{"id":656,"date":"2019-06-04T15:50:05","date_gmt":"2019-06-04T06:50:05","guid":{"rendered":"https:\/\/fpbank.co.jp\/?post_type=column&amp;p=656"},"modified":"2019-06-04T15:50:05","modified_gmt":"2019-06-04T06:50:05","slug":"why-to-refugees-after-retirement","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/why-to-refugees-after-retirement","title":{"rendered":"\u5e74\u91d1\u53d7\u7d66\u8005\u3067\u3082\u4f55\u6545\u8001\u5f8c\u96e3\u6c11\u306b\uff01\uff1f\u8001\u5f8c\u306e\u751f\u6d3b\u3068\u8001\u5f8c\u8cc7\u91d1\u3092\u89e3\u8aac"},"content":{"rendered":"<p>\u8001\u5f8c\u306f\u5e74\u91d1\u304c\u53d7\u7d66\u3055\u308c\u308b\u306f\u305a\u306a\u306e\u306b\u3001\u306a\u305c\u4e16\u9593\u3067\u306f\u8001\u5f8c\u8cc7\u91d1\u306f\u81ea\u52a9\u52aa\u529b\u3067\u8caf\u3081\u3066\u304a\u304b\u306a\u3044\u3068\u8001\u5f8c\u96e3\u6c11\u306b\u306a\u308b\u305e\u3068\u8a00\u308f\u308c\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u5c06\u6765\u3082\u3089\u3048\u308b\u3067\u3042\u308d\u3046\u91d1\u984d\u3068\u8001\u5f8c\u304b\u304b\u308b\u751f\u6d3b\u8cbb\u3092\u6bd4\u8f03\u3057\u3066\u672c\u5f53\u306b\u81ea\u52a9\u52aa\u529b\u304c\u5fc5\u8981\u306a\u306e\u304b\u3001\u3044\u304f\u3089\u5fc5\u8981\u306a\u306e\u304b\u3092\u691c\u8a3c\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#i\">\uff11\uff0e\u8001\u5f8c\u96e3\u6c11\u3068\u3044\u3046\u53b3\u3057\u3044\u73fe\u5b9f<\/a><ul><li><a href=\"#i-2\">\uff08\uff11\uff09\u6614\u3068\u4eca\u306e\u5e74\u91d1\u5236\u5ea6\u306e\u9055\u3044<\/a><\/li><li><a href=\"#i-3\">\uff08\uff12\uff09\u4f55\u6545\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u306f\u53b3\u3057\u3044\uff1f<\/a><\/li><\/ul><\/li><li><a href=\"#i-4\">\uff12\uff0e\u8001\u5f8c\u8cc7\u91d1\u306f\u3069\u3046\u3084\u3063\u3066\u8003\u3048\u305f\u3089\u3044\u3044\u306e\uff1f<\/a><ul><li><a href=\"#i-5\">\uff08\uff11\uff09\u8001\u5f8c\u8cc7\u91d1\u306f\u3044\u304f\u3089\u5fc5\u8981\uff1f<\/a><\/li><li><a href=\"#i-6\">\uff08\uff12\uff09\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u65b9\u6cd5<\/a><\/li><\/ul><\/li><li><a href=\"#i-7\">\uff13\uff0e\u3067\u306f\u3001\u3042\u306a\u305f\u306e\u5834\u5408\u3069\u3046\u3059\u308b\u3079\u304d\u306a\u306e\u304b<\/a><\/li><\/ul><\/div>\n<h2><span id=\"i\"><strong>\uff11\uff0e\u8001\u5f8c\u96e3\u6c11\u3068\u3044\u3046\u53b3\u3057\u3044\u73fe\u5b9f<\/strong><\/span><\/h2>\n<h3><span id=\"i-2\">\uff08\uff11\uff09\u6614\u3068\u4eca\u306e\u5e74\u91d1\u5236\u5ea6\u306e\u9055\u3044<\/span><\/h3>\n<p>\u4ee5\u524d\u306f\u3001\u7d0d\u3081\u305f\u5e74\u91d1\u4fdd\u967a\u6599\u3088\u308a\u4f55\u500d\u3082\u591a\u304f\u5e74\u91d1\u3092\u53d7\u3051\u53d6\u308c\u308b100\u5e74\u5b89\u5fc3\u3068\u8a00\u308f\u308c\u305f\u5e74\u91d1\u5236\u5ea6\u3067\u3057\u305f\u3002\u3057\u304b\u3057\u73fe\u5728\u306f\u7d0d\u3081\u308b\u4fdd\u967a\u6599\u306f\u6bce\u5e74\u4e0a\u304c\u308a\u3001\u53d7\u3051\u53d6\u308b\u5e74\u91d1\u306f\u524a\u6e1b\u3055\u308c\u3001\u53d7\u7d66\u958b\u59cb\u5e74\u9f62\u306f\u5f8c\u308d\u5012\u3057\u306b\u306a\u3063\u3066\u3044\u304f\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n\u4eca\u5f8c\u306f\u3001\u73fe\u5f79\u6642\u4ee3\u306b\u5e74\u91d1\u4fdd\u967a\u6599\u3092\u3057\u3063\u304b\u308a\u7d0d\u3081\u3066\u3082\u3001\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u5e74\u91d1\u3060\u3051\u3067\u306f\u6b63\u76f4\u751f\u6d3b\u304c\u51fa\u6765\u306a\u3044\u307b\u3069\u53b3\u3057\u3044\u3082\u306e\u306b\u306a\u3063\u3066\u3044\u304f\u3053\u3068\u3067\u3057\u3087\u3046\u3002<br \/>\n\u305d\u308c\u3067\u306f\u3001\u307e\u305a\u73fe\u884c\u306e\u5236\u5ea6\u3060\u3063\u305f\u5834\u5408\u3069\u308c\u304f\u3089\u3044\u306e\u53d7\u7d66\u984d\u306b\u306a\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<h3><span id=\"i-3\">\uff08\uff12\uff09\u4f55\u6545\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u306f\u53b3\u3057\u3044\uff1f<\/span><\/h3>\n<p>\u4f8b\u3048\u3070\u73fe\u5728\u592b\u304c35\u6b73\u3067\u59bb\u306f\u5c02\u696d\u4e3b\u5a66\u3002\u5e73\u574740\u4e07\u5186\u307b\u3069\u306e\u6708\u53ce\u306e\u5834\u5408\u3001\u592b\u5a66\u4e8c\u4eba\u3067\u53d7\u3051\u53d6\u308c\u308b\u5e74\u91d1\u306f\u670815\u4e07\u5186\u7a0b\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n\u4f8b\u3048\u3070\u5bb6\u8cc310\u4e07\u5186\u306e\u8cc3\u8cb8\u7269\u4ef6\u306b\u4f4f\u3093\u3067\u3044\u308b\u65b9\u306e\u5834\u5408\u3001\u6b8b\u308a\u306f5\u4e07\u5186\u3067\u3059\u3002\u3053\u308c\u3067\u5149\u71b1\u8cbb\u3084\u98df\u8cbb\u3001\u533b\u7642\u8cbb\u306a\u3069\u3082\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u8cc7\u7523\u306e\u53d6\u5d29\u3057\u306a\u3057\u306b5\u4e07\u5186\u3067\u751f\u6d3b\u3059\u308b\u3053\u3068\u3092\u60f3\u50cf\u3057\u3066\u307f\u308b\u3068\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n\u3055\u3089\u306b\u524d\u6bb5\u3067\u8ff0\u3079\u305f\u3088\u3046\u306b\u305d\u3082\u305d\u3082\u5e74\u91d1\u306e\u91d1\u984d\u81ea\u4f53\u304c\u6e1b\u984d\u3055\u308c\u3066\u3057\u307e\u3063\u305f\u3089\u3069\u3046\u306a\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u6708\u3005\u306e15\u4e07\u5186\u304c\u4eee\u306b70%\u306e\u53d7\u7d66\u984d\u307e\u3067\u6e1b\u3089\u3055\u308c\u3066\u3057\u307e\u3063\u305f\u3089\u2026\u3000\u3053\u306e\u8a08\u7b97\u3067\u3059\u3068\u5b9f\u306b\u5e74\u91d1\u984d\u306f10\u4e075\u5343\u5186\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3059\u3002\u8cc3\u8cb8\u6d3e\u306e\u65b9\u3005\u306b\u3068\u3063\u3066\u306f\u672c\u5f53\u306b\u53b3\u3057\u3044\u672a\u6765\u304c\u5f85\u3063\u3066\u3044\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<br \/>\n\u4f55\u6545\u8cc7\u7523\u306e\u81ea\u5df1\u5f62\u6210\u304c\u4eca\u76db\u3093\u306b\u547c\u3073\u639b\u3051\u3089\u308c\u3066\u3044\u308b\u306e\u304b\uff1f\u305d\u308c\u306f\u5c06\u6765\u3053\u3046\u3044\u3063\u305f\u73fe\u72b6\u304c\u5f85\u3063\u3066\u3044\u308b\u304b\u3089\u306a\u306e\u3067\u3059\u3002<br \/>\n\u305d\u308c\u3067\u306f\u3001\u304a\u4ed5\u4e8b\u3092\u9000\u8077\u3055\u308c\u308b\u307e\u3067\u306b\u3054\u81ea\u8eab\u3067\u6e96\u5099\u3057\u306a\u304f\u3066\u306f\u306a\u3089\u306a\u3044\u8001\u5f8c\u8cc7\u91d1\uff08\u3044\u308f\u3086\u308b\u81ea\u52a9\u52aa\u529b\u5206\uff09\u306f\u3044\u304f\u3089\u306a\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<h2><span id=\"i-4\"><strong>\uff12\uff0e\u8001\u5f8c\u8cc7\u91d1\u306f\u3069\u3046\u3084\u3063\u3066\u8003\u3048\u305f\u3089\u3044\u3044\u306e\uff1f<\/strong><\/span><\/h2>\n<h3><span id=\"i-5\">\uff08\uff11\uff09\u8001\u5f8c\u8cc7\u91d1\u306f\u3044\u304f\u3089\u5fc5\u8981\uff1f<\/span><\/h3>\n<p>\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u306f\u592b\u5a66\u306e\u5834\u5408\u6700\u4f4e\u3067\u3082\u670822\u4e07\u5186\u3001\u3086\u3068\u308a\u3042\u308b\u751f\u6d3b\u3092\u9001\u308a\u305f\u3044\u5834\u5408\u306f\u670835\u4e07\u5186\u203b1\u3068\u8a00\u308f\u308c\u3066\u304a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u5e74\u91d1\u53d7\u7d66\u984d\u304c15\u4e07\u5186\u3067\u5e78\u3044\u306b\u308265\u6b73\u304b\u3089\u53d7\u7d66\u51fa\u6765\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u6700\u4f4e\u306e\u751f\u6d3b\u8cbb\u3067\u308210\u4e07\u5186\u4e0d\u8db3\u3057\u3066\u3044\u307e\u3059\u3002\u5e74\u9593\u3060\u3068120\u4e07\u5186\u306e\u4e0d\u8db3\u3067\u3059\u3002<br \/>\n\u7537\u6027\u306e\u5e73\u5747\u5bff\u547d\u306f\u7d0480\u6b73\u3001\u5973\u6027\u306e\u5e73\u5747\u5bff\u547d\u306f\u7d0487\u6b73\u3067\u3059\u306e\u3067\u3001\u7537\u6027\u306e\u5e73\u5747\u5bff\u547d\u307e\u3067\u898b\u305f\u3068\u3057\u3066\u3082\u4e0d\u8db3\u5206\u306f120\u4e07\u5186\u00d7\uff0880\u6b73\u201065\u6b73\uff09\uff1d1800\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n\u3042\u308b\u7a0b\u5ea6\u8c4a\u304b\u306a\u751f\u6d3b\u3092\u3057\u305f\u3044\u5834\u5408\u306f\u3001\u6708\u3005\u306e\u4e0d\u8db3\u984d\u304c20\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u306e\u30673600\u4e07\u5186\u306f\u8001\u5f8c\u8cc7\u91d1\u3068\u3057\u3066\u5fc5\u8981\u306b\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3053\u3046\u3044\u3063\u305f\u4f55\u5343\u4e07\u5186\u3068\u3044\u3046\u304a\u91d1\u306f\u306a\u304b\u306a\u304b\u77ed\u671f\u9593\u3067\u6e96\u5099\u3059\u308b\u306e\u306f\u96e3\u3057\u3044\u3082\u306e\u3067\u3059\u3002<br \/>\n\u305d\u308c\u3067\u306f\u3001\u3069\u3046\u3084\u3063\u3066\u3053\u3046\u3044\u3063\u305f\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u3066\u3044\u304f\u306e\u304c\u3044\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u203b1)\u3008\u51fa\u5178\u3009\u516c\u76ca\u8ca1\u56e3\u6cd5\u4eba\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc \u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u30c7\u30fc\u30bf\u5e73\u621028\u5e74\u5ea6<br \/>\n<a href=\"https:\/\/www.jili.or.jp\/research\/report\/pdf\/h28hosho.pdf\" class=\"broken_link\">https:\/\/www.jili.or.jp\/research\/report\/pdf\/h28hosho.pdf<\/a>\u3000\u95b2\u89a7\u65e5:2019.4.28<\/p>\n<h3><span id=\"i-6\">\uff08\uff12\uff09\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u65b9\u6cd5<\/span><\/h3>\n<p>\u304b\u3064\u3066\u306f\u3001\u304a\u91d1\u3092\u8caf\u3081\u308b\u3068\u3044\u3048\u3070\u8ca1\u5f62\u8caf\u84c4\u3084\u5b9a\u671f\u9810\u91d1\u304c\u4e3b\u6d41\u3067\u3057\u305f\u3002\u4f55\u6545\u306a\u3089\u3070\u304a\u91d1\u306f\u6e1b\u3089\u3055\u305a\u300c\u8caf\u3081\u308b\u300d\u3082\u306e\u3068\u8003\u3048\u3089\u308c\u3066\u3044\u305f\u304b\u3089\u3067\u3059\u3002\u3057\u304b\u3057\u4eca\u306f\u5e74\u91d1\u4e0d\u5b89\u306b\u4f34\u3044\u81ea\u52a9\u52aa\u529b\u5206\u306f\u5897\u3048\u308b\u3070\u304b\u308a\u3002\u300c\u8caf\u3081\u308b\u300d\u3060\u3051\u3067\u306a\u304f\u300c\u6b96\u3084\u3059\u300d\u65b9\u6cd5\u3082\u540c\u6642\u306b\u691c\u8a0e\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u304d\u307e\u3057\u305f\u3002\u30ea\u30b9\u30af\u3092\u3068\u3063\u3066\u3067\u3082\u304a\u91d1\u306b\u50cd\u3044\u3066\u3082\u3089\u308f\u306a\u3044\u3068\u6bce\u6708\u306e\u8caf\u91d1\u3060\u3051\u3067\u306f\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u8cc7\u91d1\u306e\u78ba\u4fdd\u304c\u96e3\u3057\u304f\u306a\u3063\u3066\u3044\u308b\u306e\u304c\u80cc\u666f\u306b\u3042\u308a\u307e\u3059\u3002<br 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