{"id":6177,"date":"2021-09-27T11:44:08","date_gmt":"2021-09-27T02:44:08","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=6177"},"modified":"2022-01-21T14:06:05","modified_gmt":"2022-01-21T05:06:05","slug":"jutaku-flat35-age","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/jutaku-flat35-age","title":{"rendered":"\u30d5\u30e9\u30c3\u30c835\u306b\u5e74\u9f62\u5236\u9650\u306f\u3042\u308b\uff1f\u501f\u5165\u4e0a\u9650\u306f69\u6b73\u3001\u5b8c\u6e08\u4e0a\u9650\u306f79\u6b73"},"content":{"rendered":"<p><span style=\"font-size: 16px; color: #222222;\">\u3042\u306a\u305f\u306f\u4eca\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u691c\u8a0e\u306b\u3042\u305f\u3063\u3066\u5e74\u9f62\u306e\u3053\u3068\u3067\u60a9\u3093\u3067\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f\u30d5\u30e9\u30c3\u30c835\u306b\u95a2\u5fc3\u304c\u3042\u308b\u3051\u3069\u5e74\u9f62\u5236\u9650\u304c\u3042\u3063\u305f\u3089\u3069\u3046\u3057\u3088\u3046\uff1f\u81ea\u5206\u306e\u5e74\u9f62\u3067\u501f\u308a\u3089\u308c\u306a\u304b\u3063\u305f\u3089\u3069\u3046\u3057\u3088\u3046\uff1f\u3068\u3044\u3063\u305f\u4e0d\u5b89\u304c\u3042\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3044\u307e\u3059\u3002<\/span><span style=\"font-size: 16px;\"><br \/>\n<\/span>\u30d5\u30e9\u30c3\u30c835\u306b\u3082\u5e74\u9f62\u5236\u9650\u306f\u3042\u308a\u3001\u501f\u5165\u4e0a\u9650\u306e\u5e74\u9f62\u306f69\u6b73\u3001\u5b8c\u6e08\u4e0a\u9650\u306e\u5e74\u9f62\u306f79\u6b73\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3001\u5e74\u9f62\u304c\u4e0a\u9650\u306b\u53ce\u307e\u3063\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3001\u305d\u306e\u4ed6\u306e\u6761\u4ef6\u3067\u69d8\u3005\u306a\u9055\u3044\u304c\u3042\u308b\u3053\u3068\u3084\u305d\u306e\u52b9\u679c\u306a\u3069\u306f\u591a\u5c90\u306b\u308f\u305f\u308a\u307e\u3059\u3002<span style=\"font-size: 16px; color: #222222;\">\u305d\u3046\u3044\u3063\u305f\u70b9\u3082\u8e0f\u307e\u3048\u308b\u3068\u3001\u4e00\u4f53\u3069\u306e\u3088\u3046\u306a\u501f\u308a\u65b9\u304c\u81ea\u5206\u306b\u5408\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u305d\u3053\u3082\u8003\u3048\u3066\u3044\u304f\u5fc5\u8981\u304c\u3042\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/span><span style=\"font-size: 16px;\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\u305d\u3053\u3067\u4eca\u56de\u306f\u3001\u307e\u305a<strong>\u5e74\u9f62\u306b\u3088\u3063\u3066\u5229\u7528\u671f\u9593\u304c\u3069\u3046\u5909\u308f\u308b\u306e\u304b\u3001\u5229\u7528\u671f\u9593\u304c\u77ed\u3044\u3068\u8fd4\u6e08\u306b\u3069\u306e\u3088\u3046\u306a\u5f71\u97ff\u304c\u3042\u308b\u304b<\/strong>\u3092\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002\u305d\u3057\u3066\u3001<strong>\u501f\u5165\u6642\u306e\u5e74\u9f62\u304c\u9ad8\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u8fd4\u6e08\u306e\u8ca0\u62c5\u3092\u6e1b\u3089\u3057\u3066\u3044\u3051\u308b\u65b9\u6cd5\u307e\u3067\u89e3\u8aac<\/strong>\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/span>\u00a0<\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\u79c1\u306f\u4ee5\u524d\u300150\u4ee3\u5f8c\u534a\u306e\u3054\u592b\u5a66\u304b\u3089\u300c\u4f4f\u5b85\u8cfc\u5165\u3057\u305f\u3044\u3051\u3069\u3001\u5e74\u9f62\u9762\u304b\u3089\u307f\u308b\u3068\u96e3\u3057\u3044\u3067\u3057\u3087\u3046\u304b\u300d\u3068\u76f8\u8ac7\u3092\u53d7\u3051\u305f\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u6642\u3082\u672c\u8a18\u4e8b\u306b\u66f8\u3044\u3066\u3044\u308b\u5185\u5bb9\u3092\u57fa\u306b\u30b3\u30f3\u30b5\u30eb\u30c6\u30a3\u30f3\u30b0\u3092\u884c\u3044\u3001\u7d50\u679c\u3001\u6e80\u8db3\u306e\u3044\u304f\u4f4f\u5b85\u8cfc\u5165\u3092\u304a\u624b\u4f1d\u3044\u3067\u304d\u307e\u3057\u305f\u3002\u305d\u306e\u6642\u306b\u79c1\u304c\u5927\u4e8b\u306b\u3057\u305f\u30dd\u30a4\u30f3\u30c8\u3082\u3001\u4f75\u305b\u3066\u304a\u4f1d\u3048\u3057\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/span>\u00a0<\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\u672c\u8a18\u4e8b\u3092\u8aad\u3093\u3067\u3001<strong>\u5e74\u9f62\u304c\u9ad8\u304f\u3066\u3082\u5b89\u5fc3\u3057\u3066\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u8fd4\u305b\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3092\u77e5\u3063\u3066\u3044\u305f\u3060\u304d\u3001\u7406\u60f3\u306e\u4f4f\u5b85\u8cfc\u5165\u3092\u5b9f\u73fe\u3057\u3066\u3082\u3089\u3048\u308c\u3070\u3068\u601d\u3044\u307e\u3059\u3002<\/span><span style=\"font-size: 16px;\">\u00a0<\/span><\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#1_3569\">1. \u30d5\u30e9\u30c3\u30c835\u306e\u501f\u5165\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u306f69\u6b73\u307e\u3067<\/a><ul><li><a href=\"#1-1_69\">1-1. \u501f\u5165\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u4e0a\u9650\u306f69\u6b73<\/a><\/li><li><a href=\"#1-279\">1-2.\u00a0\u5b8c\u6e08\u6642\u306e\u5e74\u9f62\u4e0a\u9650\u306f79\u6b73<\/a><\/li><\/ul><\/li><li><a href=\"#2_3535\">2. \u30d5\u30e9\u30c3\u30c835\u306f35\u5e74\u3067\u7d44\u3080\u5fc5\u8981\u306f\u306a\u3044<\/a><ul><li><a href=\"#2-1_6010\">2-1. 60\u6b73\u4ee5\u4e0a\u306e\u4eba\u306f\u6700\u77ed10\u5e74\u304b\u3089\u7533\u8fbc\u53ef\u80fd<\/a><\/li><li><a href=\"#2-2\">2-2. \u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u6bce\u6708\u8fd4\u6e08\u984d\u3084\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u9ad8\u304f\u306a\u308b<\/a><\/li><li><a href=\"#2-3\">2-3. \u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u7dcf\u652f\u6255\u984d\u306f\u5b89\u304f\u306a\u308b<\/a><\/li><li><a href=\"#2-4\">2-4. \u671f\u9593\u304c\u77ed\u3044\u5834\u5408\u306b\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u4e0a\u304c\u3063\u3066\u3082\u5be9\u67fb\u91d1\u5229\u304c\u4f4e\u3044\u306e\u3067\u6709\u5229<\/a><\/li><\/ul><\/li><li><a href=\"#3_3\">3. \u9ad8\u9f62\u306e\u3042\u306a\u305f\u304c\u8fd4\u6e08\u8ca0\u62c5\u3092\u6e1b\u3089\u3059\u305f\u3081\u306b\u3067\u304d\u308b3\u3064\u306e\u65b9\u6cd5<\/a><ul><li><a href=\"#3-1\">3-1. \u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u3092\u6d3b\u7528\u3059\u308b<\/a><\/li><li><a href=\"#3-2\">3-2. \u53ce\u5165\u5408\u7b97\u3092\u6d3b\u7528\u3059\u308b<\/a><\/li><li><a href=\"#3-3_50\">3-3. \u89aa\u5b50\u30ea\u30ec\u30fc\u3068\u30d5\u30e9\u30c3\u30c850\u306e\u5408\u308f\u305b\u6280\u3092\u6d3b\u7528\u3059\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#i\">\uff14. \u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1_3569\"><span style=\"color: #ffffff;\"><strong>1. <\/strong><strong>\u30d5\u30e9\u30c3\u30c835\u306e\u501f\u5165\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u306f69\u6b73\u307e\u3067<\/strong><\/span><\/span><\/h2>\n<p class=\"\"><span style=\"color: windowtext;\">\u30d5\u30e9\u30c3\u30c835\u306e\u501f\u5165\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u4e0a\u9650\u306f69\u6b73\u3001\u5b8c\u6e08\u6642\u5e74\u9f62\u306f79\u6b73\u307e\u3067\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"1-1_69\"><strong>1-1. \u501f\u5165<\/strong><strong>\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u4e0a\u9650\u306f<\/strong><strong>69<\/strong><strong>\u6b73<\/strong><\/span><\/h3>\n<p>\u30d5\u30e9\u30c3\u30c835\u3067\u306f<strong>\u501f\u5165\u7533\u8fbc\u306f69\u6b73\u307e\u3067\u3001\u3064\u307e\u308a70\u6b73\u672a\u6e80\u307e\u3067\u304c\u4e0a\u9650<\/strong>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n\u501f\u5165\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u4e0a\u9650\u306f70\u6b73\u672a\u6e80\u3068\u306a\u3063\u3066\u304a\u308a\u3001<span style=\"color: #e25041;\">\u5b8c\u6e08\u6642\u306e\u5e74\u9f62\u4e0a\u9650\u307e\u3067\u5229\u7528\u53ef\u80fd<\/span>\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/Fkat35-application-requirements-1632703601.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u30d5\u30e9\u30c3\u30c835\u306e\u7533\u8fbc\u8981\u4ef6\" \/><\/p>\n<p><a href=\"https:\/\/www.flat35.com\/loan\/flat35\/conditions.html#conditions01\" target=\"_blank\" rel=\"noopener\"><strong>\u51fa\u5178\uff1a\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u3000\u7533\u8fbc\u8981\u4ef6<\/strong><\/a><\/p>\n<h3><span id=\"1-279\"><strong><span style=\"color: windowtext;\">1-2.<\/span><\/strong><strong>\u00a0<\/strong><strong>\u5b8c\u6e08\u6642\u306e\u5e74\u9f62<\/strong><strong>\u4e0a\u9650<\/strong><strong>\u306f<\/strong><strong>79<\/strong><strong>\u6b73<\/strong><\/span><\/h3>\n<p>\u30d5\u30e9\u30c3\u30c835\u3067\u306f<strong>\u5b8c\u6e08\u6642\u306e\u5e74\u9f62\u4e0a\u9650\u306f79\u6b73<\/strong>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n<span style=\"font-size: 16px; color: #e25041;\">\u501f\u5165\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u304b\u308979\u6b73\u3068\u306a\u308b\u307e\u3067\u306e\u671f\u9593\u304c\u6700\u9577\u306e\u501f\u5165\u671f\u9593<\/span><span style=\"font-size: 16px; color: #333333;\">\u3068\u306a\u308a\u3001\u6700\u9577\u671f\u9593\u306f35\u5e74\u3067\u3059\u3002<\/span>\u00a0<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/Flat35-borrowing-period-1632703700.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u30d5\u30e9\u30c3\u30c835\u306e\u501f\u5165\u53ef\u80fd\u671f\u9593\" \/><\/p>\n<p><a href=\"https:\/\/www.flat35.com\/loan\/flat35\/conditions.html#conditions05\" target=\"_blank\" rel=\"noopener\"><strong>\u51fa\u5178\uff1a\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u3000\u501f\u5165\u671f\u9593<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"2_3535\"><strong><span style=\"color: #ffffff;\">2. <\/span><\/strong><strong><span style=\"color: #ffffff;\">\u30d5\u30e9\u30c3\u30c835\u306f35\u5e74\u3067\u7d44\u3080\u5fc5\u8981\u306f\u306a\u3044<\/span><\/strong><\/span><\/h2>\n<p><span style=\"font-size: 16px; color: #222222;\">\u300c\u30d5\u30e9\u30c3\u30c835\u300d\u3068\u3044\u3046\u540d\u524d\u304c\u4ed8\u3044\u3066\u3044\u307e\u3059\u304c\u3001\u30d5\u30e9\u30c3\u30c835\u306f<strong>\u5fc5\u305a\u3057\u308235\u5e74\u3067\u7d44\u3080\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093<\/strong>\u300215\u5e74\u3067\u308220\u5e74\u3067\u3082\u826f\u3044\u306e\u3067\u3059\u3002<strong>60\u6b73\u4ee5\u4e0a\u306e\u4eba\u306f\u6700\u77ed10\u5e74\u304b\u3089\u7d44\u3080\u3053\u3068\u304c\u3067\u304d\u307e\u3059<\/strong>\u3002<\/span><span style=\"font-size: 16px;\"><\/p>\n<p><span style=\"color: #e25041;\">\u305f\u3060\u3057\u3001\u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u3001\u7dcf\u652f\u6255\u984d\u306f\u4f4e\u304f\u3066\u6e08\u307f\u307e\u3059\u304c\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u304c\u9ad8\u304f\u306a\u308a\u3001\u307e\u305f\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u4e0a\u304c\u308a\u307e\u3059\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u8fd4\u6e08\u8ca0\u62c5\u7387\u3068\u306f\u3001\u300c\u5e74\u53ce\u306e\u3046\u3061\u30ed\u30fc\u30f3\u8fd4\u6e08\u984d\u306e\u5272\u5408\u306f\u3069\u306e\u304f\u3089\u3044\u306b\u306a\u308b\u304b\u300d\u3068\u3044\u3046\u3082\u306e\u3067\u3042\u308a\u3001<strong>\u3010<\/strong><strong>\u5e74\u9593\u306e\u30ed\u30fc\u30f3\u8fd4\u6e08\u984d\u00f7\u5e74\u53ce\u3011<\/strong>\u3067\u7b97\u51fa\u3057\u307e\u3059\u3002\u3053\u306e\u6570\u5024\u304c\u9ad8\u3059\u304e\u308b\u3068\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u3089\u308c\u306a\u3044\u3068\u3044\u3063\u305f\u4e8b\u614b\u306b\u306a\u308a\u5f97\u308b\u306e\u3067\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p><span style=\"color: #222222;\">\u3053\u306e\u7ae0\u3067\u306f\u3001<\/span><br \/>\n<span style=\"color: #222222;\"><strong>\u30fb60\u6b73\u4ee5\u4e0a\u306e\u4eba\u306f\u6700\u77ed10\u5e74\u304b\u3089\u7533\u8fbc\u53ef\u80fd<br \/>\n<\/strong><\/span><\/span><span style=\"font-size: 16px;\"><strong><span style=\"color: #222222;\">\u30fb\u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u6bce\u6708\u8fd4\u6e08\u984d\u3084\u5e74\u9593\u8fd4\u6e08\u984d\u304c\u9ad8\u304f\u306a\u308b<\/span><br \/>\n<span style=\"color: #222222;\">\u30fb\u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u7dcf\u652f\u6255\u984d\u306f\u5b89\u304f\u306a\u308b<br \/>\n<\/span><\/strong><span style=\"color: #222222;\"><strong>\u30fb\u671f\u9593\u304c\u77ed\u3044\u5834\u5408\u306b\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u4e0a\u304c\u3063\u3066\u3082\u5be9\u67fb\u91d1\u5229\u304c\u4f4e\u3044\u306e\u3067\u6709\u5229<\/strong><\/span><\/p>\n<p><span style=\"color: #222222;\">\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/span><\/span><\/p>\n<h3><span id=\"2-1_6010\"><span style=\"font-size: 18px;\">2-1. 60\u6b73\u4ee5\u4e0a\u306e\u4eba\u306f\u6700\u77ed10\u5e74\u304b\u3089\u7533\u8fbc\u53ef\u80fd<\/span><\/span><\/h3>\n<p><span style=\"color: windowtext;\"><strong>\u30d5\u30e9\u30c3\u30c835\u306e\u5229\u7528\u53ef\u80fd\u671f\u9593\u306f\u57fa\u672c\u7684\u306b\u306f15\u5e74\u4ee5\u4e0a35\u5e74\u4ee5\u5185<\/strong>\u3067\u3059\u304c\u3001<strong>60\u6b73\u4ee5\u4e0a\u306e\u4eba\u306f\u6700\u77ed10\u5e74\u304b\u3089\u7533\u8fbc\u304c\u53ef\u80fd<\/strong>\u3067\u3059\u3002\u305f\u3060\u3057\u3053\u306e\u5834\u5408\u306f35\u5e74\u501f\u308a\u3089\u308c\u305a\u3001\u6700\u9577\u306779\u6b73\u307e\u3067\u306e\u501f\u5165\u3068\u306a\u308a\u307e\u3059\u3002<\/span><br \/>\n\u4e0b\u306b\u3001\u5e74\u9f62\u5225\u306e\u6700\u77ed\u501f\u5165\u5e74\u6570\u30fb\u501f\u5165\u53ef\u80fd\u5e74\u6570\u30fb\u5b8c\u6e08\u671f\u9650\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/Flat35-years-of-borrowing-1632562281.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u5e74\u9f62\u5225\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u6700\u77ed\u501f\u5165\u5e74\u6570\u30fb\u501f\u5165\u53ef\u80fd\u5e74\u6570\u30fb\u5b8c\u6e08\u671f\u9650\" \/><\/p>\n<p><strong>60\u6b73\u4ee5\u4e0a\u306e\u4eba\u306f\u6700\u77ed\u671f\u959310\u5e74\u304b\u3089\u5229\u7528\u304c\u53ef\u80fd<\/strong>\u3067\u3042\u308a\u3001\u307e\u305f<strong>6<\/strong><strong>0\u6b73\u672a\u6e80\u306e\u4eba\u306f\u6700\u77ed\u671f\u9593\u306f15\u5e74\u304b\u3089\u306e\u5229\u7528<\/strong>\u3068\u306a\u308a\u307e\u3059\u3002<strong>\u3069\u3061\u3089\u3082\u501f\u5165\u671f\u9593\u306f1\u5e74\u523b\u307f\u3067\u7d44\u3081\u308b\u305f\u3081\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u5408\u308f\u305b\u3066\u81ea\u7531\u5ea6\u304c\u9ad8\u304f\u3001\u610f\u5411\u306b\u5408\u3063\u305f\u8fd4\u6e08\u8a08\u753b\u3092\u7acb\u3066\u308b\u3053\u3068\u304c\u53ef\u80fd<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306a\u30a4\u30e1\u30fc\u30b8\u3068\u3057\u3066\u306f\u30d5\u30e9\u30c3\u30c835\u3068\u3044\u3046\u5546\u54c1\u540d\u306e\u305f\u3081\u304b\u3001\u671f\u959335\u5e74\u3067\u5229\u7528\u3059\u308b\u3082\u306e\u3068\u8003\u3048\u3066\u3044\u308b\u4eba\u304c\u591a\u3044\u3088\u3046\u3067\u3059\u304c\u3001<strong>\u82e5\u3044\u4eba\u304b\u3089\u5e74\u9f62\u304c\u9ad8\u3081\u306e\u4eba\u307e\u3067\u5e45\u5e83\u304f\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u5f8c\u8ff0\u3057\u307e\u3059\u304c\u3001<strong>\u89aa\u5b50\u30ea\u30ec\u30fc\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u89aa\u306e\u5e74\u9f62\u306b\u4e0a\u9650\u306f\u3042\u308a\u307e\u305b\u3093\u306e\u3067\u3001\u89aa\u306e\u5e74\u9f62\u306b\u3064\u3044\u3066\u306f\u4f55\u6b73\u3067\u3082\u7533\u8fbc\u304c\u53ef\u80fd<\/strong>\u3067\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p class=\"\"><span style=\"color: #000000;\">\u306a\u304a\u3001\u5e74\u9f62\u304c\u9ad8\u304f\u3066\u544a\u77e5\u306b\u61f8\u5ff5\u304c\u3042\u308b\u4eba\u306f<\/span><span style=\"font-weight: bold; color: #000000;\">\u56e3\u4fe1\u306b\u5165\u3089\u306a\u304f\u3066\u3082\u5229\u7528\u304c\u53ef\u80fd<\/span><span style=\"color: #000000;\">\u3067\u3059\u3002<\/span><span style=\"color: #2c82c9;\">\u305d\u3046\u3044\u3046\u6642\u306f\u9055\u3063\u305f\u5f62\u3067\u4e07\u304c\u4e00\u306e\u4fdd\u969c\u3092\u6e96\u5099\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046<\/span><span style=\"color: #000000;\">\u3002<\/span><\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h3><span id=\"2-2\"><strong><span style=\"color: windowtext;\">2-2. <\/span><\/strong><strong><span style=\"color: windowtext;\">\u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u6bce\u6708<\/span><\/strong><strong><span style=\"color: windowtext;\">\u8fd4\u6e08\u984d\u3084\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u9ad8\u304f\u306a\u308b<\/span><\/strong><\/span><\/h3>\n<p>\u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u3001<span style=\"font-size: 16px; color: #000000;\">\u6bce\u6708\u8fd4\u6e08\u984d\u3084\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f\u9ad8\u304f\u306a\u3063\u3066\u3044\u304d\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: windowtext;\">\u4f8b\u3048\u3070\u300144\u6b73\u30fb\u5e74\u53ce700\u4e07\u5186\u306e\u4eba\u304c\u56fa\u5b9a\u91d1\u52291.3\uff05\u3067\u501f\u5165\u984d4,000\u4e07\u5186\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u3068\u304d\u3001\u8fd4\u6e08\u671f\u9593\u304c\u5909\u308f\u308b\u3068\u6bce\u6708\u8fd4\u6e08\u984d\u3084\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u3069\u306e\u3088\u3046\u306b\u5909\u308f\u308b\u304b\u3092\u8868\u3057\u305f\u306e\u304c\u4e0b\u306e\u30b0\u30e9\u30d5\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: windowtext;\"><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/Repayment-amount-comparison-1632702241.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u6bce\u6708\u8fd4\u6e08\u984d\u30fb\u8fd4\u6e08\u8ca0\u62c5\u7387\u3068\u8fd4\u6e08\u671f\u9593\u306e\u95a2\u4fc2\" \/><\/span><\/p>\n<p>\u8fd4\u6e08\u671f\u959335\u5e74\u306e\u5834\u5408\u3060\u3068\u3001\u6bce\u6708\u8fd4\u6e08\u984d\u306f118,592\u5186\u306a\u306e\u3067\u8fd4\u6e08\u8ca0\u62c5\u738720.3\uff05\u3067\u3059\u3002\u3057\u304b\u3057\u3001\u8fd4\u6e08\u671f\u9593\u304c\u77ed\u304f\u306a\u308b\u307b\u3069\u3001\u6bce\u6708\u8fd4\u6e08\u984d\u3068\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f\u4e0a\u304c\u3063\u3066\u3044\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<br \/>\n\u8fd4\u6e08\u671f\u959320\u5e74\u306e\u5834\u5408\u3060\u3068\u3001\u6bce\u6708\u8fd4\u6e08\u984d\u306f189,360\u5186\u3068\u306a\u308a\u8fd4\u6e08\u8ca0\u62c5\u7387\u308232.5\uff05\u306b\u307e\u3067\u306a\u308a\u307e\u3057\u305f\u3002\u6708\u306e\u8fd4\u6e08\u984d\u306f\u7d047\u4e07\u5186\u306e\u5897\u52a0\u3001\u5e74\u9593\u306b\u76f4\u3059\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u306b\u5145\u3066\u308b\u304a\u91d1\u304c<span style=\"font-size: 16px; color: #333333;\">\u7d0484\u4e07\u5186\u3082<\/span>\u5897\u3048\u305f\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u671f\u959335\u5e74\u304b\u308920\u5e74\u3067\u5229\u7528\u3057\u305f\u5834\u5408\u307e\u3067\u306e\u6bd4\u8f03\u304b\u3089\u8a00\u3048\u308b\u3053\u3068\u306f\u3001<span style=\"color: #e25041;\">\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3084\u5e74\u9593\u306e\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u9ad8\u304f\u306a\u308b\u305f\u3081\u3001\u4e00\u6982\u306b\u5927\u4e08\u592b\u3067\u3059\u3088\u3068\u8a00\u3063\u3066\u3044\u3044\u308f\u3051\u3067\u306f\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p>\u3053\u308c\u3092\u3069\u3046\u6349\u3048\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u3001<span style=\"color: #e25041;\">\u4eca\u5f8c\u306e\u9577\u671f\u7684\u306a\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u3088\u308b\u3068\u3053\u308d\u304c\u5927\u304d\u304f\u3001\u500b\u5225\u306e\u4e8b\u60c5\u3084\u5e0c\u671b\u306a\u3069\u3092\u5341\u5206\u306b\u52a0\u5473\u3057\u3066\u3001\u9577\u304f\u7d9a\u304f\u8fd4\u6e08\u8a08\u753b\u306b\u554f\u984c\u304c\u306a\u3044\u304b\u3069\u3046\u304b\u3092\u691c\u8a0e\u3059\u308b\u3053\u3068\u304c\u975e\u5e38\u306b\u91cd\u8981<\/span>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u30d5\u30e9\u30c3\u30c835\u306e\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u57fa\u6e96\u306f\u56f3\u306e\u901a\u308a\u3067\u3042\u308a\u3001\u4eca\u56de\u306e\u4f8b\u306b\u3057\u305f\u5e74\u53ce700\u4e07\u5186\u3060\u3068\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f35\uff05\u4ee5\u4e0b\u306a\u3089\u6761\u4ef6\u7684\u306b\u306f\u53ef\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u8fd4\u6e08\u671f\u959320\u5e74\u3060\u3068\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f32.5\uff05\u3068\u3044\u3046\u3053\u3068\u3067\u300135\uff05\u306b\u8fd1\u304f\u306a\u308b\u305f\u3081\u3001\u3053\u308c\u3088\u308a\u671f\u9593\u3092\u77ed\u304f\u3057\u3066\u501f\u308a\u308b\u3053\u3068\u306f\u96e3\u3057\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/Total-repayment-burden-rate-1631764308.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u30d5\u30e9\u30c3\u30c835\u3000\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\" \/><\/p>\n<p>\u307e\u305f\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u304c\u96c6\u8a08\u3057\u3066\u3044\u308b\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u5272\u5408\u6bce\u306e\u5206\u5e03\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/Total-repayment-burden-rate-time-series-1631431504.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u30d5\u30e9\u30c3\u30c835\u3000\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u3000\u6642\u7cfb\u5217\" \/><\/p>\n<p><a href=\"https:\/\/www.jhf.go.jp\/files\/400357456.pdf\" target=\"_blank\" rel=\"noopener\"><strong>\u51fa\u5178\uff1a\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u30002020\u5e74\u5ea6\u5229\u7528\u8005\u8abf\u67fb<\/strong><\/a><\/p>\n<p>\u8fd4\u6e08\u8ca0\u62c5\u738730\uff05\u672a\u6e80\u306825\uff05\u672a\u6e80\u304c\u307b\u307c\u540c\u7387\u3068\u306a\u308a\u6b21\u3044\u306720\uff05\u672a\u6e80\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u53cd\u976230\uff05\u4ee5\u4e0a\u306e\u81ea\u5df1\u8cc7\u91d1\u3092\u51fa\u3057\u3066\u3044\u308b\u4eba\u308415\uff05\u672a\u6e80\u306e\u4eba\u306f\u5c11\u306a\u3044\u72b6\u6cc1\u3067\u3059\u3002<br \/>\n\u63a8\u79fb\u3067\u898b\u3066\u307f\u308b\u3068\u300125\uff05\u4ee5\u4e0a\u306e\u5272\u5408\u304c\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u5e73\u5747\u5024\u3092\u62bc\u3057\u4e0a\u3052\u3066\u3044\u308b\u8981\u56e0\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u8fd4\u6e08\u8ca0\u62c5\u7387\u3060\u3051\u3092\u5224\u65ad\u57fa\u6e96\u306b\u3059\u308b\u3088\u308a\u3001\u9577\u671f\u7684\u306a\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3084\u5c06\u6765\u306e\u6559\u80b2\u8cbb\u7b49\u306e\u652f\u51fa\u3082\u8003\u3048\u3066\u3001\u6bce\u6708\u8fd4\u6e08\u984d\u3092\u6c7a\u3081\u308b\u306e\u304c\u3044\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"2-3\">2-3. \u8fd4\u6e08\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u7dcf\u652f\u6255\u984d\u306f\u5b89\u304f\u306a\u308b<\/span><\/h3>\n<p>\u307e\u305f\u3001\u671f\u9593\u3092\u77ed\u304f\u3057\u305f\u5834\u5408\u3001\u7dcf\u652f\u6255\u984d\u306f\u5b89\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u300144\u6b73\u30fb\u5e74\u53ce700\u4e07\u5186\u306e\u4eba\u304c\u56fa\u5b9a\u91d1\u52291.3\uff05\u3067\u501f\u5165\u984d4,000\u4e07\u5186\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u3068\u304d\u3001\u8fd4\u6e08\u671f\u9593\u304c\u5909\u308f\u308b\u3068\u7dcf\u652f\u6255\u984d\u304c\u3069\u306e\u3088\u3046\u306b\u5909\u308f\u308b\u304b\u3092\u8868\u3057\u305f\u306e\u304c\u4e0b\u306e\u30b0\u30e9\u30d5\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/Total-payment-amount-and-repayment-period-1632702365.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u7dcf\u652f\u6255\u984d\u3068\u8fd4\u6e08\u671f\u9593\u306e\u95a2\u4fc2\" \/><\/p>\n<p>\u3069\u306e\u8fd4\u6e08\u671f\u9593\u306b\u3057\u305f\u3068\u3057\u3066\u3082\u5143\u91d14,000\u4e07\u5186\u3092\u8fd4\u3059\u306e\u306f\u5909\u308f\u308a\u307e\u305b\u3093\u304c\u3001\u5143\u91d1\u306b\u304b\u304b\u308b\u5229\u606f\u984d\u306f\u3001\u8fd4\u6e08\u671f\u9593\u304c\u77ed\u304f\u306a\u308b\u307b\u3069\u5c11\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u7dcf\u652f\u6255\u984d\u3082\u4e0b\u304c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u8fd4\u6e08\u671f\u959335\u5e74\u306820\u5e74\u3067\u6bd4\u8f03\u3057\u3066\u307f\u308b\u3068\u3001\u305d\u306e\u5dee\u306f\u7d04434\u4e07\u5186\u306b\u3082\u306a\u308a\u307e\u3059\u3002<br \/>\n<span style=\"color: #2c82c9;\">\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u7e70\u4e0a\u3052\u8fd4\u6e08\u3092\u3059\u308b\u52b9\u679c\u306b\u901a\u3058\u308b\u3082\u306e\u304c\u3042\u308a\u3001\u9593\u9055\u3044\u306a\u304f\u91d1\u5229\u8ca0\u62c5\u306f\u4e0b\u304c\u308a\u307e\u3059\u3002<\/span><br \/>\n\u305f\u3060\u3001\u3053\u308c\u3082\u524d\u9805\u3067\u304a\u4f1d\u3048\u3057\u305f\u901a\u308a\u3001<span style=\"color: #e25041;\">\u4eca\u5f8c\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u8fd4\u6e08\u8a08\u753b\u306a\u3069\u3092\u7dcf\u5408\u7684\u306b\u8003\u616e\u3057\u3066\u4f55\u304c\u81ea\u5206\u306b\u3068\u3063\u3066\u30d9\u30b9\u30c8\u306a\u306e\u304b\u3092\u691c\u8a0e\u3059\u308b\u5fc5\u8981<\/span>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-4\"><strong><span style=\"color: windowtext;\">2-4. <\/span><\/strong><strong><span style=\"color: windowtext;\">\u671f\u9593\u304c\u77ed\u3044\u5834\u5408\u306b\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u4e0a\u304c\u3063\u3066\u3082\u5be9\u67fb\u91d1\u5229\u304c\u4f4e\u3044\u306e\u3067\u6709\u5229<\/span><\/strong><\/span><\/h3>\n<p><span style=\"color: windowtext;\">\u30d5\u30e9\u30c3\u30c835\u306f\u671f\u9593\u3092\u77ed\u304f\u3057\u305f\u5834\u5408\u3067\u3082\u3001<strong>\u9280\u884c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3068\u6bd4\u3079\u5be9\u67fb\u91d1\u5229\u304c\u4f4e\u3044\u305f\u3081\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u304b\u3089\u307f\u305f\u501f\u5165\u9650\u5ea6\u984d\u3092\u5897\u3084\u3059<\/strong>\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #e25041;\">\u671f\u9593\u304c\u77ed\u304f\u306a\u308c\u3070\u3001\u5f53\u7136\u6bce\u5e74\u306e\u8fd4\u6e08\u984d\u3082\u5927\u304d\u304f\u306a\u308a\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u4e0a\u6607\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059<\/span>\u3002\u5be9\u67fb\u306e\u904e\u7a0b\u3068\u3057\u3066\u306f\u3001\u5be9\u67fb\u3092\u3059\u308b\u3046\u3048\u3067\u6271\u3046\u91d1\u5229\u6c34\u6e96\u306b\u3088\u308a\u5e74\u9593\u8fd4\u6e08\u984d\u304c\u6c7a\u5b9a\u3057\u3001\u3053\u308c\u306b\u3088\u308a\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u7b97\u51fa\u3059\u308b\u3068\u3044\u3046\u6d41\u308c\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n<span style=\"color: #2c82c9;\">\u9280\u884c\u304c\u6271\u3046\u91d1\u5229\u6c34\u6e96(\u5909\u52d5\u91d1\u5229\u306e\u5229\u7528\u304c\u30d9\u30fc\u30b9)\u3068\u30d5\u30e9\u30c3\u30c835\u304c\u6271\u3046\u91d1\u5229\u6c34\u6e96\u306e\u9055\u3044\u306b\u3088\u308a\u3001\u5e74\u9593\u8fd4\u6e08\u984d\u306b\u5dee\u304c\u3067\u304d\u3001\u305d\u306e\u7d50\u679c\u3068\u3057\u3066\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u5dee\u304c\u751f\u307e\u308c\u307e\u3059\u3002<\/span><\/p>\n<p>\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u91d1\u5229\u306b\u3064\u3044\u3066\u306f\u3001\u5f53\u6708\u306e\u9069\u7528\u91d1\u5229\u3068\u306a\u308a\u307e\u3059\u3002<br \/>\n\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u76ee\u7dda\u3068\u3057\u3066\u306f\u3001<span style=\"color: #2c82c9;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u4ee5\u5916\u306e\u30ed\u30fc\u30f3\u3092\u542b\u3081\u305f\u7dcf\u501f\u5165\u8fd4\u6e08\u984d\u306e\u57fa\u6e96\u306a\u3069\u3001\u6761\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u304b\u304c\u91cd\u8981\u3067\u3042\u308a\u3001\u307e\u305f\u5efa\u7269\u306e\u6280\u8853\u57fa\u6e96\u306b\u5bfe\u3057\u304b\u306a\u308a\u91cd\u304d\u3092\u304a\u3044\u3066\u5be9\u67fb<\/span>\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p class=\"\">\u305d\u308c\u306b\u5bfe\u3057\u3001\u9280\u884c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u91d1\u5229\u306f3\uff5e4\uff05\u7a0b\u5ea6\u306b\u8a2d\u5b9a\u3055\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u5b9f\u969b\u5229\u7528\u3059\u308b\u91d1\u5229\u3068\u6bd4\u3079\u304b\u306a\u308a\u9ad8\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<br \/>\n\u9280\u884c\u306e\u5be9\u67fb\u76ee\u7dda\u3068\u3057\u3066\u306f\u3001<span style=\"color: #2c82c9;\">\u5e74\u53ce\u3084\u52e4\u52d9\u5148\u3001\u52e4\u7d9a\u5e74\u6570\u306a\u3069\u306e\u4eba\u7269\u8a55\u4fa1\u304c\u4e3b\u3067\u3042\u308a\u3001\u3088\u308a\u53ce\u5165\u304b\u3089\u9577\u671f\u7684\u306a\u8fd4\u6e08\u304c\u53ef\u80fd\u304b\u3069\u3046\u304b\u3092\u91cd\u8996<\/span>\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\n\u3053\u308c\u306b\u3088\u308a\u3001<strong>\u30d5\u30e9\u30c3\u30c835\u306e\u307b\u3046\u304c\u8fd4\u6e08\u8ca0\u62c5\u7387\u306b\u4f59\u529b\u304c\u3067\u304d\u308b\u3053\u3068\u306b\u306a\u308a\u3001\u7d50\u679c\u3068\u3057\u3066\u501f\u5165\u9650\u5ea6\u984d\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u53ef\u80fd<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n\u7279\u306b\u671f\u9593\u304c\u77ed\u304f\u306a\u308c\u3070\u3001\u73fe\u72b6\u306e\u5e74\u53ce\u304b\u3089\u5c0e\u304d\u51fa\u3055\u308c\u308b\u8fd4\u6e08\u8ca0\u62c5\u7387\u306b\u3088\u308a\u3001\u501f\u5165\u3067\u304d\u308b\u9650\u5ea6\u984d\u304c\u4e0b\u304c\u3063\u3066\u3057\u307e\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u304c\u3001<strong>\u3053\u306e\u5dee\u306b\u6ce8\u76ee\u3057\u6d3b\u7528\u3092\u3059\u308b\u3053\u3068\u3067<\/strong><span style=\"font-size: 16px; color: #333333;\"><strong>\u501f\u5165\u3067\u304d\u308b\u9650\u5ea6\u984d\u3092\u5897\u3084\u3059\u3053\u3068\u304c\u3067\u304d\u308b<\/strong>\u306e\u3067\u3001<strong>\u30d5\u30e9\u30c3\u30c835\u304c\u91cd\u5b9d\u3055\u308c\u308b\u30dd\u30a4\u30f3\u30c8\u306e\u4e00\u3064<\/strong>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"3_3\"><strong><span style=\"color: #ffffff;\">3. \u9ad8\u9f62\u306e\u3042\u306a\u305f\u304c\u8fd4\u6e08\u8ca0\u62c5\u3092\u6e1b\u3089\u3059\u305f\u3081\u306b\u3067\u304d\u308b3\u3064\u306e\u65b9\u6cd5<\/span><\/strong><\/span><\/h2>\n<p><strong>\u5e74\u9f62\u304c\u9ad8\u304f\u3066\u3082\u3001\u8fd4\u6e08\u984d\u3092\u6291\u3048\u3066\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u3082\u4f4e\u304f\u3067\u304d\u308b<\/strong><strong>3\u3064\u306e\u65b9\u6cd5<\/strong>\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u7ae0\u3067\u306f<br \/>\n<strong>\u30fb\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u306e\u6d3b\u7528\u3092\u6d3b\u7528\u3059\u308b<br \/>\n\u30fb\u53ce\u5165\u5408\u7b97\u3092\u6d3b\u7528\u3059\u308b<br \/>\n\u30fb\u30d5\u30e9\u30c3\u30c850\u3068\u306e\u5408\u308f\u305b\u6280\u3092\u6d3b\u7528\u3059\u308b<\/strong><\/p>\n<p>\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-1\">3-1. \u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u3092\u6d3b\u7528\u3059\u308b<\/span><\/h3>\n<p><strong>\u89aa\u5b50\u30ea\u30ec\u30fc\u3067\u8fd4\u6e08\u984d\u3068\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u4f4e\u304f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/strong>\u306a\u305c\u306a\u3089\u3001<strong>\u501f\u5165\u671f\u9593\u3092\u5b50\u4f9b\u306e\u5e74\u9f62\u30d9\u30fc\u30b9\u3067\u8003\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b<\/strong>\u304b\u3089\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u3001\u671f\u959335\u5e74\u3092\u9078\u629e\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<br \/>\n\u307e\u305f\u3001<strong>\u89aa\u306e\u5e74\u9f62\u306b\u5236\u9650\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/strong><\/p>\n<p>\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u3068\u306f\u3001\u5b50\u4f9b\u306a\u3069\u3001\u4e00\u5b9a\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3059\u4eba\u3092\u5f8c\u7d99\u8005\u3068\u3057\u3066\u30012\u4e16\u4ee3\u3067\u8fd4\u6e08\u3059\u308b\u5236\u5ea6\u3067\u3059\u3002<br \/>\n<strong>\u5f8c\u7d99\u8005\u306e\u5e74\u9f62\u3092\u3082\u3068\u306b\u501f\u5165\u671f\u9593\u3092\u7b97\u51fa\u3059\u308b\u305f\u3081\u3001\u501f\u5165\u671f\u9593\u3092\u9577\u304f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/strong><\/p>\n<p>\u3067\u306f\u5f8c\u7d99\u8005\u306e\u8981\u4ef6\u3092\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><span style=\"color: #000000;\">\u8981\u4ef6\u3068\u3057\u3066\u306f\u4e0b\u8a18\u306e\u5168\u3066\u306e\u8981\u4ef6\u306b\u5f53\u3066\u306f\u307e\u308b\u4eba\u304c\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/1631950652789-1631950653.png\" class=\"fr-fic fr-dib fr-draggable\" \/><\/p>\n<p><span style=\"color: #000000;\"><strong>\u7279\u5fb4\u3068\u3057\u3066\u306f\u3001\u7533\u8fbc\u307f\u672c\u4eba\u306e\u5e74\u9f62\u306b\u95a2\u4fc2\u306a\u304f\u3001\u5f8c\u7d99\u8005\u306e\u7533\u8fbc\u6642\u306e\u5e74\u9f62\u3092\u3082\u3068\u306b\u501f\u5165\u671f\u9593\u3092\u9078\u3079\u307e\u3059\u3002<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/www.flat35.com\/loan\/flat35\/conditions.html#conditions15\" target=\"_blank\" rel=\"noopener\">\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u3000\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08<\/a><\/p>\n<p><span style=\"color: #000000;\">\u4f8b\u3048\u3070\u3001\u7533\u8fbc\u307f\u672c\u4eba\u304c60\u6b735\u304b\u6708\u3067\u5f8c\u7d99\u8005\u304c30\u6b735\u304b\u6708\u306e\u5834\u5408\u3001\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u3092\u5229\u7528\u3059\u308b\u3057\u306a\u3044\u3067\u3069\u308c\u304f\u3089\u3044\u306e\u671f\u9593\u306e\u9055\u3044\u304c\u3042\u308b\u306e\u304b\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/1631965059738-1631965060.png\" class=\"fr-fic fr-dib fr-draggable\" \/><\/p>\n<p>\n\u4e00\u822c\u7684\u306b\u306f<span style=\"color: #2c82c9;\">\u9280\u884c\u306e\u89aa\u5b50\u30ea\u30ec\u30fc\u30ed\u30fc\u30f3\u306e\u6761\u4ef6\u3068\u3057\u3066\u3001\u5f8c\u7d99\u8005\u3092\u300c\u5b50\u4f9b\u300d\u306b\u9650\u5b9a\u3057\u3066\u3044\u308b\u3082\u306e\u304c\u591a\u3044<\/span>\u3068\u3044\u3046\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u304c\u3001<strong>\u30d5\u30e9\u30c3\u30c835\u306e\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u306e\u6761\u4ef6\u3067\u306f\u300c\u7533\u8fbc\u307f\u3054\u672c\u4eba\u306e\u5b50\u30fb\u5b6b\u7b49\uff08\u7533\u8fbc\u307f\u3054\u672c\u4eba\u306e\u76f4\u7cfb\u5351\u5c5e\uff09\u307e\u305f\u306f\u305d\u306e\u914d\u5076\u8005 \u300d\u3068\u3057\u3066\u3044\u308b\u305f\u3081\u3001<\/strong><strong>\u5b50\u4f9b\u3084\u5b6b\u306f\u3082\u3061\u308d\u3093\u306e\u3053\u3068\u305d\u306e\u914d\u5076\u8005\u307e\u3067\u30ed\u30fc\u30f3\u306e\u5f8c\u7d99\u8005\u306b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b<\/strong>\u3068\u3044\u3046\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u5177\u4f53\u7684\u306b\u306f\u3001<span style=\"color: #2c82c9;\">\u300c\u7956\u7236\u3068\u5b6b\u306e\u59bb\u300d\u3068\u3044\u3046\u3053\u3068\u3082\u53ef\u80fd\u3067\u3042\u308a\u3001\u3082\u306f\u3084\u5b9f\u614b\u3068\u3057\u3066\u306f\u89aa\u5b50\u30ea\u30ec\u30fc\u3067\u306f\u306a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u3053\u306e\u3088\u3046\u306a\u5f62\u3067\u306e\u5229\u7528\u3082\u3067\u304d\u308b<\/span>\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u591a\u304f\u306e\u4eba\u304c80\u6b73\u3092\u904e\u304e\u3066\u3082\u30d5\u30e9\u30c3\u30c835\u3092\u501f\u308a\u3066\u3044\u308b\u73fe\u72b6\u304c\u3042\u308a\u307e\u3059\u3002<\/strong>\u3053\u308c\u306f\u3069\u3046\u3044\u3046\u3053\u3068\u3067\u3057\u3087\u3046\u304b\uff1f<br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u4e0a\u8a18\u306e\u4f8b\u304b\u3089\u3082\u5206\u304b\u308b\u901a\u308a\u3001<\/span> \u89aa\u5b50\u30ea\u30ec\u30fc\u3092\u6d3b\u7528\u3057\u305f\u5834\u5408\u3001<span style=\"color: #2c82c9;\">\u7533\u8fbc\u5f53\u4e8b\u8005\u3067\u3042\u308b60\u6b73\u306e\u4eba\u304b\u3089\u307f\u308b\u3068\u3001\u6700\u957735\u5e74\u306e\u5229\u7528\u304c\u53ef\u80fd\u3068\u306a\u308b\u306e\u3067\u300195\u6b73\u307e\u3067\u501f\u5165\u3092\u3057\u3066\u3044\u308b\u3053\u3068\u306b\u306a\u308b<\/span>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<strong>\u30d5\u30e9\u30c3\u30c835\u306e\u5834\u5408\u3001\u89aa\u306e\u540c\u5c45\u306f\u554f\u308f\u308c\u307e\u305b\u3093\u3002<\/strong><\/p>\n<p>\u4e00\u822c\u7684\u306b\u3001<span style=\"color: #2c82c9;\">\u9280\u884c\u306e\u89aa\u5b50\u30ea\u30ec\u30fc\u30ed\u30fc\u30f3\u306e\u7279\u5fb4\u3068\u3057\u3066\u3001\u89aa\u3068\u5b50\u4f9b\u306e\u540c\u5c45\u304c\u5fc5\u9808\u3068\u3044\u3046\u878d\u8cc7\u6761\u4ef6<\/span>\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u3067\u3059\u304c\u3001<strong>\u30d5\u30e9\u30c3\u30c835\u306e\u89aa\u5b50\u30ea\u30ec\u30fc\u306e\u5834\u5408\u3001<\/strong><strong>\u540c\u5c45\u3057\u306a\u304f\u3066\u3082\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u53ef\u80fd<\/strong>\u3067\u3059\u3002\u307e\u305f\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u306e\u5834\u5408\u3084\u53ce\u5165\u5408\u7b97\u3092\u3057\u305f\u3044\u5834\u5408\u306b\u304a\u3044\u3066\u3082\u540c\u5c45\u306f\u4e0d\u8981\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u30d5\u30e9\u30c3\u30c835\u306f\u89aa\u65cf\u306e\u5c45\u4f4f\u7528\u4f4f\u5b85\u306b\u3082\u4f7f\u3046\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<br \/>\n\u4f8b\u3048\u3070\u3001<strong>\u9060\u304f\u96e2\u308c\u305f\u5b9f\u5bb6\u306e\u4f4f\u5b85\u5efa\u3066\u66ff\u3048\u8cc7\u91d1\u306b\u3064\u3044\u3066\u3001\u5b50\u4f9b\u304c\u5b9f\u5bb6\u306b\u623b\u308b\u3053\u3068\u306a\u304f\u30d5\u30e9\u30c3\u30c835\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u3053\u3053\u3067\u3044\u3046\u89aa\u65cf\u306e\u7bc4\u56f2\u306f2\u30d1\u30bf\u30fc\u30f3\u306b\u3088\u308b\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/1631951006204-1631951007.png\" class=\"fr-fic fr-dib fr-draggable\" \/><\/p>\n<p><a href=\"https:\/\/www.flat35.com\/kaitei\/shinzoku.html\" target=\"_blank\" rel=\"noopener\">\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u3000\u89aa\u65cf\u5c45\u4f4f\u7528\u4f4f\u5b85\u306e\u304a\u7533\u8fbc\u307f\u306b\u3064\u3044\u3066<\/a><\/p>\n<p>\u66f4\u306b\u3001<strong>\u89aa\u304c79\u6b73\u307e\u3067\u306b\u4ea1\u304f\u306a\u3063\u305f\u3089\u3001\u56e3\u4fe1\u304c\u52b9\u304f\u3068\u3044\u3046\u7279\u5fb4<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n<strong>7<\/strong><strong>9\u6b73\u307e\u3067\u306b\u89aa\u304c\u4ea1\u304f\u306a\u3063\u305f\u5834\u5408\u306f\u3001\u56e3\u4fe1\u304c\u52b9\u304f\u305f\u3081\u5b50\u4f9b\u306b\u6b8b\u50b5\u304c\u6b8b\u3089\u306a\u3044<\/strong>\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u3001\u56e3\u4fe1\u306b\u3064\u3044\u3066\u306f\u3001<span style=\"color: #2c82c9;\">\u89aa\u3082\u3057\u304f\u306f\u5b50\u4f9b\u306e\u3069\u3061\u3089\u304b\u4e00\u65b9\u3092\u52a0\u5165\u8005\u3068\u3059\u308b\u3082\u306e<\/span>\u3067\u3059\u3002<br \/>\n<span style=\"color: #2c82c9;\">\u9280\u884c\u306e\u89aa\u5b50\u30ea\u30ec\u30fc\u30ed\u30fc\u30f3\u306e\u5834\u5408\u306b\u306f\u3001\u56e3\u4fe1\u306b\u52a0\u5165\u3067\u304d\u308b\u306e\u306f\u539f\u5247\u3068\u3057\u3066\u5b50\u4f9b\u3068\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u89aa\u304c\u56e3\u4fe1\u306b\u52a0\u5165\u3067\u304d\u308b\u5834\u5408\u3067\u3082\u540c\u6642\u306b\u5b50\u4f9b\u306e\u52a0\u5165\u3092\u5fc5\u9808\u3068\u3057\u3066\u3044\u308b<\/span>\u9280\u884c\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<br \/>\n\u3057\u304b\u3057\u3001<strong>\u30d5\u30e9\u30c3\u30c835\u306e\u5834\u5408\u306b\u306f\u89aa\u306e\u307f\u3067\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/strong><\/p>\n<p><strong>\u56e3\u4fe1\u306e\u52b9\u529b\u306b\u3064\u3044\u3066\u306f\u300179\u6b73\u307e\u3067<\/strong>\u3068\u306a\u3063\u3066\u304a\u308a\u3001<strong>\u305d\u308c\u307e\u3067\u306b\u4e07\u304c\u4e00\u306e\u3053\u3068\u304c\u3042\u3063\u305f\u5834\u5408\u3001\u56e3\u4fe1\u306e\u52b9\u529b\u304c\u767a\u52d5\u3055\u308c\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p><span style=\"color: #e25041;\">\u3082\u3057\u89aa\u306e\u5e74\u9f62\u304c80\u6b73\u306b\u306a\u3063\u305f\u3068\u304d\u306b\u306f\u56e3\u4fe1\u306e\u52b9\u529b\u304c\u5207\u308c\u308b\u306e\u3067\u3001\u5b50\u4f9b\u304c\u65b0\u305f\u306b\u56e3\u4fe1\u306b\u52a0\u5165\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u70b9\u306b\u306f\u6ce8\u610f\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/span><\/p>\n<p>\u307e\u305f\u3001<strong>\u9ad8\u9f62\u8005\u3067\u3082\u82e5\u3044\u4eba\u3067\u3082\u56e3\u4fe1\u6599\u306f\u540c\u3058\u91d1\u984d\u3067\u5229\u7528\u304c\u53ef\u80fd<\/strong>\u3067\u3059\u3002<br \/>\n\u30d5\u30e9\u30c3\u30c835\u306e\u56e3\u4fe1\u306f\u91d1\u5229\u306b\u4fdd\u967a\u6599\u304c\u542b\u307e\u308c\u3066\u304a\u308a\u3001<strong>20\u6b73\u3067\u308269\u6b73\u3067\u3082\u56e3\u4fe1\u6599\u306f\u540c\u3058<\/strong>\u3067\u3059\u3002<span style=\"color: #2c82c9;\">\u6c11\u9593\u306e\u4fdd\u967a\u5546\u54c1\u306e\u5834\u5408\u306f\u901a\u5e38\u5e74\u9f62\u306b\u3088\u308a\u4fdd\u967a\u6599\u304c\u4e0a\u304c\u308b\u3082\u306e<\/span>\u3067\u3059\u304c\u3001<strong>\u56e3\u4fe1\u306b\u3064\u3044\u3066\u306f\u52a0\u5165\u5e74\u9f62\u306b\u3088\u308a\u5909\u308f\u308b\u3082\u306e\u3067\u306f\u306a\u3044<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3000<\/p>\n<h3><span id=\"3-2\">3-2. \u53ce\u5165\u5408\u7b97\u3092\u6d3b\u7528\u3059\u308b<\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #222222;\"><strong>\u53ce\u5165\u5408\u7b97\u306b\u3088\u3063\u3066\u3082\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u6291\u3048\u3089\u308c\u307e\u3059<\/strong>\u3002\u305d\u306e\u5834\u5408\u3001<strong>\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u6291\u3048\u308b\u3060\u3051\u3067\u306a\u304f\u501f\u5165\u306e\u4e0a\u9650\u984d\u3092\u5897\u3084\u3059\u3053\u3068\u3082\u3067\u304d\u307e\u3059<\/strong>\u3002<\/span><span style=\"font-size: 16px;\">\u00a0<\/span><\/p>\n<p>\u53ce\u5165\u5408\u7b97\u3059\u308b\u306b\u306f\u4e0b\u8a18\u306e\u5168\u3066\u306e\u8981\u4ef6\u306b\u5f53\u3066\u306f\u307e\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/1631951461898-1631951463.png\" class=\"fr-fic fr-dib fr-draggable\" \/><\/p>\n<p>\u305f\u3060\u3057\u3001\u540c\u5c45\u3059\u308b\u4eba\u306e\u6761\u4ef6\u3068\u3057\u3066\u306f\u3001\u89aa\u65cf\u5c45\u4f4f\u7528\u3067\u3042\u308c\u3070\u305d\u306e\u4eba\u3082\u5408\u7b97\u53ef\u80fd\u3001\u307e\u305f\u30bb\u30ab\u30f3\u30c9\u30cf\u30a6\u30b9\u7b49\u306f\u5408\u7b97\u8005\u306e\u540c\u5c45\u5fc5\u8981\u306a\u3057\u3001\u305d\u3057\u3066<span style=\"font-size: 16px; color: #333333;\">\u7533\u8fbc\u3059\u308b\u4eba\u304c\u4f4f\u3080\u305f\u3081\u306e\u4f4f\u5b85\u306e\u5834\u5408\u3001<strong>\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u306e\u5f8c\u7d99\u8005\u306b\u306f\u3053\u3046\u3044\u3063\u305f\u8981\u4ef6\u306f\u5fc5\u8981\u304c\u306a\u3044<\/strong>\u3053\u3068\u306a\u3069<\/span><span style=\"font-size: 16px; color: #e25041;\">\u30b1\u30fc\u30b9\u306b\u3088\u3063\u3066\u9055\u3044\u304c\u3042\u308a\u78ba\u8a8d\u304c\u5fc5\u8981<\/span><span style=\"font-size: 16px; color: #333333;\">\u3067\u3059\u3002<\/span><\/p>\n<p>\u307e\u305f\u3001<span style=\"color: #e25041;\">\u53ce\u5165\u5408\u7b97\u3067\u304d\u308b\u91d1\u984d\u306f\u3001\u53ce\u5165\u5408\u7b97\u8005\u306e\u5e74\u53ce\u306e\u5168\u984d\u307e\u3067<\/span><span style=\"color: #000000;\">\u3067\u3059\u304c\u3001<\/span><span style=\"color: #e25041;\">\u501f\u5165\u671f\u9593\u306e\u4e0a\u9650\u306f\u3001\u5834\u5408\u306b\u3088\u3063\u3066\u306f<\/span><span style=\"font-size: 16px; color: #e25041;\">\u53ce\u5165\u5408\u7b97\u8005\u306e\u5e74\u9f62\u304c\u57fa\u6e96\u306b\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059<\/span><span style=\"font-size: 16px; color: #333333;\">\u3002\u3067\u3059\u304c<\/span> <strong>\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u306e\u5834\u5408\u306b\u306f\u5f8c\u7d99\u8005\u306e\u5e74\u9f62\u3092\u57fa\u306b\u8a08\u7b97\u3092\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd<\/strong>\u3067\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.flat35.com\/loan\/flat35\/conditions.html#conditions14\" target=\"_blank\" rel=\"noopener\">\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u3000\u53ce\u5165\u306e\u5408\u7b97<\/a><\/p>\n<p>\u4e0a\u8a18\u306e\u3088\u3046\u306b\u3001<strong>\u53ce\u5165\u5408\u7b97\u306e\u70b9\u304b\u3089\u898b\u305f\u5834\u5408\u3067\u3082\u3001\u89aa\u5b50\u30ea\u30ec\u30fc\u306e\u7279\u5178\u3068\u3057\u3066\u5f8c\u7d99\u8005\u306e\u6761\u4ef6\u3092\u30d5\u30eb\u6d3b\u7528\u3067\u304d\u308b\u3053\u3068\u304c\u30dd\u30a4\u30f3\u30c8<\/strong>\u3067\u3042\u308a\u3001\u6709\u52b9\u6027\u306f\u304a\u5206\u304b\u308a\u9802\u3051\u305f\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-3_50\"><span style=\"color: windowtext;\">3-3. \u89aa\u5b50\u30ea\u30ec\u30fc\u3068<\/span><strong><span style=\"color: windowtext;\">\u30d5\u30e9\u30c3\u30c850\u306e\u5408\u308f\u305b\u6280\u3092\u6d3b\u7528\u3059\u308b<\/span><\/strong><\/span><\/h3>\n<div id=\"_com_1\" language=\"JavaScript\">\n<p><span style=\"font-size: 16px; color: #222222;\"><strong>\u89aa\u5b50\u30ea\u30ec\u30fc\u3068\u30d5\u30e9\u30c3\u30c850\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u3067\u3082\u3001\u8fd4\u6e08\u984d\u3068\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u5f15\u304d\u4e0b\u3052\u3092\u56f3\u308b<\/strong>\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><span style=\"font-size: 16px; color: #e25041;\">\u305f\u3060\u3057\u3053\u306e\u5834\u5408\u3001\u4f4f\u5b85\u306f\u9577\u671f\u512a\u826f\u4f4f\u5b85\u3067\u3042\u308b\u5fc5\u8981<\/span><span style=\"font-size: 16px; color: #222222;\">\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u30d5\u30e9\u30c3\u30c850\u306f\u9577\u671f\u512a\u826f\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u5834\u5408\u306b\u5229\u7528\u3067\u304d\u308b\u6700\u957750\u5e74\u306e\u5168\u671f\u9593\u56fa\u5b9a\u91d1\u5229\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u3059\u3002<br \/>\n<span style=\"color: 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href=\"https:\/\/www.flat35.com\/loan\/flat50\/conditions.html#SUB16\" target=\"_blank\" rel=\"noopener\">\u4f4f\u5b85\u652f\u63f4\u6a5f\u69cb\u3000\u30d5\u30e9\u30c3\u30c850\u3000\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08<\/a><\/p>\n<p>\n<span style=\"color: #e25041;\">\u57fa\u672c\u7684\u306b\u306f\u3001\u7533\u8fbc\u6642\u5e74\u9f62\u306f44\u6b73\u672a\u6e80\u3068\u3044\u3046\u4e0a\u9650\u304c\u3042\u308a\u307e\u3059<\/span>\u304c\u3001\u4f8b\u3048\u307060\u6b73\u306e\u4eba\u304c27\u6b735\u304b\u6708\u306e\u5b50\u4f9b\u3068<strong>\u89aa\u5b50\u30ea\u30ec\u30fc\u3092\u6d3b\u7528\u3057\u3066\u501f\u308a\u305f\u5834\u5408\u3001\u5f8c\u7d99\u8005\u3067\u3042\u308b\u5b50\u4f9b\u306e\u5e74\u9f62\u3092\u57fa\u6e96<\/strong>\u3068\u3057\u307e\u3059\u3002<br \/>\n\u4e0a\u8a18\u30dd\u30a4\u30f3\u30c8\u306b\u7167\u3089\u3057\u5408\u308f\u305b\u3066\u307f\u308b\u3068\u3069\u3046\u306a\u308b\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/1631965644077-1631965644.png\" class=\"fr-fic fr-dib fr-draggable\" \/><br \/>\n\u3064\u307e\u308a\u3001<strong>60\u6b73\u3067\u3042\u308b\u89aa\u304c\u30e1\u30a4\u30f3\u3067\u501f\u5165\u3092\u3057\u305f\u3044\u5834\u5408\u3067\u3082\u3001\u89aa\u5b50\u30ea\u30ec\u30fc\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u5b50\u4f9b\u304c78\u6b73\u306b\u306a\u308b\u307e\u3067\u3001\u89aa\u304c\u9577\u5bff\u3067\u304a\u5143\u6c17\u306a\u3089\u3070110\u6b73\u307e\u3067\u501f\u308a\u3089\u308c\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001<span style=\"font-size: 16px; color: #000000;\">\u30d5\u30e9\u30c3\u30c850\u5229\u7528\u306e\u6761\u4ef6\u3067\u3042\u308b<\/span><span style=\"font-size: 16px; color: #e25041;\">\u9577\u671f\u512a\u826f\u4f4f\u5b85\u306e\u8a8d\u5b9a\u3092\u53d6\u5f97\u3059\u308b\u306b\u306f\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u6280\u8853\u57fa\u6e96\u3092\u6e80\u305f\u3057\u305f\u3046\u3048\u3067\u3001\u66f4\u306b\u5e7e\u3064\u3082\u306e\u9805\u76ee\u306b\u5bfe\u3057\u5be9\u67fb\u3092\u3057\u3066\u8a8d\u5b9a\u3055\u308c\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093<\/span><span style=\"font-size: 16px; color: #000000;\">\u3002<\/span> <span style=\"color: #000000;\">\u305d\u306e\u305f\u3081<\/span><span style=\"color: #e25041;\">\u30cf\u30fc\u30c9\u30eb\u304c\u9ad8\u3044<\/span>\u3068\u3044\u3046\u3053\u3068\u306f\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u30cf\u30fc\u30c9\u30eb\u3092\u30af\u30ea\u30a2\u3057\u3066\u5229\u7528\u304c\u3067\u304d\u308b\u306a\u3089\u3070\u3001<strong>\u53ce\u5165\u5408\u7b97\u3067\u304d\u308b\u3053\u3068\u3084\u6bce\u6708\u8fd4\u6e08\u984d\u30fb\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u8efd\u6e1b\u52b9\u679c\u306a\u3069\u30e1\u30ea\u30c3\u30c8\u306f\u591a\u3044<\/strong>\u3068\u8a00\u3048\u307e\u3059\u3002<br \/>\n\u53cd\u9762<span style=\"color: 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\u307e\u3068\u3081<\/span><\/h2>\n<p>\u3044\u304b\u304c\u3067\u3057\u305f\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u7533\u8fbc\u6642\u5e74\u9f62\u3068\u5b8c\u6e08\u6642\u5e74\u9f62\u3001\u671f\u9593\u306b\u3064\u3044\u3066\u3082\u77ed\u671f\u3067\u306e\u5229\u7528\u304b\u3089\u9577\u671f\u3067\u306e\u5229\u7528\u307e\u3067\u5e45\u5e83\u304f\u6d3b\u7528\u304c\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u56e3\u4fe1\u3078\u306e\u53d6\u308a\u7d44\u307f\u65b9\u306e\u67d4\u8edf\u6027\u3084\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u306e\u6d3b\u7528\u6cd5\u306e\u591a\u5f69\u3055\u304c\u3042\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u5e74\u9f62\u3068\u671f\u9593\u306e\u95a2\u4fc2\u6027\u3092\u3054\u7406\u89e3\u9802\u3044\u305f\u3046\u3048\u3067\u3001<strong>\u30d5\u30e9\u30c3\u30c835\u304c\u3044\u304b\u306b\u72b6\u6cc1\u306b\u3088\u3063\u3066\u81e8\u6a5f\u5fdc\u5909\u306a\u5bfe\u5fdc\u304c\u53ef\u80fd\u304b<\/strong>\u3068\u3044\u3046\u3053\u3068\u304c\u304a\u5206\u304b\u308a\u9802\u3051\u305f\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u4eba\u751f\u3067\u4e00\u756a\u5927\u304d\u306a\u8cb7\u3044\u7269\u3068\u8a00\u308f\u308c\u3066\u3044\u308b\u4f4f\u5b85\u306e\u8cfc\u5165\u3002\u305d\u3057\u3066\u3053\u306e\u8cfc\u5165\u306f\u901a\u5e38\u4e00\u751f\u306b\u4e00\u5ea6\u306e\u4eba\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002\u5f53\u7136\u306e\u3053\u3068\u306a\u304c\u3089\u6163\u308c\u3066\u3044\u306a\u3044\u4eba\u304c\u5927\u591a\u6570\u3067\u3059\u3002<\/p>\n<p><span style=\"font-size: 16px;\">\u4eca\u5f8c\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3068\u8fd4\u6e08\u8a08\u753b\u306a\u3069\u3092\u7dcf\u5408\u7684\u306b\u8003\u616e\u3057\u3066\u4f55\u304c\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u30d9\u30b9\u30c8\u306a\u306e\u304b\u3092\u691c\u8a0e\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u3042\u306a\u305f\u306f\u4eca\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u691c\u8a0e\u306b\u3042\u305f\u3063\u3066\u5e74\u9f62\u306e\u3053\u3068\u3067\u60a9\u3093\u3067\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f\u30d5\u30e9\u30c3\u30c835\u306b\u95a2\u5fc3\u304c\u3042\u308b\u3051\u3069\u5e74\u9f62\u5236\u9650\u304c\u3042\u3063\u305f\u3089\u3069\u3046\u3057\u3088\u3046\uff1f\u81ea\u5206\u306e\u5e74\u9f62\u3067\u501f\u308a\u3089\u308c\u306a\u304b\u3063\u305f\u3089\u3069\u3046\u3057\u3088\u3046\uff1f\u3068\u3044\u3063\u305f\u4e0d\u5b89\u304c\u3042\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u601d\u3044\u307e [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":6191,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"class_list":["post-6177","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-24","tag-21","tag-22","tag-23"],"_links":{"self":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/6177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/comments?post=6177"}],"version-history":[{"count":4,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/6177\/revisions"}],"predecessor-version":[{"id":6197,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/posts\/6177\/revisions\/6197"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/media\/6191"}],"wp:attachment":[{"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/media?parent=6177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fpbank.co.jp\/column\/wp-json\/wp\/v2\/categories?post=6177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}