{"id":305,"date":"2019-01-31T15:24:58","date_gmt":"2019-01-31T06:24:58","guid":{"rendered":"https:\/\/fpbank.co.jp\/?post_type=column&amp;p=305"},"modified":"2019-01-31T15:24:58","modified_gmt":"2019-01-31T06:24:58","slug":"life-plan-necessity","status":"publish","type":"post","link":"https:\/\/fpbank.co.jp\/column\/life-plan-necessity","title":{"rendered":"\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u3063\u305f\u3089\u5bb6\u8a08\u304c\u5909\u308f\u3063\u305f"},"content":{"rendered":"<p>\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306e\u5fc5\u8981\u6027\u3068\u8a00\u3046\u3068\u306a\u306b\u3084\u3089\u5805\u82e6\u3057\u3044\u30a4\u30e1\u30fc\u30b8\u3067\u3059\u304c\u3001\u5927\u4e8b\u306a\u306e\u306f\u300c\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u3067\u4f55\u304c\u5206\u304b\u308b\u306e\u304b\uff1f\u300d\u3068\u3044\u3046\u70b9\u3067\u3059\u3002\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3067\u5206\u304b\u308b\u4ee3\u8868\u7684\u306a\u3053\u3068\u3092\u307e\u3068\u3081\u3066\u307f\u307e\u3057\u305f\u3002<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u76ee\u6b21<\/p><ul class=\"toc_list\"><li><a href=\"#i\">\uff11\uff0e\u4f4f\u5b85\u4e88\u7b97\u304c\u5206\u304b\u308b\uff01<\/a><\/li><li><a href=\"#i-2\">\uff12\uff0e\u751f\u547d\u4fdd\u967a\u304c\u5206\u304b\u308b\uff01<\/a><\/li><li><a href=\"#i-3\">\uff13\uff0e\u8cc7\u7523\u904b\u7528\u304c\u5206\u304b\u308b\uff01<\/a><\/li><li><a href=\"#i-4\">\uff14\uff0e\u304a\u91d1\u306e\u4f7f\u3044\u65b9\u304c\u5206\u304b\u308b\uff01<\/a><\/li><li><a href=\"#i-5\">\uff15\uff0e\u307e\u3068\u3081<\/a><\/li><\/ul><\/div>\n<h2><span id=\"i\"><strong>\uff11\uff0e\u4f4f\u5b85\u4e88\u7b97\u304c\u5206\u304b\u308b\uff01<\/strong><\/span><\/h2>\n<p>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306e\u3068\u3053\u308d\u306b\u6301\u3061\u8fbc\u307e\u308c\u308b\u3054\u76f8\u8ac7\u4e8b\u306e\u4e2d\u3067\u304b\u306a\u308a\u306e\u5272\u5408\u3092\u5360\u3081\u308b\u306e\u304c\u3001\u300c\u81ea\u5206\u306b\u3042\u3063\u305f\u7121\u7406\u306e\u306a\u3044\u4f4f\u5b85\u306f\u3044\u304f\u3089\u304b\uff1f\u300d\u3068\u3044\u3046\u3054\u8cea\u554f\u3067\u3059\u3002<br \/>\n\u30de\u30f3\u30b7\u30e7\u30f3\u30ae\u30e3\u30e9\u30ea\u30fc\u306a\u3069\u3067\u3082\u3053\u306e\u8cea\u554f\u306b\u306f\u7b54\u3048\u3066\u304f\u308c\u307e\u3059\u304c\u3001\u5f7c\u3089\u306e\u95a2\u5fc3\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u7d44\u3081\u308b\u304b\u3069\u3046\u304b\u3060\u3051\u3002\u4eca\u5f8c\u306e\u9577\u3044\u4eba\u751f\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u304c\u3069\u3046\u306a\u308b\u304b\u306f\u8003\u3048\u3066\u304f\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u307e\u305f\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306f\u30012013\u5e746\u6708\u306b1000\u540d\u4ee5\u4e0a\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u4e88\u5b9a\u8005\u3092\u5bfe\u8c61\u306b\u30a2\u30f3\u30b1\u30fc\u30c8\u8abf\u67fb\u3092\u884c\u3044\u307e\u3057\u305f\u3002\u305d\u306e\u7d50\u679c\u3001\u4f4f\u5b85\u53d6\u5f97\u306b\u8e0f\u307f\u5207\u308c\u306a\u3044\u7406\u7531\u306e\u4e2d\u3067\u300c\u5c06\u6765\u306e\u53ce\u5165\u3084\u751f\u6d3b\u306b\u4e0d\u5b89\u304c\u3042\u308b\u304b\u3089\u300d\u304c\u591a\u6570\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002<br \/>\n\u4eba\u751f\u306b\u306f\u3044\u308d\u3044\u308d\u306a\u304a\u91d1\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u4f4f\u5b85\u4e88\u7b97\u3082\u305d\u306e\u4e2d\u306e\u4e00\u3064\u306e\u8981\u7d20\u3068\u3057\u3066\u5305\u62ec\u7684\u306b\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u3067\u4f4f\u5b85\u53d6\u5f97\u306e\u4e0d\u5b89\u306f\u89e3\u6d88\u3059\u308b\u3053\u3068\u304c\u51fa\u6765\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-336\" src=\"https:\/\/fpbank.co.jp-content\/uploads\/2019\/01\/LP\u30b0\u30e9\u30d5.jpg\" alt=\"\" width=\"812\" height=\"469\" srcset=\"https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2019\/01\/LP\u30b0\u30e9\u30d5.jpg 812w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2019\/01\/LP\u30b0\u30e9\u30d5-300x173.jpg 300w, https:\/\/fpbank.co.jp\/column\/wp-content\/uploads\/2019\/01\/LP\u30b0\u30e9\u30d5-768x444.jpg 768w\" sizes=\"auto, (max-width: 812px) 100vw, 812px\" \/><\/p>\n<p><span style=\"font-size: 10pt;\">\u51fa\u5178\uff1a\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u3000\u5e73\u621024\u5e74\u5ea6\u3000\u6c11\u9593\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u306e\u5b9f\u614b\u8abf\u67fb<\/span><br \/>\n<span style=\"font-size: 10pt;\">\u8abf\u67fb\u5bfe\u8c61\uff1a\u6c11\u9593\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u4e88\u5b9a\u8005\u30001041\u4eba<\/span><br \/>\n<span style=\"font-size: 10pt;\">\u8abf\u67fb\u6642\u671f\uff1a2013\u5e746\u6708<\/span><br \/>\n<span style=\"font-size: 10pt;\">(<a href=\"https:\/\/www.jhf.go.jp\/files\/300115220.pdf\">https:\/\/www.jhf.go.jp\/files\/300115220.pdf<\/a>\u3000\u95b2\u89a7\u65e5\uff1a2019\u5e741\u670825\u65e5)<br \/>\n<\/span><\/p>\n<p><a href=\"https:\/\/service.fpbank.co.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><span style=\"color: #0000ff; text-decoration: underline;\">\u521d\u56de\u76f8\u8ac7\u7121\u6599\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u306b\u76f8\u8ac7\u3059\u308b<\/span><\/span><\/a><\/p>\n<h2><span id=\"i-2\"><strong>\uff12\uff0e\u751f\u547d\u4fdd\u967a\u304c\u5206\u304b\u308b\uff01<\/strong><\/span><\/h2>\n<p>\u305f\u3060\u306a\u3093\u3068\u306a\u304f\u751f\u547d\u4fdd\u967a\u306b\u5165\u3063\u3066\u3044\u308b\u65b9\u3082\u591a\u3044\u306e\u3067\u3059\u304c\u3001\u6b63\u3057\u3044\u751f\u547d\u4fdd\u967a\u306e\u5165\u308a\u65b9\u3082\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u3067\u5206\u304b\u308a\u307e\u3059\u3002<br \/>\n\u3044\u304f\u3089\u512a\u308c\u305f\u4fdd\u967a\u5546\u54c1\u3060\u3068\u3057\u3066\u3082\u3001\u305d\u3082\u305d\u3082\u5165\u308b\u5fc5\u8981\u304c\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u304a\u91d1\u306e\u7121\u99c4\u3067\u3059\u3002\u307e\u305f\u5145\u5206\u306b\u8caf\u84c4\u3067\u304d\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u751f\u547d\u4fdd\u967a\u306b\u5165\u3089\u306a\u3044\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u6301\u3066\u307e\u3059\u3002\u5165\u308b\u304b\u5165\u3089\u306a\u3044\u304b\u3082\u542b\u3081\u3066\u3001\u3042\u306a\u305f\u306b\u3042\u3063\u305f\u751f\u547d\u4fdd\u967a\u3092\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u304b\u3089\u8003\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/fpbank.co.jp\/fpguide\/life_simuration\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><span style=\"color: #0000ff; text-decoration: underline;\">\u521d\u56de\u76f8\u8ac7\u7121\u6599\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\u3068\u4e00\u7dd2\u306b\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3092\u7acb\u3066\u308b<\/span><\/span><\/a><\/p>\n<h2><span id=\"i-3\"><strong>\uff13\uff0e\u8cc7\u7523\u904b\u7528\u304c\u5206\u304b\u308b\uff01<\/strong><\/span><\/h2>\n<p>\u8cc7\u7523\u904b\u7528\u306f\u76ee\u7684\u3092\u6c7a\u3081\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002\u300c\u306a\u3093\u3068\u306a\u304f\u5132\u304b\u308a\u305d\u3046\u3060\u306a\u300d\u3067\u59cb\u3081\u3066\u3057\u307e\u3046\u3068\u3044\u3064\u306e\u9593\u306b\u304b\u6df1\u307f\u306b\u306f\u307e\u3063\u3066\u3057\u307e\u3044\u3001\u601d\u308f\u306c\u5927\u602a\u6211\u3059\u308b\u3053\u3068\u3082\u3002<br \/>\n\u305d\u3046\u306a\u3089\u306a\u3044\u305f\u3081\u306b\u306f\u300c\u3044\u3064\u307e\u3067\u306b\u300d\u300c\u3044\u304f\u3089\u5897\u3084\u3059\u304b\u300d\u3068\u3044\u3046\u76ee\u6a19\u3092\u7acb\u3066\u308b\u3053\u3068\u306f\u4e0d\u53ef\u6b20\u3002\u76ee\u6a19\u3055\u3048\u6c7a\u307e\u3063\u3066\u3044\u308c\u3070\u305d\u308c\u4ee5\u4e0a\u306e\u4e0d\u8981\u306a\u30ea\u30b9\u30af\u3092\u72af\u3059\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u300c\u3044\u3064\u307e\u3067\u306b\u300d\u300c\u3044\u304f\u3089\u5897\u3084\u3059\u304b\u300d\u306f\u4eba\u306b\u3088\u3063\u3066\u9055\u3063\u3066\u304d\u307e\u3059\u3002\u305d\u306e\u4eba\u306e\u76ee\u6a19\u3092\u6c7a\u3081\u308b\u306e\u306f\u3082\u3061\u308d\u3093\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3067\u3059\u3002<\/p>\n<p><span style=\"color: #0000ff;\">\uff1c\u304a\u5f79\u7acb\u3061\u60c5\u5831\uff1e<\/span><a href=\"https:\/\/fpbank.co.jp\/useful\/whitepaper03\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\"><span style=\"color: #0000ff; text-decoration: underline;\">\u8001\u5f8c\u8cc7\u91d1\u30d1\u30fc\u30d5\u30a7\u30af\u30c8\u30de\u30cb\u30e5\u30a2\u30eb\u3092\u53d6\u5f97\u3059\u308b<\/span><\/span><\/a><\/p>\n<h2><span id=\"i-4\"><strong>\uff14\uff0e\u304a\u91d1\u306e\u4f7f\u3044\u65b9\u304c\u5206\u304b\u308b\uff01<\/strong><\/span><\/h2>\n<p>\u300c\u8caf\u91d1\u3057\u3088\u3046\u3068\u601d\u3063\u3066\u306f\u3044\u308b\u3051\u308c\u3069\u306a\u304b\u306a\u304b\u8caf\u307e\u3089\u306a\u3044\u2026\u300d\u3068\u3044\u3046\u58f0\u3082\u591a\u304f\u805e\u304d\u307e\u3059\u3002\u3053\u3093\u306a\u6642\u306f\u304a\u91d1\u3092\u4f7f\u3046\u3053\u3068\u306b\u7f6a\u60aa\u611f\u3092\u6301\u3063\u3066\u3057\u307e\u3046\u3053\u3068\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305d\u3093\u306a\u751f\u6d3b\u3092\u305a\u3063\u3068\u7d9a\u3051\u308b\u306e\u306f\u306a\u304b\u306a\u304b\u53b3\u3057\u3044\u3082\u306e\u3067\u3059\u3002<br \/>\n\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u4f5c\u308b\u3053\u3068\u3067\u672a\u6765\u306e\u652f\u51fa\u3092\u4e88\u60f3\u3067\u304d\u308c\u3070\u3001\u305d\u3053\u304b\u3089\u9006\u7b97\u3057\u3066\u6bce\u6708\u306e\u8caf\u91d1\u984d\u3092\u6c7a\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u6bce\u6708\u306e\u8caf\u91d1\u984d\u3092\u78ba\u4fdd\u3057\u305f\u4e0a\u3067\u6b8b\u308a\u306e\u304a\u91d1\u3092\u4f7f\u3046\u306e\u3067\u3042\u308c\u3070\u3001\u5fc3\u306e\u8ca0\u62c5\u306f\u3060\u3044\u3076\u8efd\u304f\u306a\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<h2><span id=\"i-5\">\uff15\uff0e\u307e\u3068\u3081<\/span><\/h2>\n<p>\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u56db\u3064\u306e\u4e2d\u306b\u3042\u306a\u305f\u304c\u8208\u5473\u306e\u3042\u308b\u3082\u306e\u304c\u4e00\u3064\u3067\u3082\u3042\u308c\u3070\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306e\u5fc5\u8981\u6027\u306f\u300c\u3042\u308a\u300d\u3068\u8a00\u3048\u305d\u3046\u3067\u3059\u3002<br \/>\n\u4eca\u56de\u306f\u4ee3\u8868\u7684\u306a\u3082\u306e\u3092\u6319\u3052\u307e\u3057\u305f\u304c\u3001\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u306b\u306f\u3053\u306e\u4ed6\u306b\u3082\u307e\u3060\u307e\u3060\u8272\u3005\u306a\u4f7f\u3044\u65b9\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u610f\u5473\u3067\u300c\u4eba\u751f\u306e\u8a2d\u8a08\u66f8\u300d\u3068\u3082\u8a00\u3048\u308b\u30e9\u30a4\u30d5\u30d7\u30e9\u30f3\u3002\u3042\u306a\u305f\u3082\u4f5c\u3063\u3066\u307f\u3066\u306f\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: 10pt;\">2019\u5e741\u670831\u65e5<\/span><br \/>\n<span style=\"font-size: 10pt;\">text by \u4e45\u4fdd\u7530 \u6b63\u5e83<\/span><br \/>\n<span style=\"font-size: 10pt;\">\uff26\uff30\u30d0\u30f3\u30af<\/span><\/p>\n<p><!--ul>\n \t\n\n<li>\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb<\/li>\n\n\n \t\n\n<li>\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb\u30b5\u30f3\u30d7\u30eb<\/li>\n\n\n 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