{"id":6012,"date":"2021-09-07T12:42:36","date_gmt":"2021-09-07T03:42:36","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=6012"},"modified":"2023-11-17T18:11:07","modified_gmt":"2023-11-17T09:11:07","slug":"jutaku-flat35-judgment-failed","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/jutaku-flat35-judgment-failed","title":{"rendered":"\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u5834\u5408\u306e\u5bfe\u51e6\u6cd5\uff5c\u5be9\u67fb\u306b\u843d\u3061\u308b\u7406\u7531\u3068\u6761\u4ef6\u3092\u89e3\u8aac"},"content":{"rendered":"<p><span style=\"font-size: 16px;\"><span style=\"color: #212529;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u3066\u56f0\u3063\u3066\u3044\u307e\u305b\u3093\u304b\u3002<span style=\"font-size: 16px; color: #333333;\">\u307e\u3060\u3001\u3042\u304d\u3089\u3081\u308b\u306e\u306f\u65e9\u3044\u3067\u3059\u3002<\/span> \u89e3\u6c7a\u7b56\u304c\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u5b89\u5fc3\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\"><span style=\"color: #212529;\">\u4e00\u822c\u7684\u306a\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u6bd4\u3079\u3066\u3001<\/span>\u6bd4\u8f03\u7684\u5be9\u67fb\u304c\u901a\u308a\u3084\u3059\u3044\u3068\u8a00\u308f\u308c\u308b\u30d5\u30e9\u30c3\u30c835\u3067\u3059\u304c\u3001<span style=\"color: #333333;\">\u3082\u3061\u308d\u3093\u7533\u3057\u8fbc\u3093\u3060\u304b\u3089\u3068\u3044\u3063\u3066\u3059\u3079\u3066\u306e\u65b9\u304c\u5be9\u67fb\u306b\u901a\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<\/span>\u00a0<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u306a\u305c\u3001\u3042\u306a\u305f\u306f\u5be9\u67fb\u306b\u843d\u3061\u3066\u3057\u307e\u3063\u305f\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u4f55\u304c\u7406\u7531\u3067\u843d\u3068\u3055\u308c\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n\u4eca\u56de\u306f\u3001<span style=\"color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u901a\u3089\u306a\u3044\u7406\u7531\u3068\u3057\u3066\u8003\u3048\u3089\u308c\u308b\u3082\u306e\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002\u3055\u3089\u306b\u5be9\u67fb\u306b\u901a\u3089\u306a\u304b\u3063\u305f\u969b\u306e\u5bfe\u51e6\u6cd5\u306b\u3064\u3044\u3066\u3082\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span>\u00a0<\/span><\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#135\">1\uff0e\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u308b\u7406\u7531<\/a><ul><li><a href=\"#1-1\">1-1.\u904e\u53bb\u306b\u9045\u5ef6\u30fb\u6ede\u7d0d\u306e\u5c65\u6b74\u304c\u3042\u308b<\/a><\/li><li><a href=\"#1-2\">1-2.\u81ea\u5df1\u7834\u7523\u306e\u7d4c\u9a13\u304c\u3042\u308b<\/a><\/li><li><a href=\"#1-3\">1-3.\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u30aa\u30fc\u30d0\u30fc\u3057\u3066\u3044\u308b<\/a><\/li><li><a href=\"#1-4\">1-4.\u7269\u4ef6\u306e\u69cb\u9020\u306b\u554f\u984c\u304c\u3042\u3063\u305f<\/a><\/li><li><a href=\"#1-5\">1-5.\u7269\u4ef6\u306e\u62c5\u4fdd\u529b\u306b\u554f\u984c\u304c\u3042\u3063\u305f<\/a><\/li><li><a href=\"#1-6\">1-6.\u6295\u8cc7\u76ee\u7684\u3067\u306f\u306a\u3044\u304b\u3068\u7591\u308f\u308c\u305f\u5834\u5408<\/a><\/li><\/ul><\/li><li><a href=\"#235\">2.\u00a0\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u57fa\u6e96<\/a><ul><li><a href=\"#2-1\">2-1.\u5be9\u67fb\u57fa\u6e96\u2460\uff1a\u30ed\u30fc\u30f3\u7533\u8fbc\u8005\u81ea\u8eab\u306e\u57fa\u6e96<\/a><\/li><li><a href=\"#2-2\">2-2.\u5be9\u67fb\u57fa\u6e96\u2461\uff1a\u4f4f\u5b85\uff08\u62c5\u4fdd\u7269\u4ef6\uff09\u306e\u57fa\u6e96<\/a><\/li><\/ul><\/li><li><a href=\"#335\">3\uff0e\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u6642\u306e\u5bfe\u51e6\u65b9\u6cd5<\/a><ul><li><a href=\"#3-157\">3-1.\u904e\u53bb\u306b\u9045\u5ef6\u30fb\u6ede\u7d0d\u306e\u5c65\u6b74\u304c\u5b8c\u5168\u524a\u9664\u3055\u308c\u308b\u307e\u30675\u301c7\u5e74\u9593\u5f85\u3064<\/a><\/li><li><a href=\"#3-2\">3-2.\u81ea\u5df1\u7834\u7523\u306e\u7d4c\u9a13\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u81ea\u5df1\u7834\u7523\u5c65\u6b74\u306e\u306a\u3044\u914d\u5076\u8005\u3092\u30ed\u30fc\u30f3\u7533\u8fbc\u8005\u306b\u3059\u308b<\/a><\/li><li><a href=\"#3-330\">3-3.\u5e74\u53ce\u306b\u5bfe\u3059\u308b\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c30%\u3092\u8d85\u3048\u306a\u3044\u3088\u3046\u306b\u3059\u308b<\/a><\/li><li><a href=\"#3-4\">3-4.\u7269\u4ef6\u306b\u554f\u984c\u304c\u3042\u308b\u5834\u5408\u306f\u7269\u4ef6\u306e\u5909\u66f4\u3092\u691c\u8a0e\u3059\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#435\">4.\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u3064\u3044\u3066\u3088\u304f\u3042\u308b\u8cea\u554f<\/a><ul><li><a href=\"#4-1\">4-1.\u652f\u6255\u3044\u3092\u5ef6\u6ede\u3057\u3066\u3057\u307e\u3063\u305f\u904e\u53bb\u304c\u3042\u308b\u3068\u5be9\u67fb\u306f\u901a\u308a\u307e\u305b\u3093\u304b\uff1f<\/a><\/li><li><a href=\"#4-2\">4-2.\u5be9\u67fb\u306b\u843d\u3061\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u518d\u5ea6\u5be9\u67fb\u306f\u53d7\u3051\u3089\u308c\u307e\u3059\u304b\uff1f<\/a><\/li><li><a href=\"#4-3\">4-3.\u73fe\u5728\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u4e2d\u3067\u3059\u304c\u3001\u8ee2\u8077\u6d3b\u52d5\u3092\u3057\u3066\u3044\u307e\u3059\u3002\u544a\u77e5\u7fa9\u52d9\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/a><\/li><li><a href=\"#4-4\">4-4.\u5e74\u53ce\u304c\u4f4e\u3044\u305f\u3081\u3001\u5e0c\u671b\u306e\u984d\u3067\u5be9\u67fb\u306b\u901a\u308a\u307e\u305b\u3093\u3002\u3069\u3046\u3057\u305f\u3089\u3044\u3044\u3067\u3059\u304b\uff1f<\/a><\/li><\/ul><\/li><li><a href=\"#5\">5.\u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"135\"><strong>1<\/strong><strong>\uff0e\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u308b\u7406\u7531<\/strong><\/span><\/h2>\n<p>\u30d5\u30e9\u30c3\u30c835\u306f\u4e00\u822c\u7684\u306a\u4f4f\u5b85\u30ed\u30fc\u30f3\u3088\u308a\u3082\u501f\u308a\u3084\u3059\u3044\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u308c\u3067\u3082\u5be9\u67fb\u306b\u843d\u3061\u308b\u65b9\u306f\u5b58\u5728\u3057\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u308b\u7406\u7531\u3092\u7d39\u4ecb\u3044\u305f\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-1\"><strong>1-1.<\/strong><strong>\u904e\u53bb\u306b\u9045\u5ef6\u30fb\u6ede\u7d0d\u306e\u5c65\u6b74\u304c\u3042\u308b<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px;\">\u904e\u53bb\u306b\u7a0e\u91d1\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u652f\u6255\u3044\u3092\u6ede\u7d0d\u3057\u3066\u3044\u308b\u306a\u3069<strong>\u3001<span style=\"color: #ff0000;\">\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3064\u3044\u3066\u3044\u308b\u4eba\u306f\u3001\u5be9\u67fb\u306b\u843d\u3061\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044<\/span><\/strong>\u3067\u3059\u3002\u652f\u6255\u3044\u3092\u6ede\u7d0d\u3057\u3066\u3044\u308b\u7d4c\u6b74\u304c\u3042\u308b\u3068\u3001\u30d5\u30e9\u30c3\u30c835\u3067\u3082\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u304c\u6ede\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u3068\u601d\u308f\u308c\u3066\u3057\u307e\u3046\u304b\u3089\u3067\u3059\u3002<\/span><br \/>\n\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u3042\u308b\u3068\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u901a\u308a\u3065\u3089\u304f\u306a\u308a\u307e\u3059\u3002<br \/>\n\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306f\u904e\u53bb\u306e\u501f\u308a\u5165\u308c\u306e\u5c65\u6b74\u304c\u66f8\u304b\u308c\u3066\u3044\u3066\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u4ee5\u5916\u306e\u501f\u308a\u5165\u308c\u3067\u5ef6\u6ede\u3057\u305f\u3053\u3068\u304c\u3042\u308b\u7b49\u306e\u60c5\u5831\u304c\u5206\u304b\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/credit-bureau-1630660607.png\" class=\"fr-fic fr-dib fr-draggable aligncenter\" alt=\"\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u304c\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #ff0000;\"><strong>5\u5e74\u4ee5\u5185<\/strong><\/span><span style=\"font-size: 16px; color: #000000;\"><strong>\u306b\u9577\u671f\u306e\u6ede\u7d0d\uff08\u4e8b\u6545\uff09\u6b74\u304c\u3042\u308b\u3068\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306b\u300c<\/strong><\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u7570\u52d5<\/strong><\/span><span style=\"font-size: 16px; color: #000000;\"><strong>\u300d\u306e\u6587\u5b57\u304c\u8a18\u8f09\u3055\u308c\u3001\u3053\u306e\u72b6\u614b\u3067\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u306b\u901a\u308b<\/strong><\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u53ef\u80fd\u6027\u306f\u6975\u3081\u3066\u4f4e\u304f<\/strong><\/span><span style=\"font-size: 16px; color: #000000;\"><strong>\u306a\u308a\u307e\u3059<\/strong><\/span><span style=\"color: #000000;\">\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/credit-information-examination-result-1630660649.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u5be9\u67fb\u6a5f\u95a2\u306b\u3088\u308b\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306e\u5be9\u67fb\u4f8b\" \/><\/p>\n<p><span style=\"font-size: 16px;\">\u3064\u307e\u308a\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u3068\u3063\u3066\u306f\u878d\u8cc7\u3057\u305f\u5206\u3092\u304d\u3061\u3093\u3068\u8fd4\u6e08\u3057\u3066\u304f\u308c\u308b\u304b\u304c\u5b9a\u304b\u3067\u306f\u306a\u304f\u3001\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u9867\u5ba2\u3068\u306a\u3063\u3066\u3057\u307e\u3046\u305f\u3081\u3001\u4fe1\u983c\u5ea6\u306e\u4f4e\u3055\u304b\u3089\u5be9\u67fb\u306b\u306f\u901a\u308a\u3065\u3089\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<p><strong>\u3010\u53c2\u8003\uff1a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u60c5\u5831\u958b\u793a\u30ea\u30f3\u30af\u3011<\/strong><br \/>\nJBA :<a href=\"https:\/\/www.zenginkyo.or.jp\/pcic\/open\/\">https:\/\/www.zenginkyo.or.jp\/pcic\/open\/<\/a><br \/>\nCIC :<a href=\"https:\/\/www.cic.co.jp\/mydata\/online\/index.html\">https:\/\/www.cic.co.jp\/mydata\/online\/index.html<\/a><br \/>\nJICC:<a href=\"https:\/\/www.jicc.co.jp\/kaiji\/\">https:\/\/www.jicc.co.jp\/kaiji\/<\/a><\/p>\n<h3><span id=\"1-2\"><strong>1-2.<\/strong><strong>\u81ea\u5df1\u7834\u7523\u306e\u7d4c\u9a13\u304c\u3042\u308b<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px;\">\u501f\u91d1\u3084\u50b5\u52d9\u6574\u7406\u304c\u4fe1\u7528\u60c5\u5831\u5c65\u6b74\u306b\u6b8b\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u5be9\u67fb\u901a\u904e\u306f\u304b\u306a\u308a\u96e3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u4e8b\u6545\u60c5\u5831\u304c\u4fe1\u7528\u60c5\u5831\u306b\u6b8b\u3063\u3066\u3044\u308b\u72b6\u614b\u3092<strong>\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8<\/strong>\u3068\u8a00\u3044\u307e\u3059\u304c\u3001\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u5165\u308a\u306e\u671f\u9593\u306f<strong>\u91d1\u878d\u4e8b\u6545\u306e\u91cd\u5927\u6027\u306b\u6bd4\u4f8b<\/strong>\u3057\u3066\u3044\u307e\u3059\u3002<span style=\"color: #333333;\">\u904e\u53bb\u306e\u8fd4\u6e08\u6b74\u3067\u5c11\u3057\u3067\u3082\u4e0d\u5b89\u304c\u3042\u308b\u4eba\u306f\u3001\u5404\u767b\u9332\u6a5f\u95a2\u306b\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u8acb\u6c42\u3092\u3057\u305f\u4e0a\u3067\u3001\u3054\u81ea\u8eab\u306e\u60c5\u5831\u304c\u30af\u30ea\u30fc\u30f3\u3067\u3042\u308b\u304b\u3069\u3046\u304b\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/span>\u00a0<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/credit-information-registration-period-1630660692.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4fe1\u7528\u60c5\u5831\u306e\u767b\u9332\u671f\u9593\" \/><\/p>\n<h3><span id=\"1-3\"><strong>1-3.<\/strong><strong>\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u30aa\u30fc\u30d0\u30fc\u3057\u3066\u3044\u308b<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #212529;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u304a\u3044\u3066\u3001\u6700\u3082\u6ce8\u610f\u3057\u306a\u3051\u308c\u3070\u3044\u3051\u306a\u3044\u306e\u304c<strong>\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387<\/strong>\u3067\u3059\u3002<span style=\"font-size: 16.0006px; color: #212529;\">\u501f\u5165\u984d\u306b\u306f\u30d5\u30e9\u30c3\u30c835\u306e\u8fd4\u6e08\u984d\u3060\u3051\u3067\u306a\u304f\u3001\u8eca\u306e\u30ed\u30fc\u30f3\u3084\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3001\u30d6\u30e9\u30f3\u30c9\u54c1\u306e\u5206\u5272\u6255\u3044\u306e\u6b8b\u984d\u3001\u5968\u5b66\u91d1\u306a\u3069\u3001\u3042\u3089\u3086\u308b\u3082\u306e\u304c\u7dcf\u8fd4\u6e08\u984d\u306b\u5f53\u3066\u306f\u307e\u308b\u306e\u3067\u3059\u3002<\/span>\u00a0<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u3053\u306e\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u3068\u306f\u300c<span style=\"color: #ff0000;\"><strong>\u30ed\u30fc\u30f3\u8fd4\u6e08\u984d\uff0f\u53ce\u5165<\/strong><\/span>\u300d\u3067\u8868\u3055\u308c\u3001\u53ce\u5165\u306b\u5bfe\u3059\u308b\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u984d\u306e\u5272\u5408\u306e\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/repayment-burden-rate-1630660761.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u8a08\u7b97\u65b9\u6cd5\" \/><\/p>\n<p><span style=\"font-size: 16px;\">\u5f53\u7136\u306e\u3053\u3068\u306a\u304c\u3089<strong>\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u9ad8\u3051\u308c\u3070\u9ad8\u3044\u307b\u3069\u5be9\u67fb\u304c\u901a\u308a\u307e\u305b\u3093<\/strong>\u3002\u5404\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u305d\u306e\u5272\u5408\u306f\u7570\u306a\u308a\u307e\u3059\u304c\u6982\u306d<span style=\"color: #ff0000;\"><strong>35\uff05\u7a0b\u5ea6<\/strong><\/span>\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u300c\u30d5\u30e9\u30c3\u30c835\u300d\u3067\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u5272\u5408\u304c\u6c7a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/list-of-repayment-burden-rates-1630660804.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u57fa\u6e96\" \/><\/p>\n<p><strong>\u3010\u4f8b\u3011<\/strong><span style=\"font-size: 16px; color: #333333;\"><strong>\uff14\uff10\uff10\u4e07\u4ee5\u4e0b\u3067\u3042\u308c\u3070\uff13\uff10\uff05\u306b\u306a\u308b\u70ba\u3001\u5e74\u9593\u306e\u8fd4\u6e08\u984d\u306e\uff2d\uff21\uff38\u304c\uff11\uff12\uff10\u4e07\uff08\u6708\u3005\u306b\u3059\u308b\u3068\uff11\uff10\u4e07\uff09<\/strong><\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u4f8b\u306e\u3088\u3046\u306b\u3001\u3053\u306e\uff13\uff10\uff05\u306b\u5f53\u305f\u308b\u984d\u3067\u3001\u30d5\u30e9\u30c3\u30c8\uff13\uff15\u306e\u672c\u5be9\u67fb\u306e\u7533\u8acb\u3092\u3060\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u843d\u3068\u3055\u308c\u3066\u3057\u307e\u3046\u7406\u7531\u3060\u3068\u8003\u3048\u3089\u308c\u308b\u306e\u3067\u3059\u3002\u3053\u306e\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u30ae\u30ea\u30ae\u30ea\u3060\u3068\u3001\u30d5\u30e9\u30c3\u30c8\uff13\uff15\u306e\u5be9\u67fb\u304c\u901a\u3063\u305f\u5f8c\u306b\u3001\u3053\u306e\u4eba\u304c\u8eca\u306e\u30ed\u30fc\u30f3\u3084\u6559\u80b2\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u5834\u5408\u3001\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u8d85\u3048\u3066\u3057\u307e\u3046\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306f\u8003\u3048\u308b\u305f\u3081\u3067\u3059\u3002<\/span><\/p>\n<p>\u3060\u304b\u3089\u3053\u305d\u3001<strong>\u7121\u7406\u306a\u304f\u8fd4\u6e08\u3067\u304d\u308b\u91d1\u984d\u3092\u5206\u304b\u3063\u3066\u3082\u3089\u3046\u70ba<\/strong>\u306b\u3001\u30d5\u30e9\u30c3\u30c8\uff13\uff15\u306f<strong><span style=\"color: #000000;\">\u3053\u306e\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u8868\u3092\u516c\u958b\u3057\u3066\u3044\u308b<\/span><\/strong>\u306e\u3067\u3059\u3002\u3053\u306e\u57fa\u6e96\u306e<strong><span style=\"color: #ff0000;\">\u4e0a\u9650\u3044\u3063\u3071\u3044\u307e\u3067\u8cb8\u305b\u307e\u3059\u3088\u3068\u3044\u3046\u3053\u3068\u3067\u306f\u306a\u3044<\/span><\/strong>\u3068\u3044\u3046\u4e8b\u306a\u306e\u3067\u3059\u3002<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h3><span id=\"1-4\"><strong>1-4.<\/strong><strong>\u7269\u4ef6\u306e\u69cb\u9020\u306b\u554f\u984c\u304c\u3042\u3063\u305f<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #383838;\">\u30d5\u30e9\u30c3\u30c835\u304c\u307b\u304b\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3068\u5927\u304d\u304f\u7570\u306a\u308b\u306e\u304c\u3001<\/span><span style=\"font-size: 16px;\"><span style=\"color: #444444;\">\u4f4f\u5b85\u306e\u6280\u8853\u57fa\u6e96<\/span><\/span><span style=\"font-size: 16px; color: #383838;\">\u3068\u3044\u3046\u5be9\u67fb\u306e\u57fa\u6e96\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #383838;\"><span style=\"color: #383838;\">\u30d5\u30e9\u30c3\u30c835\u306e\u4e3b\u306a\u76ee\u7684\u304c\u3001\u56fd\u6c11\u306b\u5bfe\u3057\u3001\u8cea\u306e\u9ad8\u3044\u4f4f\u5b85\u306b\u4f4f\u3093\u3067\u3082\u3089\u3046\u3053\u3068\u3067\u3059\u304b\u3089\u3001\u9ad8\u3044\u6280\u8853\u3067\u5efa\u3066\u3089\u308c\u305f\u4f4f\u5b85\u3067\u306a\u3044\u3068\u3001\u5be9\u67fb\u304c\u901a\u3089\u306a\u3044\u306e\u3067\u3059\u3002\u305d\u306e\u6280\u8853\u57fa\u6e96\u306f\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306e\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/span><br \/>\n<span style=\"font-size: 17.402px; color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306e\u501f\u5165\u5bfe\u8c61\u7269\u4ef6\u306f\u3001\u65b0\u7bc9\u3084\u4e2d\u53e4\u306a\u3069\u3067\u57fa\u6e96\u9805\u76ee\u3092\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u7d30\u304b\u304f\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u6238\u5efa\u3066\u3068\u30de\u30f3\u30b7\u30e7\u30f3\u3067\u3082\u5185\u5bb9\u304c\u7d30\u304b\u304f\u5206\u304b\u308c\u3066\u3044\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 17.402px; color: #333333;\">\u5229\u7528\u306e\u969b\u306b\u306f\u7b2c\u4e09\u8005\u3067\u3042\u308b\u9069\u5408\u8a3c\u660e\u691c\u67fb\u6a5f\u95a2\u307e\u305f\u306f\u9069\u5408\u8a3c\u660e\u6280\u8853\u8005\u304c\u7269\u4ef6\u306e\u8abf\u67fb\u3092\u884c\u3063\u3066\u304a\u308a\u3001\u305d\u306e<\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u57fa\u6e96\u306b\u6e80\u305f\u306a\u3044\u3068\u5224\u65ad\u3055\u308c\u305f\u5834\u5408\u306f\u30d5\u30e9\u30c3\u30c835\u3092\u5229\u7528\u3067\u304d\u307e\u305b\u3093\u3002<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\">\u00a0<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/flat35-technical-standards-for-new-construction1-1630660949.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u65b0\u7bc9\u306e\u5834\u5408\u306e\u30d5\u30e9\u30c3\u30c835\u6280\u8853\u57fa\u6e96\uff08\u30bf\u30a4\u30c8\u30eb\uff09\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/flat35-technical-standards-for-new-construction-1630660850.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u65b0\u7bc9\u306e\u5834\u5408\u306e\u30d5\u30e9\u30c3\u30c835\u6280\u8853\u57fa\u6e96\uff08\u4e00\u89a7\uff09\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/flat35-technical-standards-for-new-construction3-1630661018.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u65b0\u7bc9\u306e\u5834\u5408\u306e\u30d5\u30e9\u30c3\u30c835\u6280\u8853\u57fa\u6e96\uff08\u6ce8\u91c8\uff09\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/flat35-technical-standards-for-second1-1630662475.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4e2d\u53e4\u306e\u5834\u5408\u306e\u30d5\u30e9\u30c3\u30c835\u6280\u8853\u57fa\u6e96\uff08\u30bf\u30a4\u30c8\u30eb\uff09\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/flat35-technical-standards-for-second2-1630662411.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4e2d\u53e4\u306e\u5834\u5408\u306e\u30d5\u30e9\u30c3\u30c835\u6280\u8853\u57fa\u6e96\uff08\u4e00\u89a7\uff09\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/flat35-technical-standards-for-second3-1630662520.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4e2d\u53e4\u306e\u5834\u5408\u306e\u30d5\u30e9\u30c3\u30c835\u6280\u8853\u57fa\u6e96\uff08\u6ce8\u91c8\uff09\" \/><\/p>\n<h3><span id=\"1-5\"><strong>1-5.<\/strong><strong>\u7269\u4ef6\u306e\u62c5\u4fdd\u529b\u306b\u554f\u984c\u304c\u3042\u3063\u305f<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #000000;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u306e\u3067\u3042\u308c\u3070\u3001\u305d\u306e\u7406\u7531\u306f\u7269\u4ef6\u306e\u62c5\u4fdd\u529b\u306b\u554f\u984c\u304c\u3042\u3063\u305f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #000000;\">\u307e\u305a\u3001<span style=\"font-size: 17px; color: #000000;\">\u30d5\u30e9\u30c3\u30c835\u3067\u4f4f\u5b85\u8cfc\u5165\u8cc7\u91d1\u3092\u501f\u308a\u5165\u308c\u308b\u969b\u306f\u3001<\/span><span style=\"font-size: 17px; color: #ff0000;\"><strong>\u8cfc\u5165\u3059\u308b\u7269\u4ef6\u3092\u62c5\u4fdd\u306b\u5165\u308c\u308b\u5fc5\u8981<\/strong><\/span><span style=\"font-size: 17px; color: #000000;\">\u304c\u3042\u308a\u307e\u3059\u3002<span style=\"font-size: 17px; color: #000000;\">\u305d\u3057\u3066\u3001\u30ed\u30fc\u30f3\u5229\u7528\u8005\u304c\u8fd4\u6e08\u3092\u6ede\u3089\u305b\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306f\u3001<strong>\u9280\u884c\u3084\u4fdd\u8a3c\u4f1a\u793e\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u3092\u4fdd\u8a3c\u3059\u308b\u4f1a\u793e\uff09\u304c\u7269\u4ef6\u3092\u5dee\u3057\u62bc\u3055\u3048\u3064\u3064\u58f2\u5374\u3057\u3001\u8fd4\u6e08\u91d1\u306b\u5145\u5f53<\/strong>\u3057\u307e\u3059\u3002<\/span>\u00a0<\/span><\/span><br \/>\n<span style=\"font-size: 16px; color: #000000;\">\u00a0<\/span><br \/>\n<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/overdue-of-your-mortgage-1630662554.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u304c\u6ede\u3063\u305f\u5834\u5408\" \/><\/p>\n<p><span style=\"font-size: 17px; color: #000000;\">\u305d\u306e\u305f\u3081\u3001\u501f\u308a\u5165\u308c\u91d1\u3068\u540c\u984d\u7a0b\u5ea6\u3067\u58f2\u5374\u3067\u304d\u306a\u3044\u4f4f\u5b85\u306e\u8cfc\u5165\u3092\u5e0c\u671b\u3057\u3001\u5be9\u67fb\u3092\u53d7\u3051\u305f\u306e\u3067\u3042\u308c\u3070\u3001\u7269\u4ef6\u306e\u62c5\u4fdd\u529b\u306b\u554f\u984c\u304c\u3042\u308b\u3068\u5224\u65ad\u3055\u308c\u3001\u843d\u3061\u305f\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 17px; color: #000000;\">\u305f\u3068\u3048\u3070\u30013,000\u4e07\u5186\u306e\u501f\u308a\u5165\u308c\u3092\u5e0c\u671b\u3059\u308b\u3082\u306e\u306e\u3001\u305d\u306e\u7269\u4ef6\u304c<strong>1<\/strong><strong>,500\u4e07\u5186\u3067\u3057\u304b\u58f2\u5374\u3067\u304d\u306a\u3044\u3068\u5224\u65ad\u3055\u308c\u305f\u5834\u5408\u306f\u3001\u5be9\u67fb\u306b\u843d\u3061\u308b\u78ba\u7387\u304c\u9ad8\u304f<\/strong>\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u6b21\u306b\u3001<strong>\u62c5\u4fdd\u529b\u304c\u306a\u3044\u3068\u5224\u65ad\u3055\u308c\u3084\u3059\u3044\u7269\u4ef6\u306e\u7279\u5fb4<\/strong>\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/examples-of-properties-without-collateral-1630662604.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u62c5\u4fdd\u529b\u304c\u306a\u3044\u3068\u5224\u65ad\u3055\u308c\u3084\u3059\u3044\u7269\u4ef6\u306e\u7279\u5fb4\" \/><\/p>\n<ul>\n<li><strong><span style=\"font-size: 16px;\">\u7bc9\u5e74\u6570\u304c\u53e4\u3044<\/span><span style=\"font-size: 10px;\">\uff08\u53c2\u7167\uff1a\u56fd\u571f\u4ea4\u901a\u7701\u3000\u4e2d\u53e4\u4f4f\u5b85\u6d41\u901a\u3001\u30ea\u30d5\u30a9\u30fc\u30e0\u5e02\u5834\u306e\u73fe\u72b6\uff09<\/span><\/strong><\/li>\n<\/ul>\n<p><span style=\"font-size: 16px; color: #333333;\">\u591a\u304f\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u306f\u3001\u6238\u5efa\u3066\u4f4f\u5b85\u3092<span style=\"color: #000000;\">\u7bc9\u5e74\u6570\u304c40\u5e74\u306a\u3069\u3092\u8d85\u3048\u308b\u4e2d\u53e4\u4f4f\u5b85\u306f\u3001\u8001\u673d\u5316\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u7406\u7531\u306b\u9ad8\u304f\u58f2\u5374\u3067\u304d\u305a\u3001\u62c5\u4fdd\u529b\u304c\u306a\u3044\u3068\u5224\u65ad\u3055\u308c\u304c\u3061\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u305d\u306e\u305f\u3081\u3001\u7bc9\u5e74\u6570\u304c\u53e4\u3044\u4e2d\u53e4\u4f4f\u5b85\u306e\u8cfc\u5165\u3092\u5e0c\u671b\u3057\u3064\u3064\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u3092\u53d7\u3051\u305f\u306e\u3067\u3042\u308c\u3070\u3001\u305d\u308c\u304c\u7406\u7531\u3067\u843d\u3061\u305f\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/span> \u8a55\u4fa1\u3059\u308b\u969b\u3001<strong>\u7bc9\u5e74\u6570\u304c20\u5e74\u306b\u9054\u3057\u3066\u3044\u308c\u3070\u62c5\u4fdd\u8a55\u4fa1\u984d\u3092\u30bc\u30ed<\/strong>\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u3001<strong>\u7bc910\u5e74\u3067\u62c5\u4fdd\u4fa1\u5024\u3092\u30bc\u30ed\u3068\u8a55\u4fa1<\/strong>\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b\u307b\u3069\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u4e0b\u8a18\u306e\u56f3\u306e\u3088\u3046\u306b\u3001\u4e00\u822c\u7684\u306b\u3001\u6728\u9020\u6238\u5efa\u3066\u306e\u4fa1\u5024\u306f\u3001\u5efa\u7bc9\u5f8c<strong>10\u5e74\u7d4c\u904e\u3057\u305f\u6642\u70b9\u3067\u8cc7\u7523\u4fa1\u5024\u304c\u7d04\u534a\u5206<\/strong>\u307e\u3067\u4e0b\u304c\u308a\u307e\u3059\u3002<strong>\u7bc915\u5e74\u3092\u904e\u304e\u305f\u3053\u308d\u306b\u306f20%\u7a0b\u5ea6<\/strong>\u306e\u4fa1\u5024\u307e\u3067\u4e0b\u304c\u308a\u3001<strong>\u7bc920\u5e74\u4ee5\u964d\u306f\u4fa1\u5024\u304c\u30bc\u30ed<\/strong>\u306b\u8fd1\u3065\u304d\u3001\u307b\u307c\u6a2a\u3070\u3044\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u4e00\u65b9\u3001\u30de\u30f3\u30b7\u30e7\u30f3\u306f<strong>\u7bc910\u5e74\u3067\u308270\uff5e80%\u306e\u8cc7\u7523\u4fa1\u5024\u3092\u7dad\u6301\u3059\u308b\u50be\u5411<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002\u8cc7\u7523\u4fa1\u5024\u306e\u6e1b\u5c11\u30da\u30fc\u30b9\u304c\u7de9\u3084\u304b\u3067\u3042\u308a\u3001<strong>\u4fa1\u5024\u304c50%\u3092\u5272\u308b\u306e\u306f\u7bc925\u5e74\u304c\u7d4c\u904e<\/strong>\u3057\u305f\u3053\u308d\u3067\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/graph-of-asset-value-and-age-1630662642.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u8cc7\u7523\u4fa1\u5024\u3068\u7bc9\u5e74\u6570\u306e\u95a2\u4fc2\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #000000;\">\u306a\u304a\u3001\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u304c\u516c\u958b\u3059\u308b\u8cc7\u6599\u300c2019\u5e74\u30d5\u30e9\u30c3\u30c835\u5229\u7528\u8005\u8abf\u67fb\u300d\u306b\u3088\u308b\u3068\u4ee5\u4e0b\u306e\u30c7\u30fc\u30bf\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/2019-flat35-user-survey1-1630662696.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4e2d\u53e4\u4f4f\u5b85\u306e\u7bc9\u5f8c\u7d4c\u904e\u5e74\u6570\uff08\u4e2d\u53e4\u6238\u5efa\uff09\" \/><\/p>\n<p><span style=\"font-size: 16px;\">\u3053\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001<span style=\"color: #000000;\"><strong>\u7bc941\u5e74\u3092\u8d85\u3048\u308b<\/strong><strong>\u6238\u5efa\u3066<\/strong>\u306e\u4e2d\u53e4\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u305f\u3081\u306b\u30d5\u30e9\u30c3\u30c835\u3092\u5229\u7528\u3059\u308b\u8005\u306f\u3001<\/span><span style=\"color: #ff0000;\"><strong>\u5168\u4f53\u306e3.0%<\/strong><\/span><\/span><span style=\"font-size: 16px; color: #000000;\">\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/2019-flat35-user-survey2-1630662728.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4e2d\u53e4\u4f4f\u5b85\u306e\u7bc9\u5f8c\u7d4c\u904e\u5e74\u6570\uff08\u4e2d\u53e4\u30de\u30f3\u30b7\u30e7\u30f3\uff09\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #000000;\">\u307e\u305f\u3001<\/span><span style=\"font-size: 16px;\"><span style=\"color: #000000;\"><strong>\u7bc941\u5e74\u3092\u8d85\u3048\u308b\u4e2d\u53e4\u30de\u30f3\u30b7\u30e7\u30f3<\/strong>\u3092\u8cfc\u5165\u3059\u308b\u305f\u3081\u306b\u30d5\u30e9\u30c3\u30c835\u3092\u5229\u7528\u3059\u308b\u8005\u306f\u3001<\/span><span style=\"color: #ff0000;\"><strong>\u5168\u4f53\u306e11.8%<\/strong><\/span><\/span><span style=\"font-size: 16px; color: #000000;\">\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\"><span style=\"color: #000000;\">\u3053\u306e\u30c7\u30fc\u30bf\u3060\u3051\u3067\u306f\u3001<strong>\u7bc9\u5e74\u6570\u304c\u53e4\u3044\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u969b\u306f\u5be9\u67fb\u306b\u843d\u3061\u308b\u78ba\u7387\u304c\u9ad8\u3044\u3068\u8a00\u3044\u5207\u308c\u307e\u305b\u3093\u304c\u3001\u901a\u308a\u306b\u304f\u304f\u306a\u308b\u50be\u5411\u304c\u3042\u308b<\/strong>\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u63a8\u6e2c\u3055\u308c\u307e\u3059\u3002<\/span><\/span><\/p>\n<ul>\n<li><strong>\u65e7\u8010\u9707\u57fa\u6e96\u306e\u30de\u30f3\u30b7\u30e7\u30f3<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-size: 16px;\">\u5efa\u7bc9\u57fa\u6e96\u6cd5\u3067\u306f\u3001\u4f4f\u5b85\u306e\u8010\u9707\u6027\u3092\u793a\u3059<strong>\u300e\u8010\u9707\u57fa\u6e96\u300f<\/strong>\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u9707\u5ea66\u5f37\u7a0b\u5ea6\u306e\u5730\u9707\u306b\u3082\u8010\u3048\u3089\u308c\u308b\u69cb\u9020\u57fa\u6e96\u3092\u5b9a\u3081\u305f\u73fe\u884c\u306e\u8010\u9707\u57fa\u6e96\u306f\u3001<strong><span style=\"color: #ff0000;\">1981\u5e74\u306b\u5efa\u7bc9\u57fa\u6e96\u6cd5\u304c\u6539\u6b63\u3055\u308c\u305f\u5f8c\u306e\u3082\u306e<\/span><\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\"><strong><span style=\"color: #ff0000;\">1981\u5e746\u67081\u65e5\u3088\u308a\u524d<\/span><\/strong>\u306e\u8010\u9707\u57fa\u6e96\u306b\u57fa\u3065\u3044\u3066\u5efa\u3066\u3089\u308c\u305f\u30de\u30f3\u30b7\u30e7\u30f3\u306f\u3001\u305d\u308c\u4ee5\u964d\u306b\u5efa\u7bc9\u3055\u308c\u305f\u30de\u30f3\u30b7\u30e7\u30f3\u3068\u533a\u5225\u3059\u308b\u305f\u3081\u306b\u3001<strong>\u300e\u65e7\u8010\u9707\u57fa\u6e96\u306e\u30de\u30f3\u30b7\u30e7\u30f3\u300f<\/strong>\u3068\u547c\u3070\u308c\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\"><strong>\u5730\u9707\u306b\u3088\u308b\u5efa\u7269\u306e\u5012\u58ca\u30ea\u30b9\u30af\u304c\u9ad8\u3044<\/strong>\u65e7\u8010\u9707\u57fa\u6e96\u306e\u30de\u30f3\u30b7\u30e7\u30f3\u306f\u3001\u62c5\u4fdd\u4fa1\u5024\u3092\u4e0b\u3052\u3066\u3057\u307e\u3046\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u4eee\u306b\u5be9\u67fb\u306b\u901a\u3063\u3066\u3082\u6e1b\u984d\u627f\u8a8d\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u305f\u3081\u3001\u81ea\u5df1\u8cc7\u91d1\u3092\u591a\u3081\u306b\u7528\u610f\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<ul>\n<li><strong>\u4e0d\u9069\u5408\u7269\u4ef6<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-size: 16px;\">\u30d5\u30e9\u30c3\u30c835\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u3001\u65e2\u5b58\u4e0d\u9069\u683c\u3084\u9055\u6cd5\u5efa\u7bc9\u306a\u3069\u306e\u6761\u4ef6\u3092\u793a\u3057\u305f<strong>\u300e\u4e0d\u9069\u5408\u6761\u4ef6\u300f<\/strong>\u3092\u5b9a\u3081\u3066\u3044\u307e\u3059\u3002<strong>\u65e2\u5b58\u4e0d\u9069\u683c<\/strong>\u3068\u306f\u3001<strong>\u5efa\u7bc9\u6642\u306b\u306f\u9069\u6cd5\u3067\u3042\u3063\u305f\u3082\u306e\u306e\u3001\u73fe\u884c\u6cd5\u3067\u306f\u9055\u6cd5\u3068\u306a\u308b\u72b6\u614b\u306e\u3053\u3068<\/strong>\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u4e0d\u9069\u5408\u6761\u4ef6\u306b\u3042\u3066\u306f\u307e\u308b\u7269\u4ef6\u306f\u62c5\u4fdd\u4fa1\u5024\u304c\u4e0b\u304c\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\"><strong><span style=\"color: #ff0000;\">\u9055\u6cd5\u5efa\u7bc9\u7269\u4ef6\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u5be9\u67fb\u306b\u901a\u308a\u307e\u305b\u3093\u3002<\/span><\/strong>\u65e2\u5b58\u4e0d\u9069\u683c\u7269\u4ef6\u306f\u3001\u305d\u308c\u3060\u3051\u3067\u5be9\u67fb\u306b\u901a\u3089\u306a\u3044\u3053\u3068\u306f\u307b\u3068\u3093\u3069\u306a\u3044\u3082\u306e\u306e\u3001\u878d\u8cc7\u9650\u5ea6\u984d\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u4e0d\u9069\u5408\u6761\u4ef6\u306b\u306f\u3001\u65e2\u5b58\u4e0d\u9069\u683c\u3084\u9055\u6cd5\u5efa\u7bc9\u4ee5\u5916\u306b\u3082\u3001\u62c5\u4fdd\u4fa1\u5024\u3092\u4e0b\u3052\u3066\u3057\u307e\u3046\u3055\u307e\u3056\u307e\u306a\u6761\u4ef6\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/examples-of-non-conforming-properties-1630662782.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4e0d\u9069\u5408\u7269\u4ef6\u306b\u306a\u308b\u4f4f\u5b85\u306e\u4f8b\" \/><\/p>\n<p><span style=\"font-size: 16px;\">\u3044\u305a\u308c\u306e\u6761\u4ef6\u306b\u8a72\u5f53\u3059\u308b\u5834\u5408\u3082\u3001\u5be9\u67fb\u6642\u306b\u4e0d\u5229\u306b\u50cd\u304f\u3053\u3068\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002<\/span><\/p>\n<ul>\n<li><strong>\u518d\u5efa\u7bc9\u4e0d\u53ef<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-size: 16px; color: #222222;\">\u518d\u5efa\u7bc9\u4e0d\u53ef\u3068\u306f\u6587\u5b57\u3069\u304a\u308a\u3001<\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u65b0\u305f\u306b\u5efa\u7269\u3092\u5efa\u3066\u3089\u308c\u306a\u3044\u6577\u5730\u306e\u3053\u3068<\/strong><\/span><span style=\"font-size: 16px; color: #222222;\">\u3067\u3059\u3002<\/span><span style=\"font-size: 16px;\">\u5efa\u7bc9\u57fa\u6e96\u6cd5\u7b2c43\u6761\u306e<strong>\u300c\u63a5\u9053\u7fa9\u52d9\u300d<\/strong>\u3092\u6e80\u305f\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u3001\u305d\u306e\u6577\u5730\u306b\u304a\u3044\u3066\u65b0\u3057\u3044\u5efa\u7269\u306e\u5efa\u7bc9\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u63a5\u9053\u7fa9\u52d9\u306f\u90fd\u5e02\u8a08\u753b\u533a\u57df\u306b\u9069\u7528\u3055\u308c\u3001\u6577\u5730\u304c\u9762\u3057\u3066\u3044\u308b\u9053\u8def\u306e\u5e45\u54e1\u3068\u6577\u5730\u306e\u9593\u53e3\u5e45\u306b\u95a2\u3059\u308b\u53d6\u308a\u6c7a\u3081\u3067\u3059\u3002\u707d\u5bb3\u6642\u306a\u3069\u306b\u6d88\u9632\u3084\u6551\u6025\u306a\u3069\u306e\u7dca\u6025\u8eca\u4e21\u304c\u30b9\u30e0\u30fc\u30ba\u306b\u6d3b\u52d5\u3059\u308b\u305f\u3081\u306b\u3001\u91cd\u8981\u306a\u898f\u5b9a\u306a\u306e\u3067\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/obligation-to-approach-1630662820.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u63a5\u9053\u7fa9\u52d9\u306e\u30dd\u30a4\u30f3\u30c8\" \/><\/p>\n<p><span style=\"font-size: 16px;\"><strong>\u3053\u306e\u898f\u5b9a\u304c\u3067\u304d\u308b\u524d\u304b\u3089\u5efa\u7269\u304c\u3042\u308b\u6577\u5730\u306e\u5834\u5408<\/strong>\u3001\u5efa\u7269\u306f\u53d6\u308a\u58ca\u3059\u5fc5\u8981\u306f\u306a\u304f\u3001\u305d\u306e\u307e\u307e\u30ea\u30d5\u30a9\u30fc\u30e0\u3092\u3057\u3066\u4f4f\u3080\u3053\u3068\u306b\u4f55\u3082\u554f\u984c\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u3057\u304b\u3057\u3001\u5929\u707d\u3084\u8001\u673d\u5316\u3067\u5012\u58ca\u3057\u3066\u3082\u3001\u305d\u306e\u5efa\u7269\u3092\u53d6\u308a\u58ca\u3057\u3066<strong>\u65b0\u3057\u3044\u5efa\u7269\u306b\u300c\u5efa\u3066\u66ff\u3048\u300d\u306f\u3067\u304d\u306a\u3044<\/strong>\u3068\u3044\u3046\u7269\u4ef6\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\u518d\u5efa\u7bc9\u4e0d\u53ef\u7269\u4ef6\u306f\u3001\u8cfc\u5165\u306e\u305f\u3081\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u307f\u305f\u304f\u3066\u3082\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084<\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u878d\u8cc7\u306f\u53d7\u3051\u306b\u304f\u3044<\/strong><\/span><span style=\"font-size: 16px; color: #222222;\">\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u878d\u8cc7\u304c\u53d7\u3051\u306b\u304f\u3044\u7406\u7531\u306f\u3001\u4e3b\u306b\u4ee5\u4e0b\u306e2\u3064\u3067\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/reasons-for-difficulty-in-loan-1630662851.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u878d\u8cc7\u304c\u53d7\u3051\u306b\u304f\u3044\u7406\u7531\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\uff11\u70b9\u76ee\u306f\u3001<strong>\u5012\u58ca\u3057\u3066\u3082\u518d\u5ea6\u5efa\u7bc9\u304c\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u571f\u5730\u3067\u3042\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #222222;\">\u4e07\u304c\u4e00\u306e\u5834\u5408\u306b\u6240\u6709\u8005\u306f\u65b0\u5c45\u3092\u63a2\u3055\u306d\u3070\u306a\u3089\u305a\u3001\u65b0\u5c45\u306e\u5bb6\u8cc3\u3084\u65b0\u751f\u6d3b\u306e\u751f\u6d3b\u8cbb\u306a\u3069\u3067\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u306b\u3082\u5f71\u97ff\u304c\u3042\u308b\u53ef\u80fd\u6027\u304c\u8003\u3048\u3089\u308c\u308b\u305f\u3081\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #222222;\">\uff12\u70b9\u76ee\u306f\u3001<span style=\"color: #222222;\"><strong>\u518d\u5efa\u7bc9\u4e0d\u53ef\u7269\u4ef6\u306f\u63db\u91d1\u6027\u306e\u8a55\u4fa1\u3084\u4fa1\u5024\u304c\u4f4e\u3044<\/strong>\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><\/span><span style=\"font-size: 16px; color: #222222;\">\u4e0d\u6e2c\u306e\u4e8b\u614b\u306b\u306a\u3063\u305f\u5834\u5408\u3001\u901a\u5e38\u3067\u3042\u308c\u3070\u571f\u5730\u306f\u62c5\u4fdd\u3068\u3057\u3066\u58f2\u5374\u3057\u3001\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u306b\u5145\u3066\u3089\u308c\u308b\u3082\u306e\u3067\u3059\u304c\u3001\u518d\u5efa\u7bc9\u4e0d\u53ef\u306e\u305f\u3081\u3001<span style=\"color: #222222;\">\u5efa\u7269\u3092\u5efa\u3066\u308b\u3053\u3068\u304c\u524d\u63d0\u306e\u8cb7\u4e3b\u306f\u8cfc\u5165\u3057\u3066\u304f\u308c\u305a\u3001\u5fc5\u7136\u7684\u306b\u8cb7\u3046\u4eba\u304c\u5c11\u306a\u3044\u3068\u898b\u3089\u308c\u308b\u305f\u3081\u3001\u63db\u91d1\u6027\u306e\u8a55\u4fa1\u3084\u4fa1\u5024\u304c\u4f4e\u3044\u3068\u307f\u3089\u308c\u304c\u3061\u306b\u306a\u308b\u305f\u3081\u3067\u3059\u3002<\/span><\/span><\/p>\n<h3><span id=\"1-6\"><strong>1-6.\u6295\u8cc7\u76ee\u7684<\/strong><strong>\u3067\u306f\u306a\u3044\u304b\u3068\u7591\u308f\u308c\u305f\u5834\u5408<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u3001<strong>\u89aa\u65cf\u3084\u81ea\u5df1\u306e\u5c45\u4f4f\u7528\u3001\u3082\u3057\u304f\u306f\u3001\u30bb\u30ab\u30f3\u30c9\u30cf\u30a6\u30b9\u306e\u7269\u4ef6\u306e\u8cfc\u5165\u3092\u76ee\u7684\u3068\u3057\u305f\u878d\u8cc7\u306b\u9650\u5b9a<\/strong>\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\"><span style=\"color: #333333;\">\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u53ce\u76ca\u7269\u4ef6\u306a\u3069\u6295\u8cc7\u5411\u3051\u306e\u4e0d\u52d5\u7523\u306e\u8cfc\u5165\u306a\u3069\u30d5\u30e9\u30c3\u30c835\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u672c\u6765\u306e\u76ee\u7684\u3068\u7570\u306a\u308b\u5229\u7528\u8005\u304c\u591a\u3044\u3053\u3068\u304c\u767a\u899a\u3057\u307e\u3057\u305f\u3002<\/span><\/p>\n<p><span style=\"color: #333333;\">\u3053\u306e\u3053\u3068\u306f\u30012019\u5e74\uff15\u6708\u306e\u65b0\u805e\u8a18\u4e8b\u3067\u5927\u3005\u7684\u306b\u5831\u3058\u3089\u308c\u307e\u3057\u305f\u3002<\/span><\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\"><span style=\"color: #333333;\">\u305d\u308c\u4ee5\u964d\u3001\u30d5\u30e9\u30c3\u30c835\u3092\u53d6\u308a\u6271\u3046\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306f\u3001\u904e\u53bb\u306e\u30d5\u30e9\u30c3\u30c835\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u306e\u5c45\u4f4f\u78ba\u8a8d\u3092\u3059\u3059\u3081\u3001<strong>\u6295\u8cc7\u7528\u306b\u4f7f\u308f\u308c\u3066\u3044\u305f\u3053\u3068\u304c\u78ba\u8a8d\u3067\u304d\u305f\u6642\u70b9\u3067\u3001\u30d5\u30e9\u30c3\u30c835\u5229\u7528\u8005\u3078\u5168\u984d\u4e00\u62ec\u8fd4\u6e08\u3092\u6c42\u3081\u308b\u3068\u3044\u3046\u53b3\u3057\u3044\u5bfe\u5fdc\u3092\u3059\u308b\u3068\u3044\u3046\u65b9\u5411\u6027<\/strong>\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/span>\u00a0<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u305d\u3046\u3057\u305f\u7d4c\u7def\u304b\u3089\u3001\u30d5\u30e9\u30c3\u30c835\u306f\u6295\u8cc7\u5411\u3051\u306e\u5229\u7528\u3092\u9632\u6b62\u3059\u308b\u305f\u3081\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u3092\u53b3\u3057\u304f\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5be9\u67fb\u306e\u6bb5\u968e\u3067\u30d5\u30e9\u30c3\u30c835\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c<\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u6295\u8cc7\u306b\u4f7f\u308f\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u6848\u4ef6<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\">\u306f\u3001\u5be9\u67fb\u3067\u843d\u3061\u3066\u3057\u307e\u3046\u30b1\u30fc\u30b9\u304c\u5897\u3048\u3066\u304d\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/span><\/p>\n<p>\u3053\u3053\u3067\u6295\u8cc7\u306b\u4f7f\u308f\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u7591\u308f\u308c\u308b\u6848\u4ef6\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304b\u307f\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/reasons-for-suspected-real-estate-investment-1630662885.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4e0d\u52d5\u7523\u6295\u8cc7\u3068\u7591\u308f\u308c\u308b\u5834\u5408\" \/><\/p>\n<ul>\n<li><span style=\"font-size: 16px; color: black;\"><strong>\u65e2\u306b\u30ef\u30f3\u30eb\u30fc\u30e0\u30de\u30f3\u30b7\u30e7\u30f3\u306a\u3069\u306e\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u3057\u3066\u3044\u308b<\/strong><\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 16px;\">\u3054\u81ea\u8eab\u306e\u4f4f\u5b85\u8cfc\u5165\u3068\u3044\u3046\u76ee\u7684\u3067\u30d5\u30e9\u30c3\u30c835\u3092\u7533\u3057\u8fbc\u3093\u3060\u3068\u3057\u3066\u3082\u3001<span style=\"color: #333333;\">\u65e2\u306b\u30ef\u30f3\u30eb\u30fc\u30e0\u30de\u30f3\u30b7\u30e7\u30f3\u306a\u3069\u306e\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001<span style=\"color: #333333;\"><strong>\u6295\u8cc7\u306b\u4f7f\u308f\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u5224\u65ad<\/strong>\u3055\u308c\u843d\u3061\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/span><\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u3082\u3057\u3001\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u3084\u7dcf\u8fd4\u6e08\u6bd4\u7387\u306a\u3069\u3067\u5be9\u67fb\u306b\u843d\u3061\u308b\u3088\u3046\u306a\u5fc3\u5f53\u305f\u308a\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u6295\u8cc7\u306e\u7591\u3044\u3067\u5be9\u67fb\u306b\u843d\u3061\u305f\u3068\u8003\u3048\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306f\u3001\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306e\u878d\u8cc7\u3067\u3059\u304c\u3001\u53d6\u6271\u7a93\u53e3\u306f\u3001\u4ee3\u7406\u5e97\u306e\u5404\u91d1\u878d\u6a5f\u95a2\u3067\u3059\u3002\u3053\u3053\u3067\u306f\u5177\u4f53\u7684\u306a\u91d1\u878d\u6a5f\u95a2\u540d\u306e\u660e\u8a00\u306f\u5dee\u3057\u63a7\u3048\u307e\u3059\u304c\u3001\u4ee5\u4e0b\u306e\u4f8b\u3082\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/example-of-mortgage-examination-1630662930.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u501f\u5165\u306e\u6d41\u308c\" \/><span style=\"font-size: 16px; color: #333333;\"><span style=\"color: #333333;\">\u53c2\u8003\u307e\u3067\u306b\u3001\u6295\u8cc7\u4e0d\u52d5\u7523\u7528\u3067\u53ce\u76ca\u7269\u4ef6\u878d\u8cc7\u3092\u53d7\u3051\u3066\u3044\u3066\u3001\u305d\u306e\u6240\u5f97\u3092\u78ba\u5b9a\u7533\u544a\u3092\u3057\u3066\u3044\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u660e\u3089\u304b\u306b<strong>\u4e8b\u696d\u7528\u306e\u878d\u8cc7<\/strong>\u3068\u3044\u3046\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u3067\u306f\u3001<strong>\u4e8b\u696d\u7528\u306e\u878d\u8cc7\u306f\u3001\u5be9\u67fb\u3067\u8fd4\u6e08\u6bd4\u7387\u306b\u53c2\u5165\u3055\u308c\u307e\u305b\u3093<\/strong>\u306e\u3067\u3001\u53ce\u76ca\u7269\u4ef6\u306e\u878d\u8cc7\u6b8b\u9ad8\u304c\u3042\u308b\u304b\u3089\u3068\u8a00\u3063\u3066\u3001\u5be9\u67fb\u4e0a\u30de\u30a4\u30ca\u30b9\u8981\u7d20\u306b\u306a\u308a\u307e\u305b\u3093\u3002<span style=\"color: #333333;\">\u9006\u306b\u3001\u3053\u306e\u5834\u5408\u3001\u7d66\u4e0e\u6240\u5f97\u4ee5\u5916\u306b\u4e0d\u52d5\u7523\u6240\u5f97\u304c\u3042\u308b\u306e\u3067\u5e74\u53ce\u304c\u5897\u3048\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u7dcf\u8fd4\u6e08\u6bd4\u7387\u3092\u8a08\u7b97\u3059\u308b\u3046\u3048\u3067\u306f\u3001\u6709\u5229\u306b\u50cd\u304f\u306e\u3067\u3059\u3002<\/span><\/span><\/span><\/p>\n<ul>\n<li><span style=\"font-size: 16px; color: black;\"><strong>\u52e4\u52d9\u5148\u3068\u4f4f\u5c45\u306e\u8ddd\u96e2\u304c\u9060\u3044\uff08\u901a\u52e4\u306b<\/strong><\/span><span style=\"font-size: 16px;\"><strong><span style=\"color: black;\">2<\/span><\/strong><\/span><span style=\"font-size: 16px; color: black;\"><strong>\u6642\u9593\u304b\u304b\u308b\u306a\u3069\uff09<\/strong><\/span><\/li>\n<\/ul>\n<p class=\"\"><span style=\"font-size: 16px;\">\u5b9f\u306f\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u3067\u307f\u3066\u3044\u307e\u3059\u3002\u3042\u307e\u308a\u306b\u3082\u52e4\u52d9\u5148\u3068\u4f4f\u5c45\u306e\u8ddd\u96e2\u304c\u9060\u3044\u3068\u3001<strong>\u300c<span style=\"color: #333333;\">\u672c\u5f53\u306b\u4f4f\u3080\u306e\uff1f<\/span> \u300d<\/strong>\u3068\u3044\u3046\u89b3\u70b9\u3067\u898b\u3066\u3001<strong><span style=\"color: #ff0000;\">\u300c\u8cfc\u5165\u76ee\u7684\u306b\u7591\u5ff5\u3042\u308a \u300d<\/span><\/strong>\u3068\u307f\u306a\u3055\u308c\u3066\u3057\u307e\u3046\u306e\u3067\u3059\u3002<\/span><\/p>\n<p>\u904e\u53bb\u306b\u3042\u3063\u305f\u4f8b\u3067\u3001<span style=\"font-size: 16px;\"><strong>\u300c<span style=\"color: #333333;\">\u305d\u308c\u307e\u306720\u5206\u3060\u3063\u305f\u901a\u52e4\u6642\u9593\u304c2\u6642\u9593\u5f37\u306b\u306a\u3063\u305f<\/span> \u300d<\/strong>\u306a\u3069\u3067\u3059\u3002<\/span><br \/>\n\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u304b\u306a\u308a\u5ff5\u5165\u308a\u306a\u78ba\u8a8d\u304c\u5165\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\n<span style=\"font-size: 16px;\">\u5177\u4f53\u7684\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u78ba\u8a8d\u304c\u3042\u308a\u307e\u3057\u305f\u3002\uff08\u6238\u5efa\u3066\u4f8b\uff09<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/confirmation-case-by-financial-institution-1630662981.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u308b\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u306e\u4e8b\u4f8b\" \/><\/p>\n<p>\u3053\u3053\u3067\u8cfc\u5165\u76ee\u7684\u3001\u7406\u7531\u306b\u5408\u7406\u6027\u304c\u8a8d\u3081\u3089\u308c\u306a\u304b\u3063\u305f\u308a\u3001\u8cea\u554f\u5185\u5bb9\u306b\u9069\u5207\u306b\u56de\u7b54\u3057\u306a\u3044\u3068\u5be9\u67fb\u306b\u843d\u3061\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u3057\u3063\u304b\u308a\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<ul>\n<li><strong>\u72ec\u8eab\u8005\u306e\u4f4f\u5c45\u8cfc\u5165<\/strong><\/li>\n<\/ul>\n<p><span style=\"font-size: 16px; color: #333333;\">\u5be9\u67fb\u3067\u306f\u3001\u72ec\u8eab\u306e\u4eba\u304c\u3001<strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u4e0d\u52d5\u7523\u3092\u8cfc\u5165\u3059\u308b\u3068\u3044\u3046\u884c\u70ba\u81ea\u4f53\u304c\u3001\u6295\u8cc7\u5411\u3051\u4e0d\u52d5\u7523\u306b\u3059\u308b\u306e\u3067\u306f\u306a\u3044\u304b\uff1f<\/strong>\u3068\u7591\u308f\u308c\u308b\u4e00\u3064\u306e\u8981\u7d20\u3068\u3082\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u305d\u306e\u305f\u3081\u3001<span style=\"color: #333333;\">\u72ec\u8eab\u306e\u5834\u5408\u3001\u4f4f\u5b85\u3092\u5fc5\u8981\u3068\u3059\u308b\u7406\u7531\u4ed8\u3051\u3092\u3001\u3057\u3063\u304b\u308a\u5be9\u67fb\u5074\u3078\u4f1d\u3048\u308b\u3053\u3068\u304c\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u3063\u3066\u304d\u307e\u3059\u3002<\/span><\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u4f8b\u3048\u3070\u3001<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u300c\u3053\u308c\u304b\u3089\u7d50\u5a5a\u3059\u308b\u306e\u3067\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u300d<\/span><br \/>\n\u300c\u4eca\u5f8c\u7d50\u5a5a\u3059\u308b\u4e88\u5b9a\u3082\u306a\u304f\u72ec\u8eab\u3060\u304c\u3001\u3053\u306e\u307e\u307e\u8cc3\u8cb8\u3060\u3068\u5e74\u53d6\u3063\u3066\u304b\u3089\u8cb8\u3057\u3066\u3082\u3089\u3048\u306a\u304f\u306a\u308b\u306e\u304c\u5fc3\u914d\u3060\u304b\u3089\u300d<br \/>\n\u306a\u3069\u3001\u660e\u78ba\u306b\u4f1d\u3048\u308b\u3068\u3044\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"235\"><strong>2.\u00a0<\/strong><strong>\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u57fa\u6e96<\/strong><\/span><\/h2>\n<p><span style=\"font-size: 16px; color: #333333;\">\u306a\u305c\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u306e\u306b\u5be9\u67fb\u304c\u5fc5\u8981\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/span><span style=\"font-size: 16px;\">\u00a0<br \/>\n\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u3067\u306f\u3001\u69d8\u3005\u306a\u9805\u76ee\u3084\u66f8\u985e\u3092\u30c1\u30a7\u30c3\u30af\u3057\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u306a\u305c\u306a\u3089\u3070\u3001<strong>\u7533\u8fbc\u8005\u3078\u672c\u5f53\u306b\u304a\u91d1\u3092\u878d\u8cc7\u3057\u3066\u554f\u984c\u306a\u3044\u304b\u3001\u554f\u984c\u306a\u304f\u5b8c\u6e08\u304c\u3067\u304d\u305d\u3046\u304b\u3092\u5224\u65ad\u3059\u308b\u305f\u3081<\/strong>\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u901a\u5e38\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u306f\u3001<strong>\u5909\u52d5\u91d1\u5229\uff5e\u56fa\u5b9a\u91d1\u522910\u5e74\u306e\u4e2d\u304b\u3089\u9078\u3076\u306e\u304c\u4e00\u822c\u7684<\/strong>\u3067\u3059\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u5834\u5408\u3060\u3068\u3001<strong>\u5c06\u6765\u7684\u306b\u91d1\u5229\u304c\u4e0a\u6607\u3059\u308b\u30ea\u30b9\u30af<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u305d\u306e\u305f\u3081\u3001<strong><span style=\"color: #000000;\">\u591a\u89d2\u7684\u306a\u9762\u304b\u3089\u6570\u5341\u5e74\u5f8c\u3082\u8fd4\u6e08\u53ef\u80fd\u304b\u3092\u4e88\u6e2c\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u3001\u5be9\u67fb\u304c\u8907\u96d1\u5316<\/span><\/strong>\u3057\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u4e00\u65b9\u3001\u30d5\u30e9\u30c3\u30c835\u306f<strong>\u5168\u671f\u9593\u56fa\u5b9a\u91d1\u5229\u306e\u30ed\u30fc\u30f3\u3067\u3001\u91d1\u5229\u304c\u5909\u52d5\u3059\u308b\u5fc3\u914d\u304c\u3042\u308a\u307e\u305b\u3093<\/strong>\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u304a\u3044\u3066\u3082\u3001<strong><span style=\"color: #000000;\">\u7533\u8fbc\u8005\u306e\u8fd4\u6e08\u80fd\u529b\u3092\u898b\u308b\u3068\u3044\u3046\u70b9\u306b\u5909\u308f\u308a\u306f\u306a\u3044<\/span><\/strong>\u3067\u3059\u304c\u3001<strong><span style=\"color: #ff0000;\">\u91d1\u5229\u5909\u52d5\u304c\u306a\u3044\u3068\u3044\u3046\u5927\u304d\u306a\u9055\u3044\u304c\u3001\u3088\u308a\u5be9\u67fb\u3092\u5358\u7d14\u306b\u3055\u305b\u3066\u3044\u308b<\/span><\/strong>\u306e\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u57fa\u6e96\u306f\u3001\u4ee5\u4e0b\u306e2\u3064\u306e\u6761\u4ef6\u3092\u30af\u30ea\u30a2\u3067\u304d\u308b\u304b\u3069\u3046\u304b\u3067\u3001\u5408\u5426\u304c\u6c7a\u307e\u308a\u307e\u3059\u3002<\/span><\/p>\n<p class=\"\"><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/two-flat35-screening-criteria-1630663030.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u57fa\u6e96\u4e8c\u3064\" \/><br \/>\n\u3053\u3053\u3067\u306f\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u57fa\u6e96\u3092\u89e3\u8aac\u3044\u305f\u3057\u307e\u3059\u3002\u5be9\u67fb\u57fa\u6e96\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u3067\u3001\u5be9\u67fb\u306b\u843d\u3061\u308b\u53ef\u80fd\u6027\u3092\u3050\u3063\u3068\u6e1b\u3089\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-1\"><strong>2-1.<\/strong><strong>\u5be9\u67fb\u57fa\u6e96\u2460\uff1a\u30ed\u30fc\u30f3\u7533\u8fbc\u8005\u81ea\u8eab\u306e\u57fa\u6e96<\/strong><\/span><\/h3>\n<p>\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u30013\u3064\u306e\u7533\u8fbc\u8005\u81ea\u8eab\u306e\u57fa\u6e96\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/motgage-applicant-criteria-1630663060.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u30ed\u30fc\u30f3\u7533\u8fbc\u8005\u81ea\u8eab\u306e\u57fa\u6e96\" \/><\/p>\n<h4><span style=\"font-size: 18px;\"><strong><span style=\"color: #000000;\">\u2460\u7533\u3057\u8fbc\u307f\u6642\u306e\u5e74\u9f62<\/span><\/strong><\/span><\/h4>\n<p><span style=\"font-size: 16px;\">\u4e00\u756a\u6700\u521d\u306b\u6319\u3052\u3089\u308c\u308b\u306e\u306f\u3001<span style=\"color: #ff0000;\"><strong>\u7533\u8fbc\u8005\u306e\u5e74\u9f62\u4e0a\u9650<\/strong><\/span><span style=\"color: #333333;\">\u3067\u3059\u3002\u30d5\u30e9\u30c3\u30c835\u306f\u3001<span style=\"font-size: 16.0006px; color: #212529;\">\u7533\u3057\u8fbc\u307f\u6642\u73fe\u5728\u3001<\/span><\/span><span style=\"color: #ff0000;\"><strong>70\u6b73\u672a\u6e80\u3067\u3042\u308b\u3053\u3068\u304c\u57fa\u672c\u3067\u3059<\/strong><\/span><span style=\"color: #333333;\"><span style=\"font-size: 16.0006px; color: #212529;\">\u3002\u305f\u3060\u3057\u3001\u89aa\u5b50\u30ea\u30ec\u30fc\u8fd4\u6e08\u3092\u5229\u7528\u3059\u308b\u5834\u5408\u306f\u300170\u6b73\u4ee5\u4e0a\u3067\u3082\u7533\u3057\u8fbc\u307f\u53ef\u80fd\u3067\u3059\u3002<\/span>\u00a0<\/span><\/span><br \/>\n\u3068\u306f\u3044\u3048\u3001\u5b8c\u6e08\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<br \/>\n\u305d\u306e\u305f\u3081\u3001<span style=\"font-size: medium; color: #333333;\">\u5b8c\u6e08\u307e\u3067\u57fa\u672c\u7684\u306b10\u5e74\u4ee5\u4e0a\u304b\u304b\u308b\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001\u5c11\u306a\u304f\u3066\u3082<strong>\u7533\u8fbc\u6642\u70b9\u306760\u4ee3\u524d\u534a\u3067\u3042\u308b\u3053\u3068\u304c\u4e00\u3064\u306e\u30dd\u30a4\u30f3\u30c8<\/strong>\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/span>\u00a0<\/p>\n<h4><strong><span style=\"color: #000000;\">\u2461\u7533\u8fbc\u6642\u5e74\u9f62\u3068\u501f\u5165\u671f\u9593\u306e\u30d0\u30e9\u30f3\u30b9<\/span><\/strong><\/h4>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u671f\u9593\u306f\u9577\u671f\u306b\u6e21\u308b\u305f\u3081\u3001\u8fd4\u6e08\u3057\u3066\u3044\u304f\u3046\u3061\u306b\u9ad8\u9f62\u5316\u3057\u3066\u75c5\u6c17\u3084\u5165\u9662\u3001\u6b7b\u4ea1\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002\u305d\u3046\u306a\u308c\u3070\u8fd4\u6e08\u304c\u9014\u7d76\u3048\u3066\u3057\u307e\u3046\u306e\u3067\u3001<strong><span style=\"color: #ff0000;\">\u7533\u8fbc\u6642\u5e74\u9f62\u304c\u9ad8\u9f62\u304b\u3064\u8fd4\u6e08\u671f\u9593\u3092\u9577\u3081\u306b\u8a2d\u5b9a\u3059\u308b\u3068\u5be9\u67fb\u306b\u901a\u308a\u306b\u304f\u304f\u306a\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n<p>\u30d5\u30e9\u30c3\u30c835\u306f\u3001\u516c\u5f0f\u306b\u306f\u6700\u9577\u501f\u5165\u671f\u9593\u3092\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u6c42\u3081\u308b\u3053\u3068\u3092\u63a8\u5968\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/maximum-borrowing-period-1630663091.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u30d5\u30e9\u30c3\u30c835\u306e\u6700\u9577\u501f\u5165\u671f\u9593\" \/><\/p>\n<p><span style=\"font-size: 16px;\">\u3057\u304b\u3057\u3001\u3053\u308c\u306f<strong>\u6700\u4f4e\u9650\u306e\u6761\u4ef6<\/strong>\u3068\u3044\u3046\u610f\u5473\u5408\u3044\u304c\u5f37\u3044\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5b9f\u969b\u306e\u5be9\u67fb\u3067\u306f\u3088\u308a\u53b3\u3057\u304f\u30d0\u30e9\u30f3\u30b9\u3092\u898b\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3059\u3002\u3084\u306f\u308a\u3001\u4e00\u822c\u7684\u306b\u306f<strong>\u9ad8\u9f62\u8005\u3068\u8a00\u308f\u308c\u59cb\u3081\u308b65\u6b73\u524d\u5f8c\u306b\u306f\u5b8c\u6e08\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u3066\u304a\u304f\u306e\u304c\u7121\u96e3<\/strong>\u3060\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<h4><strong><span style=\"color: #000000;\">\u2462\u5e74\u53ce\u3068\u8fd4\u6e08\u984d\u306e\u30d0\u30e9\u30f3\u30b9<\/span><\/strong><\/h4>\n<p>\u7533\u8fbc\u8005\u306e\u5e74\u53ce\u304c\u9ad8\u3044\u3068\u3001\u8fd4\u6e08\u80fd\u529b\u304c\u9ad8\u3044\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u5be9\u67fb\u3067\u6709\u5229\u3067\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u305d\u308c\u306f\u9ad8\u53ce\u5165\u304c\u512a\u9047\u3055\u308c\u308b\u306e\u306f\u4f59\u88d5\u3092\u6301\u3063\u3066\u8fd4\u6e08\u304c\u51fa\u6765\u308b\u304b\u3089\u3067\u3042\u3063\u3066\u3001\u9ad8\u53ce\u5165\u3067\u3082\u8fd4\u6e08\u984d\u304c\u9ad8\u984d\u3060\u3068\u8cc7\u91d1\u306e\u4f59\u88d5\u306f\u3042\u308b\u306e\u3060\u308d\u3046\u304b\u3068\u3044\u3046\u89b3\u70b9\u304b\u3089\u3001\u5be9\u67fb\u901a\u904e\u306f\u53b3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u5e74\u53ce\u304c\u5e73\u5747\u4ee5\u4e0b\u3067\u3082\u8fd4\u6e08\u984d\u304c\u5c11\u984d\u306a\u3089\u3001\u8fd4\u6e08\u306b\u4f59\u88d5\u304c\u3042\u308b\u306e\u3067\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5358\u7d14\u306a\u53ce\u5165\u984d\u3088\u308a\u3001<strong><span style=\"color: #ff0000;\">\u8fd4\u6e08\u984d\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u3067\u306f\u898b\u3089\u308c\u308b<\/span><\/strong>\u306e\u3067\u3059\u3002<\/p>\n<p>\u53ce\u5165\u3068\u8fd4\u6e08\u984d\u306e\u5272\u5408\u306f\u3001\u4ee5\u4e0b\u304c\u76ee\u5b89\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/estimated-income-and-repayment-1630663120.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u53ce\u5165\u3068\u8fd4\u6e08\u306e\u5272\u5408\" \/><\/p>\n<p>\u3057\u304b\u3057\u3001\u4e0a\u8a18\u306e\u6570\u5024\u306f<strong>\u3042\u304f\u307e\u3067\u76ee\u5b89<\/strong>\u3067\u3042\u3063\u3066\u3001\u5e74\u53ce\u306e34\uff05\u3060\u304b\u3089\u3068\u3044\u3063\u3066\u30bb\u30fc\u30d5\u3068\u3044\u3046\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u30ae\u30ea\u30ae\u30ea\u6e80\u305f\u3057\u3066\u3044\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u5be9\u67fb\u843d\u3061\u306e\u78ba\u7387\u306f\u9ad8\u3044\u3067\u3059\u3002<\/p>\n<h3><span id=\"2-2\"><strong>2-2.<\/strong><strong>\u5be9\u67fb\u57fa\u6e96\u2461\uff1a\u4f4f\u5b85\uff08\u62c5\u4fdd\u7269\u4ef6\uff09\u306e\u57fa\u6e96<\/strong><\/span><\/h3>\n<p><span style=\"font-size: medium; color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u3067\u306f\u3001\u4f4f\u5b85\u306e\u8a55\u4fa1\u3082\u7d50\u679c\u3092\u5927\u304d\u304f\u5de6\u53f3\u3057\u307e\u3059\u3002\u4ee5\u4e0b\u306e2\u3064\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/two-housing-screening-criteria-1630663163.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4f4f\u5b85\u306e\u5be9\u67fb\u57fa\u6e96\" \/><\/p>\n<h4><strong><span style=\"color: #000000;\">\u2460\u4f4f\u5b85\u306e\u6280\u8853\u57fa\u6e96\u3092\u30af\u30ea\u30a2\u3057\u3066\u3044\u308b\u304b<\/span><\/strong><\/h4>\n<p>\u6280\u8853\u57fa\u6e96\u3068\u306f\u3001\u8010\u9707\u6027\u30fb\u8010\u4e45\u6027\u306a\u3069\u306b\u6c42\u3081\u3089\u308c\u308b\u6700\u4f4e\u9650\u306e\u57fa\u6e96\u306e\u3053\u3068\u3067\u3059\u3002\u4ee5\u4e0b\u306e\u57fa\u6e96\u3092\u6e80\u305f\u3057\u3066\u3044\u306a\u3044\u3068\u3044\u3051\u307e\u305b\u3093\u3002<br \/>\n<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/flat35-technical-standards-for-new-construction4-1630663304.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u65b0\u7bc9\u306e\u5834\u5408\u306e\u30d5\u30e9\u30c3\u30c835\u6280\u8853\u57fa\u6e96\" \/><\/p>\n<p><span style=\"font-size: medium; color: #333333;\">\u307e\u305f\u3001\u8010\u9707\u6027\u306e\u8a55\u4fa1\u306f\u4e00\u6238\u5efa\u3066\u306e\u69cb\u9020\u306b\u3088\u3063\u3066\u6c42\u3081\u3089\u308c\u308b\u57fa\u6e96\u304c\u5909\u308f\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/evaluation-of-seismic-resistance-1630663332.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u8010\u9707\u6027\u306e\u8a55\u4fa1\" \/><\/p>\n<p><span style=\"font-size: medium; color: #333333;\">\u307e\u305f\u6238\u5efa\u3066\u306e\u5834\u5408\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u9805\u76ee\u3082\u6280\u8853\u57fa\u6e96\u3092\u8a55\u4fa1\u3059\u308b\u969b\u306b\u30c1\u30a7\u30c3\u30af\u3055\u308c\u307e\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/example1-of-check-item-for-technical-standards-1630663357.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u6280\u8853\u57fa\u6e96\u306e\u4f8b\" \/><\/p>\n<h4><strong><span style=\"color: #000000;\">\u2461\u5fc5\u8981\u6700\u4f4e\u9650\u306e\u5e8a\u9762\u7a4d\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u304b<\/span><\/strong><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/example2-of-check-item-for-technical-standards-1630663391.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u5e8a\u9762\u7a4d\u306e\u57fa\u6e96\" \/><\/h4>\n<p>\u4f4f\u5b85\u306e\u9762\u7a4d\u304c\u72ed\u3059\u304e\u308b\u3068\u3001\u62c5\u4fdd\u7269\u4ef6\u3068\u3057\u3066\u5341\u5206\u306a\u8a55\u4fa1\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306f\u5fc5\u8981\u6700\u4f4e\u9650\u306e\u5e8a\u9762\u7a4d\u3092\u4e0a\u8a18\u306e\u3088\u3046\u306b\u5b9a\u3081\u3066\u3044\u307e\u3059\u3002<br \/>\n\u306a\u304a\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306f\u4e8b\u524d\u5be9\u67fb\u3068\u672c\u5be9\u67fb\u306e2\u6bb5\u968e\u3067\u304a\u3053\u306a\u308f\u308c\u307e\u3059\u3002\u672c\u5be9\u67fb\u306f\u6f0f\u308c\u306a\u304f\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u304c\u304a\u3053\u306a\u3044\u307e\u3059\u304c\u3001\u4e8b\u524d\u5be9\u67fb\u306f\u7a93\u53e3\u3068\u306a\u3063\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u304c\u62c5\u5f53\u3059\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002<br \/>\n<strong>\u5be9\u67fb\u57fa\u6e96\u3092\u62bc\u3055\u3048\u3066\u304a\u304f\u3053\u3068\u304c\u3001\u5be9\u67fb\u901a\u904e\u306e\u8fd1\u9053<\/strong>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<h2><span id=\"335\"><strong>3<\/strong><strong>\uff0e\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u6642\u306e\u5bfe\u51e6\u65b9\u6cd5<\/strong><\/span><\/h2>\n<p><span style=\"font-size: 16px; color: #333333;\">\u307e\u305a\u306f\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u672c\u5be9\u67fb\u3067\u843d\u3061\u305f\u7406\u7531\u306b\u3064\u3044\u3066\u8003\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u3001<\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u672c\u5be9\u67fb\u307e\u3067\u901a\u904e\u3057\u3066\u308b\u5834\u5408\u306f\u3001<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\"><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u306a\u3044\u3053\u3068\u304c\u591a\u3044<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\">\u3067\u3059\u3002\u306a\u305c\u304b\u3068\u3044\u3044\u307e\u3059\u3068\u3001\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u4e8b\u524d\u5be9\u67fb\u306e\u6642\u70b9\u3067\u30a2\u30a6\u30c8\u306b\u306a\u308b\u304b\u3089\u3067\u3059\u3002<\/span><\/span><br \/>\n\u3053\u3053\u3067\u306f\u3001\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u6642\u306e\u5bfe\u51e6\u65b9\u6cd5\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-157\"><strong>3-1.<\/strong><strong>\u904e\u53bb\u306b\u9045\u5ef6\u30fb\u6ede\u7d0d\u306e\u5c65\u6b74\u304c\u5b8c\u5168\u524a\u9664\u3055\u308c\u308b\u307e\u30675\u301c7\u5e74\u9593\u5f85\u3064<\/strong><\/span><\/h3>\n<p>\u5404\u7a2e\u30ed\u30fc\u30f3\u306e\u652f\u6255\u3044\u3092\u6ede\u7d0d\u3057\u305f\u308a\u3001\u50b5\u52d9\u6574\u7406\u306a\u3069\u306e\u7d4c\u9a13\u304c\u3042\u3063\u305f\u308a\u3059\u308b\u5834\u5408\u306f\u3001\u7167\u4f1a\u53ef\u80fd\u306a\u60c5\u5831\u3068\u3057\u3066\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u767b\u9332\u3055\u308c\u3066\u3057\u307e\u3044\u307e\u3059\u3002<br \/>\n<strong>\u5ef6\u6ede\u7b49\u306e\u8a18\u9332\u304c\u5be9\u67fb\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u3066\u3044\u308b\u306a\u3089\u3001\u8a18\u9332\u304c\u6d88\u3048\u308b\u306e\u3092\u5f85\u305f\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/strong><br \/>\n\u305d\u308c\u306fJICC\u30fbCIC\u30fbJBA\u306a\u3069\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3088\u308a\u3001\u500b\u4eba\u60c5\u5831\u306e\u63b2\u8f09\u671f\u9593\u306f\u305d\u308c\u305e\u308c\u7570\u306a\u308a\u307e\u3059\u3002<br \/>\n\u4e00\u822c\u7684\u306a\u63b2\u8f09\u671f\u9593\u306f\u3001<strong><span style=\"color: #ff0000;\">\u6ede\u7d0d\u30675\uff5e7\u5e74\u3001\u50b5\u52d9\u6574\u7406\u30675\uff5e10\u5e74<\/span><\/strong>\u3067\u3059\u3002<br \/>\n\u5404\u6a5f\u95a2\u306b\u554f\u3044\u5408\u308f\u305b\u308c\u3070\u3001\u767b\u9332\u306e\u6709\u7121\u3084\u60c5\u5831\u306e\u5185\u5bb9\u3001\u63b2\u8f09\u671f\u9593\u3092\u6709\u6599\u3067\u958b\u793a\u3057\u3066\u3082\u3089\u3048\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-2\"><strong>3-2.<\/strong><strong>\u81ea\u5df1\u7834\u7523\u306e\u7d4c\u9a13\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u81ea\u5df1\u7834\u7523\u5c65\u6b74\u306e\u306a\u3044\u914d\u5076\u8005\u3092\u30ed\u30fc\u30f3\u7533\u8fbc\u8005\u306b\u3059\u308b<\/strong><\/span><\/h3>\n<p>CIC\u3068JICC\u306f<strong>5\u5e74<\/strong>\u3001JBA\u306f<strong>10\u5e74<\/strong>\u3001\u4fe1\u7528\u60c5\u5831\u306b\u5c65\u6b74\u304c\u6b8b\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"font-size: 16px;\">\u81ea\u5df1\u7834\u7523\u6b74\u306f<strong>\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3082\u8f09\u308a\u307e\u3059\u304c\u3001\u5b98\u5831\u306b\u3082\u8f09\u308a\u307e\u3059<\/strong>\u3002\u60c5\u5831\u6a5f\u95a2\u306e\u5c65\u6b74\u304c\u6d88\u3048\u3066\u3082\u3001<strong><span style=\"color: #ff0000;\">\u5b98\u5831\u306e\u5c65\u6b74\u304c\u6b8b\u3063\u3066\u3044\u308b\u3068\u5be9\u67fb\u306b\u843d\u3061\u308b\u5834\u5408<\/span><\/strong>\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n\u305d\u306e\u305f\u3081\u3001\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u306f\u3082\u3061\u308d\u3093\u306e\u3053\u3068\u3001<strong><span style=\"color: #ff0000;\">\u5b98\u5831\u306e\u60c5\u5831\u304c\u62b9\u6d88\u3055\u308c\u3066\u3044\u308b\u304b\u304c\u30dd\u30a4\u30f3\u30c8<\/span><\/strong>\u306b\u306a\u308a\u307e\u3059\u3002\u306a\u304a\u3001<strong>\u5b98\u5831\u306e\u62b9\u6d88\u306f\u3001<\/strong><span style=\"color: #333333;\"><strong>\u5b98\u5831\u516c\u544a\u533a\u5206\u767a\u751f\u65e5\u306e\u305d\u306e\u5f53\u65e5\u5348\u524d\u4e2d(10\u6642)<\/strong>\u306b\u306f\u5b98\u5831\u60c5\u5831\u304c\u62b9\u6d88\u3055\u308c\u307e\u3059\u3002<\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u305d\u306e\u305f\u3081\u3001\u5b98\u5831\u60c5\u5831\u304c\u62b9\u6d88\u3055\u308c\u3066\u3044\u306a\u3044\u3046\u3061\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7533\u3057\u8fbc\u3080\u306e\u306f\u96e3\u3057\u3044\u3067\u3057\u3087\u3046\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u3057\u304b\u3057\u3001\u5168\u304f\u65b9\u6cd5\u304c\u306a\u3044\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5bb6\u65cf\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7533\u3057\u8fbc\u3093\u3067\u3082\u3089\u3046\u3068\u3044\u3046\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u5b9f\u306f\u3001\u81ea\u5df1\u7834\u7523\u306b\u3088\u308a\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u304c\u8a18\u9332\u3055\u308c\u308b\u306e\u306f\u3001<strong>\u672c\u4eba<\/strong>\u306b\u9650\u3089\u308c\u307e\u3059\u3002\u914d\u5076\u8005\u3084\u89aa\u306a\u3069\u3001\u5bb6\u65cf\u306e\u4fe1\u7528\u60c5\u5831\u306b\u5f71\u97ff\u3059\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002<strong>\u5171\u50cd\u304d\u3067\u5341\u5206\u306a\u53ce\u5165\u304c\u3042\u308b\u914d\u5076\u8005\u540d\u7fa9\u3067\u7533\u3057\u8fbc\u3080<\/strong>\u3053\u3068\u3067\u3001\u501f\u5165\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<h3><span id=\"3-330\"><strong>3-3.<\/strong><strong>\u5e74\u53ce\u306b\u5bfe\u3059\u308b\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c30%\u3092\u8d85\u3048\u306a\u3044\u3088\u3046\u306b\u3059\u308b<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px;\">\u5e74\u53ce\u306b\u5bfe\u3057\u3066\u501f\u5165\u91d1\u984d\u304c\u591a\u3059\u304e\u308b\u4eba\u3001\u3064\u307e\u308a\u300e\u8fd4\u6e08\u8ca0\u62c5\u7387\uff08\u8fd4\u6e08\u6bd4\u7387\uff09\u300f\u304c\u9ad8\u3044\u4eba\u306f\u5be9\u67fb\u306b\u843d\u3061\u308b\u78ba\u7387\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u3067\u306f\u5e74\u53ce\u3054\u3068\u306b\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u4e0a\u9650\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u3066\u3001\u4ee5\u4e0b\u306e\u5272\u5408\u3092\u8d85\u3048\u3066\u3044\u308b\u65b9\u306f\u5229\u7528\u3067\u304d\u307e\u305b\u3093\u3002<\/span><br \/>\n<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/list-of-repayment-burden-rates-1630663449.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u8fd4\u6e08\u8ca0\u62c5\u7387\u306e\u57fa\u6e96\" \/><\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u4f8b\u3048\u3070\u3001<\/span><span style=\"font-size: 16px;\"><span style=\"color: #ff0000;\"><strong>\u5e74\u53ce400\u4e07\u5186\u306e\u5834\u5408\u3001400\u4e07\u5186\u00d7\u8fd4\u6e08\u6bd4\u738735\uff05\uff1d\u5e74\u9593140\u4e07\u5186<\/strong><\/span><\/span><span style=\"font-size: 16px; color: #333333;\">\u304c\u4ed6\u306e\u501f\u5165\u3082\u542b\u3081\u305f\u8fd4\u6e08\u984d\u306e\u4e0a\u9650\u3068\u306a\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001<span style=\"color: #333333;\">\u3053\u3053\u3067\u6ce8\u610f\u304c\u5fc5\u8981\u306a\u306e\u304c\u3001\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u738730%\uff5e35%\u306f\u3042\u304f\u307e\u3067\u3082\u7533\u3057\u8fbc\u307f\u8981\u4ef6\u3067\u3042\u308a\u3001<\/span><\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u300c\u7121\u7406\u306a\u304f\u8fd4\u6e08\u3067\u304d\u308b\u91d1\u984d\u300d\u3068\u3044\u3046\u610f\u5473\u3067\u306f\u306a\u3044<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\">\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u7a0e\u8fbc\u5e74\u53ce400\u4e07\u5186\u306e\u5834\u5408\u3001\u624b\u53d6\u308a\u5e74\u53ce\u984d\u306f300\u4e07\u5186\u307b\u3069\u3067\u3059\u3002\u624b\u53d6\u308a\u5e74\u53ce300\u4e07\u5186\u306e\u4eba\u304c\u5e74\u9593140\u4e07\u5186\u3082\u306e\u30ed\u30fc\u30f3\u8fd4\u6e08\u3092\u62b1\u3048\u308b\u306e\u306f\u3001\u3069\u3046\u898b\u3066\u3082\u5371\u967a\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #333333;\">\u9069\u5207\u306a\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u306b\u6291\u3048\u308b\u305f\u3081\u306b\u306f\u3001\u6b21\u306e\uff12\u70b9\u304c\u5927\u5207\u3067\u3059\u3002<\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/important-points-1630663489.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u3092\u6291\u3048\u308b\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c82\u3064\" \/><\/p>\n<p>\u3053\u306e\uff12\u70b9\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u62bc\u3055\u3048\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"3-4\"><strong>3-4.<\/strong><strong>\u7269\u4ef6\u306b\u554f\u984c\u304c\u3042\u308b\u5834\u5408\u306f\u7269\u4ef6\u306e\u5909\u66f4\u3092\u691c\u8a0e\u3059\u308b<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #333333;\">\u30d5\u30e9\u30c3\u30c835\u306e\u501f\u5165\u5bfe\u8c61\u7269\u4ef6\u306f\u3001\u65b0\u7bc9\u3084\u4e2d\u53e4\u306a\u3069\u3067\u57fa\u6e96\u9805\u76ee\u3092\u7d30\u304b\u304f\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u307e\u305f\u3001\u6238\u5efa\u3066\u3068\u30de\u30f3\u30b7\u30e7\u30f3\u3067\u3082\u5185\u5bb9\u304c\u7d30\u304b\u304f\u5206\u304b\u308c\u3066\u3044\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u5229\u7528\u306e\u969b\u306b\u306f\u7b2c\u4e09\u8005\u3067\u3042\u308b\u9069\u5408\u8a3c\u660e\u691c\u67fb\u6a5f\u95a2\u307e\u305f\u306f\u9069\u5408\u8a3c\u660e\u6280\u8853\u8005\u304c\u7269\u4ef6\u306e\u8abf\u67fb\u3092\u884c\u3063\u3066\u304a\u308a\u3001\u305d\u306e\u57fa\u6e96\u306b\u6e80\u305f\u306a\u3044\u3068\u5224\u65ad\u3055\u308c\u305f\u5834\u5408\u306f\u30d5\u30e9\u30c3\u30c835\u3092\u5229\u7528\u3067\u304d\u307e\u305b\u3093\u3002<\/span><span style=\"font-size: 16px;\">\u00a0<br \/>\n<strong>\u7269\u4ef6\u306b\u554f\u984c\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u7269\u4ef6\u306e\u5909\u66f4\u3092\u691c\u8a0e<\/strong>\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"435\"><strong>4.<\/strong><strong>\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u3064\u3044\u3066\u3088\u304f\u3042\u308b\u8cea\u554f<\/strong><\/span><\/h2>\n<p>\u3053\u3053\u3067\u306f\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u3067\u3088\u304f\u3042\u308b\u8cea\u554f\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"4-1\"><strong>4-1.<\/strong><strong>\u652f\u6255\u3044\u3092\u5ef6\u6ede\u3057\u3066\u3057\u307e\u3063\u305f\u904e\u53bb\u304c\u3042\u308b\u3068\u5be9\u67fb\u306f\u901a\u308a\u307e\u305b\u3093\u304b\uff1f<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #333333;\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u304c\u901a\u3089\u306a\u3044\u7406\u7531\u306e\u6700\u5927\u306e\u8981\u56e0\u306f\u3053\u3053\u306b\u3042\u308b\u306e\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u7279\u306b\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3092\u8cfc\u5165\u3059\u308b\u5834\u5408\u306b\u3001\u4e00\u62ec\u3067\u306f\u306a\u304f\u30af\u30ec\u30b8\u30c3\u30c8\u6255\u3044\u306b\u3057\u305f\u5834\u5408\u3084\u3001\u643a\u5e2f\u96fb\u8a71\u4f7f\u7528\u6599\u3092\u30af\u30ec\u30b8\u30c3\u30c8\u6255\u3044\u306b\u3057\u3066\u3044\u308b\u5834\u5408\u3001<strong>\u5ef6\u6ede\u3059\u308b\u3068\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u5c65\u6b74\u304c\u6b8b\u308b\u3053\u3068<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #ff0000;\"><strong>\u3053\u306e\u8a18\u9332\u306f5\uff5e7\u5e74\u6b8b\u308b<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\">\u3068\u3044\u308f\u308c\u3066\u3044\u307e\u3059\u3002\u5be9\u67fb\u306f\u4fe1\u7528\u60c5\u5831\u304b\u3089\u904e\u53bb\u306e\u5229\u7528\u6b74\u3084\u5ef6\u6ede\u6b74\u306a\u3069\u3092\u8abf\u67fb\u3059\u308b\u3053\u3068\u304b\u3089\u30b9\u30bf\u30fc\u30c8\u3057\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u65e5\u3054\u308d\u304b\u3089\u3001\u500b\u4eba\u306e\u4fe1\u7528\u60c5\u5831\u3092\u6c5a\u3059\u3053\u3068\u306a\u3044\u3088\u3046\u306b\u884c\u52d5\u3092\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #333333;\">\u516c\u5171\u6599\u91d1\u3084\u7a0e\u91d1\u306e\u6ede\u7d0d\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u767b\u9332\u3055\u308c\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001<strong>\u5ef6\u6ede\u3057\u3066\u3057\u307e\u3046\u5bb6\u8a08\u72b6\u6cc1\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u30ea\u30b9\u30af\u306b\u3064\u3044\u3066\u6ce8\u610f\u304c\u5fc5\u8981<\/strong>\u3067\u3059\u3002\u306a\u304a\u3001\u4fe1\u7528\u60c5\u5831\u306f\u5229\u7528\u65991,000\u5186\u306b\u3066\u3044\u3064\u3067\u3082\u958b\u793a\u3092\u6c42\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5fc3\u914d\u306a\u65b9\u306f\u3054\u81ea\u8eab\u306e\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u3092\u53d7\u3051\u3066\u307f\u3066\u306f\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002<\/span><\/p>\n<h3><span id=\"4-2\"><strong>4-2.<\/strong><strong>\u5be9\u67fb\u306b\u843d\u3061\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u518d\u5ea6\u5be9\u67fb\u306f\u53d7\u3051\u3089\u308c\u307e\u3059\u304b\uff1f<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u5be9\u67fb\u306b\u843d\u3061\u3066\u3082\u3001\u4ed6\u793e\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u518d\u5ea6\u7533\u3057\u8fbc\u3080\u306e\u306f\u53ef\u80fd<\/strong><\/span><span style=\"font-size: 16px; color: #333333;\">\u3067\u3059\u3002<\/span><span style=\"font-size: 16px;\"><br \/>\n<span style=\"color: #333333;\">\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u5224\u65ad\u57fa\u6e96\u306f\u9055\u3044\u307e\u3059\u3057\u3001\u30e1\u30ac\u30d0\u30f3\u30af\u3067\u306f\u5be9\u67fb\u306b\u843d\u3061\u305f\u3051\u308c\u3069\u5730\u65b9\u9280\u884c\u3067\u306f\u901a\u3063\u305f\u3068\u3044\u3046\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"color: #333333;\">\u305f\u3060\u3057\u3001<\/span><strong>\u624b\u5f53\u305f\u308a\u6b21\u7b2c\u306b\u3044\u304f\u3064\u3082\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u7533\u3057\u8fbc\u3080\u3053\u3068\u306f\u304a\u3059\u3059\u3081\u3067\u304d\u307e\u305b\u3093\uff01<\/strong><\/span><br \/>\n<span style=\"font-size: 16px;\"><span style=\"color: #333333;\">\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u3092\u8acb\u6c42\u3057\u305f\u5c65\u6b74\u304c\u6b8b\u308b\u305f\u3081\u3001\u5be9\u67fb\u3092\u91cd\u306d\u308b\u305f\u3073\u306b\u8acb\u6c42\u306e\u8a18\u9332\u304c\u6b8b\u308a\u307e\u3059\u3002<\/span> <br \/>\n<span style=\"color: #333333;\">\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3067\u91d1\u878d\u6a5f\u95a2\u304cCIC\u306b\u4fe1\u7528\u60c5\u5831\u3092\u78ba\u8a8d\u3059\u308b\u3068\u3001\u305d\u306e<\/span><span style=\"color: #ff0000;\"><strong>\u958b\u793a\u5c65\u6b74\u304c6\u30f6\u6708\u9593\u6b8b\u308a\u307e\u3059\u3002<\/strong><\/span><\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u518d\u5be9\u67fb\u3092\u53d7\u3051\u308b\u5834\u5408\u306f\u3001<strong>1\u5ea6\u76ee\u306e\u5be9\u67fb\u304b\u3089\u534a\u5e74\u4ee5\u964d\u306b\u53d7\u3051\u308b<\/strong>\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u306a\u305c\u534a\u5e74\u5f8c\u304b\u3068\u3044\u3046\u3068\u3001<strong>\u534a\u5e74\u9593\u306f\u5be9\u67fb\u3092\u3057\u305f\u5c65\u6b74\u304c\u6b8b\u3063\u3066\u3057\u307e\u3063\u3066\u3044\u308b\u304b\u3089<\/strong>\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">2\u56de\u76ee\u306e\u5be9\u67fb\u3067\u306f\u3001<strong>\u524d\u56de\u306e\u7533\u3057\u8fbc\u307f\u3067\u306a\u305c\u30af\u30ea\u30a2\u3067\u304d\u306a\u304b\u3063\u305f\u306e\u304b\u3092\u542b\u3081\u3066\u5be9\u67fb\u3092\u3059\u308b<\/strong>\u305f\u3081\u3001\u4e00\u822c\u7684\u306b\u306f\u4e0d\u5229\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u81ea\u5df1\u8cc7\u91d1\u304c\u5927\u5e45\u306b\u5897\u3048\u305f\u306a\u3069\u306e\u5927\u304d\u306a\u5909\u5316\u304c\u306a\u3044\u9650\u308a\u3001\u534a\u5e74\u5f8c\u4ee5\u964d\u306e\u518d\u5be9\u67fb\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/span><\/p>\n<p>\n<span style=\"font-size: 16px;\">\u307e\u305f\u3001<span style=\"color: #212529;\">\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u57fa\u6e96\u306f\u7269\u4ef6\u306b\u4f9d\u5b58\u3057\u3066\u3044\u308b\u9762\u304c\u5f37\u3044\u305f\u3081\u3001<\/span><strong><span style=\"color: #ff0000;\">\u7269\u4ef6\u3092\u5909\u66f4\u3059\u308b<\/span><\/strong><span style=\"color: #212529;\">\u3068\u3044\u3046\u306e\u3082\u3072\u3068\u3064\u306e\u624b\u3067\u3059\u3002\u4e2d\u306b\u306f\u7269\u4ef6\u3092\u5909\u3048\u305f\u3060\u3051\u3067\u3001\u5be9\u67fb\u3092\u901a\u904e\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u305f\u3068\u3044\u3046\u65b9\u3082\u3044\u307e\u3059\u3002<\/span>\u00a0<\/span><\/p>\n<h3><span id=\"4-3\"><strong>4-3.<\/strong><strong>\u73fe\u5728\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u4e2d\u3067\u3059\u304c\u3001\u8ee2\u8077\u6d3b\u52d5\u3092\u3057\u3066\u3044\u307e\u3059\u3002\u544a\u77e5\u7fa9\u52d9\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 16px; color: #030303;\">\u7d50\u8ad6\u304b\u3089\u3044\u3044\u307e\u3059\u3068\u3001<\/span><span style=\"font-size: 16px; color: #ff0000;\"><strong>\u544a\u77e5\u7fa9\u52d9\u306f\u3042\u308a\u307e\u3059\u3002<\/strong><\/span><br \/>\n<span style=\"font-size: 16px; color: #030303;\">\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u7d50\u679c\u304c\u51fa\u308b\u524d\u306b\u8ee2\u8077\u3057\u305f\u5834\u5408\u300d\u306f\u3001<strong>\u91cd\u8981\u306a\u544a\u77e5\u4e8b\u9805\u306e\u5909\u66f4<\/strong>\u3067\u3059\u306e\u3067\u3001\u3059\u3050\u306b\u91d1\u878d\u6a5f\u95a2\u306b\u7533\u3057\u51fa\u307e\u3057\u3087\u3046\u3002<strong>\u8ee2\u8077\u5148\u306e\u6761\u4ef6\u3067\u5be9\u67fb\u3092\u3084\u308a\u76f4\u3059<\/strong>\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px; color: #111111;\">\u306a\u304a\u3001\u878d\u8cc7\u5b9f\u884c\u524d\u306b\u8ee2\u8077\u3057\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306f\u3001\u878d\u8cc7\u5b9f\u884c\u524d\u306e\u91d1\u8a3c\u5951\u7d04\u306e\u6642\u306b\u518d\u5ea6\u5065\u5eb7\u4fdd\u967a\u8a3c\u306e\u539f\u672c\u63d0\u51fa\u304c\u5fc5\u8981\u306b\u306a\u308b\u5834\u5408\u304c\u591a\u3044\u305f\u3081\u3001\u304a\u305d\u3089\u304f\u306f\u8ee2\u8077\u3057\u305f\u3068\u3044\u3046\u4e8b\u5b9f\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u77e5\u3089\u308c\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/span><span style=\"font-size: 16px; color: #111111;\">\u6700\u60aa\u306e\u5834\u5408\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u5b9f\u884c\u3055\u308c\u306a\u3044\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u306e\u3067\u3001<strong>\u91d1\u878d\u6a5f\u95a2\u306b\u9ed9\u3063\u3066\u8ee2\u8077\u3092\u3059\u308b\u3053\u3068\u306f\u3084\u3081\u305f\u307b\u3046\u304c\u3088\u3044<\/strong>\u3067\u3057\u3087\u3046\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #111111;\">\u53ef\u80fd\u3067\u3042\u308c\u3070\u3001\u8ee2\u8077\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u5b9f\u884c\u65e5\u307e\u3067\u306f\u63a7\u3048\u305f\u65b9\u304c\u7121\u96e3\u3067\u3059\u304c\u3001\u3069\u3046\u3057\u3066\u3082\u8ee2\u8077\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u7406\u7531\u304c\u3042\u308b\u5834\u5408\u306b\u306f\u3001\u307e\u305a\u306f\u30d5\u30e9\u30c3\u30c8\uff13\uff15\u7a93\u53e3\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u3042\u308a\u306e\u307e\u307e\u3092\u3054\u76f8\u8ac7\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #111111;\">\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306e\u5be9\u67fb\u3067\u306f\u3001\u4eca\u56de\u306e\u30b1\u30fc\u30b9\u306e\u3088\u3046\u306a\u5834\u5408\u3067\u3082\u3001\u518d\u5be9\u67fb\u306b\u306f\u306a\u308a\u307e\u3059\u304c\u3001\u7dcf\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u30aa\u30fc\u30d0\u30fc\u3057\u3066\u3044\u306a\u3051\u308c\u3070\u3001\u8077\u5834\u5909\u66f4\u306e\u624b\u7d9a\u304d\u3092\u3059\u308b\u3053\u3068\u3067\u3001\u878d\u8cc7\u5bfe\u8c61\u3068\u3057\u3066\u8a8d\u3081\u3066\u3082\u3089\u3048\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px; color: #111111;\">\u3057\u304b\u3057\u3001\u7a93\u53e3\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u3001\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306e\u5be9\u67fb\u524d\u306b\u3001\u91d1\u878d\u6a5f\u95a2\u72ec\u81ea\u306e\u7a93\u53e3\u5224\u65ad\u3067\u3001\u8ee2\u8077\u884c\u70ba\u3092\u8a8d\u3081\u306a\u3044\u5834\u5408\u3082\u3042\u308b\u306e\u3067\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u76f8\u8ac7\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<h3><span id=\"4-4\"><strong>4-4.<\/strong><strong>\u5e74\u53ce\u304c\u4f4e\u3044\u305f\u3081\u3001\u5e0c\u671b\u306e\u984d\u3067\u5be9\u67fb\u306b\u901a\u308a\u307e\u305b\u3093\u3002\u3069\u3046\u3057\u305f\u3089\u3044\u3044\u3067\u3059\u304b\uff1f<\/strong><\/span><\/h3>\n<p>\u4ee5\u4e0b\u3001\u4ee3\u8868\u7684\u306a3\u3064\u306e\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/three-typical-methods-1630663539.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"3\u3064\u306e\u4ee3\u8868\u7684\u306a\u65b9\u6cd5\" \/><\/p>\n<h4><strong><span style=\"color: #000000;\">\u2460\u30da\u30a2\u30ed\u30fc\u30f3\u3084\u53ce\u5165\u5408\u7b97\u3092\u4f7f\u3046<\/span><\/strong><\/h4>\n<p><span style=\"font-size: 16px;\">1\u4eba\u306e\u53ce\u5165\u3067\u5e0c\u671b\u984d\u3092\u501f\u308a\u3089\u308c\u306a\u3044\u306a\u3089\u3001\u5b89\u5b9a\u53ce\u5165\u306e\u3042\u308b\u914d\u5076\u8005\u3084\u540c\u5c45\u306e\u89aa\u65cf\u3068\u5354\u529b\u3057<strong>\u300e<span style=\"color: #ff0000;\">\u30da\u30a2\u30ed\u30fc\u30f3<\/span>\u300f<\/strong>\u3084<strong>\u300e<span style=\"color: #ff0000;\">\u53ce\u5165\u5408\u7b97<\/span>\u300f<\/strong>\u3092\u5229\u7528\u3059\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u30022\u4eba\u5206\u306e\u53ce\u5165\u3067\u8a08\u7b97\u3059\u308b\u305f\u3081\u3001\u501f\u5165\u984d\u3092\u5897\u3084\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\"><strong>\u30da\u30a2\u30ed\u30fc\u30f3<\/strong>\u306f\u30011\u8ed2\u306e\u4f4f\u5b85\u306b\u5bfe\u3057\u30012\u672c\u306e\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002\u592b\u5a66\u3067\u5951\u7d04\u3059\u308b\u5834\u5408\u306b\u306f\u3001\u592b\u3068\u59bb\u304c\u305d\u308c\u305e\u308c\u5225\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u5951\u7d04\u3057\u3001\u304a\u4e92\u3044\u9023\u5e2f\u4fdd\u8a3c\u4eba\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\"><strong>\u53ce\u5165\u5408\u7b97<\/strong>\u306f\u3001\u5951\u7d04\u8005\u306e\u53ce\u5165\u306b\u914d\u5076\u8005\u3084\u540c\u5c45\u306e\u89aa\u65cf\u306e\u53ce\u5165\u3092\u30d7\u30e9\u30b9\u3057\u3001\u7533\u3057\u8fbc\u307f\u3067\u304d\u308b\u65b9\u6cd5\u3067\u3059\u3002\u7533\u8fbc\u6642\u306e\u53ce\u5165\u984d\u304c\u5897\u3048\u308b\u305f\u3081\u3001\u501f\u5165\u984d\u3092\u5897\u3084\u305b\u307e\u3059\u3002<\/span><\/p>\n<h4><strong><span style=\"color: #000000;\">\u2461\u4ed6\u306e\u501f\u5165\u3092\u8fd4\u6e08\u3059\u308b<\/span><\/strong><\/h4>\n<p><span style=\"font-size: 16px;\">\u7533\u3057\u8fbc\u307f\u3059\u308b\u4f4f\u5b85\u30ed\u30fc\u30f3\u4ee5\u5916\u306b\u501f\u5165\u304c\u3042\u308b\u306a\u3089\u3001\u8fd4\u6e08\u3059\u308b\u3053\u3068\u3067\u501f\u5165\u984d\u306e\u5897\u984d\u304c\u53ef\u80fd\u3067\u3059\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\">\u5e74\u53ce\u306b\u5bfe\u3059\u308b\u5e74\u9593\u8fd4\u6e08\u984d\u306e\u5272\u5408\u3067\u3042\u308b\u7dcf\u8fd4\u6e08\u6bd4\u7387\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3060\u3051\u3067\u8a08\u7b97\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><br \/>\n<span style=\"font-size: 16px;\"><strong>\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u30fb\u6559\u80b2\u30ed\u30fc\u30f3\u30fb\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u306a\u3069\u3001\u4ed6\u306e\u501f\u5165\u3082\u542b\u3081\u3066\u8a08\u7b97<\/strong>\u3057\u307e\u3059\u3002<\/span><br \/>\n<img decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/09\/examples-of-borrowing-other-than-mortgage-1630664744.png\" class=\"fr-fic fr-dib fr-draggable\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u4ee5\u5916\u306e\u501f\u5165\u304c\u3042\u308b\u5834\u5408\" \/><\/p>\n<p>\u3053\u306e\u30b1\u30fc\u30b9\u3067\u306f\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u3092\u5b8c\u6e08\u3059\u308b\u3053\u3068\u3067\u3001\u5e74100\u4e07\u5186\u307e\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<br \/>\n\u305f\u3060\u3057\u3001\u5b8c\u6e08\u3057\u3066\u3082\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u53cd\u6620\u3055\u308c\u308b\u307e\u3067\u306b\u306f\u6642\u9593\u304c\u304b\u304b\u308a\u307e\u3059\u3002<br \/>\n\u30bf\u30a4\u30e0\u30e9\u30b0\u304c\u3042\u308b\u305f\u3081\u3001\u65e9\u3081\u306b\u624b\u7d9a\u304d\u3059\u308b\u304b\u3001\u5b8c\u6e08\u8a3c\u660e\u66f8\u3092\u767a\u884c\u3057\u3066\u3082\u3089\u3046\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<h4><strong><span style=\"color: #000000;\">\u2462\u8fd4\u6e08\u671f\u9593\u3092\u5ef6\u3070\u3059<\/span><\/strong><\/h4>\n<p>\u501f\u5165\u984d\u306f\u3001<strong>\u8fd4\u6e08\u671f\u9593\u306b\u3082\u5de6\u53f3<\/strong>\u3055\u308c\u307e\u3059\u3002<br \/>\n\u540c\u30583,500\u4e07\u5186\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u3068\u3057\u3066\u3082\u3001<strong>20\u5e74<\/strong>\u3067\u8fd4\u6e08\u3059\u308b\u306e\u3068\u3001<strong>35\u5e74<\/strong>\u3067\u8fd4\u6e08\u3059\u308b\u306e\u3067\u306f\u3001\u8fd4\u6e08\u6bd4\u7387\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>20\u5e74\u3067\u8fd4\u6e08\u3059\u308b\u30b1\u30fc\u30b9\u3067\u306f\u30011\u5e74\u9593\u306b175\u4e07\u5186\u305a\u3064\u8fd4\u6e08\u3057\u306a\u3051\u308c\u3070\u3044\u3051\u307e\u305b\u3093\u3002<br \/>\n\u5e74\u53ce500\u4e07\u5186\u306a\u3089\u8fd4\u6e08\u6bd4\u7387\u306f35\uff05\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b935\u5e74\u3067\u8fd4\u6e08\u3059\u308b\u3068\u30011\u5e74\u9593\u306e\u8fd4\u6e08\u984d\u306f100\u4e07\u5186\u3067\u3001\u8fd4\u6e08\u6bd4\u7387\u306f20\uff05\u3068\u8a08\u7b97\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u8fd4\u6e08\u6bd4\u738735\uff05\u3067\u306f\u4e0a\u9650\u91d1\u984d\u306b\u9054\u3057\u3066\u3057\u307e\u3046\u91d1\u878d\u6a5f\u95a2\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002<br \/>\n\u3057\u304b\u3057\u3001\u8fd4\u6e08\u6bd4\u738720\uff05\u3067\u3042\u308c\u3070\u3001\u307e\u3060\u501f\u5165\u984d\u3092\u5897\u3084\u305b\u308b\u4f59\u5730\u304c\u3042\u308b\u306f\u305a\u3067\u3059\u3002<br \/>\n\u305f\u3060\u3057\u3001\u7dcf\u652f\u6255\u984d\u304c\u5897\u52a0\u3059\u308b\u3053\u3068\u3084\u5b8c\u6e08\u307e\u3067\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u70b9\u306b\u306f\u3001\u5341\u5206\u306b\u6ce8\u610f\u3057\u306a\u3051\u308c\u3070\u3044\u3051\u307e\u305b\u3093\u3002<\/p>\n<h2><span id=\"5\"><strong><span style=\"font-size: 30px;\">5.\u307e\u3068\u3081<\/span><\/strong><\/span><\/h2>\n<p>\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u3001\u30d5\u30e9\u30c3\u30c835\u3092\u5229\u7528\u3057\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u308b\u5834\u5408\u306f\u3001<span style=\"font-size: 16px;\">\u5be9\u67fb\u306e\u57fa\u6e96\u3092\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u30d5\u30e9\u30c3\u30c835\u306f\u3001<strong>\u5e74\u9f62\u3084\u5e74\u53ce\u3001\u501f\u308a\u5165\u308c\u91d1\u984d\u3084\u671f\u9593\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u4f4f\u5b85\u306e\u8981\u4ef6\u3082\u7d30\u304b\u304f\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b<\/strong>\u305f\u3081\u3001\u6761\u4ef6\u306f\u5ff5\u5165\u308a\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304b\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u30b9\u30e0\u30fc\u30ba\u306b\u5be9\u67fb\u306b\u901a\u308b\u305f\u3081\u306b\u3082\u3001\u57fa\u6e96\u3084\u6761\u4ef6\u306f\u8a73\u7d30\u307e\u3067\u30c1\u30a7\u30c3\u30af\u3057\u3001\u30d5\u30e9\u30c3\u30c835\u306b\u9069\u3057\u305f\u7269\u4ef6\u3092\u9078\u3093\u3067\u3001\u8ce2\u304f\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u3001\u30de\u30a4\u30db\u30fc\u30e0\u3092\u624b\u306b\u5165\u308c\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30d5\u30e9\u30c3\u30c835\u306e\u5be9\u67fb\u306b\u843d\u3061\u3066\u56f0\u3063\u3066\u3044\u307e\u305b\u3093\u304b\u3002\u307e\u3060\u3001\u3042\u304d\u3089\u3081\u308b\u306e\u306f\u65e9\u3044\u3067\u3059\u3002 \u89e3\u6c7a\u7b56\u304c\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u5b89\u5fc3\u3057\u3066\u304f\u3060\u3055\u3044\u3002 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