fe\u72b6\u306b\u5408\u3063\u3066\u3044\u308b\u304b\u3092\u70b9\u691c\u3057\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u624b\u6bb5\u306e\u512a\u5148\u9806\u4f4d\u3084\u62e0\u51fa\u6bd4\u7387\u3092\u5fae\u8abf\u6574\u2026<br \/>\n\u3053\u306e\u5b9a\u671f\u70b9\u691c\u3092\u7d9a\u3051\u308c\u3070\u3001\u5bb6\u8a08\u306f\u5916\u90e8\u74b0\u5883\u306e\u63fa\u308c\u306b\u3082\u7c98\u308a\u5f37\u304f\u5bfe\u5fdc\u3067\u304d\u308b\u201c\u3057\u306a\u3084\u304b\u306a\u8a2d\u8a08\u201d\u3078\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8\u3055\u308c\u3066\u3044\u304d\u307e\u3059\u3002<br \/>\n\u305d\u3057\u3066\u53cd\u7701\u70b9\u3084\u6c17\u3065\u304d\u3092\u30e1\u30e2\u3057\u3066\u6b8b\u3059\u3072\u3068\u624b\u9593\u304c\u3001\u6b21\u56de\u691c\u8a3c\u306e\u7cbe\u5ea6\u3092\u3055\u3089\u306b\u9ad8\u3081\u3066\u304f\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<h2><span id=\"5\"><b>5. \u307e\u3068\u3081<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/32727511_s-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" class=\"aligncenter wp-image-9309 size-medium\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/32727511_s-300x200.jpg 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/12\/32727511_s.jpg 640w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/span><span style=\"font-weight: 400;\">\u6559\u80b2\u8cbb\u306f\u53f3\u80a9\u4e0a\u304c\u308a\u3067\u3001\u7279\u306b\u5927\u5b66\u671f\u306f\u4f4f\u5b85\u30ea\u30d5\u30a9\u30fc\u30e0\u3084\u89aa\u306e\u4ecb\u8b77\u306a\u3069\u5927\u578b\u652f\u51fa\u3068\u91cd\u306a\u308a\u3084\u3059\u304f\u5bb6\u8a08\u3092\u8d64\u5b57\u3078\u50be\u3051\u308b\u706b\u7a2e\u306b\u306a\u308a\u307e\u3059\u3002\u3060\u304b\u3089\u3053\u305d\u3008\u3044\u3064\u30fb\u3044\u304f\u3089\u30fb\u4f55\u306e\u305f\u3081\u3009\u3092\u65e9\u671f\u306b\u53ef\u8996\u5316\u3057\u3001\u5150\u7ae5\u624b\u5f53\u3092\u5148\u53d6\u308a\u8caf\u84c4\u3067\u78ba\u4fdd\u3059\u308b\u3053\u3068\u304c\u7b2c\u4e00\u6b69\u3002<br \/>\n\u305d\u3053\u3078\u5b66\u8cc7\u4fdd\u967a\u30fb\u9810\u8caf\u91d1\u30fb\u6295\u8cc7\u4fe1\u8a17\u306a\u3069\u4e03\u3064\u306e\u624b\u6bb5\u3092\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u3068\u5fc5\u8981\u6642\u671f\u306b\u5408\u308f\u305b\u3066\u30d6\u30ec\u30f3\u30c9\u3059\u308c\u3070\u3001\u30a4\u30f3\u30d5\u30ec\u306b\u3082\u5143\u672c\u5272\u308c\u306b\u3082\u63fa\u3089\u304c\u306a\u3044\u8cc7\u91d1\u57fa\u76e4\u304c\u7bc9\u3051\u307e\u3059\u3002<br \/>\n\u3055\u3089\u306b\u6559\u80b2\u30fb\u4f4f\u5b85\u30fb\u8001\u5f8c\u3068\u3044\u3046\u4e09\u5927\u8cc7\u91d1\u3092\u4e00\u679a\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u8868\u3067\u6a2a\u4e26\u3073\u306b\u3057\u3001\u5e74\u5ea6\u3054\u3068\u306e\u8cc7\u91d1\u9700\u8981\u306e\u91cd\u306a\u308a\u3092\u30c1\u30a7\u30c3\u30af\u3002<br \/>\n\u5e74\uff11\u56de\u306e\u5bb6\u65cf\u4f1a\u8b70\u3067\u53ce\u652f\u30fb\u76ee\u6a19\u30fb\u904b\u7528\u6bd4\u7387\u3092\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8\u3057\u7d9a\u3051\u308b\u2026\u3053\u306e PDCA \u304c\u201c\u3057\u306a\u3084\u304b\u306a\u5bb6\u8a08\u201d\u3092\u80b2\u3066\u3001\u5b50\u3069\u3082\u306e\u9032\u5b66\u3068\u5bb6\u65cf\u306e\u5922\u3078\u306e\u5b89\u5fc3\u611f\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n<p>\u300c\u308f\u304c\u5bb6\u306f\u3069\u3046\u7d44\u307f\u5408\u308f\u305b\u308c\u3070\u3044\u3044\uff1f\u300d\u3068\u611f\u3058\u305f\u3089\u3001\u305c\u3072\u79c1\u305f\u3061\u306e\u3088\u3046\u306a\u72ec\u7acb\u7cfb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<br \/>\n\u7b2c\u4e09\u8005\u306e\u76ee\u7dda\u3068\u5c02\u9580\u30c4\u30fc\u30eb\u3067\u3001\u305d\u306e\u65e5\u304b\u3089\u5b9f\u884c\u3067\u304d\u308b\u6700\u9069\u30eb\u30fc\u30c8\u3092\u4e00\u7dd2\u306b\u307f\u3064\u3051\u308b\u304a\u624b\u4f1d\u3044\u3092\u3055\u305b\u3066\u3044\u305f\u3060\u304d\u307e\u3059\u3002<\/span><\/p>\n<ul><\/ul>\n<ul><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u76ee\u6b21\u306f\u3058\u3081\u306b1. \u6559\u80b2\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u5fc5\u8981\u60271-1 \u5b66\u8cbb\u306f\u53f3\u80a9\u4e0a\u304c\u308a1-2 \u9ad8\u6821\u30fb\u5927\u5b66\u671f\u306f\u8d64\u5b57\u306b\u306a\u308a\u3084\u3059\u30441-3 \u6e96\u5099\u671f\u9593\u306f\u4e09\u5927\u8cc7\u91d1\u306e\u4e2d\u3067\u6700\u77ed2. \u6e96\u5099\u306e\u57fa\u672c\u59ff\u52e2\u2500\u2500\uff13\u3064\u306e\u8996\u70b9\u3067\u5099\u3048\u308b2-1 \u3044\u3064\u30fb\u3044\u304f\u3089\u3092\u53ef\u8996\u53162-2 \u30a4\u30f3 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":9303,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"class_list":["post-7771","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-14","tag-15","tag-20","tag-19"],"_links":{"self":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/7771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/comments?post=7771"}],"version-history":[{"count":30,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/7771\/revisions"}],"predecessor-version":[{"id":7844,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/7771\/revisions\/7844"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/media\/9303"}],"wp:attachment":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/media?parent=7771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/categories?post=7771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}