{"id":6393,"date":"2021-11-06T15:02:18","date_gmt":"2021-11-06T06:02:18","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=6393"},"modified":"2022-01-21T14:01:43","modified_gmt":"2022-01-21T05:01:43","slug":"jutaku-reverse-mortgage-demerit","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/jutaku-reverse-mortgage-demerit","title":{"rendered":"\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u306f\uff1f\u30e1\u30ea\u30c3\u30c8\u3068\u6bd4\u8f03\u3057\u305f\u5224\u65ad\u30dd\u30a4\u30f3\u30c8"},"content":{"rendered":"<p>\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u5b8c\u6e08\u3057\u7d42\u3048\u305f\u3002\u9000\u8077\u91d1\u3082\u3042\u308b\u3057\u3001\u3042\u3068\u306f\u30bb\u30ab\u30f3\u30c9\u30e9\u30a4\u30d5\u3092\u697d\u3057\u3080\u3060\u3051\u3060\u3002\u300d<br \/>\n\u305d\u3046\u8003\u3048\u3066\u3044\u305f\u3051\u308c\u3069\u3001\u610f\u5916\u3068\u4f59\u88d5\u306e\u306a\u3044\u8001\u5f8c\u751f\u6d3b\u306b\u4e0d\u5b89\u3092\u611f\u3058\u3066\u3044\u308b\u4eba\u306f\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u4f55\u304b\u826f\u3044\u65b9\u6cd5\u306f\u306a\u3044\u3060\u308d\u3046\u304b\u30fb\u30fb\u30fb\u305d\u3093\u306a\u3053\u3068\u3092\u8003\u3048\u3066\u3044\u305f\u77e2\u5148\u306b\u3001\u81ea\u5b85\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u305f\u300c\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u300d\u3092\u77e5\u308a\u3001\u672c\u30b3\u30e9\u30e0\u306b\u305f\u3069\u308a\u7740\u3044\u305f\u3068\u3044\u3046\u4eba\u3082\u591a\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u5229\u7528\u3059\u308c\u3070\u3001<strong>\u9577\u5e74\u4f4f\u307f\u6163\u308c\u305f\u5bb6\u3092\u624b\u653e\u3059\u5fc5\u8981\u304c\u306a\u3044\u305f\u3081\u3001\u5b89\u5fc3\u3067\u5feb\u9069\u306a\u8001\u5f8c\u751f\u6d3b\u3092\u9001\u308c\u305d\u3046<\/strong>\u3067\u3059\u3002\u3057\u304b\u3082\u3001<span style=\"font-size: 16px; color: #333333;\"><strong>\u6bce\u6708\u5229\u606f\u306e\u652f\u6255\u3044\u3060\u3051\u3067\u3001\u5fc5\u8981\u306a\u5206\u3060\u3051\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u308b<\/strong>\u30fb\u30fb\u30fb<\/span>\u307e\u3055\u306b\u3001\u7406\u60f3\u7684\u306a\u65b9\u6cd5\u3067\u3059\u306d\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u306a\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n\u78ba\u304b\u306b\u3001\u9b45\u529b\u7684\u306a\u4ed5\u7d44\u307f\u3067\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u3001\u672c\u30b3\u30e9\u30e0\u3067\u306f\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306b\u81ea\u5b85\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u305f\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u306b\u306f\u3069\u3093\u306a\u65b9\u6cd5\u304c\u3042\u308b\u304b\u3082\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u672c\u30b3\u30e9\u30e0\u3092\u3054\u89a7\u3044\u305f\u3060\u3051\u308c\u3070\u3001<strong><span style=\"color: #ff0000;\"><span style=\"font-size: 16px;\">\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u65b9\u6cd5\u304c<\/span>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u304c\u30d9\u30b9\u30c8\u306a\u306e\u304b\u3001\u305d\u308c\u3068\u3082\u4ed6\u306e\u65b9\u6cd5\u304c\u826f\u3044\u306e\u304b\u3092\u5224\u65ad\u3067\u304d\u308b<\/span><\/strong>\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u662f\u975e\u6700\u5f8c\u307e\u3067\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#13\">1.\u00a0\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30c7\u30e1\u30ea\u30c3\u30c83\u9078<\/a><ul><li><a href=\"#1-1\">1-1. \u878d\u8cc7\u984d\u3092\u4f7f\u3044\u5207\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308b<\/a><\/li><li><a href=\"#1-2\">1-2. \u91d1\u5229\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u3088\u308a\u9ad8\u304f\u3001\u4e0a\u6607\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b<\/a><\/li><li><a href=\"#1-3\">1-3. \u4e0d\u52d5\u7523\u304c\u8cc7\u7523\u3068\u3057\u3066\u907a\u3089\u306a\u3044<\/a><\/li><\/ul><\/li><li><a href=\"#23\">2.\u00a0\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30e1\u30ea\u30c3\u30c83\u9078<\/a><ul><li><a href=\"#2-1\">2-1. \u878d\u8cc7\u3092\u53d7\u3051\u305f\u304a\u91d1\u306f\u81ea\u7531\u306b\u4f7f\u3048\u308b<\/a><\/li><li><a href=\"#2-2\">2-2. \u81ea\u5b85\u306e\u6240\u6709\u6a29\u3092\u7dad\u6301\u3067\u304d\u308b<\/a><\/li><li><a href=\"#2-3\">2-3. \u652f\u6255\u3044\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#3\">3. \u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u3053\u3093\u306a\u4eba\u306b\u304a\u3059\u3059\u3081\uff5e\u5224\u65ad\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\uff5e<\/a><\/li><li><a href=\"#4\">4. \u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u5229\u7528\u3059\u308b\u306a\u3089\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u304c\u304a\u3059\u3059\u3081<\/a><ul><li><a href=\"#4-1\">4-1. \u4e0d\u52d5\u7523\u8a55\u4fa1\u306e\u4e0b\u843d\u30ea\u30b9\u30af\u3092\u56de\u907f\u3067\u304d\u308b<\/a><\/li><li><a href=\"#4-2\">4-2. \u76f8\u7d9a\u4eba\u306b\u50b5\u52d9\u304c\u6b8b\u3089\u306a\u3044<\/a><\/li><\/ul><\/li><li><a href=\"#5\">5. \u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306e\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u305f\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u65b9\u6cd5<\/a><ul><li><a href=\"#5-1\">5-1. \u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b<\/a><\/li><li><a href=\"#5-2\">5-2. \u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u3092\u5229\u7528\u3059\u308b<\/a><\/li><li><a href=\"#5-3\">5-3. \u8cc3\u8cb8\u3068\u3057\u3066\u8cb8\u3057\u51fa\u3059<\/a><\/li><li><a href=\"#5-4\">5-4. \u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u3092\u5229\u7528\u3059\u308b<\/a><\/li><li><a href=\"#5-5\">5-5. \u5b50\u4e16\u5e2f\u3068\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306b\u4f4f\u3080<\/a><\/li><\/ul><\/li><li><a href=\"#6\">6. \u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"13\"><strong>1.\u00a0<\/strong><strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30c7\u30e1\u30ea\u30c3\u30c83\u9078<\/strong><\/span><\/h2>\n<p>\u307e\u305a\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u5229\u7528\u306b\u3042\u305f\u3063\u3066\u6ce8\u610f\u3059\u3079\u304d\u30c7\u30e1\u30ea\u30c3\u30c8\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u4e3b\u306b\u6b21\u306e3\u3064\u3067\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30c7\u30e1\u30ea\u30c3\u30c83\u9078<\/p>\n<p><strong>\u3007\u878d\u8cc7\u984d\u3092\u4f7f\u3044\u5207\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308b<br \/>\n\u3007\u91d1\u5229\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u3088\u308a\u9ad8\u304f\u3001\u4e0a\u6607\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b<br \/>\n\u3007\u4e0d\u52d5\u7523\u304c\u8cc7\u7523\u3068\u3057\u3066\u6b8b\u3089\u306a\u3044<\/strong><\/p>\n<\/div>\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-1\">1-1. \u878d\u8cc7\u984d\u3092\u4f7f\u3044\u5207\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308b<\/span><\/h3>\n<p>\u60f3\u5b9a\u3088\u308a\u3082\u9577\u751f\u304d\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3068\u3001\u5c06\u6765\u878d\u8cc7\u984d\uff08\u304a\u91d1\uff09\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b\u3068\u3044\u3046\u306e\u304c\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u3001<strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u306e50\uff05\u7a0b\u5ea6\u304c\u878d\u8cc7\u306e\u4e0a\u9650\u984d\uff08\u4ee5\u4e0b\u3001\u6975\u5ea6\u984d\uff09<\/strong>\u3068\u8a00\u308f\u308c\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u304c<span style=\"font-size: 16px; color: #333333;\">2,500\u4e07\u5186<\/span>\u306e\u5834\u5408\u306f\u30011,250\u4e07\u5186\u307e\u3067\u304c\u6975\u5ea6\u984d\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u306d\u3002\u307e\u305f\u3001\u3053\u306e\u6975\u5ea6\u984d\u306f\u5b9a\u671f\u7684\u306b\u898b\u76f4\u3055\u308c\u307e\u3059\u3002\u898b\u76f4\u3057\u306b\u3088\u3063\u3066\u306f\u6975\u5ea6\u984d\u304c\u6e1b\u308a\u3001\u5f53\u521d\u4e88\u5b9a\u3057\u3066\u3044\u305f\u91d1\u984d\u307e\u3067\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u6975\u5ea6\u984d\u306e\u5168\u984d\u3092\u751f\u6daf\u3067\u4f7f\u3044\u5207\u3089\u306a\u3044\u4e88\u5b9a\u3067\u3042\u308c\u3070\u826f\u3044\u306e\u3067\u3059\u304c\u3001<strong>\u554f\u984c\u306f\u4f7f\u3044\u5207\u3063\u3066\u3057\u307e\u3044\u3001\u3080\u3057\u308d\u8db3\u308a\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u3068\u304d<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001<strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u8001\u5f8c\u306e\u751f\u6d3b\u8cc7\u91d1\u3092\u5168\u3066\u8cc4\u3046\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306f\u30ea\u30b9\u30af\u304c\u9ad8\u304f\u3001<\/strong><strong>\u304a\u3059\u3059\u3081\u3057\u307e\u305b\u3093\u3002<\/strong>\u5f93\u3063\u3066\u3001\u9577\u751f\u304d\u3059\u308b\u30ea\u30b9\u30af\u3092\u8003\u3048\u308b\u3068\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u3042\u304f\u307e\u3067\u3082<strong><span style=\"color: #ff0000;\">\u8001\u5f8c\u306e\u3086\u3068\u308a\u8cc7\u91d1\u306e\u4e00\u90e8\u3068\u3057\u3066\u8a08\u753b\u3059\u308b\u3053\u3068\u304c\u5805\u5b9f<\/span><\/strong>\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u6b21\u306e\u3088\u3046\u306a\u30a4\u30e1\u30fc\u30b8\u3060\u3068\u3001\u9577\u751f\u304d\u3057\u3066\u878d\u8cc7\u984d\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u3068\u3044\u3046\u30ea\u30b9\u30af\u3082\u3042\u308b\u7a0b\u5ea6\u306f\u30ab\u30d0\u30fc\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Reverse_mortgage_roan-1635403758.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3068\u306f\" \/><\/p>\n<div class=\"attention a-1\">\n<p><strong>\uff1c\u524d\u63d0\u6761\u4ef6\uff1e<br \/>\n65\u6b73\uff5e95\u6b73\u306e\u8001\u5f8c\u8cc7\u91d1\u306e\u30a4\u30e1\u30fc\u30b8<\/strong><\/p>\n<p><span style=\"color: #0000ff;\">\u203b1\u3000\u3086\u3068\u308a\u8cc7\u91d1\u3001\u751f\u6d3b\u8cbb\u306e\u53c2\u8003<\/span><br \/>\n<a href=\"https:\/\/www.jili.or.jp\/lifeplan\/lifesecurity\/1141.html\" target=\"_blank\" rel=\"noopener\">\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u3000\u8001\u5f8c\u306e\u751f\u6d3b\u8cbb\u306f\u3044\u304f\u3089\u304f\u3089\u3044\u5fc5\u8981\u3068\u8003\u3048\u308b\uff1f<\/a><br \/>\n<span style=\"color: #0000ff;\">\u203b2\u3000\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u30922,500\u4e07\u5186\u3068\u3057\u3001\u305d\u306e50\uff05\u3092\u878d\u8cc7\u4e0a\u9650\u984d\u3068\u4eee\u5b9a<br \/>\n30\u5e74\u9593\u3001\u6bce\u6708\u878d\u8cc7\u3092\u53d7\u3051\u53d6\u308b\u3068\u4eee\u5b9a<br \/>\n2,500\u4e07\u5186\u00d750\uff05\u00f730\u5e74\u00f712\u304b\u6708<br \/>\n\u203b3\u300065\u6b73\u6642\u70b9\u306e\u8caf\u84c4\u984d\u30922,000\u4e07\u5186\u3068\u3057\u3001<span style=\"font-size: 16px;\">30\u5e74\u9593\u3067\u6bce\u6708\u53d6\u308a\u5d29\u3059\u3068\u4eee\u5b9a<\/span> <br \/>\n2,000\u4e07\u5186\u00f730\u5e74\u00f712\u304b\u6708<br \/>\n\u203b4\u3000\u5e74\u91d1\u984d\u306e\u53c2\u8003<\/span><br \/>\n<a href=\"https:\/\/www.mhlw.go.jp\/content\/000706195.pdf\" target=\"_blank\" rel=\"noopener\">\u4ee4\u548c\u5143\u5e74\u5ea6\u539a\u751f\u5e74\u91d1\u4fdd\u967a\u30fb\u56fd\u6c11\u5e74\u91d1\u4e8b\u696d\u306e\u6982\u6cc1<\/a><\/p>\n<\/div>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u30ed\u30fc\u30f3\u306f\u751f\u6d3b\u8cbb\u306a\u3069\u751f\u304d\u3066\u3044\u304f\u4e0a\u3067\u6b20\u304b\u305b\u306a\u3044\u652f\u51fa\u306e\u88dc\u586b\u3067\u306f\u306a\u304f\u3001<strong>\u3042\u308b\u7a0b\u5ea6\u8abf\u6574\u3067\u304d\u308b\u3086\u3068\u308a\u8cc7\u91d1\u306e\u4e00\u90e8\u3068\u3057\u3066\u5229\u7528\u3092\u691c\u8a0e\u3059\u308b\u306e\u304c\u5805\u5b9f\u306a\u30d7\u30e9\u30f3<\/strong>\u3067\u3059\u3002\u3067\u3059\u306e\u3067\u3001\u307e\u305a\u306f\u5e74\u91d1\u53ce\u5165\u3068\u6700\u4f4e\u9650\u5fc5\u8981\u306a\u751f\u6d3b\u8cbb\u304c\u305d\u308c\u305e\u308c\u3044\u304f\u3089\u306a\u306e\u304b\u3092\u7b97\u51fa\u3059\u308b\u3053\u3068\u304b\u3089\u59cb\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"1-2\">1-2. \u91d1\u5229\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u3088\u308a\u9ad8\u304f\u3001\u4e0a\u6607\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b<\/span><\/h3>\n<p><strong><span style=\"color: #ff0000;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u3068\u6bd4\u3079\u308b\u3068\u91d1\u5229\u304c\u9ad8\u3044<\/span><\/strong>\u306e\u304c\u7279\u5fb4\u3067\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u307e\u3059\u3002<br \/>\n\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u306f\u5909\u52d5\u91d1\u5229\u306e\u5834\u5408\u306f0.4\uff5e0.7\uff05\u524d\u5f8c\u3001\u56fa\u5b9a\u91d1\u5229\u306e\u5834\u5408\u306f1\uff5e1.3\uff05\u524d\u5f8c\u3067\u3042\u308b\u306e\u306b\u5bfe\u3057\u3001<strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u91d1\u5229\u306f3\uff5e4\uff05\u524d\u5f8c<\/strong>\u3067\u3059\u3002<span style=\"font-size: 12px;\">\u203b2021.10\u6708\u6642\u70b9<\/span><\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u4f4f\u5b85\u8cfc\u5165\u306e\u305f\u3081\u306b\u5229\u7528\u3055\u308c\u308b\u30ed\u30fc\u30f3\u3067\u3059\u304c\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u4f4f\u5b85\u8cfc\u5165\u4ee5\u5916\u306b\u3082\u5229\u7528\u3067\u304d\u308b\u305f\u3081\u3001\u76f8\u5bfe\u7684\u306b\u91d1\u5229\u306f\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u305f\u3068\u3048\u3070\u30ea\u30bf\u30a4\u30a2\u5f8c\u306b\u4f4f\u307f\u66ff\u3048\u3084\u5efa\u3066\u66ff\u3048\u3092\u3057\u305f\u3044\u3068\u3044\u3063\u305f\u5834\u5408\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u306f\u306a\u304f\u3001<strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\uff08\u5f8c\u8ff0\uff09\u306e\u65b9\u304c\u9069\u3057\u3066\u3044\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/strong>\u3069\u306e\u3088\u3046\u306a\u624b\u6bb5\u304c\u826f\u3044\u306e\u304b\u306f\u8cc7\u7523\u72b6\u6cc1\u3084\u304a\u91d1\u306e\u4f7f\u3044\u9053\u306b\u3088\u308b\u305f\u3081\u3001\u8a73\u3057\u304f\u306f5\u7ae0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<strong><span style=\"color: #ff0000;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u5909\u52d5\u91d1\u5229\u306e\u305f\u3081\u3001\u91d1\u5229\u304c\u4e0a\u6607\u3059\u308b\u30ea\u30b9\u30af<\/span><\/strong>\u304c\u3042\u308a\u307e\u3059\u3002\u4eca\u306f\u4f4e\u91d1\u5229\u304c\u7d9a\u3044\u3066\u3044\u307e\u3059\u304c\u3001\u5c06\u6765\u91d1\u5229\u304c\u4e0a\u6607\u3059\u308b\u3068\u5229\u606f\u306e\u652f\u6255\u3044\u304c\u5897\u3048\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-3\">1-3. \u4e0d\u52d5\u7523\u304c\u8cc7\u7523\u3068\u3057\u3066\u907a\u3089\u306a\u3044<\/span><\/h3>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u3001\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u305f\u3042\u3068\u306b\u62c5\u4fdd\u306b\u3057\u3066\u3044\u308b\u4e0d\u52d5\u7523\u3092\u58f2\u5374\u3057\u3066\u30ed\u30fc\u30f3\u3092\u8fd4\u6e08\u3055\u305b\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001<strong><span style=\"color: #ff0000;\">\u4e0d\u52d5\u7523\u304c\u8cc7\u7523\u3068\u3057\u3066\u907a\u65cf\u306b\u907a\u3089\u306a\u3044\u3068\u3044\u3046\u30c7\u30e1\u30ea\u30c3\u30c8<\/span><\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Repay_after_death-1635410120.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u751f\u5b58\u4e2d\u306f\u5229\u606f\u652f\u6255\u3044\u306e\u307f\u3001\u6b7b\u5f8c\u306b\u5143\u91d1\u8fd4\u6e08\" \/><\/p>\n<p>\u751f\u524d\u306f\u5229\u606f\u306e\u652f\u6255\u3044\u306e\u307f\u3067\u3001\u5143\u91d1\u306e\u8fd4\u6e08\u306f\u636e\u3048\u7f6e\u304b\u308c\u307e\u3059\u3002\u305d\u308c\u304c\u30e1\u30ea\u30c3\u30c8\u3067\u3082\u3042\u308b\u4e00\u65b9\u3067\u3001\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u304b\u3089\u81ea\u5b85\u3092\u58f2\u5374\u3057\u3066\u5143\u91d1\u8fd4\u6e08\u306b\u5145\u3066\u308b\u305f\u3081\u3001\u76f8\u7d9a\u4eba\u3068\u306e\u9593\u3067\u30c8\u30e9\u30d6\u30eb\u304c\u751f\u3058\u308b\u3053\u3068\u3082\u60f3\u5b9a\u3055\u308c\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001<strong>\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u3001<\/strong><strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u5229\u7528\u306b\u969b\u3057\u3066\u63a8\u5b9a\u76f8\u7d9a\u4eba\u5168\u54e1\u306e\u540c\u610f\u3092\u6c42\u3081\u308b\u3089\u308c\u308b<\/strong>\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001<strong><span style=\"color: #ff0000;\">\u4e0d\u52d5\u7523\u3092\u58f2\u5374\u3057\u306a\u304f\u3066\u3082\u501f\u5165\u91d1\u3092\u8fd4\u6e08\u3067\u304d\u308b\u5834\u5408\u306f\u3001\u5fc5\u305a\u3057\u3082\u58f2\u5374\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><\/strong>\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u304b\u3089\u53d7\u3051\u53d6\u308b\u751f\u547d\u4fdd\u967a\u91d1\u3084\u3001\u76f8\u7d9a\u4eba\u304c\u73fe\u91d1\u3067\u6b8b\u50b5\u3092\u5b8c\u6e08\u3067\u304d\u308b\u5834\u5408\u306f\u3001\u4e0d\u52d5\u7523\u3092\u58f2\u5374\u3059\u308b\u5fc5\u8981\u306f\u306a\u3044\u306e\u3067\u3059\u3002<\/p>\n<p class=\"\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"23\"><strong>2.\u00a0<\/strong><strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30e1\u30ea\u30c3\u30c83\u9078<\/strong><\/span><\/h2>\n<p>\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u591a\u3044\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u3059\u304c\u3001\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u4e3b\u306b\u6b21\u306e3\u3064\u3067\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30e1\u30ea\u30c3\u30c8<br \/>\n3\u9078<\/p>\n<p><strong>\u3007\u878d\u8cc7\u3092\u53d7\u3051\u305f\u304a\u91d1\u306f\u81ea\u7531\u306b\u4f7f\u3048\u308b<br \/>\n\u3007\u81ea\u5b85\u306e\u6240\u6709\u6a29\u3092\u7dad\u6301\u3067\u304d\u308b<br \/>\n\u3007\u652f\u6255\u3044\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u308b<\/strong><\/p>\n<\/div>\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-1\">2-1. \u878d\u8cc7\u3092\u53d7\u3051\u305f\u304a\u91d1\u306f\u81ea\u7531\u306b\u4f7f\u3048\u308b<\/span><\/h3>\n<p><strong><span style=\"color: #ff0000;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u501f\u308a\u305f\u304a\u91d1\u306f\u3001\u539f\u5247\u81ea\u7531\u306b\u4f7f\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><\/strong>\u305f\u3068\u3048\u3070\u3001\u30b7\u30cb\u30a2\u4e16\u4ee3\u3067\u306f\u6b21\u306e\u3088\u3046\u306a\u3053\u3068\u306b\u304a\u91d1\u3092\u4f7f\u3044\u305f\u3044\u3001\u3068\u3044\u3046\u4eba\u304c\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Dream_of_old_age-1635417281.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u8001\u5f8c\u306b\u3084\u308a\u305f\u3044\u3053\u3068\u4f8b\" \/><\/p>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u878d\u8cc7\u3092\u53d7\u3051\u305f\u304a\u91d1\u306f\u3001\u3053\u3046\u3044\u3063\u305f\u3053\u3068\u306b\u4f7f\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u76ee\u7684\u3092\u81ea\u7531\u306b\u4f7f\u3048\u308b\u878d\u8cc7\u306b\u306f\u3001\u30d5\u30ea\u30fc\u30ed\u30fc\u30f3\u3084\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3068\u3044\u3046\u5546\u54c1\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u91d1\u5229\u30825\uff5e15\uff05\u7a0b\u5ea6\u3068\u6bd4\u8f03\u7684\u9ad8\u3081\u3067\u3059\u3002\u305d\u306e\u70b9\u3001<strong><span style=\"color: #ff0000;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f3\uff5e4\uff05\u7a0b\u5ea6\u306e\u91d1\u5229\u306e\u305f\u3081\u3001\u4f7f\u3044\u9053\u304c\u81ea\u7531\u306a\u30ed\u30fc\u30f3\u306e\u4e2d\u3067\u306f\u6bd4\u8f03\u7684\u4f4e\u91d1\u5229\u306b\u878d\u8cc7<\/span><\/strong>\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u3044\u304f\u3089\u4f7f\u3044\u9053\u306f\u81ea\u7531\u3068\u306f\u3044\u3048\u3001<strong>\u4e8b\u696d\u3084\u6295\u8cc7\u7528\u306b\u306f\u4f7f\u3048\u307e\u305b\u3093\u3002<\/strong>\u307e\u305f\u3001\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\uff08\u5f8c\u8ff0\uff09\u306e\u3088\u3046\u306b\u3001<strong>\u4f7f\u3044\u9053\u3092\u4f4f\u5b85\u306b\u304b\u304b\u308b\u8cbb\u7528\u306b\u9650\u5b9a\u3057\u305f\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8<\/strong>\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3042\u304f\u307e\u3067\u3082\u3001\u4eca\u3088\u308a\u3082\u5c11\u3057\u3086\u3068\u308a\u306e\u3042\u308b\u30bb\u30ab\u30f3\u30c9\u30e9\u30a4\u30d5\u3092\u697d\u3057\u3080\u305f\u3081\u306b\u501f\u308a\u308b\u30ed\u30fc\u30f3\u3068\u3044\u3046\u4f4d\u7f6e\u3065\u3051\u3067\u3042\u308c\u3070\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u6709\u52b9\u306a\u624b\u6bb5\u306e\u4e00\u3064\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-2\">2-2. \u81ea\u5b85\u306e\u6240\u6709\u6a29\u3092\u7dad\u6301\u3067\u304d\u308b<\/span><\/h3>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u304b\u3089\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3068\u3044\u3046\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u9006\u306b\u8a00\u3046\u3068\u3001\u751f\u524d\u4e2d\u306f<strong><span style=\"color: #ff0000;\">\u81ea\u5b85\u306e\u6240\u6709\u6a29\u3092\u7dad\u6301\u3067\u304d<\/span><\/strong><span style=\"color: #ff0000;\"><strong>\u308b<\/strong><\/span><strong><span style=\"color: #ff0000;\">\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8<\/span><\/strong>\u304c\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u3066\u8001\u5f8c\u306e\u3086\u3068\u308a\u8cc7\u91d1\u306e\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u3044\u304f\u3064\u304b\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b\u3068\u3044\u3046\u306e\u3082\u4e00\u3064\u3067\u3059\u3002\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b\u3068\u3001\u4e00\u62ec\u3067\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u624b\u306b\u5165\u308b\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u4e00\u65b9\u3067\u3001\u81ea\u5b85\u3092\u624b\u653e\u3059\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u3092\u5229\u7528\u3059\u308b\u3068\u3044\u3046\u65b9\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306b\u3064\u3044\u3066\u306f5\u7ae0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u304c\u3001\u3084\u306f\u308a\u751f\u5b58\u4e2d\u306b\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u70b9\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f<strong>\u751f\u5b58\u4e2d\u306b\u81ea\u5b85\u306e\u6240\u6709\u6a29\u3092\u6b8b\u3057\u305f\u307e\u307e<\/strong>\u306b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u6240\u6709\u6a29\u3092\u6b8b\u305b\u308b\u305f\u3081\u3001<strong><span style=\"color: #ff0000;\">\u9577\u5e74\u4f4f\u307f\u6163\u308c\u305f\u81ea\u5b85\u306b\u4f4f\u307f\u7d9a\u3051\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<\/span><\/strong><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Effective_use_of_real_estate-1635501812.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u4e0d\u52d5\u7523\u6d3b\u7528\u3057\u3066\u8001\u5f8c\u8cc7\u91d1\u6e96\u5099\u3057\u306a\u304b\u3063\u305f\u5834\u5408\u30fb\u3057\u305f\u5834\u5408\" \/><\/p>\n<p>\u8001\u5f8c\uff08\u5f15\u9000\u5f8c\uff09\u306b\u3069\u3053\u306b\u4f4f\u307f\u305f\u3044\u304b\u3001\u3068\u3044\u3046\u30a2\u30f3\u30b1\u30fc\u30c8\u3067\u3082\u3001<strong>\u4eca\u306e\u5730\u57df\u306b\u305a\u3063\u3068\u4f4f\u307f\u7d9a\u3051\u305f\u3044<\/strong>\u3068\u3044\u3046\u56de\u7b54\u304c\u9996\u4f4d\u3067\u3059\u3002\u3084\u306f\u308a\u3001\u8001\u5f8c\u306b\u9577\u5e74\u4f4f\u307f\u6163\u308c\u305f\u8857\u3092\u96e2\u308c\u308b\u3068\u3044\u3046\u306e\u306f\u3001\u5fc3\u7406\u7684\u306a\u8ca0\u62c5\u304c\u5927\u304d\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Where_do_you_want_to_live_after_retirement-1635479571.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u8001\u5f8c\u306f\u3069\u3053\u306b\u4f4f\u307f\u305f\u3044\u304b\u30a2\u30f3\u30b1\u30fc\u30c8\u7d50\u679c\" \/>\u51fa\u5178\uff1a<a href=\"https:\/\/www.dtod.ne.jp\/dekurasu\/dvoice\/003\/\" target=\"_blank\" rel=\"noopener\">\u7dcf\u5408\u30e1\u30c7\u30a3\u30ab\u30eb\u682a\u5f0f\u4f1a\u793e\u3000\u5168\u56fd\u306e\u30c9\u30af\u30bf\u30fc500\u4eba\u306b\u805e\u3044\u305f\uff01\u307f\u3093\u306a\u304c\u63cf\u304f\u8001\u5f8c\u306e\u30d3\u30b8\u30e7\u30f3\u3068\u306f\uff1f<\/a><\/p>\n<p>\u307e\u305f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u501f\u308a\u5165\u308c\u3057\u3066\u3082\u3001\u9014\u4e2d\u3067\u5168\u984d\u7e70\u4e0a\u8fd4\u6e08\u3057\u3066\u89e3\u7d04\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<br \/>\n<span style=\"font-size: 16px; color: #0000ff;\">\u203b\u6240\u5b9a\u306e\u89e3\u7d04\u624b\u6570\u6599\u304c\u304b\u304b\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/span>\u00a0<\/p>\n<p>\u5951\u7d04\u5f8c\u306b\u3001<strong>\u300c\u3084\u3063\u3071\u308a\u3001\u5b50\u3069\u3082\u305f\u3061\u306b\u5bb6\u3092\u907a\u3057\u3066\u3042\u3052\u305f\u3044\u300d\u3068\u6c17\u6301\u3061\u304c\u5909\u308f\u308b<\/strong>\u3053\u3068\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u58f2\u5374\u3057\u3066\u3057\u307e\u3046\u3068\u305d\u308c\u3082\u53f6\u308f\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u304c\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u5834\u5408\u306f\u9014\u4e2d\u3067\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304c\u5909\u308f\u3063\u3066\u3082\u67d4\u8edf\u306b\u5bfe\u5fdc\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u4eee\u306b\u3001\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u304b\u3089\u878d\u8cc7\u304c\u6b8b\u3063\u3066\u3057\u307e\u3063\u305f\u3068\u3057\u3066\u3082\u3001<strong>\u9810\u8caf\u91d1\u3084\u751f\u547d\u4fdd\u967a\u91d1\u3067\u8fd4\u6e08\u3067\u304d\u308c\u3070\u81ea\u5b85\u3092\u58f2\u5374\u3057\u3066\u8fd4\u6e08\u3059\u308b\u5fc5\u8981\u304c\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u81ea\u5b85\u3092\u6b8b\u3059\u3053\u3068\u304c\u53ef\u80fd<\/strong>\u3067\u3059\u3002<\/p>\n<p><strong>\u81ea\u5b85\u3092\u4e00\u5ea6\u624b\u653e\u3057\u3066\u3057\u307e\u3046\u3068\u8cb7\u3044\u623b\u3059\u306e\u306f\u5bb9\u6613\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/strong>\u81ea\u5b85\u3092\u6b8b\u3057\u305f\u307e\u307e\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u305f\u3044\u3068\u3044\u3046\u5834\u5408\u306b\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u5927\u304d\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-3\">2-3. \u652f\u6255\u3044\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u308b<\/span><\/h3>\n<p><span style=\"font-size: 16px;\"><span style=\"font-size: 16px;\">\u652f\u6255\u3044\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u308b\u3053\u3068\u3082\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u307e\u3059\u3002<span style=\"font-size: 16px; color: #333333;\">\u901a\u5e38\u306e\u30ed\u30fc\u30f3\u306f\u5143\u91d1\u3082\u8fd4\u6e08\u3057\u3066\u3044\u304d\u307e\u3059\u304c\u3001<\/span>\u30ea<\/span>\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f<strong>\u751f\u5b58\u4e2d\u306f<\/strong><\/span><strong>\u5229\u606f\u306e\u652f\u6255\u3044\u3060\u3051\u3067\u304a\u91d1\u3092\u501f\u308a\u308b<\/strong>\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5143\u91d1\u306e\u8fd4\u6e08\u304c\u306a\u3044\u305f\u3081\u3001<strong><span style=\"color: #ff0000;\"><strong>\u6708<\/strong>\u3005\u306e\u652f\u6255\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u308b<\/span><\/strong>\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u5229\u7528\u3057\u3066\u3001\u5b50\u3069\u3082\u306e\u7d50\u5a5a\u795d\u3044\u91d1\u3068\u3057\u3066100\u4e07\u5186\u3092\u501f\u308a\u308b\u3068\u3057\u307e\u3059\u3002\u4eee\u306b\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u91d1\u5229\u304c3\uff05\u3060\u3068\u3059\u308b\u3068\u3001<strong>\u6708\u3005\u306e\u5229\u606f\u306e\u652f\u6255\u3044\u306f\u7d042,500\u5186\u3067\u3059\u3002<\/strong><\/p>\n<div class=\"attention a-1\">\n<p><strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u5229\u7528<\/strong><br \/>\n\uff08\u4f8b\uff09<br \/>\n\u30fb\u501f\u5165\u984d100\u4e07\u5186<br \/>\n\u30fb\u91d1\u52293\uff05<br \/>\n<strong>\u30fb\u6708\u3005\u306e\u5229\u606f\u306f\u7d042,500\u5186<br \/>\n\u2252100\u4e07\u5186\u00d73\uff05\u00f7365\u65e5\u00d731\u65e5<\/strong><\/p>\n<\/div>\n<p><span style=\"font-size: 16px; color: #333333;\">\u6975\u5ea6\u984d\u306f\u3042\u304f\u307e\u3067\u3082\u878d\u8cc7\u53ef\u80fd\u306a\u4e0a\u9650\u984d\u3067\u3042\u308a\u3001\u5168\u984d\u4f7f\u3044\u5207\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6975\u5ea6\u984d\u3092\u9650\u5ea6\u306b\u3001\u501f\u308a\u305f\u3044\u5206\u3060\u3051\u878d\u8cc7\u3092\u5229\u7528\u3067\u304d\u3001\u3057\u304b\u3082\u5229\u606f\u306e\u652f\u6255\u3044\u306e\u307f\u3067\u3059\u3002<\/span> \u5f53\u7136\u3001\u6975\u5ea6\u984d\u306e\u672a\u5229\u7528\u5206\uff08\u501f\u308a\u3066\u3044\u306a\u3044\u90e8\u5206\uff09\u306b\u3064\u3044\u3066\u306f\u5229\u606f\u306f\u304b\u304b\u308a\u307e\u305b\u3093\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Interest_will_only_be_charged_on_what_you_use-1635416377.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u878d\u8cc7\u6975\u5ea6\u984d\u306b\u3064\u3044\u3066\" \/><\/p>\n<p>\u3053\u306e\u4ed5\u7d44\u307f\u306b\u3088\u308a\u3001<strong><span style=\"color: #ff0000;\">\u30ea\u30bf\u30a4\u30a2\u5f8c\u306e\u53ce\u5165\u304c\u5e74\u91d1\u306e\u307f\u306e\u4eba\u306b\u3068\u3063\u3066\u306f\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u3092\u5927\u5e45\u306b\u6539\u5584\u3067\u304d\u308b<\/span><\/strong>\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u00a0<\/p>\n<p class=\"\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"3\"><strong>3. \u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u3053\u3093\u306a\u4eba\u306b\u304a\u3059\u3059\u3081\uff5e\u5224\u65ad\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\uff5e<\/strong><\/span><\/h2>\n<p>\u3053\u3053\u307e\u3067\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac\u3057\u3066\u307e\u3044\u308a\u307e\u3057\u305f\u3002\u305d\u308c\u3067\u306f\u3001\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u8e0f\u307e\u3048\u3066\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u3069\u306e\u3088\u3046\u306a\u4eba\u306b\u304a\u3059\u3059\u3081\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u6b21\u306e\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\u3092\u53c2\u8003\u306b\u3055\u308c\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Checklist-1636012907.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u304c\u304a\u3059\u3059\u3081\u306a\u4eba\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\" \/><\/p>\n<p>\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002<strong><span style=\"color: #ff0000;\">\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\u306e\u30c1\u30a7\u30c3\u30af\u304c6\u3064\u4ee5\u4e0a\u5165\u308b\u4eba\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u304a\u3059\u3059\u3081<\/span><\/strong>\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u53cd\u5bfe\u306b\u3001<strong>\u30c1\u30a7\u30c3\u30af\u304c5\u3064\u4ee5\u4e0b\u306e\u4eba<\/strong>\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306e\u65b9\u6cd5\u3067\u8001\u5f8c\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u65b9\u304c\u826f\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u5e74\u9f62\u3084\u53ce\u5165\u72b6\u6cc1\u3001\u7269\u4ef6\u306e\u6761\u4ef6\u306b\u3088\u3063\u3066\u306f\u3001<strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u5229\u7528\u3057\u305f\u304f\u3066\u3082\u3067\u304d\u306a\u3044\u5834\u5408<\/strong>\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306b\u3001\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u305f\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u65b9\u6cd5\u304c\u3042\u308b\u306e\u304b\u306f\u30015\u7ae0\u3067\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/span><\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"4\"><strong>4. \u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u5229\u7528\u3059\u308b<\/strong><strong>\u306a\u3089\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u304c\u304a\u3059\u3059\u3081<\/strong><\/span><\/h2>\n<p>\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u308a\u307e\u3059\u304c\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306b\u306f2\u7a2e\u985e\u3042\u308a\u307e\u3059\u3002\u300c\u30ea\u30b3\u30fc\u30b9\u578b\u300d\u3068\u300c\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u300d\u306e2\u7a2e\u985e\u3067\u3001\u305d\u306e\u3046\u3061<strong><span style=\"color: #ff0000;\">\u7b46\u8005\u306e\u304a\u3059\u3059\u3081\u306f\u300c\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u300d<\/span><\/strong>\u3067\u3059\u3002<\/p>\n<p>\u4e21\u8005\u306e\u6c7a\u5b9a\u7684\u306a\u9055\u3044\u306f\u3001\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u304b\u3089\u81ea\u5b85\u3092\u58f2\u5374\u3057\u3066\u8fd4\u6e08\u3057\u3066\u3082\u50b5\u52d9\u304c\u6b8b\u308b\u3068\u304d\u3001\u76f8\u7d9a\u4eba\u306b\u6b8b\u50b5\u306e\u652f\u6255\u3044\u3092\u8acb\u6c42\u3055\u308c\u308b\u304b\u3055\u308c\u306a\u3044\u304b\u306e\u9055\u3044\u3067\u3059\u3002<strong>\u76f8\u7d9a\u4eba\u3078\u6b8b\u50b5\u3092\u8acb\u6c42\u3055\u308c\u308b\u306e\u304c\u30ea\u30b3\u30fc\u30b9\u578b\uff08\u9061\u53ca\u578b\uff09\u3001\u8acb\u6c42\u3055\u308c\u306a\u3044\u306e\u304c\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\uff08\u975e\u9061\u53ca\u578b\uff09<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u3067\u3042\u308c\u3070\u3001\u76f8\u7d9a\u4eba\u306f\u6b8b\u50b5\u3092\u8fd4\u6e08\u3059\u308b\u7fa9\u52d9\u306f\u306a\u304f\u3001\u514d\u9664\u3055\u308c\u307e\u3059\u3002<\/p>\n<p class=\"\"><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/non-recourse-type-or-recourse-type-1636177912.jpg\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u3068\u30ea\u30b3\u30fc\u30b9\u578b\u306e\u9055\u3044\" \/><\/p>\n<p><span style=\"color: #0000ff;\">\u203b\u305f\u3060\u3057\u3001\u514d\u9664\u306b\u306a\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u300c\u50b5\u52d9\u514d\u9664\u76ca\u300d\u3068\u3057\u3066\u8ab2\u7a0e\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u8a73\u3057\u304f\u306f\u3001\u7a0e\u52d9\u7f72\u3084\u7a0e\u7406\u58eb\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/span><\/p>\n<p>\u3053\u306e\u4ed5\u7d44\u307f\u306b\u3088\u308a\u3001\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u306e\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u5834\u5408\u306f\u3001<strong><span style=\"color: #ff0000;\">\u4e0d\u52d5\u7523\u8a55\u4fa1\u306e\u4e0b\u843d\u30ea\u30b9\u30af\u3092\u56de\u907f<\/span><\/strong>\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u60f3\u5b9a\u3088\u308a\u3082\u4e0d\u52d5\u7523\u8a55\u4fa1\u304c\u4e0b\u304c\u308a\u6b8b\u50b5\u3092\u4e0b\u56de\u308b\u8a55\u4fa1\u306b\u306a\u3063\u3066\u3057\u307e\u3063\u3066\u3082\u3001\u4e0d\u8db3\u5206\u306e\u652f\u6255\u3044\u3092\u6c42\u3081\u3089\u308c\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u30ea\u30b3\u30fc\u30b9\u578b\u306b\u6bd4\u3079\u3001<strong>\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u306f\u76f8\u5bfe\u7684\u306b\u878d\u8cc7\u91d1\u5229\u304c\u9ad8\u3044<\/strong>\u3068\u3044\u3046\u30c7\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u51cc\u3050\u30e1\u30ea\u30c3\u30c8\u304c\u5927\u304d\u3044\u3068\u8003\u3048\u3089\u308c\u3001<strong>\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u304c\u4e3b\u6d41<\/strong>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u4ee5\u4e0b\u3001\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u306e\u30e1\u30ea\u30c3\u30c8\u306b\u3064\u3044\u3066\u3001\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"4-1\">4-1. \u4e0d\u52d5\u7523\u8a55\u4fa1\u306e\u4e0b\u843d\u30ea\u30b9\u30af\u3092\u56de\u907f\u3067\u304d\u308b<\/span><\/h3>\n<p>\u524d\u8ff0\u306e\u901a\u308a\u3001<strong><span style=\"color: #ff0000;\">\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u306e\u4e0b\u843d\u30ea\u30b9\u30af\u3092\u56de\u907f\u3067\u304d\u308b<\/span><\/strong>\u306e\u304c\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u306e\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002\u305f\u3068\u3048\u3001\u4e0d\u52d5\u7523\u306e\u58f2\u5374\u984d\u304c\u878d\u8cc7\u984d\u3092\u4e0b\u56de\u3063\u3066\u3057\u307e\u3063\u3066\u3082\u3001\u305d\u306e\u5dee\u984d\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/non-recourse-type-effect-1636178191.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u306e\u52b9\u679c\" \/><\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u3092\u9078\u629e\u3059\u308b\u3053\u3068\u3067\u3001\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u306e\u4e0b\u843d\u3092\u6c17\u306b\u3059\u308b\u3053\u3068\u306a\u304f\u3001\u5b89\u5fc3\u3057\u3066\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"4-2\">4-2. \u76f8\u7d9a\u4eba\u306b\u50b5\u52d9\u304c\u6b8b\u3089\u306a\u3044<\/span><\/h3>\n<p>\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u306e\u4e0b\u843d\u30ea\u30b9\u30af\u3092\u56de\u907f\u3067\u304d\u308b\u3053\u3068\u3067\u3001<strong><span style=\"color: #ff0000;\">\u76f8\u7d9a\u4eba\u306b\u6b8b\u50b5\u304c\u6b8b\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><\/strong><\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u6b21\u306e\u3088\u3046\u306a\u30b1\u30fc\u30b9\u3067\u306f\u5951\u7d04\u8005\u306e\u81ea\u5b85\u58f2\u5374\u5f8c\u306b500\u4e07\u5186\u306e\u6b8b\u50b5\u304c\u76f8\u7d9a\u4eba\u306b\u6b8b\u308a\u307e\u3059\u304c\u3001\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u3067\u3042\u308c\u3070\u3001\u305d\u306e\u652f\u6255\u3044\u306f\u8acb\u6c42\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n<div class=\"attention a-1\">\n<p><strong>\uff1c\u5951\u7d04\u8005\u306e\u751f\u524d\uff1e<\/strong><br \/>\n1,500\u4e07\u5186\u306e\u501f\u308a\u5165\u308c<\/p>\n<p><strong>\uff1c\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u304b\u3089\uff1e<\/strong><br \/>\n\u81ea\u5b85\u306e\u8a55\u4fa1\u984d\u304c1,000\u4e07\u5186\u306b\u4e0b\u304c\u3063\u3066\u3057\u307e\u3063\u305f<br \/>\n1,000\u4e07\u5186\uff0d1,500\u4e07\u5186\uff1d\uff0d500\u4e07\u5186<\/p>\n<p>\u81ea\u5b85\u58f2\u5374\u8cbb\u3060\u3051\u3067\u306f500\u4e07\u5186\u4e0d\u8db3<br \/>\n\u2192\u76f8\u7d9a\u4eba\u306b\u652f\u6255\u3044\u7fa9\u52d9\u304c\u3042\u308b\uff08\u30ea\u30b3\u30fc\u30b9\u578b\uff09<br \/>\n<strong><span style=\"color: #ff0000;\">\u2192\u76f8\u7d9a\u4eba\u306b\u652f\u6255\u3044\u7fa9\u52d9\u304c\u306a\u3044\uff08\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\uff09<\/span><\/strong><\/p>\n<\/div>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/non-recourse-type-effect2-1636178238.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u30ce\u30f3\u30ea\u30b3\u30fc\u30b9\u578b\u306e\u52b9\u679c2\" \/><\/p>\n<p>\u305f\u3068\u3048\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u304c\u4e0b\u304c\u3063\u3066\u3057\u307e\u3063\u3066\u3082\u3001<strong>\u76f8\u7d9a\u4eba\u306b\u81ea\u5b85\u306e\u58f2\u5374\u8cbb\u4ee5\u4e0a\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u751f\u3058\u306a\u3044<\/strong>\u305f\u3081\u3001\u5b89\u5fc3\u3057\u3066\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p class=\"\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"5\"><strong>5. \u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306e<\/strong><strong>\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u305f\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u65b9\u6cd5<\/strong><\/span><\/h2>\n<p>\u3053\u308c\u307e\u3067\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3092\u4f7f\u3046\u5834\u5408\u306e\u3053\u3068\u3092\u8a71\u3057\u3066\u304d\u307e\u3057\u305f\u304c\u3001<strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u5168\u3066\u306e\u7269\u4ef6\u3067\u5fc5\u305a\u5229\u7528\u3067\u304d\u308b\u8a33\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/strong>\u5229\u7528\u6761\u4ef6\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u5c11\u306a\u304f\u3068\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u3088\u308a\u53b3\u3057\u3044\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001<strong>3\u7ae0\u306e\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8\u3067\u30c1\u30a7\u30c3\u30af\u304c5\u500b\u4ee5\u4e0b\u3067\u3042\u3063\u305f\u4eba<\/strong>\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306e\u4ed6\u306e\u65b9\u6cd5\u3067\u8001\u5f8c\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u65b9\u304c\u826f\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3067\u306f\u3001<strong><span style=\"color: #ff0000;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306b\u3001\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u3066\u8001\u5f8c\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u65b9\u6cd5<\/span><\/strong>\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u305d\u306e\u70b9\u3082\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u7ae0\u3067\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306e\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u65b9\u6cd5\u3068\u3057\u3066\u3001\u4ee3\u8868\u7684\u306a\u65b9\u6cd5\u30925\u3064\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<div class=\"attention a-3\">\n<p class=\"attention-title attention-p\"><strong><span style=\"font-size: 18px;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u4ee5\u5916\u306e<\/span><\/strong><br \/>\n<strong><span style=\"font-size: 18px;\">\u4e0d\u52d5\u7523\u306e\u6d3b\u7528\u65b9\u6cd5<\/span><\/strong><\/p>\n<p><strong>\u3007\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b<br style=\"margin-bottom: 10px;\" \/><br \/>\n\u3007\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u3092\u5229\u7528\u3059\u308b<br style=\"margin-bottom: 10px;\" \/><br \/>\n\u3007\u8cc3\u8cb8\u3068\u3057\u3066\u8cb8\u3057\u51fa\u3059<br style=\"margin-bottom: 10px;\" \/><br \/>\n\u3007\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u3092\u5229\u7528\u3059\u308b<br style=\"margin-bottom: 10px;\" \/><br \/>\n\u3007\u5b50\u4e16\u5e2f\u3068\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306b\u4f4f\u3080<\/strong><\/p>\n<\/div>\n<p>\u9806\u756a\u306b\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"5-1\">5-1. \u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b<\/span><\/h3>\n<p>\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u305f\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u3068\u3057\u3066\u3001\u4e00\u756a\u6700\u521d\u306b\u601d\u3044\u3064\u304f\u306e\u306f\u3001\u81ea\u5b85\u306e\u58f2\u5374\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u8001\u5f8c\u306b\u306a\u308b\u3068\u5b50\u3069\u3082\u304c\u72ec\u7acb\u3057\u3066\u90e8\u5c4b\u304c\u4f59\u3063\u3066\u3057\u307e\u3044\u3001\u5e83\u3059\u304e\u308b\u5bb6\u306e\u6383\u9664\u3084\u7ba1\u7406\u304c\u5927\u5909\u306b\u306a\u3063\u3066\u304d\u307e\u3059\u3002\u305d\u3053\u3067\u3001\u81ea\u5b85\u306e\u30c0\u30a6\u30f3\u30b5\u30a4\u30b8\u30f3\u30b0\u3082\u517c\u306d\u3066\u3001\u58f2\u5374\u3059\u308b\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u691c\u8a0e\u3067\u304d\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u3001<strong>\u4e00\u56de\u3067\u307e\u3068\u307e\u3063\u305f\u81ea\u7531\u304a\u91d1\u304c\u624b\u306b\u5165\u308b<\/strong>\u3068\u3044\u3046\u70b9\u3067\u3059\u3002\u4e00\u822c\u7684\u306b\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u306e50\uff05\u7a0b\u5ea6\u304c\u6975\u5ea6\u984d\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u58f2\u5374\u306e\u5834\u5408\u306f\u5e02\u6cc1\u3084\u6642\u4fa1\u306a\u3069\u306b\u3088\u3063\u3066\u4fa1\u683c\u304c\u6c7a\u307e\u308b\u305f\u3081\u3001<strong>\u5b9f\u8cea\u7684<\/strong><strong>\u306b\u4f7f\u3048\u308b\u304a\u91d1\u306e\u6700\u5927\u5024\u306f\u58f2\u5374\u306e\u65b9\u304c\u591a\u304f\u306a\u308b<\/strong>\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u4eee\u306b\u3001\u6b21\u306e\u6761\u4ef6\u3067\u3001\u5b9f\u8cea\u7684\u306b\u4f7f\u3048\u308b\u304a\u91d1\u306e\u7dcf\u984d\u3092<span style=\"font-size: 16px; color: #333333;\">\u58f2\u5374\u3068\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u305d\u308c\u305e\u308c\u306e\u5834\u5408\u3067<\/span>\u6bd4\u8f03\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"attention a-1\">\n<p><span style=\"color: #0000ff;\"><strong>\uff1c\u524d\u63d0\u6761\u4ef6\uff1e<\/strong><br \/>\n\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u30922,500\u4e07\u5186\u3068\u3059\u308b<\/p>\n<p><strong>\uff1c\u58f2\u5374\u306e\u5834\u5408\uff1e<\/strong><br \/>\n\u30fb\u58f2\u8cb7\u4fa1\u683c\u30822,500\u4e07\u5186\u3068\u3059\u308b<\/span><br \/>\n<span style=\"color: #0000ff;\">\u30fb\u3046\u3061\u3001500\u4e07\u5186\u3092\u4f7f\u7528\u3059\u308b<\/p>\n<p><strong>\uff1c\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u5834\u5408\uff1e<\/strong><br \/>\n\u30fb\u6975\u5ea6\u984d\u306f\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d\u306e50\uff05\u3068\u3059\u308b<\/span><br \/>\n<span style=\"color: #0000ff;\">\u30fb\u878d\u8cc7\u91d1\u5229\u306f3\uff05\u3068\u3059\u308b<br \/>\n\u30fb\u878d\u8cc7\u984d\u306f500\u4e07\u5186\u3068\u3059\u308b<br \/>\n\u30fb\u878d\u8cc7\u671f\u9593\u306f10\u5e74\u9593\u3068\u3059\u308b<\/span><\/p>\n<p><span style=\"color: #0000ff;\">\u203b\u58f2\u5374\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3068\u3082\u306b\u8af8\u8cbb\u7528\u306f\u8003\u616e\u3057\u306a\u3044<\/span><\/p>\n<\/div>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td colspan=\"2\" style=\"width: 99.7333%; background-color: #65bb20; text-align: center;\"><strong>\u4e0d\u52d5\u7523\u8a55\u4fa1\u984d2,500\u4e07\u5186\u3068\u3059\u308b\u5834\u5408<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u58f2\u5374<\/td>\n<td style=\"width: 50%; text-align: center;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">2,500\u4e07\u5186<br \/>\n\uff08\u58f2\u5374\u4fa1\u683c\uff09<\/td>\n<td style=\"width: 50%; text-align: center;\">1,250\u4e07\u5186<br \/>\n\uff08\u6975\u5ea6\u984d\uff09<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"width: 99.7333%; text-align: center;\">\u25b2500\u4e07\u5186<br \/>\n\uff08\u4f7f\u3046\u304a\u91d1\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 49.8667%; text-align: center;\">2,000\u4e07\u5186<br \/>\n\uff08\u6b8b\u308b\u304a\u91d1\uff09<\/td>\n<td style=\"width: 50%; text-align: center;\">\u25b2150\u4e07\u5186<br \/>\n\u203b\u91d1\u52293\uff05\u3001\u671f\u959310\u5e74\u9593<br \/>\n\uff08\u5229\u606f\u652f\u6255\u3044\uff09<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"width: 99.7333%; text-align: center; background-color: #65bb20;\"><strong>\u5b9f\u8cea\u4f7f\u3048\u308b\u6b8b\u308a\u306e\u304a\u91d1<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u58f2\u5374<\/td>\n<td style=\"width: 50%; text-align: center;\">\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong><span style=\"color: #ff0000;\">2,000\u4e07\u5186<\/span><\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\"><strong><span style=\"color: #ff0000;\">600\u4e07\u5186<\/span><\/strong><br \/>\n<span style=\"font-size: 14px;\">\uff08\u6975\u5ea6\u984d\u304b\u3089\u5229\u606f\u3092\u63a7\u9664\uff09<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u307e\u305f\u3001\u58f2\u5374\u3059\u308b\u3053\u3068\u3067\u3001<strong>\u56fa\u5b9a\u8cc7\u7523\u7a0e\u3084\u30ea\u30d5\u30a9\u30fc\u30e0\u8cbb\u7528\u3068\u3044\u3063\u305f\u7dad\u6301\u8cbb\u306e\u652f\u6255\u3044\u3082\u306a\u304f\u306a\u308b<\/strong>\u3068\u3044\u3046\u70b9\u3082\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u3001\u81ea\u5b85\u3092\u624b\u653e\u3059\u3053\u3068\u306b\u306a\u308b\u305f\u3081\u3001<strong>\u6b21\u306b\u4f4f\u3080\u5834\u6240\u3092\u6c7a\u3081\u308b\u5fc5\u8981<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3084\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\uff08\u5f8c\u8ff0\uff09\u3068\u7570\u306a\u308a\u3001\u58f2\u5374\u306e\u5834\u5408\u306f\u8cb7\u3044\u623b\u3057\u306f\u56f0\u96e3\u3067\u3059\u3002<br \/>\n<span style=\"color: #0000ff;\">\u203b\u53b3\u5bc6\u306b\u306f<strong>\u8cb7\u3044\u623b\u3057\u7279\u7d04<\/strong>\u3068\u3044\u3063\u3066\u300110\u5e74\u4ee5\u5185\u3067\u3042\u308c\u3070\u58f2\u5374\u3057\u305f\u4e0d\u52d5\u7523\u3092\u8cb7\u3044\u623b\u3059\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5f53\u7136\u306a\u304c\u3089<span style=\"font-size: 16px;\">\u8cb7\u3044\u623b\u3057\u3092\u524d\u63d0\u3068\u3057\u305f\u58f2\u5374\u306f\u76f8\u5fdc\u306e\u30b3\u30b9\u30c8<\/span>\u304c\u5fc5\u8981\u3067\u3042\u308a\u3001\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u306b\u306f\u306a\u3089\u306a\u3044\u305f\u3081\u3001\u8a73\u3057\u3044\u89e3\u8aac\u306f\u7701\u7565\u3057\u307e\u3059\u3002<\/span><\/p>\n<p><strong>\u4eca\u3059\u3050\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u307b\u3057\u3044<\/strong><strong>\u3001\u6b21\u306b\u4f4f\u3080\u5834\u6240\u306f\u6c7a\u307e\u3063\u3066\u3044\u308b\u3001\u81ea\u5b85\u3092\u5b50\u4e16\u5e2f\u306b\u8cc7\u7523\u3068\u3057\u3066\u907a\u3059\u3053\u3068\u306f\u8003\u3048\u3066\u3044\u306a\u3044\u3001<\/strong>\u3053\u3046\u3044\u3063\u305f\u5834\u5408\u306f\u3001\u81ea\u5b85\u306e\u58f2\u5374\u3092\u691c\u8a0e\u3055\u308c\u3066\u307f\u3066\u3082\u826f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<h3><span id=\"5-2\">5-2. \u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u3092\u5229\u7528\u3059\u308b<\/span><\/h3>\n<p>\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u3082\u57fa\u672c\u7684\u306b\u4eca\u306e\u5bb6\u306b\u4f4f\u307f\u7d9a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u70b9\u3067\u306f\u3001\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3068\u540c\u3058\u3067\u3059\u3002<strong><span style=\"color: #ff0000;\">\u5927\u304d\u306a\u9055\u3044\u306f\u3001\u81ea\u5b85\u306e\u6240\u6709\u6a29\u306e\u6709\u7121<\/span><\/strong>\u3067\u3059\u3002<\/p>\n<p>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306f\u81ea\u5b85\u306e\u6240\u6709\u6a29\u3092\u6b8b\u3057\u3064\u3064\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3068\u3044\u3046\u4ed5\u7d44\u307f\u3067\u3059\u3002\u4e00\u65b9\u306e\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306f\u3001\u81ea\u5b85\u3092\u30ea\u30fc\u30b9\u696d\u8005\u306b\u58f2\u5374\u3057\u305f\u5f8c\u3001\u30ea\u30fc\u30b9\u696d\u8005\u3068\u8cc3\u8cb8\u501f\u5951\u7d04\u3092\u7d50\u3073\u307e\u3059\u3002<strong>\u81ea\u5b85\u306e\u6240\u6709\u6a29\u304c\u30ea\u30fc\u30b9\u696d\u8005\u306b\u306a\u308a\u3001\u5951\u7d04\u8005\u306f\u81ea\u5b85\u306b\u8cc3\u8cb8\u3068\u3057\u3066\u4f4f\u307f\u7d9a\u3051\u308b<\/strong>\u3068\u3044\u3046\u306e\u304c\u57fa\u672c\u7684\u306a\u30b9\u30ad\u30fc\u30e0\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Leaseback-1635503933.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u3068\u306f\" \/><\/p>\n<p><strong>\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u3001\u4e00\u56de\u3067\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u624b\u306b\u5165\u308b<\/strong>\u70b9\u3067\u3059\u3002\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u3082\u6975\u5ea6\u984d\u3092\u9650\u5ea6\u306b\u4e00\u62ec\u3067\u304a\u91d1\u3092\u624b\u306b\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u3059\u304c\u3001\u878d\u8cc7\u306e\u305f\u3081\u5229\u606f\u304c\u767a\u751f\u3057\u307e\u3059\u3002\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306f\u58f2\u5374\u306e\u305f\u3081\u3001\u878d\u8cc7\u3068\u9055\u3063\u3066\u5229\u606f\u3082\u767a\u751f\u3057\u307e\u305b\u3093\u3002\u81ea\u5206\u306e\u304a\u91d1\u306a\u306e\u3067\u81ea\u7531\u306b\u4f7f\u3048\u308b\u305f\u3081\u3001<strong>\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3067\u306f\u8a8d\u3081\u3089\u308c\u306a\u3044\u4e8b\u696d\u3084\u6295\u8cc7\u306e\u8cc7\u91d1\u3068\u3057\u3066\u4f7f\u3046\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<\/strong>\u307e\u305f\u3001\u6240\u6709\u6a29\u304c\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u56fa\u5b9a\u8cc7\u7523\u7a0e\u3084\u30ea\u30d5\u30a9\u30fc\u30e0\u8cc7\u91d1\u3068\u3044\u3063\u305f<strong>\u7dad\u6301\u8cbb\u306e\u652f\u6255\u3044\u3082\u4e0d\u8981<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u8cc3\u6599\u306e\u652f\u6255\u3044\u304c\u767a\u751f\u3057\u3001\u3057\u304b\u3082\u76f8\u5834\u3088\u308a\u9ad8\u3081\u3067\u3042\u308b\u3053\u3068<\/strong>\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u898b\u8fbc\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306e\u5834\u5408\u3001\u4e00\u5ea6\u306f\u30ea\u30fc\u30b9\u696d\u8005\u306b\u58f2\u5374\u3057\u307e\u3059\u304c\u3001<strong>\u8cb7\u3044\u623b\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/strong>\u3053\u308c\u304c\u58f2\u5374\u3068\u306f\u7570\u306a\u308b\u70b9\u3067\u3059\u304c\u3001\u4e00\u822c\u7684\u306b<strong>\u8cb7\u3044\u623b\u3057\u4fa1\u683c\u306f\u58f2\u5374\u4fa1\u683c\u306e1\uff5e3\u5272\u5897<\/strong>\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u70b9\u3082\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u81ea\u5b85\u306b\u306f\u5f15\u304d\u7d9a\u304d\u4f4f\u307f\u7d9a\u3051\u3089\u308c\u308b\u3082\u306e\u306e\u3001\u9577\u5e74\u4f4f\u307f\u7d9a\u3051\u3066\u304d\u305f\u611b\u7740\u3042\u308b\u5bb6\u304c\u4ed6\u4eba\u306e\u3082\u306e\u306b\u306a\u308a\u3001\u8cc3\u8cb8\u306b\u306a\u308b\u3053\u3068\u3067\u81ea\u7531\u304c\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u6c17\u3092\u9063\u3063\u3066\u751f\u6d3b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u304c\u30b9\u30c8\u30ec\u30b9\u306b\u306a\u308b\u304b\u306f\u6c17\u6301\u3061\u306e\u6301\u3061\u65b9\u6b21\u7b2c\u306a\u306e\u3067\u3001\u5168\u304f\u6c17\u306b\u306a\u3089\u306a\u3044\u4eba\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001<strong>\u4eca\u3059\u3050\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u307b\u3057\u3044\u3001\u624b\u306b\u3057\u305f\u304a\u91d1\u306f\u81ea\u7531\u306b\u4f7f\u3044\u305f\u3044\u3001\u3067\u3082\u4eca\u306e\u5bb6\u306b\u4f4f\u307f\u7d9a\u3051\u305f\u3044\u3002<\/strong>\u3053\u3093\u306a\u4eba\u306b\u306f\u3001\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306f\u5411\u3044\u3066\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"5-3\">5-3. \u8cc3\u8cb8\u3068\u3057\u3066\u8cb8\u3057\u51fa\u3059<\/span><\/h3>\n<p>\u4eca\u306e\u5bb6\u306b\u4f4f\u307f\u7d9a\u3051\u305f\u3044\u3068\u3044\u3046\u6c17\u6301\u3061\u304c\u7279\u306b\u306a\u3051\u308c\u3070\u3001\u81ea\u5b85\u3092\u8cc3\u8cb8\u306b\u8cb8\u3057\u51fa\u3059\u3068\u3044\u3046\u306e\u3082\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u81ea\u5b85\u3092\u8cc3\u8cb8\u5316\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u3001<strong>\u5165\u5c45\u8005\u304c\u3044\u308c\u3070\u5b89\u5b9a\u3057\u305f\u8cc3\u6599\u53ce\u5165<\/strong>\u3068\u306a\u308a\u3001\u8001\u5f8c\u306e\u3086\u3068\u308a\u8cc7\u91d1\u306e\u8ca1\u6e90\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3001<strong><span style=\"color: #ff0000;\">\u4f4f\u3080\u5834\u6240\u3092\u4ed6\u306b\u63a2\u3059\u5fc5\u8981\u304c\u3042\u308b<\/span><\/strong>\u70b9\u3067\u3059\u3002\u5b50\u4e16\u5e2f\u306e\u5bb6\u306b\u89aa\u4e16\u5e2f\u3092\u8fce\u3048\u308b\u614b\u52e2\u3001\u4e00\u7dd2\u306b\u751f\u6d3b\u3067\u304d\u308b\u74b0\u5883\u304c\u3042\u308b\u306a\u3069\u3001\u6b21\u306e\u4f4f\u307e\u3044\u306e\u76ee\u661f\u304c\u3064\u3044\u3066\u304b\u3089\u691c\u8a0e\u3059\u308b\u306e\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001\u5165\u5c45\u8005\u3068\u306e\u30c8\u30e9\u30d6\u30eb\u3082\u3055\u308b\u3053\u3068\u306a\u304c\u3089\u3001<strong>\u7a7a\u5ba4\u30ea\u30b9\u30af\u306b\u3088\u308b\u5b89\u5b9a\u3057\u305f\u8cc3\u8cb8\u53ce\u5165\u3092\u5f97\u3089\u308c\u306a\u3044\u3068\u3044\u3046\u30c7\u30e1\u30ea\u30c3\u30c8<\/strong>\u3082\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u81ea\u5b85\u306e\u58f2\u5374\u3084\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u3068\u6bd4\u3079\u308b\u3068\u3001<strong>\u78ba\u5b9f\u306a\u8001\u5f8c\u8cc7\u91d1\u306e\u78ba\u4fdd\u3068\u3044\u3046\u89b3\u70b9\u3067\u306f\u7591\u554f\u304c\u6b8b\u308a\u307e\u3059\u3002<\/strong><\/p>\n<p><strong>\u30de\u30a4\u30db\u30fc\u30e0\u501f\u308a\u4e0a\u3052\u5236\u5ea6<\/strong>\u3092\u5229\u7528\u3059\u308b\u3068\u3001\u7a7a\u5ba4\u6642\u4fdd\u8a3c\u8cc3\u6599\u304c\u652f\u6255\u308f\u308c\u308b\u305f\u3081\u3001\u7a7a\u5ba4\u30ea\u30b9\u30af\u3092\u56de\u907f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u30de\u30a4\u30db\u30fc\u30e0\u306e\u3042\u308b\u30b7\u30cb\u30a2\uff0850\u6b73\u4ee5\u4e0a\uff09\u5411\u3051\u306e\u5236\u5ea6\u3067\u3001\u5165\u5c45\u8005\u3068\u306f\u5b9a\u671f\u501f\u5bb6\u5951\u7d04\u306e\u305f\u3081\u3001\u5951\u7d04\u671f\u9593\u6e80\u4e86\u5f8c\u306b\u5bb6\u306b\u623b\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<br \/>\n<a href=\"https:\/\/www.jt-i.jp\/\" target=\"_blank\" rel=\"noopener\">\uff08\u4e00\u793e\uff09\u79fb\u4f4f\u30fb\u4f4f\u307f\u304b\u3048\u652f\u63f4\u6a5f\u69cb\u3000\u30de\u30a4\u30db\u30fc\u30e0\u501f\u308a\u4e0a\u3052\u5236\u5ea6<\/a><\/p>\n<p><span style=\"font-size: 16px;\"><strong>\u4eca\u306e\u81ea\u5b85\u306b\u4f4f\u307f\u7d9a\u3051\u308b\u5e0c\u671b\u306f\u306a\u3044<\/strong><\/span><strong>\u3001<span style=\"font-size: 16px;\">\u6b21\u306b\u4f4f\u3080\u5834\u6240\u306f\u6c7a\u307e\u3063\u3066\u3044\u308b\u3001<\/span>\u4e0d\u52d5\u7523\u3092\u5b50\u4e16\u5e2f\u306b\u8cc7\u7523\u3068\u3057\u3066\u907a\u3057\u305f\u3044<\/strong>\u3068\u3044\u3046\u4eba\u306b\u306f\u3001\u81ea\u5b85\u306e\u8cc3\u8cb8\u5316\u3082\u9078\u629e\u80a2\u306b\u5165\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<h3><span id=\"5-4\">5-4. \u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u3092\u5229\u7528\u3059\u308b<\/span><\/h3>\n<p>\u81ea\u5b85\u3092\u58f2\u5374\u3084\u30ea\u30fc\u30b9\u30d0\u30c3\u30af\u306b\u3057\u305f\u308a\u3001\u8cc3\u8cb8\u306b\u3059\u308b\u5834\u5408\u306f\u65b0\u3057\u304f\u4f4f\u3080\u5834\u6240\u3092\u6c7a\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u3093\u306a\u3068\u304d\u306f\u3001\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u3092\u691c\u8a0e\u3059\u308b\u306e\u3082\u826f\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u306f\u3001\u6e8060\u6b73\u4ee5\u4e0a\u306e\u65b9\uff08\u6e8050\u6b73\u4ee5\u4e0a\u6e8060\u6b73\u672a\u6e80\u306e\u304a\u5ba2\u3055\u307e\u3082\u3054\u5229\u7528\u53ef\u80fd\u3067\u3059\u3002\u3053\u306e\u5834\u5408\u3010\u30ea\u30fb\u30d0\u30fc\u30b9\uff15\uff10\u3011\u3068\u3044\u3044\u307e\u3059\u3002\uff09\u5411\u3051\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u3059\u3002<\/p>\n<p>\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u306f\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306e\u4e00\u7a2e\u3067\u3042\u308a\u3001\u6708\u3005\u306e\u652f\u6255\u3044\u306f\u5229\u606f\u306e\u307f\u3001\u5143\u91d1\u306f\u5951\u7d04\u8005\u304c\u4ea1\u304f\u306a\u3063\u3066\u304b\u3089\u81ea\u5b85\u3092\u58f2\u5374\u3059\u308b\u3053\u3068\u3067\u8fd4\u6e08\u3059\u308b\u3068\u3044\u3046\u4ed5\u7d44\u307f\u306f\u540c\u3058\u3067\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306a\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u3068\u306e\u9055\u3044\u306f\u3001\u57fa\u672c\u7684\u306b\u304a\u91d1\u306e\u4f7f\u3044\u9053\u306b\u5236\u9650\u304c\u306a\u3044\u30ea\u30d0\u30fc\u30b9\u30e2\u30fc\u30b2\u30fc\u30b8\u306b\u5bfe\u3057\u3001<strong><span style=\"color: #ff0000;\">\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u306e\u304a\u91d1\u306e\u4f7f\u3044\u9053\u306f\u4f4f\u5b85\u306b\u304b\u304b\u308b\u8cbb\u7528\u306b\u9650\u5b9a<\/span><\/strong>\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/reverse60-1636178292.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u30ea\uff65\u30d0\u30fc\u30b960\u3068\u306f\" \/><\/p>\n<p><strong>\u5b50\u3069\u3082\u304c\u72ec\u7acb\u3057\u81ea\u5b85\u3092\u30c0\u30a6\u30f3\u30b5\u30a4\u30b8\u30f3\u30b0\u3057\u305f\u3044\u3001\u65b0\u3057\u3044\u5bb6\u306b\u4f4f\u307f\u305f\u3044\u3001\u81ea\u5b85\u3092\u58f2\u5374\u3084\u8cc3\u8cb8\u5316\u3057\u3066\u6709\u52b9\u6d3b\u7528\u3057\u305f\u3044<\/strong>\u3068\u3044\u3063\u305f\u5834\u5408\u306f\u3001\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u3092\u691c\u8a0e\u3059\u308b\u306e\u3082\u826f\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u6708\u3005\u306e\u652f\u6255\u3044\u306f\u5229\u606f\u306e\u307f\u306e\u305f\u3081\u5bb6\u8a08\u3078\u306e\u8ca0\u62c5\u3082\u5c11\u306a\u304f\u3001<strong>\u65b0\u5c45\u306b\u4f4f\u307f\u306a\u304c\u3089\u53e4\u3044\u5bb6\u306e\u58f2\u5374\u8cbb\u3092\u8001\u5f8c\u306e\u3086\u3068\u308a\u8cc7\u91d1\u306b\u5145\u3066\u308b<\/strong>\u3053\u3068\u3082\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u30ea\u30fb\u30d0\u30fc\u30b9\uff16\uff10\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u30b3\u30e9\u30e0\u3092\u53c2\u8003\u306b\u3055\u308c\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<br \/>\n<a href=\"https:\/\/fpbank.co.jp\/column\/jutaku-reverse60\" target=\"_blank\" rel=\"noopener\">\u300c\u6016\u3044\u300d\u3068\u3044\u308f\u308c\u308b\u30ea\u30fb\u30d0\u30fc\u30b960\u3002\u4ed5\u7d44\u307f\u3068\u30ea\u30b9\u30af\u3092\u7406\u89e3\u3059\u308c\u3070\u5927\u4e08\u592b<\/a><\/p>\n<h3><span id=\"5-5\">5-5. \u5b50\u4e16\u5e2f\u3068\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306b\u4f4f\u3080<\/span><\/h3>\n<p>\u4e0d\u52d5\u7523\u3092\u6d3b\u7528\u3057\u3066\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u3092\u3059\u308b\u624b\u6bb5\u306e\u4e00\u3064\u3068\u3057\u3066\u3001\u5b50\u4e16\u5e2f\u3068\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u3092\u5efa\u7bc9\u3059\u308b\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u3042\u308a\u307e\u3059\u3002<strong>\u306a\u305c\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u304c\u8001\u5f8c\u8cc7\u91d1\u306e\u6e96\u5099\u306b\u306a\u308b\u306e\u304b\u3068\u3044\u3046\u3068\u3001\u7d4c\u6e08\u9762\u3067\u6b21\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u304b\u3089<\/strong>\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Benefits_of_a_two-family_house2-1635733791.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u30e1\u30ea\u30c3\u30c8\" \/><\/p>\n<p>\u3053\u308c\u3089\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u6d3b\u304b\u3059\u3053\u3068\u3067\u3001\u89aa\u5b50\u5404\u4e16\u5e2f\u306e\u30c8\u30fc\u30bf\u30eb\u306e\u652f\u51fa\u3092\u6e1b\u3089\u3059\u3053\u3068\u304c\u3067\u304d\u3001<strong>\u7d50\u679c\u3068\u3057\u3066\u8001\u5f8c\u306e\u3086\u3068\u308a\u8cc7\u91d1\u3092\u637b\u51fa\u3067\u304d\u308b<\/strong>\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3053\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u6d3b\u304b\u3059\u305f\u3081\u306b\u306f\u3001<span style=\"font-weight: bold;\"><span style=\"color: #ff0000;\">\u5b50\u4e16\u5e2f\u3082\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u5efa\u7bc9\u306b\u8cdb\u6210\u3057\u3066\u3044\u308b\u524d\u63d0\u3067\u3042\u308a\u3001\u89aa\u5b50\u306e\u53ce\u652f\u3084\u8cc7\u7523\u306e\u72b6\u6cc1\u3092\u30c8\u30fc\u30bf\u30eb\u3067\u8003\u3048\u308b\u8996\u70b9<\/span><\/span>\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u7d4c\u6e08\u9762\u4ee5\u5916\u306b\u3082\u6b21\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/11\/Benefits_of_a_two-family_house-1635732976.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u30e1\u30ea\u30c3\u30c82\" \/><\/p>\n<p>\u53cd\u9762\u3001\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u5efa\u7bc9\u306b\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002\u30c7\u30e1\u30ea\u30c3\u30c8\u3084\u3001\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u5efa\u7bc9\u8cbb\u7528\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u3061\u3089\u306e\u30b3\u30e9\u30e0\u3082\u53c2\u8003\u306b\u3055\u308c\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<br \/>\n<a href=\"https:\/\/fpbank.co.jp\/column\/jutaku-two-family-house-demerit\" target=\"_blank\" rel=\"noopener\">\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u304c\u30c7\u30e1\u30ea\u30c3\u30c8\u3060\u3089\u3051\u3063\u3066\u672c\u5f53\uff1f\u5b9f\u614b\u3092\u7d30\u304b\u304f\u3054\u7d39\u4ecb\uff01\uff01<\/a><br \/>\n<a href=\"https:\/\/fpbank.co.jp\/column\/jutaku-two-family-house-market-price\" target=\"_blank\" rel=\"noopener\">\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u76f8\u5834\u306f\u3069\u306e\u304f\u3089\u3044\u304b\uff1f\u9593\u53d6\u308a\u5225\u30fb\u4fa1\u683c\u5e2f\u5225\u3067\u306e\u76f8\u5834\u3082\u89e3\u8aac<\/a><br \/>\n<a href=\"https:\/\/fpbank.co.jp\/column\/jutaku-two-family-house-complete-separation\" target=\"_blank\" rel=\"noopener\">\u5b8c\u5168\u5206\u96e2\u306e\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u8cbb\u7528\u306f\u3069\u308c\u304f\u3089\u3044\uff1fFP\u304c\u72ec\u81ea\u306b\u7b97\u51fa\u3057\u307e\u3057\u305f<\/a><\/p>\n<p class=\"\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"6\">6. 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