{"id":5539,"date":"2021-07-21T07:00:57","date_gmt":"2021-07-20T22:00:57","guid":{"rendered":"https:\/\/fpbank.co.jp\/column\/?p=5539"},"modified":"2022-07-25T10:56:18","modified_gmt":"2022-07-25T01:56:18","slug":"jutaku-forties-home-purchase-down-payment","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/jutaku-forties-home-purchase-down-payment","title":{"rendered":"40\u4ee3\u3067\u5bb6\u3092\u8cfc\u5165\u3059\u308b\u3042\u306a\u305f\u304c\u982d\u91d1\u3092\u5165\u308c\u308b\u3079\u304d\u304b\uff1f\u5165\u308c\u306a\u3044\u3079\u304d\u304b\uff1f"},"content":{"rendered":"<p>40\u4ee3\u306e\u3042\u306a\u305f\u306f\u3001\u5bb6\u306e\u8cfc\u5165\u306b\u3042\u305f\u3063\u3066\u982d\u91d1\u3092\u5165\u308c\u308b\u3079\u304d\u304b\u60a9\u307e\u308c\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<br \/>\n\u7d50\u8ad6\u304b\u3089\u304a\u4f1d\u3048\u3059\u308b\u3068\u3001<strong>\u3082\u3057\u3042\u306a\u305f\u304c\u4ee5\u4e0b\u306e2\u3064\u306e\u30b1\u30fc\u30b9\u306b\u8a72\u5f53\u3059\u308b\u306e\u3067\u3042\u308c\u3070\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u65b9\u304c\u826f\u3044<\/strong>\u3067\u3059\u3002<\/p>\n<ul>\n<li>\u6559\u80b2\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9<\/li>\n<li>\u8001\u5f8c\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9<\/li>\n<\/ul>\n<p>\u53cd\u5bfe\u306b\u3001\u3053\u308c\u3089\u306b\u8a72\u5f53\u3057\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u3092\u691c\u8a0e\u3059\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002\u6559\u80b2\u8cc7\u91d1\u3084\u8001\u5f8c\u8cc7\u91d1\u304c\u6f64\u6ca2\u3067\u3042\u308c\u3070\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u306b\u3088\u308b\u30e1\u30ea\u30c3\u30c8\u3092\u4eab\u53d7\u3067\u304d\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u3053\u308c\u3089\u306f\u3042\u304f\u307e\u3067\u3082\u4e00\u822c\u8ad6\u3067\u3042\u308a\u3001\u672c\u5f53\u306b\u3042\u306a\u305f\u304c\u982d\u91d1\u3092\u5165\u308c\u308b\u3079\u304d\u304b\u5165\u308c\u306a\u3044\u3079\u304d\u304b\u3092\u5224\u65ad\u3059\u308b\u3053\u3068\u306f\u4e0d\u53ef\u80fd\u3067\u3059\u3002<br \/>\n\u306a\u305c\u306a\u3089\u300140\u4ee3\u3068\u3044\u3063\u3066\u3082\u4eba\u305d\u308c\u305e\u308c\u306e\u72b6\u6cc1\u304c\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3057\u3001\u3053\u308c\u304b\u3089\u5148\u306e\u4eba\u751f\u8a2d\u8a08\u3082\u307e\u305f\u5927\u304d\u304f\u7570\u306a\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u9069\u5207\u306a\u7d50\u8ad6\u3092\u5c0e\u304d\u51fa\u3059\u305f\u3081\u306b\u306f\u3001\u3042\u306a\u305f\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u8a2d\u8a08\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u4eca\u56de\u306f\u300140\u4ee3\u306e\u3042\u306a\u305f\u304c\u982d\u91d1\u3092\u5165\u308c\u308b\u3079\u304d\u304b\u5165\u308c\u306a\u3044\u3079\u304d\u304b\u5224\u65ad\u3067\u304d\u308b\u3088\u3046\u306a\u60c5\u5831\u3092\u307e\u3068\u3081\u307e\u3057\u305f\u3002<br \/>\n\u5177\u4f53\u7684\u306b\u306f\u3001\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u65b9\u304c\u826f\u30442\u3064\u306e\u30b1\u30fc\u30b9\u3001\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u306b\u3088\u308b4\u3064\u306e\u52b9\u679c\u3001\u4f4f\u5b85\u8cfc\u5165\u306b\u304b\u304b\u308b\u982d\u91d1\u306e\u76f8\u5834\u306a\u3069\u306e\u300c\u982d\u91d1\u300d\u306b\u5bfe\u3059\u308b\u57fa\u672c\u7684\u306a\u8003\u3048\u65b9\u3084\u77e5\u8b58\u3092\u3064\u3051\u3066\u9802\u304f\u3068\u3068\u3082\u306b\u3001\u300c\u3042\u306a\u305f\u306b\u3068\u3063\u3066\u6700\u9069\u306a\u982d\u91d1\u300d\u3092\u898b\u3064\u3051\u51fa\u3059\u65b9\u6cd5\u30923\u3064\u306e\u30b9\u30c6\u30c3\u30d7\u3067\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u30b3\u30e9\u30e0\u3092\u8aad\u3093\u3067\u9802\u304d\u3001\u5b9f\u969b\u306b\u884c\u52d5\u306b\u79fb\u3059\u3053\u3068\u304c\u3067\u304d\u308c\u3070\u3001\u300e\u982d\u91d1\u3092\u5165\u308c\u904e\u304e\u3066\u5931\u6557\u3057\u305f\u3002\u300f\u3082\u3057\u304f\u306f\u300e\u3082\u3063\u3068\u8003\u3048\u3066\u304b\u3089\u300c\u982d\u91d1\u300d\u3092\u5165\u308c\u308b\u3079\u304d\u3060\u3063\u305f\u3002\u300f\u306a\u3069\u306e\u5f8c\u6094\u3092\u3059\u308b\u3088\u3046\u306a\u4e8b\u614b\u306f\u8d77\u3053\u3089\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u30de\u30a4\u30db\u30fc\u30e0\u3092\u8cfc\u5165\u3057\u305f\u5f8c\u306b\u601d\u3044\u63cf\u3044\u3066\u3044\u308b\u30cf\u30c3\u30d4\u30fc\u30e9\u30a4\u30d5\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306b\u3082\u3001\u305c\u3072\u6700\u5f8c\u307e\u3067\u8aad\u3093\u3067\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#1_402\">1. 40\u4ee3\u3067\u5bb6\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u65b9\u304c\u826f\u30442\u3064\u306e\u30b1\u30fc\u30b9\u3000<\/a><ul><li><a href=\"#i\">\u30b1\u30fc\u30b9\u2460\uff1a\u6559\u80b2\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9\u3000<\/a><\/li><li><a href=\"#i-2\">\u30b1\u30fc\u30b9\u2461\uff1a\u8001\u5f8c\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9<\/a><\/li><\/ul><\/li><li><a href=\"#2_404\">2. 40\u4ee3\u3067\u5bb6\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u306b\u3088\u308b4\u3064\u306e\u52b9\u679c<\/a><ul><li><a href=\"#i-3\">\u52b9\u679c\u2460\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u984d\u306e\u5727\u7e2e<\/a><\/li><li><a href=\"#i-4\">\u52b9\u679c\u2461\uff1a\u501f\u5165\u671f\u9593\u77ed\u7e2e\u306b\u3088\u308b\u91d1\u5229\u8ca0\u62c5\u8efd\u6e1b<\/a><\/li><li><a href=\"#60\">\u52b9\u679c\u2462\uff1a60\u6b73\u5b8c\u6e08\u8a08\u753b\u306e\u5b9f\u73fe<\/a><\/li><li><a href=\"#i-5\">\u52b9\u679c\u2463\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\u6e1b\u7a0e\u5236\u5ea6\u306e\u6709\u52b9\u6d3b\u7528<\/a><\/li><\/ul><\/li><li><a href=\"#3_40\">3. \u4e00\u822c\u7684\u306a40\u4ee3\u306e\u4f4f\u5b85\u8cfc\u5165\u306b\u304b\u304b\u308b\u982d\u91d1\u306e\u76f8\u5834<\/a><ul><li><a href=\"#3-1_12\">3-1. \u4e00\u822c\u7684\u306b\u306f\u3069\u306e\u4e16\u4ee3\u3067\u30821\uff5e2\u5272\u7a0b\u5ea6<\/a><\/li><li><a href=\"#3-2\">3-2. \u4eba\u306b\u3088\u3063\u3066\u6700\u9069\u306a\u982d\u91d1\u306f\u5927\u304d\u304f\u7570\u306a\u308b\u3000<\/a><\/li><\/ul><\/li><li><a href=\"#4_3\">4. \u3042\u306a\u305f\u306b\u3068\u3063\u3066\u6700\u9069\u306a\u982d\u91d1\u3092\u898b\u3064\u3051\u51fa\u30593\u3064\u306e\u30b9\u30c6\u30c3\u30d7<\/a><ul><li><a href=\"#i-6\">\u30b9\u30c6\u30c3\u30d7\u2460\uff1a\u501f\u5165\u53ef\u80fd\u984d\u3092\u628a\u63e1\u3059\u308b<\/a><\/li><li><a href=\"#i-7\">\u30b9\u30c6\u30c3\u30d7\u2461\uff1a\u624b\u5143\u306b\u6b8b\u3057\u305f\u3044\u91d1\u984d\u3092\u8003\u3048\u308b<\/a><\/li><li><a href=\"#i-8\">\u30b9\u30c6\u30c3\u30d7\u2462\uff1a\u5bb6\u8a08\u306e\u53ce\u652f\u3092\u78ba\u8a8d\u3059\u308b<\/a><\/li><\/ul><\/li><li><a href=\"#5\">5. \u3088\u308a\u6b63\u78ba\u306b\u77e5\u308a\u305f\u3044\u5834\u5408\u306f\u30d7\u30ed\u306b\u4f9d\u983c\u3057\u3088\u3046<\/a><ul><li><a href=\"#5-1\">5-1. \u30d7\u30ed\u306b\u4f9d\u983c\u3059\u3079\u304d\u7406\u7531\u306f\u4eba\u306b\u3088\u3063\u3066\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304c\u7570\u306a\u308b\u304b\u3089<\/a><\/li><li><a href=\"#5-2\">5-2. \u30d7\u30ed\u306b\u4f9d\u983c\u3059\u308c\u3070\u8cea\u306e\u9ad8\u3044\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304c\u4f5c\u6210\u53ef\u80fd<\/a><\/li><li><a href=\"#5-3\">5-3. \u8cea\u306e\u9ad8\u3044\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304c\u3042\u308c\u3070\u9069\u5207\u306a\u982d\u91d1\u306e\u7b97\u51fa\u304c\u53ef\u80fd<\/a><\/li><\/ul><\/li><li><a href=\"#6\">6. \u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1_402\">1. 40\u4ee3\u3067\u5bb6\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u65b9\u304c\u826f\u30442\u3064\u306e\u30b1\u30fc\u30b9\u3000<\/span><\/h2>\n<p>\u3053\u3053\u3067\u306f\u300140\u4ee3\u306e\u3042\u306a\u305f\u304c\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u65b9\u304c\u3044\u3044<strong>2\u3064\u306e\u30b1\u30fc\u30b9<\/strong>\u3092\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h3><span id=\"i\">\u30b1\u30fc\u30b9\u2460\uff1a\u6559\u80b2\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9\u3000<\/span><\/h3>\n<p>\u6559\u80b2\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9\u306f\u3001\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u65b9\u304c\u826f\u3044\u3067\u3059\u3002<br \/>\n\u4e00\u822c\u7684\u306b1\u4eba\u3042\u305f\u308a\u306e\u6559\u80b2\u8cbb\u306f<strong>\u516c\u7acb\u306e\u5834\u54081\u4eba\u5f53\u305f\u308a1000\u4e07\u5186\u7a0b\u5ea6\u3001\u79c1\u7acb\u306e\u5834\u5408\u306f2000\u4e07\u5186\u7a0b\u5ea6<\/strong>\u3068\u8a00\u308f\u308c\u307e\u3059\u304c\u3001<strong><span style=\"color: #ff0000;\">\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u3053\u308c\u3089\u306e\u8cc7\u91d1\u304c\u4e0d\u8db3\u3057\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308b\u304b\u3089<\/span><\/strong>\u3067\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Study-cost-survey.png\" alt=\"\u5b66\u7fd2\u8cbb\u8abf\u67fb\" width=\"598\" height=\"200\" class=\"size-full wp-image-5554 aligncenter\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Study-cost-survey.png 598w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Study-cost-survey-300x100.png 300w\" sizes=\"auto, (max-width: 598px) 100vw, 598px\" \/><br \/>\n<a href=\"https:\/\/www.mext.go.jp\/b_menu\/toukei\/chousa03\/gakushuuhi\/kekka\/k_detail\/mext_00102.html\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\uff1a\u6587\u90e8\u79d1\u5b66\u7701\u30fb\u5e73\u621030\u5e74\u5ea6\u5b50\u4f9b\u306e\u5b66\u7fd2\u8cbb\u8abf\u67fb\u306b\u3064\u3044\u3066<\/a><br \/>\n<a href=\"https:\/\/www.jasso.go.jp\/about\/statistics\/gakusei_chosa\/2018.html\" target=\"_blank\" rel=\"noopener\">\u51fa\u5178\uff1a\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u30fb\u5e73\u621030\u5e74\u5ea6\u5b66\u751f\u751f\u6d3b\u8abf\u67fb\u7d50\u679c<\/a><\/p>\n<p>\u307e\u305f\u3001<strong><span style=\"color: #ff0000;\">\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u6761\u4ef6\u306b\u3088\u3063\u3066\u306f\u3055\u3089\u306b\u6559\u80b2\u8cbb\u304c\u304b\u304b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059<\/span>\u3002<\/strong><\/p>\n<ul>\n<li><strong><span style=\"color: #0000ff;\">\u5b50\u3069\u3082\u304c2\u540d\u4ee5\u4e0a\u3044\u308b<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #0000ff;\">\u587e\u306b\u901a\u308f\u305b\u308b<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #0000ff;\">\u7559\u5b66\u3059\u308b<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #0000ff;\">\u79c1\u7acb\u7406\u7cfb\u3084\u5927\u5b66\u9662\u306b\u9032\u3080<\/span><\/strong><\/li>\n<\/ul>\n<p><strong>\u3053\u308c\u3089\u3092\u60f3\u5b9a\u3057\u305f\u3046\u3048\u3067\u3001\u6559\u80b2\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3042\u308c\u3070\u3001\u982d\u91d1\u306f\u5165\u308c\u306a\u3044\u65b9\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/strong><\/p>\n<h3><span id=\"i-2\">\u30b1\u30fc\u30b9\u2461\uff1a\u8001\u5f8c\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9<\/span><\/h3>\n<p><strong>\u300c\u3086\u3068\u308a\u306e\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u300d\u3092\u9001\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u91d1\u984d\u306f\u6708\u306b36.1\u4e07\u5186<\/strong>\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><span style=\"color: #ff0000;\"><strong>\u305d\u306e\u8cc7\u91d1\u306e\u7528\u610f\u304c\u3067\u304d\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u982d\u91d1\u306f\u5165\u308c\u306a\u3044\u307b\u3046\u304c\u3044\u3044<\/strong><\/span>\u3068\u8003\u3048\u307e\u3059\u3002<\/p>\n<h4>\n<strong>\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u8cbb\u306f\u5e73\u574736.1\u4e07\u5186<\/strong><\/h4>\n<p>\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u3092\u9001\u308b\u305f\u3081\u306e\u8cbb\u7528\u3068\u3057\u3066\u3001\u6700\u4f4e\u65e5\u5e38\u751f\u6d3b\u8cbb\u4ee5\u5916\u306b\u5fc5\u8981\u3068\u8003\u3048\u308b\u91d1\u984d\u306f\u5e73\u574714.0\u4e07\u5186\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n\u305d\u306e\u7d50\u679c\u3001\u300c\u6700\u4f4e\u65e5\u5e38\u751f\u6d3b\u8cbb\u300d\u3068\u300c\u3086\u3068\u308a\u306e\u305f\u3081\u306e\u4e0a\u4e57\u305b\u984d\u300d\u3092\u5408\u8a08\u3057\u305f\u300c\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u8cbb\u300d\u306f\u5e73\u5747\u306736.1\u4e07\u5186\u3068\u306a\u308a\u307e\u3059\u3002 \u306a\u304a\u3001<span style=\"color: #0000ff;\">\u3086\u3068\u308a\u306e\u305f\u3081\u306e\u4e0a\u4e57\u305b\u984d\u306e\u4f7f\u9014\u306f\u3001\u300c\u65c5\u884c\u3084\u30ec\u30b8\u30e3\u30fc\u300d\u304c\u6700\u3082\u9ad8\u304f\u3001\u4ee5\u4e0b\u300c\u8da3\u5473\u3084\u6559\u990a\u300d\u3001\u300c\u65e5\u5e38\u751f\u6d3b\u8cbb\u306e\u5145\u5b9f\u300d<\/span>\u3068\u7d9a\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Evaluation-about-life-security.png\" alt=\"\u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8a55\u4fa1\" width=\"570\" height=\"150\" class=\"alignnone size-full wp-image-5555\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Evaluation-about-life-security.png 570w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Evaluation-about-life-security-300x79.png 300w\" sizes=\"auto, (max-width: 570px) 100vw, 570px\" \/><br \/>\n\u51fa\u5178\uff1a<a href=\"https:\/\/www.jili.or.jp\/lifeplan\/lifesecurity\/oldage\/7.html\" target=\"_blank\" rel=\"noopener\">\u8001\u5f8c\u30c7\u30fc\u30bf\u30fb\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c\u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8a55\u4fa1\u300d<\/a><\/p>\n<p>\u307e\u305f\u3001\u65e5\u5e38\u751f\u6d3b\u3092\u9001\u308b\u305f\u3081\u306b\u306f\u6700\u4f4e\u3067\u3082\u5e73\u574722.1\u4e07\u5186\u304c\u5fc5\u8981\u3068\u3044\u3046\u8a66\u7b97\u3082\u3042\u308a\u307e\u3059\u3002<strong><span style=\"color: #ff0000;\">\u3053\u306e\u8cc7\u91d1\u306e\u76ee\u9014\u304c\u7acb\u3063\u3066\u3044\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u306a\u304a\u3055\u3089\u982d\u91d1\u306f\u5165\u308c\u308b\u3079\u304d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><\/strong><\/p>\n<h4><strong>\u8001\u5f8c\u306e\u6700\u4f4e\u65e5\u5e38\u751f\u6d3b\u8cbb\u306f\u6708\u984d\u3067\u5e73\u574722.1\u4e07\u5186<\/strong><\/h4>\n<p>\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u304c\u884c\u3063\u305f\u610f\u8b58\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001<strong>\u592b\u5a662\u4eba\u3067\u8001\u5f8c\u751f\u6d3b\u3092\u9001\u308b\u4e0a\u3067\u5fc5\u8981\u3068\u8003\u3048\u308b\u6700\u4f4e\u65e5\u5e38\u751f\u6d3b\u8cbb\u306f\u6708\u984d\u3067\u5e73\u574722.1\u4e07\u5186<\/strong>\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n\u5206\u5e03\u3092\u307f\u308b\u3068\u300c20\uff5e25\u4e07\u5186\u672a\u6e80\u300d\u304c\u300129.4\uff05\u3068\u6700\u3082\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Minimum-living-expenses-in-old-age.png\" alt=\"\u8001\u5f8c\u306e\u6700\u4f4e\u65e5\u5e38\u751f\u6d3b\u8cbb\" width=\"570\" height=\"150\" class=\"size-full wp-image-5556 aligncenter\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Minimum-living-expenses-in-old-age.png 570w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Minimum-living-expenses-in-old-age-300x79.png 300w\" sizes=\"auto, (max-width: 570px) 100vw, 570px\" \/><\/strong><br \/>\n\u51fa\u5178\uff1a<a href=\"https:\/\/www.jili.or.jp\/lifeplan\/lifesecurity\/oldage\/images\/fig_oldage_7_01.gif\" target=\"_blank\" rel=\"noopener\" class=\"broken_link\">\u8001\u5f8c\u30c7\u30fc\u30bf\u30fb\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u300c\u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8a55\u4fa1\u300d<\/a><\/p>\n<p>\u307e\u305f\u3001\u6b21\u306e\u3088\u3046\u306a\u7406\u7531\u304b\u3089\u3001\u3086\u3068\u308a\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u304c\u9001\u308a\u306b\u304f\u304f\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<ol>\n<li><strong><span style=\"color: #0000ff;\">\u518d\u96c7\u7528\u3084\u4f53\u8abf\u9762\u306b\u3088\u308a\u53ce\u5165\u304c\u4e0b\u304c\u308b<\/span><\/strong><\/li>\n<li><strong><span style=\"color: #0000ff;\">\u5e74\u91d1\u3060\u3051\u3067\u306f\u53ce\u652f\u306e\u30d0\u30e9\u30f3\u30b9\u304c\u53d6\u308c\u306a\u3044<\/span><\/strong><\/li>\n<\/ol>\n<p>\u3082\u3057<strong>\u3053\u308c\u3089\u3092\u8003\u616e\u3057\u305f\u4e0a\u3067\u8001\u5f8c\u8cc7\u91d1\u304c\u8db3\u308a\u306a\u304f\u306a\u308b\u3088\u3046\u3067\u3057\u305f\u3089\u3001\u982d\u91d1\u3092\u5165\u308c\u306a\u3044\u65b9\u304c\u8ce2\u660e<\/strong>\u3067\u3057\u3087\u3046\u3002\u305d\u308c\u305e\u308c\u306e\u8a73\u7d30\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h4>\u30fb\u518d\u96c7\u7528\u3084\u4f53\u8abf\u9762\u306b\u3088\u308a\u53ce\u5165\u304c\u4e0b\u304c\u308b<\/h4>\n<p>60\u6b73\u4ee5\u964d\u50cd\u304d\u7d9a\u3051\u308b\u3068\u3057\u3066\u3082\u3001\u307b\u307c\u78ba\u5b9f\u306b\u53ce\u5165\u306f\u4e0b\u304c\u308b\u3067\u3057\u3087\u3046\u3002\u306a\u305c\u306a\u3089\u518d\u96c7\u7528\u3084\u4f53\u8abf\u9762\u306a\u3069\u3067\u306e\u53ce\u5165\u6e1b\u306b\u7e4b\u304c\u308b\u8981\u7d20\u306f\u78ba\u5b9f\u306b\u3042\u308b\u304b\u3089\u3067\u3059\u3002\u6700\u8fd1\u306e\u50be\u5411\u3068\u3057\u3066\u306f\u518d\u96c7\u7528\u306765\u6b73\u307e\u3067\u3001\u3082\u3057\u304f\u306f70\u6b73\u307e\u3067\u4f55\u3089\u304b\u306e\u5f62\u3067\u50cd\u304f\u306e\u304c\u5f53\u305f\u308a\u524d\u306b\u306a\u3063\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p><span style=\"color: #ff0000;\">\u4eca\u307e\u3067\u5143\u6c17\u3060\u3063\u305f\u65b9\u3067\u3082\u4f53\u8abf\u9762\u306b\u3064\u3044\u3066\u61f8\u5ff5\u304c\u51fa\u3066\u304f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059<\/span>\u3002\u4eca\u307e\u3067\u3068\u6bd4\u3079\u53ce\u5165\u304c\u4e0b\u304c\u308b\u53cd\u9762\u3001\u751f\u6d3b\u306f\u7d9a\u304d\u307e\u3059\u3002\u307e\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u3082\u5f85\u3063\u3066\u306f\u304f\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u3088\u3046\u306a\u6642\u306b\u3044\u3064\u3067\u3082\u4f7f\u3046\u3053\u3068\u304c\u53ef\u80fd\u306a\u4f59\u5270\u8cc7\u91d1\u3092\u6301\u3063\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u306f\u975e\u5e38\u306b\u91cd\u8981\u306a\u30dd\u30a4\u30f3\u30c8\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Reemployment-salary.png\" alt=\"\u518d\u96c7\u7528\u306e\u7d66\u6599\u306e\u4f4e\u4e0b\u7387\" width=\"531\" height=\"370\" class=\"size-full wp-image-5557 aligncenter\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Reemployment-salary.png 531w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Reemployment-salary-300x209.png 300w\" sizes=\"auto, (max-width: 531px) 100vw, 531px\" \/><br \/>\n\u51fa\u5178\uff1a<a href=\"https:\/\/www.sangyo-rodo.metro.tokyo.lg.jp\/toukei\/koyou\/jouken\/h24\/pdf\/all.pdf\" target=\"_blank\" rel=\"noopener\">\u6771\u4eac\u90fd\u300c\u9ad8\u5e74\u9f62\u8005\u306e\u7d99\u7d9a\u96c7\u7528\u306b\u95a2\u3059\u308b\u5b9f\u614b\u8abf\u67fb\u300d\u3088\u308a<\/a><\/p>\n<h4>\u30fb\u5e74\u91d1\u3060\u3051\u3067\u306f\u53ce\u652f\u306e\u30d0\u30e9\u30f3\u30b9\u304c\u53d6\u308c\u306a\u3044<\/h4>\n<p>\u8001\u5f8c\u751f\u6d3b\u3092\u3059\u308b\u4e2d\u3067\u6bce\u6708\u30fb\u6bce\u5e74\u306e\u53ce\u652f\u306e\u30d0\u30e9\u30f3\u30b9\u304c\u53d6\u308c\u306a\u304f\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\u306a\u305c\u306a\u3089\u8001\u5f8c\u306e\u53ce\u5165\u6e90\u306f\u516c\u7684\u5e74\u91d1\u3068\u4f01\u696d\u5e74\u91d1\u3001\u79c1\u7684\u5e74\u91d1(\u4ee5\u524d\u3088\u308a\u5229\u7528\u3057\u3066\u3044\u308c\u3070)\u3060\u3051\u3060\u304b\u3089\u3067\u3059\u3002\u305d\u306e\u4ed6\u306f\u4eca\u307e\u3067\u306b\u8caf\u84c4\u3057\u3066\u304d\u305f\u91d1\u878d\u8cc7\u7523\u304c\u983c\u308a\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u306f\u300c\u3086\u3068\u308a\u306e\u3042\u308b\u8001\u5f8c\u751f\u6d3b\u300d\u3092\u9001\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u304a\u91d1\u306f\u6708\u306b36.1\u4e07\u5186\u7a0b\u5ea6(\u6700\u4f4e\u65e5\u5e38\u751f\u6d3b\u8cbb\u306f\u6708\u306b22.1\u4e07\u5186)\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u304c\u3001<span style=\"color: #ff0000;\">\u8001\u5f8c\u306e\u305f\u3081\u306e\u304a\u91d1\u3092\u982d\u91d1\u3068\u3057\u3066\u4f7f\u3063\u305f\u5834\u5408\u624b\u6301\u3061\u306e\u304a\u91d1\u304c\u4e0d\u8db3\u3059\u308b\u4e8b\u614b\u306b\u9665\u3063\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p><strong><span style=\"color: #ff0000;\">\u6c7a\u3057\u3066\u304a\u91d1\u304c\u306a\u304b\u3063\u305f\u308f\u3051\u3067\u306f\u306a\u3044\u306e\u306b\u3001\u982d\u91d1\u3068\u3057\u3066\u5165\u308c\u904e\u304e\u3066\u3057\u307e\u3046\u3068\u3001<\/span><\/strong><strong><span style=\"color: #ff0000;\">\u5148\u3005\u306e\u751f\u6d3b\u306b\u652f\u969c\u3092\u304d\u305f\u3059\u6050\u308c\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308b<\/span><\/strong>\u306e\u3067\u6700\u5927\u9650\u306e\u6ce8\u610f\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/housing-loan\/\" target=\"_blank\" rel=\"noopener\"><\/a><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"2_404\">2. 40\u4ee3\u3067\u5bb6\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u306b\u3088\u308b4\u3064\u306e\u52b9\u679c<\/span><\/h2>\n<p>\u4f4f\u5b85\u8cfc\u5165\u306e\u969b\u306b\u982d\u91d1\u3092\u5165\u308c\u305f\u5834\u5408\u3069\u306e\u3088\u3046\u306a\u52b9\u679c\u304c\u3042\u308b\u306e\u304b\uff1f4\u3064\u306e\u52b9\u679c\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u52b9\u679c\u2460\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u984d\u306e\u5727\u7e2e<\/strong><\/li>\n<li><strong>\u52b9\u679c\u2461\uff1a\u501f\u5165\u671f\u9593\u77ed\u7e2e\u306b\u3088\u308b\u91d1\u5229\u8ca0\u62c5\u8efd\u6e1b<\/strong><\/li>\n<li><strong>\u52b9\u679c\u2462\uff1a60\u6b73\u5b8c\u6e08\u8a08\u753b\u306e\u5b9f\u73fe<\/strong><\/li>\n<li><strong>\u52b9\u679c\u2463\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\u6e1b\u7a0e\u5236\u5ea6\u306e\u6709\u52b9\u6d3b\u7528<\/strong><\/li>\n<\/ul>\n<p>\u3053\u308c\u3089\u306b\u3088\u308a\u305d\u308c\u305e\u308c\u306e\u52b9\u679c\u304c\u30a4\u30e1\u30fc\u30b8\u3067\u304d\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<h3><span id=\"i-3\">\u52b9\u679c\u2460\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u984d\u306e\u5727\u7e2e<\/span><\/h3>\n<p>\n\u91d1\u5229\u306f\u30ed\u30fc\u30f3\u6b8b\u9ad8\u306b\u5bfe\u3057\u3066\u304b\u304b\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u30ed\u30fc\u30f3\u306e\u5229\u7528\u984d\u81ea\u4f53\u3092\u6e1b\u3089\u3059\u3053\u3068\u304c\u3067\u304d\u308c\u3070\u3001\u81ea\u305a\u3068\u91d1\u5229\u8ca0\u62c5\u3092\u5c11\u306a\u304f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<h4>\u8af8\u8cbb\u7528\u542b\u3080\u4f4f\u5b85\u8cfc\u5165\u8cbb5000\u4e07\u5186(\u30ed\u30fc\u30f3\u5229\u7528\u984d\uff0b\u982d\u91d1)\u30fb\u91d1\u52291.5\uff05\u30fb\u671f\u959335\u5e74\u306e\u5834\u5408<\/h4>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"text-align: center; background-color: #f7de8b; width: 25.0193%;\"><strong>\u30ed\u30fc\u30f3\u5229\u7528\u984d<\/strong><\/td>\n<td style=\"text-align: center; background-color: #f7de8b; width: 25.0193%;\"><strong>\u982d\u91d1<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; background-color: #c2f7a1;\"><strong>\u7dcf\u8fd4\u6e08\u984d<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; background-color: #c2f7a1;\"><strong>\u91d1\u5229\u8ca0\u62c5\u984d<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 25.0193%; text-align: center; background-color: #f7de8b;\"><strong>5000\u4e07\u5186<\/strong><\/td>\n<td style=\"width: 25.0193%; text-align: center; background-color: #f7de8b;\"><strong>\u7121<\/strong><\/td>\n<td style=\"width: 25%; text-align: center;\"><span style=\"color: #ff0000;\"><strong>6430\u4e07\u5186<\/strong><\/span><\/td>\n<td style=\"width: 25%; text-align: center;\">1430\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25.0193%; text-align: center; background-color: #f7de8b;\"><strong>4000\u4e07\u5186<\/strong><\/td>\n<td style=\"width: 25.0193%; text-align: center; background-color: #f7de8b;\"><strong>1000\u4e07\u5186<\/strong><\/td>\n<td style=\"width: 25%; text-align: center;\">5144\u4e07\u5186<\/td>\n<td style=\"width: 25%; text-align: center;\">1144\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 25.0193%; text-align: center; background-color: #f7de8b;\"><strong>3000\u4e07\u5186<\/strong><\/td>\n<td style=\"width: 25.0193%; text-align: center; background-color: #f7de8b;\"><strong>2000\u4e07\u5186<\/strong><\/td>\n<td style=\"width: 25%; text-align: center;\"><strong><span style=\"color: #0000ff;\">3858\u4e07\u5186<\/span><\/strong><\/td>\n<td style=\"width: 25%; text-align: center;\">858\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span id=\"i-4\">\u52b9\u679c\u2461\uff1a\u501f\u5165\u671f\u9593\u77ed\u7e2e\u306b\u3088\u308b\u91d1\u5229\u8ca0\u62c5\u8efd\u6e1b<\/span><\/h3>\n<h4>\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u984d5000\u4e07\u5186\u30fb\u91d1\u52291.5\uff05\u306e\u5834\u5408<\/h4>\n<table style=\"border-collapse: collapse; width: 100%; height: 225px;\">\n<tbody>\n<tr style=\"height: 45px;\">\n<td style=\"width: 33.3333%; height: 45px; text-align: center; background-color: #f7de8b;\"><strong>\u671f\u9593<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center; background-color: #c2f7a1;\"><strong>\u00a0\u7dcf\u8fd4\u6e08\u984d<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center; background-color: #c2f7a1;\"><strong> \u91d1\u5229\u8ca0\u62c5\u984d<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 45px;\">\n<td style=\"width: 33.3333%; height: 45px; text-align: center; background-color: #f7de8b;\"><strong>35\u5e74<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">6430\u4e07\u5186<\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">1430\u4e07\u5186<\/td>\n<\/tr>\n<tr style=\"height: 45px;\">\n<td style=\"width: 33.3333%; height: 45px; text-align: center; background-color: #f7de8b;\"><strong>30\u5e74<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">6213\u4e07\u5186<\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">1213\u4e07\u5186<\/td>\n<\/tr>\n<tr style=\"height: 45px;\">\n<td style=\"width: 33.3333%; height: 45px; text-align: center; background-color: #f7de8b;\"><strong>25\u5e74<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">6000\u4e07\u5186<\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">1000\u4e07\u5186<\/td>\n<\/tr>\n<tr style=\"height: 45px;\">\n<td style=\"width: 33.3333%; height: 45px; text-align: center; background-color: #f7de8b;\"><strong>20\u5e74<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">5791\u4e07\u5186<\/td>\n<td style=\"width: 33.3333%; height: 45px; text-align: center;\">791\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u501f\u5165\u671f\u9593\u3092\u77ed\u304f\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u91d1\u5229\u8ca0\u62c5\u3092\u8efd\u304f\u3059\u308b<\/strong>\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<br \/>\n\u306a\u305c\u306a\u3089\u30ed\u30fc\u30f3\u6b8b\u9ad8\u304c\u6e1b\u308b\u30b9\u30d4\u30fc\u30c9\u304c\u901f\u304f\u306a\u308b\u304b\u3089\u3067\u3059\u3002\u901a\u5e38\u3088\u308a\u671f\u9593\u3092\u77ed\u7e2e\u3067\u304d\u308b\u306e\u3067\u3001\u4eca\u5f8c\u91d1\u5229\u4e0a\u6607\u3092\u3059\u308b\u524d\u306b\u8fd4\u6e08\u3092\u7d42\u3048\u3066\u3057\u307e\u3046\u3068\u3044\u3046\u8003\u3048\u3082\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u5909\u52d5\u91d1\u5229\u306b\u3064\u3044\u3066\u306f\u3001\u4e00\u822c\u7684\u306b\u56fa\u5b9a\u91d1\u5229\u3088\u308a\u91d1\u5229\u6c34\u6e96\u304c\u4f4e\u3044\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u53cd\u9762\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u91d1\u5229\u4e0a\u6607\u6642\u306b\u306f\u8ca0\u62c5\u304c\u5897\u3048\u308b(5\u5e74\u5f8c\u306b\u91d1\u5229\u304c\u5927\u5e45\u306b\u4e0a\u304c\u3063\u3066\u3044\u308b\u3068\u3001\u6700\u592725\uff05\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u304c\u5897\u3048\u308b\u53ef\u80fd\u6027)\u3068\u3044\u3046\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u304c\u5909\u52d5\u91d1\u5229\u3067\u306e\u5229\u7528\u3082\u53ef\u80fd\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u4f59\u5270\u306e\u8cc7\u91d1\u304c\u3067\u304d\u305f\u969b\u306b\u306f\u90fd\u5ea6\u4e00\u90e8\u7e70\u4e0a\u3052\u8fd4\u6e08\u304c\u3067\u304d\u308c\u3070\u66f4\u306b\u91d1\u5229\u8ca0\u62c5\u8efd\u6e1b\u306e\u52b9\u679c\u304c\u30a2\u30c3\u30d7\u3057\u307e\u3059\u3002\u3044\u305a\u308c\u306b\u3057\u3066\u3082\u501f\u5165\u671f\u9593\u306e\u77ed\u7e2e\u306b\u3088\u308a\u91d1\u5229\u8ca0\u62c5\u8efd\u6e1b\u306b\u7e4b\u304c\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"60\">\u52b9\u679c\u2462\uff1a60\u6b73\u5b8c\u6e08\u8a08\u753b\u306e\u5b9f\u73fe<\/span><\/h3>\n<p><strong>\u9000\u8077\u91d1\u3092\u4f7f\u308f\u305a\u306b60\u6b73\u3067\u30ed\u30fc\u30f3\u5b8c\u6e08\u304c\u53ef\u80fd\u306a\u3089\u3070\u3001\u601d\u3063\u3066\u3044\u308b\u4ee5\u4e0a\u306b\u9577\u3044\u30bb\u30ab\u30f3\u30c9\u30e9\u30a4\u30d5\u3092\u30ed\u30fc\u30f3\u306e\u8ca0\u62c5\u306a\u304f\u9001\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059<\/strong>\u3002<\/p>\n<p>60\u6b73\u3068\u3044\u3046\u7bc0\u76ee\u3067\u8003\u3048\u305f\u5834\u5408\u3001\u4eee\u306b\u9000\u8077\u91d1\u304c\u51fa\u308b\u3068\u5206\u304b\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u9000\u8077\u91d1\u3092\u4f7f\u3063\u3066\u6b8b\u308a\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u5168\u3066\u8fd4\u6e08\u3057\u3088\u3046\u3068\u8003\u3048\u3066\u3044\u308b\u4eba\u304c\u591a\u3044\u306e\u306f\u4e8b\u5b9f\u3067\u3059\u3002<\/p>\n<p>\u3067\u3059\u304c\u982d\u91d1\u3092\u5165\u308c\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u3001\u901a\u5e38\u306e\u6bce\u6708\u8fd4\u6e08\u306e\u307f\u306760\u6b73\u3067\u8fd4\u6e08\u3092\u7d42\u4e86\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u306a\u3089\u3070\u3001\u3068\u8003\u3048\u308b\u3068\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\uff1f<br \/>\n\u305d\u306e\u5f8c\u306e\u30bb\u30ab\u30f3\u30c9\u30e9\u30a4\u30d5\u306b\u3064\u3044\u3066\u8003\u3048\u308b\u4e0a\u3067\u306f\u5927\u5207\u306a\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"i-5\">\u52b9\u679c\u2463\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\u6e1b\u7a0e\u5236\u5ea6\u306e\u6709\u52b9\u6d3b\u7528<\/span><\/h3>\n<p><strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u6e1b\u7a0e\u5236\u5ea6\u306f\u5bfe\u8c61\u306e\u4f4f\u5b85(\u6761\u4ef6\u3042\u308a)\u3067\u3042\u308c\u3070\u6d3b\u7528\u3067\u304d\u308b\u5236\u5ea6<\/strong>\u3067\u3059\u3002<br \/>\n\u6bce\u5e74\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u6b8b\u9ad8\u306e0.7\uff05\u309210\u5e74\u9593\u307e\u305f\u306f13\u5e74\u9593\u3001\u6240\u5f97\u7a0e\u304b\u3089\u63a7\u9664\u3067\u304d\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001<strong><span style=\"color: #ff0000;\">\u57fa\u672c\u7684\u306b\u306f\u30ed\u30fc\u30f3\u6b8b\u9ad83,000\u4e07\u5186(\u6761\u4ef6\u306b\u3088\u3063\u30662,000\u4e07\u5186\uff5e5,000\u4e07\u5186)\u304c\u4e0a\u9650<\/span><\/strong>\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u305d\u308c\u3092\u8d85\u3048\u308b\u91d1\u984d\u306b\u3064\u3044\u3066\u306e\u63a7\u9664\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u3053\u306e\u89b3\u70b9\u304b\u3089\u898b\u308b\u3068\u3001\u8d85\u904e\u5206\u306b\u3064\u3044\u3066\u306f\u7279\u5178\u304c\u306a\u3044\u305f\u3081\u3001\u982d\u91d1\u3092\u5165\u308c\u3066\u5bfe\u5fdc\u3057\u305f\u307b\u3046\u304c\u3044\u3044\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/mortgage-deduction-outline.png\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u6e1b\u7a0e\u306e\u6982\u8981\" width=\"775\" height=\"551\" class=\"aligncenter size-full wp-image-7494\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/mortgage-deduction-outline.png 775w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/mortgage-deduction-outline-300x213.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/mortgage-deduction-outline-768x546.png 768w\" sizes=\"auto, (max-width: 775px) 100vw, 775px\" \/><\/p>\n<p>\uff08\u51fa\u5178\uff1a<a href=\"https:\/\/www.mlit.go.jp\/jutakukentiku\/house\/jutakukentiku_house_tk2_000017.html\" target=\"_blank\" rel=\"noopener\">\u56fd\u571f\u4ea4\u901a\u7701\u3000\u4f4f\u5b85\u30ed\u30fc\u30f3\u6e1b\u7a0e<\/a>\uff09<\/p>\n<h2><span id=\"3_40\">3. \u4e00\u822c\u7684\u306a40\u4ee3\u306e\u4f4f\u5b85\u8cfc\u5165\u306b\u304b\u304b\u308b\u982d\u91d1\u306e\u76f8\u5834<\/span><\/h2>\n<p>\u4e00\u822c\u7684\u306a40\u4ee3\u306e\u4f4f\u5b85\u8cfc\u5165\u306b\u304b\u304b\u308b\u982d\u91d1\u306e\u76f8\u5834\u3092\u3054\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-1_12\">3-1. \u4e00\u822c\u7684\u306b\u306f\u3069\u306e\u4e16\u4ee3\u3067\u30821\uff5e2\u5272\u7a0b\u5ea6<\/span><\/h3>\n<p>\u3069\u306e\u4e16\u4ee3\u3067\u3082\u3042\u307e\u308a\u5909\u308f\u3089\u306a\u3044\u73fe\u72b6\u304c\u3042\u308a\u307e\u3059\u3002\u4ee5\u524d\u306f\u8cfc\u5165\u4fa1\u683c\u306e8\u5272\u307e\u3067\u306e\u91d1\u984d\u3092\u878d\u8cc7\u3059\u308b\u91d1\u878d\u6a5f\u95a2\u304c\u591a\u304f\u30012\u5272\u7a0b\u5ea6\u306e\u81ea\u5df1\u8cc7\u91d1\u3092\u7528\u610f\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u73fe\u5728\u3067\u306f\u30d5\u30eb\u30ed\u30fc\u30f3\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u5148\u3005\u306e\u58f2\u5374\u6642\u306b\u3001\u4e0d\u52d5\u7523\u8a55\u4fa1\u304c\u4e0b\u304c\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u58f2\u5374\u4ee3\u91d1\u3067\u30ed\u30fc\u30f3\u306e\u6b8b\u308a\u6b8b\u9ad8\u3092\u5168\u3066\u8fd4\u6e08\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u305a\u3001\u5225\u306b\u8cc7\u91d1\u3092\u7528\u610f\u3057\u306a\u3044\u3068\u5b8c\u6e08\u3067\u304d\u306a\u304f\u306a\u308a\u3001\u7d50\u679c\u3068\u3057\u3066\u58f2\u5374\u3067\u304d\u306a\u3044\u72b6\u6cc1\u306b\u9665\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u3088\u3046\u306a\u7406\u7531\u3082\u3042\u308a\u3001\u5b9f\u614b\u3068\u3057\u3066\u306f\u4e16\u4ee3\u3092\u554f\u308f\u305a1\uff5e2\u5272\u7a0b\u5ea6\u306e\u982d\u91d1\u3092\u7528\u610f\u3059\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3><span id=\"3-2\">3-2. \u4eba\u306b\u3088\u3063\u3066\u6700\u9069\u306a\u982d\u91d1\u306f\u5927\u304d\u304f\u7570\u306a\u308b\u3000<\/span><\/h3>\n<p>\u4f8b\u3048\u3070\u4e0b\u8a18\u306e\u3088\u3046\u306b\u4f4f\u5b85\u7a2e\u5225\u3067\u898b\u305f\u5834\u5408\u3001\u7a2e\u5225\u306b\u3088\u3063\u3066\u982d\u91d1\u306e\u6bd4\u7387\u304c\u9055\u3046\u306e\u304c\u5206\u304b\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u540c\u3058\u3088\u3046\u306b<span style=\"color: #ff0000;\">1\u4eba1\u4eba\u306b\u3064\u3044\u3066\u3082\u7f6e\u304b\u308c\u3066\u3044\u308b\u72b6\u6cc1\u306f\u5168\u304f\u7570\u306a\u308b<\/span>\u308f\u3051\u3067\u3001\u5f53\u7136\u306e\u3053\u3068\u306a\u304c\u3089\u6700\u9069\u306a\u982d\u91d1\u306f1\u4eba1\u4eba\u9055\u3044\u304c\u3042\u308b\u3053\u3068\u306f\u304a\u5206\u304b\u308a\u9802\u3051\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Property-type-down-payment.png\" alt=\"\u7269\u4ef6\u7a2e\u985e\u3000\u982d\u91d1\" width=\"838\" height=\"388\" class=\"size-full wp-image-5519 aligncenter\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Property-type-down-payment.png 838w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Property-type-down-payment-300x139.png 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Property-type-down-payment-768x356.png 768w\" sizes=\"auto, (max-width: 838px) 100vw, 838px\" \/><\/p>\n<p>\u69d8\u3005\u306a\u30b1\u30fc\u30b9\u306b\u3064\u3044\u3066\u306f<a href=\"https:\/\/fpbank.co.jp\/column\/jutaku-down-payment-housing-loan\" target=\"_blank\" rel=\"noopener\">\u300c<span>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u982d\u91d1\u306e\u76ee\u5b89\u304c\u4f4f\u5b85\u4fa1\u683c\u306e1\u301c2\u5272\u3068\u3044\u3046\u306e\u306f\u672c\u5f53\u306a\u306e\u304b\uff1f<\/span>\u300d<\/a>\u306b\u3066\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002<a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\"><\/a><\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"4_3\">4. \u3042\u306a\u305f\u306b\u3068\u3063\u3066\u6700\u9069\u306a\u982d\u91d1\u3092\u898b\u3064\u3051\u51fa\u30593\u3064\u306e\u30b9\u30c6\u30c3\u30d7<\/span><\/h2>\n<p>\u3054\u81ea\u8eab\u306b\u898b\u5408\u3063\u305f\u300c\u982d\u91d1\u300d\u3092\u51fa\u3059\u306b\u3042\u305f\u308a\u30013\u3064\u306e\u30b9\u30c6\u30c3\u30d7\u3092\u8e0f\u3093\u3067\u8003\u3048\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<ul>\n<li><strong>\u30b9\u30c6\u30c3\u30d7\u2460\uff1a\u501f\u5165\u53ef\u80fd\u984d\u3092\u628a\u63e1\u3059\u308b<\/strong><\/li>\n<li><strong>\u30b9\u30c6\u30c3\u30d7\u2461\uff1a\u624b\u5143\u306b\u6b8b\u3057\u305f\u3044\u91d1\u984d\u3092\u8a08\u7b97\u3059\u308b<\/strong><\/li>\n<li><strong>\u30b9\u30c6\u30c3\u30d7\u2462\uff1a\u5bb6\u8a08\u306e\u53ce\u652f\u3092\u78ba\u8a8d\u3059\u308b<\/strong><\/li>\n<\/ul>\n<div class=\"attention a-1\">\n<p>\u5206\u304b\u308a\u3084\u3059\u3044\u3088\u3046\u306bA\u3055\u3093\u306e\u30b1\u30fc\u30b9\u306b\u3064\u3044\u3066\u30b9\u30c6\u30c3\u30d7\u3054\u3068\u306b\u3054\u7d39\u4ecb\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\nA\u3055\u3093(40\u6b73\u30fb\u5e74\u53ce600\u4e07\u30fb\u501f\u5165\u5e0c\u671b\u671f\u959335\u5e74)\u306e\u5834\u5408\u3000\uff0a\u91d1\u5229\u306f\u4eee\u30671.5\uff05\u3068\u3059\u308b<\/p>\n<\/div>\n<h3><span id=\"i-6\">\u30b9\u30c6\u30c3\u30d7\u2460\uff1a\u501f\u5165\u53ef\u80fd\u984d\u3092\u628a\u63e1\u3059\u308b<\/span><\/h3>\n<p><strong>\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306eHP\u3092\u6d3b\u7528<\/strong>\u3057\u307e\u3057\u3087\u3046\u3002<br \/>\n\u3053\u308c\u306b\u3088\u308a\u3001\u624b\u8efd\u306b\u501f\u5165\u53ef\u80fd\u984d\u304c\u7b97\u51fa\u3067\u304d\u307e\u3059\u3002\u500b\u5225\u306e\u72b6\u6cc1\u306f\u629c\u304d\u306b\u3057\u3066\u3001\u4e00\u822c\u7684\u306a\u91d1\u984d\u3092\u77e5\u308b\u3053\u3068\u306f\u5927\u5207\u306a\u30d7\u30ed\u30bb\u30b9\u3067\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Flat-35.png\" alt=\"\u30d5\u30e9\u30c3\u30c835\" width=\"698\" height=\"452\" class=\"size-full wp-image-5562 aligncenter\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Flat-35.png 698w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Flat-35-300x194.png 300w\" sizes=\"auto, (max-width: 698px) 100vw, 698px\" \/><\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.flat35.com\/simulation\/simu_03_2.html\" target=\"_blank\" rel=\"noopener\">\u501f\u5165\u53ef\u80fd\u984d\u8a08\u7b97\u5f0f\u30fb\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb<\/a><\/p>\n<div class=\"attention a-1\">\n<p>A\u3055\u3093\u30fb\u30fb\u30fb\u30b7\u30e5\u30df\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u4f7f\u3044\u8a66\u7b97\u3057\u3066\u307f\u305f\u3000\u2192\u3000\u501f\u5165\u53ef\u80fd\u984d\u304c5,715\u4e07\u5186\u3060\u3068\u5206\u304b\u308b<\/p>\n<\/div>\n<h3><span id=\"i-7\">\u30b9\u30c6\u30c3\u30d7\u2461\uff1a\u624b\u5143\u306b\u6b8b\u3057\u305f\u3044\u91d1\u984d\u3092\u8003\u3048\u308b<\/span><\/h3>\n<p>\u6b21\u306b\u3001\u81ea\u5206\u304c\u624b\u5143\u306b\u6b8b\u3057\u3066\u304a\u304d\u305f\u3044\u3068\u601d\u3046\u91d1\u984d\u3092\u8003\u3048\u307e\u3057\u3087\u3046\u3002<\/p>\n<p><strong>\u306a\u304a\u3001FP\u3068\u3057\u3066\u306f\u300c\u6700\u4f4e\u3067\u3082\u624b\u53d6\u308a\u6708\u53ce\u306e6\u304b\u6708\u5206\u7a0b\u5ea6\u300d\u306f\u6b8b\u3057\u3066\u304a\u304f\u3053\u3068\u3092\u5f37\u304f\u304a\u3059\u3059\u3081\u3057\u307e\u3059<\/strong>\u3002<br \/>\n\u306a\u305c\u306a\u3089\u3001<strong><span style=\"color: #ff0000;\">\u4e0d\u6e2c\u306e\u4e8b\u614b\u304c\u8d77\u304d\u305f\u6642\u306b\u300c\u5341\u5206\u306a\u304a\u91d1\u304c\u306a\u3044\u300d\u3068\u3044\u3046\u306e\u306f\u975e\u5e38\u306b\u826f\u304f\u306a\u3044\u30d7\u30ec\u30c3\u30b7\u30e3\u30fc\u306b\u306a\u308b\u304b\u3089\u3067\u3059\u3002<\/span><\/strong><\/p>\n<p>\u300c\u304a\u91d1\u3082\u306a\u3044\u3057\u3001\u65e9\u304f\u4f55\u3068\u304b\u3057\u306a\u3051\u308c\u3070\u2026\u300d\u3068\u7126\u3063\u3066\u3057\u307e\u3046\u3068\u3001\u5224\u65ad\u3092\u8aa4\u3063\u305f\u308a\u3001\u4f53\u8abf\u304c\u60aa\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u308a\u3068\u3044\u3046\u3053\u3068\u304c\u8d77\u3053\u308a\u5f97\u307e\u3059\u3002<\/p>\n<p><strong>\u91cd\u3044\u75c5\u6c17\u3084\u4ea4\u901a\u4e8b\u6545\u306a\u3069\u306b\u3088\u308a\u5927\u304d\u306a\u51fa\u8cbb\u304c\u751f\u3058\u308b\u3053\u3068\u3082\u3042\u308c\u3070\u3001\u30ea\u30b9\u30c8\u30e9\u3084\u5012\u7523\u306a\u3069\u3067\u8077\u3092\u5931\u3046\u53ef\u80fd\u6027\u3082\u3042\u308b\u4e16\u306e\u4e2d\u3067\u3059\u304b\u3089\u3001\u7a81\u7136\u53ce\u5165\u304c\u306a\u304f\u306a\u308b\u3068\u3044\u3046\u30ea\u30b9\u30af\u306b\u3057\u3063\u304b\u308a\u5099\u3048\u3066\u304a\u304f\u3053\u3068\u304c\u3068\u3066\u3082\u5927\u5207<\/strong>\u3067\u3059\u3002<\/p>\n<p><span style=\"color: #0000ff;\">\u4f53\u6cc1\u9762\u3067\u4ed5\u4e8b\u306b\u652f\u969c\u304c\u51fa\u305f\u5834\u5408\u306f\u3001\u516c\u7684\u306a\u5236\u5ea6\u3068\u3057\u3066\u9ad8\u984d\u7642\u990a\u8cbb\u3084\u50b7\u75c5\u624b\u5f53\u91d1(\u4f1a\u793e\u54e1\u306e\u307f)\u53ca\u3073\u516c\u7684\u5e74\u91d1\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u4eee\u306b\u53ce\u5165\u304c\u9014\u7d76\u3048\u3066\u3057\u307e\u3044\u518d\u5ea6\u50cd\u304d\u306b\u51fa\u308b\u307e\u3067\u3068\u8003\u3048\u305f\u5834\u5408\u3001\u4e00\u822c\u7684\u306b\u306f\u3001\u624b\u53d6\u308a\u6708\u53ce\u306e6\u304b\u6708\u7a0b\u5ea6\u306e\u4f59\u5270\u8cc7\u91d1\u304c\u3042\u308c\u3070\u5b89\u5fc3\u3067\u304d\u308b\u6700\u4f4e\u30e9\u30a4\u30f3\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"color: #0000ff;\">\u5c1a\u3001\u4f53\u6cc1\u9762\u306b\u3064\u3044\u3066\u306f\u5225\u9014\u5c31\u696d\u4e0d\u80fd\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u304a\u304f\u306e\u3082\u6709\u52b9\u306a\u624b\u6bb5<\/span>\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<div class=\"attention a-1\">\n<p>A\u3055\u3093\u30fb\u30fb\u30fb\u624b\u53d6\u308a\u5e74\u53ce\u3092\u7b97\u51fa\u3059\u308b\u3000\u2192\u3000\u984d\u9762\u5e74\u53ce600\u4e07\u5186\u00d780\uff05\uff1d480\u4e07\u5186<br \/>\n\u624b\u53d6\u308a\u6708\u53ce\u306e6\u304b\u6708\u5206\u3092\u7b97\u51fa\u3059\u308b\u3000\u2192\u3000\u624b\u53d6\u308a\u6708\u53ce40\u4e07\u5186\u00d76\u304b\u6708\uff1d240\u4e07\u5186<br \/>\n\u624b\u5143\u306b\u6b8b\u3059\u3079\u304d\u91d1\u984d\u304c240\u4e07\u5186\u3060\u3068\u628a\u63e1\u3067\u304d\u305f<\/p>\n<\/div>\n<h3><span id=\"i-8\">\u30b9\u30c6\u30c3\u30d7\u2462\uff1a\u5bb6\u8a08\u306e\u53ce\u652f\u3092\u78ba\u8a8d\u3059\u308b<\/span><\/h3>\n<p><strong>\u5bb6\u8a08\u306e\u53ce\u652f\u306e\u78ba\u8a8d\u306f\u9577\u671f\u7684\u306b\u898b\u3066\u3068\u3066\u3082\u5927\u5207<\/strong>\u3067\u3059\u3002<br \/>\n\u306a\u305c\u306a\u3089\u3053\u308c\u304c<span style=\"color: #ff0000;\">\u30de\u30a4\u30ca\u30b9\u306b\u306a\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u624b\u5143\u8cc7\u91d1\u3092\u6e1b\u5c11\u3055\u305b\u308b\u3053\u3068\u306b\u7e4b\u304c\u308b<\/span>\u304b\u3089\u3067\u3059\u3002<\/p>\n<p><strong>\u9577\u671f\u7684\u306a\u53ce\u652f\u72b6\u6cc1\u306e\u78ba\u8a8d\u306b\u306f\u3001\u4e0b\u8a18\u306e\u30c4\u30fc\u30eb\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081<\/strong>\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u7121\u6599\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u30bd\u30d5\u30c8 <a href=\"https:\/\/financial-teacher.net\/\" target=\"_blank\" rel=\"noopener\">Financial Teacher System<\/a>\u3000<\/strong><\/li>\n<li><strong>\u65e5\u672cFP\u5354\u4f1a\u3000<a href=\"https:\/\/www.jafp.or.jp\/know\/lifeplan\/simulation\/\" target=\"_blank\" rel=\"noopener\">\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u8a3a\u65ad<\/a>\u3000<\/strong><\/li>\n<li><strong>\u677e\u4e95\u8a3c\u5238\u3000<a href=\"https:\/\/www.matsui.co.jp\/tool\/sp\/simulator\/\" target=\"_blank\" rel=\"noopener\">\u677e\u4e95FP\uff5e\u5c06\u6765\u30b7\u30df\u30e5\u30ec\u30fc\u30bf\u30fc\uff5e<\/a><\/strong><\/li>\n<\/ul>\n<p><span style=\"color: #ff0000;\">\u3044\u305a\u308c\u3069\u3053\u304b\u3067\u624b\u5143\u8cc7\u91d1\u304c\u306a\u304f\u306a\u308b\u72b6\u6cc1\u3068\u306f\u751f\u6d3b\u304c\u7834\u7dbb\u3057\u3066\u3044\u308b\u3053\u3068<\/span>\u3092\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u73fe\u5728\u53ca\u3073\u4eca\u5f8c\u306e\u300c\u6708\u5358\u4f4d\u30fb\u5e74\u5358\u4f4d\u30fb\u9577\u671f\u9593\u300d\u306b\u304a\u3051\u308b\u5bb6\u8a08\u306e\u53ce\u652f\u306f\u78ba\u8a8d\u3067\u304d\u3066\u3044\u308b\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u751f\u6d3b\u8cbb\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u304c\u3042\u308b\u4e2d\u3067\u3001\u5e74\u5358\u4f4d\u3067\u4e00\u5b9a\u306e\u8caf\u84c4\u304c\u3067\u304d\u308b\u7a0b\u5ea6\u306e\u53ce\u652f\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u6700\u4f4e\u6761\u4ef6\u3067\u3059\u3002\u5148\u3005\u306e\u5177\u4f53\u7684\u306a\u898b\u901a\u3057\u3092\u7acb\u3066\u3066\u3001\u9577\u671f\u7684\u306b\u898b\u3066\u751f\u6d3b\u306b\u652f\u969c\u304c\u306a\u3044\u3053\u3068\u304c\u78ba\u8a8d\u3067\u304d\u308c\u3070\u300c\u3054\u81ea\u8eab\u306b\u3068\u3063\u3066\u306e\u6700\u9069\u306a\u982d\u91d1\u300d\u304c\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n<div class=\"attention a-1\">\n<p>A\u3055\u3093\u30fb\u30fb\u30fb\u7121\u6599\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u4f5c\u6210\u30c4\u30fc\u30eb\u3092\u4f7f\u3044\u3001\u81ea\u5206\u306a\u308a\u306b\u4f5c\u6210\u3057\u3066\u307f\u305f<\/p>\n<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Cash-flow.png\" alt=\"\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u8868\" width=\"701\" height=\"286\" class=\"alignnone size-full wp-image-5564\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Cash-flow.png 701w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Cash-flow-300x122.png 300w\" sizes=\"auto, (max-width: 701px) 100vw, 701px\" \/><br \/>\n<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Saving-balance-transition.png\" alt=\"\u8caf\u84c4\u6b8b\u9ad8\u63a8\u79fb\" width=\"698\" height=\"304\" class=\"alignnone size-full wp-image-5565\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Saving-balance-transition.png 698w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2021\/07\/Saving-balance-transition-300x131.png 300w\" sizes=\"auto, (max-width: 698px) 100vw, 698px\" \/><br \/>\n\u7b46\u8005\u304c\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u30bd\u30d5\u30c8\u3092\u5229\u7528\u3057\u4f5c\u6210<\/p>\n<div class=\"attention a-1\">\n<p>A\u3055\u3093\u30fb\u30fb\u30fb\u4f5c\u6210\u3057\u3066\u307f\u305f\u304c\u3001\u5c02\u9580\u77e5\u8b58\u306e\u3042\u308b\u7b2c\u4e09\u8005\u306b\u805e\u3044\u3066\u3001\u305d\u306e\u4e0a\u3067\u9577\u671f\u306e\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u3063\u3066\u3082\u3089\u3063\u305f\u65b9\u304c\u6b63\u78ba\u306a\u3082\u306e\u304c\u4f5c\u308c\u308b\u3068\u601d\u3044\u3001\u518d\u5ea6\u691c\u7d22\u3059\u308b\u3053\u3068\u306b\u3057\u305f<\/p>\n<\/div>\n<h2><span id=\"5\">5. \u3088\u308a\u6b63\u78ba\u306b\u77e5\u308a\u305f\u3044\u5834\u5408\u306f\u30d7\u30ed\u306b\u4f9d\u983c\u3057\u3088\u3046<\/span><\/h2>\n<p><strong>\u4e00\u756a\u306e\u8fd1\u9053\u306f<\/strong>\u300c\u672a\u6765\u306e\u5bb6\u8a08\u56f3\u300d\u3068\u8a00\u308f\u308c\u3066\u3044\u308b<strong>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u308b\u3053\u3068<\/strong>\u3067\u3059\u3002\u306a\u305c\u306a\u3089<strong>\u9577\u671f\u7684\u306b\u898b\u3066\u751f\u6d3b\u306b\u652f\u969c\u304c\u3042\u308b\u304b\u306a\u3044\u304b\u3092\u78ba\u8a8d\u3067\u304d\u308b<\/strong>\u304b\u3089\u3067\u3059\u3002<\/p>\n<h3><span id=\"5-1\">5-1. \u30d7\u30ed\u306b\u4f9d\u983c\u3059\u3079\u304d\u7406\u7531\u306f\u4eba\u306b\u3088\u3063\u3066\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304c\u7570\u306a\u308b\u304b\u3089<\/span><\/h3>\n<p><strong>\u767e\u4eba\u3044\u308c\u3070\u767e\u901a\u308a\u306e\u751f\u6d3b\u8a2d\u8a08\u304c\u3042\u308b<\/strong>\u3068\u3044\u3046\u3053\u3068\u3092\u3054\u8a8d\u8b58\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089<span style=\"color: #0000ff;\">40\u4ee3\u3068\u306f\u8a00\u3063\u3066\u3082\u4eba\u305d\u308c\u305e\u308c\u7f6e\u304b\u308c\u3066\u3044\u308b\u72b6\u6cc1\u3084\u80cc\u666f\u306a\u3069\u304c\u540c\u3058\u4eba\u306f\u3044\u306a\u3044\u304b\u3089<\/span>\u3067\u3059\u3002<\/p>\n<h3><span id=\"5-2\">5-2. \u30d7\u30ed\u306b\u4f9d\u983c\u3059\u308c\u3070\u8cea\u306e\u9ad8\u3044\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304c\u4f5c\u6210\u53ef\u80fd<\/span><\/h3>\n<p>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u308b\u305f\u3081\u306b\u306f\u3001<span style=\"color: #0000ff;\">\u73fe\u72b6\u306e\u53ce\u652f\u3092\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068<\/span>\u304c\u5fc5\u9808\u3067\u3059\u3002<\/p>\n<ul>\n<li>\u6708\u6bce\u30fb\u5e74\u6bce\u306e\u53ce\u5165\u3068\u652f\u51fa\u3001\u4fdd\u6709\u306e\u91d1\u878d\u8cc7\u7523\u306a\u3069\u3092\u66f8\u304d\u51fa\u3059<\/li>\n<\/ul>\n<p>\u3053\u308c\u306b\u3088\u308a\u3001<span style=\"color: #0000ff;\">\u76f4\u8fd11\u5e74\u306e\u53ce\u652f\u3068\u91d1\u878d\u8cc7\u7523\u6b8b\u9ad8\u304c\u5206\u304b\u308a\u307e\u3059\u3002<\/span><\/p>\n<ul>\n<li>\u4eca\u5f8c\u306e\u4f4f\u5b85\u8cfc\u5165(\u982d\u91d1\u306e\u4e88\u7b97\u542b\u3080)\u3084\u304a\u5b50\u69d8\u306e\u72b6\u6cc1\u3001\u5922\u3001\u30a4\u30d9\u30f3\u30c8\u4e8b\u306a\u3069\u3092\u3057\u3063\u304b\u308a\u76db\u308a\u8fbc\u3093\u3060\u4eba\u751f\u8a08\u753b\u3092\u91d1\u984d\u3068\u3057\u3066\u8868\u793a\u3059\u308b<\/li>\n<\/ul>\n<p><span style=\"color: #0000ff;\">\u3053\u308c\u306b\u3088\u308a\u3001<\/span><span style=\"color: #0000ff;\">\u73fe\u5728\u304b\u3089\u8001\u5f8c\u307e\u3067\u306e1\u5e74\u6bce\u3084\u9577\u671f\u3067\u898b\u305f\u5834\u5408\u306e\u53ce\u652f\u3001\u91d1\u878d\u8cc7\u7523\u6b8b\u9ad8\u306e\u63a8\u79fb\u306a\u3069\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<p>1\u5e74\u6bce\u306e\u53ce\u652f\u306f\u30a4\u30d9\u30f3\u30c8\u306b\u3088\u308a\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u304c\u3001<strong>\u6700\u3082\u5927\u4e8b\u306a\u90e8\u5206\u306f\u9577\u671f\u7684\u306b\u898b\u3066\u91d1\u878d\u8cc7\u7523\u306e\u5897\u6e1b\u306e\u63a8\u79fb\u304c\u3069\u3046\u306a\u3063\u3066\u3044\u308b\u306e\u304b\uff1f\u3092\u78ba\u8a8d\u3067\u304d\u308b\u3053\u3068<\/strong>\u3067\u3059\u3002<\/p>\n<h3><span id=\"5-3\">5-3. \u8cea\u306e\u9ad8\u3044\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304c\u3042\u308c\u3070\u9069\u5207\u306a\u982d\u91d1\u306e\u7b97\u51fa\u304c\u53ef\u80fd<\/span><\/h3>\n<p><strong>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u300c\u81ea\u5206\u306b\u3068\u3063\u3066\u306e\u6700\u9069\u306a\u982d\u91d1\u306f\u5e7e\u3089\u304b\uff1f\u300d\u306b\u304a\u7b54\u3048\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd<\/strong>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><span style=\"color: #0000ff;\">\u30d7\u30ed\u306b\u4f9d\u983c\u3059\u308b\u3053\u3068\u3067\u3001\u5ba2\u89b3\u7684\u306a\u610f\u898b\u3084\u305d\u306e\u4ed6\u5468\u8fba\u60c5\u5831\u306a\u3069\u3082\u805e\u3051\u308b\u306e\u3067\u662f\u975e\u6d3b\u7528\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081\u3057\u307e\u3059<\/span>\u3002<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/housing-loan\/\" target=\"_blank\" rel=\"noopener\"><\/a><a href=\"https:\/\/fpbank.co.jp\/fpguide\/merit-demerit\/\" target=\"_blank\" rel=\"noopener\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u76f8\u8ac7\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/p>\n<h2><span id=\"6\">6. \u307e\u3068\u3081<\/span><\/h2>\n<p>\u300c\u81ea\u5206\u306b\u3068\u3063\u3066\u306e\u6700\u9069\u306a\u982d\u91d1\u300d\u3092\u77e5\u308b\u305f\u3081\u306b\u306f\u3001\u4f4f\u5b85\u8cfc\u5165\u5f8c\u306e\u751f\u6d3b\u8a2d\u8a08\u307e\u3067\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305a\u306f\u3001\u982d\u91d1\u306b\u5bfe\u3059\u308b\u57fa\u672c\u7684\u306a\u8003\u3048\u65b9\u3084\u52b9\u679c\u3084\u4e00\u822c\u8ad6\u3092\u77e5\u3063\u3066\u9802\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u3046\u3048\u3067\u3001<strong>\u3054\u81ea\u8eab\u306e\u73fe\u72b6\u3084\u4eca\u5f8c\u306e\u5e0c\u671b\u306a\u3069\u3092\u7db2\u7f85\u3057\u305f\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u308b\u3053\u3068\u304c\u552f\u4e00\u306e\u89e3\u6c7a\u7b56<\/strong>\u3067\u3059\u3002\u6b63\u78ba\u306a\u7b54\u3048\u3092\u6c42\u3081\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u3044\u3044FP\u3092\u63a2\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>40\u4ee3\u306e\u3042\u306a\u305f\u306f\u3001\u5bb6\u306e\u8cfc\u5165\u306b\u3042\u305f\u3063\u3066\u982d\u91d1\u3092\u5165\u308c\u308b\u3079\u304d\u304b\u60a9\u307e\u308c\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f 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