{"id":5572,"date":"2021-07-25T07:00:20","date_gmt":"2021-07-24T22:00:20","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=5572"},"modified":"2021-07-24T15:55:08","modified_gmt":"2021-07-24T06:55:08","slug":"jutaku-no-down-payment-housing-loan","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/jutaku-no-down-payment-housing-loan","title":{"rendered":"\u982d\u91d1\u306a\u3057\u3067\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u7d44\u3081\u308b\uff01\u982d\u91d1\u306a\u3057\u306e\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u306e\u6ce8\u610f\u70b9"},"content":{"rendered":"<p>\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u306b\u3042\u305f\u3063\u3066\u3001\u982d\u91d1\u306f\u5fc5\u305a\u5fc5\u8981\u306b\u306a\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u7d50\u8ad6\u3092\u8a00\u3046\u3068\u3001<strong>\u982d\u91d1\u306a\u3057\u3067\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u3053\u3068\u304c\u3067\u304d\u308b<\/strong>\u305f\u3081\u3001\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u3059\u3002<span><\/p>\n<p><\/span>\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u8003\u3048\u308b\u300c\u982d\u91d1\u300d\u3002\u3057\u3063\u304b\u308a\u8a08\u753b\u7684\u306b\u6e96\u5099\u3067\u304d\u3066\u3044\u308c\u3070\u5fc3\u914d\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u5168\u3066\u306e\u5bb6\u5ead\u304c\u305d\u3046\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u982d\u91d1\u3068\u306a\u308b\u304a\u91d1\u3092\u6e96\u5099\u3057\u3066\u3053\u306a\u304b\u3063\u305f\u3068\u3044\u3046\u65b9\u3082\u3044\u308c\u3070\u3001\u6e96\u5099\u6bb5\u968e\u3067\u6b32\u3057\u3044\u7269\u4ef6\u304c\u898b\u3064\u304b\u3063\u3066\u3057\u307e\u3063\u305f\u3001\u3068\u3044\u3046\u65b9\u3082\u3044\u308b\u3068\u601d\u3044\u307e\u3059\u3002<span><\/p>\n<p><\/span>\u307e\u305f\u3001\u89aa\u5fa1\u3055\u3093\u306b\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u306e\u76f8\u8ac7\u3092\u3059\u308b\u3068\u3001\u300c\u982d\u91d1\u306f\u7528\u610f\u3057\u305f\u306e\uff1f\u300d\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u306f\u5927\u5909\u3060\u3088\u300d\u3068\u3001\u5fc3\u914d\u3055\u308c\u308b\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<span><\/p>\n<p><\/span>\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cbb\u306b\u3082\u304a\u91d1\u304c\u304b\u304b\u308b\u3057\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u7834\u7dbb\u306a\u3093\u3066\u8a00\u8449\u3082\u805e\u304f\u3001\u8001\u5f8c\u306e\u304a\u91d1\u3082\u5fc3\u914d\u30fb\u30fb\u30fb\u982d\u91d1\u306a\u3057\u3067\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cfc\u5165\u3059\u308b\u3068\u3057\u305f\u3089\u3001\u8cfc\u5165\u3057\u3066\u3082\u672c\u5f53\u306b\u554f\u984c\u306a\u3044\u306e\u304b\u3001\u3069\u3046\u5224\u65ad\u3057\u3066\u3044\u3051\u3070\u826f\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u982d\u91d1\u306a\u3057\u3067\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cfc\u5165\u3057\u3066\u3082\u554f\u984c\u306a\u3044\u4eba\u306f\u3001\u3069\u3093\u306a\u4eba\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u305f\u3068\u3048\u982d\u91d1\u306a\u3057\u3067\u3082\u3001\u8aad\u8005\u306e\u7686\u69d8\u304c\u5b89\u5fc3\u3057\u3066\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cfc\u5165\u3067\u304d\u308b\u3088\u3046\u306b\u3001\u30e1\u30ea\u30c3\u30c8\u3084\u30c7\u30e1\u30ea\u30c3\u30c8\u7b49\u3092\u8e0f\u307e\u3048\u3066\u3001<strong>\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u969b\u306e\u6ce8\u610f\u70b9\u3084\u8003\u3048\u65b9<\/strong>\u306b\u3064\u3044\u3066\u304a\u8a71\u3057\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<div 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\/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Rakuten-Bank.png\" alt=\"\u697d\u5929\u9280\u884c\" width=\"1617\" height=\"913\" class=\"alignnone size-full wp-image-5582\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Rakuten-Bank.png 1617w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Rakuten-Bank-300x169.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Rakuten-Bank-1024x578.png 1024w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Rakuten-Bank-768x434.png 768w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Rakuten-Bank-1536x867.png 1536w\" sizes=\"auto, (max-width: 1617px) 100vw, 1617px\" \/><br \/>\n\u51fa\u5c55\uff1a<a href=\"https:\/\/www.rakuten-bank.co.jp\/home-loan\/beginners\/\" target=\"_blank\" rel=\"noopener\">\u697d\u5929\u9280\u884cHP<\/a>\u3088\u308a<\/p>\n<p>au\u3058\u3076\u3093\u9280\u884c\u3067\u306f\u3001\u982d\u91d1\u3060\u3051\u3067\u306a\u304f\u8af8\u8cbb\u7528\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u542b\u3081\u3066\u501f\u308a\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/jibunbank.png\" alt=\"\u3058\u3076\u3093\u9280\u884c\" width=\"1865\" height=\"851\" class=\"alignnone size-full wp-image-5584\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/jibunbank.png 1865w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/jibunbank-300x137.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/jibunbank-1024x467.png 1024w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/jibunbank-768x350.png 768w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/jibunbank-1536x701.png 1536w\" sizes=\"auto, (max-width: 1865px) 100vw, 1865px\" \/><br \/>\n\u51fa\u5c55\uff1a<a href=\"https:\/\/www.jibunbank.co.jp\/products\/homeloan\/plan_detail\/\" target=\"_blank\" rel=\"noopener\">au\u3058\u3076\u3093\u9280\u884cHP<\/a>\u3088\u308a<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u5165\u308c\u3067\u304d\u308b\u91d1\u878d\u6a5f\u95a2\u3082\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u501f\u5165\u6761\u4ef6\u304c\u7570\u306a\u308b\u306e\u3067\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002\u982d\u91d1\u3092\u5165\u308c\u305f\u65b9\u304c\u3001\u5be9\u67fb\u3084\u8fd4\u6e08\u6761\u4ef6\u304c\u6709\u5229\u306b\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u8a73\u3057\u304f\u306f3\u7ae0\u3067\u89e6\u308c\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"1-2\">1-2.\u4f4e\u91d1\u5229\u306a\u306e\u3067\u982d\u91d1\u3092\u5165\u308c\u305a\u306b\u8cfc\u5165\u3059\u308b\u4eba\u3082\u3044\u308b<\/span><\/h3>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u306f\u904e\u53bb\u6700\u4f4e\u6c34\u6e96\u3002\u7279\u306b\u3001\u30d0\u30d6\u30eb\u5d29\u58ca\u5f8c\u306e\u5e73\u62107\u5e74\u4ee5\u964d\u306f\u3001\u4f4e\u91d1\u5229\u306e\u6c34\u6e96\u306f\u307b\u307c\u5909\u308f\u3063\u3066\u3044\u307e\u305b\u3093\u3002\u305d\u306e\u305f\u3081\u3001<strong>\u982d\u91d1\u304c\u5341\u5206\u306b\u6e96\u5099\u3067\u304d\u306a\u304f\u3066\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u3089\u308c\u308b\u65b9\u306f\u5897\u3048\u3066\u304d\u3066\u3044\u307e\u3059<\/strong>\u3002<\/p>\n<p>\u4e0b\u306e\u56f3\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u57fa\u6e96\u3068\u306a\u308b\u91d1\u5229\u306e\u63a8\u79fb\u3067\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-interest-rate-trends.png\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u63a8\u79fb\" width=\"888\" height=\"607\" class=\"alignnone size-full wp-image-5362\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-interest-rate-trends.png 888w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-interest-rate-trends-300x205.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-interest-rate-trends-768x525.png 768w\" sizes=\"auto, (max-width: 888px) 100vw, 888px\" \/><br \/>\n\u51fa\u5c55\uff1a<a href=\"https:\/\/www.flat35.com\/loan\/atoz\/06.html\" target=\"_blank\" rel=\"noopener\">\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cbHP\u3000\u6c11\u9593\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u63a8\u79fb\uff08\u5909\u52d5\u91d1\u5229\u7b49\uff09<\/a>\u3088\u308a<\/p>\n<p>\u3054\u89a7\u306e\u901a\u308a1991\u5e74\u306e\u30d0\u30d6\u30eb\u5d29\u58ca\u5f8c\u3001\u91d1\u5229\u306f\u5e74\u3005\u4f4e\u4e0b\u3057\u30011900\u5e74\u4ee3\u7d42\u76e4\u4ee5\u964d\u306f\u307b\u307c\u91d1\u5229\u306f\u5909\u308f\u3063\u3066\u3044\u307e\u305b\u3093\u3002\u30d0\u30d6\u30eb\u671f\u306f\u91d1\u5229\u3082\u9ad8\u304b\u3063\u305f\u305f\u3081\u3001\u5229\u606f\u3092\u6e1b\u3089\u3059\u3079\u304f\u3001\u982d\u91d1\u30921\uff5e2\u5272\u7a0b\u5ea6\u6e96\u5099\u3059\u308b\u306e\u304c\u901a\u4f8b\u3067\u3057\u305f\u3002\u3057\u304b\u3057\u3001<strong>\u4eca\u306f\u3053\u308c\u3060\u3051\u91d1\u5229\u304c\u4f4e\u4e0b\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u982d\u91d1\u3092\u6e96\u5099\u3057\u3066\u3044\u3066\u3082\u3001\u6562\u3048\u3066\u982d\u91d1\u3092\u5165\u308c\u305a\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u65b9\u3082\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n<p>\u3053\u3061\u3089\u306f\u3001\u4f4f\u5b85\u8cfc\u5165\u8cbb\u7528\u306e\u81ea\u5df1\u8cc7\u91d1\u5272\u5408\u306e\u63a8\u79fb\u3010\u56f3\u88681\u3011\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u306e\u63a8\u79fb\u3010\u56f3\u88682\u3011\u306e\u6bd4\u8f03\u3067\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Own-fund-ratio.png\" alt=\"\u81ea\u5df1\u8cc7\u91d1\u5272\u5408\" width=\"1449\" height=\"660\" class=\"alignnone size-full wp-image-5588\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Own-fund-ratio.png 1449w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Own-fund-ratio-300x137.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Own-fund-ratio-1024x466.png 1024w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Own-fund-ratio-768x350.png 768w\" sizes=\"auto, (max-width: 1449px) 100vw, 1449px\" \/><br \/>\n\u51fa\u5c55\uff1a<a href=\"https:\/\/www.nli-research.co.jp\/report\/detail\/id=65278?site=nli\" target=\"_blank\" rel=\"noopener\">\u30cb\u30c3\u30bb\u30a4\u57fa\u790e\u7814\u7a76\u6240\u3000\u4f4f\u5b85\u30ed\u30fc\u30f3\u5be9\u67fb\u306f\u30b3\u30ed\u30ca\u798d\u3067\u3082\u53b3\u3057\u304f\u306a\u3089\u306a\u3044\uff0d\u7121\u7406\u3092\u3057\u3066\u501f\u308a\u308b\u4eba\u3082\u5897\u52a0\u3001\u8a08\u753b\u306f\u614e\u91cd\u306b<\/a>\u3088\u308a<\/p>\n<p>\u3010\u56f3\u88681\u3011\u306e\u3088\u3046\u306b\u81ea\u5df1\u8cc7\u91d1\u5272\u5408\u306e\u63a8\u79fb\u304c\u4f4e\u4e0b\u3057\u3066\u3044\u308b\u8981\u56e0\u306e\u4e00\u3064\u306b\u3001\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u4eba\u304c\u5897\u3048\u3066\u3044\u308b\u3068\u8003\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u56f3\u306e\u901a\u308a\u3001\u81ea\u5df1\u8cc7\u91d1\u306e\u5272\u5408\u3068\u91d1\u5229\u306e\u4e21\u65b9\u304c\u3001\u6982\u306d\u76f8\u95a2\u3057\u3066\u4f4e\u4e0b\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u8aad\u307f\u53d6\u308c\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/housing-loan\/\" target=\"_blank\" rel=\"noopener\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/a><\/p>\n<h2><span id=\"2_3\">2. \u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u65b9\u304c\u826f\u30443\u3064\u306e\u7406\u7531<\/span><\/h2>\n<p>\u4eca\u306f\u4f4e\u91d1\u5229\u306e\u6642\u4ee3\u306a\u306e\u3067\u3001\u982d\u91d1\u306a\u3057\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u4eba\u3082\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u982d\u91d1\u306a\u3057\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u305d\u308c\u3060\u3051\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u30fb\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u306e\u4fdd\u967a\u91d1\u984d\u304c\u5897\u3048\u308b<br \/>\n\u30fb\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u6069\u6075\u3092\u30d5\u30eb\u3067\u53d7\u3051\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308b<br \/>\n\u30fb\u624b\u5143\u306b\u304a\u91d1\u3092\u6b8b\u305b\u308b<\/p>\n<p>\u3053\u306e\u7ae0\u3067\u306f\u3001\u982d\u91d1\u306a\u3057\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u65b9\u304c\u826f\u30443\u3064\u306e\u7406\u7531\u306b\u3064\u3044\u3066\u304a\u8a71\u3057\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"2-1\">2-1.\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u306e\u4fdd\u967a\u91d1\u984d\u304c\u5897\u3048\u308b<\/span><\/h3>\n<p>\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\uff08\u4ee5\u4e0b\u3001\u56e3\u4fe1\uff09\u3068\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u671f\u9593\u4e2d\u306b\u4ea1\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u969b\u306b\u751f\u547d\u4fdd\u967a\u304c\u767a\u52d5\u3057\u3001\u305d\u306e\u4fdd\u967a\u91d1\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u5b8c\u6e08\u3055\u305b\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u56e3\u4fe1\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u984d\u3068\u540c\u984d\u306b\u306a\u308a\u307e\u3059\u3002\u982d\u91d1\u304c\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u305d\u306e\u5206\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u984d\u304c\u5897\u3048\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u501f\u5165\u984d\u304c\u5897\u3048\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u56e3\u4fe1\u306e\u4fdd\u967a\u91d1\u984d\u3082\u5897\u3048\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u56e3\u4fe1\u306e\u4fdd\u967a\u91d1\u984d\u304c\u5897\u3048\u308b\u3068\u3001\u3069\u3093\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u624b\u5143\u306e\u304a\u91d1\u304c800\u4e07\u5186\u3042\u308b\u4eba\u304c\u30013,000\u4e07\u5186\u306e\u4f4f\u5b85\u3092\u8cfc\u5165\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u3068\u3057\u307e\u3059\u30023,000\u4e07\u5186\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u308c\u3092\u3057\u305f\u5834\u5408\u306f\u3001\u540c\u6642\u306b3,000\u4e07\u5186\u306e\u56e3\u4fe1\u306b\u52a0\u5165\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u3053\u3067\u3001\u4eee\u306b\u982d\u91d1\u3092500\u4e07\u5186\u5165\u308c\u3066\u3057\u307e\u3046\u3068\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u984d\u306f2,500\u4e07\u5186\u3068\u306a\u308a\u3001\u56e3\u4fe1\u306e\u4fdd\u967a\u91d1\u984d\u3082\u540c\u984d\u306e\u6700\u59272,500\u4e07\u5186\u306b\u6e1b\u308a\u3001\u624b\u5143\u306e\u304a\u91d1\u306f300\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001\u982d\u91d1\u306a\u3057\u306e\u5834\u5408\u306f\u3068\u3044\u3046\u3068\u30fb\u30fb\u30fb3,000\u4e07\u5186\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u5bfe\u3057\u30663,000\u4e07\u5186\u306e\u56e3\u4fe1\u306b\u306a\u308b\u306e\u3067\u3001\u4e07\u304c\u4e00\u306e\u969b\u306f\u6700\u59273,000\u4e07\u5186\u5206\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u56e3\u4fe1\u306b\u3088\u3063\u3066\u5b8c\u6e08\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3082\u3001\u982d\u91d1\u3092\u637b\u51fa\u3057\u3066\u3044\u306a\u3044\u306e\u3067\u3001\u624b\u5143\u306e\u304a\u91d1\u306f800\u4e07\u5186\u6b8b\u308a\u307e\u3059\u3002\u56f3\u306b\u3059\u308b\u3068\u3001\u3053\u3093\u306a\u30a4\u30e1\u30fc\u30b8\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-insurance.png\" alt=\"\u982d\u91d1\u306a\u3057\u3000\u4fdd\u967a\" width=\"988\" height=\"618\" class=\"alignnone size-full wp-image-5593\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-insurance.png 988w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-insurance-300x188.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-insurance-768x480.png 768w\" sizes=\"auto, (max-width: 988px) 100vw, 988px\" \/><\/p>\n<p>\u7279\u306b\u5b50\u3069\u3082\u304c\u672a\u5c31\u5b66\u5150\uff5e\u4e2d\u5b66\u751f\u306e\u5bb6\u5ead\u306a\u3069\u3001\u6559\u80b2\u8cbb\u306e\u6e96\u5099\u6bb5\u968e\u306b\u3042\u308b\u5bb6\u5ead\u306e\u5834\u5408\u306f\u3001\u624b\u5143\u306e\u304a\u91d1\u3092\u6e1b\u3089\u3057\u3066\u4e07\u4e00\u6642\u306e\u4fdd\u969c\u307e\u3067\u6e1b\u3089\u3057\u3066\u3057\u307e\u3046\u306e\u306f\u30ea\u30b9\u30af\u3067\u3059\u3002<\/p>\n<p>\u9280\u884c\u306b\u3088\u3063\u3066\u306f\u6b7b\u4ea1\u3060\u3051\u3067\u306a\u304f\u3001\u304c\u3093\u3068\u8a3a\u65ad\u3055\u308c\u305f\u3068\u304d\u3084\u3001\u4e09\u5927\u75be\u75c5\u3067\u6240\u5b9a\u306e\u72b6\u614b\u306b\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u969b\u306b\u56e3\u4fe1\u304c\u767a\u52d5\u3059\u308b\u4f4f\u5b85\u30ed\u30fc\u30f3\u3082\u3042\u308a\u307e\u3059\u3002\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u3053\u3068\u3067\u3001\u3044\u3056\u3068\u3044\u3046\u6642\u306e\u4fdd\u969c\u3082\u5897\u3048\u308b\u306e\u3067\u5b89\u5fc3\u3067\u3059\u306d\u3002<\/p>\n<h3><span id=\"2-2\">2-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u6069\u6075\u3092\u30d5\u30eb\u3067\u53d7\u3051\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308b<\/span><\/h3>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u3068\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5e74\u672b\u6b8b\u50b5\u307e\u305f\u306f\u7269\u4ef6\u4fa1\u683c\u306e1\uff05\u304c\u3001\u6240\u5f97\u7a0e\u304a\u3088\u3073\u4f4f\u6c11\u7a0e\u304b\u3089\u63a7\u9664\u3055\u308c\u308b\u3068\u3044\u3046\u7bc0\u7a0e\u5236\u5ea6\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u7269\u4ef6\u4fa1\u683c\u3092\u8d85\u3048\u306a\u3044\u5206\u306f\u3001\u501f\u5165\u984d\u304c\u591a\u3044\u307b\u3069\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u984d\u3082\u591a\u304f\u306a\u308a\u3001\u7bc0\u7a0e\u984d\u3082\u591a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u30013,200\u4e07\u5186\u306e\u7269\u4ef6\u3092\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u8cfc\u5165\u3057\u3001\u305d\u306e\u5e74\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u5e74\u672b\u6b8b\u50b5\u304c3,000\u4e07\u5186\u306e\u5834\u5408\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u984d\u306f30\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u3001\u4eee\u306b\u982d\u91d1500\u4e07\u5186\u3092\u5165\u308c\u3066\u3057\u307e\u3046\u3068\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u501f\u5165\u984d\u304c2,500\u4e07\u5186\u306b\u306a\u308b\u3068\u540c\u6642\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u984d\u308225\u4e07\u5186\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306b\u3088\u3063\u3066\u3001\u305b\u3063\u304b\u304f\u53d7\u3051\u3089\u308c\u305f\u306f\u305a\u306e\u6069\u6075\u3092\u81ea\u3089\u6e1b\u3089\u3057\u3066\u3057\u307e\u3046\u3001\u3057\u304b\u3082\u624b\u5143\u306e\u304a\u91d1\u3092\u6e1b\u3089\u3057\u3066\u307e\u3067\u30fb\u30fb\u30fb\u3053\u308c\u306f\u52ff\u4f53\u306a\u3044\u306e\u3067\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u6069\u6075\u3092\u30d5\u30eb\u6d3b\u7528\u3059\u308b\u305f\u3081\u306b\u3082\u3001\u982d\u91d1\u306f\u5165\u308c\u306a\u3044\u65b9\u304c\u3044\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u5e74\u9593\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u984d\u306f\u3001<strong>\u6d88\u8cbb\u7a0e10\uff05\u306e\u53d6\u5f15\u306e\u5834\u5408\u306740\u4e07\u5186\uff08\u4e00\u5b9a\u306e\u4f4f\u5b85\u306f50\u4e07\u5186\uff09\u3001\u975e\u8ab2\u7a0e\u306e\u5834\u5408\u306f20\u4e07\u5186\u304c\u4e0a\u9650<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e14\u3064\u3001<strong>\u63a7\u9664\u3092\u53d7\u3051\u308b\u5e74\u306e\u6240\u5f97\u7a0e\uff0b\u524d\u5e74\u306e\u4f4f\u6c11\u7a0e\uff08\u6d88\u8cbb\u7a0e\u8ab2\u7a0e\u306f136,500\u5186\u3001\u6d88\u8cbb\u7a0e\u975e\u8ab2\u7a0e\u306f97,500\u5186\uff09\u304c\u4e0a\u9650<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002\u304a\u52e4\u3081\u306e\u65b9\u306e\u5834\u5408\u3001\u6240\u5f97\u7a0e\u306f\u6e90\u6cc9\u5fb4\u53ce\u7968\u306e\u6e90\u6cc9\u5fb4\u53ce\u7a0e\u984d\u3092\u3001\u4f4f\u6c11\u7a0e\u306f\u4f4f\u6c11\u7a0e\u6c7a\u5b9a\u901a\u77e5\u66f8\u306e\u5dee\u5f15\u7d0d\u7a0e\u984d\u3092\u3054\u53c2\u7167\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><span style=\"color: #0000ff;\">\u3010\u56f31\u3011\u6e90\u6cc9\u5fb4\u53ce\u7968\u3067\u6240\u5f97\u7a0e\uff08\u6e90\u6cc9\u5fb4\u53ce\u7a0e\u984d\uff09\u3092\u78ba\u8a8d<\/span><br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Withholding-slip.png\" alt=\"\u6e90\u6cc9\u5fb4\u53ce\u7968\" width=\"1177\" height=\"496\" class=\"alignnone size-full wp-image-5595\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Withholding-slip.png 1177w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Withholding-slip-300x126.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Withholding-slip-1024x432.png 1024w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Withholding-slip-768x324.png 768w\" sizes=\"auto, (max-width: 1177px) 100vw, 1177px\" \/><br \/>\n<span style=\"color: #0000ff;\">\u3010\u56f32\u3011\u4f4f\u6c11\u7a0e\u6c7a\u5b9a\u901a\u77e5\u66f8\u3067\u4f4f\u6c11\u7a0e\uff08\u5dee\u5f15\u7d0d\u7a0e\u984d\uff09\u3092\u78ba\u8a8d<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Resident-tax-decision-notice.png\" alt=\"\u4f4f\u6c11\u7a0e\u6c7a\u5b9a\u901a\u77e5\u66f8\" width=\"1109\" height=\"442\" class=\"alignnone size-full wp-image-5596\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Resident-tax-decision-notice.png 1109w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Resident-tax-decision-notice-300x120.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Resident-tax-decision-notice-1024x408.png 1024w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Resident-tax-decision-notice-768x306.png 768w\" sizes=\"auto, (max-width: 1109px) 100vw, 1109px\" \/><br \/>\n<\/span><\/p>\n<p>\u305d\u308c\u3067\u306f\u3001\u982d\u91d1\u306a\u3057\u306e\u5834\u5408\u3068\u4eee\u306b\u982d\u91d1500\u4e07\u5186\u3092\u62e0\u51fa\u3057\u305f\u5834\u5408\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u984d\u306f\u3069\u3046\u5909\u308f\u308b\u306e\u304b\u3092\u8e0f\u307e\u3048\u3066\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u7c21\u6613\u8a08\u7b97\u65b9\u6cd5\u3092\u307f\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><span style=\"color: #0000ff;\">\u203b\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u7c21\u6613\u8a08\u7b97\u65b9\u6cd5<\/span><br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-Mortgage-deduction.png\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u3000\u982d\u91d1\u306a\u3057\" width=\"953\" height=\"631\" class=\"alignnone size-full wp-image-5599\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-Mortgage-deduction.png 953w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-Mortgage-deduction-300x199.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/No-down-payment-Mortgage-deduction-768x509.png 768w\" sizes=\"auto, (max-width: 953px) 100vw, 953px\" \/><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-deduction-down-payment.png\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u3000\u982d\u91d1\u3042\u308a\" width=\"1021\" height=\"503\" class=\"alignnone size-full wp-image-5600\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-deduction-down-payment.png 1021w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-deduction-down-payment-300x148.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Mortgage-deduction-down-payment-768x378.png 768w\" sizes=\"auto, (max-width: 1021px) 100vw, 1021px\" \/><\/p>\n<p><span style=\"color: #ff0000;\">\u203b\u7c21\u6613\u8a08\u7b97\u3068\u306a\u308a\u307e\u3059\u306e\u3067\u3001\u500b\u5225\u5177\u4f53\u7684\u306a\u8a08\u7b97\u306f\u7a0e\u52d9\u7f72\u307e\u305f\u306f\u7a0e\u7406\u58eb\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><\/span>\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u984d\u304c\u4e0a\u9650\u3092\u8d85\u3048\u308b\u5206\u306f\u5f53\u7136\u6069\u6075\u304c\u53d7\u3051\u3089\u308c\u306a\u3044\u306e\u3067\u3001\u305d\u306e\u5206\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u63a7\u9664\u306e\u89b3\u70b9\u3067\u8003\u3048\u308b\u3068\u982d\u91d1\u3092\u5165\u308c\u3066\u3082\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u3046\u3044\u3046\u5834\u5408\u3067\u3042\u3063\u3066\u3082\u3001\u56e3\u4fe1\u3084\u624b\u5143\u306b\u304a\u91d1\u3092\u6b8b\u305b\u308b\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u3082\u4f75\u305b\u3066\u691c\u8a0e\u3057\u306a\u304c\u3089\u3001\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3057\u3066\u3044\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1213.htm\" target=\"_blank\" rel=\"noopener\">\u203b\u56fd\u7a0e\u5e81HP\u3000No.1213\u2003\u4f4f\u5b85\u3092\u65b0\u7bc9\u53c8\u306f\u65b0\u7bc9\u4f4f\u5b85\u3092\u53d6\u5f97\u3057\u305f\u5834\u5408\uff08\u4f4f\u5b85\u501f\u5165\u91d1\u7b49\u7279\u5225\u63a7\u9664\uff09<\/a><br \/>\n<span style=\"color: #ff0000;\">\u203b2021\u5e746\u6708\u6642\u70b9\u3067\u306e\u7a0e\u5236\u3067\u3059\u3002<\/span><\/p>\n<h3><span id=\"2-3\">2-3.\u624b\u5143\u306b\u304a\u91d1\u3092\u6b8b\u305b\u308b<\/span><\/h3>\n<p>\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u3053\u3068\u3067\u3001\u624b\u5143\u306b\u304a\u91d1\u3092\u6b8b\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u304b\u3089\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cc7\u91d1\u306e\u6e96\u5099\u304c\u5fc5\u8981\u306a\u5bb6\u5ead\u306a\u3069\u3001\u3044\u308f\u3086\u308b\u5b50\u80b2\u3066\u4e16\u5e2f\u306e\u5834\u5408\u306f\u3001\u982d\u91d1\u306f\u3080\u3057\u308d\u5165\u308c\u306a\u3044\u65b9\u304c\u3044\u3044\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u7279\u306b\u3001\u6570\u5e74\u4ee5\u5185\u306b\u5b50\u3069\u3082\u306e\u9032\u5b66\u3092\u63a7\u3048\u3066\u3044\u308b\u3001\u3068\u3044\u3063\u305f\u5834\u5408\u306b\u306f\u3001\u5165\u5b66\u91d1\u306a\u3069\u306e\u78ba\u4fdd\u3082\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u982d\u91d1\u3068\u3057\u3066\u637b\u51fa\u3057\u3066\u3057\u307e\u3063\u3066\u5165\u5b66\u91d1\u304c\u7528\u610f\u3067\u304d\u305a\u3001\u7d50\u5c40\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3088\u308a\u3082\u9ad8\u3044\u91d1\u5229\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u3053\u3068\u306b\u306a\u3063\u3066\u3057\u307e\u3063\u3066\u306f\u672c\u672b\u8ee2\u5012\u3067\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Money-on-hand.png\" alt=\"\u624b\u5143\u91d1\" width=\"1012\" height=\"359\" class=\"alignnone size-full wp-image-5603\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Money-on-hand.png 1012w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Money-on-hand-300x106.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Money-on-hand-768x272.png 768w\" sizes=\"auto, (max-width: 1012px) 100vw, 1012px\" \/><\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u6700\u592735\u5e74\uff08\u5e74\u9f62\u306b\u3088\u308b\uff09\u306e\u8fd4\u6e08\u8a08\u753b\u3067\u3059\u3002\u4e00\u65b9\u3001\u6559\u80b2\u8cbb\u306f\u5b50\u3069\u3082\u304c0\u6b73\u3067\u3042\u3063\u3066\u3082\u5927\u5b66\u5352\u696d\u307e\u3067\u3092\u8003\u3048\u308b\u306822\u5e74\u9593\u3067\u3059\u300235\u5e74\u306822\u5e74\u306e\u8a08\u753b\u3001\u3069\u3061\u3089\u3092\u512a\u5148\u3055\u305b\u308b\u3079\u304d\u304b\u306f\u81ea\u660e\u306e\u7406\u3067\u3059\u306d\u3002<\/p>\n<p>\u307e\u305f\u3001\u624b\u5143\u306b\u304a\u91d1\u3092\u6b8b\u3059\u3053\u3068\u3067\u3001\u4e88\u671f\u305b\u306c\u6025\u306a\u51fa\u8cbb\u306b\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u6025\u306a\u5165\u9662\u3084\u5bb6\u5177\u5bb6\u96fb\u306e\u6545\u969c\u3001\u51a0\u5a5a\u846c\u796d\u306a\u3069\u3067\u3059\u3002\u4e00\u822c\u7684\u306b\u3053\u3046\u3044\u3063\u305f\u3082\u306e\u306f\u3001\u666e\u6bb5\u306e\u751f\u6d3b\u8cbb\u3068\u3057\u3066\u78ba\u4fdd\u3055\u308c\u3066\u3044\u306a\u3044\u5bb6\u5ead\u304c\u591a\u3044\u306e\u3067\u3001\u3044\u3056\u3068\u3044\u3046\u51fa\u8cbb\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u3088\u3046\u306b\u5de5\u9762\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001\u624b\u5143\u306b\u6b8b\u308b\u304a\u91d1\u306b\u52a0\u3048\u3066\u5c06\u6765\u7684\u306b\u304a\u91d1\u304c\u8caf\u307e\u3063\u3066\u3044\u3051\u3070\u3001\u69d8\u3005\u306a\u9078\u629e\u80a2\u3092\u6301\u3064\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u305f\u3068\u3048\u3070\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u7e70\u4e0a\u8fd4\u6e08\u3067\u3059\u3002\u4f4f\u5b85\u8cfc\u5165\u6642\u306b\u306f\u982d\u91d1\u3092\u7528\u610f\u3067\u304d\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u305d\u306e\u5206\u306b\u52a0\u3048\u304a\u91d1\u304c\u305f\u307e\u3063\u3066\u304d\u305f\u6642\u70b9\u3067\u7e70\u4e0a\u8fd4\u6e08\u3092\u3059\u308b\u3068\u3044\u3046\u9078\u629e\u80a2\u304c\u6301\u3066\u307e\u3059\u3002<\/p>\n<p>\u7e70\u4e0a\u8fd4\u6e08\u3057\u306a\u3044\u3068\u3057\u3066\u3082\u3001\u904b\u7528\u306b\u8208\u5473\u304c\u3042\u308b\u4eba\u306f\u3001\u8cc7\u7523\u904b\u7528\u3059\u308b\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u6301\u3066\u307e\u3059\u3002\uff08\u203b\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u3088\u308a\u9ad8\u3044\u5229\u56de\u308a\u304c\u671f\u5f85\u3067\u304d\u308b\u524d\u63d0\uff09<strong>\u6559\u80b2\u8cbb\u306e\u6e96\u5099\u3001\u4e88\u671f\u305b\u306c\u6025\u306a\u51fa\u8cbb\u3078\u306e\u5bfe\u5fdc\u3001\u7e70\u4e0a\u8fd4\u6e08\u3084\u8cc7\u7523\u904b\u7528\u306e\u9078\u629e\u80a2\u3092\u6301\u3066\u308b\u30fb\u30fb\u30fb<\/strong>\u3053\u306e\u3088\u3046\u306b\u3001\u69d8\u3005\u306a\u9078\u629e\u80a2\u3092\u6301\u3064\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u3082\u3001\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u30e1\u30ea\u30c3\u30c8\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<h2><span id=\"37\">3.\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u5834\u5408\u306e7\u3064\u306e\u6ce8\u610f\u70b9<\/span><\/h2>\n<p>\u3053\u3053\u307e\u3067\u3001\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u3068\u826f\u3044\u7406\u7531\u306b\u3064\u3044\u3066\u304a\u8a71\u3057\u3066\u304d\u307e\u3057\u305f\u304c\u3001\u6ce8\u610f\u70b9\u306f\u306a\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u7ae0\u3067\u306f\u3001\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u5165\u308c\u308b\u969b\u306e\u6ce8\u610f\u70b9\u306b\u3064\u3044\u3066\u30017\u3064\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-1\">3-1.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u304c\u53b3\u3057\u304f\u306a\u308b<\/span><\/h3>\n<p>\u307e\u305a\u3001\u982d\u91d1\u304c\u306a\u3044\u3053\u3068\u3067\u4e00\u756a\u306b\u60f3\u5b9a\u3055\u308c\u308b\u3053\u3068\u304c\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u6761\u4ef6\u304c\u53b3\u3057\u304f\u306a\u308b\u3053\u3068\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u9280\u884c\u5074\u306b\u306f\u3001<strong>\u300c\u982d\u91d1\u304c\u7528\u610f\u3067\u304d\u306a\u3044\u307b\u3069\u3001\u4f4f\u5b85\u8cfc\u5165\u306e\u8a08\u753b\u7acb\u6848\u3084\u5bb6\u8a08\u7ba1\u7406\u304c\u3067\u304d\u3066\u3044\u306a\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u300d<\/strong>\u3068\u3044\u3046\u5224\u65ad\u3092\u3055\u308c\u307e\u3059\u3002\u5f93\u3063\u3066\u3001\u5be9\u67fb\u3082\u53b3\u3057\u304f\u306a\u308a\u3001\u982d\u91d1\u3092\u7528\u610f\u3067\u304d\u305f\u5834\u5408\u3068\u6bd4\u3079\u3066\u672c\u6765\u501f\u308a\u3089\u308c\u308b\u306f\u305a\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u3089\u308c\u306a\u304f\u306a\u304f\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3069\u306e\u3088\u3046\u306a\u6761\u4ef6\u306b\u306a\u308b\u304b\u306f\u9280\u884c\u6b21\u7b2c\u3001\u5be9\u67fb\u6642\u306e\u72b6\u6cc1\u6b21\u7b2c\uff08\u501f\u5165\u984d\u5bfe\u3059\u308b\u5e74\u53ce\u3084\u5e74\u9f62\u306a\u3069\uff09\u306b\u3088\u3063\u3066\u7dcf\u5408\u7684\u306a\u5224\u65ad\u306b\u306a\u308b\u306e\u3067\u3001\u5be9\u67fb\u7533\u8fbc\u6642\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"3-2\">3-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u501f\u5165\u91d1\u5229\u304c\u4e0a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/span><\/h3>\n<p>\u7121\u4e8b\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u304c\u901a\u3063\u3066\u3082\u3001\u982d\u91d1\u3092\u7528\u610f\u3057\u305f\u5834\u5408\u3068\u6bd4\u3079\u3066\u91d1\u5229\u304c\u9ad8\u304f\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u30bb\u30be\u30f3\u306e\u30d5\u30e9\u30c3\u30c835\u306e\u5834\u5408\u3001\u982d\u91d1\u3092\u7528\u610f\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u91d1\u5229\u306e\u512a\u9047\uff08\u5f15\u304d\u4e0b\u3052\uff09\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Flat-35-1.png\" alt=\"\u30d5\u30e9\u30c3\u30c835\" width=\"729\" height=\"807\" class=\"alignnone size-full wp-image-5608\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Flat-35-1.png 729w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Flat-35-1-271x300.png 271w\" sizes=\"auto, (max-width: 729px) 100vw, 729px\" \/><\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/finance.saisoncard.co.jp\/flat35\/product\/choice\/\" target=\"_blank\" rel=\"noopener\">\u30bb\u30be\u30f3\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3HP\u3088\u308a\u3000\u30bb\u30be\u30f3\u306e\u30d5\u30e9\u30c3\u30c835\uff08\u4fdd\u8a3c\u578b\uff09<\/a><span style=\"color: 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\/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Collateral-crack.png\" alt=\"\u62c5\u4fdd\u5272\u308c\" width=\"828\" height=\"465\" class=\"alignnone size-full wp-image-5609\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Collateral-crack.png 828w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Collateral-crack-300x168.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Collateral-crack-768x431.png 768w\" sizes=\"auto, (max-width: 828px) 100vw, 828px\" \/><\/p>\n<h3><span id=\"3-5\">3-5.\u982d\u91d1\u306a\u3057\u3067\u3082\u300c\u624b\u4ed8\u91d1\u300d\u3060\u3051\u306f\u5fc5\u8981<\/span><\/h3>\n<p>\u982d\u91d1\u306f\u81ea\u5df1\u8cc7\u91d1\u306e\u3046\u3061\u3001\u4f4f\u5b85\u8cfc\u5165\u8cc7\u91d1\u672c\u4f53\u306b\u5145\u5f53\u3059\u308b\u90e8\u5206\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u982d\u91d1\u306e\u637b\u51fa\u306f\u4efb\u610f\u3067\u3059\u304c\u3001\u624b\u4ed8\u91d1\u306f\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u624b\u4ed8\u91d1\u3068\u306f\u3001\u4f4f\u5b85\u306e\u5951\u7d04\uff08\u4e0d\u52d5\u7523\u58f2\u8cb7\u5951\u7d04\uff09\u306e\u969b\u306b\u6700\u521d\u306b\u652f\u6255\u3046\u304a\u91d1\u306e\u3053\u3068\u3067\u3001\u8cfc\u5165\u4fa1\u683c\u306e5\uff5e10\uff05\u524d\u5f8c\u304c\u76f8\u5834\u3067\u3059\u3002<\/p>\n<p>3,000\u4e07\u5186\u306e\u4f4f\u5b85\u306e\u5834\u5408\u3001150\uff5e300\u4e07\u5186\u3067\u3059\u306d\u3002\u305f\u3060\u3057\u3001\u624b\u4ed8\u91d1\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u542b\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305d\u306e\u5834\u5408\u3001\u624b\u4ed8\u91d1\u306f\u5951\u7d04\u6642\u306b\u81ea\u5df1\u8cc7\u91d1\u3067\u652f\u6255\u3044\u307e\u3059\u304c\u3001\u6c7a\u6e08\u6642\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u5b9f\u884c\u6642\uff09\u306b\u624b\u4ed8\u91d1\u306e\u5206\u3060\u3051\u9280\u884c\u53e3\u5ea7\u306b\u6b8b\u308b\u306e\u3067\u3001\u6c7a\u6e08\u307e\u3067\u306e\u4e00\u6642\u7684\u306a\u7acb\u66ff\u3068\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Deposit.png\" alt=\"\u624b\u4ed8\u91d1\" width=\"819\" height=\"381\" class=\"alignnone size-full wp-image-5610\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Deposit.png 819w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Deposit-300x140.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Deposit-768x357.png 768w\" sizes=\"auto, (max-width: 819px) 100vw, 819px\" \/><br \/>\n\u3067\u3059\u306e\u3067\u3001\u4e00\u6642\u3057\u306e\u304e\u3068\u3057\u3066\u89aa\u306b\u983c\u3093\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u5b9f\u884c\u5f8c\u306b\u8fd4\u3059\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u624b\u4ed8\u91d1\u306e\u7528\u610f\u306f\u96e3\u3057\u304f\u3066\u3082\u3001\u89aa\u306b\u983c\u3081\u305d\u3046\u306a\u5834\u5408\u306f\u76f8\u8ac7\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span id=\"3-6\">3-6.\u6700\u4f4e\u9650\u306e\u304a\u91d1\u306f\u5fc5\u8981<\/span><\/h3>\n<p>\u4f4f\u5b85\u8cfc\u5165\u6642\u306b\u306f\u3001\u624b\u4ed8\u91d1\u4ee5\u5916\u306b\u3082\u69d8\u3005\u306a\u304a\u91d1\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u5f15\u3063\u8d8a\u3057\u8cbb\u7528\u3084\u5bb6\u96fb\u8cfc\u5165\u8cbb\u7528\u306a\u3069\u3067\u3059\u3002\u30ea\u30d5\u30a9\u30fc\u30e0\u3092\u5b9f\u65bd\u3057\u305f\u308a\u30bd\u30fc\u30e9\u30fc\u30d1\u30cd\u30eb\u3092\u8a2d\u7f6e\u3059\u308b\u5834\u5408\u306f\u3001\u3053\u308c\u3089\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u542b\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u5f15\u3063\u8d8a\u3057\u8cbb\u7528\u3084\u5bb6\u96fb\u8cfc\u5165\u3082\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u542b\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u91d1\u878d\u6a5f\u95a2\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u53d6\u308a\u6271\u3044\u53ef\u80fd\u306a\u91d1\u878d\u6a5f\u95a2\u306f\u9650\u3089\u308c\u308b\u306e\u3067\u3001\u305d\u306e\u5206\u306b\u3064\u3044\u3066\u306f\u6700\u4f4e\u9650\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-7\">3-7.\u4f4f\u5b85\u8cc7\u91d1\u8d08\u4e0e\u306f\u982d\u91d1\u3068\u3057\u3066\u306e\u5145\u5f53\u304c\u5fc5\u8981<\/span><\/h3>\n<p>\u89aa\u306b\u4f4f\u5b85\u8cfc\u5165\u306e\u76f8\u8ac7\u3092\u3059\u308b\u3068\u3001\u304a\u91d1\u3092\u63f4\u52a9\u3057\u3066\u3082\u3089\u3048\u308b\u4eba\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002\u304a\u795d\u3044\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3053\u3068\u3082\u3042\u308b\u3068\u601d\u3044\u307e\u3059\u304c\u3001\u8d08\u4e0e\u7a0e\u306b\u6ce8\u610f\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u3082\u3089\u3063\u305f\u304a\u91d1\u304c\u5e74\u9593\u3067110\u4e07\u5186\u307e\u3067\u306f\u66a6\u5e74\u8d08\u4e0e\u3068\u3044\u3063\u3066\u3001\u8d08\u4e0e\u7a0e\u306f\u975e\u8ab2\u7a0e\u306b\u306a\u308a\u307e\u3059<\/strong>\u3002110\u4e07\u5186\u3092\u8d85\u3048\u308b\u5834\u5408\u306f\u3001\u305d\u306e\u91d1\u984d\u306b\u3088\u3063\u3066\u8d08\u4e0e\u7a0e\u304c\u767a\u751f\u3057\u307e\u3059\u304c\u3001<strong>\u4f4f\u5b85\u8cfc\u5165\u6642\u306b\u9650\u3063\u3066\u4e00\u5b9a\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3057\u305f\u5834\u5408\u3001\u4f4f\u5b85\u8cc7\u91d1\u8d08\u4e0e\u306e\u7279\u4f8b\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059<\/strong>\u3002<\/p>\n<p>\u4f4f\u5b85\u8cc7\u91d1\u8d08\u4e0e\u306f\u3001\u4f4f\u5b85\u306e\u8cfc\u5165\u306b\u969b\u3057\u3066\u306e\u307f\u3001\u975e\u8ab2\u7a0e\u67a0\u306e\u9069\u7528\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u4f4f\u5b85\u8cfc\u5165\u8cbb\u7528\u3068\u3057\u3066\u4f7f\u3044\u5207\u308b\u5fc5\u8981\u304c\u3042\u308a\u3001\u4f59\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u305d\u306e\u5206\u306e\u975e\u8ab2\u7a0e\u306f\u8a8d\u3081\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u4f4f\u5b85\u8cc7\u91d1\u8d08\u4e0e\u306e\u9069\u7528\u3092\u53d7\u3051\u308b\u305f\u3081\u306b\u306f\u982d\u91d1\u3068\u3057\u3066\u5168\u984d\u5145\u5f53\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3001\u3082\u3057\u4e88\u5b9a\u4ee5\u4e0a\u306b\u8cc7\u91d1\u63f4\u52a9\u3092\u53d7\u3051\u3089\u308c\u308b\u5834\u5408\u306f\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Housing-costs-Gift.png\" alt=\"\u4f4f\u5b85\u8cc7\u91d1\u8d08\u4e0e\" width=\"877\" height=\"631\" class=\"alignnone size-full wp-image-5611\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Housing-costs-Gift.png 877w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Housing-costs-Gift-300x216.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Housing-costs-Gift-768x553.png 768w\" sizes=\"auto, (max-width: 877px) 100vw, 877px\" \/><\/p>\n<p>\u51fa\u5178\u203b<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/sozoku\/4508.html\" target=\"_blank\" rel=\"noopener\" class=\"broken_link\">\u56fd\u7a0e\u5e81HP\u3000No.4508\u2003\u76f4\u7cfb\u5c0a\u5c5e\u304b\u3089\u4f4f\u5b85\u53d6\u5f97\u7b49\u8cc7\u91d1\u306e\u8d08\u4e0e\u3092\u53d7\u3051\u305f\u5834\u5408\u306e\u975e\u8ab2\u7a0e<\/a>\u3088\u308a<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/housing-loan\/\" target=\"_blank\" rel=\"noopener\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/a><\/p>\n<h2><span id=\"44\">4.\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u826f\u3044\u304b\u5224\u65ad\u3059\u308b\u305f\u3081\u306e4\u3064\u306e\u30dd\u30a4\u30f3\u30c8<\/span><\/h2>\n<p>\u3053\u3053\u307e\u3067\u982d\u91d1\u306a\u3057\u306e\u304a\u3059\u3059\u3081\u306e\u7406\u7531\u3068\u6ce8\u610f\u70b9\u306b\u3064\u3044\u3066\u8ff0\u3079\u3066\u304d\u307e\u3057\u305f\u304c\u3001\u7d50\u5c40\u306e\u3068\u3053\u308d\u3001\u982d\u91d1\u306a\u3057\u3067\u4f4f\u5b85\u3092\u8cfc\u5165\u3057\u3066\u3082\u5927\u4e08\u592b\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u5224\u65ad\u306e\u30dd\u30a4\u30f3\u30c8\u306b\u3064\u3044\u3066\u8ff0\u3079\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<h3><span id=\"4-1\">4-1.\u6700\u4f4e\u9650\u306e\u304a\u91d1\u304c\u624b\u5143\u306b\u6b8b\u308b\u304b<\/span><\/h3>\n<p>3-6\u3067\u3082\u8ff0\u3079\u305f\u3088\u3046\u306b\u3001\u6700\u4f4e\u9650\u306e\u304a\u91d1\u3092\u624b\u5143\u306b\u6b8b\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u4ed6\u306b\u3082\u3001\u51a0\u5a5a\u846c\u796d\u3084\u6025\u306a\u5165\u9662\u3068\u3044\u3063\u305f\u4e88\u671f\u305b\u306c\u51fa\u8cbb\u306b\u5099\u3048\u3066\u5341\u5206\u306a\u5bfe\u5fdc\u304c\u53d6\u308c\u308b\u72b6\u6cc1\u306b\u3042\u308b\u306e\u304b\u3001\u3057\u3063\u304b\u308a\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u91d1\u984d\u306f\u5bb6\u5ead\u306b\u3088\u308a\u307e\u3059\u304c\u3001\u304a\u304a\u3088\u305d\u306e\u76ee\u5b89\u306f\u3001<strong>\u6708\u306e\u652f\u51fa\u306e6\u304b\u6708\u5206<\/strong>\u306b\u306a\u308a\u307e\u3059\u3002\u4f4f\u5b85\u306e\u8cfc\u5165\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u307e\u304b\u306a\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u305d\u306e\u5f8c\u306e\u5f15\u3063\u8d8a\u3057\u3084\u5bb6\u8ca1\u306e\u8cb7\u3044\u66ff\u3048\u3092\u7d42\u3048\u3066\u3082\u305d\u308c\u3060\u3051\u306e\u304a\u91d1\u304c\u624b\u5143\u306b\u6b8b\u308b\u304b\u3069\u3046\u304b\u306f\u3001\u5224\u65ad\u306e\u4e00\u3064\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Cash-on-hand.png\" alt=\"\u624b\u5143\u91d1\" width=\"721\" height=\"548\" class=\"alignnone size-full wp-image-5612\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Cash-on-hand.png 721w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Cash-on-hand-300x228.png 300w\" sizes=\"auto, (max-width: 721px) 100vw, 721px\" \/><\/p>\n<h3><span id=\"4-2\">4-2.\u8fd4\u6e08\u3067\u304d\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u5fc3\u914d\u306f\u306a\u3044\u304b<\/span><\/h3>\n<p>\u7121\u7406\u306e\u306a\u3044\u6708\u3005\u306e\u8fd4\u6e08\u306b\u3059\u308b\u3053\u3068\u306f\u3044\u3046\u307e\u3067\u3082\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u4e88\u671f\u305b\u306c\u4e8b\u614b\u306b\u3088\u308a\u3001\u8fd4\u6e08\u3067\u304d\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u5fc3\u914d\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u305f\u3068\u3048\u3070\u3001\u8ee2\u8077\u3084\u9000\u8077\u3001\u5165\u9662\u306e\u9577\u671f\u5316\u7b49\u306b\u3088\u308a\u3001\u53ce\u5165\u304c\u6e1b\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306a\u3069\u3067\u3059\u3002\u76f4\u8fd1\u3067\u3053\u308c\u3089\u306e\u4e88\u5b9a\u304c\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u307e\u305f\u3001\u4e88\u5b9a\u306f\u306a\u304f\u3066\u3082\u305d\u3046\u305b\u3056\u308b\u3092\u5f97\u306a\u3044\u72b6\u6cc1\u306b\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306f\u3001\u5165\u9662\u306b\u3064\u3044\u3066\u306f\u533b\u7642\u4fdd\u967a\u3067\u5bfe\u5fdc\u3067\u304d\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u8ee2\u8077\u3084\u9000\u8077\u306b\u3088\u308b\u53ce\u5165\u6e1b\u306f\u4e88\u5b9a\u5916\u306e\u3082\u306e\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u3053\u308c\u306f\u305d\u3082\u305d\u3082\u4f4f\u5b85\u306e\u4e88\u7b97\u304c\u9ad8\u3044\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u3044\u3046\u5225\u306e\u554f\u984c\u3082\u8003\u3048\u3089\u308c\u308b\u305f\u3081\u3001\u3053\u3046\u3044\u3063\u305f<strong>\u4e07\u4e00\u306e\u53ce\u5165\u6e1b\u306b\u5099\u3048\u3066\u3001\u7121\u7406\u306e\u306a\u3044\u8fd4\u6e08\u8a08\u753b\u3068\u4e88\u7b97\u3092\u6c7a\u3081\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/strong><\/p>\n<h3><span id=\"4-3\">4-3.\u58f2\u5374\u524d\u63d0\u3067\u306f\u306a\u3044\u304b<\/span><\/h3>\n<p>\u4e00\u6642\u7684\u306a\u4f4f\u307e\u3044\u3067\u3042\u308b\u5834\u5408\u306a\u3069\u3001\u5c06\u6765\u58f2\u5374\u306e\u4e88\u5b9a\u304c\u3042\u308b\u5834\u5408\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u30023-4\u3067\u8ff0\u3079\u305f\u3088\u3046\u306b\u3001\u62c5\u4fdd\u5272\u308c\u3059\u308b\u6050\u308c\u304c\u3042\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u6d77\u5916\u8d74\u4efb\u306a\u3069\u306a\u3093\u3089\u304b\u306e\u7406\u7531\u3067\u58f2\u5374\u306e\u53ef\u80fd\u6027\u304c\u3042\u308b\u65b9\u306f\u3001\u982d\u91d1\u3092\u7528\u610f\u3059\u308b\u304b\u3001\u62c5\u4fdd\u5272\u308c\u306b\u5099\u3048\u3066\u58f2\u5374\u4e88\u5b9a\u6642\u306b\u982d\u91d1\u76f8\u5f53\u984d\u306e\u304a\u91d1\u3092\u6e96\u5099\u3067\u304d\u308b\u3088\u3046\u306b\u3001\u8a08\u753b\u7684\u306b\u8caf\u3081\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span 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href=\"https:\/\/fpbank.co.jp\/fpguide\/housing-loan\/\" target=\"_blank\" rel=\"noopener\"><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/a><\/p>\n<h2><span 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