{"id":688,"date":"2019-06-20T14:10:45","date_gmt":"2019-06-20T05:10:45","guid":{"rendered":"https:\/\/fpbank.co.jp\/?post_type=column&amp;p=688"},"modified":"2019-06-20T14:10:45","modified_gmt":"2019-06-20T05:10:45","slug":"mortgage-without-down-payment","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/mortgage-without-down-payment","title":{"rendered":"\u982d\u91d1\u306a\u3057\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u7834\u7dbb\uff1f\u982d\u91d1\u3088\u308a\u3082\u3063\u3068\u5927\u5207\u306a\u3053\u3068"},"content":{"rendered":"\n<p>\u4f4f\u5b85\u8cfc\u5165\u306e\u6642\u3001\u982d\u91d1\u3092\u3044\u304f\u3089\u306b\u3059\u308b\u304b\uff1f\u3000\u982d\u3092\u60a9\u307e\u305b\u308b\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u4e2d\u306b\u306f\u300c\u306a\u308b\u3079\u304f\u591a\u304f\u982d\u91d1\u3092\u51fa\u3057\u305f\u3044\u300d\u3068\u3044\u3046\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u3044\u307e\u3059\u3002\u305d\u3082\u305d\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u304a\u3051\u308b\u982d\u91d1\u3068\u306f\u3001\u8af8\u8cbb\u7528\u3092\u9664\u3044\u305f\u6700\u521d\u306b\u652f\u6255\u3048\u308b\u304a\u91d1\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#i\">\uff11\uff0e\u982d\u91d1\u3092\u6b63\u3057\u304f\u7406\u89e3\u3057\u3088\u3046<\/a><ul><li><a href=\"#i-2\">\uff08\uff11\uff09\u300c\u982d\u91d1\u300d\u3068\u300c\u8af8\u8cbb\u7528\u300d\u306f\u9055\u3046<\/a><\/li><li><a href=\"#i-3\">\uff08\uff12\uff09\u300c\u8af8\u8cbb\u7528\u300d\u307e\u3067\u501f\u308a\u308b\u3068\u3044\u308d\u3044\u308d\u5927\u5909<\/a><\/li><\/ul><\/li><li><a href=\"#i-4\">\uff12\uff0e\u982d\u91d1\u3092\u591a\u304f\u51fa\u3059\u3068\u3053\u3093\u306a\u306b\u826f\u3044\u3053\u3068\u304c\u3042\u308b<\/a><ul><li><a href=\"#i-5\">\uff08\uff11\uff09\u91d1\u5229\u306e\u512a\u9047\u304c\u53d7\u3051\u3089\u308c\u308b\u3053\u3068\u304c\u3042\u308b<\/a><\/li><li><a href=\"#i-6\">\uff08\uff12\uff09\u30ed\u30fc\u30f3\u91d1\u984d\u304c\u6e1b\u308b\u3053\u3068\u3067\u8fd4\u6e08\u984d\u3082\u6e1b\u308b\u3002<\/a><\/li><\/ul><\/li><li><a href=\"#i-7\">\uff13\uff0e\u5927\u4e8b\u306a\u306e\u306f\u982d\u91d1\u3058\u3083\u306a\u3044<\/a><ul><li><a href=\"#i-8\">\uff08\uff11\uff09\u76ee\u5148\u306e\u640d\u5f97\u306b\u3053\u3060\u308f\u3089\u306a\u3044<\/a><\/li><li><a href=\"#i-9\">\uff08\uff12\uff09\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u8868\u3092\u8003\u3048\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#i-10\">\uff14\uff0e\u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"i\"><strong>\uff11\uff0e\u982d\u91d1\u3092\u6b63\u3057\u304f\u7406\u89e3\u3057\u3088\u3046<\/strong><\/span><\/h2>\n<p>\u300c\u982d\u91d1\u300d\u3068\u540c\u3058\u3088\u3046\u306a\u8a00\u8449\u306b\u300c\u81ea\u5df1\u8cc7\u91d1\u300d\u3068\u3044\u3046\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u3002\u300c\u81ea\u5df1\u8cc7\u91d1\u300d\u3068\u306f\u4f4f\u5b85\u8cfc\u5165\u306b\u3042\u305f\u308a\u3001\u81ea\u5206\u3067\u7528\u610f\u3059\u308b\u304a\u91d1\u306e\u3053\u3068\u3067\u3001\u300c\u982d\u91d1\u300d\u3068\u300c\u8af8\u8cbb\u7528\u300d\u306b\u5927\u304d\u304f\u5206\u304b\u308c\u307e\u3059\u3002<\/p>\n<h3><span id=\"i-2\">\uff08\uff11\uff09\u300c\u982d\u91d1\u300d\u3068\u300c\u8af8\u8cbb\u7528\u300d\u306f\u9055\u3046<\/span><\/h3>\n<p>\u300c\u982d\u91d1\u300d\u3068\u300c\u8af8\u8cbb\u7528\u300d\u306f\u306a\u306b\u304c\u9055\u3046\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u4e21\u8005\u306e\u9055\u3044\u306f\u3001\u7269\u4ef6\u4fa1\u683c\u306b\u542b\u307e\u308c\u308b\u304b\u3069\u3046\u304b\u3067\u3059\u3002\u4f8b\u3048\u3070\u30013000\u4e07\u5186\u306e\u4e2d\u53e4\u7269\u4ef6\u3092\u8cfc\u5165\u3059\u308b\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u300c\u81ea\u5df1\u8cc7\u91d1\u300d\u306f500\u4e07\u5186\u3068\u3057\u307e\u3059\u3002\u4e2d\u53e4\u7269\u4ef6\u306e\u300c\u8af8\u8cbb\u7528\u300d\u306f\u4e00\u822c\u7684\u306b\u7269\u4ef6\u4fa1\u683c\u306e\uff11\uff10\uff05\u7a0b\u5ea6\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u304b\u3089\u3001\u7d04300\u4e07\u5186\u3002\u6b8b\u308a\u306e200\u4e07\u5186\u304c\u982d\u91d1\u3068\u306a\u308a\u3001\u7269\u4ef6\u4fa1\u683c\u304b\u3089\u300c\u982d\u91d1\u300d\u3092\u5f15\u3044\u305f2800\u4e07\u5186\u306e\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"i-3\">\uff08\uff12\uff09\u300c\u8af8\u8cbb\u7528\u300d\u307e\u3067\u501f\u308a\u308b\u3068\u3044\u308d\u3044\u308d\u5927\u5909<\/span><\/h3>\n<p>\u300c\u8af8\u8cbb\u7528\u300d\u3068\u8a00\u3063\u3066\u3082\u3001\u5185\u8a33\u306f\u69d8\u3005\u3067\u3059\u3002\u5185\u8a33\u306e\u4e2d\u3067\u5927\u304d\u304f\u5360\u3081\u308b\u306e\u304c\u3001\u4e0d\u52d5\u7523\u696d\u8005\u306b\u6255\u3046\u4ef2\u4ecb\u624b\u6570\u6599\u3084\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u6642\u306e\u624b\u6570\u6599\u3067\u3059\u3002\u5b9f\u306f\u3053\u306e\u300c\u8af8\u8cbb\u7528\u300d\u3082\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u501f\u308a\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u3059\u304c\u3001\u91d1\u5229\u304c\u9ad8\u304f\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002\u6700\u60aa\u306e\u5834\u5408\u3001\u5c06\u6765\u7684\u306b\u501f\u63db\u3048\u304c\u3067\u304d\u306a\u3044\u306a\u3069\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3082\u3042\u308a\u3001\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002\u4f4f\u5b85\u8cfc\u5165\u3092\u76ee\u6307\u3059\u4eba\u306f\u3001\u307e\u305a\u306f\u8af8\u8cbb\u7528\u5206\u306e\u300c\u81ea\u5df1\u8cc7\u91d1\u300d\u3092\u8caf\u3081\u308b\u3053\u3068\u304b\u3089\u59cb\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2><span id=\"i-4\"><strong>\uff12\uff0e\u982d\u91d1\u3092\u591a\u304f\u51fa\u3059\u3068\u3053\u3093\u306a\u306b\u826f\u3044\u3053\u3068\u304c\u3042\u308b<\/strong><\/span><\/h2>\n<p>\u300c\u8af8\u8cbb\u7528\u300d\u3092\u51fa\u3057\u305f\u6b8b\u308a\u306e\u81ea\u5df1\u8cc7\u91d1\u304c\u300c\u982d\u91d1\u300d\u3068\u306a\u308b\u308f\u3051\u3067\u3059\u304c\u3001\u300c\u982d\u91d1\u306f\u591a\u3044\u307b\u3069\u3044\u3044\u300d\u306f\u672c\u5f53\u3067\u3057\u3087\u3046\u304b\uff1f\u982d\u91d1\u3092\u591a\u304f\u51fa\u3059\u3053\u3068\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u5927\u304d\u304f\u5206\u3051\u30662\u3064\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"i-5\">\uff08\uff11\uff09\u91d1\u5229\u306e\u512a\u9047\u304c\u53d7\u3051\u3089\u308c\u308b\u3053\u3068\u304c\u3042\u308b<\/span><\/h3>\n<p>\u982d\u91d1\u3092\u591a\u304f\u51fa\u3059\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u6709\u5229\u306a\u6761\u4ef6\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3081\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u304c\u884c\u3063\u3066\u3044\u308b\u300c\u30d5\u30e9\u30c3\u30c835\u300d\u3067\u306f\u3001\u982d\u91d1\u30921\u5272\u51fa\u305b\u308b\u304b\u3069\u3046\u304b\u3067\u9069\u7528\u3055\u308c\u308b\u91d1\u5229\u304c\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002\u4e21\u8005\u306e\u91d1\u5229\u5dee\u306f\u7d040.4\uff05\u3002\u9577\u671f\u9593\u306b\u6e21\u3063\u3066\u652f\u6255\u3044\u3092\u7d9a\u3051\u308b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5834\u5408\u3001\u3053\u306e\u91d1\u5229\u5dee\u306f\u7d50\u679c\u3068\u3057\u3066\u5927\u304d\u306a\u3082\u306e\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"i-6\">\uff08\uff12\uff09\u30ed\u30fc\u30f3\u91d1\u984d\u304c\u6e1b\u308b\u3053\u3068\u3067\u8fd4\u6e08\u984d\u3082\u6e1b\u308b\u3002<\/span><\/h3>\n<p>\u3082\u3046\u4e00\u3064\u3001\u5f53\u305f\u308a\u524d\u306e\u3053\u3068\u3067\u3059\u304c\u3001\u982d\u91d1\u3092\u591a\u304f\u51fa\u3059\u3053\u3068\u3067\u30ed\u30fc\u30f3\u91d1\u5229\u304c\u6e1b\u308a\u3001\u305d\u306e\u5206\u306e\u5229\u5b50\u3092\u6255\u308f\u305a\u306b\u6e08\u307f\u307e\u3059\u3002\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u304c\u9ad8\u3051\u308c\u3070\u9ad8\u3044\u307b\u3069\u305d\u306e\u52b9\u679c\u306f\u5927\u304d\u304f\u3001\u5229\u5b50\u3060\u3051\u3067\u6570\u5341\u4e07\u5186\uff5e\u6570\u767e\u4e07\u5186\u306e\u5dee\u306b\u306a\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u300c\u982d\u91d1\u300d\u3092\u591a\u304f\u5165\u308c\u3066\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3053\u3068\u3067\u3001\u91d1\u5229\u8ca0\u62c5\u3092\u6291\u3048\u308b\u65b9\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2><span 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