{"id":7677,"date":"2022-10-25T17:51:01","date_gmt":"2022-10-25T08:51:01","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=7677"},"modified":"2024-07-18T14:59:08","modified_gmt":"2024-07-18T05:59:08","slug":"hoken-life-insurance-subscription-rate","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/hoken-life-insurance-subscription-rate","title":{"rendered":"\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f\u3069\u306e\u304f\u3089\u3044\uff1f\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u3092\u73fe\u5f79FP\u304c\u5206\u6790\u3057\u3066\u307f\u305f"},"content":{"rendered":"<p>\u672c\u8a18\u4e8b\u3092\u8aad\u3093\u3067\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u3042\u306a\u305f\u306f\u4eca\u3001<\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u300c\u4e16\u306e\u4e2d\u306e\u4eba\u306f\u3069\u306e\u304f\u3089\u3044\u751f\u547d\u4fdd\u967a\u306b\u5165\u3063\u3066\u3044\u308b\u306e\u304b\u306a\uff1f\u300d<\/span> <br \/>\n\u300c\u81ea\u5206\u3068\u540c\u3058\u304f\u3089\u3044\u306e\u5e74\u9f62\u3084\u5e74\u53ce\u306e\u4eba\u306f\u3001\u3069\u306e\u304f\u3089\u3044\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u3093\u3060\u308d\u3046\uff1f\u300d<br \/>\n\u300c\u4fdd\u967a\u306b\u5165\u3063\u3066\u3044\u308b\u4eba\u304c\u591a\u304b\u3063\u305f\u3089\u3001\u81ea\u5206\u3082\u5165\u308b\u304b\u3069\u3046\u304b\u8003\u3048\u3066\u307f\u3088\u3046\u304b\u306a\u300d<\/p>\n<p>\u3068\u3044\u3063\u305f\u7591\u554f\u3084\u8003\u3048\u3092\u6301\u3063\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u78ba\u8a8d\u3057\u3066\u307f\u308b\u3068\u3001\u65e5\u672c\u306b\u304a\u3051\u308b\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f<strong>89.8\uff05\u3068\u975e\u5e38\u306b\u9ad8\u3044\u6c34\u6e96<\/strong>\u3067\u3059\u3002<br \/>\n\u3057\u304b\u3082\u3053\u308c\u306f\u6700\u8fd1\u306b\u9650\u3063\u305f\u8a71\u3067\u306f\u306a\u304f\u3001\u5c11\u306a\u304f\u3068\u3082<strong><span style=\"color: #0000ff;\">\u3053\u305330\u5e74\u7a0b\u5ea6\u306f\u52a0\u5165\u738790\uff05\u524d\u5f8c\u3092\u30ad\u30fc\u30d7<\/span><\/strong>\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n\uff08\u51fa\u5178\uff1a\u4ee4\u548c3\u5e74\u5ea6 \u751f\u547d\u4fdd\u967a\u306e\u5168\u56fd\u5b9f\u614b\u8abf\u67fb \uff09<\/p>\n<p>\u3082\u3057\u304b\u3057\u305f\u3089\u3001\u3053\u306e\u7d50\u679c\u3092\u805e\u3044\u305f\u3053\u3068\u3067\u300c\u3053\u308c\u3060\u3051\u305f\u304f\u3055\u3093\u306e\u4eba\u304c\u751f\u547d\u4fdd\u967a\u306b\u5165\u3063\u3066\u3044\u308b\u306e\u306a\u3089\u3001\u81ea\u5206\u3082\u5165\u3063\u3066\u304a\u3053\u3046\u304b\u306a\uff5e\u300d\u3068\u601d\u3063\u3066\u3057\u307e\u3063\u305f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3057\u304b\u3057FP\u3068\u3057\u3066\u306e\u610f\u898b\u3092\u304a\u4f1d\u3048\u3059\u308b\u306a\u3089\u3001<strong><span style=\"color: #ff0000;\">\u3042\u306a\u305f\u304c\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u304b\u3069\u3046\u304b\u3092\u5224\u65ad\u3059\u308b\u306b\u5f53\u305f\u3063\u3066\u3001<\/span><\/strong><strong><span style=\"color: #ff0000;\">\u52a0\u5165\u7387\u3092\u6c17\u306b\u3059\u308b\u5fc5\u8981\u306f\u5168\u304f\u3042\u308a\u307e\u305b\u3093<\/span><\/strong>\u3002<\/p>\n<p><strong>\u3042\u306a\u305f\u304c\u52a0\u5165\u3059\u308b\u304b\u306e\u5224\u65ad\u3092\u3059\u308b\u305f\u3081\u306b\u672c\u5f53\u306b\u5fc5\u8981\u306a\u3053\u3068\u306f\u3001\u5225\u306b\u3042\u308b<\/strong>\u306e\u3067\u3059\u3002<br \/>\n\u305d\u308c\u3092\u77e5\u308a\u305f\u3044\u306e\u306a\u3089\u3001\u672c\u8a18\u4e8b\u306f\u304d\u3063\u3068\u304a\u5f79\u306b\u7acb\u3066\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3088\u3046\u304b\u60a9\u3093\u3067\u3044\u308b\u4eba\u5411\u3051\u306b\u3001<\/p>\n<ol>\n<li>\u751f\u547d\u4fdd\u967a\u306b\u3059\u3067\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u30fb\u307e\u3060\u52a0\u5165\u3057\u3066\u3044\u306a\u3044\u4eba\u3092\u5408\u308f\u305b\u305f\u4e2d\u3067\u306e\u52a0\u5165\u5b9f\u614b<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u306b\u3059\u3067\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306e\u52a0\u5165\u5b9f\u614b<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u304b\u5224\u65ad\u3059\u308b\u4e0a\u3067\u52a0\u5165\u7387\u3092\u6c17\u306b\u3057\u306a\u304f\u3066\u3044\u3044\u7406\u7531<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u304b\u5224\u65ad\u3059\u308b\u4e0a\u3067\u672c\u5f53\u306b\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u3053\u3068<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u4e0a\u3067\u306e\u6ce8\u610f\u70b9<\/li>\n<\/ol>\n<p>\u4ee5\u4e0a\u306e\uff15\u70b9\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u305c\u3072\u672c\u8a18\u4e8b\u3092\u8aad\u3093\u3067\u3001\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u304b\u3069\u3046\u304b\u306e\u60a9\u307f\u3092\u89e3\u6c7a\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\uff01 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#1_9\">1. \u751f\u547d\u4fdd\u967a\u306e\u4e16\u5e2f\u52a0\u5165\u7387\u306f\u7d049\u5272<\/a><ul><li><a href=\"#1-1\">1-1. \u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225<\/a><\/li><li><a href=\"#1-2\">1-2. \u4e16\u5e2f\u306e\u5c31\u696d\u72b6\u6cc1\u5225<\/a><\/li><li><a href=\"#1-3\">1-3. \u4e16\u5e2f\u306e\u5e74\u4ee3\u5225<\/a><\/li><li><a href=\"#1-4\">1-4. \u5730\u533a\u5225<\/a><\/li><\/ul><\/li><li><a href=\"#2\">2. \u3059\u3067\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306e\u52a0\u5165\u72b6\u6cc1<\/a><ul><li><a href=\"#2-1\">2-1. \u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225<\/a><\/li><li><a href=\"#2-2\">2-2. \u5e74\u4ee3\u5225<\/a><\/li><li><a href=\"#2-3\">2-3. \u4e16\u5e2f\u5e74\u53ce\u5225<\/a><\/li><li><a href=\"#3-4\">3-4. \u8077\u696d\u5225<\/a><\/li><li><a href=\"#2-5\">2-5. \u5730\u533a\u5225<\/a><\/li><\/ul><\/li><li><a href=\"#3\">3. \u3057\u304b\u3057\u5b9f\u306f\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f\u6c17\u306b\u3057\u306a\u304f\u3066\u3044\u3044<\/a><ul><li><a href=\"#3-1\">3-1.\u00a0\u52a0\u5165\u8005\u306e\u7f6e\u304b\u308c\u3066\u3044\u308b\u74b0\u5883\u306f\u3072\u3068\u308a\u3072\u3068\u308a\u9055\u3046<\/a><\/li><li><a href=\"#2-2-2\">2-2. \u4fdd\u967a\u304c\u5fc5\u8981\u3067\u306f\u306a\u3044\u4eba\u304c\u52a0\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308b\u304b\u3089<\/a><\/li><\/ul><\/li><li><a href=\"#4\">4. \u52a0\u5165\u7387\u3067\u306f\u306a\u304f\u3010\u4e07\u4e00\u306e\u6642\u306b\u4e0d\u8db3\u3059\u308b\u984d\u3011\u304c\u3042\u308b\u304b\u306a\u3044\u304b\u3067\u5224\u65ad\u3059\u308b<\/a><ul><li><a href=\"#4-1\">4-1.\u3010\u5fc5\u8981\u4fdd\u969c\u984d\u3011\u306e\u51fa\u3057\u65b9<\/a><\/li><li><a href=\"#4-2\">4-2. \u5fc5\u8981\u4fdd\u969c\u984d\u304c\u6e96\u5099\u3067\u304d\u3066\u3044\u306a\u3044\u306a\u3089\u3001\u751f\u547d\u4fdd\u967a\u3078\u306e\u52a0\u5165\u3092\u9078\u629e\u80a2\u306b\u3044\u308c\u3088\u3046<\/a><\/li><li><a href=\"#4-3\">4-3.\u00a0\u5fc5\u8981\u4fdd\u969c\u984d\u3092\u6e96\u5099\u3067\u304d\u3066\u3044\u308b\u306a\u3089\u3001\u751f\u547d\u4fdd\u967a\u306b\u306f\u5fc5\u305a\u3057\u3082\u52a0\u5165\u3057\u306a\u304f\u3066\u3082\u3044\u3044<\/a><\/li><\/ul><\/li><li><a href=\"#5\">5. \u305f\u3060\u3057\u3001\u751f\u547d\u4fdd\u967a\u306a\u3089\u3069\u3093\u306a\u3082\u306e\u3067\u3082\u3088\u3044\u308f\u3051\u3067\u306f\u306a\u3044<\/a><ul><li><a href=\"#5-1\">5-1.\u00a0\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u76ee\u7684\u3092\u660e\u78ba\u306b\u3059\u308b<\/a><\/li><li><a href=\"#5-2\">5-2. \u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3059\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#6\">6. \u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1_9\">1. \u751f\u547d\u4fdd\u967a\u306e\u4e16\u5e2f\u52a0\u5165\u7387\u306f\u7d049\u5272<\/span><\/h2>\n<p><a href=\"https:\/\/www.jili.or.jp\/files\/research\/zenkokujittai\/pdf\/r3\/p003-043.pdf\" target=\"_blank\" rel=\"noopener\">\u4ee4\u548c3\u5e74\u5ea6 \u751f\u547d\u4fdd\u967a\u306b\u95a2\u3059\u308b\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\uff08P.4\uff09<\/a>\u306b\u3088\u308b\u3068\u3001<strong>\u751f\u547d\u4fdd\u967a\u306e\u4e16\u5e2f\u52a0\u5165\u7387\u306f89.8%<\/strong>\u3068\u306a\u3063\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 25%; text-align: center; background-color: #41a85f;\"><strong><span style=\"color: #ffffff;\">\u4eca\u56de<br \/>\n(R03)<\/span><\/strong><\/td>\n<td style=\"width: 25%; text-align: center; background-color: #41a85f;\"><span style=\"color: #ffffff;\">\u524d\u56de<br \/>\n(H30\uff09<\/span><\/td>\n<td style=\"width: 25%; text-align: center; background-color: #41a85f;\"><span style=\"color: #ffffff;\">\u524d\u3005\u56de<br \/>\n(H27)<\/span><\/td>\n<td style=\"width: 25%; text-align: center; background-color: #41a85f;\"><span style=\"color: #ffffff;\">\u524d\u3005<span style=\"font-size: medium;\">\u3005<\/span>\u56de<br \/>\n(H24)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25%; text-align: center;\"><strong><span style=\"color: #ff0000;\">89.8\uff05<\/span><\/strong><\/td>\n<td style=\"width: 25%; text-align: center;\">88.7\uff05<\/td>\n<td style=\"width: 25%; text-align: center;\">89.2\uff05<\/td>\n<td style=\"width: 25%; text-align: center;\">90.5\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u3053\u306e\u7d50\u679c\u3092\u307f\u308b\u306b\u3001\u3084\u306f\u308a\u65e5\u672c\u56fd\u5185\u3067\u306e\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f\u975e\u5e38\u306b\u9ad8\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<br \/>\n\uff08\u306a\u304a\u3001\u3053\u3053\u3067\u3044\u3046\u751f\u547d\u4fdd\u967a\u3068\u306f\u3001\u6c11\u9593\u306e\u751f\u547d\u4fdd\u967a\u4f1a\u793e\u306e\u751f\u547d\u4fdd\u967a\u30fb\u304b\u3093\u307d\u751f\u547d\u306e\u751f\u547d\u4fdd\u967a\u30fb\u7c21\u6613\u4fdd\u967a\u5546\u54c1\u30fb\uff2a\uff21(\u8fb2\u5354)\u306e\u751f\u547d\u5171\u6e08\u30fb\u770c\u6c11\u5171\u6e08\u30fb\u751f\u5354\u7b49\u306e\u751f\u547d\u5171\u6e08\u3001\u306e\uff16\u3064\u306e\u751f\u547d\u4fdd\u967a\u306e\u3053\u3068\u3092\u6307\u3057\u307e\u3059\u3002\uff09<\/p>\n<p>\u307e\u305f\u3001\u3055\u3089\u306b\u8a73\u3057\u304f\u52a0\u5165\u72b6\u6cc1\u3092\u77e5\u308b\u305f\u3081\u306b\u3001\u6b21\u306e\uff13\u3064\u306e\u89b3\u70b9\u304b\u3089\u3082\u52a0\u5165\u7387\u3092\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n<ul>\n<li><span style=\"font-size: 16px;\">\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u4e16\u5e2f\u306e\u5c31\u52b4\u72b6\u6cc1\u5225<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u5730\u533a\u5225<\/span><\/li>\n<\/ul>\n<p>\u69d8\u3005\u306a\u89b3\u70b9\u304b\u3089\u3001\u3069\u306e\u3088\u3046\u306a\u4eba\u304c\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u306e\u304b\u3068\u3044\u3046\u5168\u4f53\u50cf\u3092\u898b\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1-1\">1-1. \u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225<\/span><\/h3>\n<p>\u307e\u305a\u306f\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225\u306b\u52a0\u5165\u7387\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n<p>\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u3068\u306f\u3001\u4eba\u306e\u4e00\u751f\u3092\u69d8\u3005\u306a\u533a\u5206\u306b\u3088\u3063\u3066\u6bb5\u968e\u7684\u306b\u8868\u3057\u305f\u3082\u306e\u3067\u3059\u3002<br \/>\n\u751f\u547d\u4fdd\u967a\u306e\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u3067\u306f\u3001\u4e16\u5e2f\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u304c\u5206\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u672c\u8abf\u67fb\u7d50\u679c\u3092\u898b\u305f\u7d50\u8ad6\u3068\u3057\u3066\u306f\u3001<span style=\"font-size: 16px;\"><strong>\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u3067\u52a0\u5165\u7387\u3092\u78ba\u8a8d\u3059\u308b\u3068\u3001<\/strong><\/span><span style=\"font-size: 16px; color: #0000ff;\"><strong>\u300c\u5b50\u3069\u3082\u304c\u3044\u308b\u304b\u5426\u304b\u300d\u300c\u5b50\u3069\u3082\u306e\u5c31\u5b66\u72b6\u6cc1\u304c\u3069\u3046\u306a\u306e\u304b\u300d\u304c\u3001\u52a0\u5165\u306e\u5224\u65ad\u306e\u5206\u304b\u308c\u76ee\u306b\u306a\u308b\u50be\u5411\u304c\u3042\u308b<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\">\u3053\u3068\u304c\u8aad\u307f\u53d6\u308c\u307e\u3057\u305f\u3002<\/span><\/p>\n<p>\u5b9f\u969b\u306b\u6570\u5024\u3092\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 99.8698%; text-align: center; background-color: #41a85f;\"><span style=\"color: #ffffff;\"><strong>\u3010\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center; background-color: #ccffcc;\"><strong>\u4e16\u5e2f\u306e<\/strong><strong>\u72b6\u6cc1<\/strong><\/td>\n<td style=\"width: 30.1341%; text-align: center; background-color: #ccffcc;\"><strong>\u52a0\u5165\u7387<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\">\u672b\u5b50\uff1a\u5c0f\u30fb\u4e2d\u5b66<\/td>\n<td style=\"width: 30.1341%; text-align: center;\"><strong><span style=\"color: #ff0000;\">94.4%<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\">\u672b\u5b50\uff1a\u9ad8\u6821\u30fb\u77ed\u5927\u30fb\u5927\u5b66<\/td>\n<td style=\"width: 30.1341%; text-align: center;\">93.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\">\u672b\u5b50\uff1a\u5e7c\u7a1a\u5712\u30fb\u4fdd\u80b2\u5712<\/td>\n<td style=\"width: 30.1341%; text-align: center;\">93.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\">\u6709\u8077\u306e\u9ad8\u9f62\u592b\u5a66(60\u6b73\u4ee5\u4e0a)<\/td>\n<td style=\"width: 30.1341%; text-align: center;\">93.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\"><span style=\"font-size: medium; color: #333333;\">\u592b\u5a66\u306e\u307f(40\uff5e59\u6b73)<\/span><\/td>\n<td style=\"width: 30.1341%; text-align: center;\">91.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\">\u672b\u5b50\uff1a\u5c31\u5b66\u7d42\u4e86<\/td>\n<td style=\"width: 30.1341%; text-align: center;\">89.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\"><span style=\"font-size: medium; color: #333333;\">\u672b\u5b50\uff1a\u4e73\u5150<\/span><\/td>\n<td style=\"width: 30.1341%; text-align: center;\">88.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\"><span style=\"font-size: medium; color: #333333;\">\u7121\u8077\u306e\u9ad8\u9f62\u592b\u5a66(<span style=\"font-size: medium; color: #333333;\">60\u6b73\u4ee5\u4e0a)<\/span> \u00a0<\/span><\/td>\n<td style=\"width: 30.1341%; text-align: center;\">83.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 55.2961%; text-align: center;\">\u00a0\u592b\u5a66\u306e\u307f(40\u6b73\u672a\u6e80)<\/td>\n<td style=\"width: 30.1341%; text-align: center;\">71.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a href=\"https:\/\/www.jili.or.jp\/files\/research\/zenkokujittai\/pdf\/r3\/p215-225.pdf\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\uff1a\u4ee4\u548c3\u5e74\u5ea6\u751f\u547d\u4fdd\u967a\u306e\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u3000P.217\u3000\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225\u306b\u307f\u305f\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b\u3001\u751f\u6d3b\u4fdd\u969c\u610f\u8b58<\/a><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/Life-insurance-subscription-status-by-life-stage-1666421997.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" \/><\/p>\n<p>\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225\u3067\u898b\u3066\u307f\u308b\u3068\u3001\u5168\u4f53\u7684\u306b\u9ad8\u3044\u52a0\u5165\u7387\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u7279\u306b<strong>\u672b\u5b50\u304c\u5b66\u751f\u306e\u4e16\u5e2f\u3067\u306f\u52a0\u5165\u7387\u304c<\/strong><span style=\"font-size: 16px; color: #333333;\"><strong>\u9ad8\u3044\u50be\u5411<\/strong>\u3068<\/span>\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u89aa\u304c\u50cd\u304d\u4e16\u4ee3\u306e\u4e8b\u304c\u591a\u304f\u3001\u7d4c\u6e08\u7684\u306b\u52a0\u5165\u3059\u308b\u4f59\u88d5\u304c\u3042\u308b\u3053\u3068\u304c\u8981\u56e0\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<br \/>\n\u307e\u305f\u3001\u6559\u80b2\u8cbb\u306e\u6e96\u5099\u306e\u305f\u3081\u306b\u5b66\u8cc7\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3001\u52a0\u5165\u7387\u304c\u9ad8\u304f\u306a\u3063\u3066\u3044\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u6700\u3082\u52a0\u5165\u7387\u304c\u4f4e\u304b\u3063\u305f\u306e\u306f\u3001\u592b\u5a66\u306e\u307f(40\u6b73\u672a\u6e80)\u306e\u4e16\u5e2f\u3067\u3059\u3002<br \/>\n\u3053\u308c\u306f\u592b\u5a662\u4eba\u3067\u306f\u3001\u7279\u306b\u4fdd\u969c\u306f\u3044\u3089\u306a\u3044\u3068\u306e\u8003\u3048\u65b9\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u5b50\u4f9b\u304c\u3044\u306a\u3044\u304b\u3089\u4fdd\u967a\u306e\u5fc5\u8981\u6027\u3092\u611f\u3058\u3066\u3044\u306a\u3044\u3053\u3068\u304c\u7406\u7531\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-2\">1-2. \u4e16\u5e2f\u306e\u5c31\u696d\u72b6\u6cc1\u5225<\/span><\/h3>\n<p>\u6b21\u306b\u3001\u4e16\u5e2f\u306e\u5c31\u696d\u72b6\u6cc1\u5225\u3067\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u3092\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e16\u5e2f\u306e\u5c31\u696d\u72b6\u6cc1\u5225\u3092\u78ba\u8a8d\u3057\u3066\u307f\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3057\u305f\u3002<\/p>\n<ul>\n<li>\u4e16\u5e2f\u4e3b\u52a0\u5165\u7387\uff1a<strong>\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\u3082\u5171\u50cd\u304d\u4e16\u5e2f\u3082\u7dcf\u3058\u3066\u9ad8\u3044\u3002<\/strong><\/li>\n<li>\u914d\u5076\u8005\u52a0\u5165\u7387\uff1a\u9ad8\u3044\u9806\u306b\u3001\u59bb\u30d5\u30eb\u30bf\u30a4\u30e0\u306e\u5171\u50cd\u304d\u4e16\u5e2f\uff1e\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\uff1e\u59bb\u30d1\u30fc\u30c8\u306e\u5171\u50cd\u304d\u4e16\u5e2f<\/li>\n<li>\u4e21\u65b9\u306e\u52a0\u5165\u7387\uff1a<span style=\"font-size: 16px; color: #333333;\">\u9ad8\u3044\u9806\u306b\u3001\u59bb\u30d5\u30eb\u30bf\u30a4\u30e0\u306e\u5171\u50cd\u304d\u4e16\u5e2f\uff1e\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\uff1e\u59bb\u30d1\u30fc\u30c8\u306e\u5171\u50cd\u304d\u4e16\u5e2f<\/span><\/li>\n<\/ul>\n<p>\u500b\u4eba\u7684\u306b\u306f\u3001\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\u306e\u914d\u5076\u8005\u52a0\u5165\u7387\u306e\u65b9\u304c\u3001\u59bb\u30d1\u30fc\u30c8\u306e\u5171\u50cd\u304d\u4e16\u5e2f\u3088\u308a\u9ad8\u3044\u3053\u3068\u304c\u610f\u5916\u3067\u3057\u305f\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u6570\u5024\u3092\u898b\u3066\u307f\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"4\" style=\"width: 99.8698%; text-align: center; background-color: #41a85f;\"><span style=\"color: #ffffff;\"><strong>\u3010\u4e16\u5e2f\u306e\u5c31\u696d\u72b6\u6cc1\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 32.8614%; text-align: center; background-color: #ccffcc;\"><strong>\u5c31\u696d\u72b6\u6cc1<\/strong><\/td>\n<td style=\"width: 25.2966%; text-align: center; background-color: #ccffcc;\"><strong>\u4e16\u5e2f\u4e3b\u52a0\u5165\u7387<\/strong><\/td>\n<td style=\"width: 21.3542%; text-align: center; background-color: #ccffcc;\"><strong>\u914d\u5076\u8005\u52a0\u5165\u7387<\/strong><\/td>\n<td style=\"width: 20.4427%; text-align: center; background-color: #ccffcc;\"><strong>\u4e21\u65b9\u52a0\u5165<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 32.8614%; text-align: center;\">\u5c02\u696d\u4e3b\u5a66<\/td>\n<td style=\"width: 25.2966%; text-align: center;\"><strong><span style=\"color: #ff0000;\">89.9%<\/span><\/strong><\/td>\n<td style=\"width: 21.3542%; text-align: center;\">82.3%<\/td>\n<td style=\"width: 20.4427%; text-align: center;\">81.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 32.8614%; text-align: center;\">\u5171\u50cd\u304d\uff08\u59bb\u30d1\u30fc\u30c8\uff09<\/td>\n<td style=\"width: 25.2966%; text-align: center;\">89.2%<\/td>\n<td style=\"width: 21.3542%; text-align: center;\">81.3%<\/td>\n<td style=\"width: 20.4427%; text-align: center;\">79.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 32.8614%; text-align: center;\">\u5171\u50cd\u304d\uff08\u59bb\u30d5\u30eb\u30bf\u30a4\u30e0\uff09<\/td>\n<td style=\"width: 25.2966%; text-align: center;\">88.2%<\/td>\n<td style=\"width: 21.3542%; text-align: center;\"><strong><span style=\"color: #ff0000;\">83.8%<\/span><\/strong><\/td>\n<td style=\"width: 20.4427%; text-align: center;\"><strong><span style=\"color: #ff0000;\">82.0%<\/span><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a href=\"https:\/\/www.jili.or.jp\/files\/research\/zenkokujittai\/pdf\/r3\/p226-232.pdf\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\uff1a\u4ee4\u548c3\u5e74\u5ea6\u751f\u547d\u4fdd\u967a\u306e\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u3000P.226\u3000\u5c31\u52b4\u5f62\u614b\u5225\u306b\u307f\u305f\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b\u3001\u751f\u6d3b\u4fdd\u969c\u610f\u8b58<\/a><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/1664090090284-1664090090.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5c31\u696d\u72b6\u6cc1\u5225\u751f\u547d\u4fdd\u967a\u52a0\u5165\u7387\" \/><\/p>\n<h4>\u4e16\u5e2f\u4e3b\u306e\u52a0\u5165\u7387<\/h4>\n<p>\u4e16\u5e2f\u4e3b\u306e\u52a0\u5165\u7387\u306f\u3069\u306e\u4e16\u5e2f\u3082\u7dcf\u3058\u3066\u9ad8\u304f\u3042\u308a\u307e\u3057\u305f\u3002\u7d30\u304b\u304f\u898b\u308b\u3068\u3001\u308f\u305a\u304b\u306a\u5dee\u3067\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\u304c\u4e00\u756a\u591a\u304f\u3001\u59bb\u304c\u30d5\u30eb\u30bf\u30a4\u30e0\u3067\u50cd\u3044\u3066\u3044\u308b\u5171\u50cd\u304d\u4e16\u5e2f\u304c\u4e00\u756a\u4f4e\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u6599\u306e\u9762\u304b\u3089\u3059\u308b\u3068\u5171\u50cd\u304d\u4e16\u5e2f\u304c\u52a0\u5165\u3057\u3084\u3059\u3044\u3068\u3082\u601d\u3048\u307e\u3059\u304c\u3001\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\u306f<strong>\u4e16\u5e2f\u4e3b1\u4eba\u304c\u5bb6\u8a08\u3092\u652f\u3048\u3066\u3044\u308b\u305f\u3081\u3001\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u5fc5\u8981\u6027\u304c\u9ad8\u3044<\/strong>\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<h4>\u914d\u5076\u8005\u306e\u52a0\u5165\u7387<\/h4>\n<p>\u914d\u5076\u8005\u306e\u52a0\u5165\u7387\u3067\u898b\u308b\u3068\u3001\u914d\u5076\u8005\u304c\u30d1\u30fc\u30c8\u306e\u5834\u5408\u304c\u4e00\u756a\u52a0\u5165\u7387\u304c\u4f4e\u304f\u3001\u914d\u5076\u6240\u304c\u30d5\u30eb\u30bf\u30a4\u30e0\u304c\u4e00\u756a\u9ad8\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5171\u50cd\u304d\u30d5\u30eb\u30bf\u30a4\u30e0\u306e\u4e16\u5e2f\u306f\u3001\u305d\u308c\u305e\u308c\u304c\u5bb6\u8a08\u3092\u652f\u3048\u3066\u3044\u308b\u305f\u3081\u3001\u3042\u3068\u306f\u4fdd\u967a\u306b\u5165\u308b\u3053\u3068\u304c\u51fa\u6765\u308b\u7d4c\u6e08\u72b6\u6cc1\u3067\u3042\u308b\u3053\u3068\u304c\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\u304c\u610f\u5916\u306b\u52a0\u5165\u7387\u304c\u9ad8\u3044\u70b9\u306b\u3064\u3044\u3066\u306f\u3001\u3069\u306e\u3088\u3046\u306b\u8003\u3048\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u79c1\u306e\u898b\u89e3\u3068\u3057\u3066\u3001\u4e16\u5e2f\u4e3b\u304c\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u969b\u306b\u3001\u914d\u5076\u8005\u3082\u55b6\u696d\u306e\u65b9\u304b\u3089\u52a0\u5165\u6848\u5185\u3055\u308c\u308b\u6a5f\u4f1a\u304c\u591a\u3044\u305f\u3081\u3001\u52a0\u5165\u7387\u304c\u9ad8\u304f\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u307f\u3066\u3044\u307e\u3059\u3002<\/p>\n<h4>\u4e21\u65b9\u306e\u52a0\u5165\u7387<\/h4>\n<p>\u4e16\u5e2f\u4e3b\u306e\u52a0\u5165\u7387\u304c\u307b\u307c\u540c\u7387\u3067\u3042\u308b\u3053\u3068\u3092\u8e0f\u307e\u3048\u308b\u3068\u3001\u914d\u5076\u8005\u306e\u52a0\u5165\u7387\u306e\u5dee\u304c\u305d\u306e\u307e\u307e\u4e21\u65b9\u52a0\u5165\u7387\u306e\u5dee\u306b\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-3\">1-3. \u4e16\u5e2f\u306e\u5e74\u4ee3\u5225<\/span><\/h3>\n<p>\u5c31\u696d\u72b6\u6cc1\u3092\u3055\u3089\u306b\u5e74\u4ee3\u5225\u3067\u5206\u3051\u305f\u30c7\u30fc\u30bf\u3082\u3042\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u5404\u4e16\u5e2f\u72b6\u6cc1\u304a\u3088\u3073\u5e74\u4ee3\u306e\u4e2d\u3067\u3001\u6700\u3082\u52a0\u5165\u7387\u304c\u9ad8\u3044\u3082\u306e\u306f\u6b21\u306e\u901a\u308a\u3067\u3057\u305f\u3002<\/p>\n<ul>\n<li>\u4e16\u5e2f\u4e3b\u52a0\u5165\u7387\uff1a<strong>40\u4ee3\u30fb60\u4ee3\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\uff0894.2\uff05\uff09<\/strong><\/li>\n<li>\u914d\u5076\u8005\u52a0\u5165\u7387\uff1a<strong>60\u4ee3\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\uff0889.0\uff05\uff09<\/strong><\/li>\n<li>\u4e21\u65b9\u306e\u52a0\u5165\u7387\uff1a<strong>60\u4ee3\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\uff0889.0\uff05\uff09<\/strong><\/li>\n<\/ul>\n<p>\u3053\u306e\u7d50\u679c\u3092\u8e0f\u307e\u3048\u308b\u3068\u3001\u82e5\u3044\u4e16\u4ee3\u306f\u52a0\u5165\u3059\u308b\u7387\u306f\u4f4e\u304f\u3001\u5e74\u4ee3\u304c\u4e0a\u304c\u308b\u3054\u3068\u306b\u52a0\u5165\u7387\u304c\u9ad8\u304f\u306a\u308b\u3088\u3046\u306b\u898b\u3048\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"6\" style=\"width: 99.8698%; text-align: center; background-color: #d1d5d8;\"><strong>\u3010\u4e16\u5e2f\u306e\u5e74\u4ee3\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/strong><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"width: 33.8542%; text-align: center; background-color: #efefef;\"><strong>\u4e16\u5e2f\u306e\u72b6\u6cc1<\/strong><\/td>\n<td style=\"width: 15.8854%; text-align: center; background-color: #efefef;\"><strong>30\u6b73\u4ee5\u4e0b<\/strong><\/td>\n<td style=\"width: 16.7101%; text-align: center; background-color: #efefef;\"><strong>40\u4ee3<\/strong><\/td>\n<td style=\"width: 16.7101%; text-align: center; background-color: #efefef;\"><strong>50\u4ee3<\/strong><\/td>\n<td style=\"width: 16.6667%; text-align: center; background-color: #efefef;\"><strong>60\u4ee3<\/strong><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"3\" style=\"width: 13.4549%; text-align: center; background-color: #41a85f;\"><strong><span style=\"color: #ffffff;\">\u4e16\u5e2f\u4e3b\u52a0\u5165\u7387<\/span><\/strong><\/td>\n<td style=\"width: 20.5078%; text-align: center;\">\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">82.8%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center; background-color: #ccffcc;\"><strong><span style=\"font-size: 14px; color: #ff0000;\">94.2%<\/span><\/strong><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">90.7%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center; background-color: #ccffcc;\"><strong><span style=\"font-size: 14px; color: #ff0000;\">94.2%<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 20.5078%; text-align: center;\">\u5171\u50cd\u304d<br \/>\n\uff08\u59bb\u30d1\u30fc\u30c8\uff09<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">80.5%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">89.2%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">92.3%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center;\"><span style=\"font-size: 14px;\">92.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 20.5078%; text-align: center;\">\u5171\u50cd\u304d\u4e16\u5e2f<br \/>\n\uff08\u59bb\u30d5\u30eb\u30bf\u30a4\u30e0\uff09<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">82.6%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">90.3%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">92.3%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center;\"><span style=\"font-size: 14px;\">92.2%<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"3\" style=\"width: 13.4549%; text-align: center; background-color: #fba026;\"><strong><span style=\"color: #ffffff;\">\u914d\u5076\u8005\u52a0\u5165\u7387<\/span><\/strong><\/td>\n<td style=\"width: 20.5078%; text-align: center;\">\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">76.6%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">84.7%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">80.0%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center; background-color: #f7de8b;\"><strong><span style=\"font-size: 14px; color: #ff0000;\">89.0%<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 20.5078%; text-align: center;\">\u5171\u50cd\u304d\u4e16\u5e2f<br \/>\n\uff08\u59bb\u30d1\u30fc\u30c8\uff09<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">69.2%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">80.6%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">85.4%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center;\"><span style=\"font-size: 14px;\">88.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 20.5078%; text-align: center;\">\u5171\u50cd\u304d\u4e16\u5e2f<br \/>\n\uff08\u59bb\u30d5\u30eb\u30bf\u30a4\u30e0\uff09<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">75.4%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">88.3%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">87.6%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center;\"><span style=\"font-size: 14px;\">84.3%<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"3\" style=\"width: 13.4549%; text-align: center; background-color: #cccccc;\"><strong><span style=\"color: #ffffff;\">\u4e21\u65b9\u52a0\u5165<\/span><\/strong><\/td>\n<td style=\"width: 20.5078%; text-align: center;\">\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">74.5%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">83.2%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">79.3%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center; background-color: #efefef;\"><strong><span style=\"font-size: 14px; color: #ff0000;\">88.4%<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 20.5078%; text-align: center;\">\u5171\u50cd\u304d\u4e16\u5e2f<br \/>\n\uff08\u59bb\u30d1\u30fc\u30c8\uff09<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">67.0%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">78.0%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">85.0%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center;\"><span style=\"font-size: 14px;\">87.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 20.5078%; text-align: center;\">\u5171\u50cd\u304d\u4e16\u5e2f<br \/>\n\uff08\u59bb\u30d5\u30eb\u30bf\u30a4\u30e0\uff09<\/td>\n<td style=\"width: 15.8854%; text-align: center;\"><span style=\"font-size: 14px;\">73.7%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">87.2%<\/span><\/td>\n<td style=\"width: 16.7101%; text-align: center;\"><span style=\"font-size: 14px;\">86.4%<\/span><\/td>\n<td style=\"width: 16.6667%; text-align: center;\"><span style=\"font-size: 14px;\">81.4%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a href=\"https:\/\/www.jili.or.jp\/files\/research\/zenkokujittai\/pdf\/r3\/p226-232.pdf\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\uff1a\u4ee4\u548c3\u5e74\u5ea6\u751f\u547d\u4fdd\u967a\u306e\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u3000P.227\u3000\u5c31\u52b4\u5f62\u614b\u5225\u306b\u307f\u305f\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b\u3001\u751f\u6d3b\u4fdd\u969c\u610f\u8b58<\/a><\/p>\n<p>60\u4ee3\u5c02\u696d\u4e3b\u5a66\u4e16\u5e2f\u304c\u3001\u5168\u3066\u306e\u52a0\u5165\u7387\u30671\u4f4d\u3068\u3044\u3046\u7d50\u679c\u3067\u3057\u305f\u3002<br \/>\n\u3053\u308c\u306f\u3001\u4fdd\u967a\u52a0\u5165\u3092\u8003\u3048\u59cb\u3081\u308b\u3067\u3042\u308d\u304630\u4ee3\u306e\u9803\u304c\u30d0\u30d6\u30eb\u671f\u3060\u3063\u305f\u306e\u3067\u3001\u305d\u3053\u3067\u52a0\u5165\u3057\u305f\u307e\u307e\u7d99\u7d9a\u3057\u305f\u3053\u3068\u3067\u3001\u3053\u306e\u7d50\u679c\u306b\u306a\u3063\u305f\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u6b21\u306b\u6ce8\u76ee\u3057\u3066\u3082\u3089\u3044\u305f\u3044\u306e\u306f40\u4ee3\u3067\u3059\u3002<br \/>\n\u3053\u306e\u4e16\u4ee3\u306e\u52a0\u5165\u7387\u304c\u9ad8\u3044\u306e\u306f\u3001\u5b50\u4f9b\u304c\u3044\u308b\u7b49\u3067\u5bb6\u65cf\u306b\u5bfe\u3057\u3066\u8cac\u4efb\u304c\u5927\u304d\u3044\u4e16\u4ee3\u3060\u3068\u3044\u3046\u3053\u3068\u304c\u52a0\u5165\u7387\u304c\u9ad8\u3044\u7406\u7531\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u6700\u3082\u4f4e\u3044\u52a0\u5165\u7387\u306f\u5171\u50cd\u304d\u3067\u59bb\u304c\u30d1\u30fc\u30c8\u306e\u4e16\u5e2f\u306730\u4ee3\u306e\u4e21\u65b9\u52a0\u5165\u3057\u3066\u3044\u308b\u7387\u3067\u3059\u3002<\/p>\n<p>\u5e74\u9f62\u304c30\u6b73\u4ee5\u4e0b\u3068\u3044\u3046\u3053\u3068\u304b\u3089\u5b50\u4f9b\u304c\u3044\u306a\u3044\u3001\u5065\u5eb7\u3060\u304b\u3089\u4fdd\u967a\u306e\u5fc5\u8981\u6027\u3092\u611f\u3058\u3066\u3044\u306a\u3044\u3001\u3082\u3057\u304f\u306f\u7d4c\u6e08\u7684\u72b6\u6cc1\u3067\u52a0\u5165\u3067\u304d\u306a\u3044\u306a\u3069\u306e\u7406\u7531\u304c\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-4\">1-4. \u5730\u533a\u5225<\/span><\/h3>\n<p>\u6700\u5f8c\u306b\u3001\u5730\u533a\u5225\u3067\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u5730\u533a\u5225\u3067\u307f\u308b\u3068\u3001\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f\u4e2d\u56fd\u5730\u65b9\u304c\uff11\u756a\u9ad8\u304f\u306a\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u610f\u5916\u306b\u3082\u95a2\u6771\u5730\u65b9\u306f\u6700\u4e0b\u4f4d\u3068\u306e\u7d50\u679c\u3067\u3057\u305f\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 100%; text-align: center; background-color: #41a85f;\"><span style=\"color: #ffffff;\"><strong>\u3010\u5730\u533a\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u5730\u533a<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u52a0\u5165\u7387<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e2d\u56fd\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\"><strong><span style=\"color: #ff0000;\">80.8\uff05<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u6771\u5317\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\">79.3\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e5d\u5dde\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\">77.8\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u5317\u6d77\u9053\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\">76.6\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e2d\u90e8\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\">73.9\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u56db\u56fd\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\">73.3\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u8fd1\u757f\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\">70.8\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u95a2\u6771\u5730\u65b9<\/td>\n<td style=\"width: 50%; text-align: center;\">67.0\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a href=\"https:\/\/prtimes.jp\/main\/html\/rd\/p\/000001869.000001348.html\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\u3000\u682a\u5f0f\u4f1a\u793e\u30a8\u30a4\u30c1\u30fc\u30e0\u30d5\u30a3\u30ca\u30b8\u30fc\u300c\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u8abf\u67fb\u300d<\/a><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/Life-insurance-subscription-status-by-eria-1666428292.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5730\u533a\u5225\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\" \/><\/p>\n<p>\u306a\u305c\u95a2\u6771\u5730\u65b9\u306f\u52a0\u5165\u7387\u304c\u4f4e\u3044\u306e\u304b\u3001\u7406\u7531\u3092\u8003\u3048\u3066\u307f\u307e\u3057\u305f\u3002<\/p>\n<ul>\n<li>\u751f\u547d\u4fdd\u967a\u306e\u60c5\u5831\u306b\u3042\u3075\u308c\u3066\u3044\u308b\u304b\u3089\u2192\u4f55\u3092\u9078\u3093\u3060\u3089\u3088\u3044\u304b\u5206\u304b\u3089\u306a\u3044<\/li>\n<li>\u3069\u3053\u3067\u3082\u52a0\u5165\u3067\u304d\u308b\u304b\u3089\u2192\u3044\u3064\u3067\u3082\u5165\u308c\u308b\u304b\u3089<\/li>\n<li>\u55b6\u696d\u3055\u308c\u308b\u6a5f\u4f1a\u304c\u591a\u3044\u304b\u3089\u2192\u4f1a\u793e\u306b\u304f\u308b\u55b6\u696d\u304c\u3057\u3064\u3053\u3044\u304b\u3089<\/li>\n<\/ul>\n<p>\u3068\u3044\u3046\u3088\u3046\u306a\u72b6\u6cc1\u304b\u3089\u81ea\u5206\u304b\u3089\u7a4d\u6975\u7684\u306b\u52a0\u5165\u3057\u305f\u304c\u3089\u306a\u304f\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u5730\u533a\u5225\u3067\u898b\u3066\u3044\u304f\u3068\u3001\u6bd4\u8f03\u7684\u4eba\u53e3\u306e\u591a\u3044\u5730\u533a\u306f\u52a0\u5165\u7387\u304c\u4f4e\u3044\u50be\u5411\u306b\u3042\u308b\u3068\u8003\u3048\u3089\u308c\u307e\u3057\u305f\u3002<\/p>\n<h2><span id=\"2\">2. \u3059\u3067\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306e\u52a0\u5165\u72b6\u6cc1<\/span><\/h2>\n<p>2\u7ae0\u3067\u306f\u3001\u3059\u3067\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u3092\u3001\u6b21\u306e\uff15\u3064\u306e\u89b3\u70b9\u304b\u3089\u3088\u308a\u8a73\u3057\u304f\u898b\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225<\/li>\n<li>\u5e74\u4ee3\u5225<\/li>\n<li>\u4e16\u5e2f\u5e74\u53ce\u5225<\/li>\n<li>\u8077\u696d\u5225<\/li>\n<li>\u5730\u533a\u5225<\/li>\n<\/ul>\n<h3><span id=\"2-1\">2-1. \u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225<\/span><\/h3>\n<p>\u3059\u3067\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306b\u3064\u3044\u3066\u3001\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225\uff08\u4e16\u5e2f\u72b6\u6cc1\u5225\uff09\u306b\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3057\u305f\u3002<\/p>\n<p>\u7d50\u679c\u306f\u3001\u672b\u5b50\u306e\u5c31\u5b66\u304c\u7d42\u4e86\u3057\u305f\u4e16\u5e2f\u304c20.7\uff05\u30671\u4f4d\u3068\u306a\u3063\u3066\u3044\u307e\u3057\u305f\u3002<br \/>\n\u4ee5\u4e0b\u306b\u3001\u8868\u306b\u3066\u307e\u3068\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 100%; text-align: center; background-color: #41a85f;\"><strong><span style=\"color: #ffffff;\">\u3010\u52a0\u5165\u8005\u306e\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u4e16\u5e2f\u72b6\u6cc1<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u52a0\u5165\u7387<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u672b\u5b50\uff1a\u5c31\u5b66\u7d42\u4e86<\/td>\n<td style=\"width: 50%; text-align: center;\"><strong><span style=\"color: #ff0000;\">20.7%<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u672b\u5b50\uff1a\u5c0f\u30fb\u4e2d\u5b66<\/td>\n<td style=\"width: 50%; text-align: center;\">15.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u305d\u306e\u4ed6<\/td>\n<td style=\"width: 50%; text-align: center;\">11.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u6709\u8077\u306e\u9ad8\u9f62\u592b\u5a66(60\u6b73\u4ee5\u4e0a)<\/td>\n<td style=\"width: 50%; text-align: center;\">11.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u7121\u8077\u306e\u9ad8\u9f62\u592b\u5a66(60\u6b73\u4ee5\u4e0a)<\/td>\n<td style=\"width: 50%; text-align: center;\">11.3%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u672b\u5b50\uff1a\u5e7c\u7a1a\u5712\u30fb\u4fdd\u80b2\u5712<\/td>\n<td style=\"width: 50%; text-align: center;\">8.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u672b\u5b50\uff1a\u9ad8\u30fb\u77ed\u5927\u30fb\u5927\u5b66<\/td>\n<td style=\"width: 50%; text-align: center;\">8.0\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u592b\u5a66\u306e\u307f(40\uff5e59\u6b73)<\/td>\n<td style=\"width: 50%; text-align: center;\">5.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u672b\u5b50\uff1a\u4e73\u5150<\/td>\n<td style=\"width: 50%; text-align: center;\">4.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u592b\u5a66\u306e\u307f(40\u6b73\u672a\u6e80)<\/td>\n<td style=\"width: 50%; text-align: center;\">2.3%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/Life-insurance-subscription-status-by-life-stage2-1666668028.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" \/><\/p>\n<p>\u5e74\u9f62\u7684\u306b\u82e5\u3044\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u306e\u6642\u306b\u52a0\u5165\u7387\u304c\u4f4e\u3044\u50be\u5411\u304c\u3042\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<br \/>\n\u5e74\u9f62\u304c\u82e5\u3044\u3046\u3061\u306f\u3001\u5065\u5eb7\u72b6\u614b\u306a\u3069\u4e0d\u5b89\u306a\u3069\u3082\u306a\u304f\u3001\u7d50\u5a5a\u3057\u3066\u3082\u5b50\u4f9b\u304c\u3044\u306a\u3044\u3046\u3061\u306f\u5171\u50cd\u304d\u306a\u3069\u3067\u4fdd\u967a\u306e\u5fc5\u8981\u6027\u3092\u611f\u3058\u308b\u3053\u3068\u304c\u306a\u3044\u304b\u3089\u3060\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u5f8c\u3001\u5b50\u4f9b\u306e\u5e74\u9f62\u304c\u4e0a\u304c\u3063\u3066\u304f\u308b\u3068\u3001\u4fdd\u967a\u306e\u52a0\u5165\u5272\u5408\u3082\u4e0a\u304c\u3063\u3066\u304f\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u5b50\u4f9b\u306e\u6559\u80b2\u8cbb\u304c\u304b\u304b\u308b\u5b66\u751f\u306e\u5185\u3001\u5c0f\u5b66\u751f\u3001\u4e2d\u5b66\u751f\u3001\u5927\u5b66\u751f\u3050\u3089\u3044\u307e\u3067\u304c\u52a0\u5165\u7387\u304c\u9ad8\u3044\u50be\u5411\u3067\u3059\u3002<br \/>\n\u3053\u308c\u306f\u3082\u3057\u4f55\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u3082\u3001\u5b50\u4f9b\u306b\u306f\u3057\u3063\u304b\u308a\u3068\u3057\u305f\u6559\u80b2\u3092\u53d7\u3051\u3055\u305b\u3066\u3042\u3052\u305f\u3044\u3068\u3044\u3046\u89aa\u306e\u6c17\u6301\u3061\u306e\u8868\u308c\u3068\u3082\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305d\u306e\u5f8c\u3001\u9ad8\u9f62\u592b\u5a66\u3067\u3082\u52a0\u5165\u5272\u5408\u306f\u9ad8\u3044\u307e\u307e\u3067\u3042\u308b\u306e\u306f\u3001\u82e5\u3044\u3046\u3061\u304b\u3089\u52a0\u5165\u3057\u3066\u3044\u305f\u4fdd\u967a\u304c\u5fc5\u8981\u306a\u304f\u3066\u3082\u3001\u3084\u3081\u308b\u306e\u304c\u6016\u304f\u3066\u5fc3\u60c5\u7684\u306b\u3084\u3081\u3089\u308c\u306a\u3044\u3001\u5065\u5eb7\u306b\u4e0d\u5b89\u304c\u51fa\u3066\u304d\u305f\u305f\u3081\u4fdd\u967a\u3092\u7d9a\u3051\u3066\u3044\u308b\u3068\u3044\u3046\u898b\u65b9\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-2\">2-2. \u5e74\u4ee3\u5225<\/span><\/h3>\n<p>\u3059\u3067\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306b\u3064\u3044\u3066\u3001\u5e74\u4ee3\u5225\u306b\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3057\u305f\u3002<\/p>\n<p>\u7d50\u679c\u306f\u30011\u4f4d\u306f70\u4ee3\u306e22\uff05\u3001\u6700\u4e0b\u4f4d\u306f20\u4ee3\u306e3\uff05\u3067\u3057\u305f\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 100%; text-align: center; background-color: #41a85f;\"><strong><span style=\"color: #ffffff;\">\u3010\u52a0\u5165\u8005\u306e\u5e74\u4ee3\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u5e74\u4ee3<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u52a0\u5165\u7387<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">70\u4ee3<\/td>\n<td style=\"width: 50%; text-align: center;\"><strong><span style=\"color: #ff0000;\">22\uff05<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">40\u4ee3<\/td>\n<td style=\"width: 50%; text-align: center;\">21\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">60\u4ee3<\/td>\n<td style=\"width: 50%; text-align: center;\">21\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">50\u4ee3<\/td>\n<td style=\"width: 50%; text-align: center;\">20\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">30\u4ee3<\/td>\n<td style=\"width: 50%; text-align: center;\">13\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">20\u4ee3<\/td>\n<td style=\"width: 50%; text-align: center;\">3\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/1664087022990-1664087023.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5e74\u4ee3\u5225\" \/><\/p>\n<p><a href=\"https:\/\/view.officeapps.live.com\/op\/view.aspx?src=https%3A%2F%2Fwww.jili.or.jp%2Ffiles%2Fresearch%2Fzenkokujittai%2Fxls%2Fr3%2F9-2.xlsx&amp;wdOrigin=BROWSELINK\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\u3000\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc2021\u5e7412\u6708\u300c\u751f\u547d\u4fdd\u967a\u306b\u95a2\u3059\u308b\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u300d<\/a><\/p>\n<p>\u7279\u306b70\u4ee3\u306e\u52a0\u5165\u5272\u5408\u304c\u9ad8\u3044\u3053\u3068\u304c\u610f\u5916\u3060\u3063\u305f\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u6700\u8fd185\u6b73\u307e\u3067\u52a0\u5165\u3067\u304d\u308b\u306a\u3069\u9ad8\u9f62\u3067\u3082\u5165\u308c\u307e\u3059\u3068\u3044\u3046\u4fdd\u967a\u306e\u30b3\u30de\u30fc\u30b7\u30e3\u30eb\u3092\u898b\u308b\u3053\u3068\u304c\u3042\u308b\u3068\u601d\u3044\u307e\u3059\u3002<br \/>\n\u3053\u306e\u3088\u3046\u306b<span style=\"font-size: 16px; color: #333333;\">\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3067\u304d\u308b\u5e74\u9f62\u304c\u9ad8\u304f\u306a\u3063\u3066\u3044\u308b\u304b\u3089\u3068\u3044\u3046\u7406\u7531\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n<p>\u307e\u305f\u9ad8\u9f62\u306b\u306a\u308b\u3068\u3001\u4ecb\u8b77\u3084\u3001\u8a8d\u77e5\u75c7\u3001\u306a\u3069\u306e\u5fc3\u914d\u3082\u5897\u3048\u308b\u305f\u3081\u3001\u52a0\u5165\u5272\u5408\u304c\u9ad8\u3044\u3068\u3082\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u82e5\u3044\u5e74\u4ee3\u3001\u7279\u306b20\u4ee3\u307e\u3067\u4fdd\u967a\u306e\u52a0\u5165\u7387\u304c\u4f4e\u3044\u306e\u306f\u3001\u307e\u3060\u7d50\u5a5a\u3057\u3066\u3044\u306a\u304f\u3066\u72ec\u8eab\u304c\u591a\u3044\u3068\u3044\u3046\u3053\u3068\u3001\u5065\u5eb7\u306b\u4e0d\u5b89\u3092\u611f\u3058\u3066\u3044\u306a\u3044\u305f\u3081\u52a0\u5165\u7387\u304c\u4f4e\u304f\u3001\u3055\u3089\u306b\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u30bf\u30a4\u30df\u30f3\u30b0\u3084\u6a5f\u4f1a\u304c\u306a\u3044\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>40\u4ee3\u4ee5\u964d\u52a0\u5165\u5272\u5408\u304c20\uff05\u4ee5\u4e0a\u3068\u306a\u3063\u3066\u3044\u308b\u306e\u306f\u3001\u3053\u306e\u5e74\u9f62\u304b\u3089\u63a8\u6e2c\u3057\u3066\u3001\u5b50\u4f9b\u304c\u304a\u91d1\u304b\u304b\u308b\u6642\u671f\u3067\u3042\u308b\u3053\u3068\u3001\u50cd\u304d\u4e16\u4ee3\u306a\u306e\u3067\u4ed5\u4e8b\u304c\u5fd9\u3057\u3044\u3053\u3068\u3001\u3055\u3089\u306b\u82e5\u3044\u3053\u308d\u3068\u9055\u3063\u3066\u4f53\u529b\u7684\u306b\u5065\u5eb7\u306e\u4e0d\u5b89\u306a\u3069\u304c\u51fa\u3066\u304f\u308b\u6642\u671f\u3060\u304b\u3089\u3067\u306f\u306a\u3044\u304b\u3068\u63a8\u6e2c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u5e74\u4ee3\u5225\u3067\u898b\u3066\u307f\u308b\u3068\u3001\u7f6e\u304b\u308c\u3066\u3044\u308b\u74b0\u5883\u3067\u306e\u5f71\u97ff\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u5e74\u9f62\u3092\u91cd\u306d\u308b\u3054\u3068\u306b\u5065\u5eb7\u306e\u4e0d\u5b89\u304c\u591a\u304f\u306a\u308b\u305f\u3081\u3001\u5e74\u3092\u91cd\u306d\u308b\u3054\u3068\u306b\u52a0\u5165\u7387\u306f\u9ad8\u304f\u306a\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"2-3\">2-3. \u4e16\u5e2f\u5e74\u53ce\u5225<\/span><\/h3>\n<p>\u3059\u3067\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306b\u3064\u3044\u3066\u3001\u4e16\u5e2f\u5e74\u53ce\u5225\u306b\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3057\u305f\u3002<\/p>\n<p>\u7d50\u679c\u306f\u30011\u4f4d\u306f\u5e74\u53ce700\u4e07\u5186\uff5e1000\u4e07\u5186\u306e\u4e16\u5e2f\u306718.5\uff05\u3001\u6700\u4e0b\u4f4d\u306f\u5e74\u53ce200\u4e07\u5186\u4ee5\u4e0b\u306e\u4e16\u5e2f\u306e5.4\uff05\u3067\u3057\u305f\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 100%; text-align: center; background-color: #41a85f;\"><span style=\"color: #ffffff;\"><strong>\u3010\u52a0\u5165\u8005\u306e\u4e16\u5e2f\u5e74\u53ce\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u4e16\u5e2f\u5e74\u53ce<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u52a0\u5165\u7387<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">700\u4e07\u5186\uff5e1000\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\"><strong><span style=\"color: #ff0000;\">18.5\uff05<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">300\u4e07\u5186\uff5e400\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\">13.0\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">400\u4e07\u5186\uff5e500\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\">12.3\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">1000\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\">12.2\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">200\u4e07\u5186\uff5e300\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\">11.4\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">500\u4e07\u5186\uff5e600\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\">10.4\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">600\u4e07\u5186\uff5e700\u4e07\u5186<\/td>\n<td style=\"width: 50%; text-align: center;\">8.4\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e0d\u660e<\/td>\n<td style=\"width: 50%; text-align: center;\">8.1\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">200\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td style=\"width: 50%; text-align: center;\">5.4\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/Life-insurance-subscription-status-by-income-1666432502.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" \/><\/p>\n<p><a href=\"https:\/\/view.officeapps.live.com\/op\/view.aspx?src=https%3A%2F%2Fwww.jili.or.jp%2Ffiles%2Fresearch%2Fzenkokujittai%2Fxls%2Fr3%2F9-8.xlsx&amp;wdOrigin=BROWSELINK\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\u3000\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc2021\u5e7412\u6708\u300c\u751f\u547d\u4fdd\u967a\u306b\u95a2\u3059\u308b\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u300d<\/a><\/p>\n<p>\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u306a\u3044\u7406\u7531\u3067\u4e00\u756a\u591a\u304b\u3063\u305f\u306e\u304c\u3001\u300c\u7d4c\u6e08\u7684\u4f59\u88d5\u304c\u306a\u3044\u300d\u3068\u3044\u3046\u7406\u7531\u3067\u3059\u3002<br \/>\n\u4e16\u5e2f\u5e74\u53ce200\u4e07\u5186\u672a\u6e80\u306e\u4e16\u5e2f\u306e\u52a0\u5165\u7387\u304c\u6700\u3082\u4f4e\u3044\u306e\u306f\u3001\u3053\u308c\u304c\u5927\u304d\u306a\u7406\u7531\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\u52a0\u5165\u7387\u304c\u6700\u3082\u9ad8\u3044\u5e74\u53ce700\u4e07\u5186\uff5e1000\u4e07\u5186\u306e\u4e16\u5e2f\u306f\u3001<span style=\"font-size: 16px; color: #333333;\">\u5e74\u9f62\u7684\u306b\u50cd\u304d\u4e16\u4ee3\u3067\u3001\u307e\u305f\u3001\u5bb6\u65cf\u3092\u6301\u3064\u8cac\u4efb\u4e16\u4ee3\u3067\u3082\u3042\u308a\u3001\u305d\u306e\u53ce\u5165\u3092\u5b88\u308b\u305f\u3081\u306b\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n<p>\u5b9f\u969b\u3001\u5f53\u793e\u306bFP\u76f8\u8ac7\u306b\u6765\u308b\u304a\u5ba2\u69d8\u3067\u3082\u3001\u3053\u306e\u5e74\u53ce\u5e2f\u306e\u4eba\u306f\u6bd4\u8f03\u7684\u591a\u3044\u3067\u3059\u3002<br \/>\n\u52a0\u5165\u7406\u7531\u3092\u304d\u304f\u3068\u3001\u5bb6\u65cf\u306e\u305f\u3081\u3001\u8001\u5f8c\u306e\u305f\u3081\u306b\u3001\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u7b54\u3048\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n<h3><span id=\"3-4\">3-4. \u8077\u696d\u5225<\/span><\/h3>\n<p>\u3059\u3067\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306b\u3064\u3044\u3066\u3001\u8077\u696d\u5225\u306b\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3057\u305f\u3002<\/p>\n<p>\u7d50\u679c\u306f\u30011\u4f4d\u306f\u6b63\u793e\u54e1\u306e46\uff05\u3067\u3057\u305f\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 100%; text-align: center; background-color: #41a85f;\"><strong><span style=\"color: #ffffff;\">\u3010\u52a0\u5165\u8005\u306e\u8077\u696d\u5225\u3011\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u5b9f\u614b<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u8077\u696d<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; background-color: #ccffcc;\"><strong>\u52a0\u5165\u7387<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u6b63\u793e\u54e1<\/td>\n<td style=\"width: 50%; text-align: center;\"><strong><span style=\"color: #ff0000;\">46\uff05<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u7121\u8077<\/td>\n<td style=\"width: 50%; text-align: center;\">24\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u81ea\u55b6\u696d<\/td>\n<td style=\"width: 50%; text-align: center;\">16\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u6b63\u793e\u54e1\u4ee5\u5916<\/td>\n<td style=\"width: 50%; text-align: center;\">10\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u305d\u306e\u4ed6<\/td>\n<td style=\"width: 50%; text-align: center;\">3\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e0d\u660e<\/td>\n<td style=\"width: 50%; text-align: center;\">1\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/1664087712882-1664087713.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u8077\u696d\u5225\u751f\u547d\u4fdd\u967a\u52a0\u5165\u5272\u5408\" \/><\/p>\n<p><a href=\"https:\/\/view.officeapps.live.com\/op\/view.aspx?src=https%3A%2F%2Fwww.jili.or.jp%2Ffiles%2Fresearch%2Fzenkokujittai%2Fxls%2Fr3%2F9-4.xlsx&amp;wdOrigin=BROWSELINK\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\u3000\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc2021\u5e7412\u6708\u300c\u751f\u547d\u4fdd\u967a\u306b\u95a2\u3059\u308b\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u300d<\/a><\/p>\n<p>\u6b63\u793e\u54e1\u306e\u52a0\u5165\u5272\u5408\u304c\u9ad8\u3044\u7406\u7531\u3068\u3057\u3066<\/p>\n<ul>\n<li>\u4f1a\u793e\u306e\u56e3\u4f53\u4fdd\u967a\u304c\u3042\u308b\u2192\u5272\u5b89\u306a\u4fdd\u967a\u6599\u3067\u52a0\u5165\u3057\u3084\u3059\u3044<\/li>\n<li>\u4f1a\u793e\u306b\u751f\u547d\u4fdd\u967a\u4f1a\u793e\u306e\u55b6\u696d\u304c\u6765\u3066\u3044\u308b\u2192\u52e7\u8a98\u3092\u53d7\u3051\u308b\u6a5f\u4f1a\u304c\u591a\u3044<\/li>\n<li>\u5e74\u53ce\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308b\u2192\u7d4c\u6e08\u7684\u4f59\u88d5\u304c\u3042\u308b<\/li>\n<li>\u4f1a\u793e\u3067\u306e\u304a\u4ed8\u304d\u5408\u3044\u304c\u3042\u308b\u2192\u4e0a\u53f8\u306e\u7d39\u4ecb\u306a\u3069\u3067\u52a0\u5165\u3059\u308b<\/li>\n<\/ul>\n<p>\u306a\u3069\u304c\u3042\u3052\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001\u6b63\u793e\u54e1\u306b\u6b21\u3044\u3067\u3001\u7121\u8077\u306e\u4eba\u306e\u52a0\u5165\u7387\u304c2\u4f4d\u3068\u306a\u3063\u3066\u3044\u308b\u306f\u610f\u5916\u3067\u3059\u3088\u306d\u3002<\/p>\n<p>\u3053\u306e\u7406\u7531\u3068\u3057\u3066\u306f\u3001\u7121\u8077\u306e\u4eba\u306e\u4e2d\u306b\u306f\u3001\u50cd\u3044\u3066\u3044\u308b\u9593\u306b\u5165\u3063\u3066\u3044\u305f\u4fdd\u967a\u3092\u305d\u306e\u307e\u307e\u7d9a\u3051\u3066\u3044\u308b\u53ef\u80fd\u6027\u3042\u308b\u304b\u3089\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-5\">2-5. \u5730\u533a\u5225<\/span><\/h3>\n<p>\u4f4f\u3093\u3067\u3044\u308b\u5730\u533a\u5225\u3067\u751f\u547d\u4fdd\u967a\u52a0\u5165\u5272\u5408\u3092\u30b0\u30e9\u30d5\u306b\u3057\u307e\u3057\u305f\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 100%; text-align: center;\">\u5730\u533a\u5225\u751f\u547d\u4fdd\u967a\u52a0\u5165\u7387<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u95a2\u6771<\/td>\n<td style=\"width: 50%; text-align: center;\">34\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u8fd1\u757f<\/td>\n<td style=\"width: 50%; text-align: center;\">16\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e2d\u90e8<\/td>\n<td style=\"width: 50%; text-align: center;\">13\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e5d\u5dde<\/td>\n<td style=\"width: 50%; text-align: center;\">12\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u6771\u5317<\/td>\n<td style=\"width: 50%; text-align: center;\">7\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u4e2d\u56fd<\/td>\n<td style=\"width: 50%; text-align: center;\">6\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u5317\u6d77\u9053<\/td>\n<td style=\"width: 50%; text-align: center;\">5\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u5317\u9678<\/td>\n<td style=\"width: 50%; text-align: center;\">4\uff05<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u56db\u56fd<\/td>\n<td style=\"width: 50%; text-align: center;\">3\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/1664088276275-1664088276.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5730\u533a\u5225\u751f\u547d\u4fdd\u967a\u52a0\u5165\u5272\u5408\" \/><\/p>\n<p><a href=\"https:\/\/view.officeapps.live.com\/op\/view.aspx?src=https%3A%2F%2Fwww.jili.or.jp%2Ffiles%2Fresearch%2Fzenkokujittai%2Fxls%2Fr3%2F9-17.xlsx&amp;wdOrigin=BROWSELINK\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\u3000\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc2021\u5e7412\u6708\u300c\u751f\u547d\u4fdd\u967a\u306b\u95a2\u3059\u308b\u5168\u56fd\u5b9f\u614b\u8abf\u67fb\u300d<\/a><\/p>\n<p>\u3053\u306e\u30b0\u30e9\u30d5\u3092\u898b\u3066\u307f\u308b\u3068\u3001\u95a2\u6771\u570f\u304c\u6700\u3082\u52a0\u5165\u5272\u5408\u304c\u9ad8\u304f\u3001\u5317\u6d77\u9053\u304c\u4e00\u756a\u4f4e\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u95a2\u6771\u570f\u306e\u4e2d\u3067\u3082\u300134%\u306e\u3046\u3061\u3001\u9996\u90fd\u570f\u306e\u52a0\u5165\u7387\u306f26.8%\u3068\u306a\u308a\u3001\u9996\u90fd\u570f\u306e\u52a0\u5165\u5272\u5408\u304c\u9ad8\u3044\u3053\u3068\u304c\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u7406\u7531\u3068\u3057\u3066<\/p>\n<ul>\n<li>\u4eba\u53e3\u304c\u591a\u3044\u305f\u3081<\/li>\n<li>\u4fdd\u967a\u52a0\u5165\u3067\u304d\u308b\u6a5f\u95a2\u304c\u591a\u3044<\/li>\n<li>\u4f1a\u793e\u304c\u591a\u3044\u305f\u3081\u3001\u55b6\u696d\u3055\u308c\u308b\u6a5f\u4f1a\u304c\u591a\u3044<\/li>\n<\/ul>\n<p>\u306a\u3069\u304c\u3042\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u95a2\u6771\u304c\u52a0\u5165\u5272\u5408\u304c\u9ad8\u304f\u3066\u3082\u3001\u4eba\u53e3\u304c\u591a\u3044\u3068\u3044\u3046\u70b9\u304b\u3089\u4e00\u6982\u306b\u9ad8\u3044\u3068\u306f\u8a00\u3044\u5207\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u5730\u533a\u5225\u306e\u52a0\u5165\u5272\u5408\u306f\u5224\u65ad\u6750\u6599\u306b\u306a\u3089\u306a\u3044\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"3\">3. \u3057\u304b\u3057\u5b9f\u306f\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f\u6c17\u306b\u3057\u306a\u304f\u3066\u3044\u3044<\/span><\/h2>\n<p>1\u7ae0\u30fb2\u7ae0\u3067\u306f\u3001\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u3092\u69d8\u3005\u306a\u89d2\u5ea6\u304b\u3089\u898b\u3066\u307f\u307e\u3057\u305f\u3002<\/p>\n<p>\u3057\u304b\u3057FP\u3068\u3057\u3066\u306e\u610f\u898b\u3092\u304a\u4f1d\u3048\u3059\u308b\u3068\u3001<strong>\u3042\u306a\u305f\u304c\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u304b\u3092\u5224\u65ad\u3059\u308b\u4e0a\u3067\u3001\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f\u6c17\u306b\u3057\u306a\u304f\u3066\u3044\u3044<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001<strong><span style=\"color: #ff0000;\">\u52a0\u5165\u7387\u3060\u3051\u3067\u5224\u65ad\u3059\u308b\u3068\u3001\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u640d\u306a\u7d50\u679c\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u304b\u3089<\/span><\/strong>\u3067\u3059\u3002<\/p>\n<p>\u672c\u7ae0\u3067\u306f\u3001<strong>\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u3060\u3051\u3067\u5224\u65ad\u3059\u308b\u3053\u3068\u304c\u306a\u305c\u826f\u304f\u306a\u3044\u306e\u304b<\/strong>\u306b\u3064\u3044\u3066\u3001\u6b21\u306e\uff12\u3064\u306e\u89b3\u70b9\u304b\u3089\u304a\u4f1d\u3048\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u52a0\u5165\u8005\u306e\u7f6e\u304b\u308c\u3066\u3044\u308b\u74b0\u5883\u306f\u3072\u3068\u308a\u3072\u3068\u308a\u9055\u3046<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u304c\u5fc5\u8981\u3067\u306a\u3044\u4eba\u304c\u52a0\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308b<\/li>\n<\/ul>\n<h3><span id=\"3-1\">3-1.<span style=\"font-size: 24px;\">\u00a0<\/span><span style=\"font-size: 20px;\">\u52a0\u5165\u8005\u306e\u7f6e\u304b\u308c\u3066\u3044\u308b\u74b0\u5883\u306f\u3072\u3068\u308a\u3072\u3068\u308a\u9055\u3046<\/span><\/span><\/h3>\n<p>\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4eba\u306f\u3001\u5bb6\u65cf\u69cb\u6210\u3084\u50cd\u304d\u65b9\u3001\u8caf\u84c4\u984d\u3001\u5e74\u53ce\u3001\u305d\u3057\u3066\u5e74\u4ee3\u306a\u3069\u3072\u3068\u308a\u3072\u3068\u308a\u9055\u3044\u307e\u3059\u3002\u5bb6\u65cf\u69cb\u6210\u304c\u540c\u3058\u3067\u3082\u8caf\u84c4\u984d\u306f\u540c\u3058\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u540c\u3058\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u305f\u308a\u4fdd\u969c\u3092\u6e96\u5099\u3057\u305f\u308a\u3057\u3066\u3082\u3001<strong>\u540c\u3058\u7d50\u679c\u3084\u5b89\u5fc3\u3092\u5f97\u3089\u308c\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093<\/strong>\u3002<\/p>\n<p>\u3082\u3057\u3001\u300c\u52a0\u5165\u7387\u304c\u9ad8\u3044\u304b\u3089\u300d\u3068\u52a0\u5165\u3057\u305f\u5834\u5408\u3001\u81ea\u5206\u3084\u5bb6\u65cf\u306b\u5168\u304f\u5fc5\u8981\u306e\u306a\u3044\u4fdd\u967a\u306b\u304a\u91d1\u3092\u6255\u3044\u7d9a\u3051\u3066\u3057\u307e\u3046\u3053\u3068\u306b\u3082\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002<br \/>\n\u307e\u305f\u306f\u3001\u300c\u52a0\u5165\u7387\u304c\u4f4e\u3044\u304b\u3089\u300d\u3068\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u305b\u305a\u306b\u3044\u3066\u3001\u4e07\u4e00\u306e\u4e8b\u304c\u3042\u3063\u305f\u5834\u5408\u3001\u5bb6\u65cf\u304c\u8def\u982d\u306b\u8ff7\u3046\u3053\u3068\u306a\u3063\u3066\u3057\u307e\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u3001<strong>\u52a0\u5165\u7387\u3060\u3051\u3067\u81ea\u5206\u304c\u52a0\u5165\u3059\u308b\u3079\u304d\u304b\u3069\u3046\u304b\u3092\u5224\u65ad\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u306a\u3044<\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u592b\u5a66\u30d5\u30eb\u30bf\u30a4\u30e0\u3067\u5171\u50cd\u304d\u3001\u5e74\u53ce\u304c700\u4e07\u5186\uff5e1000\u4e07\u5186\u306e\u4e16\u5e2f\u304c\u3044\u308b\u3068\u3057\u307e\u3059\u3002<br \/>\n1\u7ae0\u3067\u53d6\u308a\u4e0a\u3052\u305f\u5c31\u696d\u72b6\u6cc1\u5225<span style=\"font-size: 16px; color: #333333;\">\uff081-2\u53c2\u7167\uff09<\/span>\u3067\u307f\u308b\u3068\u3001\u5171\u50cd\u304d\u592b\u5a66\u306f\u592b\u5a66\u4e21\u65b9\u304c\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u7387\u304c\u4e00\u756a\u9ad8\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u305d\u3057\u30662\u7ae0\u306e\u4e16\u5e2f\u5e74\u53ce\u5225<span style=\"font-size: 16px; color: #333333;\">\uff082-3\u53c2\u7167\uff09<\/span>\u3067\u306e\u52a0\u5165\u8005\u5272\u5408\u3092\u898b\u3066\u307f\u308b\u3068\u3001\u3053\u306e\u5e74\u53ce\u306e\u4e16\u5e2f\u304c\u6700\u3082\u52a0\u5165\u7387\u304c\u9ad8\u304f\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u5206\u304b\u308a\u307e\u3059\u3002<br \/>\n\u3053\u308c\u3089\u306e\u30c7\u30fc\u30bf\u3060\u3051\u3067\u8003\u3048\u308b\u3068\u3001\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u59a5\u5f53\u3068\u8a00\u3048\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3067\u3059\u304c\u3001\u3053\u306e\u4eba\u305f\u3061\u306b\u5b50\u4f9b\u304c\u304a\u3089\u305a\u3001\u8cc7\u7523\u304c\u6ca2\u5c71\u3042\u308c\u3070\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u5fc5\u8981\u306f\u306a\u3044\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3042\u308b\u3044\u306f\u592b\u5a66\u306e\u307f\uff0840\u6b73\u4ee5\u4e0b\uff09\u306e\u4eba\u305f\u3061\u3092\u8003\u3048\u3066\u307f\u307e\u3059\u3002<br \/>\n\u3053\u306e\u4e16\u5e2f\u306f\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306f\u6700\u3082\u4f4e\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3053\u306e\u592b\u5a66\u306e\u9810\u8caf\u91d1\u304c\u5168\u304f\u306a\u3044\u72b6\u6cc1\u3060\u3063\u305f\u308a\u3001\u81ea\u55b6\u3067\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u3089\u53ce\u5165\u304c\u9014\u7d76\u3048\u308b\u3068\u3044\u3046\u72b6\u6cc1\u3060\u3063\u305f\u308a\u3057\u305f\u3089\u3069\u3046\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u305d\u306e\u5834\u5408\u306f\u3001\u3082\u3057\u3082\u306e\u305f\u3081\u306e\u5099\u3048\u3068\u3057\u3066\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u304a\u304f\u5fc5\u8981\u6027\u306f\u9ad8\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u305d\u308c\u305e\u308c\u306e\u72b6\u6cc1\u304c\u9055\u3046\u305f\u3081\u3001\u52a0\u5165\u7387\u3067\u5224\u65ad\u3059\u308b\u5fc5\u8981\u306f\u306a\u304f\u3001\u6c17\u306b\u3057\u306a\u304f\u3066\u3044\u3044\u3068\u8a00\u3048\u308b\u306e\u3067\u3059\u3002<\/p>\n<h3><span id=\"2-2-2\">2-2. \u4fdd\u967a\u304c\u5fc5\u8981\u3067\u306f\u306a\u3044\u4eba\u304c\u52a0\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308b\u304b\u3089<\/span><\/h3>\n<p>\u307e\u305f\u3001\u751f\u547d\u4fdd\u967a\u304c\u5fc5\u8981\u3067\u306a\u3044\u4eba\u304c\u52a0\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3042\u308a\u3001\u305d\u308c\u3067\u52a0\u5165\u7387\u304c\u4e0a\u304c\u3063\u3066\u3044\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5fc5\u8981\u304c\u306a\u3044\u306e\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3068\u3057\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u72b6\u6cc1\u304c\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u4f1a\u793e\u306e\u56e3\u4f53\u4fdd\u967a\u306e<strong>\u9084\u4ed8\u91d1\u76ee\u5f53\u3066<\/strong>\u306b\u52a0\u5165\u3057\u305f<\/li>\n<li>\u55b6\u696d\u306e\u62bc\u3057\u304c\u5f37\u304f\u3001<strong>\u4ed5\u65b9\u306a\u304f<\/strong>\u52a0\u5165\u3057\u305f<\/li>\n<li>\u89aa\u621a\u3084\u53cb\u9054\u306e<strong>\u4ed8\u304d\u5408\u3044<\/strong>\u3067\u52a0\u5165\u3057\u305f<\/li>\n<li>\u53cb\u9054\u304c\u52a0\u5165\u3057\u305f\u304b\u3089<strong>\u8efd\u3044\u30ce\u30ea<\/strong>\u3067\u52a0\u5165\u3057\u305f<\/li>\n<li>\u30cd\u30c3\u30c8\u306e\u4fdd\u967a\u3092\u898b\u3066\u5b89\u3044\u304b\u3089\u3001<strong>\u3068\u308a\u3042\u3048\u305a<\/strong>\u52a0\u5165\u3057\u305f<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u55b6\u696d\u306e\u5bb6\u65cf\u304c<strong>\u30ce\u30eb\u30de\u306e\u305f\u3081<\/strong>\u306b\u5fc5\u8981\u306e\u306a\u3044\u4fdd\u967a\u306b\u52a0\u5165\u3057\u305f<\/li>\n<\/ul>\n<p>\u3053\u308c\u3089\u306e\u30b1\u30fc\u30b9\u3067\u306f\u3001\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u76ee\u7684\u306f\u4fdd\u969c\u3092\u5f97\u308b\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u52a0\u5165\u7387\u3092\u51fa\u3059\u4e0a\u3067\u306f\u3001\u3053\u306e\u3088\u3046\u306a\u300c\u52a0\u5165\u3059\u308b\u76ee\u7684\u306e\u9055\u3044\u300d\u306f\u8003\u616e\u3055\u308c\u307e\u305b\u3093\u3002\u3067\u3059\u306e\u3067\u3001<strong>\u53c2\u8003\u306b\u306a\u3089\u306a\u3044\u60c5\u5831\u304c\u6df7\u3056\u3063\u3066\u3057\u307e\u3063\u3066\u3044\u308b<\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u4f1a\u793e\u306e\u56e3\u4f53\u4fdd\u967a\u3067\u306f\u3001\u4e00\u5b9a\u306e\u671f\u9593\u7d4c\u904e\u5f8c\u306b\u9084\u4ed8\u91d1\u304c\u51fa\u308b\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u304a\u5c0f\u9063\u3044\u5236\u306e\u592b\u304b\u3089\u3059\u308b\u3068\u3001\u9084\u4ed8\u91d1\u306f\u7d66\u4e0e\u660e\u7d30\u306b\u8f09\u3063\u3066\u3053\u306a\u3044\u305f\u3081\u3001\u79d8\u5bc6\u306e\u304a\u5c0f\u9063\u3044\u306b\u3067\u304d\u308b\u304b\u3089\u3068\u3044\u3046\u7406\u7531\u3067\u52a0\u5165\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u307e\u305f\u3001\u55b6\u696d\u306e\u62bc\u3057\u304c\u5f37\u304f\u4ed5\u65b9\u306a\u304f\u52a0\u5165\u3057\u305f\u3001\u89aa\u621a\u3084\u53cb\u9054\u306e\u4ed8\u304d\u5408\u3044\u3067\u52a0\u5165\u3057\u305f\u3001\u751f\u547d\u4fdd\u967a\u306e\u8eab\u5185\u304c\u30ce\u30eb\u30de\u306e\u305f\u3081\u5fc5\u8981\u306e\u306a\u3044\u306e\u306b\u52a0\u5165\u3057\u305f\u30b1\u30fc\u30b9\u3067\u306f\u3001\u55b6\u696d\u306e\u904e\u5ea6\u306e\u30ce\u30eb\u30de\u306a\u3069\u4fdd\u967a\u696d\u754c\u306e\u8ab2\u984c\u3082\u898b\u3048\u3066\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u3046\u3057\u3066\u52a0\u5165\u3057\u305f\u5834\u5408\u3001\u5fc5\u8981\u3067\u306a\u3044\u306e\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u3044\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u5fc5\u8981\u3067\u306a\u3044\u306e\u306b\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u305f\u3081\u306b\u52a0\u5165\u7387\u304c\u9ad8\u304f\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u306e\u3067\u3001\u3042\u306a\u305f\u304c\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u3079\u304d\u304b\u3069\u3046\u304b\u306f\u52a0\u5165\u7387\u3067\u306f\u5224\u65ad\u3067\u304d\u306a\u3044\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"4\">4. \u52a0\u5165\u7387\u3067\u306f\u306a\u304f\u3010\u4e07\u4e00\u306e\u6642\u306b\u4e0d\u8db3\u3059\u308b\u984d\u3011\u304c\u3042\u308b\u304b\u306a\u3044\u304b\u3067\u5224\u65ad\u3059\u308b<\/span><\/h2>\n<p>\u3067\u306f\u3001\u3042\u306a\u305f\u304c\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u3079\u304d\u304b\u3069\u3046\u304b\u306f\u3001\u3069\u3046\u3084\u3063\u3066\u5224\u65ad\u3059\u308c\u3070\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u305d\u308c\u306e\u5224\u65ad\u306b\u5fc5\u8981\u306a\u306e\u306f\u52a0\u5165\u7387\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n<strong>\u3010\u4e07\u304c\u4e00\u306e\u6642\u306b\u4e0d\u8db3\u3059\u308b\u984d\u3011\u304c\u3042\u308b\u304b\u306a\u3044\u304b\u3067\u5224\u65ad<\/strong>\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u3010\u4e07\u304c\u4e00\u306e\u6642\u306b\u4e0d\u8db3\u3059\u308b\u984d\u3011\u306f\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u3068\u3082\u547c\u3070\u308c\u3066\u3044\u307e\u3059\u3002\uff08\u4ee5\u4e0b\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u3068\u547c\u3073\u307e\u3059\uff09<\/span><\/p>\n<p>\u3053\u306e\u7ae0\u3067\u306f\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u306b\u3064\u3044\u3066\u6b21\u306e\uff13\u3064\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u5fc5\u8981\u4fdd\u969c\u984d\u306e\u51fa\u3057\u65b9<\/li>\n<li>\u5fc5\u8981\u4fdd\u969c\u984d\u304c\u6e96\u5099\u3067\u304d\u3066\u3044\u306a\u3044\u5834\u5408\u3069\u3046\u3059\u3079\u304d\u304b<\/li>\n<li>\u5fc5\u8981\u4fdd\u969c\u984d\u304c\u6e96\u5099\u3067\u304d\u3066\u3044\u308b\u5834\u5408\u3069\u3046\u3059\u3079\u304d\u304b<\/li>\n<\/ul>\n<p>\u3053\u306e\u7ae0\u3092\u8aad\u3093\u3067\u3082\u3089\u3048\u308c\u3070\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u306b\u3088\u3063\u3066\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u304b\u3069\u3046\u304b\u306e\u6b63\u3057\u3044\u5224\u65ad\u3092\u3059\u308b\u65b9\u6cd5\u304c\u5206\u304b\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u3057\u3063\u304b\u308a\u65b9\u6cd5\u3092\u628a\u63e1\u3057\u3066\u3001\u7121\u99c4\u306a\u751f\u547d\u4fdd\u967a\u6599\u3092\u652f\u6255\u3063\u3066\u640d\u3092\u3057\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u3092\u30b0\u30c3\u3068\u6e1b\u3089\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"4-1\"><span style=\"font-size: 20px; color: black;\">4-1.\u3010\u5fc5\u8981\u4fdd\u969c\u984d\u3011\u306e\u51fa\u3057\u65b9<\/span><\/span><\/h3>\n<p>\u307e\u305a\u306f\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u306e\u51fa\u3057\u65b9\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u8a08\u7b97\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong><span style=\"font-size: 20px;\">\u5fc5\u8981\u4fdd\u969c\u984d\uff1d\u907a\u65cf\u306e\u652f\u51fa\uff0d\u907a\u65cf\u306e\u53ce\u5165<\/span><\/strong><\/li>\n<\/ul>\n<p>\u7aef\u7684\u306b\u8a00\u3046\u3068\u3001<strong>\u300c\u4e8b\u304c\u8d77\u3053\u3063\u305f\u5f8c\u306e\u751f\u6d3b\u3092\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u304a\u91d1\u306e\u4e0d\u8db3\u5206\u300d\u304c\u5fc5\u8981\u4fdd\u969c\u984d<\/strong>\u3067\u3059\u3002<br \/>\n\u56f3\u306b\u3059\u308b\u3068\u3053\u3093\u306a\u611f\u3058\u3067\u3059\u3002<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2022\/10\/1663997542285-1663997543.png\" style=\"display: block; vertical-align: top; margin: 5px auto; text-align: center;\" class=\"fr-draggable\" alt=\"\u5fc5\u8981\u4fdd\u969c\u984d\u306e\u51fa\u3057\u65b9\" \/><\/p>\n<p>\u56f3\u3067\u306f\u907a\u65cf\u3068\u66f8\u3044\u3066\u3044\u307e\u3059\u304c\u3001\u5f53\u4e8b\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u3044\u306a\u3044\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n\u305d\u306e\u5834\u5408\u3067\u3082\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u306f\u540c\u3058\u3088\u3046\u306b\u8003\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"4-2\">4-2. \u5fc5\u8981\u4fdd\u969c\u984d<span style=\"font-size: 20px;\">\u304c\u6e96\u5099\u3067\u304d\u3066\u3044\u306a\u3044\u306a\u3089\u3001\u751f\u547d\u4fdd\u967a\u3078\u306e\u52a0\u5165\u3092\u9078\u629e\u80a2\u306b\u3044\u308c\u3088\u3046<\/span><\/span><\/h3>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u304c\u6e96\u5099\u3067\u304d\u3066\u3044\u306a\u3044\u306a\u3089\u3001\u751f\u547d\u4fdd\u967a\u3078\u306e\u52a0\u5165\u3092\u9078\u629e\u80a2\u306b\u5165\u308c\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u3092\u6e96\u5099\u3067\u304d\u3066\u3044\u306a\u3044\u72b6\u614b\u3068\u306f\u3001\u4eca\u5f8c\u4e88\u60f3\u3055\u308c\u308b\u907a\u65cf\u306e\u652f\u51fa\u304c\u3001\u907a\u65cf\u5e74\u91d1\u7b49\u306e\u53ce\u5165\u984d\u3092\u4e0a\u56de\u308a\u3001\u8caf\u91d1\u306a\u3069\u3067\u3082\u30ab\u30d0\u30fc\u3057\u304d\u308c\u306a\u3044\u30b1\u30fc\u30b9\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n<h4><span style=\"color: #000000;\">\u4f8b\uff1a\u4e16\u5e2f\u4e3b\u304c\u6b7b\u4ea1\u3001\u4eca\u5f8c\u60f3\u5b9a\u3055\u308c\u308b\u907a\u65cf\u306e\u652f\u51fa2\u5104\u5186\u30fb\u53ce\u51651\u51042000\u4e07\u5186\u3001\u8caf\u91d1500\u4e07\u5186\u306e\u5834\u5408<\/span><\/h4>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 33.3333%; text-align: center; background-color: #d1d5d8;\"><strong>\u907a\u65cf\u306e\u652f\u51fa<\/strong><\/td>\n<td style=\"width: 33.3333%; text-align: center; background-color: #d1d5d8;\"><strong>\u907a\u65cf\u306e\u53ce\u5165<\/strong><\/td>\n<td style=\"width: 33.3333%; text-align: center; background-color: #d1d5d8;\"><strong>\u5fc5\u8981\u4fdd\u969c\u984d<br \/>\n\uff08\u907a\u65cf\u306e\u652f\u51fa\u30fc\u907a\u65cf\u306e\u53ce\u5165\uff09<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">2\u5104\u5186<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">1\u51042,000\u4e07\u5186<\/td>\n<td style=\"width: 33.3333%; text-align: center;\"><span style=\"color: #ff0000;\"><strong>8,000\u4e07\u5186<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u3053\u306e\u3088\u3046\u306b8000\u4e07\u5186\u304c\u5fc5\u8981\u4fdd\u969c\u984d\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u8caf\u91d1\u3082500\u4e07\u5186\u3057\u304b\u3042\u308a\u307e\u305b\u3093\u306e\u3067\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u3092\u6e80\u305f\u3059\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<br \/>\n\u3053\u306e\u72b6\u6cc1\u3067\u4e07\u304c\u4e00\u306e\u3053\u3068\u304c\u8d77\u304d\u305f\u5834\u5408\u3001<\/p>\n<ul>\n<li>\u5bb6\u65cf\u304c\u751f\u6d3b\u4fdd\u8b77\u3092\u53d7\u3051\u308b<\/li>\n<li>\u5b50\u4f9b\u306e\u9032\u5b66\u3092\u8ae6\u3081\u3055\u305b\u308b<\/li>\n<li>\u4f4f\u5c45\u3092\u5931\u3046<\/li>\n<\/ul>\n<p>\u3068\u3044\u3063\u305f\u4e8b\u614b\u304c\u8d77\u304d\u3066\u3057\u307e\u3046\u3053\u3068\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u52a0\u5165\u7387\u3067\u5224\u65ad\u305b\u305a\u306b\u3001\u5fc5\u8981\u4fdd\u969c\u984d\u304c\u3042\u3063\u305f\u5834\u5408\u306f\u751f\u547d\u4fdd\u967a\u306e\u52a0\u5165\u3092\u9078\u629e\u80a2\u306b\u5165\u308c\u308b\u3079\u304d\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"4-3\">4-3.<span style=\"font-size: 20px;\">\u00a0\u5fc5\u8981\u4fdd\u969c\u984d\u3092\u6e96\u5099\u3067\u304d\u3066\u3044\u308b\u306a\u3089\u3001\u751f\u547d\u4fdd\u967a\u306b\u306f<\/span><span style=\"font-size: 20px; color: black;\">\u5fc5\u305a\u3057\u3082\u52a0\u5165\u3057\u306a\u304f\u3066\u3082\u3044\u3044<\/span><\/span><\/h3>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u3092\u6e96\u5099\u3067\u304d\u3066\u3044\u308b\u306a\u3089\u3001\u751f\u547d\u4fdd\u967a\u306f\u5fc5\u305a\u3057\u3082\u52a0\u5165\u3057\u306a\u304f\u3066\u3082\u3044\u3044\u3067\u3059\u3002<\/p>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u3092\u6e96\u5099\u3067\u304d\u3066\u3044\u308b\u72b6\u614b\u3068\u306f\u3001\u4f8b\u3048\u3070\u3001\u4e07\u4e00\u306e\u4e8b\u614b\u304c\u8d77\u3053\u3063\u3066\u3082\u305d\u308c\u3092\u30ab\u30d0\u30fc\u3067\u304d\u308b\u3060\u3051\u306e\u8caf\u91d1\u304c\u3042\u308b\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3067\u3059\u3002<\/p>\n<h4><span style=\"color: #000000;\">\u4f8b\uff1a\u4e16\u5e2f\u4e3b\u304c\u6b7b\u4ea1\u3001\u4eca\u5f8c\u60f3\u5b9a\u3055\u308c\u308b\u907a\u65cf\u306e\u652f\u51fa1\u5104\u5186\u30fb\u53ce\u51658,000\u4e07\u5186\u3001\u8caf\u91d13,000\u4e07\u5186\u3042\u308b\u5834\u5408<\/span><\/h4>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 33.3333%; text-align: center; background-color: #d1d5d8;\"><strong>\u907a\u65cf\u306e\u652f\u51fa<\/strong><\/td>\n<td style=\"width: 33.3333%; text-align: center; background-color: #d1d5d8;\"><strong>\u907a\u65cf\u306e\u53ce\u5165<\/strong><\/td>\n<td style=\"width: 33.3333%; text-align: center; background-color: #d1d5d8;\"><strong>\u5fc5\u8981\u4fdd\u969c\u984d<br \/>\n(\u907a\u65cf\u306e\u652f\u51fa\u30fc\u907a\u65cf\u306e\u53ce\u5165\uff09<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%; text-align: center;\">1\u5104\u5186<\/td>\n<td style=\"width: 33.3333%; text-align: center;\">8,000\u4e07\u5186<\/td>\n<td style=\"width: 33.3333%; text-align: center;\"><span style=\"color: #ff0000;\"><strong>2,000\u4e07\u5186<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5fc5\u8981\u4fdd\u969c\u984d\u306f2,000\u4e07\u5186\u3068\u8a08\u7b97\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u8caf\u91d1\u304c3,000\u4e07\u5186\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u5341\u5206\u30ab\u30d0\u30fc\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u5834\u5408\u3001\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u5fc5\u8981\u306f\u306a\u3044\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001<strong><span style=\"color: #ff0000;\">\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u304b\u3069\u3046\u304b\u306f\u5fc5\u8981\u4fdd\u969c\u984d\u306e\u91d1\u984d\u306b\u3088\u3063\u3066\u5224\u65ad\u3059\u3079\u304d<\/span><\/strong>\u306a\u306e\u3067\u3059\u3002<\/p>\n<h2><span id=\"5\">5. \u305f\u3060\u3057\u3001\u751f\u547d\u4fdd\u967a\u306a\u3089\u3069\u3093\u306a\u3082\u306e\u3067\u3082\u3088\u3044\u308f\u3051\u3067\u306f\u306a\u3044<\/span><\/h2>\n<p>\u305f\u3060\u3057\u3001\u751f\u547d\u4fdd\u967a\u306a\u3089\u3069\u3093\u306a\u3082\u306e\u3067\u3082\u3088\u3044\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u751f\u547d\u4fdd\u967a\u306e\u4e2d\u306b\u306f\u3001\u4fdd\u967a\u6599\u304c\u5b89\u3044\u3082\u306e\u3001\u8caf\u84c4\u6a5f\u80fd\u304c\u3042\u308b\u3082\u306e\u3001\u5916\u8ca8\u3067\u4fdd\u967a\u6599\u3092\u652f\u6255\u3046\u3082\u306e\u3001\u6b7b\u4ea1\u6642\u306e\u307f\u4fdd\u967a\u91d1\u304c\u51fa\u308b\u3082\u306e\u3001\u5165\u9662\u6642\u306b\u7d66\u4ed8\u91d1\u304c\u51fa\u308b\u3082\u306e\u7b49\u3001\u591a\u7a2e\u591a\u69d8\u3067\u3059\u3002<\/p>\n<p>\u300c\u5fc5\u8981\u4fdd\u969c\u984d\u304c\u6e96\u5099\u3067\u304d\u3066\u3044\u306a\u3044\u304b\u3089\u4fdd\u967a\u3078\u306e\u52a0\u5165\u3092\u8003\u3048\u308b\u300d\u3068\u3044\u3046\u306e\u306f\u3001\u5bb6\u65cf\u3084\u5927\u5207\u306a\u4eba\u3092\u5b88\u308b\u305f\u3081\u306b\u3082\u826f\u3044\u5224\u65ad\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u4e0a\u8a18\u306e\u3088\u3046\u306b\u591a\u7a2e\u591a\u69d8\u306a\u751f\u547d\u4fdd\u967a\u304c\u3042\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u305d\u308c\u3089\u306e<strong>\u7279\u5fb4\u3092\u3088\u304f\u628a\u63e1\u305b\u305a\u306b\u52a0\u5165\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u4e07\u4e00\u306e\u6642\u306b\u610f\u56f3\u3057\u305f\u76ee\u7684\u3092\u679c\u305f\u305b\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059<\/strong>\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u306b\u3042\u305f\u3063\u3066\u306f\u3001<strong><span style=\"color: #ff0000;\">\u81ea\u5206\u306b\u306f\u3069\u3093\u306a\u4fdd\u969c\u304c\u5fc5\u8981\u304b\u3092\u77e5\u308b\u3053\u3068\u304c\u91cd\u8981<\/span><\/strong>\u306b\u306a\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n<p>\u672c\u7ae0\u3067\u306f\u3001\u305d\u306e\u305f\u3081\u306b\u62bc\u3055\u3048\u3066\u304a\u304d\u305f\u3044\uff12\u3064\u306e\u3053\u3068\u306b\u3064\u3044\u3066\u304a\u4f1d\u3048\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"5-1\">5-1.\u00a0\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u76ee\u7684\u3092\u660e\u78ba\u306b\u3059\u308b<\/span><\/h3>\n<p>\u4fdd\u967a\u3078\u306e\u52a0\u5165\u3092\u8003\u3048\u308b\u969b\u306b\u306f\u3001\u52a0\u5165\u3059\u308b\u76ee\u7684\u3092\u660e\u78ba\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u751f\u547d\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u3066\u3082\u3001\u4e07\u4e00\u306e\u6642\u3001\u4f55\u3082\u5f79\u306b\u7acb\u305f\u306a\u304b\u3063\u305f\u3089\u610f\u5473\u304c\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u3057\u304b\u3057\u524d\u8ff0\u3057\u305f\u3088\u3046\u306b\u751f\u547d\u4fdd\u967a\u306b\u306f\u69d8\u3005\u306a\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001<strong>\u751f\u547d\u4fdd\u967a\u306b\u3088\u3063\u3066\u3069\u3093\u306a\u6642\u306b\u4fdd\u967a\u91d1\u3084\u7d66\u4ed8\u91d1\u304c\u51fa\u308b\u306e\u304b\u306f\u7570\u306a\u308b<\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u5bb6\u65cf\u3084\u4eca\u306e\u751f\u6d3b\u3092\u5b88\u308b\u305f\u3081\u306b\u3069\u306e\u3088\u3046\u306a\u4fdd\u967a\u306b\u306f\u3044\u308c\u3070\u3044\u3044\u304b\u3092\u6319\u3052\u3066\u307f\u307e\u3059\u3002<\/p>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 60.9333%; text-align: center; background-color: #41a85f;\"><strong><span style=\"color: #ffffff;\">\u30b7\u30c1\u30e5\u30a8\u30fc\u30b7\u30e7\u30f3<\/span><\/strong><\/td>\n<td style=\"width: 38.8%; text-align: center; background-color: #41a85f;\"><strong><span style=\"color: #ffffff;\">\u4fdd\u969c\u306e\u7a2e\u985e<\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.9333%;\">\u6e96\u5099\u3059\u3079\u304d\u5fc5\u8981\u4fdd\u969c\u984d\u304c\u5927\u304d\u304f\u3001\u8caf\u91d1\u7b49\u3067\u30ab\u30d0\u30fc\u3067\u304d\u306a\u3044<\/td>\n<td style=\"width: 38.8%; text-align: center;\"><strong>\u6b7b\u4ea1\u4fdd\u969c<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.9333%;\">\u75c5\u6c17\u3067\u50cd\u3051\u306a\u304f\u306a\u308a\u3001\u53ce\u5165\u304c\u7121\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f<\/td>\n<td style=\"width: 38.8%; text-align: center;\"><strong>\u53ce\u5165\u4fdd\u969c<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.9333%;\">\u75c5\u6c17\u3067\u5165\u9662\u3057\u305f\u304c\u3001\u5165\u9662\u8cbb\u7528\u7b49\u306e\u652f\u6255\u3044\u304c\u56f0\u96e3<\/td>\n<td style=\"width: 38.8%; text-align: center;\"><strong>\u533b\u7642\u4fdd\u969c<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u3069\u308c\u3092\u9078\u3076\u304b\u306f\u3001\u3069\u3046\u3044\u3063\u305f\u72b6\u6cc1\u306e\u6642\u306b\u5fc5\u8981\u306a\u306e\u304b\u3001\u3044\u3064\u307e\u3067\u4fdd\u969c\u304c\u3044\u308b\u306e\u304b\u3001\u3069\u306e\u304f\u3089\u3044\u306e\u4fdd\u969c\u304c\u3044\u308b\u306e\u304b\u3068\u3044\u3063\u305f\u52a0\u5165\u306e\u76ee\u7684\u306b\u5408\u308f\u305b\u3066\u9078\u3076\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<h3><span id=\"5-2\">5-2. 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